@@harvinderpattar 40k se jyda interest hone par usme bhi additional tax lgta hai , aur income tax me bhi use (income from other sources) show Krna pdta hai 😊
Jo log nahi samaj paa rahe hai woh mai thoda batata inflation sirf total amount pe nahi hoga aapka monthly 10k pe bhi hoga to better hai stepup sip kare
@sureshchandra-wd2bv buddy I'm talking about the value of 1.5 cr after calculating inflation, in today's time period the amount of 1.5 cr after 20 years holds the value of 37 lakh today which is excellent!
@@sureshchandra-wd2bvNo. It's not 24 lacs. Assuming 6% inflation rate, the SIPs when corrected for inflation, result in total investment of 14 lacs approximately.
37 lakh aaj ke hissab se Bhai ne sab future consideration ka liye hai lekin pure profit aaj ke time ka liya hai Bewakuf twitte pe log. Aaj ke time ka 38 lakh me 2 kille zameen ajaegi aur 10 saal baad paise double se zyada
Waise mujhe calculation sahi lagi Suppose 10k per month For 20 years 24 lakhs invested Consider realistic 12% return You will get 1 crore or 100 lacs. 76 more lacs But consider inflation 7% (There's no guarantee it will be constant can be 10 or 15 %) Also sometime 1 lac today will have purchasing power same as 3.87 lacs after 20 years (1.07^20) So 1 crore be like 100÷3.87 = 27 lacs in today's money So after investing 24 lacs you will get 27 lacs only Aur tax to Maine abhi joda hi nahi Aur itna long term plan kaun karta hai😂😂😂 Now take a reverse scenario Take a asset of 30 lakhs , Plot, flat something cheap Then after 15 years. , 30k emi But with 1.07 inflation you asset should be Like 1.16 crores You get Rent like 10k to spend or you could live in flat or you don't have to pay rent So twenty year rent like 1.2 lakhs per year Will increase like inflation So 1.2 x20 = 24 lakhs rent in today's time or 1 crore in 2045 year So u got 1 crore today+ 1 crore rent And you invested 30 k for 15 years 3 x amount of 10k sip for 2 x return Now 3rd scenario Pay 10k rent inflation adjusted And 20k sip You get 20 years home And 2 crore corpus like 50 lacs in today's time😂😂😂 4 scenario Pay 10k rent for 20 years inflation adjusted, you paid 24 right now money and 1 cr 2045 money For having a roof over head 5 th scenario** We do step up sip So 10 k sip with 10 % step up each year After 20 years 2 crores Twice of normal sip So like 50 lacs in today's money
Real exact Inflation is 10% percentage not 6% government coated figure. How 10% not 6% , here's why? Because gold or silver growth rate is 10%, so inflation has to be an exact match this. If inflation is just 0.1% less the gold price will shoot to infinity and if 0.1% more then gold price goes to zero. Why? because of the law of compounding , here is the real life example: Let I have gold 1kg : now worth approx 80 lakh. Now let take inflation gow at 6% and my gold grow at 10%. Now inflation adjusted gold worth: 100 years later: 40 cr 200 years later: 2000 cr 300 years later: 1 lakh cr 400 years later: 52 lakh cr So only 400 year later my 1kg gold have inflation adjusted buying power of 52 lakh crore. This is enough money you can buy multiple building and 1000 of sports car and you can buy whole india rice and wheat and other consumers good . Still your 1kg gold is not Fully utilised. So government coated inflation is under coted 4%. If not then in long term it has to spike to match gold growth or else 400 years later 1kg gold buy all consumers good which is used to calculate inflation.
