11 point to remember to reduce the expense and utilize on imp and on your life Goal 1. Expensive marriage 2. Expensive home, big Car, luxury life style 3. Expensive or Holidays (self plan and make it economic) 4. Expensive or. On non useful degrees/ Education (go for practical courses / Vocational) 5. Entertainment expenses 6. Fulfill childish desire of kids/family (emotional purchase) 7. Expenses on shows off to others 8. Expensive gadgets 9. Extra warranty on electronic items else go for insurance 10. Useless spend on outing 11. Avoid useless expenses and use it for your goal or in business Thanks
This seems like the worst period. Even the markets are now very unpredictable. Started investing recently when the market prices were a bit high, today I am more than 60% down!
आपने बिल्कुल सही कहा हमारे बिहार में तो लोग शादी के वक्त खेत बेच देते है और कितने लड़के के परिवार वाले ताे अपने लड़के की शादी में अगर दहेज नही मिला तो कर्ज लेकर खुब पटाखे बाजा बारात जयमाल पता नही बहुत कुछ कुछ के लिए बहुत कर्ज में डुबजाते है। और फिर शादी के बाद तो दुल्हे का आधा जीवनकर्ज भरने में लग जाता है
if alongwith thinking u r also implementing these points u sure will have better sleep and quality of life.. den those who r laughing at u will ask for help N appreciate ur wisdom.. so follow ur heart
आप इस बात की चिंता न करेँ,, देखिए अक्सर बनिए को लोग कँजूस मक्खी चूस कहकर मजाक उडाते हैँ, और बनिया उस बात को हँसी मे टाल देता है,और वही शाँत मक्खी चूस कहलाने वाला,, उस कहने वाले को खरीदने का सामर्थ्य रखता है,दिखावे के नाम पर फालतू के खर्च पर नियंत्रण करना अति आवश्यक है,तभी जीवन सुगमतापूर्वक जिया जा सकता है।।
Thanku so much sir, mayri kahi baat apko achi lagi, or sach bh yahi hai, ajkal kay bachay or youngsters ki soch asi he hai,(mostly, sabhi kay leya nahi, kahi kisi ko bura na lagay)👍
Absolutely correct and I m at the age of 76 years surviving with same Principal. Even I have sold my car as it was none more my need. Hiring OLA is cheaper than managing a car if it is not everyday need. Secondly in place of becoming a driver I ride a car with driver. For local work I normally walk whichkeeps me fit. No expensive travel, Hotel in my life.But regret that no one around me wants to follow my way of life. I DONTE A FIXED % OF MY INCOME FOR THE SOCIETY. I pray your this video changes the mind set of youngsters. Thanks
This is called simple living and high thinking. I understand your values as , I being a child of the late fifties were brought up in a country which had only a decade ago had become independent. Nowadays , we have the E.M.I culture . It is quite the opposite of what we believed in. Anyway, values change . The younger generation is much more confident and cosmopolitan.
@@anilsinha4968 some comments i have gone through who feel that the speaker is preaching a life of a saint . Actually its not . I like great clothes but i dont go for brands, i go for style and only need based shopping not want based.. I love being fit but i dont go to gym i walk 1 hour a day and purchased two dumbells 25 years ago and learnt 15 full body workout excersises. I do go to expensive restaurants but only once or twice a year that too when i have surplus money.. I use perfumes but u get good ones at 500 no need for 5000 ones. I drive a car but my need is fulfilled with an Alto cng so just for status i dont buy a bigger car. I have a two wheeler but a hero bike basic model which gives me great avg. I occassionally drink but not fussy about scotches even a royalstag is enough. I dont go for expensive holidays rather i look for interesting people to make friends and enjoy even a small picnic. I have one two bedroom flat which i have neatly kept. After all this i save 35 percent of my income which i reinvest in business . I have a 8 k smartphone because it gives me what i need. Never in my life of 50 years have i felt shortage of money. And never in my life have i felt that im unhappy because of lack of materialistic things. I look after my healthso medical expense is hardly any. I had to be admitted in hosoital once but i chose a govt hospitalwhere doctors are great and expense is minimum. I did court marriage my daughter did court marriage. Society foesnot feed you so no point in worrying about society. Education system of our country gives less education and more information. Unless you are so brilliant that u can get a scholarship a basic graduation is enough . Information is procured by google and self education through reading books in a library is the best.
Thanks sir for such valuable post, you could spare your time in teaching such valuable lessons to people like me who are struggling to manage financials even after earning good.
First tip manage your expencies according to your earnings and make savings too. Second tip avoid unnessasery loans like car , electronic gadgets etc avoid small short emi also even if they are not charging interest. Go for home loan if needed because it save your rent and it will your fixed asset. Use Debit card or cash avoid credit card . Third tip Jiyo jindgi have fun lekin utna jitna jeb me dhan pahle kamo fir kharcho. kharachne se pahle soocho kharachne ke baad nahi.
सर आपके पुराने वीडियो ज्यादा आत्मविश्वास से भरे हुए थे । आजकल आप जरूरत से ज्यादा ऊर्जावान होकर मनोबल उठाने का प्रयास कर रहे हैं आपकी गोल सेटिंग, गरीबों की सोच, English improvement Anya video ने मेरे जीवन में क्रांतिकारी परिवर्तन लाया है इसके लिए मैं आपका आजीवन आभारी रहूंगा
I like your thought I did the same thing. I am from USA and many years I listen to dev Ramsay show as I was working as traveling therapist. I paid of my 30 yeaRs loan in 30 months. When I got opportunity I worked. 24x 7 Now I am retired and having good life. And my children has loaN fee education I paid for that Thanks for your nice thought
Hi to most of the points I absolutely agree learned a lot from you....I did my daughter's only court marriage...no guests no Len den n donate a decent amount to needy people...n a huge amount f.d for my daughter for her future 🙏
Very good. But what about when you attended marriages of your near n dear n enjoyed hospitality offered by them. When your turn came your showed them back. Is there any life ? This gentleman giving free advise.
Never ever do this for money.. Paisa bachana apne jagah and living your culture kuch aur baat h.. Court marriage krwa k paisa bacha k FD toh krwa diye lekin apne hi culture k religious practices ko apne bacho me nai instill kr paye.. Jiske wajah se apke bache k bacho ko bhi shadi ka importance kbhi smj hi nai aayega.. Pen paper se shaadi ho hi jata agar toh divorce rate 72% nai hota Western countries me aur India me 12%. Paisa jaha bachana chaiye vaha bachao.. Don't show off marriage me.. But don't forget your culture either.
