My strategy combines ETFs for dividends and growth, including JEPI, DIVO, QYLD, SCHD, and JEPQ. Last year, my dividends totaled $102K, but not sure how to maneuver profits this new year. Is it a good idea if I seek financial advice notwithstanding the fee?
I would advise the counsel of a seasoned financial pro. It may seem expensive, but as the old saying goes ''you get what you pay for'' expert solutions require expert providers - my mantra
Nothing beats expertise! Over 50 years of data reveals that folks who work with FA earn more than those who do it alone. I've been fortunate enough utilizing an advisor since covid-outbreak to date, accruing nearly $1m after subsequent investments.
glad to have stumbled upon this, curiously inputted '' jennifer grace barricklow '' on my browser, spotted her consulting page at once and was able to schedule a call session with her, she seems highly professional from her resumé
Well, I took on the challenge to put my finances in order. Then, I invested in the financial markets with the assistance of my discretionary fund manager
Great video Nav. I love your analysis. Just one feedback on timing the market. For apples to apples comparison, you should take into account 24k cash that the second person would have saved because he was not investing for 2 years and waiting for the market to bottom and then invested as a lump sum amount when he started investing :) and I completely agree that timing the market is superhuman effort.
Hi Nav! Thanks for sharing this. I currently invest $X/week in a Wealthsimple non-registered account and want to switch to ETFs while increasing my weekly investments. My TFSA limit is $19K, which I’d max out in ~6 months at this rate. However, I don’t see an option in WS to invest in ETFs through a non-registered account. What am I missing?
Do wealthsimple vs Questrade, I checked the Canadian in tshirt video but was a little over the top for me. probably in layman terms plus any other platform part from these two. Thanks for this video though
Thank you Nav for the 2025 Video, I have seen your 2024 video last year, one question - in 2024 video investment was in VFV, XQQ, VDY and ZID, so 2025 will you sell VDY and invest in new identified 2025 EFT or keep the VDY as is. I tried to replicate same for TFSA is 2024, hence checking. Thank you!
Thanks great video ! You mentioned you don’t want to invest in RRSP . Have you now started ? What prompted you to make this change ? A video on this would be great also ! If someone is not sure they will stay in Canada for good what should one do ?
1. I invested in RRSP when I was working 9 to 5. Right now I don’t as my personal income isn’t as much. I keep most of my earnings in my corp. 2. I already have a video on the channel on that. Do check it out.
In the vehicles section, you mentioned about maxing out TFSA. What exactly does maxing out mean? For example, if I have a room of $75k in my TFSA and if I have $60k cash that I can invest in TFSA, then what next after that? How much should stay in CASH.TO ETF, how much can go into ETFs and how much can go into stocks? And most importantly, does the entire $65k go into CASH.TO ETF first and from here, amounts should be invested into other ETFs/stocks etc . ? Can I request to clarify this part please?
I would never want to put it lump sum. I would simply put a certain amount every month what you are most comfortable with and then divide that into ETFs every month like I did. CASH.TO is just a high interest savings account. Sure you can move money into this within TFSA and then take out say $2000-3000 per month and put it towards the ETFs you choose
@Navjot - when you say you invest in USA or India, you still do it via your current canada bank or you have account in these countries and do it there ?
sir if you invest in India please consider Currency deprecation. Please consider some dividend etf as your retirement plan. It will help you in long term, even when the real estate doesn't move. and please if you are investing in single stock ,don't invest in 4-5 stocks because you are investing only 500$ in individual stocks, choose 1-2 now so you have some no of stocks also consider commission also because you will have to give on every month just on few number of stocks that will consumed by commission. Also please consider volume profile of etf before investing because you are investing for long term and when you will sell after 20 years you need good volume etf so you can sell on spot basis. am really sorry for giving my foolish advise so please ignore if you you don't like. Regards
Nav, which one makes more sense investing US version or Canadian version of same ETF let's say S&P500 considering the US dollars likely to hold more value compared to Canadian dollars down the line?
thanks for sharing. I had a question- Which ETF makes more sense - VFV or VOO - is it better to buy VOO in USD as compared to VFV . Is there any downside. If you could make a detailed video it will be awesome
I will make a video. To me; it doesn’t matter if you stay invested 30 years. I just don’t want the hassle of exchange rate and fees associated with it.
