UPDATED Deferred Resignation. All Feds Do These 3 Things Now!
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- Опубліковано 10 лют 2025
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Man this sounds crazy. Glad I retired in 2024 from USPS 34 yrs in. Good luck everyone.
Also retired 2024 but wish I would of stayed for the circus.
34 years is pretty good so long as you at least stayed to 62 for the 1.1%. Hope you did that Dave Ramsey debt-free scream and now kicking it on some beach somewhere!
@ Hell no left at 56.6 . Life too short man.
@@jamesestrada7972 I agree, leave when you are ready. Financially, spiritually and physically. We are all different and all have different needs (and family situations). If it were just me, I could live very comfortably with a VERA...move to a place like Costa Rica I can live like a king being debt free and a modest TSP and stocks holding. But I have a wife...so yeah!
@@jamesestrada7972love it. I want to leave about the same time. So you still got the 1% in the pension calculation right?! Did you do a deferred retirement (in my mind, that means the money starts at 60 or 62, right? But it's based on your retirement age at 56 in the calc.... RIGHT? I've been trying to find answers and my agency just seems to not know, they skip over the details
That's right. Download all of your stuff and keep them as your records for future reference- especially those docs where your retirement is concerned.
From HR Connect ?
Download!? Print it out!
"Hopefully agencies will honor that request".. exactly! Why gamble with your retirement?
If they reject your request then you're still working!
Agencies cannot make you work during the 8 months after 6 Feb 25 if you choose to deferr resign. You stay home while your entire office has to report to work on Friday in person. You may have to go back to sign paperwork and turn in gear.
@@fee1776 Except it says right in the agreement they can have you report to work.
@@fee1776 Of course they can.
Been watching you for a few years and started getting prepared for retirement when I hit 18 months out from MRA. Started my military deposit process back in Oct and just got the amount from DFAS in the mailbox last week. MRA is Jan 31st 2026, so VERA will only cut 4 months off of my annuity calculation. Not sure there won't be a RIF after 6 Feb in my agency, so I may follow the old adage "a bird in the hand is worth two in the bush,"
HOLD THE LINE DONT RESIGN (unless it works out for you then do whats best for you and your family)
Recommend you also have all your Civlian LESs in addition to all SF50 personnel actions.
@@mikehunter7343 I have kept the SF-50s and the matching pay stubs that confirm the high 3 pay in last years of service. Your Official Personnel Folder is most important.It could take months to secure.
My agency can’t even tell me if this offer includes a VERA. How can most people even make a decision if we don’t know of this fork goes through a VERA.
Same here. It is the blind leading the blind at my agency. I begged my boss for a VERA yesterday, so at least he knows I am interested.
Same here. Army Cadet Command (GS Employee). Our personnel section stated "Guidance is due in 48 hours" that was yesterday afternoon.... We can do basic math. How the hell can people execute a decision?
Same here.
Your agency is the only one that can request VERA. if they don’t request it and get approval from OPM then you can’t get it. See second paragraph of the link www.opm.gov/policy-data-oversight/workforce-restructuring/voluntary-early-retirement-authority/
Same here. Our HR can't or won't tell me anything. They just refer me to OPM, who will not confirm anything. And, is a VERA contingent upon accepting the DRP? Not clear.
Retired December under VERA 55 with 27 years. Met with Dallen just for a sanity check. Well worth the money. Just a note if you have “Roth TSP” you cannot use that money without penalty unless you are 59.5 but you can draw from TSP at 55 without penalty. Before you take any resignation offers, make sure that you have a Vera offer in conjunction with it. Otherwise they could back out of the deal and leave you sitting out in the cold.
By the way, OPM took only 30 days to process mine before I started receiving my final checks
They'll just have to fire me, I'm not going to make this easier for them
I admire your tenacity. Union strong here.
If you don't think it would be just as easy for them to fire you, I don't think you see the writing on the wall...
you definitely don't want to be fired and lose your pension and benefits. Happy I retired in 2022.
Stop being a keyboard martyr. You know full well you’re going to get he pink slip. Relax Jack.
And they will, and you will lose out if they made you an offer and you refused. I have never seen it work any other way, over 40 years in multiple businesses in several different industries. Dont allow emotions to screw yourself. Its business. I would ALWAYS take what the business offered and be on my way……it never works out if you dont. Ever.
