Common Retirement Questions: Should You Have a More Conservative Portfolio?

[@kinggeek1960]

You need to think about classical buffer assets; cash or cash equiv. or cash value life insurance or equity in your home (reverse mortgage) to offset sequence of returns risk and selling depreciated assets in rough markets

[@michaeldinardo6391]

Thanks for the info. Bob, increase the volume on your microphone please

[@taz78taz40]

Thanks for the great info. Currently half way through your book. Control your retirement Destiny. Definitely going to recommend it to others.

[@ralphparker]

Thanks, always enjoy your UA-cam videos! I like a bucket approach where you put the income deficiencies to meet your expenses in conservative buckets like CDs, bonds, etc and keep it funded for the next 7 to 10 years. The rest goes into ETFs like VTI and VB at a 50/50 blend. You can add some foreign stuff (emerging markets) if you are inclined.

[@adamloughran]

I didn't know Claire Danes was in the financial management business.