No doubt, one of the best ways to grow and save your money is through investing. You don't need a fortune to get started. Even a small amount can turn into millions if you invest wisely. I wasn't financially free until my 50s, and I'm still in my 50s, but I've already purchased my fifth house, enjoy a monthly passive income, and achieved 4 out of 5 of my financial goals. I hope this inspires someone to realize that it's never too late to start, regardless of your age. You can begin investing today and change your future! Investing has been a life-changing decision for me😊
That’s great , your investment advisor must be really good,I have seen testimonies of people using the help of investment advisors in making them more financial stable. Do you mind sharing more info on this person?
Alright, speaking in general terms, investing requires a good amount of knowledge. That's why it's essential to have a solid support system like a financial counselor, especially when picking out assets. I've been working with Regina Louise Collaro, who is an investment advisor at a registered wealth management company. I can't recommend her enough; my financial journey has been fantastic thanks to her. She's quite well-known for her services, and she helped me achieve financial stability through investments. Now, I benefit from her passive income strategies every month. So, I'd strongly suggest finding a reliable investment advisor for yourself😊😊
That’s great , your investment advisor must be really good,I have seen testimonies of people using the help of investment advisors in making them more financial stable. Do you mind sharing more info on this person?
Regina Louise Collaro is based in the United States and can work with anybody wherever they stay. If you would like more information on reaching her, you can conduct a search online you know 🤔
I have had the intentions of starting investing. But I always thought it was late and I think I need to stop procrastinating. I will definitely 🔍 Regina Louise Collaro and see what she can advise .Thanks a lot . This was of so much help to me .
Yes, I’m waiting to see what discover and capital one will do once they murge, I have checking and saving for discover and a checking saving for capital one. Plus; I have a credit cards with both.
Good information, thanks. One needs to keep an eye on any bank, but i think C1 in particular. Love that you know they bought ING Direct, and I think they became a MUCh better outfit when they did. now i think they're backsliding a bit..they stopped IRA's, why? the web site needs a refresh.. C1 seems content to run mid-pack these days.
No doubts, a good way of growing and saving your money is through investing . You don't need to have much before you can invest."That little money you have now can make you millions if you invest it wisely". I wasnt financial free until my 40’s and I’m still in my 40’s, bought my second house already, earn on a monthly through passive income and got 4 out of 5 goals, just hope it encourages someone that it doesn’t matter if you don’t have any of them right now, you can start TODAY regardless your age INVEST and change your future! Investing is a grand choice I made
😊Generally, investing requires higher knowledge. For this reason, It's important to have a solid support structure (financial consultant) to guide you through especially in asset picking. I operate with (Regina Louise Collaro) an investment advisor who partners with a licensed wealth management firm. For the record, the experience has been the best for my finance.She is quite popular for her services so you might have heard of her. She made me financially stable investing through her help, now I earn on a monthly basis through her passive income strategy... So I’ll advise you do get a good Investment advisor for yourself.
I've come across stories of individuals seeking assistance from investment advisors to enhance their financial stability, so it seems like your investment advisor is quite competent. Could you please share more information about this individual
@@ugojazzy7812Regina Louise Collaro is based in the United States and can work with anybody wherever they stay. If you would like more information about her, you can conduct a search online.
I'm just one of the countless individuals who have experienced incredible benefits from investing with Regina Louise Collaro, and I completely agree with you. The year 2020, marked by the devastating impact of COVID, left me feeling utterly hopeless, as I lost my job. However, that year will forever be etched in my memory, not only because of the hardships, but also because it was the year I encountered Regina. I owe my life to her, as she enabled me to lead a comfortable life through passive income. To put it frankly, I consider her to be an angel sent to aid those grappling with financial difficulties
I had an old account from ing direct too. I had no idea about this. I did product change an old credit card into a newer one to get better points but I didn't think to check my savings account.
I just happened to be browsing the Capital One app today and saw something about the 360 Performance Savings...I, like you have had my accounts since the ING days and I'm REALLY annoyed that they didn't just transition these older savings into their Performance Savings. 😒😒 I'd be more upset if not for my HMBradley account.
So I recently opened a 360 performance savings account but it's not giving me 4.35% APY yet, is there a reason for that? got around 10k in there, when will I start seeing the benefits?
hi! I have been wanting to open a savings account. however, I want to open it in the branch near me. Does it make any difference when it comes to safety and security of the account when i open online vs in the physical bank?
I had a credit card from capital one that got charged off last year. If I was to open a saving account with them now that Im in a better position. Would they take money out of the savings account?
I've been using capital one savings for years as my (set it and forget it) emergency fund ,and was considering consolidating into my daily bank account just to keep things under one roof. Imagine my shock when I went to compare my accounts and saw the HYSA with capital one was only getting .30%! Very much appreciate this PSA!