Shyamlal Sahu Dongargarh Chhattisgarh se, सर जी, आपने बहुत ही कटु सत्य बात कही है, अब यह अलग बात है कि कौन समझता है और कौन नही। आपका बहुत बहुत आभार। ईश्वर आपको और आपके परिवार को हमेशा स्वस्थ और प्रसन्न रखे।
बहोत बढिया बात कही है. हम अपनी औकात से जादा सोचते है. हम आपने आपको कभी नही देखते दुसरो काही अनुकरण करते है. और सारी जिदंगी कर्जदार बने रहते है. आपने घरके सामने गाडी खडी रखकर
Dhanyvad sar bahut bahut bahut bahut bahut bahut dhanyvad aapki video dekhkar sunkar man ko bahut Shanti milati hai aur vaise hi banne ki ichcha Hoti hai vaisa hi banna hai hamen Har Insan ko kaise bharna hai
Your communication skills and thought process is fantastic. I can identify with your view because i belong to a busiessmen family . My uncles thought like you and they run a 200 crore turn over manufacturing pvt ltd company. I chose to do mba and join a highly paid corporate job. I grew from scratch and became an Area Incharge at 35 . Unfortunately i couldnot save because of the materialistic lifestyle with glamour , sedan car , expensive watches and perfume culture inculcated by multinational corporate mafia( i now call it mafia). I quit job at 43 , joined my family business , changed my lifestyle and at 50 now I am doing well for myself . Your preachings, if i had understood at 20 years of age i could have been where i am at 35. But, better late than never.
Sir ...even I can understand what he is saying ..kiraye ke ghar kapdon mein zindagi guzaro ...bachon ko padhao nahin..... apni chadar dekh kar paer phailana is ok.. ab jiski chadar jitni bhi lambi ho.... this is called Bakhili...maal hote hue bhi bhikari banna...apni hadood aur istetaat ke hisaab se kharch karna samajhdari hai....na ki rented ghar mein rehkar apne vhar ka sukoon na uthana ..bas khush hote raho bank mein maal padha hai.... kya apne liye kuch achcha karena bura hai
Sir ...even I can understand what he is saying ..kiraye ke ghar kapdon mein zindagi guzaro ...bachon ko padhao nahin..... apni chadar dekh kar paer phailana is ok.. ab jiski chadar jitni bhi lambi ho.... this is called Bakhili...maal hote hue bhi bhikari banna...apni hadood aur istetaat ke hisaab se kharch karna samajhdari hai....na ki rented ghar mein rehkar apne vhar ka sukoon na uthana ..bas khush hote raho bank mein maal padha hai.... kya apne liye kuch achcha karena bura hai
@@mehjabeenmalik1574 mujhe apki baat jyada sahi lagi☝🏻जिंदगीभर kiraye ke ghar me makan malik ki chaplusi karte raho aur har saal do saal ya to kiraya badhate raho ya ghar badlte raho dhakke khao aur bank balance badhao aur ek budhe ho jao. Bachat karna accha hai lekin sukun ka mulya adhik hai☝🏻
@@The_Hurt_Locker Im sure yeh jo bhashan de rahe hai ...apne par bhi apply nhin karte hongey... Agar aaj hum makaan khareedte hain toh generations fayda uthayengu
Your thoughts are absolutely correct for those who earn and spend; but those who eat readymade food will find your video wrong. I agree with you and appreciate your concern. ❤
आपके विचार दक़ियानूसी ढकोसले वाले व निहायत ही कंजूस प्रवृत्ति के हैं। आपको ज़िंदगी जीने की कला ही नही है। सिर्फ़ इस पल का नाम ज़िंदगी है दोस्त। मेरी मानो, खुल के जीयो।
Apne video ki saabse golden words lge ki 12 k bad business krao bche ko thanks sir bahut acha margdarshan diya apne me yahi krugi ...100%. right knowledge 😊
Just a curious question, after living entire life in small rented flat, wearing rented clothes, not educating kids beyond 10th or 12th, not even taking liberty of even eating in the good restaurant ever, if I save money, and become supposedly rich, what for I need riches. What the use of this money. Not wasting money in unnecessary expenses like extravagant marriages, gadgets, designer clothes are understandable, but saving money at the cost of child's future, a stable roof over ones head, I somehow dont get it. One might have money in bank, but can't be termed rich. It's a pauper's life. To me, this kind of riches are worst than poverty.
True this thought process what ever this gentleman said is typical miserable and cheap mentality thinking , such thoughts only let us focus on money and we become less sensitive to humanity and starts thinking like if my son is eating junk food he may fall sick then i have to spend money on his health so lets not let him eat, ask him to eat fruit or something else . similarly why to donate some money to poor instead i can earn 5% return and we become money minded for the shake of being logical but mind you indirectly you are also thinking like British thought , and we may end up thinking why I have to waste my time by caring my father who is giving gyan in this video instead in that time i can make my business so lets do one investment send this poor guy to OLD age home by donating some pennies and enjoy our business.. then you sir would be thinking at last what ever i taught , came back to me. I agree only one part that is costly marriage instead of wasting you may give to bride OR groom and ask them to invest, rest other things are just chindipana
Listen carefully this gentleman, nobody is stopping spending money, first make yourself more comfortable financially then spend money, donot spend money to showoff. If you compare yourself with rich people and go crazy spending money, only you are going to get hurt not millionaire.
The Bottom line is Bhagya se jyada or Time se pahle kisi ko kuchh nahi milta . And in my opinion education is the surest and easiest way to become rich for a middle class student.
Who will be more happier after 60 years ?? 1) the one who has saved lots of money in entire lifetime and sitting on a bag full of it....now known as one of the rich persons. 2) the one who saved very less money, but fulfilled all his needs, wants, dreams and purchased , ate, wore, used all what he loved in entire lifetime
Bhai wants or dreams to aaj tak kisi k poore hue hi nahi. Kyuki ek poora hoga to nayi khadi jo jayegi isliye fijull kharchi to kum se kum karni chahiye muje esa lagta h.
@@amanhooda3876 Kharch aisa karna chaahiye ki mental peace mile. Agar wants poori karke aur fijulkharchi karke peace mile to beshak karni chaahiye, aur agar fijul kharchi na karke saving investment se mental peace mil raha ho to wo bhi karni chahiye.....main concept hai ki wo hi karna chahiye jis se dil khush rahe. Ye ek personal choice hai, jiska final result peaceful soul at the end hona chahiye.....baaki is planet pe koi bhi ek decision poori tarah se sahi kabhi nahi hua aajtak.
