One of the biggest problems with a cashless society is when the power goes out, nobody can buy anything. I saw it first hand in 2003 when 50 million in Canada and the east coast of the USA went dark for almost a week or longer in some parts. It was quite scary and cash was king. I encourage everyone to have at least some cash at home all the time. Imagine what New York City was like.
New subscriber here, I love the channel. A cashless world is a dreadful idea, I refuse to shop in places that don't accept cash and also live in a town that has lost all its banks.
I worked in retail banking for a number of years. Another point regarding cashless that’s rarely mentioned is if you want a loan from the bank the first thing they do is look at your current account and credit cards. If you are cashless they have a complete record of every single penny you have spent. All your social habits etc. Your loan will be declined if they don’t like your spending habits!! And yes I agree with you so much. Trying to find an atm that works is getting harder and harder. All part of the plan.
I never use my bank card… cash is king. The last few years have really magnified why we should only use cash. A cashless society is something we should all be concerned with. It’s worrying to see the amount of people that don’t care/understand.
It's the blind leading the blind. Digital money is electric money on a screen just numbers. If something goes wrong along the line, your stuffed, you don't have a pot to piss in. So many things can go wrong. The electric can go off. Cyber attack on the bank or your card. Scams emptying your ac. Card providers auxiliaries who control your ac (not the bank) going bust, being compromised etc. Your card being stopped by computer issues. Stolen or lost. And many more. Cash is there as a back up and with cards it works well, but a cashless system is dangerous. I was in New York once and my MasterCard payment was late...I had no money on my card. What's more they refused to help me out. I was lucky I had just enough cash on me to get through the few days before I could get home. A few months ago at a gas station a guys card didn't work. For the fuel he had he couldn't pay. So embarrassing for him as his details and forms he had to fill in at the counter plus taking his picture, reg, etc. He had no cash on him and his bill was £53.00.
Back in the 80's when I was a teenager, I lost faith in the banksters and the system, since then, we do our own thing, no mortgage, no debt at all, by being debt free, you are not a slave to the banksters!, you are free, I'm 52 now and it baffles people because we do not work for the system, they tell me "but everyone MUST work!", we do work, we work at our own pace, growing our own food, harvesting our own fuel for the fire, generating our own energy and water and living a much simpler life...
it's a bit scary these days there is such a heard mentality that everyone much comply and conform to soceitys demands supposedly for the benefit of all.
I use cash all the time. Ironically, the local Co-Op, not long upgraded for self-checkouts, had a major system failure the other day, and the sign on the door said "Cash Only". This often happens when we have power cuts as well, when all the shops are stuffed until it is restored.
A few years ago when I was still living in London, one day the UK Visa card system went down. We had to close our shop, some people couldn’t go home as they were using their cards as their travel card. We put our cash together and bought a bottle of booze and sat in the park for hours with all the stranded city bankers. It was surreal but great. All it took for the order of life to collapse is one company's servers going down.
You hit the nail on the head in this video, my money these days barely lasts a month, whereas before the whole covid lock down issue when I carried cash I was aware of what I was spending and lasted better
My wife works with people on low incomes. The recommendation is draw whatever cash they need to live on, and leave the amount requires for direct debits and standing orders, in the account plus 10% (if possible) to act as a threshold. But with so many businesses going cashless (mainly, because the means of banking cash- ie branches have disappeared) they find it very hard to get things done. To top up a PAYG phone, you need to use an app. To top up an electric/gas meter card, an app is being introduced to cut out the middleman. The middleman being that little boarded up convience shop you passed in Horden. The Chinese super app, wechat, includes a contactless payment service that is linked to your bank account and registers your purchases and transactions safely and very reliability. It also shares this information with the Communist Party. This is then used to inform your social credit score.
A cashless society sounds like a nightmare to me. It won't be long before private companies start interfering in your transactions and we all know the government will cut people off who they dislike. It also means no pocket money for children, and won't teach them the value of money either because they don't physically have any.
They already have here in canada. I follow a podcaster raging disident and he has been debanked. He was given a month to find another bank...of course none would take him on...
@@wanderingturnip Worth pointing out... The so called cash you earn is not your cash either... We are in a debt based fiat currency system...NOT A MONEY SYSTEM. That means you are working for free... If you read the words on your bank notes it does tell you... I promise to pay the bearer on demand... That means the cash bank note is nothing more than a worthless promise... Staggering just how many people do not understand this... Cash does give you some control but it is not MONEY... it is a currency or a means of exchange ..... You see... In a debt based currency... We are the creators of the currency not the BANKS... That's why everywhere you go you see offers to pay with Klarna, or pay in 3 months, ect,ect,ect.... Why? The more they get you to borrow, the more they can expand the debt based currency supply... Remember the banks have no limits to how much currency they can create off your backs!!! In the immortal words of Neo from the matrix... You are a slave Neo....A debt slave who works for free and your promises have no value... CASH is not KING... Cash is the illusion of being KING... So that you continue to work for promises that have no value!!!!! Meanwhile they steal your true wealth... Your time, your labor and then your health... When people realize this it can seriously damage their mental health... You know the story about Santa that comes down the chimney at Xmas? Well.. The notion of cash and money is the same story? Neither of them exist because only a debt based currency exist which we have all been tricked into "BELIEVING" is money!!!!!!!!! Awesome channel turnip!!!!!
I'm old school so draw money from bank. One step further we still have £1 notes in the Isle of Man that are quite rare in circulation. Every week I withdraw 20 x manx £1 notes out and spend in pubs, cafes, shops, etc. Bank ask me why I withdraw them and I saw its none of your business🤣 Keep fighting the globalists, cheers Mr Turnip🙂👊👊
As much as I love the convenience of bank cards and rarely use cash, this video was interesting and changed my perspective. The point about the banks being able to charge whatever fees they want in a cashless society really put me of the idea of everything going cashless. We need to keep the freedom
Tax from the government which is backed by banks does the same thing for cash, it's no different, they can increase that whenever they want and make products more expensive, retailers themselves can increase product pricing to squeeze profits, its the same systems cash or cashless, just one you have to carry around useless coins all day...
Brilliant video! Not only highly relevant and informed, but the style was great too with much balance and some really thought provoking examples of the dangers of going cashless. Some good humour too. One of the very few channels I feel confident to like the video before I have even got 30 seconds in.
The banks are not there for our convenience anymore. The reduced opening hours of the ones that are still left are only a way of forcing us not to use them, but instead to go digital and use internet banking and buy online. The axe has slowly but finally fallen. Great video, as always very interesting and very thought provoking.
They're trying another way now - to bring back charges on cash withdrawals... Another reason to use your bank if you still have one though the restricted opening times make this difficult...
Bank of England claims their digital CBDC won’t be programmable. They can’t be trusted. Pretty quick people on Benefits will be forced to spend on all kinds of crap. Many poor folk have no computer or internet.
It’s not just banks that have turned into fancy pubs it’s our favourite pubs turning in to building plots. I had a wander around Nottingham afters good few years of living in Ireland and had a wander/drive to find all my old haunts I’d go to three pubs after playing five aside they have all gone. I used to go in another 3 pubs on a Thursday night now all gone. My favourite pubs in town all now gone, my favourite pub in our village has gone and now has a load of houses on its site, the legion also gone now occupied by houses. A big pub where I played cricket and went to after games is now built on but the club now has its own bar so not the end of the world. I’m 60 now but never really grown up I still like to go on holidays and have nights out like I did in my 20’s
A cashless society isn't good! Last year, here in Canada, one of the countries biggest cellphone providers system went down for a day. All cash machines in the country were using this providers network, so you couldn't use your debt card or take money out. It was scary and really made me realize how important cash is.
