Overall your analysis of Axis Bank Result is excellent. Your observation on economy says a lot more. When the GDP is declining and job opportunities are shrunk, the banking sector is largely affected due to default of loans repayment more particularly small loans, i.e. MFI.
"Sir, Axis Bank's loan charges are very high. If no payment is made for few months, the interest rate becomes 4 times higher. This mostly happens with credit cards. Many salaried individuals cannot fully repay their loans. To resolve this, they often go for loan settlements."
Aapne bilkul theek kaha...kal hi maine AXIS se 3rd loan liya hai...magar har baar inki ROI pahle se jyada mili....aur toh aur ab agar aap ROI ko kam karne ke liye apply karenge toh uske liye bhi SLAB WISE CHARGES apply kar diye hain....isliye i suggest everyone to pay some extra amount monthly besides EMI
सही बताया , सिर्फ़ बैंक मैनेजमेंट के हाथ में रहता है की … अपने बैंक के बारे में, कौन सी बात बताना , कौनसी बात नहीं बताना , और कितना मुनाफा या नुक़सान दिखाना ।
ये बैंक में चालू खाता खुलवाया था,, शुरू में फ्री बोला cash deposit 50 लाख तक , कुछ ही दिनों में बार बार डिपोस्ट चार्ज अपने ही पैसे में देना पड़ता है , चेक का ट्रांसेशन चार्ज लगा दिया, फिर पैसे आने का लिमिट लगा दिया जो पैसा आता है उसपर भी चार्ज लगा दिया कुल मिला कर अपने ही पैसे का चार्ज काटथा है,,
This is the problem of each pvt Bank. they are giving loan to every people because they we can recover payment by the Recovery Agent. This is their Mindset.
मैं भी रिटायर्ड बैंकर हूँ बैंक मैनेजमेंट NPA को छुपाने के हथकंडे करते है नॉन बैंकिंग कम्पनिया अच्छा खासा ब्याज लेकर खूब कमा। रही। है PSU बैंक के लाखों की वेतन लेने वाले होने पर ना तो अच्छे अग्रीम हो रहे है। ना ही वसूली ढंग से हो रही है कुछ लोगो कहना है स्टाफ कम है हमारे समय बहुत कम था अब तो बहुत भर्ती हो रही है
Logon ke paas paisa hi nahi hai aur na hi property...banks ke emi kaise wapas karenge ya loans kaise lenge ...btw the low valuations of FMCG and banks are due to a reason which is that they have no growth prospects and hence are way costly even at these people valuations ...
Bhai koi loan kyun lega . Loan pe processing fee kat ta hai . 18 perceny GST poket se jata hai . Phirr koi EMI bounce ho gaya to fine lagta hai .Fine pe bhi 18 PERCENT gst . Ham kharcha kyun karenge . Wa ham paisa denge .aur hamara paisa Agani ko jayaga aur lakh crore ka loan MODI maaf kar dega . Yeh GST desh ko duba dega .
AZAADI KA AMRITKAAL CHAL RAHA HAI.. AAP 5 TRILLION ECONOMY KA SAPNA DEKHENGE...LEKIN NA TO AAPKE PAAS ROJGAR HOGA NA KAMAII...AAPKI CASHLESS JOBLESS GROWTH HOGI..
Bhai ap doge mujhe interest free loan Mujhe zaroorat hai ap doge bhai Iske badle my security ke liye ghar ke papers apke paas bank me rakhunga? Chalega kya bhai
Do the millionaires who live the country, the amount they have is being circulated in domestic economy or it is stagnated in safe heavens, because lot of millionaires have left the country in current period,
Excellent review of the present Indian banking system crisis of less than normal demand of banking credit in real term… hope govt. shall take some real time action to increase demand for employment generation programme and restrict trading margin of the corporate world and reduce GST rates on things of mass consumption in order to put more money in the hands of poor and marginal sections of the society! Main thing to create demand in the economy, is to divert resources for manufacturing, industrial production and to bring more flow of money in the unorganised sectors in the society… now more hopes are on the budget provisions and allocations 😊
थोड़ा सा कर सकते हो, ज़्यादा नहीं, @950 से नीचे। क्योंकि ऊपर बहुत धीरे धीरे जाता है। मेरे पास 5 साल से है। अभी सिर्फ़ 25% ही बाहर निकल पाए हैं। इससे बेहतर कुछ PSU Banks हैं। IndusInd बैंक के शेयर लेने के बजाय, अगर हो सके तो उसके FD में निवेश करें - senior citizen वाले में 0.5% extra ब्याज दर पर। Maximum slab period का return एक से सवा साल वाला, उसके share से ज़्यादा मुनाफ़ा देगा!!