जय श्री राम आपका वीडियो बहुत ही अच्छा है मुझे इससे बहुत ज्यादा प्रेरणा मिली हर इंसान को आप की बताई हुई सभी बातों से अपने जीवन में उपयोग करना चाहिए पूर्णता ध्यान देना चाहिए
I agree , instead of spending huge amount of money on the marriage of kids that boosts parent's ego one should keep marriage a simple occasion and invest that money . Regarding education , I believe graduation (not always engineer or doctor) along with vocational courses is good for becoming self reliant, self employed or even for side business.
A study says, 70% of wealth that you save and create remains unused. Therefore, live your life and spend on things that you like. There is no point in compromised living and leaving hard earned money unused.
Who are you going to beg when you can't afford medicines n hospital bills ehen you suddenly get them then? It's just a matter of one tragedy, that's all it takes to crush that mindset you have
I like the point of using economic travel stay. Same is expected while we attend your future seminars. Rather than planning in 5star hotel it's good to have in 3star hotel.
Sir, Thanks aap ko itne ache video bnane ke liye,aap se kuch discuss karnaa ho to kase contat kar sakte hai, mai yek banker hu aur yek mera spices manufacturers plant hai chota saa aap kaa hame kuch gaudens ki jarurat hai apne business ka growth bdane ke liye
बहुत बढ़िया बात बताई आपने, सबसे बड़ी बात मुझे ये अच्छी लगी कि बच्चों को हायर एजुकेशन की पढ़ाई करवाने के बाद भी अगर वो 10000 की नौकरी कर रहे हैं तो फिर इससे अच्छा है कि उन्हें 10वी के बाद बिजनेस करवाया जाय
You never know ki 10000 ki hi job milegi or 10 lac ki .. sab 20-30 lac ki job ke liye padte hain .. aur aas pas me kitne log hain jo business kar rahe 2-3 lacs dal kar aur 1-2 lac Kama rahe .. eduction is to develop understanding of how world function not just to get job .. get good education and then do business..
America ne Loan aur EMI ki aadat india ko di aur khud ab waha “minimalism” Aur “slow life “ start kar di hai.. 👉Wo 40 years main retirement le rahe hai Aur hum 60 saal tak dhakke kha rahe hai
Thanks sir mainly people don't know how to control on money because husband pamper to wife . Wife pamper to kids in this way , uncontrolled money will vanish, Fly. Thanks for your genuine speech. 🙏🏻
@@nayanamavani3743 Noooo Her jagah eysa nahi hota .Today divorce Rate is increased in Covid Orr iessey phely bhi ladies Markets mey ghar or bachoo k liye unconditional Love land abb toh Online shopping ney behrhagark ker diy hai.
Good suggestion and informarive There's nothing as like traditional education when there was absolute no education in India the missionaries in India first and for most introduced and started educational system, schools, colleges, universities, hospitals, banking system, post office amd lot many that made india to reach to this level where people are exposed to this extent
🙏आदरणीय कोच साहब भाई जी लॉकडाउन में पिछले लगभग 2 वर्षों से सारे खर्चे धराशाई हो गए l🙏 लोग रोड पर आ गए कितने अमीर बन गए ⁉️ अर्थव्यवस्था की एक बात मत भूलो आदरणीय किसी के खर्चे दूसरे की इनकम भी होते हैं l पैसों का कोई अचार नहीं डालता l
Good morning sir .... Aapse ek questions ye hai ki hme 12th pass student ko kis business institute me admission dilaye jisse uski skills development par jyada focus ho sake aur time bhi kam lge .....🙏🙏
Sir मैं एक student हूँ सरकारी नोकरी के चकर में अभी तक कुछ भी नही करता समझ नही आता Sir मैं आपका से बात करना चाहता हूं मुझे भी करना है सर् मैं परेशान हो चुका हूं अपनी life से अब एक तो गरीबी दूसरी यह महामारी लॉकडाउन
@@vaibhavkamble6617 tution se laker pocket money tak kitne jagah se paisa milta. Paisa hota to buisness mind hone lagta insaan chahe wo paise 50000 bhi na hoon.
जहां तक मैं समझता हूं UA-cam पर अधिकतर Motivational Channels ऐसे हैं जो बस अपना उल्लू सीधा कर रहे हैं, लोगों को बेवकूफ बना रहे हैं। Motivation का मतलब होता है लोगों को अच्छी सीख देना, लोगों को जागरूक करना। लेकिन एक ही बात को घुमा फिरा कर हर Video में बताने से लोग Motivate नहीं बल्कि DeMotivate हो जाते हैं.. किसी को मेरी बात बुरी लगी हो तो SORRY..
Great fantastic valuable information thanks.i agree with you 🙏.money management, financial discipline and self control.its very important in our life 🙏by bose Mumbai.
@@Soldierdiary444 लेकिन show off करने की भी जरूरत नही होती. लोन / बोझ लेकर शादी में खर्चा करना enjoyment नही stress लाता है. माँ-बाप की जिंदगी गुजर जाती है ऐसी शादियों में जिसको आप enjoyment कह रहे हो. खुद कमाओ और जितना मर्जी 'Enjoyment' करो.
Agree with everything he said. Actually I know all these myself and have been practicing this. Unfortunately , I learned my lesson after I passed my 50. Oh well, better late than never
Wahh Sir Ji Kya Behetreen Baate Bataye Hain Aapne Humari Bhi Yahi Soch Hai Jitni Chadar Utni Hi Pair Failaye Very Nice Sharing 👏👏 Aise Aage Badte Rahe Aur Kamiyabi Haasil Karein 👏👏 God Bless you 🙏♥️
Dil se salute he sir aapko Dil se itna sukoon mila he aaj ise sunke ki bata nahi sakta bilkul sahi vichar he aapke Dil ko chu liya sir aapki bato ne really you are great angrejo ki tradition chala he ye
Magic Of Thinking Rich Season 5 (28 Days Free Live Online Workshop) - bit.ly/Season5YT
M bhe rajasthan se hu bate to sahe h jitna kharcha kam Karo utna sahe h badia soch h
Very nice 👍👍
@@OmPrakash-hg8jrnice
Chillane se Kya hoga
@@OmPrakash-hg8jr ,klz,,,, in mo,,
,,,,,,,O,n,,mml,,,,,,
आप जैसे लोगो को एक संगठन बनाकर पूरे देश मे बदलाव की आधी ला देने चाहिए।
Good idea sir
Good idea sir
सर यु टयूब पर भटकती आज कि युवा पीढि आपकी बात पर ध्यान दे तो पुरा देश बरबाद होने से रुकेगा ।आपकि वाणी अमर रहे धन्यवाद।
Very nice advice
Good advice
@@nainakapse2911 nice👍
बिल्कुल सही कहा आपने
You are right bro
बिल्कुल सही कहते हैं सर आपकी आपकी सोच को सलाम ए काश सभी हिंदुस्तानी ऐसा सोचने लगे और करने लगे
आपके सुझाव उत्तम है ये बदलाव हममें आया है किन्तु बच्चों को आपका विडियो बताना पड़ेगा ताकि उनको प्रेरणा मिले ।
मेरा बेटा की सोच आप जैसी है.... धन्यवाद🙏💕
Mere b Soch Hai ayse he ..
