US citizen living in BGC. Had heart attack in December. Took Grab to St. Luke's hospital. Next morning had angiogram. One artery !00% blocked, another partially. Two stents implanted. Five days in hospital. $14K. Pacific Cross insurance paid $11K, Philhealth around $200. Pacific Cross also paid for 90 days of new meds and 32 cardio rehab sessions (outpatient), around $1200. Michael Onstad is the man to see here for Pacific Cross. Any problems, he's got your back. BTW I'm 76 years old.
US cItizen living in Makati. Hey if you went through St. Luke's ER, probably met my sister in law. She is a physician in ER there. Besides Pacific Cross, do you also have Medicare? I'm 64, soon 65 and trying to make that decision now. I'll reach out to Pacific Cross too. Thanks.
@@mikebingham976 Thanks Mike. End of the year because I'll be 65 I will be kicked off my wife's employer's Maxicare plan. So need to start making some medical insurance plans. Btw, I go to Makati Med. really on par with US healthcare if not better.
@@mikebingham976 If you're able to travel no problem but if you're bed ridden or in accident, you can't travel back in the US, no airline will take you. You're stuck.
I’m a country boy at heart, but opted to settle with my wife just one hour south of Manila so we would have access to good medical care. Fortunately my Tricare is accepted by most of the major hospitals in the NCR. We use Asian Hospital and it has been good for us, even during one minor emergency.
Ive seen many expats settle down in their dream island, building dream house/farm etc.. And discover that the island hasn't any MAJOR hospital a little late. Many seems to miss that Philippines are 7000 islands and most of them are totally different from each other both in economy language and infrastructure.
And one of the reason why i dont want to retire in the philippines is if something happen like.medical malpractice u cant easy sue there, i love in try he US i gave birth c section twice and they took care of me even i was alone because my husband staying ar home for my other kid. So i was alone but the nurse kept checking with me and and my baby oh they called you or you can call to the capeteria to bring u some food .
Medical treatment in the Philippines will be denied in the province unless you have national insurance, cash or a combination of both….or if they miraculously accept credit card payments. If you’re away from a major city without access to cash then you’re screwed!
With there being so many ppl retiring and relocating from the USA, it would be a benefit if “Medicare” was excepted in the Philippines. Think about the “OFW’s”, just a thought 🤔
In the Philippines your life expectancy depends on how you can afford the treatment. In the US a Dr needs evidence to get reimbursed and to prove clinical compliance in lawsuits. Guam is only 3 1/2 hrs from Manila. There’s a Naval hospital for military retires and a Medical City that takes veterans and medicare. Just have enough for emergency care and medivac to Guam. From Guam they can Medivac you to Hawaii if beyond Guams capability.
I am from.Canada and work in healthcare. We just do our best to live our lives the best we could. If its our time to go.. no amount of care will stop that .
The reason lab tests and imaging modalities are performed is to increase diagnostic certainty. Solely relying on the physical exam will inevitably lead to a number of misdiagnoses.
I was 23 when we moved here in US my plan then was to retire to PI when time comes, just turned 60, my plan has change, I can only stay for visit not stay to retire, one drawback is the healthcare system of PI, am retiring in 3-4 years, thanked God not taking any maintenance med so far.
@vloggerGrandpa, very good advice. Yes, even healthy person should be prepare for emergency. I'll be going to the Philippines next month, maybe, I'll see you?
One of the first things i did settling in, was to open a peso account for P 500,000 with a debit card. 1) because that is the limit that a bank account here in the Philippines can be insured for. 2) the debit card is for quick withdrawals if needed. My friend an American expat expired in a hospital in Lasalle Dasmarinnes and left his GF a P 412,000 hospital bill and his body would not be released until it was paid. Therefore i came up with the idea to self insure if ever the need arises❤😢
The idea is to stay healthy. I worked in a retirement home once in America and it was so sad. Many had no visitors. Winter was icy cold to walk outside. Yes retirees can get ambulanced to a hospital in minutes but the mood was somber. In the Philippines people just walk walk all over and hire a gardener, caregiver, driver and cook. Relatives and neighbors drop in more often than America despite America having light traffic and everyone owning cars. In the Philippines you are constantly surrounded by people, noise and chickens. In New York City an elderly lady was shoved down the steps of a church to steal her purse by a teenager. In the Philippines church groups will invite you to join them and young people will shake your hand to their foreheads as a sign of respect.
