【Novella和您PLAN】TFSA RRSP 你問我答 10個常見問題 專業意見教你避免錯誤運用 2022最新版 工簽學簽適用 加拿大TFSA RRSP注意事項

[@NovellaWealth]

👉🏻 想知道如何透過有效理財方法在加拿大致富？
🔸 歡迎預約Novella理財顧問做免費諮詢: bit.ly/3HvjTJe 🔸
⇨ Want to build your wealth in a smarter way? Let us help you.
Book an online consultation with our advisors today: bit.ly/3HvjTJe

[@liendang852]

謝謝兩位 十分專業的講解 ！

[@NovellaWealth]

多謝支持🙏🏻

[@ivantancpa]

人靚聲甜

[@NovellaWealth]

ℹ內容補充ℹ
2022 TFSA 供款限額: $6,000
2022 RRSP 供款限額: 按2021年工作收入的18% (上限為$29,210)

[@mimiho1603]

Very informative

[@06261206]

多謝分享！

[@NovellaWealth]

多謝你嘅支持😊

[@gmaildebbie3247]

Thanks and it is very informative. I have some questions on the 2nd last question about why the it is taxable for RRSP or TSFA is it is passed to the children and not to the spouse? So if I put my RRSP and TSFA beneficiaries as my child, it will be taxable to them when I pass away?

[@NovellaWealth]

Good question! To put it simply, under the spousal rollover rules all assets can be transferred to surviving spouse without immediate tax consequences. If you require more assistance in determining the best tax-efficient strategy for your estate planning, our advisors can provide a complimentary consultation online, please click this link to make a booking: novellawealth.com/invest/

[@paulyau8259]

Thanks it very helpful

[@NovellaWealth]

Thanks for supporting, Paul! 😁

[@JL-oi8di]

請問Work permit 今年個tax free saving account 額度係幾多

[@NovellaWealth]

2023年TFSA供款金額為6,500元。
2023更新: ua-cam.com/video/WXWMi3zVLbA/v-deo.html

[@JL-oi8di]

@@NovellaWealth thanks，好少。等於幾萬港紙，如果將錢擺係checking account是否不用交稅？但沒有利息？

[@NovellaWealth]

@@JL-oi8di 銀行存款如沒有賺取利息不用打稅，TFSA則不用。但記得收入還是需要報稅啊。

[@JL-oi8di]

@@NovellaWealth請問如果擺係普通高息定期戶口，利息一年先幾千港紙，利息稅點計？佔幾percent? 是否利息達到－定數目至收稅？

[@NovellaWealth]

@@JL-oi8di 這取決於您的年收入和稅率/ 稅階 tax bracket。通常，像普通儲蓄存款帳戶(非免稅帳戶）所產生的利息會按個人的最高稅率課稅。