Lender money is newly created by lending and "destroyed" by paying back All they get is interest and fees for nothing - The Bad thing for banks is, if people default on their loan and there is not enough collateral to fill the gap in the bank's balance.
Wow. Shopee offering loans now? That's crazy. Dont do any loans from them. I know they're bleeding money because they're not getting the revenue like they used too. So they're trying anything to make money.
The thing bout the algorithm is so true.. They only select the people who have spaylater. I got the offer but never use it. I personally use spaylater but i kept the amount kinda low. At maximum rm200 a month or lower. Now they offer me the sloan up to limit rm1700😂. Hell nahhh
Don't think you'll be arrested but non payment can affect your credit rating, CCRIS and CTOS score, which could make getting loans from banks or other companies offering loans, difficult.
Tahukah anda , pake bahasa globalisasi "inggeris" ni, baik untuk youtube algorithm. Dapat masuk wang dari jumlah masa penontonan dari penonton. Jadi, kalau aku mereka, it's going to be English even though I know there's some who are English illiterate. That's your problem, didn't even take education in your prinary school seriously. Bak kata gamer, "get good"
If wanna loan, just don't make it until it's due...manage your money properly...well, when it's payday, just pay laa...simple...
Good advise.
Lender money is newly created by lending and "destroyed" by paying back All they get is interest and fees for nothing - The Bad thing for banks is, if people default on their loan and there is not enough collateral to fill the gap in the bank's balance.
Wow. Shopee offering loans now? That's crazy. Dont do any loans from them. I know they're bleeding money because they're not getting the revenue like they used too. So they're trying anything to make money.
No control from BNM
The thing bout the algorithm is so true.. They only select the people who have spaylater. I got the offer but never use it. I personally use spaylater but i kept the amount kinda low. At maximum rm200 a month or lower. Now they offer me the sloan up to limit rm1700😂. Hell nahhh
Good for you. Yes, it can get out of hand really quickly if used without control.
Can you get arrested if you dont pay sloan?
Don't think you'll be arrested but non payment can affect your credit rating, CCRIS and CTOS score, which could make getting loans from banks or other companies offering loans, difficult.
Patuh syariah?
Hahaha 🤡 Along
If you can manage money well it's a good backup.
It's bad if you don't pay on time.
Indeed, it's good to pay on time, better if earlier.
8% sehari mat kalau terlewat bayar..
Setahun la. Dia akan pro-rate ikut daily calculation.
Its good or no good for try it😊
Like all credit facility, it can be a help as long as you know how to manage it properly. It can be a helpful feature but manage your usage properly.
Tq for sharing this n its awarenez that we must avoid this
Good content
Cakap bm lar kau duduk australia ke?
Bising la kau ni . Tak paham tengok channel lain la . Memekak mcm org bodoh .
Panas?
cakap dua-dua la, tak habis sekolah ke ?
Tahukah anda , pake bahasa globalisasi "inggeris" ni, baik untuk youtube algorithm. Dapat masuk wang dari jumlah masa penontonan dari penonton. Jadi, kalau aku mereka, it's going to be English even though I know there's some who are English illiterate. That's your problem, didn't even take education in your prinary school seriously.
Bak kata gamer, "get good"
Dah 2024 pon tak reti paham english😂😂