Now if you convince me of my answer above the real inflation has to match the gold rate. And longer term real inflation is 10% Now let take investment in stock market: 1 lakh crore invested for 20 years: India market index sensex or nifty given 12.5 returns last 20 years. So we assume the same for next 20 years. 1 lakh growth at 12.5 for 20 years is 10.5 lakh And 1.64 lakh for inflation adjusted returns. But you have to pay 12.5% capital gain with out indexation also so, 9.5 lakh capital gain then tax would be 1.2 lakh So your actual gain => 1.64-1.2 => 44k only So you have taken risk of 20 years of market volatility and get only 44k of investment of 1 lakh and government earned 1.2 lakh doing nothing.
24 lakh investment , gain =1.27cr , 12.5%tax means 16 lakh tax Bachhe 1.11cr aur investment 24L dono milakar 111L+24 L=135L [1.35cr] bache lagbhag Ab iski value us samay jo bhi ho inflation adjust karke Agar sip nahi ki hoti to baba ji thhullu hota haath main😂😂😂😂
Sagar Sinha Ji mere ko to kuchh samajh mein nahin a raha hai aisa bhi Karun ya na Karun meri chal rahi hai long time ke liye Maine soch rakha hai pata nahin Karun ya na Karun ek video ek special banai hai aap
Here are all the numbers used in this calculation: Inputs: 1. Monthly Investment: ₹10,000 2. Investment Duration: 20 years (240 months) 3. Inflation Rate: 6% per annum 4. Annual Interest Rate (Return): 15% per annum 5. Long-Term Capital Gains Tax Rate: 12.5% on gains exceeding ₹1,25,000 6. Exemption Limit for LTCG Tax: ₹1,25,000 Results: 1. Total Actual Investment (without inflation adjustment): ₹24,00,000 • ₹10,000 × 240 months. 2. Inflation-Adjusted Total Investment: ₹14,13,843 3. Future Value of Investment (at 15% annual interest): ₹1,51,59,550 4. Capital Gains (Future Value - Actual Investment): • ₹1,51,59,550 - ₹24,00,000 = ₹1,27,59,550 5. Taxable Capital Gains (Exceeding ₹1,25,000): • ₹1,27,59,550 - ₹1,25,000 = ₹1,26,34,550 6. LTCG Tax Payable: • ₹1,26,34,550 × 12.5% = ₹15,79,319 7. Future Value After Tax: • ₹1,51,59,550 - ₹15,79,319 = ₹1,35,80,231 8. Inflation-Adjusted Future Value After Tax: • ₹1,35,80,231 ÷ (1.06^20) = ₹42,34,380 Summary: • Inflation-adjusted total investment: ₹14,13,843 • Post-tax, inflation-adjusted future value: ₹42,34,380 your investment effectively tripled in terms of real value (adjusted for inflation) over 20 years: • Inflation-adjusted total investment: ₹14,13,843 • Post-tax, inflation-adjusted future value: ₹42,34,380 This indicates that despite inflation and taxes, your investment grew approximately 3 times its original real value over 20 years, thanks to the 15% annual return compounded over time.
Long term capital gain tax we are paying end of the tenure on the profit not on the investment amount. After adjusting indexation still handsome money will be left.
Aur 20k ka sip 5 sal kar ke, uske baad sip stop kar k 20 years ka time de deejiye, 20 years k baad 15% ka hisab se isse bhi returns jyada hi milta hai, invested amount bhi toh kam hota hai, aur profit isse jyada..
Invested amoung should also be calculated considering inflation. Value of 10000 will keep on decreasing over the span of time. Similarily value of corpus at the end if 20 years should be calculated considering inflation
Bank bhi invest karte hai. Sabko main income ke alawa side income bhi chahiye. Central banks ne us par limit laga rakhi hai warna bank to laga hi dete.
Tum ek sath 32 lakh nehin invest kar rahe ho....har mahine 10K....matlab 10 yr tak sirf 16 lakh hi invest kiye hoge aur last 10 yr main aur 10 lakh...to usmain inflation adjust nehin hoga kya😂
After 20 years jo milega uski value aaj k hisab se 35 lakh 55 thousands hogi lagbhag Aur jo total 24 lakhs invest kie 20 years me uski value us time aaj k hisab se 7.48 lakhs hogi Ab dekh lo smjh lo
Kissan ke production per bhe infilation adjust karo ,salary increment yearly , standard deduction Benefit kissan ko bhe do phir subsidy Ke jagh Kissan Dan dega ...
