Quantitative Easing | Marketplace Whiteboard

Поділитися
Вставка
  • Опубліковано 9 лют 2025
  • If the whole idea of Quantitative Easing is confusing to you, you are not alone. Paddy Hirsch breaks it down in this economic explainer.
    ► SUBSCRIBE to our channel - / marketplacevideos
    To understand QE it's important to understand that it essentially entails the Fed buying bonds to keep interest rates down, encourage lending and stimulate the economy.
    #QuantitativeEasing #Whiteboard #MarketplaceAPM
    If the Fed does reduce bond buying short-term interest rates will likely rise. But the Fed doesn’t want the public to think that the Fed is raising the official interest rate. This is really difficult for the Fed because the point of bond buying is to keep interest rates low. Therefore it's logical that by buying fewer bonds the interest rates would go up.

КОМЕНТАРІ • 888

  • @marketplaceAPM
    @marketplaceAPM  5 років тому +12

    SUBSCRIBE to our channel for more economic explainers! ua-cam.com/users/marketplacevideos

    • @tboned5641
      @tboned5641 5 років тому +1

      The FED is NOT Uncle Sam, it is an oligopoly of bankers.

    • @raportmercado1165
      @raportmercado1165 4 роки тому

      ur blog, web site, or something?

    • @shaikhyusufniaz759
      @shaikhyusufniaz759 Місяць тому

      what did you mean by the Fed creating money ? need more some depth on it

  • @pauldarlington5589
    @pauldarlington5589 5 років тому +320

    1:45 "You can't bring the rate down to a negative level"
    Oh yeah? Just watch that madness unfold eleven years later.

    • @RipDon7
      @RipDon7 5 років тому +30

      I came here to see this comment.

    • @Kuzyapso
      @Kuzyapso 5 років тому +15

      We once lived in a world where negative interest rates as a joke

    • @m3528i
      @m3528i 5 років тому +5

      Paul Darlington perfect exchange! Thanks all

    • @trollface1994
      @trollface1994 5 років тому +5

      @@RipDon7 and i came here to see this one.

    • @arlo5407
      @arlo5407 5 років тому +4

      I was just writing this comment until I noticed it was already here hhh

  • @TopherVexel
    @TopherVexel 8 років тому +131

    This is BY FAR the best explanation of quantitative easing I've found. It also explained why it's so risky, since the government is just eating "risky assets" like a debt collector. Long-term it can't be a solution, since the entropy (cost of risky assets vs value recovered) will eventually force a collapse.

    • @tiendoan1333
      @tiendoan1333 5 років тому +2

      QE is an unprecedented concept, and it is hugely controversial on whether or not it will work in the U.S
      I'm excited to see what will happen in the future

    • @15past2
      @15past2 5 років тому +5

      Quantitative easing is a method for the privately owned Fed to give money, that belongs to the people, to their subordinates, the major banks, free money to buy off American and international companies and interests! To own and control YOU!
      Its a scam and anybody who doesn't see that is swallowing fake matrix pill!!!

    • @vinm300
      @vinm300 5 років тому +1

      This guy is the best.

    • @lcs1984
      @lcs1984 5 років тому

      In addition, it would discourage other countries to store and hold USD as reserve currency.

    • @Erikpdx
      @Erikpdx 5 років тому +1

      @@15past2 the balance sheet isn't your money...it has nothing to do with taxes collected by the US Treasury.
      The banks don't get it for free. They sell assets to the Fed.
      You're full of conspiracies and empty on facts. Go watch the video again bro

  • @yannbenmaissa1828
    @yannbenmaissa1828 9 років тому +11

    Your explanations are cristal clear and concise with recurrent use of analogies. I am a University Professor in Computer Science and I know what I am talking about ... You are much more than a Senior Editor. You should teach at the Biggest Universities, sir !

  • @stevenwortham225
    @stevenwortham225 5 років тому +77

    Where were you bro when I was in school......that was an excellent explanation

    • @ToxicVaccines_HivHoax
      @ToxicVaccines_HivHoax 4 роки тому +4

      QE is legalized cash counterfeiting.
      It is a crime no matter who does it, even the Reserve Federal Bank, that is not Federal (it is a private bank) and has got no reserves.