Medical care in the Philippines is atrocious. If I didn’t have enough money, I would have died. I had to be taken to 8 different hospitals before I could be admitted. The hospital was full so patients had to sit in chairs out in the 96°F weather. I watched as they carried the full body bags by me. While I was in the hospital, I had to pay my bill each and every day in only cash. Also, traffic does not pull over for emergency service vehicles. I could write a book about how bad medical care is in the Philippines.
Anyone travelling in the Philippines wether short stay or a longer one must have a Medical Insurance that will cover up all medical and hospitalisation bills in case such unexpected necessities occurs.
True observation that as you get older it's not if but when you will need hospital care. Other than Makat Medical and St Luke's not many other places I would trust. Retirement in the Philippines needs an exit strategy in such eventualities.
If you have a high deductible hi co share insurance and you need some services like ct scan, mri,etc it’s cheaper to get it done in the Philippines you can save more than a round trip ticket to the PI
I live in the province in a town with two local hospitals, one public and one private. The nearest larger hospitals are 3 hours away in Cabanatuan City. Quite frankly even being healthy out here your at risk. I first got here i got sick, it was just food posioning and we caught it soon enough it did not progress to anything worse. One night in the private hospital for dehydration, got some antibotics and was good to go. They took cash only! Luckily only $350 usd for the whole stay. I just turned 65 and were going to move closer to a larger city and airport at least for peace of mind. I am in good health for my age, no meds, walk daily but you never know. I did purchase an insurance plan with Pacific Cross however not needed to use it yet.
I'm a senior citizen myself. When I was younger and working, I've medical insurance as part of my employment benefits but when I retired it has become hard, maybe impossible to get a medical insurance especilally when you reach 65 yo. That I think is very discriminatory for seniors here in the Philippines. Btw, I'm a new subrscriber. God bless.
There is Charity Care in the Philippines hospital, but you have to ask for it.But if you are travelling in the Philippines, you should have Travel Insurance that includes Philippines and a credit card that has no foreign transactions fee. Philippine Doctors are all excellent.
Wow! That’s why, go for 3-4 week vacation first, at least a few times before deciding whether Philippines is the right fit for retirement. I came over to the USA when I was only 17 years old. It’s difficult to start all over again in the Philippines…It’s ok for vacation, but to stay the rest of your retirement years? IDK…Yes, it is cheaper but my family, especially the kids/gkids, are more important and precious to me than lifestyle change! I will not exchange the gkids growing years…football, basketball, school plays and concerts. Perhaps it would be different if I don’t have any kids…I can live and adjust anywhere. If you are in the province, you are SOS, when it comes to hospital and ER visits. As a retired RN, plan your retirement accordingly, based on your health needs. The Philippine healthcare systems’ problem is the main issue. Even with PhilHealth, there are disparities on the quality of care. That’s what I noticed talking to my friends and family who have experienced this system. Just make smart decisions…
actuall in the philippines , my wife is filipino and she always tells me , if you have no money , they will refuse to see you , so i dont know how the poor people get any help the doctors , i just dont get that at all .....everything over there for medical is base on Money ....They dont have free medical services for any one . None that i ever heard of seen Medical services is very expensive they charge 65 dollars per day for your stay , or even if they discharge you out the hospital or clinic they are still charging per day 65 dollars which is high way robbery ! How ever on the flip side if you pay , you see your doctors right away, unlike in canada , you can wait 72hrs just to see a doctor regardless even if you need to see them , becuase its free long waiting list , nobody cares here any more either , because they dont have enough doctors due to high expenses , lack of doctors , useless government of canada
Medicare no good in Philippines if you have pre existing condition i understand Pacific Cross maybe unaffordable over 65 you're screwed self insure sound like only option i'm no expert just a observation.
That ad is fake. They copied my video and superimposed the audio. Watch closely. That is mor my voice. I reported the matter to Facebook, but don't know what they're doing about it.
It is because I have no living or close relatives in the Philippines. My parents and all my siblings came to the U.S. about 10 years after my eldest brother and I immigrated to the U.S. and Canada. That's why I feel like a stranger in my own country. That's what happens when you move away when you are only 20 years old.
