@@1402ram Yes you are right. Investing in liquid funds is a total waste. But no mutual fund advisor will tell about this negative thing because they are only interested in getting their commission. I am telling this from my own sad experience in investing in liquid funds!!
But you should have given the availability of retail bonds. Wholesale bonds your explanatory is good, but general public are not able to go for that. So is necessary to give us details about retail bonds publishing institutions.
Bonds are sold only in specific periods and they have much higher risk than PO deposits. In the case of LVB which was takenover by DBS Depositors were protected as against debenture holders lost their capital itself. The type of moral support by RBI for deposts at SCBs is missing for debentures.
You need to explain clearly about which bonds to purchase and the risks involved in these bonds. Also many brokerages have poor knowledge about such bond buying in market and hence can you please advice the normal investor how he can buy the bonds? Little more clarity is required.
Oru ezhavum puriathavanga like podunga. Enda fixed deposit le panam pota interest kedaikum. Ithule solrathule enatha pota ena kedaikumne solame oru video full ah term and terminology vaci pesitu poita.
Good information. But You need minimum 10 lacs for Bond Investment to get 6 to 7% (before tax) returns. Also high rated bonds pay interest annual only. Bonds are unsecured in nature and interest at risk. May not be suitable for common people
You put it perfectly. Why the person in the video is mentioning only the interest rates in the bonds without disclosing the negative factors involved in buying such bonds from market
Sir FD means we can save tax by filing Form 15 G / H But Bond investment is taxable and after TDS deduct they pay us then its close to Bank FD income...
Monthly salary for many are average from 25 thousands to 40 thousands..even there are IT people with salary 12 thousands per month.....how do these average income people get use of bonds ...and which bond...how to get them... explain those things. I appreciate your teaching its very good....wish you teach common man to fish more....
What you are telling is perfectly correct. This video is clearly misleading investors by not telling about the risks involved in buying bonds from market
Banks are issuing bonds but they don't have platform/they don't sell directly to retail investors just like FD or RD. You can buy bonds using some websites, NSE go bid is there, Modi has newly launched some platform to buy bonds.... But keep this in mind, if the bond company fails then you will get nothing. So better go with debt mutual funds.
I somehow get the feeling that GoI will keep on reducing FD interest rates and force even retail investors to gradually shift towards these bonds and debentures . That is why these types of promotional videos are appearing. Public / common man needs to know the pros and cons of the retail bonds and debentures before taking a well informed decision.
About DHFL NCD, no financial advisor will ever talk. I was persuaded to invest in DHFL NCD by a "financial expert" in chennai who compared it with HDFC Ltd. Now the advisor is keeping mum!
There are many points to consider before buying bonds. Bonds yeild a resonable returns or not is another question. But retired people need money for their living monthly expenses. So only best ways is FD and getting interest on monthly basis. In bonds need to wait years together. Already retired and how long to wait to get bonds matured and use it for living . And we should not forget that not all bonds are safe. This is not a good idea for elderly people.
This is just one option but ideal way is to accumulate wealth over a period and also plan for STP/withdrawal from mutual funds along with interest etc to manage post retirement
I have bonds which pay monthly interest. Also have bonds with quarterly and yearly interest payout. Assume you are getting confused with endowment policies which pay you only on maturity.
Do not forget to refer to the CRISIL rating of the company before you choose the any bond or non-convertible debentures (NCDs). Some experts suggest that the rating should be a minimum of AAA, to be on safe side, and go for secured debentures (which yields lower interests than nonsecured debentures.) However, always there are market risks involved.
Exactly. Merely telling about bond definition, interest rate possibilities etc is not sufficient. He needs to tell us about the risks involved, which bonds are safe and also how to.buy these bonds as many brokerages have poor knowledge about bonds purchasing in market
Its not for a common man...I kindly request you to say something good for a common man not for big group...Bonds and debentures are only in wholesale market....How, everyone will get this ??
