My man, in just these past 5 videos I've learned more than all the books and searching around I did over the years, I can't fucking believe how easy you were able to break down this topic. Like many have said, you're very, VERY underrated. FFS, what's wrong with UA-cam! Give this man more exposure!
You've come so far in a short time, Richard. These early videos, while great, are not quite as engaging or show you as much at ease (and funny) as you are in your recent content. You've a gift for this work, and your evident growth as a presenter in the four years you've been producing The Plain Bagel (and the large number of subscribers) attests to that. Thanks for making financial literacy, especially as it relates to investing, charming and inviting, especially but not exclusively for the younger investor.
Great job with your videos Richard. I've been trying to grow my financial literacy lately and I've found your channel to be incredibly helpful and on point. Keep up the good work :)
Andy Kim It can work, however relastate has over inflated. See Florida land bubble. Basically everything but realstate is questionable and likely to lose you money.
This is awesome stuff. You do a great job at explaining these topics and I really like the format. Do you think you will create a video covering cryptocurrencies? Thanks.
Alvaro Pasquel thanks for the positive feedback! I’ve been really debating discussing crypto currencies, but I have a pretty heavy bias on the topic and I may not be able to discuss it from a neutral perspective. That being said, it’s very topical and I’d love to do a talk on it so I’ll probably do one sooner or later.
@@ThePlainBagel Perhaps if you were to cover this topic you do a collaboration with another high-quality finance UA-camr or even an expert of some sort? It would good for you and your subscribers. Love or hate cryptocurrency (and there are some serious drawbacks) they have got people not previously interested in finance/investing engaged in it. In other words - the video could be a big hit!
Things got hazy around the alternative investments, particularly derivates, but I'm sure it'll be clearer as I go along. What impresses me is how many ways there are to invest in general.
I am at the beginning of my "investment journey", planning to put 85K into dividend stocks so that I will be making up to 30% per year in dividend returns. Any advice?
The issue is people have the "I want to do it myself mentality" but not equipped enough for a crash, hence get burnt. Ideally, advisors are reps for investing jobs, and at first-hand encounter, my portfolio has yielded over 300% since 2020 just after the pandemic to date.
My CFA NICOLE ANASTASIA PLUMLEE a renowned figure in her line of work. I recommend researching her credentials further... She has many years of experience and is a valuable resource for anyone looking to navigate the financial market..
Diversification is the key. My portfolio is well diversified with the help of a financial adviser. This helps me make more than +400% monthly on my investments.
Hey Bagel, great work, I am completely new to the world of finance and investments and your videos are very useful as well as entertaining. I am sure that this is going to be one of the channels that I will not regret subscribing to. Just one question, how is it possible that the derivative market represents 10x the world economy and what does this mean if everyone tries to cash in all at once? Thank you in advance!
I would argue that cryptocurrencies are a more (theoretically) revolutionary alternative asset than derivatives. Highly subjective of course. Great stuff; informative AND approachable, detailed without being pedantic. Keep up the great work.
Thanks for the kind words, glad you find the videos useful! I agree that cryptos are pretty revolutionary, however their impact on the market is (currently) dwarfed by derivatives. Their market cap is around $228.33B (though I'm not sure how reliable that number is, just found it from a Google search), whereas higher estimates of the derivatives market puts it at a size of $1.2 Quadrillion ($1,200,000B). That being said, we haven't seen the full impact of cryptos yet, or if they'll lose popularity moving forward; only time will tell!
@@ThePlainBagel I highly suggest reading a book called - The Bitcoin Standard by Saifedean Ammous. If you do pick it up, I would love to hear your thoughts on it.
I understand finance termenologies & the big picture from you better than i did in my finance class; it'll be good if you can share with us your recommended finance books, thank you Richard.
If I understand this correctly, derivatives is basically gambling? If so, I'm assuming there's a charge in 'taking the bet'? I'm curious how that charge compares to sportsbetting fees on wagers...
Will you be able to post a video about the differences between Venture Capital, Private Equity, Proprietary Firm, Investment Firm/Banks, Investment management firm/banks, Stock Brokerages? I can't seem to find any simple explanations that are in depth online. Your explanations are great, this can help me a lot as a student who is aiming for the finance industry :D P.S. I love your work you inspire me a lot, i take notes while i watch all your videos and re-watch it multiple times because it is so in-depth and so simple. :)
Hello Richard Coffin, What are the investment sectors available such as stock markets,forex,debentures, fixed deposit, mutual funds,crypto, future &options etc for retail investors? Could you just share all the investment sectors available in the world or any resource from where I can learn about all the investment sectors available?
Excel has its own programming language called Visual Basics that turns it into a pretty powerful tool, though I’m not sure if it’s actually used with algo trades. It could, however, be tied to other systems using APIs (ie if the excel program identifies a buy opportunity, you could have the system automatically submit an order on a different brokerage platform). Not sure if that’s actually what algo trading looks like though
Hey man, as a programmer I just wanna give you a heads-up that you're a cool dude. This is such a small question from someone who seems to know not too much, but your answer is so comprehensive and well tought out. It shows you really care! That's special and good.