    • @katiejoxox
      @katiejoxox 4 роки тому

      @@ToxicVaccines_HivHoax Brrcccncsvcryvdvr fshbhgrafbvv vvcz b b in N 🎥📹🔶🔳🔳🔷👷🚐🌽🙃⚛️⛹🏾🌳🍃🍥🥧🍥🙋🏾‍♂️🙋‍♂️🛵🚟🏍📶🏧♏️♐️☦️🎸🪕⭕️🍓🥦🥔🌽🍆🌋🍇🦮🥕🍆🈲🈹🅾️🇦🇮🇦🇮🛤🍥🔳♉️⚛️📳🥔🛎🎖🇲🇷🚩

  • @mireillelebeau2513
    @mireillelebeau2513 5 років тому +27

    After reading on quantitative easing for a month, I finally understand what it is

    • @JohnDoe-gc1kt
      @JohnDoe-gc1kt 5 років тому

      Do you feel like this is a great example

  • @niktroublemaker5669
    @niktroublemaker5669 5 років тому +2

    I always been told that QE is printing more money. Never understand how that helps the economy. Until now. You are the best!

  • @BoomBubbleBustRepeat
    @BoomBubbleBustRepeat 5 років тому +25

    ME: You Can't bring a rate down to a negative level.
    FED: HOLD MY BEER!!

    • @Zeldah247
      @Zeldah247 4 роки тому +1

      They already have in other countries..

  • @nh4nd0
    @nh4nd0 8 років тому +19

    Most epic penthrow finale on finance videosi have seen.
    And by the way: Thanks! This is the most clear explanation of quantitative easing i have found of any kind of source!

  • @HowardBPerer
    @HowardBPerer 3 роки тому +3

    I've been studying this all day and his explanation is the best I've seen!

  • @justobserving7545
    @justobserving7545 5 років тому

    Why is this video so much under valued to the public. People should be watcing this kind of videos so that the awareness will be increase. And can avoid mistakes in the future. The video looks super simple because he uses real examples with no difficult words involve. Great job for this channel. :)

  • @antonioroccabianca777
    @antonioroccabianca777 9 років тому +1

    Thank you very much for your lesson: for the first time I understood the Quantitative Easing and my level of English is upper intermediate. Thanks again your lesson is gold to me. You have the gift for teaching, no doubt about it. Grazie. Antonio from Italy.

  • @stoneyj1a1
    @stoneyj1a1 14 днів тому +1

    This is a good explanation. Thanks

  • @AhmedEtman79
    @AhmedEtman79 5 років тому +1

    11 years old, still the best explanation ever of quantitative easing.

  • @wesleyguan6833
    @wesleyguan6833 5 років тому +1

    the video was created in 2008, but it will be helpful forever! thx for your amazing explanation.

  • @m8uwut
    @m8uwut 6 років тому +29

    "You can't bring the rate down to a negative level..."
    XD

  • @magedawad3649
    @magedawad3649 6 років тому +1

    Your videos are very important to me... the amount of knowledge transferred in such a simple manner is amazing. I never thought quantitative easing could be so easy. Thanks a lot and please keep it up.

  • @YusukeFTW
    @YusukeFTW 10 років тому +6

    A very clear and factual analysis of the situation.
    Bravo, good sir.

  • @amineaiffa
    @amineaiffa 5 років тому +19

    I come from 2019. When he said you can't go to zero.... oh my friends....thats exactly where we are going.

    • @clopez4280
      @clopez4280 5 років тому +1

      Gota pull your money out b4 2020 elections

    • @MrMustangMan
      @MrMustangMan 5 років тому

      @@clopez4280 i dont have any TO pull out...

    • @CosmicSeeker69
      @CosmicSeeker69 5 років тому

      @@clopez4280 you might want to do that before mid January 2020...

    • @clopez4280
      @clopez4280 5 років тому

      @@CosmicSeeker69 ... who's predicting that?

    • @agusal4487
      @agusal4487 5 років тому

      Pull your money out of what? The market, the bank, the mattress or all of the above?

