i just discovered caleb and have been binging his videos for the past week and felt this same way about the thumbnails. i will say it’s a guilty pleasure for me as well. thanks for posting your perspective, i enjoyed listening!
Not really, he focuses a lot on overspending. He doesn't give specific advice on investing unless it's with his sponsor Moomoo even though a Roth and Mutual Fund should be the first go to for anyone. He doesn't talk about anything beyond paying off debt or automating investing. Doesn't ever ask anyone what they want to do with their life, about increasing income, or where they want to spend their money and how to grow their wealth. It's very much a poverty mindset. It makes people viewing think they're doing good financially by staying inside and watching his videos, instead of taking action on living their rich life. It's just a mindset that keeps you stuck in a lower income bracket.
@@luisniebla5517the issue is that it’s very illegal for people who are not qualified to give investment advice. And the vague advice he does give is 100% valid. Index funds for example have been promoted by him in his shows. The issue is he can’t sell them financial products, he can just help them save money and tell them the good products to look into.
The problem with financial youtube is there's only so many ways to say "pay off your debts, don't carry a balance on your credit cards, invest 20% of your income for retirement". He's just found the entertaining way to recycle the same content over and over.
He's kinda like Gordon Ramsay in Kitchen Nightmares. There are some genuine people he wants to help and can help, but recently a lot of the people are coming on and just... Awful people who straight up don't care about getting better. They are just drama and that sells the best.
I like Caleb's content but I 100% see it as the modern version of Jerry Springer or something. Not that his advice isn't good but it's just all very sensationalised and kinda silly lol.
I love Caleb Hammer. Its just a persona, but as someone who was a single mom of 2, with no child support, who now makes 150k a year....... I really understand what he's saying. I had to SUPER save and give up luxuries for a few years to put myself on a good path. He makes great points. He is a little ridiculous, but thats how he makes his money. I mean, its all COMMON FREAKING SENSE. They deserve to be made fun of. STOP SPENDING ON JUNK.
hahaha it is all common sense!! but SO many people have been duped into this idea that you need to spend all the time! wanna say a serious congratulations to you for your financial achievement. being a single mom is hard, especially without financial support. you should be very proud of what you have achieved 💛 ~ Jett
One thing that shows like this (and Catfished etc.) rely on is neurodivergent people, usually have have issues with self-awareness, impulse control, financial planning, emotional regulation, keeping jobs etc.
damn I didn’t think of it through that lens. you’re absolutely right tho! i think it’s less that these shows exploit neurodivergent people, but more that financial systems themselves pray on people who are neurodivergent. good point! ~ Jett
It’s just Dr. Phil. He finds people with financial and emotional problems and parades them around for the camera. Every episode is just someone with mental health problems living in poverty and Caleb yelling at them and calling them trash.
Personally, I’m not a fan of the gimmick of “look at this idiot” because I think it perpetuates the elitism of the finance bro crowd at the expense of poor people who, in some cases on his show, have legitimate mental conditions or serious trauma in their lives that led them to that point. Yes, some people are just irresponsible and immature, but even with those people it sometimes feels like he’s beating them down for entertainment. Obviously, not judgement to people who like Caleb’s show. Just my worthless opinion. I commented to boost the video 😂😂😂
I’m not saying you need a CFA or a CPA to know what you’re talking about, but as a CPA whenever he veers off of basic financial spending common sense it’s obvious he doesn’t know what he’s talking about.
Caleb’s videos have really helped me pay off all my debt in the smartest way, budget properly and set up a 6mo emergency fund. Yeah he’s dramatic for entertainment value but if you watch a couple episodes you’d see how effective it can be. Good on you guys though, 1.5k views over your avrg 400? If that? You’re playing the capitalization game too, gentleman. Hypocrisy at it’s finest lol
that’s amazing that you’ve been able to pay off all your debt and set money aside! bloody congrats!! i genuinely think that he gives good advice and helps people, and you’re proof of that. i think the dramatisation in the video marketing just veers on the side of exploitative to me and just gives me a bit of a ick? and i think that his stuff is quality and doesn’t need to lean on that as a crutch. we’re super happy this vid did so well! it seem like a lot of people feel the same so we’re glad with covered this topic. genuinely awesome on your debt situation tho, congrats again. ~ Jett
@@nunomartins2209 I don't disagree. Same thing for "Self Help" as a whole. It's a lot of repackaged and remarketed ideas that have existed for a long time. Literally thousands of years in some cases. Some people just dont listen and dont think.
i just discovered caleb and have been binging his videos for the past week and felt this same way about the thumbnails. i will say it’s a guilty pleasure for me as well. thanks for posting your perspective, i enjoyed listening!
i’m SO glad i’m not the only one who feels this way 😅 thanks for taking a listen!
