2:53 Retirement date risk 7:16 Sequence of return risk 17:44 Low yield risk 22:51 Inflation risk 27:39 Health care and long-term care risks 31:08 Longevity risks 33:13 Questions and answers
Good video on risk mitigation for risks to the portfolio. Looking back at future forecasting (12:23), the market predictions seem to be incredibly off when looking in the rearview mirror...
Sequence if return and low yield risk may be mitigated by basing withdrawals on a rolling average of returns. Timing risk may be mitigated by projecting inflation adjusted returns projection. All these items are based on data points that must be gathered over years and not rules of thumb. You also need to track and average out inflation.
Mam, In Canada, what are the Asset Mgmt. Companies or Fund house available, to purchase Direct Index Funds (without distributor commision) ? Can you suggest some Index Funds also for a Canadian ? Regards.
You just have to open a self directed investment account from any financial institution, I have mine with TD bank. There is also wealth simple. You can then by index fund like TD e-series index fund( only for TD bank investment account holder), iShare index fund, Blackrock index fund, etc….. Hope this helps.
2:53 Retirement date risk
7:16 Sequence of return risk
17:44 Low yield risk
22:51 Inflation risk
27:39 Health care and long-term care risks
31:08 Longevity risks
33:13 Questions and answers
Good video on risk mitigation for risks to the portfolio. Looking back at future forecasting (12:23), the market predictions seem to be incredibly off when looking in the rearview mirror...
Thank you for this informative and well-reasoned presentation, Christine. I'm learning from you and appreciate your calm, non-salesy demeanor.
Christine as always you are the best explaining this stuff. Would 3 years income in short term us treasuries meet the bucket 1 requirements?
Sequence if return and low yield risk may be mitigated by basing withdrawals on a rolling average of returns. Timing risk may be mitigated by projecting inflation adjusted returns projection. All these items are based on data points that must be gathered over years and not rules of thumb. You also need to track and average out inflation.
Love her articles on Morningstar.
Great content. Thank you.
Can I hace the informatión in Spanish.
Great video!
Mam,
In Canada, what are the Asset Mgmt. Companies or Fund house available, to purchase Direct Index Funds (without distributor commision) ?
Can you suggest some Index Funds also for a Canadian ?
Regards.
You just have to open a self directed investment account from any financial institution, I have mine with TD bank. There is also wealth simple. You can then by index fund like TD e-series index fund( only for TD bank investment account holder), iShare index fund, Blackrock index fund, etc….. Hope this helps.
As aiming very low income today for investment
Money Honeys.