Where can we get all the informative resources about Canadian stocks like their daily market summary, financial results of listed companies and reswarch reports on individual scripts by research houses?
Hi Nav, if someone believes in the S&P 500 or QQQ growth, doesn’t it make sense to go for the 2x or 3x leverage ETF like UPRO(S&P500) or TQQQ (QQQ leverage). Because if you see at there CAGR it’s way better to the normal ETF’s. Would really appreciate if you could research and share some insights on the same. Thanks for sharing such an awesome content.
They are meant for trading short term moves, not holding over weeks and months. If spy /qqq do nothing or move sideways for months you will still lose money on levered etf due to vol and thetha decay. Just google risks of using levered etf for long term.
Have you looked at 20 year CAGR? I don’t think it will be very different. And you would get a mini heart attack in case the market crashes in the short run. Leveraged indexes are good for short term trades.
Hi there You mentioned that you are investing through your business? From Taxation point it view i believe it doesnt make sense to invest through your corporation because passive income tax rate is very high Could you please speak to this?
You too seem to have realized that there is nothing much in Canada other than fresh air, landscape and raw beauty 🙂. Jokes aside unfortunately one hits stagnation in Canada after a certain point because the economy in this country is not much diversified unlike BRICS, or USA to that matter. Merging Canada with USA will certainly help 🙂
@@rohanutep81 Of course it won't happen. I know that but it would be great if that happens. I am for 100% merger of USA with Canada and echo what uncle Trump says - less taxes, more money in our pocket and also the US$ will stretch more.
Hi Nav, really great video and explanation..big fan 🙏🏻 Which account do you use to keep your CASH(40000 savings you mentioned) in wealthsimple?? Non-registered account?? Or any other accounts type?
For me, it’s in my business account :) My TFSA is maxed out, if it wasn’t - I would keep it in TFSA and move them into ETFs within TFSA slowly every month.
@@growwithnavDidn't understand this comment. If your current TFSA is maxed out, does it mean that the entire room is invested into ETF, stocks etc.? Or is it partial CASH.TO , partial ETF, sticks, partial mutual funds?
One thing to highlight in holding Indian stocks , you have to give away profit since no tax treaty between India and canada. Canadian stocks are best for TFSA since you no need to pay tax on profit, if RRSP / non registered:FHSA then I suggest USA would be great.
Dear Nav, a couple of observations on your video: 1. Comparing the returns of 2 people in the context of timing the market. The second person who waits/times the market and starts 2 years later has built up a corpus in the meantime that didn't lose 50%. This amount should be added to his starting point to make a meaningful comparison of their respective returns. The above doesn't mean that I advocate blind systematic monthly investment plans that are advised by all financial planners. If the market is showing extraordinary exuberance, it is advisable to be careful and wait for madness to abate. 2. Your own investment plan, to hold back 40k, awaiting market correction is not aligned to the above comparison.
Thanks Amar. Great observations. But here’s my view: 1. The 2nd person in my example built a corpus of $24,000 which landed them $100,000 short of person 1 after 18 years. That’s because the market is way higher in 18 years than it was at the peak in 2007. So person 1 is better off mathematically. If you want to stay invested (and keep investing every month) for 2-3 decades, doesn’t matter when you start investing - it’s mathematically proven. 2. My approach to hold 40% cash is more advanced where I have additional money that I want to put to work into individual stocks buying them at a discount. 1 time investment - where timing does matter. And I will do it only if the market corrects over 20% from today.
@@growwithnav Impressed by your dedication and prompt response to each comment. However, I don't agree with your point #1. May be I will explain this to you in person (if and when) we meet or when we talk directly. In the meantime, keep the good work going and wishing you the very best. Happy Lohri.
Sitting in USD for 10 years will convert when CDN hits .60. The bull run from 2010 is the best run in history of the markets. This will end soon eventually.
I would suggest to follow Canadian in a T-shirt for basic videos. Rest it’s a lot of different sources over time. You need to stay consistent with learning the ropes .
Hi Nav, Thank you for the informative video. When you mention your strategy for this year, does that mean the existing funds in the Canadian market will also be moved to align with this current strategy?
