Which City to Move to in Baldwin county?

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  • Опубліковано 25 січ 2025

КОМЕНТАРІ • 11

  • @heatheryoungbloom5085
    @heatheryoungbloom5085 20 днів тому +1

    Now that the New Uear is here, we are officially in the countdown to calling this whole area our home!!!❤

  • @David-t4m8m
    @David-t4m8m 22 дні тому +2

    Foley also looks like a good place to live .

    • @LivingInLowerAlabama
      @LivingInLowerAlabama  22 дні тому +2

      Watch this: ua-cam.com/video/7ZZFew_yCwg/v-deo.htmlsi=xqtzwKyzsl6ygk6- 😉

    • @David-t4m8m
      @David-t4m8m 21 день тому

      @LivingInLowerAlabama thanks for the video, my wife and I are planning on moving to Alabama's south in a couple of years and Foley is also on our list for being close to the beach but still affordable.

  • @jimp3878
    @jimp3878 15 днів тому +1

    What are the insurance rates? My concern is flood zones; in Florida I was paying $500 a month and I wasn’t even on the water.

    • @LivingInLowerAlabama
      @LivingInLowerAlabama  14 днів тому

      @jimp3878 We mention this in many of our videos! However, it really depends on your location and whether your home is Gold Fortified or not. On average, a new Gold Fortified home will cost around $1,500 a year, while a non-Gold Fortified home could be about double that. As for flood insurance, it’s only required if you choose a home in a flood plain, which isn’t very common unless you’re on or near the water.

    • @jimp3878
      @jimp3878 12 днів тому +1

      @ thank you for taking the time to respond. I appreciate your expertise

    • @LivingInLowerAlabama
      @LivingInLowerAlabama  12 днів тому

      @@jimp3878 of course! Let us know when you're ready to start and we'll get to work!! 😊

  • @meganstevens3318
    @meganstevens3318 21 день тому

    Is home owners ins less in Foley since it’s inland more than Fairhope, Spanish Fort etc?

    • @LivingInLowerAlabama
      @LivingInLowerAlabama  21 день тому +1

      @@meganstevens3318Ho ins depends on a lot of different factors.. It'll depend on the home’s location, age, condition, updates, etc. Properties in flood zones or high-risk areas will obviously require additional coverage, raising premiums, no matter which area you're in and updated features like a new roof, plumbing, electrical and HVAC will reduce costs. Then you have gold fortified homes or homes with Silver or Bronze standards that'll significantly lower premiums due to their storm resilience. Even details like water heater placement, like in the attic impact rates by reducing water damage risks. Ultimately, insurance costs are shaped by the home’s specific risk profile and its ability to withstand potential hazards. If you want to learn more, reach out anytime!