It’s sad if you don’t have relatives in the Philippines. It seems like you’re a stranger to your own country. Me, I still have 4 siblings there with their families. It’s like fiesta all the time when I go visit Philippines. I have to bring pasalubong to them, to their kids and grandkids. 😂
Most all meds are available, and yes, they charge by the pills. Some meds are much cheaper than the US (w/o insurance), and others more. Most pharmacies (Mercury, Watsons), will not need a prescription. This is based on my personal experience.
Many but not all meds are readily available in Philippines. For example, it’s hard to find many anti-depression and ADD/ADHD medications. Any opioid-based pain meds (eg Percocet, Vicodin) are virtually impossible to get. Also sleeping meds such as Ambien (Zolpidem) can only be prescribed by doctors with special licenses that are hard to find - and they charge a high fee.
cool because most country's is the WORLD are cheaper than America on medication..pretty common that Americans travel to south America Mexico or canada for cheap medication u know My friend living in Bangkok did pay $230 for a diabetes shot home in the us in bangkok hes pays about 25-30 $ for one shot.
Retiring in the Philippines for me is not my option, health care system is bad, no changes at all. No money , no quality of care. The government should prioritize the health care. Yes, it’s good to visit but not to retire. Canada has a universal health care , rich or poor, quality of care is the same.
You mentioned before you’re a dual citizen. If your a filipino citizen, you’re eligible for senior citizen discount and philhealth. I also think HMO in US will work in Philippines
Hmo will not work in the Philippines. I do not consider PholilHealth as Insurance. It's more like a subsidy that gives you some discount. Not much though.
@@vloggergrandpa2707yes G. Philhealth only pays 20 to 25% of your total bill and it depends on your illness. Different levels/ brackets for cancer, covid, stroke, heart attack, etc. If you don't have other insurance, then you'll have to pay upfront the remaining 75 to 80%, else you won't be able to leave the hospital. (based on my family's experience)
I understand your point, but here in the USA you can multiply each of those by 20 times. The prices charged at hospitals in the USA are so crazy nobody that lives outside the USA would believe them. But in the USA they treat you first, and fast, and then send you the bill later.
philippines is only for vacation if you are a USA citizen filipino. forget about the sentimental value of it like being buried where you are born, you would not even know it when your dead. There are lots of disadvantages of retiring in the Philippines. you can enjoy having a vacation more than permanently retiring there. besides when you retire as US citizen there are lots of countries to visit. Philippines is just FUN because it is cheap. think first what is the reason the first time you left this country, because of hardship, corruption, quality of life? nothing change , it is just you have money now. when it is all gone , you are back to the same person again. your children might be living in USA and your grandchildren, in my opinion being with them is more enjoyable than to be with your own kind, and maybe not sure if they will like you either, the same people, the same gossipers, jealous, living in a hot pot of crabs, that is filipino life until now. good bye to all of you.
The majority of people retiring in Pinas doesn't have enough retirement money to live in the US. Not all but majority. Like you said, too many negatives to retire in Pinas.
true,agreed,facts,could not agree with you more. Unless PH will become one of the US Teritory like Puerto Rico. Sana ibenta na rin ang Pinas sa Japan or China para umunlad. Wala ng PAG ASA ANG PINAS kaya dapat ibenta sa US or other countyr
![Insurance for Dual Citizens and Foreigners who are retired overseas [About Advantage Plan]](http://i.ytimg.com/vi/pv_clqrJ8ew/mqdefault.jpg)
US citizen living in BGC. Had heart attack in December. Took Grab to St. Luke's hospital. Next morning had angiogram. One artery !00% blocked, another partially. Two stents implanted. Five days in hospital. $14K. Pacific Cross insurance paid $11K, Philhealth around $200. Pacific Cross also paid for 90 days of new meds and 32 cardio rehab sessions (outpatient), around $1200. Michael Onstad is the man to see here for Pacific Cross. Any problems, he's got your back. BTW I'm 76 years old.
US cItizen living in Makati. Hey if you went through St. Luke's ER, probably met my sister in law. She is a physician in ER there. Besides Pacific Cross, do you also have Medicare? I'm 64, soon 65 and trying to make that decision now. I'll reach out to Pacific Cross too. Thanks.