~ Jett
i found this dude on his composing channel like 10 years ago i literally had no idea he suddenly blew up as a financial auditing channel 💀
He has awesome finacial advices, he is just like that for dramtic purposes
Not really, he focuses a lot on overspending. He doesn't give specific advice on investing unless it's with his sponsor Moomoo even though a Roth and Mutual Fund should be the first go to for anyone. He doesn't talk about anything beyond paying off debt or automating investing. Doesn't ever ask anyone what they want to do with their life, about increasing income, or where they want to spend their money and how to grow their wealth. It's very much a poverty mindset. It makes people viewing think they're doing good financially by staying inside and watching his videos, instead of taking action on living their rich life. It's just a mindset that keeps you stuck in a lower income bracket.
@@luisniebla5517the issue is that it’s very illegal for people who are not qualified to give investment advice. And the vague advice he does give is 100% valid. Index funds for example have been promoted by him in his shows. The issue is he can’t sell them financial products, he can just help them save money and tell them the good products to look into.
The problem with financial youtube is there's only so many ways to say "pay off your debts, don't carry a balance on your credit cards, invest 20% of your income for retirement". He's just found the entertaining way to recycle the same content over and over.
He's kinda like Gordon Ramsay in Kitchen Nightmares. There are some genuine people he wants to help and can help, but recently a lot of the people are coming on and just... Awful people who straight up don't care about getting better. They are just drama and that sells the best.
Look at all his thumbnails, it's obvious what his content is
I like Caleb's content but I 100% see it as the modern version of Jerry Springer or something. Not that his advice isn't good but it's just all very sensationalised and kinda silly lol.
I think its a fair mix of both
I love Caleb Hammer. Its just a persona, but as someone who was a single mom of 2, with no child support, who now makes 150k a year....... I really understand what he's saying. I had to SUPER save and give up luxuries for a few years to put myself on a good path. He makes great points. He is a little ridiculous, but thats how he makes his money. I mean, its all COMMON FREAKING SENSE. They deserve to be made fun of. STOP SPENDING ON JUNK.
hahaha it is all common sense!! but SO many people have been duped into this idea that you need to spend all the time! wanna say a serious congratulations to you for your financial achievement. being a single mom is hard, especially without financial support. you should be very proud of what you have achieved 💛
~ Jett
One thing that shows like this (and Catfished etc.) rely on is neurodivergent people, usually have have issues with self-awareness, impulse control, financial planning, emotional regulation, keeping jobs etc.
damn I didn’t think of it through that lens. you’re absolutely right tho! i think it’s less that these shows exploit neurodivergent people, but more that financial systems themselves pray on people who are neurodivergent. good point!
~ Jett
I think Romain Faure is one of the guys doing it in a more wholesome way with fewer views.
thanks for the suggestion, i’ll check them out!
~ Jett
It’s just Dr. Phil. He finds people with financial and emotional problems and parades them around for the camera. Every episode is just someone with mental health problems living in poverty and Caleb yelling at them and calling them trash.
You guys are great to listen to
Thanks John! We started the podcast hoping to make something we would enjoy listening to. Glad you enjoy!
~Reuben
Personally, I’m not a fan of the gimmick of “look at this idiot” because I think it perpetuates the elitism of the finance bro crowd at the expense of poor people who, in some cases on his show, have legitimate mental conditions or serious trauma in their lives that led them to that point. Yes, some people are just irresponsible and immature, but even with those people it sometimes feels like he’s beating them down for entertainment.
Obviously, not judgement to people who like Caleb’s show. Just my worthless opinion. I commented to boost the video 😂😂😂
I’m not saying you need a CFA or a CPA to know what you’re talking about, but as a CPA whenever he veers off of basic financial spending common sense it’s obvious he doesn’t know what he’s talking about.
He has the smarts to actually do an intelligent show. Problem is, it's basically a Jerry Springer situation.
Caleb’s videos have really helped me pay off all my debt in the smartest way, budget properly and set up a 6mo emergency fund. Yeah he’s dramatic for entertainment value but if you watch a couple episodes you’d see how effective it can be. Good on you guys though, 1.5k views over your avrg 400? If that? You’re playing the capitalization game too, gentleman. Hypocrisy at it’s finest lol
that’s amazing that you’ve been able to pay off all your debt and set money aside! bloody congrats!! i genuinely think that he gives good advice and helps people, and you’re proof of that. i think the dramatisation in the video marketing just veers on the side of exploitative to me and just gives me a bit of a ick? and i think that his stuff is quality and doesn’t need to lean on that as a crutch.
we’re super happy this vid did so well! it seem like a lot of people feel the same so we’re glad with covered this topic.
genuinely awesome on your debt situation tho, congrats again.
~ Jett
It’s entertainment. No one would take financial advice from a guy who can’t even push back from the table or brother to comb his hair
His advice is great.... Everyone should take his financial advice
His advice is pretty standard advice. It's not as if he's pitching some "system" he created.
@@nunomartins2209 I don't disagree. Same thing for "Self Help" as a whole. It's a lot of repackaged and remarketed ideas that have existed for a long time. Literally thousands of years in some cases. Some people just dont listen and dont think.
I feel like he has an attitude off top with people sometimes
Aye man im poor. So yelling at the poor who are in debt has helped me. Yelling at the rich would be a guilty pleasure and lead to nothing.