Superb and very logical Video. I am so impressed by your another video which says there is no compounding in mutual funds/equity market and I totally agree with that. Keep up the good work.
As we think usually, we can get maximum profit/return through timing the market by buying low and selling high. But this video sends a different message.
Hi , Your video is very good and why cant you make more videos like this. There are so many fake youtube trades , has channel and give stupid idea. Your way of explaining is awesome (Y)
Time of investment it of utmost importance. One who invested on 15.2.2008 and one who invested in 15.9.2009 in the same mutual fund has difference of more than double as of today.
Are there any products that will do this for me? This looks like serious work, efforts along with a lot of knowledge that a basic investor won't have.....
Good question! There are many funds but they will typically reduce risk for sure and returns maybe be comparable to index or low. ICICI Balanced advantage does a good job of this
Looking forward to future detailed guide on these Market Timings Instruments. & Thanks A Ton😃🙏🏻, I do learned priceless lessons from you Sir. Please keep up the great work...
Thnks for the Info. Pattu Sir!! Sir when we transfer money from equity to debt and vice-versa, we have to watch out for tax liabilities!! Is there any fund that will do such rebalancing so that we dont have to pay any liabilities?
Thanks for such straight forward video. It's hard to say if i buy during market DIP i'll get more units. Answer is sometime i might get more units but what's the value of those units if i sell ? it's again less and seriously i was exhausted just by comparing last two months portfolio allocation of one ELSS fund. I should be actively tracing all those into my system and refresh with active/live NAV values and see if there is a downside in major portion then only buying dip make sense. If fund manager balance your portfolio and keep changing allocation every 3 months to keep market risk at minimum. Then fund it self healing well. Just keep investing. :D
May be we can select some funds that has inherent risk management built-in in the strategy, The other way we can request you Pattu sir, can etf be incorporated in this strategy, if yes pls cover it in future posts
Thanks for this. Was wondering if dynamically managing the equity vs. debt proportion at retail end, be still beneficial from a cost vs. return trade off point of view ? Can a quantitative assessment be done on this? Given that every time one reduces equity component they will have to bear the 10% LTCG tax.
Sir, in this approach, do we use these indicators to completely move the portfolio from debt to equity and vice-versa without 60:40 type distribution of equity and debt? Are these comparable : Timing using some cutoff vs Rebalancing once a year?
Hi sir, Thanks for super video. I have a question, please help on this.. On graphs shown for timing market, where MOVI is plotted against NIFTY. It is only Nify 50 or combining all midcaps and small caps also? Is this something we can also plot for any index?
Thank you very much, I understand most of it but as time goes on I'm not sure if I'll have time to do all these myself. Let's say I have goals 12, 15 and 18 years apart, can there be a formula where the corpus/accumulation starts in aggressive hybrid 75:50, when goal is 7 years away move to balanced fund having 50:50, when goal is 3 years away move to more conservative fund having ratio like you explained in graph??
@@pattufreefincal in the equity/debt exposure graph you've shown in video, there are points where 60:40, 40:60, 20:80, 10:90 equity/debt ratios are maintained. Let's say I have a corpus/sips, can I move the corpus to various hybrid-agressive/balanced/debt-major funds? I mean are there funds with the ratios or close to ratios that you're explaining available? If yes I can formulate a plan to rebalance by moving accumulation to those funds?
@@pattufreefincal thanks for reply, just to confirm again, we are looking at average of daily closing price for nifty for preceding 10 months?? Isnt it almost same as 200dma?. Sry for bothering you like this.
I am surprised to see such fewer views of such a gem!
That's for free bro, really a gem.
Superb and very logical Video. I am so impressed by your another video which says there is no compounding in mutual funds/equity market and I totally agree with that. Keep up the good work.
As we think usually, we can get maximum profit/return through timing the market by buying low and selling high. But this video sends a different message.
Hi , Your video is very good and why cant you make more videos like this. There are so many fake youtube trades , has channel and give stupid idea. Your way of explaining is awesome (Y)
Time of investment it of utmost importance.
One who invested on 15.2.2008 and one who invested in 15.9.2009 in the same mutual fund has difference of more than double as of today.
Are there any products that will do this for me? This looks like serious work, efforts along with a lot of knowledge that a basic investor won't have.....
Good question! There are many funds but they will typically reduce risk for sure and returns maybe be comparable to index or low. ICICI Balanced advantage does a good job of this
freefincal - Prudent DIY Investing if returns are comparable to index then isn't it a good idea to buy an index fund?
You are missing the point of bonus, split shares and dividends.. there's no alternate to Long term investment.. Am I missing something here ?
Yes. Corporation action has no relevance here. It changes nothing
Looking forward to future detailed guide on these Market Timings Instruments. & Thanks A Ton😃🙏🏻, I do learned priceless lessons from you Sir. Please keep up the great work...