मेरे भाई आपको 100 करोड़ बार धन्यवाद है मेरा मन की बात आप बोल रहे हैं अधिकतम आठवीं तक पढ़ाई करना ठीक है बाकी का सिर्फ समय बर्बाद है
11 point to remember to reduce the expense and utilize on imp and on your life Goal
1. Expensive marriage
2. Expensive home, big Car, luxury life style
3. Expensive or Holidays (self plan and make it economic)
4. Expensive or. On non useful degrees/ Education (go for practical courses
/ Vocational)
5. Entertainment expenses
6. Fulfill childish desire of kids/family (emotional purchase)
7. Expenses on shows off to others
8. Expensive gadgets
9. Extra warranty on electronic items else go for insurance
10. Useless spend on outing
11. Avoid useless expenses and use it for your goal or in business
Thanks
Thanks. You saved my 13 minutes
Thanks for guidance
Thank you so much 😊
Defense me jana ka man ho to kya kare
Thanks 🙏
आदर्श विचार एवं सुझाव हेतु धन्यवाद नमस्कार ओइम नमः ईश्वर सदैव तंदुरुस्त रखें, जय भारत।
This seems like the worst period. Even the markets are now very unpredictable. Started investing recently when the market prices were a bit high, today I am more than 60% down!
@Kentucky Most of the pros here on YT and lg copytrade him. That is how they make enormous profits from the seemingly unknown market.
@@polinaivanova6610 Lol. I am one of them. Not an pro though... Started last year in all honesty, wish I had known about him earlier.
It's the market, if you can't be on it on the bad days, you shouldn't be in it at all.
@@polinaivanova6610 I have seen Frenvesting's video about him.
The market (MSCI World) ist just down 7% from its highest point, so it's not a problem of the period in general but your investing skills
आपका लेक्चर बहुत अच्छा लगा , यदि सभी लोग इस तरह का प्रयास करें तो बहुत से लोगों को फायदा और और सुधार हो सकता है ।
धन्यवाद सर
आपकी बातें अंतरात्मा को छू गई!!!
बहुत-बहुत धन्यवाद सर🙏❤🙏
आपने बिल्कुल सही कहा हमारे बिहार में तो लोग शादी के वक्त खेत बेच देते है और कितने लड़के के परिवार वाले ताे अपने लड़के की शादी में अगर दहेज नही मिला तो कर्ज लेकर खुब पटाखे बाजा बारात जयमाल पता नही बहुत कुछ कुछ के लिए बहुत कर्ज में डुबजाते है। और फिर शादी के बाद तो दुल्हे का आधा जीवनकर्ज भरने में लग जाता है
आमदनी अठन्नी और खर्च रुपैय्या। "The middle class mentality" today & for ever. Nice and eye opener speech sir. Thanks.
बहुत बढ़िया, मै भी ऐसा ही सोचती हूँ और करती भी हु, पर आजकल के बच्चे इसे पुरानी सोच और कंजूस का नाम देते है और हमारा मजाक उड़ाते हैं
if alongwith thinking u r also implementing these points u sure will have better sleep and quality of life.. den those who r laughing at u will ask for help N appreciate ur wisdom.. so follow ur heart
Meri wife to mahanalayak h pese kharch krti h
आप इस बात की चिंता न करेँ,, देखिए अक्सर बनिए को लोग कँजूस मक्खी चूस कहकर मजाक उडाते हैँ, और बनिया उस बात को हँसी मे टाल देता है,और वही शाँत मक्खी चूस कहलाने वाला,, उस कहने वाले को खरीदने का सामर्थ्य रखता है,दिखावे के नाम पर फालतू के खर्च पर नियंत्रण करना अति आवश्यक है,तभी जीवन सुगमतापूर्वक जिया जा सकता है।।
Thank you very much.I want your advice.
Thanku so much sir, mayri kahi baat apko achi lagi, or sach bh yahi hai, ajkal kay bachay or youngsters ki soch asi he hai,(mostly, sabhi kay leya nahi, kahi kisi ko bura na lagay)👍
Absolutely correct and I m at the age of 76 years surviving with same Principal. Even I have sold my car as it was none more my need. Hiring OLA is cheaper than managing a car if it is not everyday need. Secondly in place of becoming a driver I ride a car with driver. For local work I normally walk whichkeeps me fit. No expensive travel, Hotel in my life.But regret that no one around me wants to follow my way of life. I DONTE A FIXED % OF MY INCOME FOR THE SOCIETY.
I pray your this video changes the mind set of youngsters. Thanks
This is called simple living and high thinking. I understand your values as , I being a child of the late fifties were brought up in a country which had only a decade ago had become independent. Nowadays , we have the E.M.I culture . It is quite the opposite of what we believed in. Anyway, values change . The younger generation is much more confident and cosmopolitan.
