Let's Budget using my Digital "Cash" Envelope System!

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  • Опубліковано 23 гру 2024

КОМЕНТАРІ • 144

  • @2SisterBees
    @2SisterBees Рік тому +9

    Yay!! My Sis!! Great video - got my wheels turning on some things! Thanks, Sissy! 💛💛💛

    • @rainydayapril
      @rainydayapril  Рік тому +1

      Thank you for always being so supportive of me 🥰

  • @blufluffya_496
    @blufluffya_496 Рік тому +8

    So happy to see a hybrid budgeter, I'm FULLY digital due to high crime rate in my area (and also the effort of having to go withdraw and then deposit money just isnt appealing for me).. and I can attest, the system STILL WORKS just as good with prop money,especially if you have all your salary in one account. My (big) impulse spending has halted, I am very savings focused not only in actual savings but seeking good deals, prices and discounts at a variety of stores and I feel WAY more in control and intentional of my finances...the benefits definitely still kick in real or prop money - thanks for the vid!

    • @rainydayapril
      @rainydayapril  Рік тому +1

      Hihi! Thank you so much for taking the time to comment and share your story! I am totally with you! It sounds like you've really made some changes within and are seeing so many great ways to be in control of your finances. Good luck to you and your savings adventures! I hope we'll see you around! 🐝🐝

    • @SL-fu7sh
      @SL-fu7sh 5 місяців тому

      @@blufluffya_496 this is encouraging. I’m still learning how to use prop money 💰 as I don’t want to lug cash around. I find the process confusing but I’ll just keep trying.

  • @RichiesWifeMM
    @RichiesWifeMM Місяць тому +2

    I love your show I also love bees and I am left handed thank you for showing me how to budget I am on a fixed income but you make it ok ❤

    • @rainydayapril
      @rainydayapril  Місяць тому

      You are definitely more than okay ❤️ I hope you find a savings routine that works for you. Just remember, each month is something new to learn and apply and even start over. Happy savings !

  • @sharicebudgets
    @sharicebudgets 11 місяців тому +4

    Great video! I fell off the budget wagon too, watching videos for inspiration! 😊🧡

    • @rainydayapril
      @rainydayapril  10 місяців тому

      It always helps to know you're not alone when trying to get back on the savings wagon ❤️ You got this !

    • @yanibonnie3
      @yanibonnie3 9 місяців тому +1

      I definitely fell off, but I am getting back on track now too!! I’m excited to restart this journey 😊

  • @Mayasmom0106
    @Mayasmom0106 Рік тому +1

    Glad to see you back April

  • @angelajay976
    @angelajay976 Рік тому +1

    Hey April, I am glad you are filming again, love the nails
    🐝❤🐝

    • @rainydayapril
      @rainydayapril  Рік тому

      Hey Angel! I hope all is well with you! And thank you! They are wraps by Lily & Fox 🐝❤🐝

  • @ruthking466
    @ruthking466 Рік тому +1

    Hi April👋🏽 I missed you and I’m glad you’re back.

    • @rainydayapril
      @rainydayapril  Рік тому

      Hihi! How are you? Thank you so much for the warm welcome back 🌷

  • @kimtellez2573
    @kimtellez2573 Рік тому +1

    ❤Glad, your back. We’ve missed you.

  • @emmavoels2
    @emmavoels2 Рік тому +1

    Hi April! I'm so excited to watch the new video.

  • @fayejacobs1043
    @fayejacobs1043 Рік тому +1

    Good to see you back!!

  • @TheKidchaser
    @TheKidchaser Рік тому +1

    So glad your back April! Loved the video, I will be patiently waiting for the next one 😊.

    • @rainydayapril
      @rainydayapril  Рік тому +1

      Thank you! My goal is a video a week! I'm hoping I have my schedule ready for it ❤🐝

  • @Hookl1975-Rachel
    @Hookl1975-Rachel Рік тому +1

    Hi April, so glad you are back!