I retired under VERA/VSIP in 2022. Very happy I did it. If you pass on this opportunity you could face a RIF. 😢 just say’n this is very uncharted territory. Proceed with caution and consider all options. 😮
Never seen the fed government make offers like this in 42 yrs if service. This is crazy!
There is a first time for everything especially since the new administration wants so many ppl gone.
Interesting times. I don't like a lot of what is happening, but with the current national debt at $106K per person I understand. Not sure if we are just delaying the inevitable "money print the debt away". A trillion here and there and we might be talking about real money. 😲
It's because they are illegal. For one thing, funds can only be appropriated by Congress so they can't guarantee those funds. Not to even mention, the debt ceiling coming up. PS Musk pulled the same bs at twitter and the employees got stiffed. Lawsuits are still on going.
They reneged on my buddies in the 90s [military]
Retiring April 30th regardless
I just put in a ticket to update my SF50 with my VA disability for Veterans Preference...never know when a RIF will hit and I need all the points I can get to keep employed for the next 5 years. Working on mil buy back now and should have that done in 18 months. Once that is done, I'll have a better picture of my years of service. But regardless, I'm out in 5 yrs!!!
Same here
Yep. Same here.
5 years if you aren't laid off. Only 1% have resigned and the goal is 10%. Best of Luck
I hope veteran's preference is NOT considered DEI...everyone point counts for employment & retirement.
@@monicar8875 It's something that we earned, and not something we were given. so it should not be included in any sort of DEI category.
Excellent advice better than anyone else I’ve heard this week !
I had a seven month struggle to get my Official Personnel File from HR. My congressman was involved. Imagine if I retired without it. That would be seven additional months in interim payments from OPM if I were lucky! It would probably be more time because I had a contact person before I walked and filed a case with my congressman. I refused to finalize retirement until the OPF was secured with an email confirmation. I never seen it, but secured email confirmation all was good with the pension calculations.
I know a lot of 1811’s were asking if LEAP pay was considered one of the benefits they would keep while being on admin leave if they took a deferred resignation or VERA. So far, I’m not aware of any agency HR that has answered that question.
I don’t think 1811’s are eligible.
@ some 1811’s are, but that depends on their billet, which has been part of the confusion. I know several 1811’s in different agencies that are at least attempting to do it with concurrence from their agency. The ones I know were all planning on retiring between March and May 2025, so it’s a win for them with little risk. I guess we’ll see shortly how this all plays out.
Would absolutely be a win if you were planning to retire any way.
Feb 6 is the date to get the resignation letter in but the resignation commences on either Feb 28 or March 1.
fools gold
@dwoychick I was asking this question today, and management couldn't give me an answer. Thanks for the info.
That's not correct. The administrative leave commences on Feb 28th. The resignation becomes effective September 30th.
@1PatMetheny administrative leave begins NO LATER THAN March 1. All duties need to be reassigned BY Feb 28. Administrative leave, which is up to the agency, should begin 3/1
My wife lost her Government e-mail and system access on 3 Feb; so, she can no longer respond to the Fork Memo. She was finally able to track down a way to reach HR via phone and put in for her retirement on 7 Feb via her personal e-mail (for the deferred date on 31 Dec). She has no idea if she'll get VERA; but, she'll take legal action if she doesn't get it under the premise that it's illegal to offer VERA under coercion... your position is eligible, or it's not. VERA is being offered to 98% of her Agency (ironically, people in her HR tried to resign and it was denied by OPM). VERA means an additional $1900/mo until she turns 62.
Our agency offered the VERA in conjunction with the Def Resig offer. I do meet the age with min of 20 years. I saw the annuity amount and thought it will get taxed and will leave not much left. The annuity supplement wouldn’t kick in until I reach MRA and even that is reduced. I’m just thinking of hanging in there until I reach 60 so that I can have a pretty decent annuity. These last few years are debt free so I will be saving as much as I possibly can until 60. I’m just not quite ready to retire yet. I just hope they don’t implement RIF’s at our agency because with that, don’t we lose our benefits?
Yes with RIF you lose your benefits which is the only reason I'm contemplating VERA over staying around.