Bhai inflation adjustment valuation ke liye karte hai. Inflation se paisa ka value kam hota hai but gayab nahi hota hai 😂. You can't just minus inflation value. Also, LTCG is on capital gains not entire amount.
Sip amount also should be inflation adjusted, step up sip... Even after 15 years , salary will not be same , so sip amount will increase accordingly.. tax calculation is correct.
Bhai SIP tumhe jo return deta h whi to inflation k hisab se paisein ko bdata h..wrna bank mein rkho ge to kodiyo k daam rhega...SIP koi crorepati scheme nhi h but apke paise ki value time k sath na gate aur apko ek achi value mile kuch time baad uske liye kia jaata h
first of all, 24L you did not invest at one Go, then the capital gain tax is only applicable to the units you are withdrawing and also only on the profit you get !!!
All i feedl is that..Sip is indirectly saving...if you keep that amount in your bank accout you will spend it and you not understand where you spent money and after 5 to 10 years you will not be having any savings...so it's better to do sip atleast we are saving some money every month....so we can use it in our future. Parellelry u can have other investments too do not all savings in sip alone. If you want to be pro do sip+stock sip....with advice from well knowledge stocks investor.
Sirf ek formula sadiyo bhar nahi chalta hain. Financial instruments main waqt Kay saath healthy modifications jaruri hain. Sip hain to step up, market down main lumpsum, dynamic laabh lay kiye ETF jaise calls layne jaruri hain. nahi toh SIP aaj kal bacha bacha kar raha hain.
To aap apne paise FD me rakhiye aur khush raho jisko SIP karna he use karne do ( SIP helps you save and the risk is also less and you can retire with that money after 15-20 years)Main thing is Timing is not important Time in the market is important
investment ki habit hona jaruri hai , nahi toh sab paise spent ho jate hai .....aur ye habit sip aur postal scheme se aati hai ...inflation ke sath sallary or income bhi to badhegi bhai ....
SIP without a stepup is pretty stupid. with Inflation, your step up amount should also increase. Also, the taxation needs to be applied on the profit and not on the amount invested+ profit.
Market kabhi 20 saal jese logo ng period mai girke negative return nhi deta market long term mai hamesha positive hi raha h 4-5 saal ke time period mai loss ho skta h
Logically inflation hata diya to (assume 5%) FD 0-4% Return PPF 2% NPS 4% And LIC ka mat hi bolu to achha hain 😂 Iss hisab se SIP pe 9% phir bhi return araha hain
Ishi calculation se FD ka returns dekhenge to return minus me aayega...6% inflation ka minus kar diye hai..wo vi humare pas hi rahega ..
20 saal me Funding band ho jayegi
❤
Agar fd main paisa he anap snap ho or uska intrest bhi lakho main ata ho fir inflation jayega tail lene😅
Nailed it 😂
@@harvinderpattar 40k se jyda interest hone par usme bhi additional tax lgta hai , aur income tax me bhi use (income from other sources) show Krna pdta hai 😊
Jo log nahi samaj paa rahe hai woh mai thoda batata inflation sirf total amount pe nahi hoga aapka monthly 10k pe bhi hoga to better hai stepup sip kare
SIP contributions should also be inflation adjusted...
10000 rs invest on your self and on your health otherwise all sip amount goes as doctor fee
@shreshthhr16 it's not like that Bro
Both are equally important health and wealth, considering the fact that we can't work lifetime.
@@vinayhegde1441 yup that what I meant
Just increase your sip amount 10% every year
As considering all the above details, inflation and value of money still the value of 37 lakh in today is excellent!
