You are the only Tibetan UA-camr who shown the reality of our Tibetan fancy life style in western countries.. Thank you! Truth hurts but it's the Facts.
Great breakdown of monthly expenses in Switzerland! 👍 However, I think you missed mentioning the mandatory TV/Radio license fee (Billag/Serafe), which is CHF 335 annually (~CHF 28/month). It's a fixed expense for all households, even if you don’t actively watch TV or listen to the radio. Also, regarding health insurance, it might be helpful to highlight that families with lower incomes could qualify for subsidies. For example, some cantons offer reduced rates for health insurance premiums if the family’s annual income doesn’t exceed a certain amount😊
Krankenversicherung is not life insurance it’s a health insurance. Which is compulsory as per Swiss law. Life insurance and health insurance is two different insurance.
I agree with you brother. Honest and transparent! Appreciate the transparency here. I would keep 1/3rd rule in mind, 1st 1/3rd should be rent, 2nd 1/3 of income should spend on food, car and other monthly expenses, and final 1/3rd should be saved for your future . I you are able follow this rule, you shoild be good.
Canada too is expensive here with so many taxes , house insurance and everything is difficult however cousin relatives thinks we have so much money. All money goes to insurance
I visited Switzerland in the early 1990s at that time, and my relative was making around Swiss frank 6000 per month. He was working in a factory. I admire your detailed income and expenses. I live in Canada, and I am retired, but my children are educated in Canada, and they are making between $5000 and 6500 per month without any deductions. I think Tibetans should come to Canada, our expenses are NOT AS HIGH AS SWITZERLAND. many Tibetans are able to buy a home on the MORTGAGE very easily. Our health care is very, very cheap compared to Switzerland.
Very True if you live like locally it’s very expensive in abroad. Some people save money coz stay in small room with shared bathroom and kitchen and use local transportation plus work long hours and eat instant noodles and fast food only can saving money in abroad for general people unless have very skilled high pay job or good business
Exactly House or Flat in swiss is so expensive. Not like Belgium Ngalha 😅 In Belgium working as Cleaning or working in Kitchen they can buy flat or house😂.
Everywhere we go there will be expenses n not everyone go abroad just to get more money. For me the main reason is getting passport of wealthy countries so that it makes it easy to travel around the world. No need to go through long process with Tibetan yellow card. Holding rich passport needs no visa to most countries around the world n that’s privilege.
sometimes, I think we are all slaves to the system, I get paid ok but I pay just £1000 in tax alone per month , I would be living a queen life in India at this rate.
I think relatives in India become freeloaders and expectations are very high as if money grows on the tree in the West. If they like money so much why not they themselves take loan and go to west all the borders are open.
Interesting to hear about life story of Tibetan in Switzerland how they connected with swiss people during work time . Wat story you tell .stories from Tibet or ?
😂 hi men you are counting the one person salary divided into four person lol😂that’s not true. You should calculate for one person salary and how much one person need to pay for monthly income . If your are calculer whole family expenditure into one person salary that’s difficult. Your wife salary Your also salary and for scholarship to your child’s you use to get from 🇨🇭. Don’t make fool for them
Good information. Thanks. According to your explanation, at the end you still save almost all your wife’s salary. Which means about 3500 Sfr. and which is equivalent to 350000 Rupees. That’s a great saving 👏
❤❤❤Tashi Delek bro it's really interesting video thanks very true how hard to earn money.Hopefully peoples from India and Nepal specially families of everyone's.😊
Oh, they’re over there working their asses off, and let’s not forget, they’re also juggling activities to keep everything running smoothly with others. But sure, let’s tell them they shouldn’t save a bit for their own future because obviously, it’s way more important that a relative in India (or wherever) gets an iPhone or lives a cushy life. Really? Empathy, bro. Try it sometime.
@TrueCrimeTenzin I think relatives in India become freeloaders and expectations are very high as if money grows on the tree in the West. If they like money so much why not they themselves take loan and go to west all the borders are open.