Appreciate the update.. I'm a long time CapOne member just like you and use it mainly for the same reasons (Sinking Savings Accounts). It's been really really good for budgeting in that way over the years for me. Currently used the Performance Savings as my Emergency Find and have 3 other savings buckets for miscellaneous yearly goals. Thanks again 👍🏾
...another added perk: I travelled to Spain recently and learned that my linked CapitalOne 360 Checking Account auto-refunds any foreign transaction fees. So if you withdraw local currency abroad from a random bank ATM, no charges or extra fees are applied and CapitalOne processes the conversion automatically.
No doubt, one of the best ways to grow and save your money is through investing. You don't need a fortune to get started. Even a small amount can turn into millions if you invest wisely. I wasn't financially free until my 50s, and I'm still in my 50s, but I've already purchased my fifth house, enjoy a monthly passive income, and achieved 4 out of 5 of my financial goals. I hope this inspires someone to realize that it's never too late to start, regardless of your age. You can begin investing today and change your future! Investing has been a life-changing decision for me😊
That’s great , your investment advisor must be really good,I have seen testimonies of people using the help of investment advisors in making them more financial stable. Do you mind sharing more info on this person?
Alright, speaking in general terms, investing requires a good amount of knowledge. That's why it's essential to have a solid support system like a financial counselor, especially when picking out assets. I've been working with Regina Louise Collaro, who is an investment advisor at a registered wealth management company. I can't recommend her enough; my financial journey has been fantastic thanks to her. She's quite well-known for her services, and she helped me achieve financial stability through investments. Now, I benefit from her passive income strategies every month. So, I'd strongly suggest finding a reliable investment advisor for yourself😊😊
That’s great , your investment advisor must be really good,I have seen testimonies of people using the help of investment advisors in making them more financial stable. Do you mind sharing more info on this person?
Regina Louise Collaro is based in the United States and can work with anybody wherever they stay. If you would like more information on reaching her, you can conduct a search online you know 🤔
I have had the intentions of starting investing. But I always thought it was late and I think I need to stop procrastinating. I will definitely 🔍 Regina Louise Collaro and see what she can advise .Thanks a lot . This was of so much help to me .
Yes, I’m waiting to see what discover and capital one will do once they murge, I have checking and saving for discover and a checking saving for capital one. Plus; I have a credit cards with both.
Thank you!! I just opened and transfered 20k!💜
Love this!!!
Good information, thanks. One needs to keep an eye on any bank, but i think C1 in particular.
Love that you know they bought ING Direct, and I think they became a MUCh better outfit when they did. now i think they're backsliding a bit..they stopped IRA's, why?
the web site needs a refresh..
C1 seems content to run mid-pack these days.
Happy New Year! Thanks for the update, I seriously was not paying attention to this one 🤦🏾♀️
Thank you for the information. I opened a performance savings account.
No doubts, a good way of growing and saving your money is through investing . You don't need to have much before you can invest."That little money you have now can make you millions if you invest it wisely". I wasnt financial free until my 40’s and I’m still in my 40’s, bought my second house already, earn on a monthly through passive income and got 4 out of 5 goals, just hope it encourages someone that it doesn’t matter if you don’t have any of them right now, you can start TODAY regardless your age INVEST and change your future! Investing is a grand choice I made
Nice one Vicahmed,any investment tip?. I would love to know how you made it this far
😊Generally, investing requires higher knowledge. For this reason, It's important to have a solid support structure (financial consultant) to guide you through especially in asset picking. I operate with (Regina Louise Collaro) an investment advisor who partners with a licensed wealth management firm. For the record, the experience has been the best for my finance.She is quite popular for her services so you might have heard of her.
She made me financially stable investing through her help, now I earn on a monthly basis through her passive income strategy... So I’ll advise you do get a good Investment advisor for yourself.
I've come across stories of individuals seeking assistance from investment advisors to enhance their financial stability, so it seems like your investment advisor is quite competent. Could you please share more information about this individual
@@ugojazzy7812Regina Louise Collaro is based in the United States and can work with anybody wherever they stay. If you would like more information about her, you can conduct a search online.
I'm just one of the countless individuals who have experienced incredible benefits from investing with Regina Louise Collaro, and I completely agree with you. The year 2020, marked by the devastating impact of COVID, left me feeling utterly hopeless, as I lost my job. However, that year will forever be etched in my memory, not only because of the hardships, but also because it was the year I encountered Regina. I owe my life to her, as she enabled me to lead a comfortable life through passive income. To put it frankly, I consider her to be an angel sent to aid those grappling with financial difficulties
So, do you recommend to open capital one saving account?
I just opened one last week and the APY is currently 4.3% which is pretty amazing.
Yeah. But you can get 5% elsewhere. Every cent counts
I had an old account from ing direct too. I had no idea about this. I did product change an old credit card into a newer one to get better points but I didn't think to check my savings account.
Great video. Isn't this fraud by Capitalone? I got screwed here for being a long-term capitalone customer. There's gotta be some lawyer in here.
How
Thank you for this video. Four of my accounts need to be changed.