But investment is 24 Lakh😢
@sureshchandra-wd2bv buddy I'm talking about the value of 1.5 cr after calculating inflation, in today's time period the amount of 1.5 cr after 20 years holds the value of 37 lakh today which is excellent!
@@sureshchandra-wd2bv No. It's not 24 lacs. It's much less after you adjust the SIPs for inflation.
@@sureshchandra-wd2bvNo. It's not 24 lacs. Assuming 6% inflation rate, the SIPs when corrected for inflation, result in total investment of 14 lacs approximately.
37 lakh aaj ke hissab se
Bhai ne sab future consideration ka liye hai lekin pure profit aaj ke time ka liya hai
Bewakuf twitte pe log. Aaj ke time ka 38 lakh me 2 kille zameen ajaegi aur 10 saal baad paise double se zyada
Fact that 12% tax is on top of capital gains not on top of capital itself
😂😂 Yes correct, I was shocked at First looking at the net amount
Dont fall in such traps keep doing sip. These guys want ppl should do option trading😂 and buy their courses
Woh khud bola ye fake hai. Apna video promote kar raha hai but course nahi.
@@riktamsarkar7684 Toh bhai sip karo, best hai
Idke hisab se toh fd me loss ho jayega😂😂
Fir toh savings cash hi rkh lo😂😂
Exactly... Do these ppl even have SEBI licence to do these things
Waise mujhe calculation sahi lagi
Suppose
10k per month For 20 years
24 lakhs invested
Consider realistic 12% return
You will get 1 crore or 100 lacs.
76 more lacs
But consider inflation 7%
(There's no guarantee it will be constant can be 10 or 15 %) Also sometime
1 lac today will have purchasing power same as 3.87 lacs after 20 years (1.07^20)
So 1 crore be like 100÷3.87 = 27 lacs in today's money
So after investing 24 lacs you will get 27 lacs only
Aur tax to Maine abhi joda hi nahi
Aur itna long term plan kaun karta hai😂😂😂
Now take a reverse scenario
Take a asset of 30 lakhs ,
Plot, flat something cheap
Then after 15 years. , 30k emi
But with 1.07 inflation you asset should be
Like 1.16 crores
You get
Rent like 10k to spend or you could live in flat or you don't have to pay rent
So twenty year rent like
1.2 lakhs per year
Will increase like inflation
So 1.2 x20 = 24 lakhs rent in today's time
or 1 crore in 2045 year
So u got 1 crore today+ 1 crore rent
And you invested 30 k for 15 years
3 x amount of 10k sip for 2 x return
Now 3rd scenario
Pay 10k rent inflation adjusted
And 20k sip
You get 20 years home
And 2 crore corpus like 50 lacs in today's time😂😂😂
4 scenario
Pay 10k rent for 20 years inflation adjusted, you paid 24 right now money and 1 cr 2045 money
For having a roof over head
5 th scenario**
We do step up sip
So 10 k sip with 10 % step up each year
After 20 years 2 crores
Twice of normal sip
So like 50 lacs in today's money
Ohh bhai kya likh dala
Hence proved,there are absolute fools are watching this video like who had wrote an essay
❤
ab kare kya sir?
❤
Thnkew muje lgga salla fass gye sip krke. Last me aappne btaya usse himmat mili
Bhai inflation k hisaab se dekhe toh aapki sip bhi inflation k hisaab se badhegi.
Bataya kya full video me summary me bata do bhai jara
Mujhe bhi
I don't think the guy who did the math, used XIRR. hence the corpus looks pretty less.
He also deducted 12.5% of the entire amount instead of profit only..
Real exact Inflation is 10% percentage not 6% government coated figure.
How 10% not 6% , here's why?
Because gold or silver growth rate is 10%, so inflation has to be an exact match this. If inflation is just 0.1% less the gold price will shoot to infinity and if 0.1% more then gold price goes to zero. Why? because of the law of compounding , here is the real life example:
Let I have gold 1kg : now worth approx 80 lakh.
Now let take inflation gow at 6% and my gold grow at 10%.