  • @brendaproulx3052
    @brendaproulx3052 Рік тому +1

    So glad to have you back ❤ we love to have you give us tips. Great video & take care ❤

  • @jiysjourney
    @jiysjourney Рік тому +1

    So glad you made a video with both cash and place holders. I budget the same way. You and Jen made it easy to start budgeting and getting ahead. ❤❤❤

    • @rainydayapril
      @rainydayapril  Рік тому

      I love hearing this! Thank you so much for taking the time to comment. ❤️

  • @cocop2854
    @cocop2854 Рік тому +2

    Heyyyyy April welcome back. Nails are super cute and I love the bound budget book. ❤❤❤

    • @rainydayapril
      @rainydayapril  Рік тому +1

      Hihi! Thank you so much! I appreciate the warm welcome back 🥰 Hope you are doing well!

  • @MsCavsfanatic
    @MsCavsfanatic Рік тому +1

    So glad you are back!

  • @aprilbudgets
    @aprilbudgets Рік тому +1

    So good to see you back I ordered this new book trying to find the best way to budget my money and I love everything you create I always have to support Great Video April❤

    • @rainydayapril
      @rainydayapril  Рік тому +1

      Thank you so much, April 💜 I hope that this method helps you to budget better. Next month I plan to show the true budget sheets and explaining more in depth how I do it. I hope to see you there ☺️

  • @brandi1719
    @brandi1719 Рік тому +1

    Yay April ❤😊 love the budget trackers. I'm finding my budget is changing monthly 😮😂

    • @rainydayapril
      @rainydayapril  Рік тому +1

      I hope you're adjusting to the changes okay. ❤️

  • @lauriebartholomy9006
    @lauriebartholomy9006 Рік тому +1

    Great video! Thank you for realizing that some of us do think it is important to include the $2 denomination on a teller slip!

    • @rainydayapril
      @rainydayapril  Рік тому +1

      Thanks for watching and spending time with me! I'm so glad people reached out about mentioning them to me. They are pretty fun to use!

  • @sheliahoosier4382
    @sheliahoosier4382 10 місяців тому +1

    glad I found your channel, I am confused about the digital stuffing, where do you put the actual money, just leave it in the bank?I would be afraid I would think I had more money than I do, I agree I don't like having money lying around either. TFS

    • @rainydayapril
      @rainydayapril  10 місяців тому +1

      Hihi! I keep mine in a 2ndary bank account that is separate from my main. So that I know every penny in that 2nd account is allocated across my envelopes and that's its sole purpose.

  • @rezenaenendu6001
    @rezenaenendu6001 Рік тому +2

    Oh my goodness April thank you so much for making this video. I'm going to watch it more than once to get the hang of it. I'm grateful because I am only get one check a month or so and it has been very hard for me to follow the weekly and bi-weekly test stuffers. And you are breaking it down so much that I can understand it but this will be my first time and maybe because of you I might come to writing in that book and getting fake money too to cash stuff because😊 it's a little difficult for me to get to the bank❤

    • @rainydayapril
      @rainydayapril  Рік тому

      It's definitely a switch to go from weekly to monthly. You can start with the income and expenses freebie sheet from our downloads library and follow along with that before you commit to the book. Thank you for watching 🐝 ❤️

  • @tamikajones6970
    @tamikajones6970 Рік тому

    Hey April. Glad to have you back 😊

    • @rainydayapril
      @rainydayapril  Рік тому

      Hey !! It's so nice to see you 💛

    • @tamikajones6970
      @tamikajones6970 Рік тому

      Thank you and I'm looking forward to the savings challenge video 🥰

  • @bestlaidplans2024
    @bestlaidplans2024 11 місяців тому +2

    Love this. I'm going to give this a try

    • @rainydayapril
      @rainydayapril  11 місяців тому

      Yay! Have fun saving ❤️ 🐝

  • @celestebarrentine3922
    @celestebarrentine3922 Рік тому +4

    April, what are the "taxes and tags" you are saving $370 for? Would that be the same as car registration we pay in Texas that covers keeping car registered, roads and bridges, and fees? I paid $84 including a cc usage charge in August for a sticker to put in my window for a year. It used to be a sticker on your license plates but I guess those were being stolen. I am confused as to why that registration is so high where you live. Just curious.