If bad loans are increasing then banks will stop disbursing loans and provisioning mount will increase so this amount they would invest somewhere else in MFs, in other countries markets if Indian market is not doing well, HDFC HOME LOANS Branch is managed well, Axis loan dept was never good…. If bank is having good provisioning amount then it’s good for bank at least they have money, now they can think and find investment options and only give loans to safe professionals like service persons, Dictors, engineers who can repay than to businessmen who don’t repay…. Thoda loan do but achhe logon ko do aur baki paisa markets mein invest karo…. Simple !!!
Thik hi kahte ha aap kyonki name name tariko se paise deduct karte ha,jo other bank nahi karte ha.ye ecs , service charge ke banane se bahut paisa Kat leti ha
पहले राजाओं की आयकर व्यवस्था जजिया कर व्यवस्था में कैसे बदल गई, आत्मनिर्भरता की कहानी, राष्ट्रीयता का दावा, राज्य में आमजनता का ध्यान, और उनके राजकीय कोष में आने वाली कमियां। राजा को रह वस्तु पर कर लगाने को मजबूर कर देती है।
Axis bank ruined Citi Bank image in public. They send 20days prior messages to pay credit card min due payment. On top their services are poor. They send emails dated September which are received in December 😅 Axis bank is spinned to 180 degree reverse
₹1440 bhi jaa sakta hai agar Results bekaar rahe dur raho abhi February mein April ya May Ki Call le Lena aur February mein put le Lena agar Results kharaab hua toh
Axis Bank Ltd. reported results for the December quarter, which were in-line with expectations. Net Interest Income increased by 8.6% from last year and was in-line with expectations, while net profit too met expectations. Axis Bank's asset quality remained stable on a quarter-on-quarter basis, with both gross and net NPA remaining at similar levels compared to the previous quarter.
Hdrc bank kaa bhaw 370 Ril kaa bhaw 640 Sbi kaa baw209 eisitarah our bhi bhaw hai sir ye sab 10 our 10 rupaye ke share hai sir zo aax anap sanab bhaw par chal rahe hai sir ko ei 1200 me ko ei 1000 me bilakul absard
Ha, jo jameen 1 lakh ki li thi 20 saal pehle wo aaj faltu main 1cr ki hai. Wo firse 1 lakh main milne chahiye. Wheat to abhibhi utana hi hota jitana 20 saal pehle tha
CC account OD account जो clean od भी होते हैं उन पर 10 or 11% तक ही ब्याज लेते हैं और credit card देते समय केवाईसी और उसकी आय पर ही देते हैं फिर 36 से 48% ब्याज ऊपर से पैनाल्टी कहां तक सही हो सकता है इतना तो अच्छे साहूकार भी नहीं चार्ज करते थे
इंफोसिस उनकी घटिया employee पॉलिसी की वज़ह से है। ye अपने employee ko उचित सैलरी नहीं देते और काम चाहिए 18 घण्टा। पहले लोग narayanmurthy ko हीरो और ideal समझते थे। ab villain मानते हैं। इन्होने सेंटीमेंट ही बिगाड़ दिया है।
The main problems of Axis bank is rates of interest more n more higher than other banks , so actual or honest borrowers not prefer to axis bank . So resultant good n bulky borrowers avoid to approach axis bank .
Jab tak Hindu-muslim karnewale Indian Economy sambhalenge..yahi hoga..aur v bura time ana baki he..jo 10 saal se barbad ho raha tha..aaj khul k samne aa raha he.