I won’t sell anything if that’s what you mean. Maybe a couple of dead stocks that I bought, but will keep my Canadian ETFs except VRE that I sold - everything is recorded on Blossom.
With no rate cuts to max one cut , just enjoy 5% fixed in money market this year with limited upside expected and major downside possible , capital preservation would be this year’s theme .
Why would India charge CGT? I am investing in a Canadian ETF - they would charge a CGT. Atleast that’s my understanding. Maybe some tax on dividends which is very minimal anyways.
Sure you can. No dividend yield though, so have to take that into consideration when evaluating performance + higher MER. It’s a good RRSP hold I feel.
I will not double monthly contribution in 2025. Market is near the top. I would rather build more cash and keep 2500 i invested monthly. Read about Lump Sum Investing that beats DCA
Holding cash only makes sense when you need money or cannot risk the market correction. When you are actively investing 5K every month and the market lest say is going down then you are effectively lowering your cost base.
Hi Nav, I highly appreciate your knowledge and guidance on Canadian real estate and investment in stock. Can you please share the information about signals you get for stocks and how can I get them as well.
I'd suggest not to look for signals as you will end up on the losing end. The framework he has shared is good and doesn't even involve that kind of risk. Work towards giving the signals rather than following those signals. :)
Man, I am sad I will now have to move my whole portfolio to Wealthsimple now. Lol. I moved to Questrade because it offers the USD holdings and Norbert's Gambit. But if it is possible on Wealthsimple to hold USD cash, then I am ready to come back to Wealthsinple. Nice video! Thanks again
Questrade is great and cheaper for US investing. WS is just convenient with fractional buying and there is a EQ bank hack to save some of the 1.5% fees. Will explain that in the next video. But QT is good too
@@growwithnav , Bachpan mein Shaktimaan ka next episode Sunday 12 baje aata tha. Used to wait for it eagerly!! Now, that level of anxious I have become yet again, for your next video.
What qualifications you have to suggest any type of investment ? This guy was all about invest 100% into real estate watch his previous video and now flipped about investing into stocks and markets. I think he bluffing all the time.
I am just telling what I invest in. And you are factually incorrect - show me a video where I said invest everything in RE… anyone who is following me will say that you are being delusional - so stop :)!
FYI - the company growth has nothing to do with the stock price growth. What you need to look for are the deals (PE ratios). A company that is forecasted to grow fast may already have that expectation baked into the stock price making it less of a deal than a company that is rightly priced, but expected to grow slower.
25% canada - like I said, I am not at all bullish on Canadian companies. But for sure, you can do it, if you want to have more canada exposure in your portfolio.
![Lp. Сердце Вселенной #60 РОЖДЕНИЕ ЛОЛОЛОШКИ [Финал] • Майнкрафт](http://i.ytimg.com/vi/YoR0pAV9FVQ/mqdefault.jpg)
My strategy combines ETFs for dividends and growth, including JEPI, DIVO, QYLD, SCHD, and JEPQ. Last year, my dividends totaled $102K, but not sure how to maneuver profits this new year. Is it a good idea if I seek financial advice notwithstanding the fee?
I would advise the counsel of a seasoned financial pro. It may seem expensive, but as the old saying goes ''you get what you pay for'' expert solutions require expert providers - my mantra
Nothing beats expertise! Over 50 years of data reveals that folks who work with FA earn more than those who do it alone. I've been fortunate enough utilizing an advisor since covid-outbreak to date, accruing nearly $1m after subsequent investments.
@@andykuzman thats major! how can i align with this advisr if you dont mind me asking? in dire need of proper investment planning
Jennifer Grace Barricklow is the license FA I use. Just research the name. You’d find necessary details to work with to set up an appointment.
glad to have stumbled upon this, curiously inputted '' jennifer grace barricklow '' on my browser, spotted her consulting page at once and was able to schedule a call session with her, she seems highly professional from her resumé
Great work Nav as always!!
Great video! Thank you for breaking everything down so clearly-perfect for anyone new to investing to easily understand!
Glad it was helpful!
Good video Nav. Props to you to consider disclosing your portfolio. Good luck.
🙌🙌
Very informative Nav, thanks for sharing your strategy!
