Here's the virtual mailbox I like and recommend: refer.virtualpostmail.com/l/18A3SSP66/ Using this link also supports our channel and doesn't cost you anything extra. Sorry, video technical difficulties. Still have questions? Please join my LIVE tomorrow, I r tge next day, or the next day...😅
One other potential issue for expats. Many countries will not report your death to either the US embassy or social security. If you are living in one pf those countries, social security will send you a letter each year that you have to respond to within a specified time to prove you are still alive. If you don't reply in time your benefit will stop and it can be quite a hassle to get it started again. The issue with this, other than the need to verify your continued life is that international mail can be sketchy in some countries and you may not receive the letter from social security in time or at all. This is only a problem if you change your country of residence with SS and have your benefit deposited to a foreign bank account. Many expats get around this issue by maintaining an address and bank account in the states for social security purposes. A trusted family member who will contact you if something comes in the mail that you need to respond to is a good choice.
Everything is being done through email these days. Social security sent me an email a few days ago saying all forms will now be available online and they you can simply call in to verify your alive
Yes, I’m from Germany and they totalized my years and I get a special pension from Germany. And because of totalization, you don’t fall under WEP! So that’s what happen to me and I’m so glad!
Is it true that the social security administration is moving to a email system to send out the proof of life notification every two years? That would make life a lot easier to move overseas as everything is electronic now days.
My dad was an expat in Thailand for several years and I don't know if he continued his Medicare Part B, but while he was there he broke his hip! Fortunately he got to an excellent Hospital in Bangkok and had surgery and he recovered quite well. But that's just one example of things that can happen that you may need significant Medical Care for. He also went to the VA when he would come back to visit so I have a feeling he gave up his Medicare.
If they are saving $174 a month and the penalty is 10% of that $17 times number of months not covered, so if you live outside of the USA for 5 years according to the calculators it would be an additional $87 a month every month, but you would have saved $10,440 in premiums
☎📞Don’t want to ask your questions during our FREE LIVE Q&A Sundays 3pm PST (6pm EST) or Thursdays 4pm PST (7pm EST)? How about a private one-on-one call with Dr. Ed? Click here to schedule: calendly.com/mygovexpert/consult
Well, at least he knows he has a captive audience on this topic. I know these live feeds can be really hard and when they get cut off I think they have to start over with a new live stream.
I'm retired in Thailand, just turned 65, no plans to ever return to the USA (never say never). If I need minor surgery, I'll pay here in Bangkok (several world-class hospitals). If I opt for no Medicare B, need major surgery, I can fly back to the states and Medicare A covers 80% correct?
FIRST: Can I contact you with a few questions? I am turning 65 this year, The SSA mixed up my earning records and delete 12 years of my record, making me not eligible for Medicare. I left the USA in February this year and moved back to Germany as I cannot pay for Part A & B from my SSDI. As a dual citizen I am immediately covered with health care and long-term care for a percentage of my German pension. I pay 125 USD per month for 100% coverage with no deductible. I cannot afford to live in the US without a health insurance. I am sorry to say this. But the US is a 3rd world country if it comes to take care for its own citizens. Sorry USofA
Question please I am a 63 year old disabled vet I get medical coverage from VA at no cost when in America as part of my benefits I live overseas Medical is affordable out of pocket here and anything big I return for VA coverage in the US I have a separate policy here for emergency inpatient just in case I just started getting my social security last year Will I be required to take Medicare when I turn 65 since I have VA coverage? Thank you for your time
Please join one of my FREE LIVE Q&A sessions and I can answer your question more fully. Or, you can schedule a private call here: calendly.com/mygovexpert/consult
@@MyGovExpert I can try but sites are hard to get here in china even with a vpn, they drop out even when I can get them more times than not. Thank you very much
What if you have creditable coverage in the country you have moved to? I have private med insurance and public medical coverage in Spain, would I still have to pay a penalty?
Yea, I really needed to add that but the internet connection kept dropping. I'm going to do this one again in the next week or so. Please let me know if you want me to cover anything else.
I'm curious if this is an option. I have Tricare and am required to obtain Medicare to keep Tricare. Since Medicare does not cover expats can I get MA plan that includes a giveback as I do see that option for my mailing address zip code in the states? Both traditional Medicare and MA are useless as an expat, I don't think I would even be able process a claim refund with either of them and I would still need to go through Tricare to get reimbursed.