You answered my concern about the fers supplement? Decisions?
Good luck more work less people lmao.
If you qualify for VERA and are riffed, it would be a discontinued service retirement. You would still keep your FEHB and annuity as with VERA. However, I would accept the VERA now so your benefits can be grandfathered in. Within three years, the GS pay scale, pension and FEHB will all be gone.
If you're sticking around till you're 60...might as well stay to 62 for that extra 0.1% which might help that sting of survivor's benefits (if you're married). Of course, you need to keep an ear out if they try to change to rules and be ready to jump to try to "grandfather" in the current system.
Sharing a link to this video. Thanks for the great advice for feds!
Thank you, this was very helpful and what I needed to hear.
It was BS
Thanks for explaining that change. I thought OPM would extend to my planned Dec 31st retirement date. But, you clarified that they will only extend to a person's first eligibility date when it falls between Sept 30th and Dec 31st.
Not sure this is true. My wife's HR let her select 31 Dec; but, she did not have a planned date in the works. That seems to jive with the OPM FAQ.
This is from OPM,
Q. If I am eligible for early/normal retirement during the deferred resignation period (i.e., before September 30, 2025), will I be able to accept deferred resignation and still accept retirement during the deferred resignation period?
A. Yes. You will continue to accrue retirement benefits during the deferred resignation period. Should you elect to retire (either early retirement or normal retirement) before your final resignation date, your retirement election will override the deferred resignation.
Q. I am scheduled to retire soon after September 30, 2025. Can I take advantage of the deferred resignation program?
A. If your retirement date is between October 1, 2025 and December 31, 2025, you are still eligible for deferred resignation (unless your position is exempted from the deferred resignation program by your agency). If your retirement date is within this window, your deferred resignation date will be extended to match your retirement date.
I am trapped at Social Security. I have 25 yrs this May and am over 50. Desperately want out but agency does not allow us to participate
What agency do u work for ?
He has videos on delayed and postponed retirement.
@@joeanderson9267 yes I watched them. I will have to do the postponed retirement. Already have the certified summary of credible federal service. Only issue is the health insurance for wife during the gap time from resignation to getting 70 to start drawing annuity. This would not be a problem if I could take the VERA
@@David-k9v7j He told you. SSA
@CarlosRodriguez-ox3bg at 65, you can get Medicare for health. Hopefully, VERA is authorized for yall. Hang in there!
Glad I retired from the government in 2021 at 51. I sleep much better!!
Last year, people at some agencies had to apply for VERA in my department. Is there any guarantee that they will accept everyone eligible? Or will they subject to MRA +10 penalties if resign but rejected for VERA? (for pension purpose, better if fire and appeal etc in that case. If VERA is offered , should not we apply to our department for VERA as opposed to OPM fork in the road?
The department don't know or have the answers. Good luck with that ..
Hey bud "should not we" confused everyone. So there will be no follow-up to your word salad
Is this legal?
Has congress guaranteed the money
It’s exactly as guaranteed as if you just didn’t accept and stayed at your job normally. It’s just the pay you would already receive until sept. 30 if this offer had never existed.
VERA is not an option as you stated, coz agency leaderships has not drafted/considered any action to submit a request for VERA to OPM - lot's of leg work to determine staffing plans by deadline of Feb. 6. OPM guideline to VERA - read pg.2-3
Can you please address how the VERA will affect Special Provision employees i.e., LEOs, Fire Fighters, Air Traffic -thank you!
VERA is authorized per OPM yet the agency has to request it,..hence no agencies requested it thereby not offering VERA in this Resignation program.😮
Can’t access eOPF from personal PC. Only on gov PC.
I'm sure he meant get a copy from HR and keep it on your pc just so you can have after you've left.
You can download the pdf. of each document and email it to a personal email. Not the best use of time at work, but..... Or if you have a private office you can print them all out.
You access eOPF on your govt computer, download/save your file, then print it and/or send a PDF copy to your personal email.
Don't they give they give you the capability to download as a PDF?
@@Just_Stevo that’s what I was wondering but there are folks in my office that are concerned about sending anything to their personal email.