Yeah exactly, the internet is not reliable, and they want everything to be on it?! I don't think so. No power equals no money, no shops/tills, no banks, no hospitals, no nothing you can't go anywhere do anything or buy anything. I know that's what ultimately the one's in power want, but i aint doing it for that reason alone. I want to own things. It is my right to have access to my money and spend it how i like without letting everyone know about my spending habits and how much money i have or don't have! Why should they decide whether i can have access to my money or not, or to spend certain things, or whether my life is worth value because i might not of looked after myself like other people so i on't get life insurance or something, everything is and would be connected to life decisions everywhere you go, and that is why it is important to keep spending with money and show there is a demand for it, so people in charge have no excuses to take it away/off us, because they will. They want to control everything.
When I was a lad, All the banks would only open from 10am until 3pm and not open on Saturdays either. I would have thought you ended up in Burnley with "Bank of Dave", thats something to be proud of. Your filming & editing technique is just like Paul Whitehouse's "Brilliant kid" from the Fast Show! Always enjoyable as well as informative, I've been up your way quite a few times, I was last there in the Calder Valley to buy a motorbike off a farmer, I took an overnight coach from Kent to London and then Leeds where I got a train to Hebden to meet the guy, I rode it home the following day, a Great day out!
Haha I get the Paul Whitehouse similarities all the time 😂 That sounds like a class day out! Bet that was a fun ride home. Thanks for watching mate I appreciate it 👍
It is good to see someone of your age and your generation come to this realization. You youngsters with all your techs and smartphones and gadgets dont realizae that your are just playing into the big companies hand. MONEY IS FREEDOM
This video was very informative and well-considered, and I thank you for it. It just hurt to watch it. The last 5-10 years have not gone all that well, and it does give one pause to think what the next 5-10 years might bring.
My elderly mum and I draw out x amount every week. We’re in a small village and get it withdrawn from the post office. It’s easier budgeting with cash especially these days.
More sandstone in the old building in both towns. Where was this stone quarried? I live in Gloucester and our 1000 year old Cathedral made of sandstone stone was quarried just a few miles in the Cotswold Hills.
I think everyone should take part in refusing cashless society. Use cash whenever possible if not all the time. I used to use my debit card for shopping, not anymore. I take the cash out and use it instead of the card.
I couldn't agree more with everything you've said, a cashless society would be devastating for us and as you've pointed out banks are trying to move us in that direction, making it more and more difficult for us to access our own cash without a lot more hassle and at times extra charges just to do so while the banks profit in every way. You mentioned about how our data could also be used and it's very true, right down to how they use our data and sell it on to 3rd parties that then use it for marketing purposes and personalised advertising of products to encourage us to spend more. When you dig deep it's quite shocking really.
I only use cash in real life. I do an online transaction for something like buying off Amazon or upgrading software but for shopping, haircuts, take-aways, busses / trains / a rare taxi etc, I use cash.
It's been a while since I've been in the UK. Have they rolled out the facial recognition cameras country wide yet..? It was just around London when I was there.
You had me with the kids throwing money on the floor! I'm probably not far off your dad's age and you look around my son's age. The point is I can't walk past any coin on the floor. I've just subscribed and being from Huddersfield area I love your northern grittiness
I've started to love your videos please do more. As regards a cashless society I think it will come, it's almost here. I do use cash for tips in restaurants, and taxis, take a little if I'm going out. That's about it really. I have always wondered about the homeless begging on the street and when they will get card readers, but would you trust that, hmmm no. Keep on doing what you are doing, where you walk used to be my local area :)
I’ve noticed most the legit homeless don’t really beg, in Oxford we have loads of beggars who all use the same signs, I’m convinced they’re part of a ring of career beggars, all they need is £15 an hour from a couple of rich tourists who are going home the next day and that’s £28K a year! Never trust any of them now
Nice video again. I never need cash much but often get caught out not having any. My cash stuff is mainly car parking, taxis, buying a big issue, some shops and cafes who dont take cards and some for tipping. I do think we should use banks just so they will stay open. When my card got cancelled because the bank did not like a transaction it took me hours sitting on the phone to get this corrected. So next time I went to the branch, 5 minutes done. I also keep a little wad of cash in case the bank lets me down again. Use your branch even if you dont have to, otherwise it will be gone
Yeah great point. I would be sorting all my stuff out in the bank if it was closer. I hate hate hate phoning companies or the bank, it does my head in and stresses me out 👍
Here in the US the credit card companies get 6 percent for every transaction. I took most of my cash out of the bank since I do not get any interest. I keep just enough to keep my account open. I use cash for purchases.
I’ve never thought of tips like that. Next time I go out for a meal I’ll take cash for a tip. Last time I visited my bank was Christmas and the last time I used a cash point was last month (March) you’ve really got me thinking about cash now and I might use it more.
In 2003 I spent a year conducting measured building surveys of Nat West banks; producing digital plans and drawings of high street banks. They could see the writing on the wall, that these buildings wold soon become redundant and would have to be sold and re-purposed. Most of us don't need to visit those banks anymore, but cash is still essential or convenient for some transactions. Tipping is much more direct with cash; without cash the establishments decide on the 'service charge' level, taking control away from the consumer.
Always do cash. As a self employed person, I have upwards of £3000 in cash, always, always, always. For me, it's when did I last use a card/electronic payment system.
I haven’t paid in cash in months, I don’t carry a bag or purse anymore. I keep my card in my phone case. I noticed the other day at Aldi, the women before me at the till asked “is it ok if I use cash?” And I thought that was funny, as I always used to ask “is it ok if I pay card?”. There is definitely a stigma around paying cash that we need it breakdown
Love your videos . Maybe do a video on supermarket prices compared to years ago and how supermarkets are bullying farmers on there prices also . Keep it up m8 great content .
My parents are in there 80's in the pandemic they found it so hard because everything was on-line I would buy their shopping and they would give me a cheque . Even now my Mum always needs some cash. She says it's just in case she needs to pay someone. The first time I used chip and pin it felt like I was living in the future. Love love your uploads btw
Great content. Glad I discovered your channel. Family hail from Scotland and its the same up there. Banks closing down left right and center for the last couple of years. Its the same here in Australia where I live.
Looks like we will be going digital currency after all. I hope there isn't a social credit score attached to it like they do in China. I always use cash when I can. I now have to use the post office to withdraw cash. It's good to see more people talking about this. Good video.
It'll have both a social credit score and carbon credit score (dubbed "my carbon" by the UN and WEF) attached. Look up the document "the future of citizen data systems" on the government website.
I’m really glad that you’re covering this. They have closed Barclays bank in several countries places in Suffolk. They’re about to close several more, in wonderful places like Southwold. They’re taking away the ability to go and see a face, instead you have to wait an hour to attempt to talk to a robot. A cashless society is terrifying. That means that the government knows every single thing about you. Personally, I don’t want that.