Good one, if you would have covered emergency fund part also then it would be icing on the cake ❤😊
Great video Nav!! You broke it down nicely for anyone trying to get in the market.
Appreciate it!
Thank you, Nav for this incredible work for people who’re interested in the world of investing! ❤
Thank you
Pretty insightful! Thanks
Glad it was helpful!
Should my priority be on paying off mortgage faster with saved up cash or invest in the strategy you outlined for 2025?
It should be a mix of both. Can’t pick one over the other. Do watch my $5M retirement planning video
Amazing Video.. thank you for all the hard work in giving us this-information!
🙌🙌
Very detailed and informative. Thank You.
Glad it was helpful!
Great info. Thanks for sharing 🎉
Thanks for watching!
In light of the current economic conditions and escalating living costs, can you share your insights on how to sustain profitability?
Well, I took on the challenge to put my finances in order. Then, I invested in the financial markets with the assistance of my discretionary fund manager
Shirley Mae Crisler
Please educate me. I've come across this name before. Now I am interested. How can I reach her?
This is correct, Shirley's strategy has normalized winning trades for me also, and it's a huge milestone for me looking back to how it all started..
Her platform is wonderful, and her services are exceptional
Very informative
Thanks for sharing your portfolio!
Glad it was helpful!
Great video Nav. I love your analysis. Just one feedback on timing the market. For apples to apples comparison, you should take into account 24k cash that the second person would have saved because he was not investing for 2 years and waiting for the market to bottom and then invested as a lump sum amount when he started investing :) and I completely agree that timing the market is superhuman effort.
Good point! An even bigger super human if he is able to invest all 24K at the bottom 😃
Thanks for sharing knowledge!! Very Informative!
Glad it was helpful!
Hi Nav! Thanks for sharing this.
I currently invest $X/week in a Wealthsimple non-registered account and want to switch to ETFs while increasing my weekly investments. My TFSA limit is $19K, which I’d max out in ~6 months at this rate. However, I don’t see an option in WS to invest in ETFs through a non-registered account. What am I missing?
Thanks for this insightful video. Love the content.
Glad you enjoyed it!
Do wealthsimple vs Questrade, I checked the Canadian in tshirt video but was a little over the top for me. probably in layman terms plus any other platform part from these two. Thanks for this video though
Next video is about this.
Nav side note BEARD looking sharp after colouring and trimming.
If someoen was just starting to invest . Can you pls suggest is there any Canadian etf one should invest for diversification like XEI ?
VDY is good. Very diverse and pays decent dividend.
Actually expense ratio for ZID is .79. MER is .67 and TER is .12. A total of .79
Hi Nav,
Can you please also upload the VFV vs VOO video that you talked about ?
Very knowledgeable and inspiring....way to go Nav 👏
Thanks a ton
🎯Mission🎯 I want to retire 1M immigrants - what does that mean?
Thank you Nav for the 2025 Video, I have seen your 2024 video last year, one question - in 2024 video investment was in VFV, XQQ, VDY and ZID, so 2025 will you sell VDY and invest in new identified 2025 EFT or keep the VDY as is. I tried to replicate same for TFSA is 2024, hence checking. Thank you!
Good question
I won’t sell anything. It’s just that new money won’t go into VDY.
@@growwithnav thank you 😊
Thanks great video ! You mentioned you don’t want to invest in RRSP . Have you now started ? What prompted you to make this change ?
A video on this would be great also ! If someone is not sure they will stay in Canada for good what should one do ?
1. I invested in RRSP when I was working 9 to 5. Right now I don’t as my personal income isn’t as much. I keep most of my earnings in my corp.
2. I already have a video on the channel on that. Do check it out.
In the vehicles section, you mentioned about maxing out TFSA. What exactly does maxing out mean? For example, if I have a room of $75k in my TFSA and if I have $60k cash that I can invest in TFSA, then what next after that? How much should stay in CASH.TO ETF, how much can go into ETFs and how much can go into stocks? And most importantly, does the entire $65k go into CASH.TO ETF first and from here, amounts should be invested into other ETFs/stocks etc . ?
Can I request to clarify this part please?
I would never want to put it lump sum.
