Hi Jenn and Yvonne, just dropping by to say thank you sooo much for all your videos. I moved to Berlin last year from Malaysia and everything I know on how to "survive" and transition in Germany is from you! Keep up the great work!
Wise. Highly recommended. Been their customer since 2015. It was actually recommended to me by an ex employer who is a German doing business in the UK. 😄 I opened my account in Asia and I've never had any issues with it now that I live in Hungary. Thank you for this video. Will be very useful as my hubby will be moving to DE soon for work.
You posts are providing a useful service for all us Ausländer/extranjeros. Thanks so much. I was using Wise, but now I know what their debit card is also a good idea.
just to add, moving money out of india is very difficult/time-consuming (send money from INR to EUR, even with Wise). Another option is to use a Forex/Multicurrency card from a local bank and carry it with you to DE, which I did for my daily expenses.
Exactly, I tried but Wise do not support INR to be loaded. While in UK, I loaded pound, while in Sweden I loaded Swedish Krona, while in Germany I loaded Euro into my Wise Account but I could not load INR into Wise even from my NRE Account in India. So are you saying that I should load INR in the multi currency card in India and bring here in Germany and if I use that Card then automatic Euro conversion will happen and that amount will get deducted from my loaded INR amount?
Because of sanctions against my home country it now costs the same as bank transfers (used to be less). I just use my debit card to pay directly. Drawing money costs a greater fee as the debit is on a ''european plan'' so there is no conversion rate for direct use in europe. Maybe in some countries you can do that as well, I know with american express there are no conversion fees to dollars in my home country as well, so if you have an option to get a card that will have no conversion fees for direct use - it is a great option.
My experience with Paraguay has been that a Debit Card from Paraguay, on top of the processing fees at some German ATMs, incurs a fee of 5% at the bank in Paraguay. Meanwhile a traditional bank transfer from Paraguay to Germany incurs a fee of only 2% at the originating bank. If possible I try to initiate a bank transfer between Monday and Wednesday, so the transfer comes through by Friday evening. Otherwise the banks will have two extra days to make a profit with your money without giving you any benefit at all.
Hello ! I APRECIATE ALL THE VIDOES THAT YOU HAVE MADE UNTIL TODAY . And i want to thank you sooo much . In 1 month i will move to germany and start working there . I am a person who downloads and uses many apk applications as well as mods from Google where I get many paid services from them for free. I have heard that in Germany there are many laws that protect copyright and fines in these situations. Can you please make a video where we can get a little more information on this topic as well as the situation for watching movies online.
We have a video discussing streaming and other illegal things: ua-cam.com/video/pEWIpDxlXYU/v-deo.htmlsi=peZuGzp8jXI_8FD4 and a guide on streaming in detail: www.simplegermany.com/streaming-in-germany/ We hope you have a smooth move 😊
Hey can you please make a video on how the new Deutchlandsemester ticket will work? Because I am a student of University of Cologne and will soon be starting my classes there and from summer semester they have introduced the Deutchlandsemester ticket but I am not sure how it works. Love your videos btw, helped me a lot.
Hello ladies, You guys are rocking!!! I have one doubt, please clarify that. Is there any issue with finding a job through a consultancy in Germany as a Job Seeker Visa holder?
I was really looking for such an information.😍 I recently inherited a land in Turkey. It is shared with many relatives so it will be sold soon. And my sister will send me the money.(over 10k) I want to ask, I don't have any bank account back in Turkey, I live in Germany and is ist still possible to transfer the money via Wise? Is this money seen as an income or a saving? Thanks in advance 😊😊😊
you will need all the proofing documentation for the inheritance ,and death certificate copy in order to submit it to your bank in germany , either way if you use wise you will need a German bank at the end to take this money
This is what I do, but I am looking for an cheaper way: I have a Revolut account in USD and in EUR. I add USD to my USD account using my home country credit card. This has a fee of 2.5% if i am not mistaken. It's important to say that I pay my USD debt with my savings (also in USD). Finally, I convert my USD in Revolut to EUR at a 0.5% fee, but with a good exchange rate. So total cost os around 3-3.5% which hurts but it's the best way I have found so far
@@Bkomega It is possible to withdraw money in German with no commission fee ( but has a limit of 300 euro per day). BNP Paribas bank network offers withdraw money with 0 commission fee ( Deutche bank for Germany) . Therefore, I have a local bank account in my home country which is in the agreement of BNP Paribas. My family in my home country sends money to my bank account in my home country. Then I withdraw money from Deutche bank in Germany without paying any commission. Totally free, but has a limit for withdraw 300 euro per day. I opened a new German bank account that charges no fee. I put my cash money to that German bank account. Then I can even transfer to another German bank account without any fee. So I don't pay any fee and commission fee.
Hi Jenn and Yvonne, just dropping by to say thank you sooo much for all your videos. I moved to Berlin last year from Malaysia and everything I know on how to "survive" and transition in Germany is from you! Keep up the great work!
So great to hear!! 😊
@@simplegermany How do I contact you jane
Wise. Highly recommended. Been their customer since 2015. It was actually recommended to me by an ex employer who is a German doing business in the UK. 😄 I opened my account in Asia and I've never had any issues with it now that I live in Hungary. Thank you for this video. Will be very useful as my hubby will be moving to DE soon for work.
You posts are providing a useful service for all us Ausländer/extranjeros. Thanks so much. I was using Wise, but now I know what their debit card is also a good idea.
Thanks so much! 😊
just to add, moving money out of india is very difficult/time-consuming (send money from INR to EUR, even with Wise). Another option is to use a Forex/Multicurrency card from a local bank and carry it with you to DE, which I did for my daily expenses.