You waited a year before your policy started
@@TimothyC-kn5zk I keep my Medicare active in US in case I return to the states but it’s not accepted here.
@@mikebingham976 Thanks Mike. End of the year because I'll be 65 I will be kicked off my wife's employer's Maxicare plan. So need to start making some medical insurance plans. Btw, I go to Makati Med. really on par with US healthcare if not better.
@@mikebingham976 If you're able to travel no problem but if you're bed ridden or in accident, you can't travel back in the US, no airline will take you. You're stuck.
I’m a country boy at heart, but opted to settle with my wife just one hour south of Manila so we would have access to good medical care. Fortunately my Tricare is accepted by most of the major hospitals in the NCR. We use Asian Hospital and it has been good for us, even during one minor emergency.
You are very fortunate to have tricare. Asian hospital is an excellent hospital.
Do you happen yo know if they take CHAMPVA? I am interested to know please.
@@PinayOkie58 not sure about CHAMPVA. CHAMPVA are usually for dependents. There’s also a public owned hospital.
Ive seen many expats settle down in their dream island, building dream house/farm etc..
And discover that the island hasn't any MAJOR hospital a little late.
Many seems to miss that Philippines are 7000 islands and most of them are totally different from each other both in economy language and infrastructure.
And one of the reason why i dont want to retire in the philippines is if something happen like.medical malpractice u cant easy sue there, i love in try he US i gave birth c section twice and they took care of me even i was alone because my husband staying ar home for my other kid. So i was alone but the nurse kept checking with me and and my baby oh they called you or you can call to the capeteria to bring u some food .
Keep those medical topics coming. Hit the 👍
malaking tulong ng kaalaman po ang naisshare nyo lalo na sa katulad namin mag asawa na nag pplanong mag stay sa Pinas after retierment.
Medical treatment in the Philippines will be denied in the province unless you have national insurance, cash or a combination of both….or if they miraculously accept credit card payments. If you’re away from a major city without access to cash then you’re screwed!
With there being so many ppl retiring and relocating from the USA, it would be a benefit if “Medicare” was excepted in the Philippines. Think about the “OFW’s”, just a thought 🤔
In the Philippines your life expectancy depends on how you can afford the treatment. In the US a Dr needs evidence to get reimbursed and to prove clinical compliance in lawsuits. Guam is only 3 1/2 hrs from Manila. There’s a Naval hospital for military retires and a Medical City that takes veterans and medicare. Just have enough for emergency care and medivac to Guam. From Guam they can Medivac you to Hawaii if beyond Guams capability.
I am from.Canada and work in healthcare. We just do our best to live our lives the best we could. If its our time to go.. no amount of care will stop that .
Agree
From davao 9 hour a connecting flights Manila layover etc Plan on 10 hour 1 hour to Davao airport for me
That's if you're an able body but if you're bed ridden no airline will take you.
@@garrylafferty100 Davao has plenty of tertiary level hospitals and doctors with sub specialties.
I LOVE WATCHING YOUR VIDEOS YOU MAKE A LOT OF SENSE ON YOUR OBSERVATIONS
The reason lab tests and imaging modalities are performed is to increase diagnostic certainty. Solely relying on the physical exam will inevitably lead to a number of misdiagnoses.
I was 23 when we moved here in US my plan then was to retire to PI when time comes, just turned 60, my plan has change, I can only stay for visit not stay to retire, one drawback is the healthcare system of PI, am retiring in 3-4 years, thanked God not taking any maintenance med so far.
Hi grandpa your subscriber is here always watching your videos even before
@vloggerGrandpa, very good advice. Yes, even healthy person should be prepare for emergency. I'll be going to the Philippines next month, maybe, I'll see you?
One of the first things i did settling in, was to open a peso account for P 500,000 with a debit card. 1) because that is the limit that a bank account here in the Philippines can be insured for.
2) the debit card is for quick withdrawals if needed.
My friend an American expat expired in a hospital in Lasalle Dasmarinnes and left his GF a P 412,000 hospital bill and his body would not be released until it was paid.