I Always carry cash but banks and cashpoints are dissapearing at an alarming rate of knots. No more anonymity once cashless society is imposed. You won't even be able to give your niece or Neph a few quid without government knowing. Privacy will be seriously impacted by the removal of cash from society. The removal of cash also imports overreaching by big government who have access to data which can be a big problem potentially.
Here in Canada, we don't really have bank closures as yet and there are still lots of cash machines around. We are a little bit behind the UK in that regard. Not many people use cash though, and haven't for years. I have cash in my wallet that's been in there for at least 2 years, because I'm a tight twat lol. I haven't been inside a bank since 2020, and that was only to open a new business account. Incidentally, I asked a teller once how often Revenue Canada (our HMRC) had frozen peoples bank accounts and she told me that it happened so often I would be shocked. Scary to be honest. Excellent video Mr. Turnip, I think you covered most of the issues with a cashless society and it's nice to see someone bringing it up and raising awareness. When it happens (not if) we're all screwed to be honest. The old adage of you don't really miss something until it's gone. Cheers.
Thanks for this. Good to hear from people in other countries and what it’s like over there. Scary about that Revenue Canada though, not a fan of that at all. Cheers for watching 👍👍
I am 47 and I can remember that my hometown of Chichester, West Sussex ( population of 20000 in the early 1980s) had something like 15+ bank and building society branches in the mid 1980s. I can also remember it had two branches of Barclays Bank and 2 branches of Midland Bank( now HSBC). Now- Chichester has 10 branches: Nationwide, YBS, Kent reliance, Santander, Halifax, TSB, Barclays, HSBC, Natwest, Lloyds ( pop now 25000- 30000 people-itself). However, nearby towns or large villages such as Selsey - 10k population itself ( 4 branches closed; barclays, natwest, hsbc, lloyds), Midhurst- 5K pop itself) ( lost Natwest, Barclays and Lloyds Banks), Emsworth( LLoyds, Barclays), Petworth- 3k pop- Natwest & HSBC closed) ( , Barnham 2k itself) - 2 branches of Barclays in the 1990s- went down to 1- now closed- Natwest , except Midhurst that has Nationwide BS. Nb- with some of the towns quoted there could have been more banks & building societies branches- but that is what I am aware of from memory.
Great videos & covering many of the towns & cities that i worked as an entertainer for 40 years. I had enough of the Uk when i realised that i could never afford to buy a property there. I skipped the Uk & moved to a small European country 14 years ago, where we have ATMS in villages that don´t charge you to withdraw your money. There is a price for absolutely everything in the UK from passports to a DBS doc. I bless the day i made the move. Keep up the good work & keep the cash in your wallet, it will never go out of fashion.
Another well done video! Here in New Jersey in the USA, many small merchants have a sign on the door or near the register (till) stating that there will be an extra charge added for use of a credit card, usually 3%. There will not be a charge if you use a debit card. People that have the money don't care, but people on a budget take notice. The merchants are pushing back against the fees which is okay by me. Printed on every US banknote in small letters is, "For all debts, public or private."
The problem here in Australia is bank fees, up to 2.5% depending on where you shop. Sometimes the fees are absorbed by the store, sometimes they’re not. Anyway it adds up when almost everyone does it.
DIGITAL CURRENCY AGENDA - You have already had one bottle of wine this week - Transaction Denied. You have already had 200g of meat this week - Transaction Denied You have already had a gallon of fuel this week - Transaction Denied You have already had one cream cake this week - Transaction Denied
I do have to say you have inspired me to start my own youtube channel. Something very different topic and rather funny hopefully haha; recording the progress of my partner's learning how to drive hahaha. You do nothing fancy with your videos (not meant as an insult) but you're very charismatic and interesting! I always look forward to the new video! :)
Also cash keeps the money local and benefits the local community. I sell CDs at gigs, (yes some people do still buy them!) and i use a card machine but if i'm in a village hall somewhere that doesn't have wifi or phone signal then the card machine is useless and cash is my saviour. I've also noticed that whilst the cost of manufacturing CDs has steadily gone up over the years, the amount people are willing to pay for them has stayed the same and most musicians still charge £10 per CD - despite how much it may have cost them to manufacture - because it's a nice easy amount and most folks are happy to whip out a tenner from their wallet than faff around with odd amounts like £13 or more! And don't get me started on transaction fees!! Another great video Turnip, keep up the good work.
I bought a CD recently in a pub from a guitarist who was out of this world. I was so glad I was able to get his music. It felt like a valuable transaction as well, old school and felt appreciated. Thank you for watching 👍👍
I last used cash yesterday and I will use it again today. Where I live, in Nottingham, there is still plenty of ATMs and most of the banks are still open.
We left Britain in 2019, moving to Panama in Central America, finding that, unlike in Britain, there were bank branches everywhere. There is a big informal sector and many poor people, who use cash more, so cash in widely used. But there are also all the card and digital forms, including a local payment system which uses your and the vendor's phone numbers to transfer payment - and is even used by street traders. There is online banking etc - we mainly use a really good app. Also retirees over 60 (57 for women), including foreigners, qualify for special arrangements with banks, even discounts on loan interest - and even special desks so that older people don't have to queue! I was pleasantly surprised, as everything seemed to be targeted at being convenient for the customer, not purely for the banks' convenience, as it seems in the UK. UK banks see not enough profit in retail banking, hence the closure of all the branches; and no branches means more reliance on others' ATM, and their fees. As with health services (and some other things), it seems wrong that what is here, in what many would think a third world state, seem better than that in the UK, and illustrates how we had accepted reduced services etc there
In the early days of cash machines, the Midland Bank in Brighouse had a cash dispenser. The cash came out in a plastic clip. A slot opened for you to put the clip into for use again. I got mixed up and posted my money into the slot. Fortunately in those days, I carried a comb and managed to hook the cash out of the slot before it shut.
Working in retail I find that customers rely too much on contactless payment. If the card machine/Internet stops working and you tell the customer that you can't except that as payment, they just give you blank stares, and 90% refuse to get cash out, even though there is a bank either side of our bakery
Both small towns near me had several banks each the last one has recently gone. My bank kept encouraging people to use the machine. Now the bank and machine have gone.
Always use cash only, keep enough in the bank to pay bills. Never use credit or get into debt, be your own bank put your savings in gold. Be out of the system or loose everything when the crash comes, and bail ins. The banks don't have the money to cover your savings, you are a creditor to the bank when you put you savings in them.
@@thetruth9210 Oh isn't it jolly! Tbh I find more money on streets and roads and left in ticket machines than I could ever earn as interest from the bank...
@@thetruth9210 That sounds good by today's standards... Just need some money to invest. Lol. Way back in my day, I do believe it was double figures compound interest...
I have seen several articles regarding the slow disappearance of cash, and what has surprised me was the government of Norway may force! every business in the country to accept cash (lobbied by a group calling themselves Ja Till Kontanter/yes to cash). Furthermore, the local government of Miami-Dade county, Florida has considered the same thing (as Florida gets the first taste of some wild storms, knocking out electricity). The Halifax Branch in Todmorden (where I live) was on reduced hours before the new year (09:00-14:00).
I love your channel and your independent thinking and perspectives. It's so interesting and refreshing, it's like you are a social and urban geographer on the roam!
