@LivingInLowerAlabama thanks for the video, my wife and I are planning on moving to Alabama's south in a couple of years and Foley is also on our list for being close to the beach but still affordable.
@jimp3878 We mention this in many of our videos! However, it really depends on your location and whether your home is Gold Fortified or not. On average, a new Gold Fortified home will cost around $1,500 a year, while a non-Gold Fortified home could be about double that. As for flood insurance, it’s only required if you choose a home in a flood plain, which isn’t very common unless you’re on or near the water.
@@meganstevens3318Ho ins depends on a lot of different factors.. It'll depend on the home’s location, age, condition, updates, etc. Properties in flood zones or high-risk areas will obviously require additional coverage, raising premiums, no matter which area you're in and updated features like a new roof, plumbing, electrical and HVAC will reduce costs. Then you have gold fortified homes or homes with Silver or Bronze standards that'll significantly lower premiums due to their storm resilience. Even details like water heater placement, like in the attic impact rates by reducing water damage risks. Ultimately, insurance costs are shaped by the home’s specific risk profile and its ability to withstand potential hazards. If you want to learn more, reach out anytime!
Now that the New Uear is here, we are officially in the countdown to calling this whole area our home!!!❤
& we cant wait!
Foley also looks like a good place to live .
Watch this: ua-cam.com/video/7ZZFew_yCwg/v-deo.htmlsi=xqtzwKyzsl6ygk6- 😉
@LivingInLowerAlabama thanks for the video, my wife and I are planning on moving to Alabama's south in a couple of years and Foley is also on our list for being close to the beach but still affordable.
What are the insurance rates? My concern is flood zones; in Florida I was paying $500 a month and I wasn’t even on the water.
@jimp3878 We mention this in many of our videos! However, it really depends on your location and whether your home is Gold Fortified or not. On average, a new Gold Fortified home will cost around $1,500 a year, while a non-Gold Fortified home could be about double that. As for flood insurance, it’s only required if you choose a home in a flood plain, which isn’t very common unless you’re on or near the water.
@ thank you for taking the time to respond. I appreciate your expertise
@@jimp3878 of course! Let us know when you're ready to start and we'll get to work!! 😊
Is home owners ins less in Foley since it’s inland more than Fairhope, Spanish Fort etc?
@@meganstevens3318Ho ins depends on a lot of different factors.. It'll depend on the home’s location, age, condition, updates, etc. Properties in flood zones or high-risk areas will obviously require additional coverage, raising premiums, no matter which area you're in and updated features like a new roof, plumbing, electrical and HVAC will reduce costs. Then you have gold fortified homes or homes with Silver or Bronze standards that'll significantly lower premiums due to their storm resilience. Even details like water heater placement, like in the attic impact rates by reducing water damage risks. Ultimately, insurance costs are shaped by the home’s specific risk profile and its ability to withstand potential hazards. If you want to learn more, reach out anytime!