I think there are some miscellaneous expenses, he said at the end, which didn't go into his calculations. Anyway, if he is saving. Then it's great. We should be happy for him.
Couples monthly income is roughly 7000. Out of 7k , 3k is monthly expenses. Still 4k is saving. It's not bad bro.. in india when you are working at TCV you are hardly making 2k saving..
Bro your love letter so expensive😊 I’m from Australia🇦🇺probably my love letter lots of cheaper we have normal people monthly salary is about $4500😊and for example car registration fee for year $900 and car insurance $1200 also house rent almost same about $1600
No one in West are saying that it's happy and sufficient at there. Then who has forced them to transfer at there. If we live according to our income, it's self sufficient in India. In one hand, you are mentioning, it's very costly to keep vechile, in other you are still keeping it, you also said you like roaming. If we doesn't expend according to our income. Life never develop. Those who are already there, almost 90 percents of their parents are here. Few parents are taken there, it's not a love nd affection of their pa n mum. It's to look after their babies. Many of them has kept their parents in old nd infirm quater.. From mundgod settlement, south india.
You are the only Tibetan UA-camr who shown the reality of our Tibetan fancy life style in western countries..
Thank you!
Truth hurts but it's the Facts.
I like how you explained and the reason behind it. Great job.
Great breakdown of monthly expenses in Switzerland! 👍 However, I think you missed mentioning the mandatory TV/Radio license fee (Billag/Serafe), which is CHF 335 annually (~CHF 28/month). It's a fixed expense for all households, even if you don’t actively watch TV or listen to the radio.
Also, regarding health insurance, it might be helpful to highlight that families with lower incomes could qualify for subsidies. For example, some cantons offer reduced rates for health insurance premiums if the family’s annual income doesn’t exceed a certain amount😊
So real make more like this
@@ninasharma8873 ok
This video is for his relatives who stays in India and expecting always from him😂😂😂
Wonderful information for extended family back home to know the real expenses 😊
Very true n transparency. Some people just show happy times.no the true..really, its not easy here living om swiss.❤
Thats sound good to hear your news. Never give up 👍
@@lobsangwangyal8240 ok
Come to india all r free medical no rent home
Krankenversicherung is not life insurance it’s a health insurance. Which is compulsory as per Swiss law. Life insurance and health insurance is two different insurance.
Good ,
Cho sherap bravo 👏 👍
I agree with you brother. Honest and transparent! Appreciate the transparency here. I would keep 1/3rd rule in mind, 1st 1/3rd should be rent, 2nd 1/3 of income should spend on food, car and other monthly expenses, and final 1/3rd should be saved for your future . I you are able follow this rule, you shoild be good.
Canada too is expensive here with so many taxes , house insurance and everything is difficult however cousin relatives thinks we have so much money. All money goes to insurance
Very good explain. Same as here France.
I visited Switzerland in the early 1990s at that time, and my relative was making around Swiss frank 6000 per month. He was working in a factory. I admire your detailed income and expenses. I live in Canada, and I am retired, but my children are educated in Canada, and they are making between $5000 and 6500 per month without any deductions. I think Tibetans should come to Canada, our expenses are NOT AS HIGH AS SWITZERLAND. many Tibetans are able to buy a home on the MORTGAGE very easily. Our health care is very, very cheap compared to Switzerland.
Ray ray dhenpa ray..plus we have to have extra for kids hobbies.
Interesting video, well explained, thoughtful messagess thank u so much🙏
Good job 😮
VERY NICE VIDEO NO BORING V INTERESTED WITH JENUINE . WE ALL THOUGHT ABROAD IS LEXURY YOU BREAK OUR EYES. THANK YOU SO MUCH N LOOKING NEXT VIDEO.
@@DawaDawanorbu thanks
Nice video
You also forgotten, how many hours you work each week. Compare to many other European countries, Switzerland has long working hours.
@@tenzinkalsang8415 I working 8:30 Hour
We have 8 working hours , it’s too long compare other
1000000% right
Hallo Sherap 007: I think you have forgotten to mention such as: Income tax and college fee.