I would simply put a certain amount every month what you are most comfortable with and then divide that into ETFs every month like I did.
CASH.TO is just a high interest savings account. Sure you can move money into this within TFSA and then take out say $2000-3000 per month and put it towards the ETFs you choose
@growwithnav thanks for your reply
@Navjot - when you say you invest in USA or India, you still do it via your current canada bank or you have account in these countries and do it there ?
Yes canada bank account
sir if you invest in India please consider Currency deprecation. Please consider some dividend etf as your retirement plan. It will help you in long term, even when the real estate doesn't move. and please if you are investing in single stock ,don't invest in 4-5 stocks because you are investing only 500$ in individual stocks, choose 1-2 now so you have some no of stocks also consider commission also because you will have to give on every month just on few number of stocks that will consumed by commission. Also please consider volume profile of etf before investing because you are investing for long term and when you will sell after 20 years you need good volume etf so you can sell on spot basis.
am really sorry for giving my foolish advise so please ignore if you you don't like. Regards
Great advise. Thank you
Thanks brother
Nav, which one makes more sense investing US version or Canadian version of same ETF let's say S&P500 considering the US dollars likely to hold more value compared to Canadian dollars down the line?
Makes mo difference.
Long term - won’t really matter. It’s over analyzing and not investing in either that will put us back than choosing one over the other :)
Hey, Nav
Can you make video on stratergy to analyze the company based on its financial reports and product ?
Thank you.
Not my strong area. I am more of a long term investor. Follow rule 1 investing Phil town.
thanks for sharing. I had a question- Which ETF makes more sense - VFV or VOO - is it better to buy VOO in USD as compared to VFV . Is there any downside. If you could make a detailed video it will be awesome
I will make a video. To me; it doesn’t matter if you stay invested 30 years. I just don’t want the hassle of exchange rate and fees associated with it.
Where can we get all the informative resources about Canadian stocks like their daily market summary, financial results of listed companies and reswarch reports on individual scripts by research houses?
No one particular tool or source. Bloomberg is a good starting point.
Super duper video Nav!
Thank you very much!
Very informative video ..
Thank you Nav ❤
Glad you liked it!
Hi Nav, if someone believes in the S&P 500 or QQQ growth, doesn’t it make sense to go for the 2x or 3x leverage ETF like UPRO(S&P500) or TQQQ (QQQ leverage). Because if you see at there CAGR it’s way better to the normal ETF’s. Would really appreciate if you could research and share some insights on the same. Thanks for sharing such an awesome content.
They are meant for trading short term moves, not holding over weeks and months. If spy /qqq do nothing or move sideways for months you will still lose money on levered etf due to vol and thetha decay. Just google risks of using levered etf for long term.
Have you looked at 20 year CAGR? I don’t think it will be very different. And you would get a mini heart attack in case the market crashes in the short run. Leveraged indexes are good for short term trades.
Can you make a video on insurance scam in Canada, especially multiple life insurance or universal life Insurance
Hi there
You mentioned that you are investing through your business? From Taxation point it view i believe it doesnt make sense to invest through your corporation because passive income tax rate is very high
Could you please speak to this?
Not if you put your entire company with the investments into a trust :)
You too seem to have realized that there is nothing much in Canada other than fresh air, landscape and raw beauty 🙂. Jokes aside unfortunately one hits stagnation in Canada after a certain point because the economy in this country is not much diversified unlike BRICS, or USA to that matter.
Merging Canada with USA will certainly help 🙂
Unfortunately that will not happen
All for North American Union.
51st state is stretching it too far ;)
@@rohanutep81 Of course it won't happen. I know that but it would be great if that happens. I am for 100% merger of USA with Canada and echo what uncle Trump says - less taxes, more money in our pocket and also the US$ will stretch more.
Hi Nav,
Thanks for this video!
When is the next video on Weathsimple vs Questrade coming ?
Just saw that you uploaded it. Thank you :)
🙌🙌
What do you think about how these ETF will do (listed in TXE) and investing in CAD currencies but having loss of exchange rate
No particular view. Your guess is as good as mine. Across 20-30 years, I don’t think it would matter much.
Hi Nav, really great video and explanation..big fan 🙏🏻
Which account do you use to keep your CASH(40000 savings you mentioned) in wealthsimple?? Non-registered account?? Or any other accounts type?