Can i transfer money every pay hceck monthly to my capital one savings account? Would i still get the interest at the end of the year??
I just happened to be browsing the Capital One app today and saw something about the 360 Performance Savings...I, like you have had my accounts since the ING days and I'm REALLY annoyed that they didn't just transition these older savings into their Performance Savings. 😒😒 I'd be more upset if not for my HMBradley account.
Or you couldve kept track of your own $...
@@whirlwinds2321 Thanks for that two cents.
I have under 100$ in mine. Im wanting to put my whole tax return in. But alttle worried id lose it. Is it safe to have more than 10k in it
It’s a bank account, not the stock market so the money is insured up to $250,000. You won’t lose it.
Mines says The Interest Rate on your account is 3.9285% with an Annual Percentage Yield of 4.00%. Is that good?
Yes it is!
Thank you so much for this info. I don't mean to be juvenile, but I swore you said Camilla the F****** Spender. I was like "Ok then! Me too!" :D
Hahahaha!!!!
So if I put 10k in then I will get $300 in return that month? Every month from there as well?
$300 a year. Paid out monthly over 12 payments
Do you know if I open a new saving account will I get early direct deposit? or is that for the checking account
I mine set up with my checking and it comes early. Not sure about the savings account.
I have td bank but I just want to open the high performance savings account for capital one
If I put a $120,000 in there how much will I get back every month?
Probably like $400 - try this calculator - www.americanexpress.com/en-us/banking/online-savings/high-yield-savings/?
@FocusedSpender oh, wow thank you so much 😊
Capital One 360 4.5%?
Sister I need a little advice
Great tip regarding auditing your accounts to get better APR. liked & subscribed
Thanks!
So I recently opened a 360 performance savings account but it's not giving me 4.35% APY yet, is there a reason for that? got around 10k in there, when will I start seeing the benefits?
I didnt get 4.35% until i had like 17k there
I thought she said that you see the dividend at the end of the month?
you should be getting monthly interest, 10k @ 4.35% = 435, so you should see about $35 interest each month..otherwise call them and get an explanation
for the capital one 360 savings how long does the money need to stay in the savings account ?
There is no time limit. But you want the money in at least a month so you can get a full interest payment for the month
Thanks just switched mines.
hi! I have been wanting to open a savings account. however, I want to open it in the branch near me. Does it make any difference when it comes to safety and security of the account when i open online vs in the physical bank?
Does anyone know how the dividends work? Are they monthly? Thinking about opening a Saving with them anyone can answer??
The dividends get paid monthly - on the last day of the month
Great information
question ? does each performance savings account made be under 3% rate ? or is it just for the first initial account?
All Performance Savings Accounts are now earning 3.3% as of 1/16/23.
Is it still earning 3.3% on sinking savings accounts as of today? Or is it only the first performance savings account?
3.9% as of 5/24/23
4.30% as of 8/9/2023
4.35 as of 2/24/24
Dose this have to be done from the computer or can you do it from the app?
I’ve never tried it on the app. My gut says you need to do it on the computer
You can do it in the app. Just did it today !
@@FocusedSpender I did it simple and easy right in the app.
How much should I put in my savings account to start earning the interest?
You will start earning interest on any amount of my money. $10, $100, $1000 - whatever!
I had a credit card from capital one that got charged off last year. If I was to open a saving account with them now that Im in a better position. Would they take money out of the savings account?
I realized this awhile back thankfully! They should have notified us, but that is not to their benefit... Thanks for putting it out there 👏
You have to pay taxes on these high interest savings account at the end of the year.
@@6gsd453Yes, on the interest earned. But it’s worth it!
you have to pay taxes on low interest too!
I've been using capital one savings for years as my (set it and forget it) emergency fund ,and was considering consolidating into my daily bank account just to keep things under one roof. Imagine my shock when I went to compare my accounts and saw the HYSA with capital one was only getting .30%! Very much appreciate this PSA!
Move that money! Get that interest!
Is capital one savings account only online how do I put money in it
Nope. Depending on where you live, they have physical branches. If there is none by you, you would need to link it to another bank account.
Appreciate the update.. I'm a long time CapOne member just like you and use it mainly for the same reasons (Sinking Savings Accounts). It's been really really good for budgeting in that way over the years for me. Currently used the Performance Savings as my Emergency Find and have 3 other savings buckets for miscellaneous yearly goals. Thanks again 👍🏾
...another added perk: I travelled to Spain recently and learned that my linked CapitalOne 360 Checking Account auto-refunds any foreign transaction fees. So if you withdraw local currency abroad from a random bank ATM, no charges or extra fees are applied and CapitalOne processes the conversion automatically.
Thank you! 🙏
I wish I saw this video a year ago😂 ..Well, better late than never😊
Yes!! It’s never too late, lol
@FocusedSpender Especially since the new inflation data came in today. Looks like high interest rates will be sticking around for awhile.
Thank you for taking the time this video was on point ❤
Cancel Christmas
Why?