Therefore i came up with the idea to self insure if ever the need arises❤😢
Thank You Po , Hope You And Your Family Have A Wonderful Day ! 🥰🥰🥰🙏🙏🙏💯💯💯
Thank you so much for sharing .God Bless
The idea is to stay healthy. I worked in a retirement home once in America and it was so sad. Many had no visitors. Winter was icy cold to walk outside. Yes retirees can get ambulanced to a hospital in minutes but the mood was somber. In the Philippines people just walk walk all over and hire a gardener, caregiver, driver and cook. Relatives and neighbors drop in more often than America despite America having light traffic and everyone owning cars. In the Philippines you are constantly surrounded by people, noise and chickens. In New York City an elderly lady was shoved down the steps of a church to steal her purse by a teenager. In the Philippines church groups will invite you to join them and young people will shake your hand to their foreheads as a sign of respect.
Enjoying
Listening to your video
Take care
I LOVE your videos Grandpa! ❤️
Medical care in the Philippines is atrocious. If I didn’t have enough money, I would have died. I had to be taken to 8 different hospitals before I could be admitted. The hospital was full so patients had to sit in chairs out in the 96°F weather. I watched as they carried the full body bags by me. While I was in the hospital, I had to pay my bill each and every day in only cash.
Also, traffic does not pull over for emergency service vehicles.
I could write a book about how bad medical care is in the Philippines.
New subscriber here but old follower. I am a filipina watching from Sweden. I am also a Senior at 71. Thanks for sharing.
Thanks for subbing!
Very Good vlog again Grandpa!
Thank you kindly
@@vloggergrandpa2707 you are welcome.
Hi neighbour :-) Greetings from East Tower :-) I like your videos ! Have a good day !
Anyone travelling in the Philippines wether short stay or a longer one must have a Medical Insurance that will cover up all medical and hospitalisation bills in case such unexpected necessities occurs.
That won’t work if you need critical medical attention in the province
True observation that as you get older it's not if but when you will need hospital care. Other than Makat Medical and St Luke's not many other places I would trust. Retirement in the Philippines needs an exit strategy in such eventualities.
Asian Hospital in Alabang is also good if you're in south Luzon/ CALABARZON.
Thanks!
Awesome , my current doctor does a look and tells me things.
But also does blood work etc..
If you have a high deductible hi co share insurance and you need some services like ct scan, mri,etc it’s cheaper to get it done in the Philippines you can save more than a round trip ticket to the PI
True, specially if you have no insurance in the US.
I live in the province in a town with two local hospitals, one public and one private. The nearest larger hospitals are 3 hours away in Cabanatuan City. Quite frankly even being healthy out here your at risk. I first got here i got sick, it was just food posioning and we caught it soon enough it did not progress to anything worse. One night in the private hospital for dehydration, got some antibotics and was good to go. They took cash only! Luckily only $350 usd for the whole stay. I just turned 65 and were going to move closer to a larger city and airport at least for peace of mind. I am in good health for my age, no meds, walk daily but you never know. I did purchase an insurance plan with Pacific Cross however not needed to use it yet.
I live in Quezon City (Manila) plenty of good doctors here. If you've got good insurance and/ or a descent money reserve, you'll be fine.
😊
I'm a senior citizen myself. When I was younger and working, I've medical insurance as part of my employment benefits but when I retired it has become hard, maybe impossible to get a medical insurance especilally when you reach 65 yo. That I think is very discriminatory for seniors here in the Philippines. Btw, I'm a new subrscriber. God bless.
Thank you for subbing!
Wow
Hello Sir. May i ask if you got health insurance there in the Philippines? Ty. God bless you always. Thanx for all your vlogs ❤😊
No, I don't. I have Medicare advantage plan that covers me for emergency cases only. I have another video regarding this.
Find how much heart bypass is and keep that much at home. I had 4 heart attacks and a stroke. If I never had cash I would have died.
Friend of mine in Manila had quadruple bypass surgery last year cost him 2 million pesos.
There is Charity Care in the Philippines hospital, but you have to ask for it.But if you are travelling in the Philippines, you should have Travel Insurance that includes Philippines and a credit card that has no foreign transactions fee. Philippine Doctors are all excellent.
Doctors in the provinces lack medical knowledge to properly treat you. For minor problem, no problem.
