Why A Variable Universal Life Insurance Policies (VUL) Will Fail

In this video, Dan Thompson and Wise Money Tools take a deeper look at Variable Universal Life Insurance Policies, or VUL policies, and why they are designed to, in almost every case, end up failing the owner of the policy.
First, we will look at variable universal life insurance explained, and go briefly over what variable life insurance is, and how it works.
Then we will look at how it's sold, who sells it, and the promises they like to make when selling a variable universal life insurance policy.
Lastly, we will look at why these variable universal insurance policies are highly likely to fail and what alternatives there are for infinite banking or cash value life insurance type investment insurance policies.
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I have been involved in financial planning for over 36 years. I started out as a high volume stockbroker. After working with millions of dollars I decided there had to be another way for people to earn money in the market without all the risky ups and downs that leave you where you started, or worse. After reading a ton of books I came across a book on the Infinite Banking Concept and it completely changed my life and the way I view investments.
Now I focus on building wealth using a tool we developed by leveraging life insurance.
This way we can get:
Double Digit returns
Keep you money safe
Keep your money liquid
Create substantial passive income
Leave a legacy for you family
And do it all Tax-Free!
I post videos regularly so if you have any questions of comments feel free to email them to...
dan at wisemoneytools dot com

[@TWIAInsuranceinfo]

This is a case where the policy was designed wrong

[@richiesiu4658]

+40% hold, -40% top up use averaging cost

[@otalgia6665]

it seems like you are talking about investments in a very very poor country where returns will always be Zero...is that where you from?