Can u buyback military service time will on this early out/ resignation?
this is the one that hurts me - does OPM decide VERA is available or the actual Agency (department) I work for decide? The OPM FAQ just says "Does my Agency have VERA for employees who opt to take the deferred resignation offer? Yes. Employees who are eligible for the deferred resignation offer and are at least age 50 with at least 20 years creditable Federal service, or any age with at least 25 years creditable Federal service are eligible for VERA along with the deferred resignation offer (unless your position is exempted from the deferred resignation program by your agency)."
I finally found a DoD specific page that has more detailed guidance. It seems to clearly indicate Vera is being offered dept wide if eligible for resignation (meaning position isn’t exempt). The template letter to sign says it. An OUSD FAQ says it.
Not eligible until April 26 because they disallowed 5 months of my military time. Makes me sick to my stomach how much that paperwork issue is gonna cost me.
Can you Do the voluntary res + FersD retirement?
Thank you!
Will you get the FERS supplement with VERA?
Yes but when you reach the MRA of 57…
Okay. I thought is was 55 with VERA.
So is VERA offered or your agency has to offer first?
sounds great but my wife and advisor says work 3 more years better deal. no perks till 59 and a half then 62 . very low without supplements. 27 years monthly estimate lonly 1400 but have to pay for medical and dental makes smaller .
I have a question about FERS retirement. I will be collecting my retirement from the post office in February 2026. I am currently in graduate school, getting my mental health counseling degree. If I enter back into government employment, such as with the VA. Will the paycheck I'm working for at the VA be minus my retirement pay? Also, If I worked ten more years, how would that work? Will I get a pension from the VA and then get what my actual pension was from the start at the post office, or will they add those ten years to my current post office pension? I learned that you can't double dip.
Too many “what if’s” right now. You also do not provide information on what type of USPS retirement you will be collecting. And you are technically incorrect, you can double dip as a rehired annuitant under current rules, but the future is unknown at this time.
@David-cv3bp just found out more information. The government payroll would subtract the amount of my postal pension from my paycheck. What I read is that it's unfair to the tax payers two payments to one individual. You can get a military pension and then work another government job without penalty. I'll find a job as a counselor in the civilian sector.
So RESIGN and then retire???? How the heck does that make sense?
Grateful to have you educating us all about these important issues. Excellent advice. It’s a lot to think through before making that decision. I agree to be cautious if this is the best option for you or not. If possible just hang in there and try to make it work out. Even if not leaving get those documents for your self.
Can full time GS federal employees later take IC or federal contract posts? What happens to the E-APP or PIV 🪪 status? Will all OPM staff need new PIVs? New program?
Thanks Dallen, great info😊 Any thoughts of if the emails were legal, bypassing the normal channels & policies?
Especially since a certain someone has their fingers in opm now as well.
@@317susanfingers hell I hear they have a whole family living on one level of the OPM building
That's a great question. As far a legality goes, I'm not sure, haha
@PlanYourFederalBenefits Thanks. Know it's a question up for debate, the Senate working on it now.
Question, well, more of a verification: I'm 54 now. I turn 55 in August of 2025. From what I understand, if I take the Resignation Offer, VERA, and turn 55 in the year these were offered, I can now access my TSP at 55 instead of 59 and a half WITHOUT penalty. Is that true?
If you leave/separate/retire from service IN THE YEAR you turn 55, you can start withdrawing your TSP without penalty. Of course you would pay tax on any withdrawals that are "traditional". ua-cam.com/video/IeqAXTZCmh0/v-deo.html - You can see him answer the question in the comments. There are other videos/information out there that covers this too. So to answer your question....you are already eligible to start (based on age) withdrawing since you are turning 55 this year. So you can start withdrawing without penalty as soon as you separate or retire from the Government.
That is a good position to be in if taking the VERA. I’m not 55 so I have to wait until 59.5 but I ran breakeven numbers in ChatGPT and verified in Excel and it would take 15 years to break-even if waited until unreduced age vs taking it now at a lower rate.
Yes! You're correct. Three of my co-workers are in a very similar position.
Yes, you can take TSP penalty free since you'd have been 55 in the yr you departed your position.
My theory is to negotiate with the negotiator. Sit still and wait on the next buyout offer. If enough people don't go for this one, they'll offer something sweeter next.
