Why is she trying to convince her to use credit? She already said she has good credit and has enough cash to not need a credit card. These credit card companies have done an amazing job creating an environment where if you dont use credit then you are made to feel like youre the one doing something wrong. They have also done an amazing job making it seem like credit is something you “need”. It certainly has benefits but if someone is able to live like without it, they should be encouraged to continue that - not encouraged to go into debt. When did it become normal to spend money you dont have?! I think the only two things that one should use credit on are a car and a house.
@@nicoleramirez1596 She said her credit score was already good, but using credit for purchases and paying off the balance each month so as to not have any credit fees, would eventually increase her credit limit so she could qualify for a home mortgage
Because you're not spending money you don't have. If you spend $200/mo on gas from your checking account, you get $0 from doing so. If you move $200 to a reserve account, use a credit card to pay for $200 in gas that month, and then pay the credit card bill with the $200 from the reserve account, you carry no balance, and earn $2 because your card has a 1% cash back reward. Som cards have up to 5% rewards for gas. That's $5 each month, for free. That's what she means by discipline. As a bonus, maybe one month you put $200 in reserve, and only use $150 in gas, earning you a $1.50, plus you can shift the $50 saved into a Roth IRA, earning you even more money long term. Lots of creative ways to manage money.
man this was tough to watch. very positive but not realistic. she wants more education and debt but isn't even putting her current degree to work. if she makes 30k a year with 95k of debt. she doesn't have discretionary income become because she is choosing a passionate and rewarding job. If she doesn't get serious she is always going to be in debt. since she has no plan whatsoever for the future and growth.
Hahahahahahahahahahahah!!! “If she doesn’t get serious” works full time while paying all bills and crippling debt, “if she doesn’t get serious” supports BOTH of her parents and still manages to save “if she doesn’t get serious”. Lol that’s hilarious, you are so dumb.
Ally always makes me laugh. And when she's not making me laugh she's making me smile. And when she's not making me smile she's making me smfh!
This is actually good. Y'all gotta advertise this. I'm working on grad report on HOOD and just checked on the page. Kudos.
Thanks for the words of support! We're glad to have you on the Robinhood team.
The goals of this project show that the professional team is behind this project(ccn)
Holy shit 20k a month?????
Ccn will blow up 🚀🚀🚀 Ready!
#Ccn
#CryptoCurrencyNetwork
Why is she trying to convince her to use credit? She already said she has good credit and has enough cash to not need a credit card. These credit card companies have done an amazing job creating an environment where if you dont use credit then you are made to feel like youre the one doing something wrong. They have also done an amazing job making it seem like credit is something you “need”. It certainly has benefits but if someone is able to live like without it, they should be encouraged to continue that - not encouraged to go into debt. When did it become normal to spend money you dont have?!
I think the only two things that one should use credit on are a car and a house.
Well Said!! and excellent points!! 💯👏🏾👏🏾👏🏾
Patrice is advising her to use her credit on purchases to increase her credit score, to obtain a mortgage
@@nicoleramirez1596 She said her credit score was already good, but using credit for purchases and paying off the balance each month so as to not have any credit fees, would eventually increase her credit limit so she could qualify for a home mortgage
Because you're not spending money you don't have. If you spend $200/mo on gas from your checking account, you get $0 from doing so. If you move $200 to a reserve account, use a credit card to pay for $200 in gas that month, and then pay the credit card bill with the $200 from the reserve account, you carry no balance, and earn $2 because your card has a 1% cash back reward. Som cards have up to 5% rewards for gas. That's $5 each month, for free. That's what she means by discipline.
As a bonus, maybe one month you put $200 in reserve, and only use $150 in gas, earning you a $1.50, plus you can shift the $50 saved into a Roth IRA, earning you even more money long term. Lots of creative ways to manage money.
Are you kidding me? She makes $20k/month and wants to 'someday' buy a house?
Must be a struggle to buy a home making 20K/mo. She will need to step up her UA-cam game🙄
the powerfull team behind the project
ccn network
Every day CCN going stronger because of behind the CCN are great team that make it stronger
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CCN#
Did you know that you can make a good profit by buying CCN?
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Don t cry because it s over. Smile because CCN happened
Keep making videos, love your energy!!! You are missing out = P r o m o s m.
Every day CCN going stronger because of behind the CCN are great team that make it stronger🚀🚀
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* . 🌍 * . * 💫*
. * #Ccn is the * .
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#Ccn
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circumnavigate the universe and lived to tell the tale yet the universe doesn't have an edge how was that possible 😅
man this was tough to watch. very positive but not realistic. she wants more education and debt but isn't even putting her current degree to work. if she makes 30k a year with 95k of debt. she doesn't have discretionary income become because she is choosing a passionate and rewarding job. If she doesn't get serious she is always going to be in debt. since she has no plan whatsoever for the future and growth.
Hahahahahahahahahahahah!!! “If she doesn’t get serious” works full time while paying all bills and crippling debt, “if she doesn’t get serious” supports BOTH of her parents and still manages to save “if she doesn’t get serious”. Lol that’s hilarious, you are so dumb.
You are right. I started typing this on a different video that ended. I didn't realize it for some dumb reason carried over.
Someone used my email to open an account in their name and used their phone number. I am unable to access account support cuz I cant log in
Nice project with big plan for future dont miss the pump🚀🚀
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#ccnnetwork
#CCN