We can't blame banks for taking advantage of our laziness. Tapping is nothing but pure laziness. We are creators of our own demise, unless we change our habits and start paying cash we will live in cashless society within 5-10 years. Never forget what happened to freedom convoy in Canada during Covid and how Canadian government froze peoples accounts didn't allow them to access their own money! Keep this in your mind every time you pay with card
Best video yet - if you cross a main street in China without waiting on a green light they automatically fine you, take the money from your bank account and deduct you points from your credit file……’Black Mirror’ eat your heart out! 🙈 ps some day mate I hope you’ll do a walk around ‘Hollingworth Lake’ - used by Captain Webb to practice before swimming the English Channel and the second coldest lake in England….you’ve great morals and brilliant to listen to, you never mumble or stutter etc 👍
Oh wow that’s crazy! Thanks for that, I was hoping someone would mention the kind of things that happen in the social credit system. I know Hollingsworth lake well, Ive swum in it so I know that cold water well 😂😂
@@wanderingturnip it’s so cold I saw a Solicitor from Littleborough walking around it with his hands in his own pockets 😃 ps I keep telling my friends and family from Lancashire and Northern Ireland about your channel, good man yourself 👍 ☘️ 🏴
I think i better stop at bleep on my tablet for you so when you come through it bleeps off your new youtube clip this is really nice because i really like listening and watching you and see that thing should get up to and enjoying the countryside I'm glad that you're in good help and that you're well because it's not very warm this time of year take care and keep bringing the UA-cam clips look after yourself Daniel
Its been shown many many times that when people got paid and spent cash they spent less and when they moved to cards they spend more because you cant see the physical pile of cash getting smaller. When you hand something over each time you can tell its gone missing where as a number on your bank balance isnt the same.
Great video as always 👍 you hit the nail on the head with giving cash as a gift ( bank transfers don't have the same appeal to a kid opening a card) also managing your money (you can't spend what's not in your wallet) 👍 You must be shattered, after walking what looked like 10miles 😆
I use my debit card everyday. I always have cash on me- change etc. I think the banks deliberately get their customers to use online banking, so they can close down branches. I recently into NatWest and I have witnessed staff saying to customers we no longer do this in branch etc - Forcing people to go online. I am an old git and I can remember going into Barclays Bank in my hometown in West Sussex with my mum to cash my father's cheque for cash for housekeeping in the 1980s. There was 10 cashiers and it was busy. There were dozens of people that you can see at the back etc. Now, in the same branch over 35 years later there is hardly any staff. Maybe 5 or 6 people now compared when with 30 or 40 people in the late 1980s. I also remember paying for food in M&S with a cheque with cheque guarantee card in the mid 1990s. As I said before I am an old git at 47.
Great video mate. All banks have gone where i live in Bingham near Nottingham. If a customer pays me a cheque its a nightmare to find and even get to a bank .
Thank you so much for your thought-provoking video. I do love the diversity of topics in your videos; so different from other UA-camrs. To my mind it seems we are sleep-walking towards the abyss with our relentless drive to get rid of cash. Look at the almost terminal damage done to the American economy when Nixon foolishly took the country off the gold standard. Now, we are hurtling towards taking our economies off the 'cash standard', What do we think is going to happen when cash is gone? Like you said, there'll be nothing to back up our currencies. All the power will be in the hands of those control the digital currencies; and all the real wealth will be with those who own real assets, like gold, silver, properties etc. The future is scary!
Hey mate, excellent video, probably your best so far. I totally agree with you re the cashless society. If I was ever in your neck of the woods, you are a guy I would like to have a pint with and a good chat. I heard a good one regarding conspiracy theories. What is the difference between a conspiracy theory and reality? Six months to a year!! Keep up the good work mate!
Important - Invest in gold or silver and make a habit of always drawing all your cash from your account and saving pound coins. Also a Post Office account or Credit Union account may be better options for those wanting to pay bills digitally. Just remember a lot of utility bills can still be paid via cash through normal shops using paypoint etc we have to learn to as tight with the small money we have. Just like these high street banks are tight with their billions
My two favourite things in this video were the little cat and the way you were so friendly towards it, and the laugh out loud moment of a 10" dildo being very unexpectedly mentioned!! 😅😂
Very true my friend very true the banks are closing because of the technology going online though that doesnt favour the elderly who like to go into banks just to see someone and do their business it brightens their day.
One of the biggest problems with a cashless society is when the power goes out, nobody can buy anything. I saw it first hand in 2003 when 50 million in Canada and the east coast of the USA went dark for almost a week or longer in some parts. It was quite scary and cash was king. I encourage everyone to have at least some cash at home all the time. Imagine what New York City was like.
Going to get some out now because of this comment
New subscriber here, I love the channel. A cashless world is a dreadful idea, I refuse to shop in places that don't accept cash and also live in a town that has lost all its banks.
Thanks for watching! I’m going to try operate same as you now by avoiding card only places 👍
If a cashless society arrives, this life as we know it is over, I just don't think people understand
@@wanderingturnip Do you think 666 is nearer? Because that system will only use digital stuff.
This has long happened in Rural Ireland where I’m originally from but I’ve lived in Manchester 21 years
@@skeennah1927 I hear you. It's really not a nice thought, scary
I worked in retail banking for a number of years. Another point regarding cashless that’s rarely mentioned is if you want a loan from the bank the first thing they do is look at your current account and credit cards. If you are cashless they have a complete record of every single penny you have spent. All your social habits etc. Your loan will be declined if they don’t like your spending habits!! And yes I agree with you so much. Trying to find an atm that works is getting harder and harder. All part of the plan.
Well said 👍
I never use my bank card… cash is king. The last few years have really magnified why we should only use cash. A cashless society is something we should all be concerned with. It’s worrying to see the amount of people that don’t care/understand.
The problem I have is many cash machines may clone your card and copy your PIN. I hate rolling the dice every time I use a cash machine.
I disagree, Charles III is king.
Lol ok
It's the blind leading the blind. Digital money is electric money on a screen just numbers. If something goes wrong along the line, your stuffed, you don't have a pot to piss in. So many things can go wrong. The electric can go off. Cyber attack on the bank or your card. Scams emptying your ac. Card providers auxiliaries who control your ac (not the bank) going bust, being compromised etc. Your card being stopped by computer issues. Stolen or lost. And many more. Cash is there as a back up and with cards it works well, but a cashless system is dangerous. I was in New York once and my MasterCard payment was late...I had no money on my card. What's more they refused to help me out. I was lucky I had just enough cash on me to get through the few days before I could get home. A few months ago at a gas station a guys card didn't work. For the fuel he had he couldn't pay. So embarrassing for him as his details and forms he had to fill in at the counter plus taking his picture, reg, etc. He had no cash on him and his bill was £53.00.
Go to a Post Office.
Back in the 80's when I was a teenager, I lost faith in the banksters and the system, since then, we do our own thing, no mortgage, no debt at all, by being debt free, you are not a slave to the banksters!, you are free, I'm 52 now and it baffles people because we do not work for the system, they tell me "but everyone MUST work!", we do work, we work at our own pace, growing our own food, harvesting our own fuel for the fire, generating our own energy and water and living a much simpler life...
That sounds absolutely great! I admire the ability to do that
If you live in the countryside this is possible however not so much in the city
You are exactly what I aspire to. Hats off to you.
it's a bit scary these days there is such a heard mentality that everyone much comply and conform to soceitys demands supposedly for the benefit of all.