@@tenzinkalsang8415 nex Vlog
Very well explained 🙏👍👌👏✌✌.keep sharing about expenditure and jobs in Switzerland please 🙏
@@tenzindonsel6726 thanks
So true .
Nice 😊😊
This is true
👍👍👍👍👍
Same has our india 😂😂😂
Very True if you live like locally it’s very expensive in abroad. Some people save money coz stay in small room with shared bathroom and kitchen and use local transportation plus work long hours and eat instant noodles and fast food only can saving money in abroad for general people unless have very skilled high pay job or good business
Good information to Tibetan in India. Not sweet dreams abroad.think well
🤙🏻🤙🏻🤙🏻💐
That’s true 😂
Thanks 🙏
Brother its true
Expenditures are same here in Australia
Exactly House or Flat in swiss is so expensive. Not like Belgium Ngalha 😅 In Belgium working as Cleaning or working in Kitchen they can buy flat or house😂.
Thanks a lot explaining
❤❤❤
What about Serafe Oder Billag ?
@dorjeegyaltsenshabyetsang nex Vlog
In india:-
Salary 12,000
Rent 8,000
Ration+clothing+bus fare =3,000 or more.
Saving Rs 1,000 or less. Don’t even think of car…😂😂
You have to say you pay for parking, if you out ,Verkehr Abo,
👍👏👏
Excellent, we are not 401k, they see $100 easy money!
that is true, thanks for sharing ...from Madison, Wisconsin
That’s why I don’t buy car in Swiss it’s 2800 frank tax per year lol
@@tenzineng12345 super
Everywhere we go there will be expenses n not everyone go abroad just to get more money. For me the main reason is getting passport of wealthy countries so that it makes it easy to travel around the world. No need to go through long process with Tibetan yellow card. Holding rich passport needs no visa to most countries around the world n that’s privilege.
you are forget to add tax (steuerrechnung)
རྒྱ་གར་ལ་ལོག་ཡོང་ན་ཡག་ས་རེད། ད་ང་ཡོང་གི་མིན།
Maybe Swiss love you so much coz they send you lots of love ❤letters every month 😂. Nice information
@@Drekar1376 thanks
😅😅😅😅😅
Can you speak in english or add subtitle pls
I live in the Switzerland but not so expensive like you.
I think you are still like salman khan😜😜😜😜😜. Single. But he is family .
@@lhawanggonpogonpo739u r right 😂
@@lhawanggonpogonpo739may b u eat only budget Alu that’s y it’s not expensive 😂😂😂
It is so strange that in Swiss there is an account of Expense and Income. There is no such things in other countries.
@@chodupchodup1916 What is ur current Ac and Savings account in India than.😮
Brother la your love letter is very expensive ya your monthly salary is all ready finshed 😊 Omg
Yes you are right😂. It's Swiss love letter.
sometimes, I think we are all slaves to the system, I get paid ok but I pay just £1000 in tax alone per month , I would be living a queen life in India at this rate.
Wow 🙏🏻👌🙏🏻
🙏🏽🙏🏽🙏🏽
Thank you for good information 🙏👍👍👍
I think relatives in India become freeloaders and expectations are very high as if money grows on the tree in the West. If they like money so much why not they themselves take loan and go to west all the borders are open.
Omg Ich auch.......
Interesting to hear about life story of Tibetan in Switzerland how they connected with swiss people during work time . Wat story you tell .stories from Tibet or ?
Broo drink water to survive 😂😂🤣
😂 hi men you are counting the one person salary divided into four person lol😂that’s not true.
You should calculate for one person salary and how much one person need to pay for monthly income .
If your are calculer whole family expenditure into one person salary that’s difficult.
Your wife salary
Your also salary
and for scholarship to your child’s you use to get from 🇨🇭.
Don’t make fool for them
Why not they save for themselves as emergency fund. Relatives who expect money can take loan and see themselves how it works.