Sarkar Gaon wale logo ko aur berojgar logo ko small business ke liye help karegi tabhi to deah ki economy top 3 me aayegi ..nahi to tel lene jayegi ...wase to sarkar aaj Kal kisano ki fasal kaudio ke bhav kharid rahi hai .... ase raha to kisan garib rahega to desh ki economy nale me hi tairegi na
जनता को लुटेगे तो हाय लगके डुबेगे ही ना, जो लुट रहे है वो खतम ही होंगे हजम नाही होगा जनता को लुटना
Overall your analysis of Axis Bank Result is excellent. Your observation on economy says a lot more. When the GDP is declining and job opportunities are shrunk, the banking sector is largely affected due to default of loans repayment more particularly small loans, i.e. MFI.
"Sir, Axis Bank's loan charges are very high. If no payment is made for few months, the interest rate becomes 4 times higher. This mostly happens with credit cards. Many salaried individuals cannot fully repay their loans. To resolve this, they often go for loan settlements."
Aapne bilkul theek kaha...kal hi maine AXIS se 3rd loan liya hai...magar har baar inki ROI pahle se jyada mili....aur toh aur ab agar aap ROI ko kam karne ke liye apply karenge toh uske liye bhi SLAB WISE CHARGES apply kar diye hain....isliye i suggest everyone to pay some extra amount monthly besides EMI
Kyuki LAST FY mein bhi maine yahi strategy apnaayi thi....tab jaake is FY mein mera payable interest amount 50% rah gaya❤
Bhai tum govt bank se loan kyun nahi lete...
सही बताया , सिर्फ़ बैंक मैनेजमेंट के हाथ में रहता है की …
अपने बैंक के बारे में, कौन सी बात बताना , कौनसी बात नहीं बताना , और कितना मुनाफा या नुक़सान दिखाना ।
Sir, i salute your honest financial reporting without any adulteration.
बाज़ार 20 और 24 तारीख के बीच आगे नहीं बढ़ता है, आगे गिरावट मार्केट में बहुत बड़ी है
I just love your content full of info no bakwas
Perfect analysis....please share your comments on Hindenberg shutdown..
पिछले कुछ सालों में जो फ़र्ज़ी बबल बनाया गया था वो फूट चुका है
जिस में फ़र्ज़ी चीज़ों को ज़्यादा महत्व दिया जाता है वो कभी तरक्की नहीं कर सकता
"Good analysis, sir, but you should also include visual representations while explaining."
ये बैंक में चालू खाता खुलवाया था,, शुरू में फ्री बोला cash deposit 50 लाख तक , कुछ ही दिनों में बार बार डिपोस्ट चार्ज अपने ही पैसे में देना पड़ता है , चेक का ट्रांसेशन चार्ज लगा दिया, फिर पैसे आने का लिमिट लगा दिया जो पैसा आता है उसपर भी चार्ज लगा दिया कुल मिला कर अपने ही पैसे का चार्ज काटथा है,,
अपनी मर्जी से मेरे 5000 के खाते को 25000 में बदल मेरे पैसा खा गिओ था Axis बैंक परमात्मा के घर देर अंधेर नहीं जल्द दीवाला निकलेगा axis बैंक का 😊
Sir you are absolutely right.If India's one of the best private bank reported a pat of only 4%year on year basis,then definitely all is not well.
Bt indicator ke component batana chayihe....chahe exact formula patent rakhe
This is the problem of each pvt Bank. they are giving loan to every people because they we can recover payment by the Recovery Agent. This is their Mindset.
मैं भी रिटायर्ड बैंकर हूँ बैंक मैनेजमेंट NPA
को छुपाने के हथकंडे करते है नॉन बैंकिंग
कम्पनिया अच्छा खासा ब्याज लेकर खूब कमा। रही। है PSU बैंक के लाखों की
वेतन लेने वाले होने पर ना तो अच्छे अग्रीम
हो रहे है। ना ही वसूली ढंग से हो रही है
कुछ लोगो कहना है स्टाफ कम है हमारे
समय बहुत कम था अब तो बहुत भर्ती हो
रही है
Axis bank गयो तेल लेने बाकी है कतार में
Very nicely presented with detailed information, worth watching
Logon ke paas paisa hi nahi hai aur na hi property...banks ke emi kaise wapas karenge ya loans kaise lenge ...btw the low valuations of FMCG and banks are due to a reason which is that they have no growth prospects and hence are way costly even at these people valuations ...