I use cash all the time. Ironically, the local Co-Op, not long upgraded for self-checkouts, had a major system failure the other day, and the sign on the door said "Cash Only". This often happens when we have power cuts as well, when all the shops are stuffed until it is restored.
A few years ago when I was still living in London, one day the UK Visa card system went down. We had to close our shop, some people couldn’t go home as they were using their cards as their travel card. We put our cash together and bought a bottle of booze and sat in the park for hours with all the stranded city bankers. It was surreal but great. All it took for the order of life to collapse is one company's servers going down.
You hit the nail on the head in this video, my money these days barely lasts a month, whereas before the whole covid lock down issue when I carried cash I was aware of what I was spending and lasted better
My wife works with people on low incomes. The recommendation is draw whatever cash they need to live on, and leave the amount requires for direct debits and standing orders, in the account plus 10% (if possible) to act as a threshold.
But with so many businesses going cashless (mainly, because the means of banking cash- ie branches have disappeared) they find it very hard to get things done. To top up a PAYG phone, you need to use an app.
To top up an electric/gas meter card, an app is being introduced to cut out the middleman. The middleman being that little boarded up convience shop you passed in Horden.
The Chinese super app, wechat, includes a contactless payment service that is linked to your bank account and registers your purchases and transactions safely and very reliability. It also shares this information with the Communist Party. This is then used to inform your social credit score.
A cashless society sounds like a nightmare to me. It won't be long before private companies start interfering in your transactions and we all know the government will cut people off who they dislike. It also means no pocket money for children, and won't teach them the value of money either because they don't physically have any.
Yeah great point at the end there cheers
Well you can still technically give your kids pocketmoney without using cash
@@wanderingturnip at the end 😂
They already have here in canada. I follow a podcaster raging disident and he has been debanked. He was given a month to find another bank...of course none would take him on...
You can get your own bank account and debit card when you turn 11, completely free, so not really much of a point there
Cash is king! Cash is for the people!
Absolutely
@@wanderingturnip Worth pointing out... The so called cash you earn is not your cash either... We are in a debt based fiat currency system...NOT A MONEY SYSTEM. That means you are working for free... If you read the words on your bank notes it does tell you... I promise to pay the bearer on demand... That means the cash bank note is nothing more than a worthless promise... Staggering just how many people do not understand this... Cash does give you some control but it is not MONEY... it is a currency or a means of exchange ..... You see... In a debt based currency... We are the creators of the currency not the BANKS... That's why everywhere you go you see offers to pay with Klarna, or pay in 3 months, ect,ect,ect.... Why? The more they get you to borrow, the more they can expand the debt based currency supply... Remember the banks have no limits to how much currency they can create off your backs!!! In the immortal words of Neo from the matrix... You are a slave Neo....A debt slave who works for free and your promises have no value... CASH is not KING... Cash is the illusion of being KING... So that you continue to work for promises that have no value!!!!! Meanwhile they steal your true wealth... Your time, your labor and then your health... When people realize this it can seriously damage their mental health... You know the story about Santa that comes down the chimney at Xmas? Well.. The notion of cash and money is the same story? Neither of them exist because only a debt based currency exist which we have all been tricked into "BELIEVING" is money!!!!!!!!! Awesome channel turnip!!!!!
I'm old school so draw money from bank. One step further we still have £1 notes in the Isle of Man that are quite rare in circulation. Every week I withdraw 20 x manx £1 notes out and spend in pubs, cafes, shops, etc. Bank ask me why I withdraw them and I saw its none of your business🤣 Keep fighting the globalists, cheers Mr Turnip🙂👊👊
Love this! Great way of operating. I’m definitely going to be operating with more cash from now on 👌👌👌
@Wandering Turnip check out Nano cryptocurrency. Has a fixed supply so value cannot be inflated away and no transaction fees.
I'm the same with self checkouts that is someone's job gone
As much as I love the convenience of bank cards and rarely use cash, this video was interesting and changed my perspective. The point about the banks being able to charge whatever fees they want in a cashless society really put me of the idea of everything going cashless. We need to keep the freedom
Tax from the government which is backed by banks does the same thing for cash, it's no different, they can increase that whenever they want and make products more expensive, retailers themselves can increase product pricing to squeeze profits, its the same systems cash or cashless, just one you have to carry around useless coins all day...
Brilliant video! Not only highly relevant and informed, but the style was great too with much balance and some really thought provoking examples of the dangers of going cashless. Some good humour too. One of the very few channels I feel confident to like the video before I have even got 30 seconds in.
I appreciate the nice comment cheers 😀😀
The banks are not there for our convenience anymore. The reduced opening hours of the ones that are still left are only a way of forcing us not to use them, but instead to go digital and use internet banking and buy online. The axe has slowly but finally fallen. Great video, as always very interesting and very thought provoking.
Yeah that push for online is fierce and sadly has worked!
Thank you, I appreciate you watching and commenting 😀
They're trying another way now - to bring back charges on cash withdrawals... Another reason to use your bank if you still have one though the restricted opening times make this difficult...
Cashless society is control!
Yep!
Full control
Bank of England claims their digital CBDC won’t be programmable. They can’t be trusted. Pretty quick people on Benefits will be forced to spend on all kinds of crap. Many poor folk have no computer or internet.
Sweden
@@wanderingturnipWhy are you in the video saying it is a conspiracy to think it is a control grab then?
Just waiting to see which way the wind blows?
A well rounded piece that has definitely changed my mind a bit. Cheers 👍
It’s not just banks that have turned into fancy pubs it’s our favourite pubs turning in to building plots. I had a wander around Nottingham afters good few years of living in Ireland and had a wander/drive to find all my old haunts I’d go to three pubs after playing five aside they have all gone. I used to go in another 3 pubs on a Thursday night now all gone. My favourite pubs in town all now gone, my favourite pub in our village has gone and now has a load of houses on its site, the legion also gone now occupied by houses. A big pub where I played cricket and went to after games is now built on but the club now has its own bar so not the end of the world. I’m 60 now but never really grown up I still like to go on holidays and have nights out like I did in my 20’s
I hope I’m the same when I’m 60 👌
Exactly.
A cashless society isn't good! Last year, here in Canada, one of the countries biggest cellphone providers system went down for a day. All cash machines in the country were using this providers network, so you couldn't use your debt card or take money out. It was scary and really made me realize how important cash is.
Wow 😮😮
Yeah exactly, the internet is not reliable, and they want everything to be on it?! I don't think so. No power equals no money, no shops/tills, no banks, no hospitals, no nothing you can't go anywhere do anything or buy anything. I know that's what ultimately the one's in power want, but i aint doing it for that reason alone. I want to own things. It is my right to have access to my money and spend it how i like without letting everyone know about my spending habits and how much money i have or don't have! Why should they decide whether i can have access to my money or not, or to spend certain things, or whether my life is worth value because i might not of looked after myself like other people so i on't get life insurance or something, everything is and would be connected to life decisions everywhere you go, and that is why it is important to keep spending with money and show there is a demand for it, so people in charge have no excuses to take it away/off us, because they will. They want to control everything.
When I was a lad, All the banks would only open from 10am until 3pm and not open on Saturdays either.
I would have thought you ended up in Burnley with "Bank of Dave", thats something to be proud of.
