Disagree with Mr Loo on his old strategy to fill up SA to full becos the $$$ will be locked up till retirement age of 55. For the younger ones, a better strategy would be to invest OA above 20k into Dimensional or Amundi to boost returns better than 4%. Plus, u can sell those positions & return the $$$ back into OA which can be used for housing, education etc.
Disagree with Mr Loo on his old strategy to fill up SA to full becos the $$$ will be locked up till retirement age of 55. For the younger ones, a better strategy would be to invest OA above 20k into Dimensional or Amundi to boost returns better than 4%. Plus, u can sell those positions & return the $$$ back into OA which can be used for housing, education etc.