Logo k paas paysa ho ya na ho, nirmala taai toh bhar bhar k tax lengey😂😂😂
😂😂😂
Buy on dips dude.. simple
Thanks for informative video on accurate details on stock market.
Dear sir Large banks will underperform and medium and small bank will out perform.
Bhai koi loan kyun lega . Loan pe processing fee kat ta hai . 18 perceny GST poket se jata hai . Phirr koi EMI bounce ho gaya to fine lagta hai .Fine pe bhi 18 PERCENT gst . Ham kharcha kyun karenge . Wa ham paisa denge .aur hamara paisa Agani ko jayaga aur lakh crore ka loan MODI maaf kar dega . Yeh GST desh ko duba dega .
मार्केट को तो बहाना चाहिए
गिरना होतो अच्छे रिजल्ट में भी गिर जाएगा नहीं गिरना हो तो खराब रिजल्ट में भी नहीं गिरेगा
बात 100% सही लूटने का तरिका 😂
Yes
ये सारे डूबेंगे इनके पास पैसा ही नहीं है। पैसा बड़े उद्योगपतियों को बाँट दिया और फिर सरकार ने उसको माफ़ कर दिया।
BANK ME AAM JANTA KA PAISA JAMA HOTA HAI...CORPORATE KA PAISA SHARE REAL EST ME HOTA HAI
Bilkul sahi
आज मैं इंटरेस्ट फ्री लोन लेने को भी तैयार नहीं हूं। आप अनुमान लगा सकते है।
AZAADI KA AMRITKAAL CHAL RAHA HAI.. AAP 5 TRILLION ECONOMY KA SAPNA DEKHENGE...LEKIN NA TO AAPKE PAAS ROJGAR HOGA NA KAMAII...AAPKI CASHLESS JOBLESS GROWTH HOGI..
Bhai ap doge mujhe interest free loan
Mujhe zaroorat hai ap doge bhai
Iske badle my security ke liye ghar ke papers apke paas bank me rakhunga? Chalega kya bhai
Thanks for sharing your analysis..!
Do the millionaires who live the country, the amount they have is being circulated in domestic economy or it is stagnated in safe heavens, because lot of millionaires have left the country in current period,
Excellent review of the present Indian banking system crisis of less than normal demand of banking credit in real term… hope govt. shall take some real time action to increase demand for employment generation programme and restrict trading margin of the corporate world and reduce GST rates on things of mass consumption in order to put more money in the hands of poor and marginal sections of the society! Main thing to create demand in the economy, is to divert resources for manufacturing, industrial production and to bring more flow of money in the unorganised sectors in the society… now more hopes are on the budget provisions and allocations 😊
बैंको मे 20 हजार से 50 हजार से जियादा रखना रिस्की जन हित में जारी बाकी मर्जी आपकी पैसा आपका या 2 no का 😂
साइबर फ्रॉड से भी बचेंगे आप के पैसे 😊
Sir, please show as slide show with commentary, will be better.
Can you please give your view on HFCL he got 2500 cr order and mutual fund ne bhi stake badhaya hai abhi all time se bahot correct ho chuka hai.
Sir, can you please share the BT Fire related video for the benefit of our own analysis. If already a video had been made, kindly suggest....
Asli Khel Toh SBI Mein Hai...😂😂😂
Valuable Video👍
Worth Watching 🙏
Liked and Subscribed. Thanks for the clear info.
Very well analysis Sir as always.❤
Excellent video Sir 🙏
citi bank ta bad loan axis liya hai
Over charging is a scam in axis
Gst making ppeople poor, so they r unable to pay loan.
Same indusind Bank also
Jio finance services ka analysis please
Kya indusind bank me invest karna chahiye, bahut niche aa chuka hai ab to
Jab mkt girega to sabhi girenge.