    • @rainydayapril
      @rainydayapril  Рік тому

      Hihi! I am pretty sure it's the same thing that you are describing. For the tag and roads, etc. I think we are $290 a year, I may have misspoke in video if I said $370. But that includes my car and my husband's truck. That's interesting they moved it to the window! But if people are stealing them, that's definitely a good solution. Thanks for watching ☺️

  • @jldeville1
    @jldeville1 Рік тому

    Hey April!! Omg I missed your videos!! Welcome back. I love the new budget book.

    • @rainydayapril
      @rainydayapril  Рік тому

      Thank you for always being so supportive 💖

  • @judithprice215
    @judithprice215 Рік тому

    So glad you are back on video! I also do a combo of of electronic and cash!

    • @rainydayapril
      @rainydayapril  Рік тому

      Hello Judy!! It's so nice to see you! I hope all is well with you 💛

    • @judithprice215
      @judithprice215 Рік тому

      @@rainydayapril trying to be! just so glad to see you back!

  • @aliciavalcarce8633
    @aliciavalcarce8633 9 місяців тому +2

    Hi, I watched your video a while back and liked the idea of a separate account for digital envelopes. I found a credit union that has a "spending account" re-loadable debit card. Now I just have to figure out how much $$ to put on it. thanks so much for your videos, they're super helpful cuz I'm not a numbers person.

    • @rainydayapril
      @rainydayapril  9 місяців тому

      That is so awesome! I hope your setup works out for you! You got this ❤️

  • @budget_with_chuckles
    @budget_with_chuckles Рік тому +1

    Amazing video enjoyed it so much thanks for sharing 🥰💕.

    • @rainydayapril
      @rainydayapril  Рік тому +1

      Hihi! Thank YOU for watching and spending time with me! ❤🐝

  • @ginamoffett1973
    @ginamoffett1973 Рік тому +1

    Welcome back, great video

  • @budgetwithmamabear
    @budgetwithmamabear Рік тому +1

    Hi April!! Love this book! You are so creative💕🐻

    • @rainydayapril
      @rainydayapril  Рік тому

      Hiiiii! It's so nice to see you! Thank you so much for being here 🐝🐻

  • @savingwithvane9093
    @savingwithvane9093 Рік тому +1

    Like seeing this orher way of digital cash envelopes

  • @Divasbudgeting
    @Divasbudgeting Рік тому +1

    New subscriber here❤ I loved the breakdown. You made it look so simple

    • @rainydayapril
      @rainydayapril  Рік тому

      Hi! Welcome! That makes me so happy to hear! Thank you for spending time with me! 😊

  • @ToniLeland9872
    @ToniLeland9872 Рік тому

    I'm so glad Jen said you posted a new video because for some reason, I was un-subscribed to you!😢 I'm back to being subscribed so I'll have to keep checking monthly.❤
    Welcome back!! I'm so glad you posted! I'm all for as many tips as you want to share since I'm new to cash stuffing. ❤
    OMG!! I love the idea of using a reloadable debit card. I will have to check with my bank if they offer it. If not, do you recommend one from a store (like a visa gift card)?
    I will definitely be purchasing the book. You explain things in a way that I can understand, since I'm usually a hands on learner. 💕
    I hope you have a great weekend!! ❤

    • @rainydayapril
      @rainydayapril  Рік тому +1

      Hihi! I'm so glad you figured out you weren't subbed. Thanks for subscribing 🐝 ❤️
      The reloadable debit cards - when I was looking for one, I noticed the ones from stores charged random fees. Some to reload or use it. So, I went with the one from my bank because it has zero fees if I use it more than 5x a month. There are some other decent ones out there that don't charge a fee if you have an account with them. Check your bank and if they don't, then check around. But make sure it's reloadable and/or doesn't have fees to use.
      Thank you again for taking the time to comment and watch! 🐝 ❤️

    • @ToniLeland9872
      @ToniLeland9872 Рік тому

      @@rainydayapril Hello and Happy Sunday! 🤗
      Thank you for replying and letting me know about the reloadable cards/fees. I will definitely check with my bank. I'm willing to open another account with a different bank if they offer the reloadable card. Lol
      I hope you enjoy the rest of your Sunday and have a great week!! 💕🎉

  • @kittyface7kat327
    @kittyface7kat327 Рік тому +1

    Great video and great product April. :)