Your filming & editing technique is just like Paul Whitehouse's "Brilliant kid" from the Fast Show!
Always enjoyable as well as informative, I've been up your way quite a few times, I was last there in the Calder Valley to buy a motorbike off a farmer, I took an overnight coach from Kent to London and then Leeds where I got a train to Hebden to meet the guy, I rode it home the following day, a Great day out!
Haha I get the Paul Whitehouse similarities all the time 😂
That sounds like a class day out! Bet that was a fun ride home.
Thanks for watching mate I appreciate it 👍
It is good to see someone of your age and your generation come to this realization. You youngsters with all your techs and smartphones and gadgets dont realizae that your are just playing into the big companies hand. MONEY IS FREEDOM
Such a valid point about spontaneous kindness to the homeless...
This video was very informative and well-considered, and I thank you for it. It just hurt to watch it. The last 5-10 years have not gone all that well, and it does give one pause to think what the next 5-10 years might bring.
My elderly mum and I draw out x amount every week. We’re in a small village and get it withdrawn from the post office. It’s easier budgeting with cash especially these days.
Yeah it really is
More sandstone in the old building in both towns. Where was this stone quarried? I live in Gloucester and our 1000 year old Cathedral made of sandstone stone was quarried just a few miles in the Cotswold Hills.
I think everyone should take part in refusing cashless society. Use cash whenever possible if not all the time. I used to use my debit card for shopping, not anymore. I take the cash out and use it instead of the card.
I couldn't agree more with everything you've said, a cashless society would be devastating for us and as you've pointed out banks are trying to move us in that direction, making it more and more difficult for us to access our own cash without a lot more hassle and at times extra charges just to do so while the banks profit in every way.
You mentioned about how our data could also be used and it's very true, right down to how they use our data and sell it on to 3rd parties that then use it for marketing purposes and personalised advertising of products to encourage us to spend more. When you dig deep it's quite shocking really.
I only use cash in real life. I do an online transaction for something like buying off Amazon or upgrading software but for shopping, haircuts, take-aways, busses / trains / a rare taxi etc, I use cash.
It's been a while since I've been in the UK. Have they rolled out the facial recognition cameras country wide yet..? It was just around London when I was there.
Brilliant
I haven’t used my card or Apple Pay now for over 6 months
Cash is King
You had me with the kids throwing money on the floor! I'm probably not far off your dad's age and you look around my son's age. The point is I can't walk past any coin on the floor. I've just subscribed and being from Huddersfield area I love your northern grittiness
Im fast turning into my dad as well, getting all his habits 😂 thank you for watching mate I appreciate it 👍👍
I've started to love your videos please do more. As regards a cashless society I think it will come, it's almost here. I do use cash for tips in restaurants, and taxis, take a little if I'm going out. That's about it really. I have always wondered about the homeless begging on the street and when they will get card readers, but would you trust that, hmmm no. Keep on doing what you are doing, where you walk used to be my local area :)
Hey thanks for watching I appreciate it 😀
I’ve noticed most the legit homeless don’t really beg, in Oxford we have loads of beggars who all use the same signs, I’m convinced they’re part of a ring of career beggars, all they need is £15 an hour from a couple of rich tourists who are going home the next day and that’s £28K a year! Never trust any of them now
Glad I discovered your channel. Fabulous social commentary 👏
Nice video again. I never need cash much but often get caught out not having any. My cash stuff is mainly car parking, taxis, buying a big issue, some shops and cafes who dont take cards and some for tipping. I do think we should use banks just so they will stay open. When my card got cancelled because the bank did not like a transaction it took me hours sitting on the phone to get this corrected. So next time I went to the branch, 5 minutes done. I also keep a little wad of cash in case the bank lets me down again. Use your branch even if you dont have to, otherwise it will be gone
Yeah great point. I would be sorting all my stuff out in the bank if it was closer. I hate hate hate phoning companies or the bank, it does my head in and stresses me out 👍
Don't buy the big issue from the Roma these people are not homeless and receive full benefits.
Here in the US the credit card companies get 6 percent for every transaction. I took most of my cash out of the bank since I do not get any interest. I keep just enough to keep my account open. I use cash for purchases.
I’ve never thought of tips like that. Next time I go out for a meal I’ll take cash for a tip. Last time I visited my bank was Christmas and the last time I used a cash point was last month (March) you’ve really got me thinking about cash now and I might use it more.
In 2003 I spent a year conducting measured building surveys of Nat West banks; producing digital plans and drawings of high street banks. They could see the writing on the wall, that these buildings wold soon become redundant and would have to be sold and re-purposed. Most of us don't need to visit those banks anymore, but cash is still essential or convenient for some transactions. Tipping is much more direct with cash; without cash the establishments decide on the 'service charge' level, taking control away from the consumer.
Absolutely Brilliant Video.Loved it .
Appreciate it thank you
Always do cash. As a self employed person, I have upwards of £3000 in cash, always, always, always. For me, it's when did I last use a card/electronic payment system.
I haven’t paid in cash in months, I don’t carry a bag or purse anymore. I keep my card in my phone case. I noticed the other day at Aldi, the women before me at the till asked “is it ok if I use cash?” And I thought that was funny, as I always used to ask “is it ok if I pay card?”. There is definitely a stigma around paying cash that we need it breakdown
Yep totally! I appreciate the comment
@Terry Jackson sure am, you little rascal
There is an old Bristol pub called the hole in the wall. I was told is was to keep an eye out and not get press ganged into the navy long ago
Love your videos . Maybe do a video on supermarket prices compared to years ago and how supermarkets are bullying farmers on there prices also . Keep it up m8 great content .
Hey cheers for this great idea! Thanks
Great upload Dave, cash is king, you would love the Merchant City in Glasgow ! Glad the haircut worked out for you .
I’ll have to check it out!
Haha yeah I managed to scrape some money together to sort out the mop head before this film 😂
My parents are in there 80's in the pandemic they found it so hard because everything was on-line I would buy their shopping and they would give me a cheque . Even now my Mum always needs some cash. She says it's just in case she needs to pay someone. The first time I used chip and pin it felt like I was living in the future. Love love your uploads btw
we have to stand up to this cashless society .it's big brother gone mad .
I think that’s a great way of thinking about it, incase you need to pay someone. Thanks for this I appreciate you watching 😀
Great content. Glad I discovered your channel. Family hail from Scotland and its the same up there. Banks closing down left right and center for the last couple of years. Its the same here in Australia where I live.
Looks like we will be going digital currency after all. I hope there isn't a social credit score attached to it like they do in China. I always use cash when I can. I now have to use the post office to withdraw cash. It's good to see more people talking about this. Good video.
Hey thanks! Yeah you are right I forgot to mention the post office is still a place to access cash!
It'll have both a social credit score and carbon credit score (dubbed "my carbon" by the UN and WEF) attached. Look up the document "the future of citizen data systems" on the government website.
I’m really glad that you’re covering this. They have closed Barclays bank in several countries places in Suffolk. They’re about to close several more, in wonderful places like Southwold. They’re taking away the ability to go and see a face, instead you have to wait an hour to attempt to talk to a robot. A cashless society is terrifying. That means that the government knows every single thing about you. Personally, I don’t want that.