For me, it’s in my business account :)
My TFSA is maxed out, if it wasn’t - I would keep it in TFSA and move them into ETFs within TFSA slowly every month.
@ Thank you for pointing this out, will use TFSA route first then Non registered. 🤝🙏🏻😊
@@growwithnavDidn't understand this comment. If your current TFSA is maxed out, does it mean that the entire room is invested into ETF, stocks etc.? Or is it partial CASH.TO , partial ETF, sticks, partial mutual funds?
One thing to highlight in holding Indian stocks , you have to give away profit since no tax treaty between India and canada. Canadian stocks are best for TFSA since you no need to pay tax on profit, if RRSP / non registered:FHSA then I suggest USA would be great.
🙌
Dear Nav, a couple of observations on your video:
1. Comparing the returns of 2 people in the context of timing the market. The second person who waits/times the market and starts 2 years later has built up a corpus in the meantime that didn't lose 50%. This amount should be added to his starting point to make a meaningful comparison of their respective returns.
The above doesn't mean that I advocate blind systematic monthly investment plans that are advised by all financial planners. If the market is showing extraordinary exuberance, it is advisable to be careful and wait for madness to abate.
2. Your own investment plan, to hold back 40k, awaiting market correction is not aligned to the above comparison.
Thanks Amar. Great observations.
But here’s my view:
1. The 2nd person in my example built a corpus of $24,000 which landed them $100,000 short of person 1 after 18 years. That’s because the market is way higher in 18 years than it was at the peak in 2007. So person 1 is better off mathematically. If you want to stay invested (and keep investing every month) for 2-3 decades, doesn’t matter when you start investing - it’s mathematically proven.
2. My approach to hold 40% cash is more advanced where I have additional money that I want to put to work into individual stocks buying them at a discount. 1 time investment - where timing does matter. And I will do it only if the market corrects over 20% from today.
@@growwithnav Impressed by your dedication and prompt response to each comment. However, I don't agree with your point #1. May be I will explain this to you in person (if and when) we meet or when we talk directly. In the meantime, keep the good work going and wishing you the very best. Happy Lohri.
Sitting in USD for 10 years will convert when CDN hits .60. The bull run from 2010 is the best run in history of the markets. This will end soon eventually.
Which books and videos would you suggest for the learning stock market?
I would suggest to follow Canadian in a T-shirt for basic videos. Rest it’s a lot of different sources over time. You need to stay consistent with learning the ropes .
Thanks Paaji, very informative. Do you use Wealthsimple for the business account as well and what do you generally buy through the business account?
It’s all ETFs via BMO business banking - I might move to interactive brokers for business this year.
Hi Nav,
Thank you for the informative video. When you mention your strategy for this year, does that mean the existing funds in the Canadian market will also be moved to align with this current strategy?
I won’t sell anything if that’s what you mean. Maybe a couple of dead stocks that I bought, but will keep my Canadian ETFs except VRE that I sold - everything is recorded on Blossom.
Paji you are a god
What trading platform do you use?
Wealthsimple
With no rate cuts to max one cut , just enjoy 5% fixed in money market this year with limited upside expected and major downside possible , capital preservation would be this year’s theme .
Kind of Agree - which is why 40% is in cash :)
Which is the best app to invest in Canada and USA?
Next video
And what about the capital gains tax that India charges. How do you plan to manage/save on the CGT?
Why would India charge CGT? I am investing in a Canadian ETF - they would charge a CGT.
Atleast that’s my understanding. Maybe some tax on dividends which is very minimal anyways.
Have you compared VFV vs HXS. Both of them are unhedged S &P 500 but over long term HXS has performed better
One other reason for VFV vs VOO be the currency conversion fee
Sure you can. No dividend yield though, so have to take that into consideration when evaluating performance + higher MER. It’s a good RRSP hold I feel.
I will not double monthly contribution in 2025. Market is near the top. I would rather build more cash and keep 2500 i invested monthly. Read about Lump Sum Investing that beats DCA
Holding cash only makes sense when you need money or cannot risk the market correction. When you are actively investing 5K every month and the market lest say is going down then you are effectively lowering your cost base.