Exactly, I tried but Wise do not support INR to be loaded. While in UK, I loaded pound, while in Sweden I loaded Swedish Krona, while in Germany I loaded Euro into my Wise Account but I could not load INR into Wise even from my NRE Account in India.
So are you saying that I should load INR in the multi currency card in India and bring here in Germany and if I use that Card then automatic Euro conversion will happen and that amount will get deducted from my loaded INR amount?
Not even done watching this entire vid but as always the info and delivery is just the perfectly
bite sized and easy to digest
Because of sanctions against my home country it now costs the same as bank transfers (used to be less). I just use my debit card to pay directly. Drawing money costs a greater fee as the debit is on a ''european plan'' so there is no conversion rate for direct use in europe. Maybe in some countries you can do that as well, I know with american express there are no conversion fees to dollars in my home country as well, so if you have an option to get a card that will have no conversion fees for direct use - it is a great option.
My experience with Paraguay has been that a Debit Card from Paraguay, on top of the processing fees at some German ATMs, incurs a fee of 5% at the bank in Paraguay. Meanwhile a traditional bank transfer from Paraguay to Germany incurs a fee of only 2% at the originating bank.
If possible I try to initiate a bank transfer between Monday and Wednesday, so the transfer comes through by Friday evening. Otherwise the banks will have two extra days to make a profit with your money without giving you any benefit at all.
Thanks for sharing!
Hello ! I APRECIATE ALL THE VIDOES THAT YOU HAVE MADE UNTIL TODAY . And i want to thank you sooo much .
In 1 month i will move to germany and start working there . I am a person who downloads and uses many apk applications as well as mods from Google where I get many paid services from them for free. I have heard that in Germany there are many laws that protect copyright and fines in these situations. Can you please make a video where we can get a little more information on this topic as well as the situation for watching movies online.
We have a video discussing streaming and other illegal things: ua-cam.com/video/pEWIpDxlXYU/v-deo.htmlsi=peZuGzp8jXI_8FD4 and a guide on streaming in detail: www.simplegermany.com/streaming-in-germany/
We hope you have a smooth move 😊
Please talk about status of cryptocurrency in Germany
Hey can you please make a video on how the new Deutchlandsemester ticket will work? Because I am a student of University of Cologne and will soon be starting my classes there and from summer semester they have introduced the Deutchlandsemester ticket but I am not sure how it works. Love your videos btw, helped me a lot.
Just use USDC or USDT and transfer.
You pay less than few cents.
Hi, can u guys make a detail video about unemployment benefits expats can avail of got fired from jobs?
We have a detailed guide on the topic: www.simplegermany.com/unemployment-benefits-germany/
Great video! Quick question though. How often would you recommend transferring money under 10,000 dollars if you wanted to do it multiple times?
Could you do a video on a American living in German for 14 years how to collect your Social secruity money .
Do you mean pension refund? We have a detailed guide on it: www.simplegermany.com/german-pension-refund/
Smooooothly 😁
Is this recommended vice versa too? Like from Germany to your home country when you want to visit home? Or is there a better solution?
Yes it’s similar. Check the solutions we talk about for your home country 😊
Hello ladies,
You guys are rocking!!! I have one doubt, please clarify that.
Is there any issue with finding a job through a consultancy in Germany as a Job Seeker Visa holder?
If by consultancy you mean recruiter, no not at all! A lot of companies hire recruiters to match talent to open positions 😊
@simplegermany My consultancy is Hays, so my first 2 year contract with them only.
First comment 🥰🥰🥰
I was really looking for such an information.😍 I recently inherited a land in Turkey. It is shared with many relatives so it will be sold soon. And my sister will send me the money.(over 10k) I want to ask, I don't have any bank account back in Turkey, I live in Germany and is ist still possible to transfer the money via Wise? Is this money seen as an income or a saving? Thanks in advance 😊😊😊
you will need all the proofing documentation for the inheritance ,and death certificate copy in order to submit it to your bank in germany , either way if you use wise you will need a German bank at the end to take this money
@@sox5404 thank you so much 🤗
thanks for the video, but then how and what is the best way to exchange for example from USD to euro? :)
We give 2 different examples for the US in the video 😉
Great advice. I enjoyed this video. 😊❤
This is what I do, but I am looking for an cheaper way: I have a Revolut account in USD and in EUR. I add USD to my USD account using my home country credit card. This has a fee of 2.5% if i am not mistaken. It's important to say that I pay my USD debt with my savings (also in USD). Finally, I convert my USD in Revolut to EUR at a 0.5% fee, but with a good exchange rate. So total cost os around 3-3.5% which hurts but it's the best way I have found so far
Thanks for sharing!
I pay 0 commission. Not even "cheap". Literally zero.
How? Please share
@@Bkomega It is possible to withdraw money in German with no commission fee ( but has a limit of 300 euro per day). BNP Paribas bank network offers withdraw money with 0 commission fee ( Deutche bank for Germany) .
Therefore, I have a local bank account in my home country which is in the agreement of BNP Paribas. My family in my home country sends money to my bank account in my home country.
Then I withdraw money from Deutche bank in Germany without paying any commission. Totally free, but has a limit for withdraw 300 euro per day.
I opened a new German bank account that charges no fee. I put my cash money to that German bank account. Then I can even transfer to another German bank account without any fee.
So I don't pay any fee and commission fee.
@@Bkomega I replied my comment. But then it was deleted by UA-cam.
Thanks for sharing!