Now inflation adjusted gold worth:
100 years later: 40 cr
200 years later: 2000 cr
300 years later: 1 lakh cr
400 years later: 52 lakh cr
So only 400 year later my 1kg gold have inflation adjusted buying power of 52 lakh crore.
This is enough money you can buy multiple building and 1000 of sports car and you can buy whole india rice and wheat and other consumers good . Still your 1kg gold is not Fully utilised.
So government coated inflation is under coted 4%. If not then in long term it has to spike to match gold growth or else 400 years later 1kg gold buy all consumers good which is used to calculate inflation.
Now if you convince me of my answer above the real inflation has to match the gold rate. And longer term real inflation is 10%
Now let take investment in stock market:
1 lakh crore invested for 20 years:
India market index sensex or nifty given 12.5 returns last 20 years. So we assume the same for next 20 years.
1 lakh growth at 12.5 for 20 years is
10.5 lakh
And 1.64 lakh for inflation adjusted returns.
But you have to pay 12.5% capital gain with out indexation also so,
9.5 lakh capital gain then tax would be 1.2 lakh
So your actual gain => 1.64-1.2 => 44k only
So you have taken risk of 20 years of market volatility and get only 44k of investment of 1 lakh and government earned 1.2 lakh doing nothing.
24 lakh investment , gain =1.27cr , 12.5%tax means 16 lakh tax
Bachhe 1.11cr aur investment 24L dono milakar 111L+24 L=135L [1.35cr] bache lagbhag
Ab iski value us samay jo bhi ho inflation adjust karke
Agar sip nahi ki hoti to baba ji thhullu hota haath main😂😂😂😂
20 saal m government ka dimag fir gaya toh capital gain 20% kr degi loda bacha lo bc sb jagah tax tax
34,61,032(6% inflation)
Gain 127 lakh ×12.5%= 16, 127-16=111+ 24= 135 lakh ka inflation se value 41 lakhs after 20y
@@anilgije9763 ji aap sahi ho abhi edit kar deta hun wo screen puri nahi dikhi na
Sagar Sinha Ji mere ko to kuchh samajh mein nahin a raha hai aisa bhi Karun ya na Karun meri chal rahi hai long time ke liye Maine soch rakha hai pata nahin Karun ya na Karun ek video ek special banai hai aap
Sip investments every month wo bhi to inflation adjusted honi chahiye fir. Cost bhi inflation adjusted hogi if returns are inflation adjusted.
Here are all the numbers used in this calculation:
Inputs:
1. Monthly Investment: ₹10,000
2. Investment Duration: 20 years (240 months)
3. Inflation Rate: 6% per annum
4. Annual Interest Rate (Return): 15% per annum
5. Long-Term Capital Gains Tax Rate: 12.5% on gains exceeding ₹1,25,000
6. Exemption Limit for LTCG Tax: ₹1,25,000
Results:
1. Total Actual Investment (without inflation adjustment): ₹24,00,000
• ₹10,000 × 240 months.
2. Inflation-Adjusted Total Investment: ₹14,13,843
3. Future Value of Investment (at 15% annual interest): ₹1,51,59,550
4. Capital Gains (Future Value - Actual Investment):
• ₹1,51,59,550 - ₹24,00,000 = ₹1,27,59,550
5. Taxable Capital Gains (Exceeding ₹1,25,000):
• ₹1,27,59,550 - ₹1,25,000 = ₹1,26,34,550
6. LTCG Tax Payable:
• ₹1,26,34,550 × 12.5% = ₹15,79,319
7. Future Value After Tax:
• ₹1,51,59,550 - ₹15,79,319 = ₹1,35,80,231
8. Inflation-Adjusted Future Value After Tax:
• ₹1,35,80,231 ÷ (1.06^20) = ₹42,34,380
Summary:
• Inflation-adjusted total investment: ₹14,13,843
• Post-tax, inflation-adjusted future value: ₹42,34,380
your investment effectively tripled in terms of real value (adjusted for inflation) over 20 years:
• Inflation-adjusted total investment: ₹14,13,843
• Post-tax, inflation-adjusted future value: ₹42,34,380
This indicates that despite inflation and taxes, your investment grew approximately 3 times its original real value over 20 years, thanks to the 15% annual return compounded over time.