Wow! That’s why, go for 3-4 week vacation first, at least a few times before deciding whether Philippines is the right fit for retirement. I came over to the USA when I was only 17 years old. It’s difficult to start all over again in the Philippines…It’s ok for vacation, but to stay the rest of your retirement years? IDK…Yes, it is cheaper but my family, especially the kids/gkids, are more important and precious to me than lifestyle change! I will not exchange the gkids growing years…football, basketball, school plays and concerts. Perhaps it would be different if I don’t have any kids…I can live and adjust anywhere.
If you are in the province, you are SOS, when it comes to hospital and ER visits. As a retired RN, plan your retirement accordingly, based on your health needs. The Philippine healthcare systems’ problem is the main issue. Even with PhilHealth, there are disparities on the quality of care. That’s what I noticed talking to my friends and family who have experienced this system. Just make smart decisions…
💯 agree. Why would I retire to a place far from my children? That's just my take.
actuall in the philippines , my wife is filipino and she always tells me , if you have no money , they will refuse to see you , so i dont know how the poor people get any help the doctors , i just dont get that at all .....everything over there for medical is base on Money ....They dont have free medical services for any one .
None that i ever heard of seen
Medical services is very expensive they charge 65 dollars per day for your stay , or even if they discharge you out the hospital or clinic they are still charging per day 65 dollars which is high way robbery !
How ever on the flip side if you pay , you see your doctors right away, unlike in canada , you can wait 72hrs just to see a doctor regardless even if you need to see them , becuase its free long waiting list , nobody cares here any more either , because they dont have enough doctors due to high expenses , lack of doctors , useless government of canada
$65 is pretty high alright. However, it is VERY low compared to the US if you have no insurance. 🙂
Medicare works in guam.
If you have a bad diagnoisis.
Cost of living very expensive in Guam
Plane tickets from the Philippines to Guam are unbelievably expensive.
Guam is U.S. territory.
Yes tests tests tests.....I suspect it back up documents for anti sueing protocol
It’s also a money grab
@@JCizzleSoCal Free in the US for Medicare recipient.
I'll be able to get a Covered California Bronze Plan [
Medicare no good in Philippines if you have pre existing condition i understand Pacific Cross maybe unaffordable over 65 you're screwed self insure sound like only option i'm no expert just a observation.
I have A top tier plan with Pacific Cross and i am 65. Cost was just $1,900 usd for the year and not used it yet. Factor that into your budget!
@@ChrisB-sv1gz Good Information.
Sir, I saw a post of you about osteoarthritis .. can I have the link to have the complete information. Thank you
That ad is fake. They copied my video and superimposed the audio. Watch closely. That is mor my voice. I reported the matter to Facebook, but don't know what they're doing about it.
Health care system sa pinas wara kwenta,
Sir i have just noticed you dont have content connecting with your relatives there in the Philippines.
It is because I have no living or close relatives in the Philippines. My parents and all my siblings came to the U.S. about 10 years after my eldest brother and I immigrated to the U.S. and Canada. That's why I feel like a stranger in my own country. That's what happens when you move away when you are only 20 years old.
It’s sad if you don’t have relatives in the Philippines. It seems like you’re a stranger to your own country. Me, I still have 4 siblings there with their families. It’s like fiesta all the time when I go visit Philippines. I have to bring pasalubong to them, to their kids and grandkids. 😂
Too hot to be on the balcony 😢
Right now, yes!
Sir, I heard that St. Luke's Hospital in the Philippines takes US health insurance. Do you know if that is true? Thanks for the information.
I really don't know.
Ok. Thanks for the reply. I really appreciate all the information that you are giving us.
Are you able to get your prescriptions filled there easily? I read that they charge by the pill. Is this true?
Yes they charge by the pill. Same as pretty much everywhere.
Most all meds are available, and yes, they charge by the pills. Some meds are much cheaper than the US (w/o insurance), and others more.
Most pharmacies (Mercury, Watsons), will not need a prescription. This is based on my personal experience.
@@davidsun3464 thank you
Many but not all meds are readily available in Philippines. For example, it’s hard to find many anti-depression and ADD/ADHD medications. Any opioid-based pain meds (eg Percocet, Vicodin) are virtually impossible to get. Also sleeping meds such as Ambien (Zolpidem) can only be prescribed by doctors with special licenses that are hard to find - and they charge a high fee.