  • @DJJimmy30.
    @DJJimmy30. 2 роки тому

    these videos are from back in the day but hey they explain the concept very well. thank you!

  • @riskfreetaco
    @riskfreetaco 3 роки тому

    Best explantation of QE on UA-cam and I've watched countless. A 2009 video... 🤔 Thank you!

  • @ulicesmora783
    @ulicesmora783 9 років тому +5

    could not be any more helpful and simplified. thank you.

  • @finarrykahn13
    @finarrykahn13 13 років тому

    WOW. this is the first demonstration that actually made sense. If it isnt bad enough that our country is in the position of having to resort to quantitative easing, risk hyperinflation, and print money to revive an unsustainable economic model, now I have to have a foreigner be the only one who can adequately explain the process to by which my own government taxes me by denigrating my purchase power. THANKS!

  • @jfawcett101
    @jfawcett101 16 років тому

    Very good video.
    It's all about the marketing really. Imagine we called a spade a spade, instead of Quantitative Easing, we used the term "counterfeiting". When it's QE, a gullible public focuses on CEO bonuses. Call it Counterfeiting, and you have a revolution on your hands.

  • @theobradley5926
    @theobradley5926 5 років тому

    So clear and concise. You will never be a politician Sir!

  • @petersydney6303
    @petersydney6303 5 років тому +1

    Very clever man you are because you not only have great knowledge but able to explain difficult concepts in a simple manner. Love your videos and working my way through all of them 👍😀

  • @sergelachapelle7992
    @sergelachapelle7992 4 роки тому +1

    Ah, finally an explanation that makes sense... by someone who really understands it.... Thank you

  • @islandaerial3414
    @islandaerial3414 5 років тому +19

    2019: Please re-do some of these tutorials please!

  • @veronicaalessandrello1022
    @veronicaalessandrello1022 5 років тому

    hahaha... love your unique signature at the end of your videos. Excellent! I have learned so much from you. The whole storyline is that we live in an era where no one trusts no one or anything. It's hard to understand how comes that living in a era of advance technology Humans still can't communicate properly. With no TRUST any transaction or relationship is pointless and as a result too risky. This is when a holistic and functional finance approach could end the chaos. No wonder why wall street traders end up like Buddhist monks. We must accept that the best options are to introduce a more holistic approach in finance to generate TRUST, we could start by ending economy colonialism, imperial WARS, and aggressive interventions with iligal economic sanctions to other nations that are trying to fix their own problems without the piracy threats. NO MORE WARS - NO MORE IMPERIAL COLONIALISM - NO MORE WILD CAPITALISM - NO MORE DENIAL!!!! WE MUST INVEST IN ****TRUST***** AS IN THE WARRANTY AND SECURITY THAT NO ONE ELSE IS A THREAT TO OTHERS. NO MORE PSYCHOPATHS DREAMING WITH THE DOMINATION AND THE ONE WORLD ORDER. NO MORE SECRETIVE SOCIETIES. NO MORE TAX HEAVENS. NO MORE SPIDER WEBS.
    ua-cam.com/video/VQzF2W8S04o/v-deo.html
    ua-cam.com/video/np_ylvc8Zj8/v-deo.html

  • @tombot64
    @tombot64 5 років тому +3

    Wonderful explanation. Thanks guys. Expecially you Mr. Neeson.

  • @jaquinblanc
    @jaquinblanc 13 років тому

    Hi, Paddy, I had my drink , bit of red wine and french blue cheese. Your lessons are so nice and clear and easy and presentable. you should come to Kaplan singapore and teach Uni. Of Bedfordshire. Special lecturer. Most of my lecturers part time sucks.!

  • @Dr_Augustus_MD
    @Dr_Augustus_MD 16 років тому

    Excellent and well done video explanation of what quantitative easing is. This is Fed Chief Bernake's latest attempt [folly] to stimulate the economy.

  • @001rahulsingh
    @001rahulsingh 10 років тому

    This the first time i understood this term QE....thanx..

  • @anastasiamelachrinos6530
    @anastasiamelachrinos6530 8 років тому +1

    A very clear explaination of Quantitative easing ! good job !