@@anilsinha4968 some comments i have gone through who feel that the speaker is preaching a life of a saint . Actually its not . I like great clothes but i dont go for brands, i go for style and only need based shopping not want based.. I love being fit but i dont go to gym i walk 1 hour a day and purchased two dumbells 25 years ago and learnt 15 full body workout excersises. I do go to expensive restaurants but only once or twice a year that too when i have surplus money.. I use perfumes but u get good ones at 500 no need for 5000 ones. I drive a car but my need is fulfilled with an Alto cng so just for status i dont buy a bigger car. I have a two wheeler but a hero bike basic model which gives me great avg. I occassionally drink but not fussy about scotches even a royalstag is enough. I dont go for expensive holidays rather i look for interesting people to make friends and enjoy even a small picnic. I have one two bedroom flat which i have neatly kept. After all this i save 35 percent of my income which i reinvest in business . I have a 8 k smartphone because it gives me what i need. Never in my life of 50 years have i felt shortage of money. And never in my life have i felt that im unhappy because of lack of materialistic things. I look after my healthso medical expense is hardly any. I had to be admitted in hosoital once but i chose a govt hospitalwhere doctors are great and expense is minimum. I did court marriage my daughter did court marriage. Society foesnot feed you so no point in worrying about society. Education system of our country gives less education and more information. Unless you are so brilliant that u can get a scholarship a basic graduation is enough . Information is procured by google and self education through reading books in a library is the best.
Eye opening sir. Thanks.
Thanks sir for such valuable post, you could spare your time in teaching such valuable lessons to people like me who are struggling to manage financials even after earning good.
tum ek bevkoof retired fauji lagte ho ..
First tip manage your expencies according to your earnings and make savings too.
Second tip avoid unnessasery loans like car , electronic gadgets etc avoid small short emi also even if they are not charging interest. Go for home loan if needed because it save your rent and it will your fixed asset. Use Debit card or cash avoid credit card .
Third tip Jiyo jindgi have fun lekin utna jitna jeb me dhan pahle kamo fir kharcho. kharachne se pahle soocho kharachne ke baad nahi.
👌
सर आपके पुराने वीडियो ज्यादा आत्मविश्वास से भरे हुए थे । आजकल आप जरूरत से ज्यादा ऊर्जावान होकर मनोबल उठाने का प्रयास कर रहे हैं
आपकी गोल सेटिंग, गरीबों की सोच, English improvement Anya video ने मेरे जीवन में क्रांतिकारी परिवर्तन लाया है इसके लिए मैं आपका आजीवन आभारी रहूंगा
Ji kya krte h aap
I like your thought I did the same thing. I am from USA and many years I listen to dev Ramsay show as I was working as traveling therapist. I paid of my 30 yeaRs loan in 30 months. When I got opportunity I worked. 24x 7 Now I am retired and having good life. And my children has loaN fee education I paid for that Thanks for your nice thought
Thank you sir very good
Very nice thoughts. Salute sir salute your parent's specially your Mother jis di kukhoon tusi janam lia hei. God bless you.
Hi to most of the points I absolutely agree learned a lot from you....I did my daughter's only court marriage...no guests no Len den n donate a decent amount to needy people...n a huge amount f.d for my daughter for her future 🙏
kya kaare😅 bachhe ajkal ke samjhte naahi
Very nice...me bhi apni daughter ke lite aisa hi karungi
Vvv nice answer
Very good. But what about when you attended marriages of your near n dear n enjoyed hospitality offered by them. When your turn came your showed them back. Is there any life ? This gentleman giving free advise.
Never ever do this for money.. Paisa bachana apne jagah and living your culture kuch aur baat h.. Court marriage krwa k paisa bacha k FD toh krwa diye lekin apne hi culture k religious practices ko apne bacho me nai instill kr paye.. Jiske wajah se apke bache k bacho ko bhi shadi ka importance kbhi smj hi nai aayega.. Pen paper se shaadi ho hi jata agar toh divorce rate 72% nai hota Western countries me aur India me 12%. Paisa jaha bachana chaiye vaha bachao.. Don't show off marriage me.. But don't forget your culture either.
India ko aap jaise motivational speech ko bhut jarurat h sir
INDIA me sare bisiness man bane
Simple formula to follow in life -
60%in necessiory expenses(including education n medical)
20%saving
10%on entertainment
10%charity
Very good. Charity included .
I'm Maharashtriya .I'm lucky that we live simple , eat simple and avoid showoff.
Yash
Yes
क्या आप मेरे साथ बिजनेस करेंगी
बिल्कुल सही कहा आपने ... मैं भी ऐसे ही सोचता हूँ और करता भी हूँ 👍😊
Shyamlal Sahu Dongargarh Chhattisgarh se, सर जी, आपने बहुत ही कटु सत्य बात कही है, अब यह अलग बात है कि कौन समझता है और कौन नही। आपका बहुत बहुत आभार। ईश्वर आपको और आपके परिवार को हमेशा स्वस्थ और प्रसन्न रखे।
आपने राजीव दीक्षित जी के विचारों को आगे बढ़ाने का प्रयास किया है। धन्यवाद।
@@embodychitran9563 bahoot accha samjhaya sir nei
बहोत बढिया बात कही है.
हम अपनी औकात से जादा सोचते है. हम आपने आपको कभी नही देखते दुसरो काही अनुकरण करते है. और सारी जिदंगी कर्जदार बने रहते है. आपने घरके सामने गाडी खडी रखकर
Dhanyvad sar bahut bahut bahut bahut bahut bahut dhanyvad aapki video dekhkar sunkar man ko bahut Shanti milati hai aur vaise hi banne ki ichcha Hoti hai vaisa hi banna hai hamen Har Insan ko kaise bharna hai
Sir,you are a real social servant , nobody give a real information like you, very thankful to you sir 🙏
बिल्कुल सही बात कहीं.... बहुत ही अच्छे विचार है आपके....👌👌
Your communication skills and thought process is fantastic. I can identify with your view because i belong to a busiessmen family . My uncles thought like you and they run a 200 crore turn over manufacturing pvt ltd company. I chose to do mba and join a highly paid corporate job. I grew from scratch and became an Area Incharge at 35 . Unfortunately i couldnot save because of the materialistic lifestyle with glamour , sedan car , expensive watches and perfume culture inculcated by multinational corporate mafia( i now call it mafia). I quit job at 43 , joined my family business , changed my lifestyle and at 50 now I am doing well for myself . Your preachings, if i had understood at 20 years of age i could have been where i am at 35. But, better late than never.