Perhaps but typically the first offer is the best one and goes downhill from there. Also, the next round may be a forced reduction, not a lucrative deal.
The next action will be reduction in force.
What happens if you are eligible to retire before December 31 2025 under the MRA +10 at 59yrs old program? Can you still take the deferred resignation and get both? BTW the DON HR and most likely all agencies have no information period. They tell you "we have no guidance".
Thank you.... very helpful
Thank you for this!
I’m 57 with 20 yrs sept 5. Does that mean I would get the full retirement? Just wondering. I was waiting until I turned 60. I would have the yrs just not the age is it the same?
Does this also apply to Non-Appropriated Fund Instrument (NAFI) employees?
How many years of SF50’s should we keep?
Haven’t heard anyone say if a person eligible for VERA right now, takes DRP can they post date VERA for September and get paid thru then?
You left out MRA & 10
I have 40 years but only age 60. I do not want to retire until 62. I am a vet. I should have seniority to protect me for the duration right?
apparently AFSCME and AFGE just sued saying the "Fork in the Road" email is illegal under statutes such as Administrative Procedures Act.
what does the name “Fork in the Road” tell? anything?
I am 52 years old. Under VERA. My early retirement date for 20 years will due March 31 2026. Can I take the offer and still get my Vera approved? Thank you very much
Is there a list of VERA?
How does a VERA affect carrying over federal health benefits?
I’m eligible to retire feb18 age 60 with 23 years in. If I do this deferred resignation does. Will I still keep my health insurance and can I withdraw from my tsp. Do we get to keep our cac cards? Do I need to go ahead and submit my retirement paperwork for 09-30? Thanks
Do we get our supplement annuity?
Yes on health care. TSP yes. For your FERS pension, you will not get a COLA until 62.
@@tammywright7746if you are at your minimum retirement age you will get the supplement and it will last until you are 62.
@@russrichards6685 so i can take this off with no worries?
Will i keep health insurance in my retirement
What is the point of VERA if cant get SS supplement until MRA and cant access TSP until 59?
Yes, if you retire from federal service in the year you turn 55, you can access your TSP without penalty under the "Rule of 55", meaning you can withdraw from your TSP at age 55 when using VERA (Voluntary Early Retirement Authority) as long as you retire in that same year; otherwise, you might face an early withdrawal penalty if you are younger than 59.5 years old.
Research 79T option… it will allow 5 “substantial” withdrawals from your TSP over the next 5 years.
I'm 51 years old with 26 years of service. I'd jump ship tomorrow if I could immediately start collecting the supplement.
I'm figuring one could get another job to fill the income gap until you hit MRA for the supplement and 59 for TSP.
You could leave with your health benefits and your FERS annuity (pension) that’s what I’m doing. I feel it’s better to leave with something rather than FAFO 😬
Then your supplement kicks in at MRA. But really, now I wonder if we will even get that or anything with the unelected, unvetted billionaire rifling through the Treasury Dept. So much for all our years of service…
No matter how they coin it and no matter of 20k took it already, it’s still a scam. I just about felt like blocking that HR email altogether.
How so a scam? We are under new management and they want 200,000 government employees gone by December of 2026. We are going one way or the other. If after the deadline the objective is not met, they will pitch another option to include RIF.
The age 50 w/ 20 or 25 @ any age is what LEO has, but they get a 1.7% multiplier that you won't get. So that's what'll lower your pension amount. LEO gets the supplement also, doubt VERA will.
Hopefully no RIF’s!
A RIF would be better. Pay retention and employee bumping.
The layoffs, which are being referred to internally as sweeping “Reductions in Force,” are expected to begin soon after the Thursday deadline that the Office of Personnel Management set for workers to accept the resignation package, the officials said.
@@David-cv3bpI’m sure RIFs are next
Under a RIF they would get a years worth of pay. Google RIF severance pay.
@@jayd87rambut would they get to keep their annuity?
HAWS, Do special category get a Vera option? 20@50 and 25@any is our standard because we’re forced out at 57.
If you have 20 at 50 and are Special provision, you are fully eligible for immediate retirement, no VERA would not be authorized.
@ thanks, I have 19@49..😢 just wondering if Vera exists for us
Agency HR is not stating jack about VERAs……so very few are doing anything
What about law enforcement? We are at 20 years and 50 years old or 25 years at any age? All of this revolves around fed employees other than LE? No one has talked about the stipulations for LE.