@@yialinikumaran1098 muthood like are doubted to be overnight fliers so please dont quote names of not largely yrusted and time tested. So many large companies like tree magnum also failed and through trickster methods lands mortgaged on behalf of investors with Indian Bank have failed with court guideline judgements. So many seniors of the past era were duped by STERLING TREE MAGNUM and driven to have pathetic death
@@s.venkatachari2487 what you are telling is perfectly correct. This video gives only few positive things inna attractive way but ignores lots of negative factors about buying bonds from market. I wonder why nanayam vikatan puts these kind of misleading videos on youtube!!
Srei NCD I have not rec'd interest for past two years and it will get matured in March 2022 but not sure whether I will get my money so here also cheating is happening
Whatever the attractive topics you make eventually all this are not easier for average class people.. savings and FD account interest has to be raised and should give a decent interest..especially for senior citizens and retired people .. bond mutual fundnu invest pannitu yaaru athelamm followup pannitu.. thiku thikunu utkanthirukarthu.. I feel better but gold coins or fd is safe .. illatinaa perasai perru nashtam for average class people.. rich people can take risk as it’s not a loss for them if anything happens worse.
உங்க கிட்ட டெப்பாசிட் வாங்கி யாருக்கு கடன் கொடுக்க முடியும்? யாரால் 10% வட்டிக்கு கடன் வாங்கி பிசினஸ் பண்ணி ஒழுங்கா கட்ட முடியும் ? அதனால தான் வட்டி குறைந்துகொண்டே வருது இனியும் குறையும். வங்கிகளிடம் எல்லாரும் கொண்டு போய் டெப்பாசிட் செஞ்சுகிட்டே இருந்தா அவன் எங்க இருந்து வட்டி கொடுக்கறது?
One retired central govt. accounts general manager told hr lost his huge retirement money in purchasing bonds of yes bank. He himself chartered accountant in 2020. I dont know whether it is correct.
Don't fool public like this statements. Bank Fd are insured for 5 lakhs, your so called bonds/ncd no back up security. Yoy can find many sr.citixen like us loose capital in this bond and Ncd. What happen yes bank bonds and LVB bank bonds , these were all made nil value by one fine day by RBI and FM for no fault of us. O can give so many examples people lost the capital.please stop promoting these bonds and Ned G.mahendran.
In bond,We can not close at any time,we have to wait till that period completes.monthly income will not come.Maturity income only come.Banks bonds only 100%safe.
Let's say you own ABC company, you need some money to extend your office or do something... As a company you can go to banks for the money... But there will be lot of documents works there, high interest rate,... So You can issue some bonds (pathiram) states each bond is 10k and I'll give you 6% monthly/half yearly/yearly upto some years. You are not mortgage anything. So if your company shutdown you don't need to payback anything to investors. In simple words companies and banks getting money from investors based on trust with promising of some returns.
Small finance bank fd rate 6.66 now... I don't think any bond scheme returns more than this with same risk as FD. Moreover 5L deposit secured by RBI insurance. Do the Vikadan really care about subscribers? If so then why this misguidance video?
First you should not use small finance bank... Compared to failures of banks, small finance banks failures is very often... Nowadays lot of banks are failing. RBI is providing insurance for 5lakhs fine... But you should know when you will get your money back. Normally it would take 2 to 5 years to get your money back.
Different categories of bonds are available based on risk... If you take high risk, you can get 10 to 12 percent returns as of now. But if the company which you bought gets failed then you will get nothing.
@@lingarajsollamuthu9784 I'm not saying FD is bad and Bond is good. Both have pros and cons. The real problem is do you need to take risk on fixed instruments. When I accumulate 1crore, I will take risk on 60 or 70% of my equity part. I want other 30 or 40% to be very safe no matter of returns. If you take risk in both sides then you are standing on knife. Also, when you accumulate large corpus like some crores, can you put FD for 30 or 40 lakhs? You need to pay tax every year. You need to pay some money when you break FD. It is a mess. In long term, go for safe mutual funds like Gilt funds, other debt funds only invest in high quality bonds. In case you are not accumulating corpus, just want to park some money you can use FD.