Hey Soupy, you’re completely right! The MBS was a big part of the crisis, but it wasn’t the instrument itself but rather the greed of the institutions that created the products that led to the financial collapse. The instrument in and of itself makes sense, but there was explicit lying and manipulation involved with the MBS securities of 2008. I additionally don’t recommend anything in these videos, I’m trying to take a more educational approach, though I’ll be sure to make a future video on 2008. Also, big fan of the Big Short :)
sadly gold, silver and other minerals are up for disruption, as lab grown minerals have been increasing, diamonds alone is decreasing its value due to the amount og labgrown diamond companies
As far as I am concerned only gold and silver are true money and are the only investments one should be in. It looks like everything else is fiat denominated garbage.
This is an undervalued channel can I buy some shares of it now and catch some of the growth
When everything is tokenized in the future this will be possible.
You know you can buy UA-cam channels
@@ThatMountainLife you got that right! :)
@@ThatMountainLife This aged quite well....
@@ThatMountainLife the prophet mountain
This channel deserves so many more subscribers. Some of the best content and editing I’ve seen in this genre.
Indeed
My man, in just these past 5 videos I've learned more than all the books and searching around I did over the years, I can't fucking believe how easy you were able to break down this topic. Like many have said, you're very, VERY underrated. FFS, what's wrong with UA-cam! Give this man more exposure!
You've come so far in a short time, Richard. These early videos, while great, are not quite as engaging or show you as much at ease (and funny) as you are in your recent content. You've a gift for this work, and your evident growth as a presenter in the four years you've been producing The Plain Bagel (and the large number of subscribers) attests to that. Thanks for making financial literacy, especially as it relates to investing, charming and inviting, especially but not exclusively for the younger investor.
*you have a gift
So glad to see a Canada-centric investment channel. Great videos, keep em coming!
Fully agree! excited to consume this content
Thank you! I'm 30 and just starting to figure investing out.
This helps a lot!
Great job with your videos Richard. I've been trying to grow my financial literacy lately and I've found your channel to be incredibly helpful and on point. Keep up the good work :)
Simple yet very informative! Thank you!
Glad you found it helpful!
Great video and put together nicely. Thanks
Since gold and land are both finite resources, it stands to reason that to earn the ultimate return, you should build a house made of gold. 🤯
the reit knowledge is incredible valuable thanks for sharing !
Glad you found it useful! Happy to share :)
I’d also like to learn about buying and selling undeveloped land. Keep up the good work!
Andy Kim
It can work, however relastate has over inflated. See Florida land bubble. Basically everything but realstate is questionable and likely to lose you money.
This is awesome stuff. You do a great job at explaining these topics and I really like the format. Do you think you will create a video covering cryptocurrencies? Thanks.
Alvaro Pasquel thanks for the positive feedback! I’ve been really debating discussing crypto currencies, but I have a pretty heavy bias on the topic and I may not be able to discuss it from a neutral perspective. That being said, it’s very topical and I’d love to do a talk on it so I’ll probably do one sooner or later.
@@ThePlainBagel Perhaps if you were to cover this topic you do a collaboration with another high-quality finance UA-camr or even an expert of some sort? It would good for you and your subscribers. Love or hate cryptocurrency (and there are some serious drawbacks) they have got people not previously interested in finance/investing engaged in it. In other words - the video could be a big hit!
Great stuff man. Damn good format
Thank you!
praise god for directing me here
I appreciate you and the information that you share. Keep it up 👍🏾
6:25, I will try short selling. And REIT as new diversification.
Learned so much already thank you sir. 👍
Things got hazy around the alternative investments, particularly derivates, but I'm sure it'll be clearer as I go along. What impresses me is how many ways there are to invest in general.
I am at the beginning of my "investment journey", planning to put 85K into dividend stocks so that I will be making up to 30% per year in dividend returns. Any advice?
The issue is people have the "I want to do it myself mentality" but not equipped enough for a crash, hence get burnt. Ideally, advisors are reps for investing jobs, and at first-hand encounter, my portfolio has yielded over 300% since 2020 just after the pandemic to date.
My CFA NICOLE ANASTASIA PLUMLEE a renowned figure in her line of work. I recommend researching her credentials further... She has many years of experience and is a valuable resource for anyone looking to navigate the financial market..
Diversification is the key. My portfolio is well diversified with the help of a financial adviser. This helps me make more than +400% monthly on my investments.
Thank you for the video!
Wonderful video Richard. Please consider talking about Art.
Hey Bagel, great work, I am completely new to the world of finance and investments and your videos are very useful as well as entertaining. I am sure that this is going to be one of the channels that I will not regret subscribing to. Just one question, how is it possible that the derivative market represents 10x the world economy and what does this mean if everyone tries to cash in all at once? Thank you in advance!