Within our agency, the DRP does not cover LEO’s (officers). They already get a special benefit of retiring early due to being in LE. Firefighters are in the same category. I guess due to the physical demands and dangerous nature of the job…. But it’s my understanding that law enforcement is not eligible for this, just like some other agencies like border protection or enforcement like ICE and postal service workers.
@ I would agree with you, but we’ve been told that everyone in our agency would be able to put in for it. The problem is, the LE side of that hasn’t had any of our questions answered. Especially when it comes to the combinations of DR and VERA. We get 1.7% for our first 20 years and 1% for every year after. Do we get that same benefit if we opt for the DR and VERA? Or do we drop down to 1% for our time in service? And what about our FERS Supplement? We’re able to get that at time of retirement. Do we lose that under VERA and have to wait like other Fed employees to collect that at MRA? It’s ridiculous. Who do I need to call to get the answers? Because my HR doesn’t have a clue.
@JJMatthew i would think, being LEO your entitled to the 1.7%, for the 20. You've earned that, and you have always been under the special category. I used to be LEO, but switch over to regular GS because LEO requires 20, and I'll never stay that long, 15 max. So didn't make sense for me to do LEO work for those 15 only to be depart and get retirement based on the GS 1.0% multiplier.
@@managingmonasmoula9811 I saw media 📰 reports that some federal positions, jobs are exempt. First responders, national security, sworn LE 🕵🏻♂️ , DoD-military support.
@jjmathew you just need to leave, you sound like a whiner! Take what the special provision retirement gets you!
But no Vsip payment 😢
Taking my vera/vsip 40k and retiring feb 28, just 1 month earlier to beat the chaos and while there is still someone at opm to process my retirement
Can't believe people are considering this, unless they have under 5 years in government and was leaving anyway. First, you have to type "I resign". You can put I resign and retire, but the faq says they will only look at "I resign". Second, I've read a copy of the document you have to sign later. You waive ALL of your rights. Everything. This makes sense since they are maybe giving you something. Third, pres ordered a 70% drawdown of OPM staff and programs. If that happens, who will process your retirement/VERA? In other words, you might get paid by the time his four-year term is up. ha ha
No, no, no. You type in resign but they will automatically let you retire on Sept 30 if you are eligible
This 💯%..
@@dwoychick You hope. Have you read the document you must sign? I've read it. This process is a hard "no" for me. I'd take a VERA without having to send an email that says "I resign". I'd go into the office for 8 months and then retire. Going into the office won't hurt and will be over before people think about it. Think for a minute... why is that email the only choice here? I resign? Ha ha..
Keep in mind, in my opinion, if you resign and look for another job they may ask why did you leave? "Essentially, there is no difference between resigning and quitting." Is it better to quit or be fired?
@Comut-d4m yea except you would not be mentioning that you have resigned unless you wait until October to find another job, because you would still be employed by your agency until 9/30
If you are at MRA+10 or otherwise already eligible to retire, ignore the resignation offer, and a RIF comes along later, won't you be able to choose to retire in response to the RIF and secure FEHB?
You would have the 5 percent per year reduction to your pension if you are under 62 and you wouldn't get the supplement until age 60 where currently you can get it at MRA (usually 57)
@@justinshelton4084 I think you are saying, yes, a RIF won't happen without the option of retirement for those already qualifying to retire without VERA, although there may be $$ consequences. Yes? I'm not worried about the reduction in pension as long as FEHB can be secured (along with whatever the pension shakes out to be).
@@ef2b My response was intended for a different question. Sorry about that- not sure why it dropped in here. Sorry.
@justinshelt , people who immediately retire under MRA +10 never collect the supplement.
Retired one month too early.
As it was said in “Star-Wars”;
“It’s a trap”
I am 61 and have 16 years of federal service. Could I take the deferred resignation and apply for an (MRA +10) retirement date of 30 Sep?
While it doesn't say yes or no related to MRA+10 specifically, MRA+10 is still a retirement so I'd say yes. I'm not 57 yet, but I will do MRA+10 rule when I reach it in 2028.