If something goes up I will not buy it again and if everyone did this they would have to bring the prices down
I Always carry cash but banks and cashpoints are dissapearing at an alarming rate of knots. No more anonymity once cashless society is imposed. You won't even be able to give your niece or Neph a few quid without government knowing. Privacy will be seriously impacted by the removal of cash from society. The removal of cash also imports overreaching by big government who have access to data which can be a big problem potentially.
Excellent work buddy. Had to watch twice ;-)
Use cash all the time best thing about cash is that you don't go overdrawn.
If they stopped shutting branches it would help.
I havnt seen cash only restaurant in 2 years. Most domino’s and even shops in my area is card only.
Here in Canada, we don't really have bank closures as yet and there are still lots of cash machines around. We are a little bit behind the UK in that regard. Not many people use cash though, and haven't for years. I have cash in my wallet that's been in there for at least 2 years, because I'm a tight twat lol. I haven't been inside a bank since 2020, and that was only to open a new business account. Incidentally, I asked a teller once how often Revenue Canada (our HMRC) had frozen peoples bank accounts and she told me that it happened so often I would be shocked. Scary to be honest. Excellent video Mr. Turnip, I think you covered most of the issues with a cashless society and it's nice to see someone bringing it up and raising awareness. When it happens (not if) we're all screwed to be honest. The old adage of you don't really miss something until it's gone. Cheers.
Thanks for this. Good to hear from people in other countries and what it’s like over there. Scary about that Revenue Canada though, not a fan of that at all.
Cheers for watching 👍👍
Really balanced video loads of good points made!
I am 47 and I can remember that my hometown of Chichester, West Sussex ( population of 20000 in the early 1980s) had something like 15+ bank and building society branches in the mid 1980s. I can also remember it had two branches of Barclays Bank and 2 branches of Midland Bank( now HSBC). Now- Chichester has 10 branches: Nationwide, YBS, Kent reliance, Santander, Halifax, TSB, Barclays, HSBC, Natwest, Lloyds ( pop now 25000- 30000 people-itself). However, nearby towns or large villages such as Selsey - 10k population itself ( 4 branches closed; barclays, natwest, hsbc, lloyds), Midhurst- 5K pop itself) ( lost Natwest, Barclays and Lloyds Banks), Emsworth( LLoyds, Barclays), Petworth- 3k pop- Natwest & HSBC closed) ( , Barnham 2k itself) - 2 branches of Barclays in the 1990s- went down to 1- now closed- Natwest , except Midhurst that has Nationwide BS. Nb- with some of the towns quoted there could have been more banks & building societies branches- but that is what I am aware of from memory.
Hey so thanks for this! Yeah so it seems that this is just everywhere
Great videos & covering many of the towns & cities that i worked as an entertainer for 40 years. I had enough of the Uk when i realised that i could never afford to buy a property there. I skipped the Uk & moved to a small European country 14 years ago, where we have ATMS in villages that don´t charge you to withdraw your money. There is a price for absolutely everything in the UK from passports to a DBS doc. I bless the day i made the move. Keep up the good work & keep the cash in your wallet, it will never go out of fashion.
Where did you move to?
Another well done video! Here in New Jersey in the USA, many small merchants have a sign on the door or near the register (till) stating that there will be an extra charge added for use of a credit card, usually 3%. There will not be a charge if you use a debit card. People that have the money don't care, but people on a budget take notice. The merchants are pushing back against the fees which is okay by me. Printed on every US banknote in small letters is, "For all debts, public or private."
How interesting. It’s always good to hear from other places, nice one for this 👍
The problem here in Australia is bank fees, up to 2.5% depending on where you shop. Sometimes the fees are absorbed by the store, sometimes they’re not. Anyway it adds up when almost everyone does it.
DIGITAL CURRENCY AGENDA -
You have already had one bottle of wine this week - Transaction Denied.
You have already had 200g of meat this week - Transaction Denied
You have already had a gallon of fuel this week - Transaction Denied
You have already had one cream cake this week - Transaction Denied
I do have to say you have inspired me to start my own youtube channel. Something very different topic and rather funny hopefully haha; recording the progress of my partner's learning how to drive hahaha. You do nothing fancy with your videos (not meant as an insult) but you're very charismatic and interesting! I always look forward to the new video! :)
Love it great idea 👍👍
Also cash keeps the money local and benefits the local community. I sell CDs at gigs, (yes some people do still buy them!) and i use a card machine but if i'm in a village hall somewhere that doesn't have wifi or phone signal then the card machine is useless and cash is my saviour.
I've also noticed that whilst the cost of manufacturing CDs has steadily gone up over the years, the amount people are willing to pay for them has stayed the same and most musicians still charge £10 per CD - despite how much it may have cost them to manufacture - because it's a nice easy amount and most folks are happy to whip out a tenner from their wallet than faff around with odd amounts like £13 or more! And don't get me started on transaction fees!! Another great video Turnip, keep up the good work.
I bought a CD recently in a pub from a guitarist who was out of this world. I was so glad I was able to get his music. It felt like a valuable transaction as well, old school and felt appreciated.
Thank you for watching 👍👍
Love the social comment in your films, keep it up.
Thanks for watching 👌
my mum and dad still buy things with cash and pay bills with a cheque. They don't trust online banking
Good on them 👍
17.03 😂 creased me!! Thanks Wandering Turnip, I watch all your videos!
Thanks for the material, cash is the last bastion of society freedom
I last used cash yesterday and I will use it again today. Where I live, in Nottingham, there is still plenty of ATMs and most of the banks are still open.
Got cash out of cash machine today for first time in a long time lol went into my bank a few weeks ago.
Excellent video mate, handsome guy too. You speak a lot of sense!
Use to get £100 a week in cash in a little brown envelope when I first started work in 1990.
We left Britain in 2019, moving to Panama in Central America, finding that, unlike in Britain, there were bank branches everywhere. There is a big informal sector and many poor people, who use cash more, so cash in widely used. But there are also all the card and digital forms, including a local payment system which uses your and the vendor's phone numbers to transfer payment - and is even used by street traders. There is online banking etc - we mainly use a really good app. Also retirees over 60 (57 for women), including foreigners, qualify for special arrangements with banks, even discounts on loan interest - and even special desks so that older people don't have to queue! I was pleasantly surprised, as everything seemed to be targeted at being convenient for the customer, not purely for the banks' convenience, as it seems in the UK. UK banks see not enough profit in retail banking, hence the closure of all the branches; and no branches means more reliance on others' ATM, and their fees. As with health services (and some other things), it seems wrong that what is here, in what many would think a third world state, seem better than that in the UK, and illustrates how we had accepted reduced services etc there
In the early days of cash machines, the Midland Bank in Brighouse had a cash dispenser. The cash came out in a plastic clip. A slot opened for you to put the clip into for use again. I got mixed up and posted my money into the slot. Fortunately in those days, I carried a comb and managed to hook the cash out of the slot before it shut.
I remember the plastic clips - was it just a Midland Bank innovation?
I only remember the Midland Bank one.
Working in retail I find that customers rely too much on contactless payment.
If the card machine/Internet stops working and you tell the customer that you can't except that as payment, they just give you blank stares, and 90% refuse to get cash out, even though there is a bank either side of our bakery
A cashless society is scary.
Really enjoy your videos after stumbling across your channel this weekend - from one Yorkshire man to another - wishing you every success mate.