Ap to deva nikle
@Sabbir33931 😂
Thanks for the explanation, these course selling guys never shows the real side
Long term capital gain tax we are paying end of the tenure on the profit not on the investment amount. After adjusting indexation still handsome money will be left.
Sahi Sir. I agree apko Sir.
I am surprised , how did he manage to get 3 million followers with this kind of understanding 🤦🏻♂️
Bhaiya ek galti kar diya aur 5 sal continue kar ke hisab lagao phir dekho 25 sal me 3.3 crore ka corpus hoga without stepup ..😅😅
Are bhai aur 15 sal ad kardo phir maja dekhi agar 100 sal karoge to aur maja ayega 😁
😂😂😂😂😂 तब मर जायेगा।।। @@chopsuey25
😅😅
CAs and Govt should work for reducing inflation ...not work for increasing inflation...
Avg inflation 6 percent hai par healthcare education etc bohd jyada teji se badh rahe hai 600 percent se jyada badh jayega health care
Yeh baat sahi kahi aapne, har chacha Gyan de raha hai 😂😂😂😂
Bro skipped compounding😂
Love you sir ❤
Sirji compounding 20 sal ke bad me actually chalu hota hai ..... Then the amount will change
True dada.
Compounding will start after 5years
Compounding agle din se hi shuru ho jati hai😂😂 bas wo amount km hota hai isliye lagta nai
20 k age age se start karo sip jab 60 age k hojawo 40 age ka compound hoga ban jawo crorepati 😁
Kyu in chutiyon ko samjha raha hai? Yeh toh option trading la course bechne wale bhikari hai😂😂😂😂
Aur 20k ka sip 5 sal kar ke, uske baad sip stop kar k 20 years ka time de deejiye, 20 years k baad 15% ka hisab se isse bhi returns jyada hi milta hai, invested amount bhi toh kam hota hai, aur profit isse jyada..
Radhe Radhe bhaiya ji SIP wale bhaiya ji
Invested amoung should also be calculated considering inflation. Value of 10000 will keep on decreasing over the span of time. Similarily value of corpus at the end if 20 years should be calculated considering inflation
It's like do the sip and have 37 lakhs
Or do nothing and have nothing
It's better to have something than nothing
Chacha 15% fix hai to bank to stupid hai jo loan dete hai … invest nahi karte … thoda ruko wait karo samaj jaoge 😂
Ye log abhi 1 saal se market me aaye hai isly bhut Gyan pelte hai😂
Bank bhi invest karte hai. Sabko main income ke alawa side income bhi chahiye. Central banks ne us par limit laga rakhi hai warna bank to laga hi dete.
Jai ho sitaraman didi
After Tex and - influence rate apne pass 56 lakh ayega jisme 32 lakh to khud ka investment hai call 20 sal me 32 lakh ka profit kuch km😢
Tum ek sath 32 lakh nehin invest kar rahe ho....har mahine 10K....matlab 10 yr tak sirf 16 lakh hi invest kiye hoge aur last 10 yr main aur 10 lakh...to usmain inflation adjust nehin hoga kya😂
After 20 years jo milega uski value aaj k hisab se 35 lakh 55 thousands hogi lagbhag
Aur jo total 24 lakhs invest kie 20 years me uski value us time aaj k hisab se 7.48 lakhs hogi
Ab dekh lo smjh lo
Karein toh karein kya batao kaha pesa saving itna nhi krpaiga
Kissan ke production per bhe infilation adjust karo ,salary increment yearly , standard deduction
Benefit kissan ko bhe do phir subsidy
Ke jagh Kissan Dan dega ...
