No Spend Challenge | No Spend January 2021 | Baby Step 3 | Mortgage Free

Hey Thanks for watching!! I’m joining this amazing No Spend Challenge going into 2021. With everything going on we need to SAVE MONEY!! And become financially independent who’s with me??
Challenge yourself to stop spending for a specific period of time, even if it’s just cutting out coffee and pay a bill off or put the money in savings to insulate you against an emergency.
I pray Gods richest blessing over you life and your loved ones.
All the best,
Kristen

[@horrorblockmanic2024]

So kind! The last few months of 2020 have been kicking me bad, so I’m out looking for motivation to began a No Spend Challenge and ALSO thought about hopefully rolling into a year. Definitely will be checking back!

[@KristenBudgets86]

Yes please do and let me know how you are doing too! It’s rough but we can do it, any progress is still progress ❤️❤️❤️

[@maryannrogers8675]

Love your home made no spend challenge sheets. Keep working the baby steps because they do work. Best of luck in your journey.

[@pjengland286]

You seem very sweet. Giving you a like just because 👍🙂

[@Cinnabuns75]

I found your channel over the summer when I was researching for a new stove. I’m hoping I can learn some of your saving habits and thrifty ways!😊

[@KristenBudgets86]

Thanks! Yes let’s learn from each other 😊 All the best and Merry Christmas

[@pia9343]

Will do a low spend Jan, groceries, gas, medical (if needed) and $5 for miscellaneous per week. It is a good reset! Will follow your progress:-).

[@KristenBudgets86]

Great plan!! Let’s save some money in January ❤️❤️❤️

[@rl3938]

Good luck, it's a very big challenge at Christmas time. I am starting a no/low spend Jan 1. I am a Dave Ramsey baby step follower also...:)

[@KristenBudgets86]

That’s true it is a big challenge but much needed. I already completed my shopping but tend to keep thinking of other things to get and do especially for the kids. We really don’t need it we have enough! Just yesterday I would I have bought 2 ginger bread house kits because I saw it on UA-cam and it looked fun lol!! All the best ❤️❤️❤️

[@takeriamoody615]

Hi Kristen This is my first time doing this cause I'm trying to get my first car

[@wellsfinancialcoaching1600]

Yesss to extra mortgage payment. Good for you. I’m all late to this no spend challenge but it’s definitely a great goal that helps you save money and discipline yourself. New sub here, keep going

[@TheJSullivan]

First!.....maybe not

[@KristenBudgets86]

😘

[@claretalia9786]

Good. I wait for love from you 💝💖