How to Avoid The High Down Payment on Your Next Rental Property

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  • Опубліковано 3 гру 2024

КОМЕНТАРІ • 18

  • @brady_morgan
    @brady_morgan 6 місяців тому +12

    New construction is a big ask for new investors, but it is true that this can be a way to get a good deal without having to find a resale, if you GC the build yourself to save on the GC fee. I am planning on starting a channel soon to help investors learn how to GC a build. I believe that if more people are able to GC home builds, it will help alleviate the shortage of new construction in the long run. Problem is, there is a lot that someone needs to know before they become a GC, and not a lot of resources for that education outside of actually working in the industry for many years.

    • @JulianBurke
      @JulianBurke 6 місяців тому

      Sounds awesome - I just subscribed in anticipation

    • @tylerbrobst2716
      @tylerbrobst2716 6 місяців тому +1

      I love bigger pockets but there are only a few episodes on new construction. Makes me wonder if my strategy is not realistic. I plan on refinancing a duplex I have been working on when its complete and stripping 80% of the equity out of it. Ill only have approximately 200,000 invested into it but will be worth 300,000 (In midwest). Still 80% equity will be 240,000 that I will then put in a 4plex. Repeat, multiply

    • @brady_morgan
      @brady_morgan 6 місяців тому +2

      @@tylerbrobst2716 We are basically doing the same thing. Assuming your numbers are accurate, it makes sense to me. I think a lot of people are intimidated by the idea of new construction and probably feel it is a good way to get ripped off on a house, but I think that mostly comes from a lack of knowledge. I am hoping to help with that at least a little bit.

  • @JevonMusicGroup
    @JevonMusicGroup 6 місяців тому +6

    The "due on sale" clause scares the crap out of me. In my mind, I have eliminated seller financing as a strategy... yet investors are still doing it (or at least talking about doing it). Am I missing something? Is there a way to mitigate that risk?

  • @winniethepoohandeeyore2
    @winniethepoohandeeyore2 6 місяців тому +2

    Over 4 is considered commercial property. At least 20% down is required. Seller financing is also hard to find.

  • @neerajchaudhary1821
    @neerajchaudhary1821 6 місяців тому +1

    David, you are rock-solid bro. Rob too, but I really connected with Rob's views.

  • @JevonMusicGroup
    @JevonMusicGroup 6 місяців тому +1

    I'm in the process of finding a BRRRRimary residence... but also a live-in flip. Can you give that a name?

  • @mashuhurimfundishi5826
    @mashuhurimfundishi5826 6 місяців тому

    Is it better to buy the land then build, or do land and build in an all in one? What are the benefits?
    Thanks!

  • @SuperSaiyanATX
    @SuperSaiyanATX 6 місяців тому +2

    I thought STR was banned in Hawaii unless you’re grandfathered in?

    • @stephaniepatterson3966
      @stephaniepatterson3966 6 місяців тому +2

      It depends on which island. Most are strict on and have specific areas where STRs are allowed.

    • @SuperSaiyanATX
      @SuperSaiyanATX 6 місяців тому +1

      @@stephaniepatterson3966 ok. When I checked Oahu and the big island it was a no go.

  • @sergiolauramaldonado3098
    @sergiolauramaldonado3098 6 місяців тому

    Great insights as always!!

  • @THENURSEBUDGETS
    @THENURSEBUDGETS 6 місяців тому

    A Nurse here & is true, I’m all about working in the north [where we get paid more hourly]and investing in the South, where the houses are cheaper. I’m saving for a second house,I want to have an 6 months Emergency funds for reserve, & My focus is mid term rentals. how much money should I put down ?

  • @damonaniton
    @damonaniton 6 місяців тому +1

    i am kind of glad you guys said this. is a level of negative monthly cashflow the ideal situation, no. but as you kind of pointed out. if a person actually has a large amount of disposable income it is not the worse scenario, considering you are still getting principle paydown. and there is room for some level of appreciation.

  • @poonekar
    @poonekar 6 місяців тому

    House Brrrracking

  • @ZKolioupoulos08
    @ZKolioupoulos08 6 місяців тому

    The common theme in society today!!!! (And for far too long) buying too much house just bc you qualify for that amount!👎🏽🥴🤨