@@johnlacey3857 Also newly FDA approved meds are not available there.
Health system in the Phils is a nightmare. Money & politics plays a big role. pls dont risk. its a high risk and very stressful nation. think Thrice
Sometimes you don’t have a choice
SELF-INSURE. That is what we long timers do. Health costs are cheap.
Why you’re not in BGC?
Condos are overpriced.
Dan, you must indeed be a strong thrower to be able to throw a stone at BGC from your balcony.😃😃😃
😆😆😆
Bring at least three refills months prescriptions of medications and First Aid box. SPF lotions, very hot here
cool because most country's is the WORLD are cheaper than America on medication..pretty common that Americans travel to south America Mexico or canada for cheap medication u know
My friend living in Bangkok did pay $230 for a diabetes shot home in the us in bangkok hes pays about 25-30 $ for one shot.
Retiring in the Philippines for me is not my option, health care system is bad, no changes at all. No money , no quality of care. The government should prioritize the health care. Yes, it’s good to visit but not to retire. Canada has a universal health care , rich or poor, quality of care is the same.
Canadian Healthcare sucks
@@robocop581Philippine’s Healthcare sucks.
@@user-dj4wi6lg7n Sure. But Canadian Healthcare sucks as well. Pathetic actually
@@robocop581From a Filipino who has never left the Philippines?
@@user-dj4wi6lg7n Oh really? How can you tell eh?
Do they take insurance from the US?
They accept International insurance at St. Lukes BGC
They take Tricare and some international insurance but typically only at the large hospitals in Manila or other large cities.
Nasa pilipinas na po kayo ?
Yes, but only until next month.
You mentioned before you’re a dual citizen. If your a filipino citizen, you’re eligible for senior citizen discount and philhealth. I also think HMO in US will work in Philippines
Hmo will not work in the Philippines. I do not consider PholilHealth as Insurance. It's more like a subsidy that gives you some discount. Not much though.
@@vloggergrandpa2707yes G. Philhealth only pays 20 to 25% of your total bill and it depends on your illness. Different levels/ brackets for cancer, covid, stroke, heart attack, etc. If you don't have other insurance, then you'll have to pay upfront the remaining 75 to 80%, else you won't be able to leave the hospital. (based on my family's experience)
1 small cotton ball: 10 pesos
1 Q Tip: 5 pesos
1 small gauze: 10 pesos
1 white small tape: 15 pesos
Should I go on?
What is your point?
I understand your point, but here in the USA you can multiply each of those by 20 times. The prices charged at hospitals in the USA are so crazy nobody that lives outside the USA would believe them. But in the USA they treat you first, and fast, and then send you the bill later.
How true!
Tandas have no business travelling abroad . Stay home and go to your local senior center . Wasting oxygen . 😂
when the hospital is credited by Medicare USA, hospitalization is fully covered by Medicare Part A. which we all have
philippines is only for vacation if you are a USA citizen filipino. forget about the sentimental value of it like being buried where you are born, you would not even know it when your dead. There are lots of disadvantages of retiring in the Philippines. you can enjoy having a vacation more than permanently retiring there. besides when you retire as US citizen there are lots of countries to visit. Philippines is just FUN because it is cheap.
think first what is the reason the first time you left this country, because of hardship, corruption, quality of life? nothing change , it is just you have money now. when it is all gone , you are back to the same person again.
your children might be living in USA and your grandchildren, in my opinion being with them is more enjoyable than to be with your own kind, and maybe not sure if they will like you either, the same people, the same gossipers, jealous, living in a hot pot of crabs, that is filipino life until now.
good bye to all of you.
The majority of people retiring in Pinas doesn't have enough retirement money to live in the US. Not all but majority. Like you said, too many negatives to retire in Pinas.
Facts
true,agreed,facts,could not agree with you more. Unless PH will become one of the US Teritory like Puerto Rico. Sana ibenta na rin ang Pinas sa Japan or China para umunlad. Wala ng PAG ASA ANG PINAS kaya dapat ibenta sa US or other countyr
Wow! 😔✝️🛐✝️🛐✝️🛐✝️🛐✝️👼👼👼👼👼👼⛪️⛪️⛪️⛪️⛪️ ... medical Emergency for Footen Paralysis’s..... Takk