  • @vesperita11
    @vesperita11 13 років тому

    Please don't kill the messenger.
    Great video. Thank you for posting.
    It's good to understand about "danger of deflation" before watching this video.

  • @carlosmascarenhas4905
    @carlosmascarenhas4905 5 років тому +1

    Incredibly clear explanation, much appreciated!!

  • @mariochristofi6102
    @mariochristofi6102 8 років тому

    Thank you mate!! Love how simplified and animated your examples are. Finally i get it!

  • @dianacamelia2426
    @dianacamelia2426 Рік тому

    Hey! Your explanations are great. I wonder if you have a order of watching your videos to get the right information step by step?

  • @learningwisdom5161
    @learningwisdom5161 4 роки тому +1

    You're amazing. Thank you for creating these types of videos!!

  • @Parksey01
    @Parksey01 13 років тому

    This is the best explanation of qe i've ever seen, and i've seen alot.

  • @nandishvpatel2602
    @nandishvpatel2602 2 роки тому

    Finally I understand QE! Thanks :) KeepSmiling

  • @jessicarichards3220
    @jessicarichards3220 4 роки тому +1

    Thank you so much! This was super helpful and it really summed it up for me perfectly!

  • @Ector521
    @Ector521 12 років тому

    @APM Marketplace
    Thank you for your video. What kind of books on Finance would you recommend to read?

  • @rakkitb88
    @rakkitb88 2 роки тому

    What a goldmine channel this is. Thank you!

  • @bokhodirturaev
    @bokhodirturaev 2 роки тому

    You cracked it. I am fond of your method of teaching

  • @HurricaneDane
    @HurricaneDane 14 років тому

    A great explanation of the theory behind QE, however, the reality is that the US has so much debt that an increase in interest rates means that the amount of debt owed will increase dramatically. By pumping money into the economy, the fed can keep those interest rates low, meaning we won't incur more debt through interest.
    (But that doesn't really matter because our daily deficit is so high that the debt is increasing anyway.)

  • @Gazolineboy
    @Gazolineboy 14 років тому

    What's up with all the poindexters here..?
    This guy does an excellent job on explaining QE in a way that non-economists MAY be able to understand.
    And of course it's not totally accurate. What did you expect in 7:37 minutes, a full MBA class in advanced monetary policy?

  • @waynecmontgomery
    @waynecmontgomery 5 років тому

    Great video !!! After showing this to high school students. I now need a drink.

  • @_Mikekkk
    @_Mikekkk 2 роки тому

    Finally some simple clear explanation.

  • @saxonhomeboy177
    @saxonhomeboy177 11 років тому

    By God, that was immensely complicated. Thanks for the simplified explanation.

  • @yakkyuu12
    @yakkyuu12 2 роки тому

    As dated as this is--EVERY single investor and STUDENT of Finance --this should be MANDATORY watching, learning and YES --- there will be a TEST!
    If you do not get 80% competency on passing the test of this video---- you JUST KEEP REPEATING it --- until it is INGRAINED in your mind!~

  • @loveormoney786
    @loveormoney786 5 років тому

    Good video. The only issue here and it is a glaring one is of the topic of bond prices. You'd think the ultra low yields would decrease their demand but in the recent years that has not been the case. So much so that the yield to maturity on a lot of sovereign bonds is now negative. Bond prices go up as yields decrease and theoretically speaking the price of a bond can increase much further than the zero or even much more negative yields possible.

  • @Tweetogreggieb59
    @Tweetogreggieb59 2 роки тому

    2 thumbs up good and reliable content From this host consistently videos recommended.

  • @shrinkthegovt
    @shrinkthegovt 12 років тому +1

    It is independent and they make moentary decisions, the government does have control to reappoint a new chairman and hold hearings. Government technically has the power to abolish it (which could be a disaster because congressmen can't do monetary policy). It was established by government and could be destroyed by government with legislation, but as the law stands now they are an independent quasi-private bank, meaning they determine monetary policy. The Fed is independent and will remain so.

  • @Katkayz
    @Katkayz Рік тому

    Thank you for explaining this complex topic

  • @vicenterivera69
    @vicenterivera69 4 роки тому

    You are the best explaining this!