Thnks for the Info. Pattu Sir!! Sir when we transfer money from equity to debt and vice-versa, we have to watch out for tax liabilities!! Is there any fund that will do such rebalancing so that we dont have to pay any liabilities?
Balanced advantage
Hi, one question when we buy or sell. How much amount or quantity of units to buy or redeem for better returns? Is there any guidelines.
Depends on your strategy! Do you have one?
Not sure if it's a strategy. In long term would like leverage the market returns by 1.5x. Eager to learn if there's a way for it.
Thanks for such straight forward video. It's hard to say if i buy during market DIP i'll get more units. Answer is sometime i might get more units but what's the value of those units if i sell ? it's again less and seriously i was exhausted just by comparing last two months portfolio allocation of one ELSS fund. I should be actively tracing all those into my system and refresh with active/live NAV values and see if there is a downside in major portion then only buying dip make sense. If fund manager balance your portfolio and keep changing allocation every 3 months to keep market risk at minimum. Then fund it self healing well. Just keep investing. :D
May be we can select some funds that has inherent risk management built-in in the strategy,
The other way we can request you Pattu sir, can etf be incorporated in this strategy, if yes pls cover it in future posts
Good point! Check for my article on Franklin PE fund. those will reduce risk and not enhance returnsns
Thanks for this. Was wondering if dynamically managing the equity vs. debt proportion at retail end, be still beneficial from a cost vs. return trade off point of view ? Can a quantitative assessment be done on this? Given that every time one reduces equity component they will have to bear the 10% LTCG tax.
I have done this and it is beneficial. Follow the link above
Hi Pattu, fantastic information as always. I have a small doubt. When you say move to "debt" - do you mean FDs or liquid funds?
preferably debt funds but FD will also work but not tax efficient
How to back test? Where we can get this data?
If you follow the link in the description box, you can see backtesting results and how I had done them.
Sir, in this approach, do we use these indicators to completely move the portfolio from debt to equity and vice-versa without 60:40 type distribution of equity and debt? Are these comparable : Timing using some cutoff vs Rebalancing once a year?
Hi sir, Thanks for super video. I have a question, please help on this.. On graphs shown for timing market, where MOVI is plotted against NIFTY. It is only Nify 50 or combining all midcaps and small caps also? Is this something we can also plot for any index?
Ultimately everyone needs to switch goal based TAA, so who should do market timing based TAA and how long should one do?
Is it good to invest more (lumpsum) in dips during start of equity journey ? (Just started MF investments a year back)
Everest can be climbed but not everybody can climb 😄... Agreed
So much knowledge packed up...I needed at least 5 times to watch and get all the facts Right....
Thanks for your valuable teachings
Is this for stocks or mutual funds also
Thank you very much, I understand most of it but as time goes on I'm not sure if I'll have time to do all these myself. Let's say I have goals 12, 15 and 18 years apart, can there be a formula where the corpus/accumulation starts in aggressive hybrid 75:50, when goal is 7 years away move to balanced fund having 50:50, when goal is 3 years away move to more conservative fund having ratio like you explained in graph??
Yes, but what is your point? I do not understand
@@pattufreefincal in the equity/debt exposure graph you've shown in video, there are points where 60:40, 40:60, 20:80, 10:90 equity/debt ratios are maintained. Let's say I have a corpus/sips, can I move the corpus to various hybrid-agressive/balanced/debt-major funds? I mean are there funds with the ratios or close to ratios that you're explaining available? If yes I can formulate a plan to rebalance by moving accumulation to those funds?
Nyc video
Thanks it's good liked n shared.
Wow great sir...Right nw is it good idea to invest in next nifty 50?? According to current PE ratio of nifty 50...
Do not look at PE levels for investing! Invest systematically and time systematically the amount you hold in equity and debt and not investments
As per the video, Index PE method considers PE. Why do you say do not look PE? Am I missing something here?
Many thanks for a fresh perspective on this matter, BTW could you please advise how to get 10months Nifty MA chart
get the nifty data and do it on Excel
@@pattufreefincal thanks for reply, just to confirm again, we are looking at average of daily closing price for nifty for preceding 10 months?? Isnt it almost same as 200dma?. Sry for bothering you like this.
@@viveksupehia1980 No you look at monthly data which is usually 1st of each month
@@pattufreefincal ok, I'll also wait for detailed video on MA method as mentioned by you
Superb sir
Great job done
Thanks by heart
Waiting for next detailed information
Thank you
What does he mean by "moving into debt"? So you sell your stocks and then make additional debt for no reason? Sorry I don't get it.. :D
Okay, I found the comment below.. Now I just need to learn what a debt fund is.