    • @rainydayapril
      @rainydayapril  Рік тому +1

      I appreciate that so much! Thank you ☺️ 🐝

  • @lynetteplans7974
    @lynetteplans7974 Рік тому +1

    Love the Budget Book. Great video.🦃💛🍁

    • @rainydayapril
      @rainydayapril  Рік тому +1

      Hello there! ☺️ Thank you so much for watching 🧡 🐝

  • @someOtherTexan
    @someOtherTexan Рік тому +1

    Fun! I've been planning out my next purchases from y'all's shop. Crazy timing! I did JUST ask your sis about you too! I love the work both of you do. But yeah...on her last video! So much cuteness. I am wondering a couple things. Any way the book cash planner page will be available digital? I'd love both that and Fall...they're adorable! I was literally going to get the free one printed soon. Do the pages you showed us for monthly repeat 4 times or are there different backgrounds? I want to buy all, but I'm trying to make best choice for my needs. That's all. Last question...sorry. Would y'all consider selling a digital version of title page? I have the similar style saving book and it'd be cute on binder. I'm still working on challenges. Trying to improve my system by new year. Thx for offering printed options.

    • @rainydayapril
      @rainydayapril  Рік тому +1

      Hihi! Thank you so much for your support and love! We appreciate you so much! The book is based off the digital pack here in the shop: 2sisterbees.etsy.com/listing/1477551815
      It doesn't have the covers, instructions but the cash planner/debt tracker sheets are available as singles in the shop. So, you could piece it together.
      The backgrounds are the same - But I will be doing more themes that will have differences for the months. I didn't want to get too intricate with that because it's undated. But themes will cover that :)
      I do have a background that says "let's save" and "let's play" for free in the resource library: drive.google.com/file/d/14pBkOAu45eQR5qLju-9XEIPW7Qz3SIzH/view?usp=drive_link
      Hope that helps! Good luck on your savings adventures!

    • @someOtherTexan
      @someOtherTexan Рік тому

      @@rainydayapril hello back! Heehee. I'm so glad I didn't overwhelm you. I did recognize the similar format bc that pack is one of several things I've been thinking on. 😊 I had more food for thought before I replied!
      Thank you for the freebee suggestions. The covers are really cute! Btw, the bees on this video were precious. I actually like the general overall option with the weather theme ongoing. Then some seasonal options for when appropriate are fun little extras. I just asked bc I "have to" overthink and consider all sides. It may seem silly to some but I don't spend much on me stuff. So if this is a main spend I want it to be fun in its functional. 😘

    • @rainydayapril
      @rainydayapril  Рік тому +1

      I completely understand taking your time and trying to figure out what you want to do. I can tell you that everything I design is done with that same "overthinking" process 😁 I always try to design things in a way that will work in different ways and remain functional. Which is also why I typically try to start out with the weather theme to keep it simple and so my brain can focus more on the functionality. (I always go with the weather because of my name, April.. "April Showers" thing) ☔😂 I will definitely look into adding more themes to it after I finish some of the other projects on my table. That will also give me time to use it over the next 4 months to see if any minor adjustments need made as well. Thank you for the chat and I hope you find what works for you! Happy savings!

    • @someOtherTexan
      @someOtherTexan Рік тому

      @@rainydayapril Thank YOU for this chat! It's sweet of you to take time. I had a feeling you'd understand too. 😉
      I know you both put a lot of effort and care into what you do. It shows.
      I have no doubt of finding something useful. And now I feel like I got an inside scoop. 😄

  • @thestilltryingmama
    @thestilltryingmama Рік тому

    Fayfee: Hello April! ❤ So nice to watch your videos again. Thank you so much for that happy mail you and Jen sent me! I play with those in my videos all the time! ❤❤❤
    Mama: hi April! Glad you're back 😊 hope you are doing well!

    • @rainydayapril
      @rainydayapril  Рік тому

      Hello Fayfee! I am so proud of you watching your channel! And I'm so glad you enjoyed the happy mail we sent! 🌷
      And thank you Mama for the welcome back! I hope all is well with you and your family. 💖

  • @Yonnie2436
    @Yonnie2436 Рік тому

    Hey April 👋🏾 I'm so glad to see you 🥰 Im gonna do this for my daughter. Thank you. PS: can you tell that we really, really missed you??🤗

    • @rainydayapril
      @rainydayapril  Рік тому

      Hihi!!! It's so nice to see you! I hope you are doing well. Thank you so much for always being so kind 💖

  • @juanitamartinez3451
    @juanitamartinez3451 7 місяців тому +1

    April, will you be selling this 4 month book again or have it in a printable version?