Man u got me first part 😅
200% right said
Actually after the tax dedication we apply inflation for valuation of money 😂
Bhai inflation adjustment valuation ke liye karte hai. Inflation se paisa ka value kam hota hai but gayab nahi hota hai 😂. You can't just minus inflation value.
Also, LTCG is on capital gains not entire amount.
यही आदमी है, जो sip करके करोडपति बनिए बोलकर video बनाया था
😂
Thank you bro
1.27 Crores pe Tax lagega? ya Government Khud Inflation Nikalkar fir Tax karegi?
inflation will occur on the invested amount as well.
Bhai ho sake to Koi government stock mein Dal do,,, jismein dividend yield minimum 6% hona chahie,, usmein Koi tax nahin Dena padta hai ,, tax free money ,, stable bhi hota Hai,, ..
Subtract the long term tax from the corpus accumulated and then adjust it according to inflation. You’ll get the correct math
Ye aap ka calculation फरजी hai
SIP me maine 2001 se 1.25 coar last year liya hai !
Only only only if you get consistent 15% returns (it says high end there) - that’s a big catch.
you are legend..and only legends make money big time
Please dont listen to this guy. If you have any sense of understanding, you know what he is doing.
Tax is not calculated on total value, you have to subtract the amount you invested from final corpus.
Inflation ka pesa bhi to in-hand hi aayega vo minus thodi hoga😂😂🤦🤦🤷♂️
thik bola bhai
Us amount ka value aaj ke 1.5 cr se ksm hogi 1.5 cr mai 3 ghar aaj aa rahe hsi us wakt 20 sal bad 1 ayega ye batana hai use samje
Sip amount also should be inflation adjusted, step up sip...
Even after 15 years , salary will not be same , so sip amount will increase accordingly.. tax calculation is correct.
You should also do inflation adjust 6% to sip amount.
So 10000 today value will less on the last month on that date
Trading kesai lagega
Bhai SIP tumhe jo return deta h whi to inflation k hisab se paisein ko bdata h..wrna bank mein rkho ge to kodiyo k daam rhega...SIP koi crorepati scheme nhi h but apke paise ki value time k sath na gate aur apko ek achi value mile kuch time baad uske liye kia jaata h
Exactly what I was looking for!
Uncle kuch saal pehle aap 2 me 2 jodo wali scheme smjhate the ..😂😂😂
Sir this is my hero
Do same Calculation on invested amount and show the value of invested amount after maturity
Sip is best for max 10 years
Sir pls make a video about gold . What is lot (quantity) how is this work
Ae motivational speaker bhai, tu jo itna sabko motivate karta rhta h khudko motivate karke kyon nahi ambani or adani ban jata😮
People say what is not good but dont say what is good.
Where to invest then? What is return %? What about tax?
Gyaani baba, aapke hisab se jo kamao kharch kar do aur retirement k baad katora khareed lo.😂😂
I am CA inter student
I love Direct Tax
At the same time I laugh at the calculation😂
Or future me jo tax lagega phir to hath me kya aayega. 😅😅😅
Bilkul sahi bolraha hai❤
Bhai calculation 🧮 shi hai
Pehla tax kaatne ke baad, joo value aatha hai us par real world value calculate karnaa hai
first of all, 24L you did not invest at one Go, then the capital gain tax is only applicable to the units you are withdrawing and also only on the profit you get !!!
All i feedl is that..Sip is indirectly saving...if you keep that amount in your bank accout you will spend it and you not understand where you spent money and after 5 to 10 years you will not be having any savings...so it's better to do sip atleast we are saving some money every month....so we can use it in our future. Parellelry u can have other investments too do not all savings in sip alone.
If you want to be pro do sip+stock sip....with advice from well knowledge stocks investor.
Sirf ek formula sadiyo bhar nahi chalta hain. Financial instruments main waqt Kay saath healthy modifications jaruri hain. Sip hain to step up, market down main lumpsum, dynamic laabh lay kiye ETF jaise calls layne jaruri hain. nahi toh SIP aaj kal bacha bacha kar raha hain.