  • @billbutler9862
    @billbutler9862 8 років тому +2

    Thanks, good vid. This seems to show that instead of decreasing the risk of loans from the bank the US has increased the risk of its Government Bonds.

  • @vanguardas9927
    @vanguardas9927 5 років тому +1

    Man I love your videos. 10 years too late I suppose. I was still in middle school 10 years ago.

  • @Annie-mi2cf
    @Annie-mi2cf 4 роки тому

    Amazing content. Clear and very easy to understand

  • @delskitchiwa
    @delskitchiwa 5 років тому

    Love this guy and his Chanel.

  • @devondevon4366
    @devondevon4366 7 років тому

    excellent explanation of quantitative easing

  • @sam4403
    @sam4403 11 років тому

    This is GREAT!!! thank you so much! I was having a lot of trouble, and you couldn't have explained this better!!

    • @wuanitamoore5041
      @wuanitamoore5041 5 років тому

      Professor Randall Wray from the University of Kansas estimated that the federal reserve Bank has spent 27 trillion dollars since the great recession of 2008. One has to ask the obvious question! Why has quantative easing not worked?

  • @brv1111
    @brv1111 3 роки тому

    Bloody excellent sir. Thank you for explaining in laymen’s terms.

  • @inderjit124
    @inderjit124 5 років тому +39

    So this is how banks get free money and we borrowed money from bank pay interest like slaves.

    • @freedaemon1458
      @freedaemon1458 5 років тому +4

      Yh. Except it's not even real money....

    • @Erikpdx
      @Erikpdx 5 років тому +1

      It's not free money. The banks have to give up valuable assets in exchange for cash. They get to lend out the cash, but they lose the cash flow from the assets they have to give up

    • @Stewiehleba
      @Stewiehleba 4 роки тому +2

      @@Erikpdx Banks don't lend cash. They create cash by making a loan.

    • @Erikpdx
      @Erikpdx 4 роки тому

      @@Stewiehleba fair enough. But there are limits and in order to increase the reserve for loans, they have to sell assets to the Fed

    • @Stewiehleba
      @Stewiehleba 4 роки тому

      @@Erikpdx not really. Canada has 0 reserve policy. Their banks work the same way.

  • @JasonHWoods
    @JasonHWoods 3 місяці тому

    Awesome overview and explanation

  • @funkmeister111
    @funkmeister111 12 років тому

    thanks for the explanation... i have a better understanding of QE now...

  • @litwriter100
    @litwriter100 11 років тому

    Thanks much for the rapid answer! I appreciate it. It seems like, in effect, the Fed is giving the banks money via short term, no risk profits from bond sales over the scant interest they have to pay to the Fed. If that's right, it seems questionable that taxpayers 'money is being created to give to private enterprises.

  • @johan556
    @johan556 2 роки тому

    Great explanation, and more relavant than ever, now that we are seeing the consequences of too agressive qe.

  • @stokedfish
    @stokedfish 16 років тому

    Great, thanks. I'd love to see another clip about Qualitative Easing! "Qualitative easing is a shift in the composition of the assets of the central bank towards less liquid and riskier assets, holding constant the size of the balance sheet (and the official policy rate and the rest of the list of usual suspects)" (Financial Times definition)

    • @LT-tg4vf
      @LT-tg4vf 5 років тому

      Wow, are you still here mate, its been 11 years. Cant believe how fast it is, right ?

  • @dlo5640
    @dlo5640 2 роки тому

    best explanation ive seen yet

  • @starplatinum2008
    @starplatinum2008 9 років тому

    excellent explanation, taking into account the human part.

  • @kevinnakaha1762
    @kevinnakaha1762 11 років тому

    best explanation I've found so far...good job

  • @percy832
    @percy832 5 років тому +1

    Thanks. Good simple explanation.

  • @oscarrookie
    @oscarrookie 10 років тому

    Thanks so much! this was a great help. I no longer need a drink, *picks up pen*

  • @erbenton07
    @erbenton07 5 років тому +4

    Devaluing the dollar effectively raises prices for you and me. Your dollar is worth less and it takes more of them to buy a given item

  • @philipmorgan5500
    @philipmorgan5500 5 років тому +2

    My my my. How times have changed. Check out what was said at 1:45 in the video.
    Paddy. Now you have to explain how negative interest rates work.