I would want to buy apple, Microsoft, Meta at 2021 prices ;) wont you? I will most likely not invest these $40K in ETFs :)
Correction on CASH paying 3.26%, it decreases with every BOC rate cut
Mine is still at 4.37% as per WS
What cash account do you have on ws
Hi Nav, I highly appreciate your knowledge and guidance on Canadian real estate and investment in stock. Can you please share the information about signals you get for stocks and how can I get them as well.
I'd suggest not to look for signals as you will end up on the losing end. The framework he has shared is good and doesn't even involve that kind of risk. Work towards giving the signals rather than following those signals. :)
Agree with Kshitiz. Do your own research and never invest into anything you do not understand.
awsome info, can you suggest what platform is best to get individual US Stocks with no extra fee paid.
Next video
@ awesome looking forward to it
Interactive brokers or Moomoo
Can you share wfrom which app we can invest in USA from Canada, not from wealthsimple because it takes charges a lot so
There is a way to do it cheaper with WS. Will share that in my next video
Use IBKR Canada.. nothing better than it
@@growwithnav looking forward to it. Thanks
You are good however speaking faster..little slower please 🙏🏼
@Nav: Blossom link doesn’t connect to your portfolio. Pls share details
Search growwithnav
Is CASH (Global High-Interest ETF) a good way to park emergency funds? i.e. Is the capital protected?
It is protected. Most financial instruments are super safe in Canada.
Man, I am sad I will now have to move my whole portfolio to Wealthsimple now. Lol. I moved to Questrade because it offers the USD holdings and Norbert's Gambit. But if it is possible on Wealthsimple to hold USD cash, then I am ready to come back to Wealthsinple. Nice video! Thanks again
You can invest through cdr’s in WS and very limited options. Best app to invest in USD is through interactive brokers.
Questrade is great and cheaper for US investing. WS is just convenient with fractional buying and there is a EQ bank hack to save some of the 1.5% fees. Will explain that in the next video. But QT is good too
@growwithnav would love to know the hack to save 1.5% USD conversion fee on Wealthsimple. Please do make that video.
@@growwithnav , Bachpan mein Shaktimaan ka next episode Sunday 12 baje aata tha. Used to wait for it eagerly!! Now, that level of anxious I have become yet again, for your next video.
Dubai is hot market to investing it's 20 years ahead than Canada.
🙌
Good one Nav ! Don’t you think Tesla is too risky a stock to hold for long term. Once democrats are back do you think Musk will still have his way ?
It is. But I do believe in the company long term. I think he will make this big by the time Trump leaves.
You should invest in property in india if your so ritch
What qualifications you have to suggest any type of investment ? This guy was all about invest 100% into real estate watch his previous video and now flipped about investing into stocks and markets. I think he bluffing all the time.
I am just telling what I invest in. And you are factually incorrect - show me a video where I said invest everything in RE… anyone who is following me will say that you are being delusional - so stop :)!
@ Stop making videos if you don’t know what you’re talking and misguiding people. Lot of people lost money listening to your real estate advice.
why you ar not investing in Mutual Funds
Fees are too high.
VVL has 2% Canada
Yes 😂 haha!! So technically it’s not $0 canada
No more 5% to crypto
Not as a long term strategy.
FYI - the company growth has nothing to do with the stock price growth.
What you need to look for are the deals (PE ratios).
A company that is forecasted to grow fast may already have that expectation baked into the stock price making it less of a deal than a company that is rightly priced, but expected to grow slower.
Copy pasting other people's strategy, nothing more
Sorry for copying your strategy. I learn from the best, and with your $5M portfolio, I had to copy you 🫡
Paisa. Paisa. Paisa. Itne paison ka karoge? Bachhe to hain nahin aapke.
Put some in bitcoin you will make 10 million instead of 5
I can make that with my business :)
Bro both of you husband and wife came from India empty handed 2 years ago ..
Now you taking about where to invest your fund??
What a joke...
😂😂😂😂😂
It’s 5 years ago. And I think you have never met hard working, smart people before :)
Why not famous global etf xeqt?
25% canada - like I said, I am not at all bullish on Canadian companies. But for sure, you can do it, if you want to have more canada exposure in your portfolio.