    • @rainydayapril
      @rainydayapril  7 місяців тому +1

      Hey! Thank you for reminding me! I need to adapt this to a digital version. I will hopefully have that available within a week for you guys. Keep an eye out ❤️

  • @Ranii1000
    @Ranii1000 Рік тому

    Go April! You should be proud!

  • @JacquouilleLaFripouille
    @JacquouilleLaFripouille 4 місяці тому +1

    Finally a hybrid cash system!!!

    • @rainydayapril
      @rainydayapril  4 місяці тому

      I hope it helps you find something that works for you!

  • @rezenaenendu6001
    @rezenaenendu6001 Рік тому +1

    April is your Regions Bank a high yield Savings bank or do you or Jen know of any high yield Savings Banks that are online

    • @rainydayapril
      @rainydayapril  Рік тому

      I don't have any personal experience with any. But I know there's a lot offering like 4%. I saw PayPal offering it. I hope you find something that works for you 🙂

  • @SL-fu7sh
    @SL-fu7sh 5 місяців тому +1

    I love your book! How do I get one?

    • @rainydayapril
      @rainydayapril  5 місяців тому

      It's available for download in our Etsy shop. It's linked in the description box.

  • @kaylaleeper98
    @kaylaleeper98 Рік тому +1

    Have watched all of your videos and I love both of the UA-cam channels. Got a question are you going to start making this book? If so I would 💯 buy it

    • @rainydayapril
      @rainydayapril  Рік тому

      Hi there! Thanks so much for watching our channels! I do have the book available now here:
      2sisterbees.etsy.com/listing/1589210692/lets-budget-book-calendar-planning
      🐝🐝

    • @kaylaleeper98
      @kaylaleeper98 Рік тому

      @@rainydayapril thank you 🙏! I have it on my chart now.

  • @QiB3auty
    @QiB3auty Рік тому +1

    What does everyone do with they receipts? I use fetch rewards but I have a bad habit of stuffing them in my wallet and forgetting yo scan them. I need a system for receipts. Any 💡ideas?

    • @rainydayapril
      @rainydayapril  Рік тому +2

      Hihi! I use Fetch as well. What I do is throw them all in a basket in my kitchen (my husband puts his in there too) and whenever I'm waiting for food to cook or something where I'm standing around bored out of my mind to scan them and throw them out.

  • @kelzbbygirl
    @kelzbbygirl Рік тому +1

    Hi, it’s my first time watching you and just had a question, where do you keep the electronic cash stuffing? Is it your main account?

    • @rainydayapril
      @rainydayapril  Рік тому +1

      Hi there! I keep it in a savings account so that the entire balance is all my envelopes. I will be more clear about this when I do my December budget video. And show how the budgeting works when paying from it. 😊 Thanks so much for watching 👀

    • @kelzbbygirl
      @kelzbbygirl Рік тому

      ah thank you! will stay tuned for the next video 😆

  • @jesuszubizarreta
    @jesuszubizarreta Рік тому

    ❤ yay you're back ❤❤❤❤❤❤

    • @rainydayapril
      @rainydayapril  Рік тому +1

      Helllooooooo! It's so great to see you!! 🐝

  • @Sjohnson324
    @Sjohnson324 Рік тому +1

    Thanks for explaining a hybid opinion ❤

    • @rainydayapril
      @rainydayapril  Рік тому

      Thanks so much for watching! I hope it helped open some ideas! ❤

  • @savewithjudy
    @savewithjudy Рік тому +1

    Really nice budget book.

  • @Ranii1000
    @Ranii1000 Рік тому +1

    I know how you feel. I get up savings just to need them for unexpected bills. I'm hoping now we have moved to a house with solar and not between 2 rents anymore we can start putting money away.