  • @ru42112
    @ru42112 5 років тому +1

    And here we are in November 2019 same thing. Banks won't even lend to each other. Now we got hidden quantitative easing.

  • @econmax2634
    @econmax2634 8 років тому

    I just wanted to point out that the interest rate can go to negative, for example Sweden and Switzerland. Otherwise, very good explanation.

  • @NormanBauer
    @NormanBauer 14 років тому

    Great explanation of QE the only thing it left off was why it will fail. Because QE does not address the real problem, credit worthiness. It only addresses the symptom.

  • @AmodMallya
    @AmodMallya 12 років тому

    money and credit are 2 different things. Bernanke said that the money is not actually printed but is transferred electronically into the banks. So his explanation is that if the money is not actually printed, it won't devalue the currency. As of now, only 3% is in the physical form as far as i know. So if in case, there is a bank run, banks would be out of cash in no time and would therefore ask the fed to print the money so that its customers could withdraw it.

  • @Praful_777
    @Praful_777 5 років тому

    Wonderful explanation, loved it!

    • @marketplaceAPM
      @marketplaceAPM  5 років тому

      Thank you! We're happy to ease your quantitative curiosities.

  • @PermacultureHomestead
    @PermacultureHomestead 11 років тому

    wow 5 years later and were still using QE... nice vid

  • @aruntubes12345
    @aruntubes12345 14 років тому

    truly helpful. very informative n excellent presently. thanks very much for the post!

  • @ericvinck1322
    @ericvinck1322 5 років тому +1

    Perfect explanation!

  • @DemonKingTyler
    @DemonKingTyler 5 років тому +1

    QE4 then QE Infinity followed by a Gold and Silver Standard.

  • @parzrelmuzik
    @parzrelmuzik 13 років тому

    EASY AND CLEARLY EXPLAINED

  • @oanairani41
    @oanairani41 5 років тому +1

    Hello, just found your channel...at the beginning of your video you mentioned you cant bring interest rates to 0, or negative. I guess they can and they will...interesting times!

  • @bernie5995
    @bernie5995 9 років тому +1

    great explanation though, I was having trouble understanding it, now I get it.
    Thanks

  • @lemonadeez
    @lemonadeez 13 років тому

    Fantastic explanation.
    I am really dumb at economics though.
    How does the government buying bonds lower their yield ?
    Is it simply a case of a lower yield as a result of increased demand?

  • @00bikeboy
    @00bikeboy 10 років тому

    Thanks for this very clear explanation.

  • @saraha180
    @saraha180 13 років тому

    @mikejadoti actually if you want to get technical about it, the federal reserve isn't one bank at all, but a highly hybridized system consisting of classical government body (board of governors), twelve reserve banks (public-private hybrid), several private banks, and a few more details. The government body determines how much money the reserve banks can create, and the profit of those reserve banks is owned by the government. Yes, there are private components, but not quite how you imagine.

  • @bazilian0
    @bazilian0 5 років тому

    Great explanation, one of the best, thanks.

  • @anubhavsharmaice
    @anubhavsharmaice 13 років тому

    fantastic explanation sir, top class

  • @LucisFerre1
    @LucisFerre1 11 років тому

    The sad thing is, not only is there nowhere to go once nominal short-term interest rates reach zero %, but adjusted for inflation, the REAL interest rate becomes a negative interest. No doubt why when Bernakie talks about ceasing QE, the stock market takes a dive.

  • @katiearatcliffe
    @katiearatcliffe 11 років тому

    This is great! I really struggled to wrap my head around this concept, but I think I get it now!

  • @jackhuang6750
    @jackhuang6750 4 роки тому

    Excellent lecturer

  • @LoffysDomain
    @LoffysDomain 5 років тому +1

    2:00 Etymology _and_ financial education, love it!

  • @marcocarcini
    @marcocarcini 3 роки тому

    awesome explanation!!

  • @Jubbyzilla
    @Jubbyzilla 13 років тому

    great explanation thanks very much

  • @ricomajestic
    @ricomajestic 8 років тому +1

    Nicely explained!