Sir ...even I can understand what he is saying ..kiraye ke ghar kapdon mein zindagi guzaro ...bachon ko padhao nahin..... apni chadar dekh kar paer phailana is ok.. ab jiski chadar jitni bhi lambi ho.... this is called Bakhili...maal hote hue bhi bhikari banna...apni hadood aur istetaat ke hisaab se kharch karna samajhdari hai....na ki rented ghar mein rehkar apne vhar ka sukoon na uthana
..bas khush hote raho bank mein maal padha hai.... kya apne liye kuch achcha karena bura hai
Sir ...even I can understand what he is saying ..kiraye ke ghar kapdon mein zindagi guzaro ...bachon ko padhao nahin..... apni chadar dekh kar paer phailana is ok.. ab jiski chadar jitni bhi lambi ho.... this is called Bakhili...maal hote hue bhi bhikari banna...apni hadood aur istetaat ke hisaab se kharch karna samajhdari hai....na ki rented ghar mein rehkar apne vhar ka sukoon na uthana
..bas khush hote raho bank mein maal padha hai.... kya apne liye kuch achcha karena bura hai
Very great Thoughts.
@@mehjabeenmalik1574 mujhe apki baat jyada sahi lagi☝🏻जिंदगीभर kiraye ke ghar me makan malik ki chaplusi karte raho aur har saal do saal ya to kiraya badhate raho ya ghar badlte raho dhakke khao aur bank balance badhao aur ek budhe ho jao. Bachat karna accha hai lekin sukun ka mulya adhik hai☝🏻
@@The_Hurt_Locker Im sure yeh jo bhashan de rahe hai ...apne par bhi apply nhin karte hongey... Agar aaj hum makaan khareedte hain toh generations fayda uthayengu
Sir, काश आप मुझे पहले मिल गए होते। कमाल के हो आप क्या थॉट है आपकी। मजा ही आ गया। 🙏🙏🙏🙏👍👍👍👍👍👍👍
I 100% agree with you sir.....and now i will consider to all things what you told. 🙏🙏🙏🙏
Your thoughts are absolutely correct for those who earn and spend; but those who eat readymade food will find your video wrong.
I agree with you and appreciate your concern. ❤
आपके विचार दक़ियानूसी ढकोसले वाले व निहायत ही कंजूस प्रवृत्ति के हैं। आपको ज़िंदगी जीने की कला ही नही है। सिर्फ़ इस पल का नाम ज़िंदगी है दोस्त। मेरी मानो, खुल के जीयो।
i agree with you
Ye teli modi se inspired hain
जी मैं आपके बात सहमत हूं पता नही कौन सा पल हो की हम सिर्फ दीवारों पर नजर आए इसीलिए जो भी हो मस्त रहो कौन सा कोई लेके गया है इस धरती से कुछ
Phir loan k chakkar me phas jaate hain.khul k jeene k liye ,,pahle save phir kharcha krna chahiye
Thank you so much sir
आपने तो मेरे दिल बात कह दी
वास्तव में मैं जैसा सोचता हूं आपने same वही बातें कही 👍👍👍👍👍
Waw
Mai paise seve karne waali policy ke khilaaf hu kamaai badhaane me believe rakhta hu
@@akhleshsharma976 qqqqqqqqqqqqqqqqqqqqqqqq
same with me also
Very true
अति सुंदर सर आपने इतना अच्छा समझाया! 👏👏👏👏👏👏
Apne video ki saabse golden words lge ki 12 k bad business krao bche ko thanks sir bahut acha margdarshan diya apne me yahi krugi ...100%. right knowledge 😊
You are absolutely right, our parents raised us same way. Very good advice.
सर युट्युब पे मैने बहुत मोटिभेशनल स्पिच देखा और सुना है, लेकिन आपका स्पिच सबसे अलग है। आपको बहुत बहुत धन्यवाद
Really a good advice for a middle class family. Thank you sir.
❤आपने सही जानकारी दी है सर..👍
बिरादरी में हम भी कुछ कम नही.!! ये दिखाना होता है …
Just a curious question, after living entire life in small rented flat, wearing rented clothes, not educating kids beyond 10th or 12th, not even taking liberty of even eating in the good restaurant ever, if I save money, and become supposedly rich, what for I need riches. What the use of this money.
Not wasting money in unnecessary expenses like extravagant marriages, gadgets, designer clothes are understandable, but saving money at the cost of child's future, a stable roof over ones head, I somehow dont get it. One might have money in bank, but can't be termed rich. It's a pauper's life. To me, this kind of riches are worst than poverty.
I think this man is mad ....as if there are loads of successful business ideas are lying and nobody is picking them up... gadha kahin ka
True this thought process what ever this gentleman said is typical miserable and cheap mentality thinking , such thoughts only let us focus on money and we become less sensitive to humanity and starts thinking like if my son is eating junk food he may fall sick then i have to spend money on his health so lets not let him eat, ask him to eat fruit or something else . similarly why to donate some money to poor instead i can earn 5% return and we become money minded for the shake of being logical but mind you indirectly you are also thinking like British thought , and we may end up thinking why I have to waste my time by caring my father who is giving gyan in this video instead in that time i can make my business so lets do one investment send this poor guy to OLD age home by donating some pennies and enjoy our business.. then you sir would be thinking at last what ever i taught , came back to me. I agree only one part that is costly marriage instead of wasting you may give to bride OR groom and ask them to invest, rest other things are just chindipana
Listen carefully this gentleman, nobody is stopping spending money, first make yourself more comfortable financially then spend money, donot spend money to showoff. If you compare yourself with rich people and go crazy spending money, only you are going to get hurt not millionaire.
और पैसा बचा बचा के अंत में बिना कुछ किए मर जाओ। फिर उपर भगवान पूछेंगे कि धरती पर पैसे बचाने के अलावे और क्या किया
He is telling you to wait until you really become rich once you really become rich you can do whatever you please
The Bottom line is Bhagya se jyada or Time se pahle kisi ko kuchh nahi milta . And in my opinion education is the surest and easiest way to become rich for a middle class student.
Ye sochna un logo ka kaam hai jo kuch karna nahi cahte
Who will be more happier after 60 years ??
1) the one who has saved lots of money in entire lifetime and sitting on a bag full of it....now known as one of the rich persons.
2) the one who saved very less money, but fulfilled all his needs, wants, dreams and purchased , ate, wore, used all what he loved in entire lifetime
Of course 2nd but aftr 60th k liye money saving b jaruri h thodi
Bhai wants or dreams to aaj tak kisi k poore hue hi nahi. Kyuki ek poora hoga to nayi khadi jo jayegi isliye fijull kharchi to kum se kum karni chahiye muje esa lagta h.