Saba bolenge bech do jab chadega sab bolenge kharid lo.
Esliye apne ko lage wo Karo ye sab to humesha chalta rahega.
Lalach to mujhe b aa rha hai.
But risky trade h
थोड़ा सा कर सकते हो, ज़्यादा नहीं, @950 से नीचे। क्योंकि ऊपर बहुत धीरे धीरे जाता है। मेरे पास 5 साल से है। अभी सिर्फ़ 25% ही बाहर निकल पाए हैं।
इससे बेहतर कुछ PSU Banks हैं।
IndusInd बैंक के शेयर लेने के बजाय, अगर हो सके तो उसके FD में निवेश करें - senior citizen वाले में 0.5% extra ब्याज दर पर। Maximum slab period का return एक से सवा साल वाला, उसके share से ज़्यादा मुनाफ़ा देगा!!
Best time to buy .. axis Bank...for investment...best level of 870....to add this bank...and ...if more add 750 if comes
What about utkarsh bank?
Sir SBI kb dudega
This should come to around 600-700 if the results don't improve.
Sirji Powergrid infra invit par aapka kya view hai, experts best hedge bata rahe hai, kya 200 ja sakta hai ?
क्या हमारा पैसा बँक मे है, उसके उपर कूछ... डूबनेके कागार पे तो नाही....
जब चुनावी चंदा 500 करोड रुपए का होगा तो क्या होगा
Why not Ban Vishv Guru & Nirmala Taai.
Politicians sharp ,,v rich... public is losing, , mandir ,,masjid good ,good, good
Awesome Analysis Sir,👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻
Precise very precisely
Superb 🎉
If bad loans are increasing then banks will stop disbursing loans and provisioning mount will increase so this amount they would invest somewhere else in MFs, in other countries markets if Indian market is not doing well, HDFC HOME LOANS Branch is managed well, Axis loan dept was never good….
If bank is having good provisioning amount then it’s good for bank at least they have money, now they can think and find investment options and only give loans to safe professionals like service persons, Dictors, engineers who can repay than to businessmen who don’t repay….
Thoda loan do but achhe logon ko do aur baki paisa markets mein invest karo…. Simple !!!
🎉 HEY PRABHU .. HEY JAGANATHAM PRAMANAND YEH KYA HUWA ..??
Whatever may be, Axis bank is much much better than other large cap pvt banks in terms of valuations.
Thik hi kahte ha aap kyonki name name tariko se paise deduct karte ha,jo other bank nahi karte ha.ye ecs , service charge ke banane se bahut paisa Kat leti ha
Good spich sir.
Many Many thanks.
Monday down gaya to ?
Agar aur bank gaya toh desh mei emergency ho sakta hai .. be prepare ....🎉🎉
Axis Bank ek din bnd hoga, over charging
I had bought axis bank at 1170 rs - in mtf -4000 shares...plz suggest
पहले राजाओं की आयकर व्यवस्था जजिया कर व्यवस्था में कैसे बदल गई, आत्मनिर्भरता की कहानी, राष्ट्रीयता का दावा, राज्य में आमजनता का ध्यान, और उनके राजकीय कोष में आने वाली कमियां। राजा को रह वस्तु पर कर लगाने को मजबूर कर देती है।
RAJNITI KO ZINDA RAKHNE KE LIYE JANATA KA HALLAL HONA NIYATI HAI..
RAJNITI KO ZINDA RAKHNE KE LIYE JANATA KA HALLAL HONA NIYATI HAI..
Axis bank ruined Citi Bank image in public. They send 20days prior messages to pay credit card min due payment.
On top their services are poor.
They send emails dated September which are received in December 😅
Axis bank is spinned to 180 degree reverse
Hdfc bank ka kya hoga
₹1440 bhi jaa sakta hai agar Results bekaar rahe dur raho abhi February mein April ya May Ki Call le Lena aur February mein put le Lena agar Results kharaab hua toh
bilkul correct sir
Nice information
Axis Bank loot leta hai taxes lagake
Entire Banking sector in India is staring at sunset. This is not only about any specfic bank. GDP is one such pointer which has started.