    • @rainydayapril
      @rainydayapril  Рік тому +1

      Oh! You'll have to keep me posted on how you enjoy the solar. I've always wondered about it. I hope the move is the switch that needs flipped for you! You got this 🐝 ❤️

    • @Ranii1000
      @Ranii1000 Рік тому

      Thanks so much. We have solar at the house we own. This house also has a battery so there is practically no power bill with a battery. A lot of Australia is very sunny so it's worth it. If you get any sun at all solar totally as itself back, even if you just get a basic set up. Our bill here was like 23 dollars

  • @cwdoeslife8715
    @cwdoeslife8715 Рік тому +1

    welcome back April

  • @angieineverettcust2934
    @angieineverettcust2934 Рік тому +1

    I tried budgeting by keeping money in the bank. It took me less than a month to screw it up. I added all the money I had in fake money to the real balance and I had more money than what was in my account 😮. Any suggestions??

    • @rainydayapril
      @rainydayapril  Рік тому +1

      Hi there! I use a secondary savings account to keep all my envelope stuffing with the prop money separate. It definitely helps to create borders by using more than one account and the reloadable debit card.
      For me personally, I have my main bank account for my income and household expenses.
      From that I budget out my essentials like groceries and gas and move that amount the reloadable debit card.
      Then the final total is for my envelopes and savings, which I put in my savings account. (this is the only thing I use prop money for and it's just a marker so I know how the full balance is distributed)
      I hope that helps you some and that you find what works for you! Don't give up :)

    • @angieineverettcust2934
      @angieineverettcust2934 Рік тому

      @@rainydayapril
      Thank you 😊 that helps a lot

  • @gardenofhope
    @gardenofhope Рік тому +1

    Love your video.

    • @rainydayapril
      @rainydayapril  Рік тому

      Hi there! Thank you so much for watching and taking the time to comment. ❤🐝

  • @MariaMedina-ij9ky
    @MariaMedina-ij9ky 10 місяців тому +2

    Hi April
    This is my first time watching
    I just watched your video and I’m confuse about pro money

    • @rainydayapril
      @rainydayapril  10 місяців тому

      Hi there! I have a video explaining why people use Prop Money here: ua-cam.com/video/SxiLX7pGFEA/v-deo.html
      And I believe in this video here: ua-cam.com/video/l4ZVK8eEtg0/v-deo.html - I explain how I use the prop money further.

  • @brianneholmes6547
    @brianneholmes6547 Рік тому

    You have been missed! I hope you are doing well and taking care of yourself and family.

    • @rainydayapril
      @rainydayapril  Рік тому

      Thank you so much! I hope all is well with you 🐝 ❤️

  • @joannam.9276
    @joannam.9276 Рік тому +1

    💚

  • @ThisQueenSaves
    @ThisQueenSaves Рік тому

    New Subbie!! LOVING your channel!! ❤

    • @rainydayapril
      @rainydayapril  Рік тому +1

      Hello there! Welcome! Thank you so much for being a part of the hive! 🐝❤

  • @Winter_Babe_Saves
    @Winter_Babe_Saves Рік тому +1

    ❤❤❤

  • @LocKween52
    @LocKween52 Рік тому +1

    Love the nails!!!

    • @rainydayapril
      @rainydayapril  Рік тому

      Thank you! They are wraps by Lily & Fox. Lord knows a manicure isn't in the budget😂

  • @iamcassiejbudgetsvlogs325
    @iamcassiejbudgetsvlogs325 8 місяців тому +1

    ❤hi im here watching an driving

  • @DebbieRay64
    @DebbieRay64 Рік тому +1

    Hi April!

  • @denisemeyerhoff-qp9df
    @denisemeyerhoff-qp9df Рік тому +1

    Hello friend 😊

  • @cupkaitlyn6107
    @cupkaitlyn6107 Рік тому

    Helloooooo

  • @lyang4131
    @lyang4131 Рік тому +1

    *Promo sm* 🤪

  • @SL-fu7sh
    @SL-fu7sh 5 місяців тому +1

    I like watching the video and love all the supplies but not following the process at all.

    • @rainydayapril
      @rainydayapril  5 місяців тому +1

      It helps to just start it and keep adjusting until it makes sense. It took me a lot of tries to get what worked for me.

  • @AfterBudgeting2307
    @AfterBudgeting2307 Рік тому +1

    🩵🩵