@@amanhooda3876 Kharch aisa karna chaahiye ki mental peace mile. Agar wants poori karke aur fijulkharchi karke peace mile to beshak karni chaahiye, aur agar fijul kharchi na karke saving investment se mental peace mil raha ho to wo bhi karni chahiye.....main concept hai ki wo hi karna chahiye jis se dil khush rahe. Ye ek personal choice hai, jiska final result peaceful soul at the end hona chahiye.....baaki is planet pe koi bhi ek decision poori tarah se sahi kabhi nahi hua aajtak.
@@bohemiansoul584 Ha ye bhi ek sahi najariya h.
बहुत सुंदर बहुत बेहतरीन बहुत महत्वपूर्ण जानकारी दे रहे हैं बचत के बारे में।जानकर बहुत अच्छा लगा।
VERY TRUE N VERY HELPFUL TIPS TO GROW FINANCIALLY. THANKS BRO.
जय श्री राम आपका वीडियो बहुत ही अच्छा है मुझे इससे बहुत ज्यादा प्रेरणा मिली हर इंसान को आप की बताई हुई सभी बातों से अपने जीवन में उपयोग करना चाहिए पूर्णता ध्यान देना चाहिए
Sir, आपने मेरे दिमाग के बत्ती जलादी ।U R great sir TQ.
Sir hum her month 200 ka tv recharge karte te ab free dish lagwa liya humne her month 200 rupees baach rahe hai humre ..
Thank you sir G ❤️
Remember never compromised on your happiness.if your expenses is emotional then do it otherwise it will always hurt you
I agree , instead of spending huge amount of money on the marriage of kids that boosts parent's ego one should keep marriage a simple occasion and invest that money . Regarding education , I believe graduation (not always engineer or doctor) along with vocational courses is good for becoming self reliant, self employed or even for side business.
Bilkula Shi Bat h jii👍👍
@@shyamfanciy2882 rait sar
This is good thinking you are the best of luck
A lesson teaches how to manage day to day life of middle class families . Convey my best wishes a person like you. Thanks.
Dear Sir...👏Last Question??..👉agar Sach me ...aapka ek direction ya apke throw koi support Raha toh....Kuch ...Kamal ho sakta hai Sir.......Thank u👏❣️
A study says, 70% of wealth that you save and create remains unused. Therefore, live your life and spend on things that you like. There is no point in compromised living and leaving hard earned money unused.
Absolutely right
😂
Kharch minimize kerna hai ,pahle kamana hai ,fir to kharch ker payenge, bilkul kanjus wala life bhi nahi jeena hai
Who are you going to beg when you can't afford medicines n hospital bills ehen you suddenly get them then? It's just a matter of one tragedy, that's all it takes to crush that mindset you have
Good.. Completely agree with you
I like the point of using economic travel stay. Same is expected while we attend your future seminars. Rather than planning in 5star hotel it's good to have in 3star hotel.
एक ही साश मै सब बोल दिया ‼️ मजा आ गया। लाइक कर दिया। सबस्क्राइब भी कर दिया।नया नोटिफिकेशन तुरंत मिलना चाहिए.. Boss 🇮🇳🙏😷
ਚੰਗੇ ਵਿਚਾਰ ਹਨ ਤੁਹਾਡੇ ਜੇ ਅਮਲ ਕੀਤਾ ਜਾਵੇ ਮੱਧ ਵਰਗ ਦੀ ਜ਼ਿੰਦਗੀ ਬਿਹਤਰ ਹੋ ਸਕਦੀ ਹੈ।
शादी, मकान और मंहगी डिग्री ।
हम भारतीय लोग बर्बादी की इन तीन चीजों से छुटकारा नहीं पा सकते।
Very good sirji
Salute Sir Ji🙏
बहुत अच्छे तरहके खर्च बचानेकी आयडिया आपने बताया है बहुत बहुत धन्यवाद सरजी
Sir,
Thanks aap ko itne ache video bnane ke liye,aap se kuch discuss karnaa ho to kase contat kar sakte hai, mai yek banker hu aur yek mera spices manufacturers plant hai chota saa aap kaa hame kuch gaudens ki jarurat hai apne business ka growth bdane ke liye
आभार बहुत ही बढ़िया वित्त प्रबंधन से जुड़ी जानकारी
Aaj ke jamaane me aapki har ek baat 💯 %sach hai. Itni Achchhi Jaankaari ke liye aapko Dhanyawaad.
सर, ये जबरजस्त वीडियो मुझे बहुत पसंद आया,👍👍👍🤔
बहुत बढ़िया बात बताई आपने, सबसे बड़ी बात मुझे ये अच्छी लगी कि बच्चों को हायर एजुकेशन की पढ़ाई करवाने के बाद भी अगर वो 10000 की नौकरी कर रहे हैं तो फिर इससे अच्छा है कि उन्हें 10वी के बाद बिजनेस करवाया जाय
You never know ki 10000 ki hi job milegi or 10 lac ki .. sab 20-30 lac ki job ke liye padte hain .. aur aas pas me kitne log hain jo business kar rahe 2-3 lacs dal kar aur 1-2 lac Kama rahe .. eduction is to develop understanding of how world function not just to get job .. get good education and then do business..
Education make you servant
America ne Loan aur EMI ki aadat india ko di aur khud ab waha “minimalism”
Aur “slow life “ start kar di hai..
👉Wo 40 years main retirement le rahe hai
Aur hum 60 saal tak dhakke kha rahe hai
Mene app ki Tarhe apni jindgi bna li👌👌👌👌👌
Thanks sir mainly people don't know how to control on money because husband pamper to wife .
Wife pamper to kids in this way , uncontrolled money will vanish, Fly.
Thanks for your genuine speech. 🙏🏻
Thanks Sir
Sir pamerki bat hi nahi hay if u have good quality of vacablurity n smartness you can explain your wife n wife to children
@@nayanamavani3743 Noooo Her jagah eysa nahi hota .Today divorce Rate is increased in Covid Orr iessey phely bhi ladies Markets mey ghar or bachoo k liye unconditional Love land abb toh Online shopping ney behrhagark ker diy hai.
Very true. Thank you sir for showing the right path to us.
सर आपके विचार मुझसे मिलते हैं और मैं भी अपने जीवन में यही सारी चीजें फॉलो करता हूं और यह बात सत्य है उसका रिजल्ट भी मेरे साथ है वेरी गुड सर
थैंक यू सर
Bahut hi kaam ki advice hai ,sir. Thanks sir ji
I totally agree with you on marriage expenses and traditional education.