@@kmbala555 yes.. i believe we can invest 30-40 lakhs in fd or TNPF NBFC instead of bonds.. paying tax is inevitable in either case.. for me.. investing in bonds (even gilt funds has interest or duration risk) via MF is not suitable for retailers... Franklin templeton is a good example... am wondering how people still suggesting bond funds... anyway all the best...
I have lost more than ,70000 in NCD s . though guaranteed by central bank and45000 in. Dhfl FDS .Dont believe private FDS and debentures ,senior citizens especially.
Bharat bond fixed deposit la 7.5 % and ujjvan small finance also 7.5% ... Per annum.. Then ninga shri ram la kelunga anga 9% nu kelvi patten... Inime vara kalathula ellame risk tha.. Gold value koranjute iruku parunga... Indian economy mela poite tha irukum inime.. So risk
Clearly a half information video without disclosing so many important negative factors about buying bonds from market.
Every country has FD just with different name called CD(Certificate of Deposit). And bonds if it is not from gvt has risk.
Please speak about risk in debts & Bonds. There is credit risk and interest risk...
அண்ணா நீங்க பேசறவிதம் ரொம்ப புடிச்சிருக்கு ரொம்ப தெளிவா இருக்கு ரொம்ப நன்றி அண்ணா...
இதோட அபாயம் பற்றி பேசவே இல்லை யே பா
Very clearly explained. But how to apply for Bonds & Debentures not addressed.
You can buy directly through the company or through Demat account
Sir you can invest in mutual fund in liquid , they are investing in bonds only. Example Nippon India liquid fund
Liquid fund didn't give more than 5% in last 2 years...
No,fake
@@1402ram Yes you are right. Investing in liquid funds is a total waste. But no mutual fund advisor will tell about this negative thing because they are only interested in getting their commission. I am telling this from my own sad experience in investing in liquid funds!!
But you should have given the availability of retail bonds. Wholesale bonds your explanatory is good, but general public are not able to go for that. So is necessary to give us details about retail bonds publishing institutions.
Currently, Most of the Bank FD interest is higher than the Bond interest rate and also Bank FD is protected by DICGC
Bonds are sold only in specific periods and they have much higher risk than PO deposits.
In the case of LVB which was takenover by DBS Depositors were protected as against debenture holders lost their capital itself.
The type of moral support by RBI for deposts at SCBs is missing for debentures.
Credit risk pakkanum , lock in period irrukum, liquidity check pannanum.
கன்வர்ட்டபிள் டிபென்சர்...இதைப் பற்றியும் சொல்லுங்கள் சார்
Bonds comes with more risks
Interest risk
Company risk
Secured vs un secured risk
But bank fd covered by 5lak insurance
Yes perfectly correct.
I wish the person talking in the video should have mentioned all the pros and cons of buying bonds from market
Major problem with Bonds is that of liquidity.
@@dasa3000 major problem in Bonds is that of liquidity
In dubai alao FD, RD also there...
Best scenes for retired persona are
1. POMIS 15 LAC
2.LIC PMVYY .. 15 LAC
3. SBI SR.CITIZENS ... 15 LAC
7.41% .But it will be income.
Mis 4.5lakhs nly
Good explanation sir.
It's clear and understandable.
Thank you sir😊
Excellent explanation for simply, awaiting your next video in how to invest in wdm
அருமையான பதிவு சார்👍👍
However middle class people cannot do this... Mutual fund consultant charge broker charge elam pottu last la namakku no benefits🤗👏👏
Yes correct
Yes
Retail pathi sollunga sir.....wholesale pathi engaluku ethuku
Exactly ..mukiyam anathae solama poitaru...wholesale vagara alavuku irunthuruntha entha video pakavae thevai ila😅
@@vasanthan3426 சரியாக சொன்னீர்கள். எதுக்கு இந்த மாதிரி உபயோகம் இல்லாத video
எதுக்கு இது மாதிரி உபயோகமில்லாத video போடுகிறார்கள் என்று தெரியவில்லை
You can invest in bonds through NSE go, Retail direct, some other private websites Or go for debt Mutual funds
Sir bond's vaanguvathu eppadi low brokerage la buy pandrathu
For senior citizens go for mis in post office. Bonds are very risky.