Any extra money is always welcome if u don't have any other investment ideas
LTCG will be 25 to 30 percent by then.
Swing trading ke through one time sip karni chahiye when market is down
To aap apne paise FD me rakhiye aur khush raho jisko SIP karna he use karne do ( SIP helps you save and the risk is also less and you can retire with that money after 15-20 years)Main thing is Timing is not important Time in the market is important
investment ki habit hona jaruri hai , nahi toh sab paise spent ho jate hai .....aur ye habit sip aur postal scheme se aati hai ...inflation ke sath sallary or income bhi to badhegi bhai ....
Maths karna aata nhi hai or gyaan dete rehte hai😅
SIP without a stepup is pretty stupid. with Inflation, your step up amount should also increase. Also, the taxation needs to be applied on the profit and not on the amount invested+ profit.
😂😂😂😂 kispe bharosa karo sab gyaan baat rahe h koi bolta h karo koi mana karta h....
Kamal ka jugad bataye bhai ne
Investing something is better that investing nothing
Saabsay baadi scam tumhari Sakal dekhii hain.😊
long term mai khe rhe hai ki 5-7 saal vala jada best rehta hai usse jada itna return nhi deta esa advisers hi bta rhe the
To kitne saal ki krni chahiye sip btau..
Bhai Sahab Apke sath ek Treder ne podcast kiya tha wow bhi Scam Bolta Hai
Do SWP don’t withdraw complete corpus….
Sip kis tarah shuru kare kaha invest kare or kese pese cutt hote h ye sab jankari dijiye mujhe 0 knowledge hai mujhe
Inflation adjustment tax deduction ke bad krna hota hai
कुछ दिन पहले आप भी ज्ञान दे रहे थे SIP पे क्या हुआ अब 😅
Not a scam, if u r finding amount little after 20 years, then Increase monthly SIP As your income grows in 20 years
Kitna percent badhaye har mahine taaki inflation adjust ho jaye
Where to invest
Silver . Buy Silver , its going to be rocket in 20230
Tum rahne do chacha 😅
chacha mkt girega tho principal bhi nahi milega😂voh koi nahi batata
Market kabhi 20 saal jese logo ng period mai girke negative return nhi deta market long term mai hamesha positive hi raha h 4-5 saal ke time period mai loss ho skta h
Sir you are telling the problem ,what is the solution ?
Tax calculation on inflation adjusted value itself is wrong. Tax should be calculated on final corpus and then adjust with inflation !
Bhai bahut details me galat samjha rahe ho kitna age hai
sir universal funding corporation me 1500rs daala hu ,magar usaka kya jawab bi nahi amt return bi nahi sir..kya kare
Logically inflation hata diya to (assume 5%)
FD 0-4% Return
PPF 2%
NPS 4%
And LIC ka mat hi bolu to achha hain 😂
Iss hisab se SIP pe 9% phir bhi return araha hain
Aj agar a8sa hota gania crore pati banta 😅😅
Obviously, tax phele deduct hoga, final profit par, 127 - 24 = 1.03 cr par 12.5% tax. That is some 13lakh in tax
Real world value serf 1.27 cr ka 44 lakh ban Raha ha..por us time investment amount ka real world value vi to kome ga
Good point 🙌
Sahi hai .... 20 saal baad value 45lacs bhi hvi to bhi kam se kam FD se behtar hai.
Hello Sagar sir Anjali app jo hai usmein se automatic khate se Paisa katega ya har mahine pay karna padega
मतलब गणित इसका भी ठीक नहीं है, मैं सोच रहा था कि दुनिया में मैं ही एक अकेला ऐसा हु जो मुझे math ठीक से नहीं आती, लेकिन मुझे यह देखकर सुकून मिला
Nice then i invest in Mutual funds from Now😊😊