Hey thanks for this I appreciate it! 😀
Both small towns near me had several banks each the last one has recently gone. My bank kept encouraging people to use the machine. Now the bank and machine have gone.
Always use cash only, keep enough in the bank to pay bills. Never use credit or get into debt, be your own bank put your savings in gold. Be out of the system or loose everything when the crash comes, and bail ins. The banks don't have the money to cover your savings, you are a creditor to the bank when you put you savings in them.
Yeah that’s a great explanation for it there
For anyone with savings... and that's not me... if there was a run on the banks, as has happened, there simply wouldn't be the funds to pay out...
@@thetruth9210 Oh isn't it jolly! Tbh I find more money on streets and roads and left in ticket machines than I could ever earn as interest from the bank...
@@thetruth9210 That sounds good by today's standards... Just need some money to invest. Lol. Way back in my day, I do believe it was double figures compound interest...
Always informative, unbiased and delivered with respect. Top class.
Much appreciated
I have seen several articles regarding the slow disappearance of cash, and what has surprised me was the government of Norway may force! every business in the country to accept cash (lobbied by a group calling themselves Ja Till Kontanter/yes to cash).
Furthermore, the local government of Miami-Dade county, Florida has considered the same thing (as Florida gets the first taste of some wild storms, knocking out electricity).
The Halifax Branch in Todmorden (where I live) was on reduced hours before the new year (09:00-14:00).
I love your channel and your independent thinking and perspectives. It's so interesting and refreshing, it's like you are a social and urban geographer on the roam!
I have been cashless for years mate, ain't had a pot to piss in lol, 🤣 hope you are well mate.
Going to start using cash more.
We can't blame banks for taking advantage of our laziness. Tapping is nothing but pure laziness. We are creators of our own demise, unless we change our habits and start paying cash we will live in cashless society within 5-10 years. Never forget what happened to freedom convoy in Canada during Covid and how Canadian government froze peoples accounts didn't allow them to access their own money! Keep this in your mind every time you pay with card
Really good channel. And a great episode in particular - well put together.
Best video yet - if you cross a main street in China without waiting on a green light they automatically fine you, take the money from your bank account and deduct you points from your credit file……’Black Mirror’ eat your heart out! 🙈
ps some day mate I hope you’ll do a walk around ‘Hollingworth Lake’ - used by Captain Webb to practice before swimming the English Channel and the second coldest lake in England….you’ve great morals and brilliant to listen to, you never mumble or stutter etc 👍
Oh wow that’s crazy! Thanks for that, I was hoping someone would mention the kind of things that happen in the social credit system.
I know Hollingsworth lake well, Ive swum in it so I know that cold water well 😂😂
@@wanderingturnip it’s so cold I saw a Solicitor from Littleborough walking around it with his hands in his own pockets 😃 ps I keep telling my friends and family from Lancashire and Northern Ireland about your channel, good man yourself 👍 ☘️ 🏴
I think i better stop at bleep on my tablet for you so when you come through it bleeps off your new youtube clip this is really nice because i really like listening and watching you and see that thing should get up to and enjoying the countryside I'm glad that you're in good help and that you're well because it's not very warm this time of year take care and keep bringing the UA-cam clips look after yourself Daniel
Hey thanks Daniel I really appreciate it. Glad you like my stuff, lots more to come hopefully !
Its been shown many many times that when people got paid and spent cash they spent less and when they moved to cards they spend more because you cant see the physical pile of cash getting smaller. When you hand something over each time you can tell its gone missing where as a number on your bank balance isnt the same.
This will go down as a time capsule of importance. Very important subject Mr Turnip.
Astral projections maaaannn. Oh fuck off! That did make me chuckle
You are what we need keep going we’re with you 🤘
Great video as always 👍 you hit the nail on the head with giving cash as a gift ( bank transfers don't have the same appeal to a kid opening a card) also managing your money (you can't spend what's not in your wallet) 👍 You must be shattered, after walking what looked like 10miles 😆
Yeah bank transfer money gifts just not the same.
I do love a good wander 😂
Absolutely love your channel. You are so wise. Thank you.
I use my debit card everyday. I always have cash on me- change etc. I think the banks deliberately get their customers to use online banking, so they can close down branches. I recently into NatWest and I have witnessed staff saying to customers we no longer do this in branch etc - Forcing people to go online.
I am an old git and I can remember going into Barclays Bank in my hometown in West Sussex with my mum to cash my father's cheque for cash for housekeeping in the 1980s. There was 10 cashiers and it was busy. There were dozens of people that you can see at the back etc. Now, in the same branch over 35 years later there is hardly any staff. Maybe 5 or 6 people now compared when with 30 or 40 people in the late 1980s. I also remember paying for food in M&S with a cheque with cheque guarantee card in the mid 1990s. As I said before I am an old git at 47.
Really interesting this, and just shows how quickly things change and move to entirely different processes. Thanks mate 👍
@@wanderingturnip I can remember paying for things on my debit card and signing the printed receipt etc- this was in the mid 1990s - Sainsburys
@@robertcarter6963 Hey, I'm 50 ;-)) we're not old gits! Just recycled teenagers 😄
Great video mate. All banks have gone where i live in Bingham near Nottingham. If a customer pays me a cheque its a nightmare to find and even get to a bank .
Thank you so much for your thought-provoking video. I do love the diversity of topics in your videos; so different from other UA-camrs.
To my mind it seems we are sleep-walking towards the abyss with our relentless drive to get rid of cash. Look at the almost terminal damage done to the American economy when Nixon foolishly took the country off the gold standard. Now, we are hurtling towards taking our economies off the 'cash standard', What do we think is going to happen when cash is gone?
Like you said, there'll be nothing to back up our currencies. All the power will be in the hands of those control the digital currencies; and all the real wealth will be with those who own real assets, like gold, silver, properties etc.
The future is scary!
Hey mate, excellent video, probably your best so far. I totally agree with you re the cashless society. If I was ever in your neck of the woods, you are a guy I would like to have a pint with and a good chat. I heard a good one regarding conspiracy theories. What is the difference between a conspiracy theory and reality? Six months to a year!! Keep up the good work mate!
Important - Invest in gold or silver and make a habit of always drawing all your cash from your account and saving pound coins. Also a Post Office account or Credit Union account may be better options for those wanting to pay bills digitally. Just remember a lot of utility bills can still be paid via cash through normal shops using paypoint etc we have to learn to as tight with the small money we have. Just like these high street banks are tight with their billions
Recent cyclone went thru New Zealand, Power out, no cash machines operating, no credit cards. Those with brass in pocket could buy food, petrol etc
My two favourite things in this video were the little cat and the way you were so friendly towards it, and the laugh out loud moment of a 10" dildo being very unexpectedly mentioned!! 😅😂
Haha that cat was great. Although some else comment saying the cat is a nightmare and stole her pie the other day 😂
I thought that the cat was a great addition to the video. And my cat agreed 😀
Wandering turnip well appreciated of your travels and videos
Thank you mate!
I’ve got a good one coming out this week, keep a look out 👍👍
Very true my friend very true the banks are closing because of the technology going online though that doesnt favour the elderly who like to go into banks just to see someone and do their business it brightens their day.
Your videos are awesome mate - keep it up.
Thanks so much mate 👍👍
Keep using cash wherever and whenever you can. Its vital for our freedom and independence.
Spot on