You need to explain clearly about which bonds to purchase and the risks involved in these bonds. Also many brokerages have poor knowledge about such bond buying in market and hence can you please advice the normal investor how he can buy the bonds?
Little more clarity is required.
LVB இல் issue செய்யப்பட்ட பாண்ட் கள் எல்லாம் 0 ஆனது என்பது குறித்து என்ன சொல்லுகிறீர்கள்
Security enna?
Madam, நீங்கள் கேட்பது சரியான கேள்வி. இதைப்பற்றி அவர்
இதைப்பற்றி அவர் ஒன்றும் சொல்லவில்லை
Bonds na oru company oda trust ah base panni interest kudupanga... Antha company eh thival aachuna kasu varaathu.
Pls list out us good rating bonds
And where I could buy that bond ?
Oru ezhavum puriathavanga like podunga. Enda fixed deposit le panam pota interest kedaikum. Ithule solrathule enatha pota ena kedaikumne solame oru video full ah term and terminology vaci pesitu poita.
Debentures default a lot ... aren't they....????
Good bonds are highly priced ....
பெரிய பெரிய நிறுவனங்களில் பணம் திரும்ப வருவது இல்லை அதற்கு யார் பொறுப்பு பணம் எப்படி சேப்
Sir any guarantee insurance available like if you deposit up to 5 lakhs in banks
Very good explanation and where we contact
(Fixed) Deposits are available in Singapore, it’s just has Low interest rate. Please have the knowledge of Corporate bonds.
In Srilanka fixed deposit rate is 12-19%
Good information. But You need minimum 10 lacs for Bond Investment to get 6 to 7% (before tax) returns. Also high rated bonds pay interest annual only. Bonds are unsecured in nature and interest at risk. May not be suitable for common people
Good excellent
Thank you sir
You put it perfectly. Why the person in the video is mentioning only the interest rates in the bonds without disclosing the negative factors involved in buying such bonds from market
You are right raja👋👋👋
Retail bonds vaga mudiyuma... if so..epadi vagarathu??
Yes, vangalam
@@bhuvaneshkumar5131 epadi bro...ega vaga mudiyum...minimum evolo bonds vaga mudiyum nambalala??
NSE go, Retail direct, some other private websites Or go for debt Mutual funds
Minimum amount varies based on bonds... One lakhs to few lakhs.
How can retail investors invest in bonds?? Is there any safe way for it similar to something like demat in stocks???
we can do thru our brokers (demat account) ; i have icici direct ; it offers choices
NSE go bid, Retail direct, debt Mutual funds, some private company websites
well explained for a common man . useful
Sir
FD means we can save tax by filing Form 15 G / H
But Bond investment is taxable and after TDS deduct they pay us then its close to Bank FD income...
15G/H doesn't mean no tax. You only have no TDS deduction but when you file returns you need to declare the income and pay taxes as per slabs
Monthly salary for many are average from 25 thousands to 40 thousands..even there are IT people with salary 12 thousands per month.....how do these average income people get use of bonds ...and which bond...how to get them... explain those things. I appreciate your teaching its very good....wish you teach common man to fish more....
Instead of direct bonds - please look at Corporate Bond funds which offers good diversification
Post office is for layman's deposit.
Bond ல இருக்குற பிரச்சினை பற்றியும் கூறவும், இப்படி கவர்ச்சிகரமான வீடியோ போட்டு மக்களை ஏமாற்றாதிர்கள். உண்மை பற்றியே பேச வாய் திறக்காத ஊடகம் விகடன்.
What you are telling is perfectly correct.
This video is clearly misleading investors by not telling about the risks involved in buying bonds from market
Yes. Direct bonds have troubles & for some bonds initial amounts are high.
High quality corporate bond is something people should look at.
Good not clear this video
இதுலே உள்ள ரிஸ்க்குக்கு யார் பொறுப்பு ஏற்ப்பது
It’s we to take risk and loose not the financial advisers
Govinda Govinda...
If we invest in sbi bonds...State bank izhuthu muduna dhan ungaluku loss...state bank izhuthu muduvangala ? Paithiyangala..
