Navy Federal Credit Union | EVERYTHING You Need To Know! (2025)

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  • Опубліковано 1 січ 2025

КОМЕНТАРІ • 44

  • @lawbanger4yahlawbanger4yah33
    @lawbanger4yahlawbanger4yah33 2 дні тому +5

    Thank you have been so resourceful ❤

  • @midwestworkshop2863
    @midwestworkshop2863 3 дні тому +6

    Just want to add, just because the pre approval tool shows only the secured card dont mean you cant get another card. Was approved for both a platinum and flagship without having a pre approval.

  • @gsctrading7215
    @gsctrading7215 2 дні тому +5

    Yes, I had the same experience as you, the credit limit increase function online and in app no longer allows to specify the target credit limit. You just fill in the info they request as usual, but there is no way to put the target credit limit. It is still a soft pull when done online or thru the app, and it seems that the default increase remains $8,000 if the data points and score with NFCU are favorable.

    • @micahgreene4573
      @micahgreene4573 15 годин тому +2

      Just happened to me. I applied for an increase on my Navy Amex online. They increased me from 25K to 33K.

  • @marquinciomoore
    @marquinciomoore 2 дні тому +4

    What if i try to apply for another credit card before the 91 days?

    • @Successwithstephensmith
      @Successwithstephensmith  2 дні тому +3

      You may still get approved, others have gotten mulitple approvals

    • @marquinciomoore
      @marquinciomoore 2 дні тому +1

      @@Successwithstephensmith so you think I should try to apply? My credit card was opened november 11th and i also have a 100,000 navy federal tradeline that is going to be posting soon. Tradeline been opened since 2000.

  • @ameliaelliott8597
    @ameliaelliott8597 2 дні тому +4

    No money on my bank both accounts

  • @jccc8373
    @jccc8373 3 дні тому +5

    Tysm broh , is you credit repair DIY just a guide or does it include videos?

    • @Successwithstephensmith
      @Successwithstephensmith  3 дні тому +3

      It’s only a guide, with dispute verbiage and templates all the videos are free and on UA-cam

  • @tammyedwards4061
    @tammyedwards4061 3 дні тому +3

    I am a member of Navy Federal credit union. I haven't tried any of these advantages since a member of USAA bank as well South Carolina Federal credit union. So which is better for me to put all my eggs (investment) into for 2025.

    • @Successwithstephensmith
      @Successwithstephensmith  3 дні тому +1

      Thats really up to you, it depends on what advantages best suits your personal interests

  • @SonyaTan-m8w
    @SonyaTan-m8w 2 дні тому +2

    Will I be able to apply and get approved for another navy fed card after getting approved for one three weeks ago?

  • @dennisdillard2581
    @dennisdillard2581 3 дні тому +3

    Hey what's up Stephen, I have the Go Prepaid for over a year. Listening to what you saying made me check it out. I was getting, a dollar fee from inactivity. Had 678 dollars on it.
    Question: What's the name of your video on how to pay yourself from your company?

  • @ericpeoples1055
    @ericpeoples1055 2 дні тому +2

    Hi Stephen...can I dispute or get inquiries removed if I already have a Navy Federal More American Express card? I applied 2 times, 3 statement cycles apart from each other, but was denied. Can I still get them removed without affecting my card? Thanks

    • @Successwithstephensmith
      @Successwithstephensmith  2 дні тому +1

      Yes you can still remove them

    • @ericpeoples1055
      @ericpeoples1055 2 дні тому +1

      @Successwithstephensmith Great...do you have a video detailing how i can properly do that?

    • @ericpeoples1055
      @ericpeoples1055 2 дні тому +1

      ​@Successwithstephensmith and just so I'm clear....by removing the inquiries, Navy Federal won't by mistake remove the inquiry or actual account associated with my open More Rewards credit card will they?

  • @user-bw6kx2kc5t
    @user-bw6kx2kc5t 3 дні тому +3

    what if you get in cash and dont have direct deposit

  • @boymom-k4
    @boymom-k4 3 дні тому +6

    Again I said this before... I learned how to use the prepaid GO card from you... Your hack .. . I have a whooollle extra month to pay off my balance... Loooovveee that hack... You mentioned it for a hot second... But I paid real close attention on that video and caught it.. lol... If y'all wasn't paying attention you'll miss it! Lol ❤️

    • @Successwithstephensmith
      @Successwithstephensmith  3 дні тому +7

      I may do a full video on the GO prepaid card in the future

    • @madface16
      @madface16 3 дні тому

      Please do it soon ​@@Successwithstephensmith

    • @dennisdillard2581
      @dennisdillard2581 3 дні тому +2

      I caught it and made me go dig mines up - that I wasn't using.

    • @boymom-k4
      @boymom-k4 2 дні тому

      ​@@dennisdillard2581 lol 😂🤣🤣🤣 yassss on period...

  • @chazz156
    @chazz156 3 дні тому +3

    Should I get 3 $200 unsecured cards or 1 with 600?

  • @gsctrading7215
    @gsctrading7215 2 дні тому +3

    👍

  • @MarkBell-x4x
    @MarkBell-x4x 2 дні тому +2

    Can I start the pledge loan with $500 or should I wait and do it with 1-2k?

    • @Successwithstephensmith
      @Successwithstephensmith  2 дні тому +1

      You can start it with $501 for 12 months

    • @Successwithstephensmith
      @Successwithstephensmith  2 дні тому +2

      The higher the amount the longer time frame you can take, longer terms means more on time payments and will help your credit score rise faster

    • @MarkBell-x4x
      @MarkBell-x4x 2 дні тому +1

      @@Successwithstephensmith thanks bro I’m bouta call em right back and start it . Rep told me wait till 😴

  • @klaybiggins4040
    @klaybiggins4040 4 години тому +1

    6 hours on Navy Federal… sheesh

  • @ameliaelliott8597
    @ameliaelliott8597 2 дні тому +3

    I need money back In to bank account please thank you navy federal credit union.from Amelia Elliott❤

  • @boymom-k4
    @boymom-k4 3 дні тому +3

    Also y'all it wasn't a full video on the prepaid GO card .. it was in a video he did were he mentioned it real quick... Lol... Again... You had to be paying close attention or you'll miss it .. and I don't remember exactly what video it was... Sorry... But thank you brutha 👍🏽🥰 appreciate you