@@phillipgrandison2384 It sure does seem like I should be able to when I read the FAQs on the "Fork" OPM page. Will definitely take advantage of this if I can. I was going to submit an MRA+ 10 retirement for May anyway ... so 4 more months of pay and being able to effectively leave immediately would be great!
Next year, you'd be eligible for full benefits since you'd be 62, and you have over five years of service. MRA + 10 would be an non issue.
Know your pension will be reduced by 5% for life if retire less than 62.
@@wg3927 it would only be 4 months. Not that big of a deal for me.
STAY PUT.
What if your command says you have to do a check out which will take 2 weeks past Feb 6th? I'm retiring on Dec 31.
Well, that would understand the exceptions part , where some may be required to still work to either process out and/or turn of their duties to others (outbrief on your duties). So, I'd think u could do that and be fine.
Is the extension of the retirement date after September 30 only for retirement eligibility, or can it just be that you wanted or planned to retire later.
My agency said that the extension beyond September 30 is only available if someone becomes eligible for retirement after Sept 30 but NLT Dec 31, 25. If someone is eligible for retirement before Sept 30, they can set their retirement date for Sept 30 or earlier, but they will definitely be separated on or before Sept 30. Even if OPM has not finished adjudication of the retirement case by Sept 30, the employee will still be separated on Sept 30. The annuity will then be available once OPM finishes adjudication.
@@EvolvedFish-ez5hc Thanks for your response. The OPM faq is unclear on this point. Dallen’s response is consistent with what your agency indicated. OPMs answer to this question appears to be more flexible. Perhaps the answer is agency specific. I’ve asked my agency but I don’t know if they will respond in time for me to make a decision.
Read the agreement!! BEWARE!! Don’t take it!!
What is meant by “agency”? Is that your unit?
Agency is like Department of Veterans Affairs, Dept. Of Energy
No DoD DHS EPA SSA
@@CarlosRodriguez-ox3bg a Dept is normally a US cabinet level post. Agencies or groups, offices fall under each dept.
It is on the bottom right of your SF50. You can Google "OPM agencies list" to browse the entire list of them if that helps you.
Is the VA offering Vera?
Yes
@ I’m surprised because they lifted the hiring freeze. Weird they are offering Vera and still hiring. Trying to make sense of this all but haven’t figured out what is going on. Besides cutting DEI, I’m wondering if they will cut other parts of the VA. I work in mental health and I can’t see them cutting that.
Please do additional research before taking action. Our verbiage has to resign no matter if you select to retire. You may be forfeiting legal rights for future legal suits.
I will be 69 years old as of 9/30/25 with 21 years of federal service. Am I considered VERA?
You would be eligible…. Over 50 with at least 20 years of service makes you eligible if your agency offers it??
Under VERA, you meet the retirement requirement of being 60 with at least 20 years, but you also meet the regular retirement requirements.
Yes, as long as your agency has VERA eligibility.
@@KRCL95 Why concern yourself with VERA.
You are 62+, w/at least 20 years of service since you stated you'll hit 21 yrs of service in September.
You are already retirement eligible, and have 20+ yrs of service, at least 62, so you'd get the 10% pension bump.
No need for you to get involved with Deferred Resignation, VERA, etc
You don’t even need to think about VERA. You’re already eligible for full retirement benefits.
I have to be honest. I was in a webinar where you took questions and it didn't make me feel like you know a whole lot when you did not know what DSR is. Really seems like you should know what that is if you are charging anyone for federal career and retirement planning.
Acronym DSR can mean several things in government. I’m not sure you deserve a retirement!
@David-cv3bp It was a webinar specifically about civil service separations 🤦♂️...
Think what you want, but if you are someone who represents being knowledgeable enough on the subject to charge people for civil service career and retirement counseling, then you should definitely not see DSR when talking about civil service separations and not know what it is.
Google "civil service DSR", "FERS DSR", or even "FERS DSR" and please oh please feel free to let me know the "sea" of results you get that aren't Discontiued Service Retirement.
Are you either a family member of his or someone that paid him a bunch of money or something? You seem pretty personally triggered over it being highlighted that he should know what DSR is.
I didn't make him ignorant of a huge retirement piece in the system he makes money off of counseling for, so it isn't my fault.