@@sureshkumar-xw1jq😂
Govt bonds ok safer. But he mentioned only pvt firms. Why he is not talking RBI bonds? Why RBI bonds not give beyond 7%?
FD can be invested For 1year
But Debentures are loans Repayable after Fixed period only
Risk pathium peassunga sir always fund fund nu peasuringa. . . . Adhum sonna diversified idea varrum .
Bonds nu poyi ketale yentha Bank laiyume therila nu solranga
Good guidance, thanks👌
Sir, I enquired in some public sector banks but no bank is issuing any bonds they are telling
Banks are issuing bonds but they don't have platform/they don't sell directly to retail investors just like FD or RD. You can buy bonds using some websites, NSE go bid is there, Modi has newly launched some platform to buy bonds.... But keep this in mind, if the bond company fails then you will get nothing. So better go with debt mutual funds.
Tamilnadu transport finance corporation and tamilnadu power finance corporation gives 8.5% intrest for fixed deposit.
👍
Super sir thanks for introducing this to us
I somehow get the feeling that GoI will keep on reducing FD interest rates and force even retail investors to gradually shift towards these bonds and debentures . That is why these types of promotional videos are appearing. Public / common man needs to know the pros and cons of the retail bonds and debentures before taking a well informed decision.
M
Xmettiolito
Agree. There’s an agenda here
Yes
Absolutely correct sir,If one cuts off the desire(high return on investment)he will be easily deceived.
sir how to apply bonds
2:50 content starts
What about DHFL debenture sir
About DHFL NCD, no financial advisor will ever talk. I was persuaded to invest in DHFL NCD by a "financial expert" in chennai who compared it with HDFC Ltd.
Now the advisor is keeping mum!
Sir, How much amount (minimum) needed to this Bonds/debentures ?
Please clarify whether it is as safe as post office FD?? Thank you so much.
it is not safe as like po or bank FD
but 50% safety as because of placing in various bonds with close monitoting
Strong currencies have less bank interest rates. Also has low inflation too as another reason.
Can we open the fd on parents name for saving the tax
Gold and land is better for common people who are not much greedy
Gold has security and mobility issues, land has liquidity issue. Gold returns also not much compared to equities
Pls share us as you said the bond name and where could I buy it ?
Super explanation sir.
There are many points to consider before buying bonds. Bonds yeild a resonable returns or not is another question. But retired people need money for their living monthly expenses. So only best ways is FD and getting interest on monthly basis. In bonds need to wait years together. Already retired and how long to wait to get bonds matured and use it for living . And we should not forget that not all bonds are safe. This is not a good idea for elderly people.
This is just one option but ideal way is to accumulate wealth over a period and also plan for STP/withdrawal from mutual funds along with interest etc to manage post retirement
@@KS-um3qv Yes True. People should plan in advance for their retirements.
I have bonds which pay monthly interest. Also have bonds with quarterly and yearly interest payout. Assume you are getting confused with endowment policies which pay you only on maturity.
Bonds - Retail - Public- , wholesale -large investers. Fixed dep-4.5-5%. 7.5-10% from bonds.
One can invest in post office savings schemes
Why not try pension annuity compared to bonds?
அருமை
Do not forget to refer to the CRISIL rating of the company before you choose the any bond or non-convertible debentures (NCDs). Some experts suggest that the rating should be a minimum of AAA, to be on safe side, and go for secured debentures (which yields lower interests than nonsecured debentures.) However, always there are market risks involved.
@ 4:00 points starting
Can you please explain more in details about types of bonds, which would be the best for long term and how to invest in it ?
Please see the darker side of bonds and then invest. Don't take quick decision by these attractive speech of this type of persons.
Exactly. Merely telling about bond definition, interest rate possibilities etc is not sufficient. He needs to tell us about the risks involved, which bonds are safe and also how to.buy these bonds as many brokerages have poor knowledge about bonds purchasing in market
@@malathisubha1963 p
Its not for a common man...I kindly request you to say something good for a common man not for big group...Bonds and debentures are only in wholesale market....How, everyone will get this ??
