How the Small Business Administration’s 504 Loan Program works, minimum and maximum loan amounts, advantages for business owners with the 504 loan program, eligibility requirements, and eligible use of proceeds are among topics of this week’s free webinar when Lisa Carbajal, VP and Senior Loan Officer for Cen Cal Business Finance Group joins SBDC director Kelly Bearden. Kelly begins the webinar with recent state changes in the fast food franchise law, requirements to apply for Employee Retention Credit amnesty, plus other local and regional issues impacting small businesses. This marks the 313th episode of the weekly “Webinar Wednesday” business series that provides news and information helpful to employers and business owners. The CSU Bakersfield Small Business Development Center provides free one-on-one consulting to help small business owners. New and existing businesses can go to www.csubsbdc.com for more information or to sign up for assistance. Timestamps 00:00 Intro 00:51 What’s up today March 20, 2024 05:26 Poll Question #1: “What topics would you like to see on Webinar Wednesday?” 08:41 Poll Question #2: “What is the top ice cream for Ben & Jerry's?” 10:51 Economic Corner 13:05 New possible changes to fast food act 13:56 PPP Forgiveness Portal & EIDL Hardship Accommodation Plan EIDL Hardship - SBA link www.sba.gov/funding-programs/loans/covid-19-relief-options/covid-19-economic-injury-disaster-loan/manage-your-eidl#id-options-for-borrowers-facing-financial-hardship 16:13 Why ERC Amnesty & what you need to qualify for 80 percent - March 22 is deadline to apply: www.irs.gov/coronavirus/employee-retention-credit-voluntary-disclosure-program
18:00 Corporate Transparency Act - Beneficial Ownership Information - www.fincen.gov/boi 19:34 Tools available through the SBDC 20:13 CSUB UA-cam Channel 20:50 FREE Human Resources Hotline for Employers 21:17 Kelly introduces guest Lisa Carbajal, VP, Senior Loan Officer of Cen Cal Finance Group 21:49 Lisa Carbajal begins to speak 22:04 Lisa begins her presentation 23:10 About the SBA 504 Loans 24:15 SBA 504 Loans Promote Economic Development 25:20 Advantages of the SBA 504 Loans 26:00 Minimum SBA Loan Amount 26:38 Maximum SBA Loan Amount 28:10 SBA 504 Loan Structure 28:48 SBA 504 Project Financing Model 30:41 SBA 504 Project Financing Model - Special Purpose Property or New Business 32:01 Eligibility Requirements 34:17 Eligible Use of Proceeds 35:47 Business Owner Advantages 37:07 Things to Know About the SBA 504 Program - Prepayment Penalty, Principal Payments, and Investor Projects 37:55 How Do I Apply for an SBA Loan? 38:57 What Do I Need to Apply for an SBA Loan? 39:51 The Cen Cal Advantage for California Businesses cencalfinance.com/ 41:10 Kelly rejoins Lisa for discussion 45:49 Lisa & Kelly answer questions from webinar attendees
Hello, Your video is very good, but it is not properly optimized for SEO. As a result, your video views are not meeting your expectations, and your channel is not growing as anticipated. Would you like assistance in growing your UA-cam channel? Can I help you improve it.
How the Small Business Administration’s 504 Loan Program works, minimum and maximum loan amounts, advantages for business owners with the 504 loan program, eligibility requirements, and eligible use of proceeds are among topics of this week’s free webinar when Lisa Carbajal, VP and Senior Loan Officer for Cen Cal Business Finance Group joins SBDC director Kelly Bearden.
Kelly begins the webinar with recent state changes in the fast food franchise law, requirements to apply for Employee Retention Credit amnesty, plus other local and regional issues impacting small businesses.
This marks the 313th episode of the weekly “Webinar Wednesday” business series that provides news and information helpful to employers and business owners.
The CSU Bakersfield Small Business Development Center provides free one-on-one consulting to help small business owners. New and existing businesses can go to www.csubsbdc.com for more information or to sign up for assistance.
Timestamps
00:00 Intro
00:51 What’s up today March 20, 2024
05:26 Poll Question #1: “What topics would you like to see on Webinar Wednesday?”
08:41 Poll Question #2: “What is the top ice cream for Ben & Jerry's?”
10:51 Economic Corner
13:05 New possible changes to fast food act
13:56 PPP Forgiveness Portal & EIDL Hardship Accommodation Plan
EIDL Hardship - SBA link
www.sba.gov/funding-programs/loans/covid-19-relief-options/covid-19-economic-injury-disaster-loan/manage-your-eidl#id-options-for-borrowers-facing-financial-hardship
16:13 Why ERC Amnesty & what you need to qualify for 80 percent - March 22 is deadline to apply: www.irs.gov/coronavirus/employee-retention-credit-voluntary-disclosure-program
18:00 Corporate Transparency Act - Beneficial Ownership Information - www.fincen.gov/boi
19:34 Tools available through the SBDC
20:13 CSUB UA-cam Channel
20:50 FREE Human Resources Hotline for Employers
21:17 Kelly introduces guest Lisa Carbajal, VP, Senior Loan Officer of Cen Cal Finance Group
21:49 Lisa Carbajal begins to speak
22:04 Lisa begins her presentation
23:10 About the SBA 504 Loans
24:15 SBA 504 Loans Promote Economic Development
25:20 Advantages of the SBA 504 Loans
26:00 Minimum SBA Loan Amount
26:38 Maximum SBA Loan Amount
28:10 SBA 504 Loan Structure
28:48 SBA 504 Project Financing Model
30:41 SBA 504 Project Financing Model - Special Purpose Property or New Business
32:01 Eligibility Requirements
34:17 Eligible Use of Proceeds
35:47 Business Owner Advantages
37:07 Things to Know About the SBA 504 Program - Prepayment Penalty, Principal Payments, and Investor Projects
37:55 How Do I Apply for an SBA Loan?
38:57 What Do I Need to Apply for an SBA Loan?
39:51 The Cen Cal Advantage for California Businesses cencalfinance.com/
41:10 Kelly rejoins Lisa for discussion
45:49 Lisa & Kelly answer questions from webinar attendees
Hello, Your video is very good, but it is not properly optimized for SEO. As a result,
your video views are not meeting your expectations, and your channel is not growing as anticipated.
Would you like assistance in growing your UA-cam channel? Can I help you improve it.