Ironically, if you are overseas and need extensive medical care or surgery, you can go to Cuba and get it for free. Cuba has much better quality doctors than the U.S. and doesn't see healthcare as a privilege reserved for the .001 of the population.
my x will be 64 this year and planning on going back to his country he has been working here sence the 1980's ... I am on ssd . I do not turn 62 for 3 years.. No one even his kids to not talk to him.. If he is over seas and passes Is there away to find out
Nobody can guarantee that they are never returning to the USA where dropping Medicare is concerned. If individuals take the same actuarial approach that insurance companies do, then there is no statistical reason to keep Medicare b in force. The examples presented are biased and fear mongering. I would guess that you have a service to sell and thus the reason for the bias. The fact is only a few will regret not having Medicare b while living long term overseas. With proper financial planning the chances of regret are almost zero. With bad planning, regret will be significant on more than just the Medicare aspect of retirement. Bottom line - be well prepared or don’t retire overseas
Here's the virtual mailbox I like and recommend: refer.virtualpostmail.com/l/18A3SSP66/
Using this link also supports our channel and doesn't cost you anything extra.
Sorry, video technical difficulties. Still have questions? Please join my LIVE tomorrow, I r tge next day, or the next day...😅
One other potential issue for expats. Many countries will not report your death to either the US embassy or social security. If you are living in one pf those countries, social security will send you a letter each year that you have to respond to within a specified time to prove you are still alive. If you don't reply in time your benefit will stop and it can be quite a hassle to get it started again. The issue with this, other than the need to verify your continued life is that international mail can be sketchy in some countries and you may not receive the letter from social security in time or at all. This is only a problem if you change your country of residence with SS and have your benefit deposited to a foreign bank account. Many expats get around this issue by maintaining an address and bank account in the states for social security purposes. A trusted family member who will contact you if something comes in the mail that you need to respond to is a good choice.
A traveling mailbox is another option, they offer them starting at 9.99 per month. Mail can be scanned by email or sent directly
Excellent point. I like the virtual mailbox option. Most people I know overseas use one.
Thanks. Very helpful addition.
Everything is being done through email these days. Social security sent me an email a few days ago saying all forms will now be available online and they you can simply call in to verify your alive
Best channel for SS and Medicare...Great information. Thanks
Thank you so much. I sure do appreciate it. There are a lot more videos to come!
Thanks! Your videos are really helpful. Please keep helping people.
Awesome! Thank you so much for your support!!
Looks like some connection issues. But I covered most expat questions. Let me know if you have any other questions or concerns.
Yes, I’m from Germany and they totalized my years and I get a special pension from Germany. And because of totalization, you don’t fall under WEP! So that’s what happen to me and I’m so glad!
Yes, Each country is different. I'm glad yours worked out.
Super important information, thank you!
Thank you so much. I'm glad it helps.
Is it true that the social security administration is moving to a email system to send out the proof of life notification every two years? That would make life a lot easier to move overseas as everything is electronic now days.
Expats, listening to this vid as well. Heading to this in planning for yrs.
My dad was an expat in Thailand for several years and I don't know if he continued his Medicare Part B, but while he was there he broke his hip! Fortunately he got to an excellent Hospital in Bangkok and had surgery and he recovered quite well. But that's just one example of things that can happen that you may need significant Medical Care for. He also went to the VA when he would come back to visit so I have a feeling he gave up his Medicare.
Yeah, that's an individual decision. Sometimes people regret. But i'm sure happy that he was able to take care of everything in Bangkok.
THANK YOU!
You are very welcome
If they are saving $174 a month and the penalty is 10% of that $17 times number of months not covered, so if you live outside of the USA for 5 years according to the calculators it would be an additional $87 a month every month, but you would have saved $10,440 in premiums
Excellent point. Break even is about 9 years. Thanks for pointing that out!
@@MyGovExpert Do all Medicare advantage plans has to take you, even if you did not enroll at 65?
Yes, as long as you have a valid election period. You can call my Medicare plan team for help: 888-817-0446
☎📞Don’t want to ask your questions during our FREE LIVE Q&A Sundays 3pm PST (6pm EST) or Thursdays 4pm PST (7pm EST)? How about a private one-on-one call with Dr. Ed? Click here to schedule: calendly.com/mygovexpert/consult
Well, at least he knows he has a captive audience on this topic. I know these live feeds can be really hard and when they get cut off I think they have to start over with a new live stream.
Thanks! First time I've had these issues. Hopefully tomorrow will be OK.
I'm retired in Thailand, just turned 65, no plans to ever return to the USA (never say never). If I need minor surgery, I'll pay here in Bangkok (several world-class hospitals). If I opt for no Medicare B, need major surgery, I can fly back to the states and Medicare A covers 80% correct?
No, that is incorrect.
FIRST: Can I contact you with a few questions?