@David-cv3bp It was a webinar specifically about civil service separations... 🤦♂️
Think what you want, but if you are someone who represents being knowledgeable enough on the subject to charge people for federal service career and retirement counseling, then you should definitely not see DSR when talking about federal service separations and not know what it is.
Google "civil service DSR", "FERS DSR", or "OPM DSR" and please oh please feel free to let me know the "sea" of results you get.
Are you either his family member or someone that paid him a bunch of money? You sound very personally upset for seeing a random person highlighting that someone who makes money off of counseling on federal service career and retirement choices should 100% know all about DSR.
@@David-cv3bp
It was a webinar specifically about civil service separations... 🤦♂️
Think what you want, but if you are someone who represents being knowledgeable enough on the subject to charge people for federal service career and retirement counseling, then you should definitely not see DSR when talking about federal service separations and not know what it is.
Google "civil service DSR", "FERS DSR", or "OPM DSR" and please oh please feel free to let me know the "sea" of results you get.
Are you either his family member or someone that paid him a bunch of money? You sound very personally upset for seeing a random person highlighting that someone who makes money off of counseling on federal service career and retirement choices should 100% know all about DSR.
@@David-cv3bp aaaand no response? Did I now earn my retirement from you?
Don’t complain when some of you don’t get what you expect. President CONMAN has never paid what he says he would!
Take it and run.
You’ll gey zero if they rif your box
So what if you don't qualify for the 20 years on VERA until April of this year....If the agency offers is the VERA window open all year??? Hope that makes sense... I have the age, just 8 weeks short of the 20 years.
You qualify- you are still employed until Sept. 30 which time counts toward your eligibility.
Is somebody with 20 years of service and under 50 eligible to defer the retirement till they become 50?
Heck no no retirement unless you are 50 with 20 or any age with 25.
If your already elgible to retire why put this stress on yourself. You will have to rush your HR department to secure your Official Personnel Folder, secure your SF-50s and matching pay stubs to confirm your high 3 pay, submit your retirement request, paperwork, secure a Retirement Specialist to confirm your calculations & such as well as all the other admininistration work such as proof of return of equipment and other items. Your retirement date othetwise may be able to be postpone if there are issues. In my opinion, don't lock yourself into a specif date and your paperwork has issues. Three of us hit the submit button at the same time. One of the three, needed a postponement and two had issues.They could not locate my Official Personnel Folder & the other had no Specialist until the last week as the Specialist was very ill.
20,000 supposedly have indicated they would. I see 20,000 unemployed after April 1st when the budget does not pass!
It's March 15 IITC
The ultimate April Fools joke
The layoffs, which are being referred to internally as sweeping “Reductions in Force,” are expected to begin soon after the Thursday deadline that the Office of Personnel Management set for workers to accept the resignation package, the officials said.
Under a RIF they would get a years worth of pay. Google RIF severance (pay).
@alexchoi2060 that won't matter. When a budget is passed they will owe you back pay by law.
Hey brother i have a question that has not been answered for me anywhere so im 28 i have 8 years of civilian fers and been special fers for 5 months i reach 20 years special fers at 47 that would give me 28 years of federal service would i be able to retire at 47-48
nope. you’d need to be 50 now
@@joesteel even if by 49 I have 30 years federal time ?
To retire as a Special Employee you must serve the full minimum time of 20 yrs, period! Then all other years re added. If you leave before the 20 yrs you do not qualify for the Special 1.7 retirement calculation.
@@David-cv3bp hey brother they part I already know was trying to find out if because of my civilian time plus the 20 years would qualify me to retire earlier than 50
You are “at will” employees. You can be terminated at anytime. Same as you can quit at any time. The fact that they are giving you an option is incredible. If they dont get the numbers they need, you will be permanently laid off. Thats how businesses work. No guarantees. If they give you a guarantee, you best take it and move on. I have seen this over my career of 40 years in multiple businesses. The most important thing you need is medical insurance. They must offer your COBRA. For up to 18 months.
Feds are not at will. Feds have due process rights. They can’t just fire Feds at will. You can be terminated for conduct and poor performance
If you are ready to retire, take it. If you don't take it and are let go later, you lose that additional money.
The Federal government is not a 711; you are not "at will" employees.