@@yialinikumaran1098 muthood like are doubted to be overnight fliers so please dont quote names of not largely yrusted and time tested. So many large companies like tree magnum also failed and through trickster methods lands mortgaged on behalf of investors with Indian Bank have failed with court guideline judgements. So many seniors of the past era were duped by STERLING TREE MAGNUM and driven to have pathetic death
@@s.venkatachari2487 what you are telling is perfectly correct.
This video gives only few positive things inna attractive way but ignores lots of negative factors about buying bonds from market. I wonder why nanayam vikatan puts these kind of misleading videos on youtube!!
In the next video pls mention the tax treatment of the profit
Hello sir, Can we close and get back our investments at emergency any time in this *bonds and debentures investment
useful info thank you sir.....
Srei NCD I have not rec'd interest for past two years and it will get matured in March 2022 but not sure whether I will get my money so here also cheating is happening
Simple and clear explanation. Keep it up .
Super tips
Thank you for your information, For NRI how to buy bond's.kindly guide me
ua-cam.com/video/hNn0oGuTwNg/v-deo.html - Check out this video for NRI investment in Bonds
debentures bonds are Repayable only after Fixed Long period and they can't be pre closure
கெட்ரொபிஸ்.ஆபிஸ்.நிதி.முதலீடு.செய்யலாமா
How to invest in bond market??
NSE go, Retail direct, some other private websites Or go for debt Mutual funds
Good information sir can we purchase ncd bonds from companies sir they are providing 8.75 percent sir pls advise sir
Whatever the attractive topics you make eventually all this are not easier for average class people.. savings and FD account interest has to be raised and should give a decent interest..especially for senior citizens and retired people .. bond mutual fundnu invest pannitu yaaru athelamm followup pannitu.. thiku thikunu utkanthirukarthu.. I feel better but gold coins or fd is safe .. illatinaa perasai perru nashtam for average class people.. rich people can take risk as it’s not a loss for them if anything happens worse.
உங்க கிட்ட டெப்பாசிட் வாங்கி யாருக்கு கடன் கொடுக்க முடியும்? யாரால் 10% வட்டிக்கு கடன் வாங்கி பிசினஸ் பண்ணி ஒழுங்கா கட்ட முடியும் ? அதனால தான் வட்டி குறைந்துகொண்டே வருது இனியும் குறையும். வங்கிகளிடம் எல்லாரும் கொண்டு போய் டெப்பாசிட் செஞ்சுகிட்டே இருந்தா அவன் எங்க இருந்து வட்டி கொடுக்கறது?
Interesting Siva!!
இதை பற்றிய முழு காணொலி தேவை
One retired central govt. accounts general manager told hr lost his huge retirement money in purchasing bonds of yes bank. He himself chartered accountant in 2020. I dont know whether it is correct.
Don't fool public like this statements. Bank Fd are insured for 5 lakhs, your so called bonds/ncd no back up security. Yoy can find many sr.citixen like us loose capital in this bond and Ncd. What happen yes bank bonds and LVB bank bonds , these were all made nil value by one fine day by RBI and FM for no fault of us. O can give so many examples people lost the capital.please stop promoting these bonds and Ned
G.mahendran.
Your 200% right. He just telling shinny side, but dark side bigger than this
Thanks for your awareness information.
@@rajamj583 yes of course, I think he is talking about his own beliefs
@@malathisubha1963 I think thats the reality and facts
Thank you sir
Bank bonds are not the safest anymore..
Yes bank, LVB gone bust already....
I am interested for purchase bond.how, where, minimum amount investment detail please
NSE go, Retail direct, some other private websites Or go for debt Mutual funds
In bond,We can not close at any time,we have to wait till that period completes.monthly income will not come.Maturity income only come.Banks bonds only 100%safe.
Can you suggest any particular bank bonds with current yield if we buy from market? Thanks
Eppadi join panringa
Yappadi aiya investment pandrathu
NSE go, Retail direct, some other private websites Or go for debt Mutual funds
What is bonds and how to invest in it
Let's say you own ABC company, you need some money to extend your office or do something... As a company you can go to banks for the money... But there will be lot of documents works there, high interest rate,... So You can issue some bonds (pathiram) states each bond is 10k and I'll give you 6% monthly/half yearly/yearly upto some years. You are not mortgage anything. So if your company shutdown you don't need to payback anything to investors. In simple words companies and banks getting money from investors based on trust with promising of some returns.