I am turning 65 this year, The SSA mixed up my earning records and delete 12 years of my record, making me not eligible for Medicare. I left the USA in February this year and moved back to Germany as I cannot pay for Part A & B from my SSDI. As a dual citizen I am immediately covered with health care and long-term care for a percentage of my German pension. I pay 125 USD per month for 100% coverage with no deductible.
I cannot afford to live in the US without a health insurance. I am sorry to say this. But the US is a 3rd world country if it comes to take care for its own citizens. Sorry USofA
Make sure you join one of my live sessions. Or I have very, very limited appointments. Available in the description.
Question please
I am a 63 year old disabled vet
I get medical coverage from VA at no cost when in America as part of my benefits
I live overseas
Medical is affordable out of pocket here and anything big I return for VA coverage in the US
I have a separate policy here for emergency inpatient just in case
I just started getting my social security last year
Will I be required to take Medicare when I turn 65 since I have VA coverage?
Thank you for your time
Please join one of my FREE LIVE Q&A sessions and I can answer your question more fully. Or, you can schedule a private call here: calendly.com/mygovexpert/consult
@@MyGovExpert
I can try but sites are hard to get here in china even with a vpn, they drop out even when I can get them more times than not.
Thank you very much
What if you have creditable coverage in the country you have moved to? I have private med insurance and public medical coverage in Spain, would I still have to pay a penalty?
Hey Ed, I noticed you didn't mention the SSA-7162 Recontact Form problem.
Yea, I really needed to add that but the internet connection kept dropping. I'm going to do this one again in the next week or so. Please let me know if you want me to cover anything else.
What about filing for benefits online while living overseas? Some US Embassies will not support anything Social Security-related.
There should be a FBU (Federal Benefits Unit) somewhere in your region. If not, you can always file online or schedule a phone appointment.
@@MyGovExpert did online and it’s being processed in the Philippines 🇵🇭 Any day now I should get word 🤞
I'm curious if this is an option. I have Tricare and am required to obtain Medicare to keep Tricare. Since Medicare does not cover expats can I get MA plan that includes a giveback as I do see that option for my mailing address zip code in the states? Both traditional Medicare and MA are useless as an expat, I don't think I would even be able process a claim refund with either of them and I would still need to go through Tricare to get reimbursed.
Overpayments topic please cover
I just did a live session today on overpayments based on all the new changes. I'll keep you posted if I find out anything else.
How long can you stay out the USA ON SSDI. If so what paperwork I need to fill out?
Lot of variables, including your citizenship or residency. You definitely have to fill out a form every year to prove that you're alive though.
@@MyGovExpert thank you so much I appreciate the answers
US Citizen, what is the name of that paperwork living abroad on SSDI?
Oh, covered if you're working and have insurance
Can you live overseas (to spend less money) if you are on SSDI, are 62, while continuing to get SSDI?
Yes, but there are reporting responsibilities. I'll do a video on those in the near future. Take care and thanks for watching, Ed
Ironically, if you are overseas and need extensive medical care or surgery, you can go to Cuba and get it for free. Cuba has much better quality doctors than the U.S. and doesn't see healthcare as a privilege reserved for the .001 of the population.
Yes, medical tourism is becoming very popular.
India has a strong medical tourism as well. I used it in 2011. Very good experience
my x will be 64 this year and planning on going back to his country he has been working here sence the 1980's ... I am on ssd . I do not turn 62 for 3 years.. No one even his kids to not talk to him.. If he is over seas and passes Is there away to find out
Depends on the country.
How many questions are there to answer on the application
Which application are you asking about?
Darn! Looks like we got cut off, and I think you were just starting my question. Lol
Not sure what happened. Another LIVE tomorrow. See you then.
Does the social security Administration proactively contact you to verify you are still alive or still allowed to receive benefits?
Not unless there's some suspicion. Or you're living overseas or something
Thank you.
My fiance americain in tunisia SHE WANT TO LIVE IN TUNISIA IN north africa she have SSA AND SSDI
I HAVE QUESTION SSA AND SSDI CAN WORK IN TUNISIA?
Make sure you check the Social Security link I put in the description
Can I live overseas in case I receive the survivor benefits as a widow? Thank you.
Please check the tool I put in the description
Nobody can guarantee that they are never returning to the USA where dropping Medicare is concerned. If individuals take the same actuarial approach that insurance companies do, then there is no statistical reason to keep Medicare b in force. The examples presented are biased and fear mongering. I would guess that you have a service to sell and thus the reason for the bias. The fact is only a few will regret not having Medicare b while living long term overseas. With proper financial planning the chances of regret are almost zero. With bad planning, regret will be significant on more than just the Medicare aspect of retirement. Bottom line - be well prepared or don’t retire overseas