It’s hard to survive in foreign countries after covid because of inflation but income is incompatible with living expenses . SMH
Ak like to banta hai 😂👍👍👍👍👍
Good information
Merci
Good information. Thanks.
According to your explanation, at the end you still save almost all your wife’s salary. Which means about 3500 Sfr. and which is equivalent to 350000 Rupees. That’s a great saving 👏
His ration, school fee , clothes,etc
🥵🥵🥵
😂😂😂😂😂
why you not paying radio tv bill?
know a days no use TV N RADIO
Good 👍
Can you please reply us 🙏
@@Gholey_tedmo ok
❤❤❤Tashi Delek bro it's really interesting video thanks very true how hard to earn money.Hopefully peoples from India and Nepal specially families of everyone's.😊
👌👌👌👍👍👍👍
Very true.
3800 brutto oder netto?
I think its netto.
TASHI DELEK
👍👍👍
At the end of the story we come to know that your wife salary is almost 90 percent save 😂😂😂😂😂
😂😂😂😂😂
Oh, they’re over there working their asses off, and let’s not forget, they’re also juggling activities to keep everything running smoothly with others. But sure, let’s tell them they shouldn’t save a bit for their own future because obviously, it’s way more important that a relative in India (or wherever) gets an iPhone or lives a cushy life. Really? Empathy, bro. Try it sometime.
@TrueCrimeTenzin I think relatives in India become freeloaders and expectations are very high as if money grows on the tree in the West. If they like money so much why not they themselves take loan and go to west all the borders are open.
I think there are some miscellaneous expenses, he said at the end, which didn't go into his calculations. Anyway, if he is saving. Then it's great. We should be happy for him.
Excluding the cost of groceries, clothing, etc
If that is the case, I am sure Australia is like heaven.
❤❤❤❤❤❤❤
Hast du keine kinder zuschlage?
love letter 😂
Is net salary?
Love story. Please…
དཔེ་ཁ་གསལ་ཕན་ཐོག་སོང་ ཐུགས་རྗེ་ཆེ་ 🙏. སུད་སིར་ག་བར་བཞུགས་ཀྱི་ཡོད་ བསམ་བློ་གཏོང་འཆར་དཔེ་འདུག་ བཅག་པོ་གནང་རོག་ 🙏
You can try to make little bill.
Couples monthly income is roughly 7000. Out of 7k , 3k is monthly expenses. Still 4k is saving. It's not bad bro.. in india when you are working at TCV you are hardly making 2k saving..
Can u suggest how I can Coem to Swiss??
སུས་ལ་མི་ལ་གླ་ཆ་སྤྱིར་ཏང་ག་ཚོད་ཡོད་དམ།
@@Buma1980 3800 -4500
I conclude that your monthly saving IS around 2000 swiss frac
Maybe more than that because we don’t know how much his wife is earning! 3880+800= 4680/- Income 3800*2=7600-4680=2920 is Balance 🎉
❤❤❤ཡག
Bro your love letter so expensive😊
I’m from Australia🇦🇺probably my love letter lots of cheaper we have normal people monthly salary is about $4500😊and for example car registration fee for year $900 and car insurance $1200 also house rent almost same about $1600
No one in West are saying that it's happy and sufficient at there. Then who has forced them to transfer at there. If we live according to our income, it's self sufficient in India. In one hand, you are mentioning, it's very costly to keep vechile, in other you are still keeping it, you also said you like roaming. If we doesn't expend according to our income. Life never develop. Those who are already there, almost 90 percents of their parents are here. Few parents are taken there, it's not a love nd affection of their pa n mum. It's to look after their babies. Many of them has kept their parents in old nd infirm quater.. From mundgod settlement, south india.
Dnt buy a car next time.use bicycle 😂
དཔེ་ཡག་པོ་གསུངས་འདུག
You work 100% ?
@@Gholey_tedmo yes
If ur work 100%..then why ur salary is so low ..
@@TenzinDolkar-l8v 👋
ཐུགས་རྗེ་ཆེ། དངོས་གནས་ཁ་གསལ་ཞུས་འདུག