NSE go bid, Retail direct, Debt mutual funds.
Small finance bank fd rate 6.66 now... I don't think any bond scheme returns more than this with same risk as FD. Moreover 5L deposit secured by RBI insurance. Do the Vikadan really care about subscribers? If so then why this misguidance video?
First you should not use small finance bank... Compared to failures of banks, small finance banks failures is very often... Nowadays lot of banks are failing. RBI is providing insurance for 5lakhs fine... But you should know when you will get your money back. Normally it would take 2 to 5 years to get your money back.
Different categories of bonds are available based on risk... If you take high risk, you can get 10 to 12 percent returns as of now. But if the company which you bought gets failed then you will get nothing.
@@kmbala555 franklin templeton is taking more than 2 years now... my choice is far better.. moreover TN Power Finance is another best option..
@@lingarajsollamuthu9784 I'm not saying FD is bad and Bond is good. Both have pros and cons. The real problem is do you need to take risk on fixed instruments. When I accumulate 1crore, I will take risk on 60 or 70% of my equity part. I want other 30 or 40% to be very safe no matter of returns. If you take risk in both sides then you are standing on knife. Also, when you accumulate large corpus like some crores, can you put FD for 30 or 40 lakhs? You need to pay tax every year. You need to pay some money when you break FD. It is a mess. In long term, go for safe mutual funds like Gilt funds, other debt funds only invest in high quality bonds. In case you are not accumulating corpus, just want to park some money you can use FD.
@@kmbala555 yes.. i believe we can invest 30-40 lakhs in fd or TNPF NBFC instead of bonds.. paying tax is inevitable in either case.. for me.. investing in bonds (even gilt funds has interest or duration risk) via MF is not suitable for retailers... Franklin templeton is a good example... am wondering how people still suggesting bond funds... anyway all the best...
I have lost more than ,70000 in NCD s . though guaranteed by central bank and45000 in. Dhfl FDS .Dont believe private FDS and debentures ,senior citizens especially.
How to buy these bonds sir?
NSE go bid. Also, there is a New website launched by Modi.
Thambi paathiyiley odita?
Nice video
Bonds and fd of the same corporation is not same . Bonds are risky compared to fd
Sir.can I talk with you sir.my name Ramakirushnan.from devakottai.still in Malaysia
How to buy such bonds?
NSE go, Retail direct, some other private websites Or go for debt Mutual funds
Intrest it's not a Income, it's against economic life ccycle
HOW to deal or how to buy this...
Details please sir
NSE go, Retail direct, some other private websites Or go for debt Mutual funds
Please suggest some good returns bonds of sound companies . I need 10 percent return from these wholesale or retail bonds . Is it possible,feasible .
Ada pongayaaa, namma Anand Srinivasan soldra maathiri, pesama gold lla invest pannittu poittaeee irukkalaaam.. Bond aavuthuu Bonda vaavuthuuu .. 😀😃
If you want standard regular income invest in liquid mutual fund. Will get average 5.5 perfect fixed income indirect bond investment.
அவர் bonds பற்றி எத்தனயோ விடியோ போடுறுகாரு...
Indian economy mela pochuna... Gold ku value ilama poirum.... 🤣🤣🤣🤣🤣 gold laiyum risk iruku.. Dollar keela eranga eranga..aapu tha gold ku
Bharat bond fixed deposit la 7.5 % and ujjvan small finance also 7.5% ... Per annum.. Then ninga shri ram la kelunga anga 9% nu kelvi patten... Inime vara kalathula ellame risk tha.. Gold value koranjute iruku parunga... Indian economy mela poite tha irukum inime.. So risk
Land vagi poduga pinadi rate athigam agum
How can we get these instruments?
NSE go, Retail direct, some other private websites Or go for debt Mutual funds