Absolutely agreed with you 👍👍👍👍👍 superb vedio 🙂🙂🙂🙂
Good suggestion and informarive
There's nothing as like traditional education when there was absolute no education in India the missionaries in India first and for most introduced and started educational system, schools, colleges, universities, hospitals, banking system, post office amd lot many that made india to reach to this level where people are exposed to this extent
Mai bhi aisa hi karta hu...... par aaj se puri tarha se Amal me Launga thanks for this information
🙏आदरणीय कोच साहब भाई जी लॉकडाउन में पिछले लगभग 2 वर्षों से सारे खर्चे धराशाई हो गए l🙏 लोग रोड पर आ गए कितने अमीर बन गए ⁉️ अर्थव्यवस्था की एक बात मत भूलो आदरणीय किसी के खर्चे दूसरे की इनकम भी होते हैं l पैसों का कोई अचार नहीं डालता l
Bahut Sahi kaha aapne. Ye bahut jaruri hai ham sabhi ko samjhna. Thanks A lot
अगर लॉकडाउन के पहले ही बचत करते तो रोना न पङता
Really you are a very good experience person .you have explained very well about expensive and how to spend our money. Thanks
सब कुछ नहीं होता है , पैसा
Baat to sahi haI
मगर इंसान को बिकते हुए देखा है
चंद्र कुछ रुपयों के लिए,
जय हिन्द 🙏🙏🙏🙏🙏
बहुत ही बढ़िया जानकारी दिए हैं आपने मैं पूरी तरह से सहमत हूँ और ऐसा लोगों से कहता भी हूँ और करता भी हूँ ll
आपनेनोकरी पेशे लोगो का खचे कम करने का अछा तरीका सुझाव किया धन्यवाद सर.
Good morning sir .... Aapse ek questions ye hai ki hme 12th pass student ko kis business institute me admission dilaye jisse uski skills development par jyada focus ho sake aur time bhi kam lge .....🙏🙏
Sir , I am impressed with your advice .We must do savings for good returns
Wah sir kiya laalh rupay ki baat kahi hai Best Information 🙏🏻🙏🏻🙏🏻 Thank you so much,, You are Strong TELENTED sir,, ☺️☺️☺️
Sir मैं एक student हूँ सरकारी नोकरी के चकर में अभी तक कुछ भी नही करता समझ नही आता Sir मैं आपका से बात करना चाहता हूं मुझे भी करना है सर् मैं परेशान हो चुका हूं अपनी life से अब एक तो गरीबी दूसरी यह महामारी लॉकडाउन
Welcome to Crizer Network
Skills and development program
Very nice
Kuch bhi karo pehle saving karo.
Thoda he sahi per paisa hota insaan main confidence aata.
@@hemantchauhan533 are Bhai uske pas job rahegi to saving karega na
@@vaibhavkamble6617 tution se laker pocket money tak kitne jagah se paisa milta.
Paisa hota to buisness mind hone lagta insaan chahe wo paise 50000 bhi na hoon.
Most relevant lecture I have had here, Thank you, sir
जहां तक मैं समझता हूं UA-cam पर अधिकतर Motivational Channels ऐसे हैं जो बस अपना उल्लू सीधा कर रहे हैं, लोगों को बेवकूफ बना रहे हैं। Motivation का मतलब होता है लोगों को अच्छी सीख देना, लोगों को जागरूक करना। लेकिन एक ही बात को घुमा फिरा कर हर Video में बताने से लोग Motivate नहीं बल्कि DeMotivate हो जाते हैं.. किसी को मेरी बात बुरी लगी हो तो SORRY..
Isme Dmotivate kiya hua 🤣😀
👎
bahut khub
Nice hukkm MAA jagdamba bhawani ki kirpa AAP par sada bane rhe
Great fantastic valuable information thanks.i agree with you 🙏.money management, financial discipline and self control.its very important in our life 🙏by bose Mumbai.
Sir ek dum se josh me aa gye, mai toh darr gyi kya ho gya😆😆🤣😉😆😆😆😆😆😆😄😄🤣🤣
😜😜😜😜😛😛😛😀😀😀
Hiii
hii baby
Darpook ladki
I am a Maharashtrian Brahmin. We really spend very less on marriages. Our marriage expense is less than engagement ceremony in Northern India.
You are right I am also I am also marathi Brahman one more thing we don't have dowry system
Enjoy kigiye maidam paisa aur sampati sath nahi jayga
@@Soldierdiary444 लेकिन show off करने की भी जरूरत नही होती. लोन / बोझ लेकर शादी में खर्चा करना enjoyment नही stress लाता है. माँ-बाप की जिंदगी गुजर जाती है ऐसी शादियों में जिसको आप enjoyment कह रहे हो. खुद कमाओ और जितना मर्जी 'Enjoyment' करो.
Bahut bahut sandar sir es video de bahut se logo k zivan paribartan aayga sir bahut bahut dhanybad sir
Agree with everything he said. Actually I know all these myself and have been practicing this. Unfortunately , I learned my lesson after I passed my 50. Oh well, better late than never
Same 🤣
Der aye दुरुस्त आये
Toh bikhari ban kar jeena hai..
Unnecessary kharche na karo par bachchon ko.padhao bhi mat..pakka BJPite hai
I think....
ये 14 मिनट आपकी ज़िंदगी बदल सकते हैं।।।
Very good speech we must try to follow this
NkYou very much.
Aap ke speech mai jevan me follow kar raha hu. Very nice suggetion. Tha
Wahh Sir Ji Kya Behetreen Baate Bataye Hain Aapne Humari Bhi Yahi Soch Hai Jitni Chadar Utni Hi Pair Failaye Very Nice Sharing 👏👏 Aise Aage Badte Rahe Aur Kamiyabi Haasil Karein 👏👏 God Bless you 🙏♥️
Sir you are genius and your knowledge is toooo good❤️❤️❤️
Thank u so much sir ham puri kosis krenge in faltu khrcho s bache 🙏
Very much right and effective information . We are also following this . It is the swear demand of current time.
Dil se salute he sir aapko
Dil se itna sukoon mila he aaj ise sunke ki bata nahi sakta bilkul sahi vichar he aapke
Dil ko chu liya sir aapki bato ne really you are great angrejo ki tradition chala he ye
Sir আপনার ভাষন এর মধ্যে 100% বাস্তবিকতা আছে 🙏👍👍👍🔥🔥🔥🔥
Amazing ideas
Good speaking, yes one need to think wisely before spending this is ideally correct concept.
Sir you have just revealed as I think. You are absolutely right. Thank you for giving so precious advice