Nice information and nice analysis. Thanks.
In this government always says in the long term will be fine so that right now you can't question
Axis Bank Ltd. reported results for the December quarter, which were in-line with expectations. Net Interest Income increased by 8.6% from last year and was in-line with expectations, while net profit too met expectations. Axis Bank's asset quality remained stable on a quarter-on-quarter basis, with both gross and net NPA remaining at similar levels compared to the previous quarter.
Good analysis 🎉
मलकापूर अर्बन बँक विदर्भ का किस्ने बंद कारवाया कौन जिम्मेदार है 20000 लोग नुकसान भुगत रहे हैं
Current account 15 k minimum account balance bola tha oar 40 k hone pe bhi 2 k charge lagata... aise service hai is bank
सरकार का gs t bhare ya intres dono bharega to bhukhe marega gorment ki tax niti जिम्मेदार he
VERY nice 👍👍
Axis bank ka kya hoga sir kob up train mai Jayega sir pls Bata ye sir
Mere 15 k loss hogye mid cap axis mei sir😃😞
Bhish guru ban gaye ham.😢
HDFC & Axis obviously girega hi girega HDFC 1274 TAK GIR SAKTA HAI 810 Axis aa sakta hai easily
Nice Discloser👍
Excellent tutorial
Hdrc bank kaa bhaw 370 Ril kaa bhaw 640 Sbi kaa baw209 eisitarah our bhi bhaw hai sir ye sab 10 our 10 rupaye ke share hai sir zo aax anap sanab bhaw par chal rahe hai sir ko ei 1200 me ko ei 1000 me bilakul absard
Ha, jo jameen 1 lakh ki li thi 20 saal pehle wo aaj faltu main 1cr ki hai. Wo firse 1 lakh main milne chahiye. Wheat to abhibhi utana hi hota jitana 20 saal pehle tha
I think it's very bad for bank growth.
If you see HDFC BANK never try to open even savings accounts in HDFC BANK BE CARE FULL
100% RIGHT ADVICE
100% RIGHT ADVICE
Reason?
Excellent
CC account OD account जो clean od भी होते हैं उन पर 10 or 11% तक ही ब्याज लेते हैं और credit card देते समय केवाईसी और उसकी आय पर ही देते हैं फिर 36 से 48% ब्याज ऊपर से पैनाल्टी कहां तक सही हो सकता है इतना तो अच्छे साहूकार भी नहीं चार्ज करते थे
Very good
Make video on RBL Bank.
Recovery in retail and extra big loans is very risky.
Sir, make 30 minute video Please.
Axis Bank sab se faltu bank hai
Never mind ...... Afterall Axis Bank management committee has the DNA of old defunct unit trust of India.
इंफोसिस उनकी घटिया employee पॉलिसी की वज़ह से है। ye अपने employee ko उचित सैलरी नहीं देते और काम चाहिए 18 घण्टा। पहले लोग narayanmurthy ko हीरो और ideal समझते थे। ab villain मानते हैं। इन्होने सेंटीमेंट ही बिगाड़ दिया है।
The main problems of Axis bank is rates of interest more n more higher than other banks , so actual or honest borrowers not prefer to axis bank . So resultant good n bulky borrowers avoid to approach axis bank .
Jab tak Hindu-muslim karnewale Indian Economy sambhalenge..yahi hoga..aur v bura time ana baki he..jo 10 saal se barbad ho raha tha..aaj khul k samne aa raha he.
Sarkar Gaon wale logo ko aur berojgar logo ko small business ke liye help karegi tabhi to deah ki economy top 3 me aayegi ..nahi to tel lene jayegi ...wase to sarkar aaj Kal kisano ki fasal kaudio ke bhav kharid rahi hai .... ase raha to kisan garib rahega to desh ki economy nale me hi tairegi na
देश, देश की राष्टीय सम्पदा बेचने वाले,, बैंक तो आसानी से बेच सकते हैं,,,,
Good evening sir 🙏🙏