Mortgage backed securities also shook the global economy in '08
Well, you’ve convinced me to open a savings account
Love your videos 🥰
I would argue that cryptocurrencies are a more (theoretically) revolutionary alternative asset than derivatives. Highly subjective of course. Great stuff; informative AND approachable, detailed without being pedantic. Keep up the great work.
Thanks for the kind words, glad you find the videos useful!
I agree that cryptos are pretty revolutionary, however their impact on the market is (currently) dwarfed by derivatives. Their market cap is around $228.33B (though I'm not sure how reliable that number is, just found it from a Google search), whereas higher estimates of the derivatives market puts it at a size of $1.2 Quadrillion ($1,200,000B). That being said, we haven't seen the full impact of cryptos yet, or if they'll lose popularity moving forward; only time will tell!
@@ThePlainBagel I highly suggest reading a book called - The Bitcoin Standard by Saifedean Ammous. If you do pick it up, I would love to hear your thoughts on it.
You would lose that argument.
I understand finance termenologies & the big picture from you better than i did in my finance class; it'll be good if you can share with us your recommended finance books, thank you Richard.
Great video dude
5:20, you can make money on it. But it is hard and you have to time it right.
If I understand this correctly, derivatives is basically gambling? If so, I'm assuming there's a charge in 'taking the bet'? I'm curious how that charge compares to sportsbetting fees on wagers...
The suit returns.
My goodness bro that suit needed tailoring badly 😂
Basically you have some other ones. Precious metals are basically commodities. Reits and those others are more speculative.
Will you be able to post a video about the differences between Venture Capital, Private Equity, Proprietary Firm, Investment Firm/Banks, Investment management firm/banks, Stock Brokerages?
I can't seem to find any simple explanations that are in depth online. Your explanations are great, this can help me a lot as a student who is aiming for the finance industry :D
P.S. I love your work you inspire me a lot, i take notes while i watch all your videos and re-watch it multiple times because it is so in-depth and so simple. :)
Gracias
How much to buy 100 shares (1%) of the plain bagel?
Hello Richard Coffin,
What are the investment sectors available such as stock markets,forex,debentures, fixed deposit, mutual funds,crypto, future &options etc for retail investors?
Could you just share all the investment sectors available in the world or any resource from where I can learn about
all the investment sectors available?
Interestingly, residential homes in Japan are not used for investment purposes. The homes drop in value over time, not rise.
5:50, except it is wrong. Demand is based on the economy. Stock market goes down, gold goes down. Same with oil.
Mike G It most certainly did not! www.goldrepublic.com/news/why-gold-prices-fell-in-2008
Cash equivalents are basically treasury notes, commercial paper and others.
I dont understand how derivatives work. What do you buy when buying derivative? Why betting can earn you money? Can someone explain, please?
Hello Plain Bagel! Do cryptocurrencies fall under this category?
I find it hard to accept that gold is considered an alternative investment. It’s not an investment really, it’s insurance.
Wow you're discussing mortgage backed securities without mentioning 2008
Feeding the algorithm
How do people actually make an algorithm with excel and other software programs?
Excel has its own programming language called Visual Basics that turns it into a pretty powerful tool, though I’m not sure if it’s actually used with algo trades. It could, however, be tied to other systems using APIs (ie if the excel program identifies a buy opportunity, you could have the system automatically submit an order on a different brokerage platform). Not sure if that’s actually what algo trading looks like though
Hey man, as a programmer I just wanna give you a heads-up that you're a cool dude. This is such a small question from someone who seems to know not too much, but your answer is so comprehensive and well tought out. It shows you really care! That's special and good.
It seems like commodity and real estate investment, too heavily done, could really put a drag on the people and companies that actually use them.
Debentures? Gold Monetisation schemes? Fixed Deposits? Oh, are all those only in India???
Not a single mention of art or collectibles?
can I get some butter with that?
I want u to cover mutual funds as a topic deeply
Here a comment
Thank you ❤️
👍🏽
Yeah, I don't see any problem at all putting trust in Mortgage Backed Securities /s
_see also:_ 2008 Financial Crisis and The Big Short
Hey Soupy, you’re completely right! The MBS was a big part of the crisis, but it wasn’t the instrument itself but rather the greed of the institutions that created the products that led to the financial collapse. The instrument in and of itself makes sense, but there was explicit lying and manipulation involved with the MBS securities of 2008. I additionally don’t recommend anything in these videos, I’m trying to take a more educational approach, though I’ll be sure to make a future video on 2008.
Also, big fan of the Big Short :)
getting 3k subs per day wow
R.E.I.T.s as tax-favored...?
sadly gold, silver and other minerals are up for disruption, as lab grown minerals have been increasing, diamonds alone is decreasing its value due to the amount og labgrown diamond companies
Well diamonds were never rare or valuable. Just heavily marketed.
As far as I am concerned only gold and silver are true money and are the only investments one should be in.
It looks like everything else is fiat denominated garbage.
That suit does not fit at all.
gold and silver have no risk you fool.
Thanks for this video!