Can we finish any Christmas Challenges today??

Saving $100 to my Christmas Binder!
Nicole here, Welcome to my channel! Ive been budgeting for every last dollar, cash stuffing our spending envelopes and trying to pay down some nasty credit cards while saving cash in some sinking funds envelopes. Thank you for hanging out with me on my journey!
Here are the Etsy Shops, UA-cam Channels and Challenges used or mentioned in this video:
Ellie, UA-cam: @EllieOnEarth
Etsy: www.etsy.com/s...
Nessa Budgets
www.etsy.com/s...
My Etsy Shop is officially OPEN!! Super exciting!
chatwithnicole...
Fun Savings Challenge
www.etsy.com/s...
Budgeting with Jenni
www.etsy.com/s...
Luna Light Printables
www.etsy.com/s...
Sisters on a Budget
www.etsy.com/s...
Simply Living Saves
www.etsy.com/s...
Star, UA-cam: @Budgeting4Me
Etsy: www.etsy.com/s...
I love snail mail!! If youd like to reach out, below are 2 ways to do so:
Chat with Nicole and Budget
PO Box 861
Beaumont, CA 92223
My email is [e-mail]
**Please Note: I am in no way a financial advisor. I am only sharing with you what is working (or not working) for our household. Please consult a professional for any financial advise.
#budget #budgeting #budgetwithme #savingschallenges #sinkingfunds #cashstuffing #cashenvelopes #cashenvelopestuffing #savings #savingstracker #howtobudget #howtobudgetandsavemoney #debt #debtfree #debtfreejourney #studentloans #creditcard #creditcarddebt #howtosavemoney #cashenvelopestuffing #cashenvelopesystem #cashenvelopewallet #cashenvelopebudgeting #zerobasedbudget #zerobasedbudgeting #daveramsey #Budgetwithme #SaveWithMe

[@moneywithjustliving5258]

Watching while working. Happy Monday.

[@ChatWithNicoleandBudget]

Happy Monday! Have a great week!

[@AishaMBudgets]

Nicole, your Christmas binder is adorable! Love the decorations on the front. Wow, those two $25's just jumped out of nowhere in the beginning. We save a little at a time throughout the year for Christmas but still end up with only about $100-$120 for our two boys. Happily, they're fine with getting money (which they also get for their birthdays) that they save and spend throughout the year. How have you been doing with your nails?

[@ChatWithNicoleandBudget]

Thanks! My goal is $2k so I have enough for my hubby, 3 kids, grandson, 3 nieces/nephew, but also side things like our doggies, my coworkers, a couple friends, a couple sisters and then activities thru the holiday. I think it should be good tho.
ahhhh man, my nails...ill update on I think Tuesday when I do my credit card update, but not so well. Good with not biting them, but theyre just so fragile. I might put the nails back on again lol well see

[@lolethawoods786]

Hello Nicole 😊

[@ChatWithNicoleandBudget]

Happy Monday! Hope its a good start to your week 💝

[@Trinity1976]

The missing 20$ was in the money you stuffed. You put $120 in your cash tray.
Btw...new sub! Love the Rise and Slay sticker.

[@ChatWithNicoleandBudget]

ohhhhh my gosh! youre sooo right! I even watched the video to edit it and still didnt realize!! Thannnnnk youuuu!!!!! Ill update my tracker :)
I think I got the Rise and Slay from an order I placed with SnowGardener307 :)