NPS vs PPF vs EPF vs Mutual Funds: Which one is the better Retirement Plan?

[@TheArtOfWealthBuilding]

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[@mitendra90]

EPF is not completely tax free.
1. Employer contribution for both EPF + NPS has limit of 7.5 lacs.
Any contribution above this will be taxable.
2. Also in EPF, if interest exceeds above 2.5 lac in that particular year from employee contribution then the over and above amount is taxable.

[@anmolkissen5199]

1st condition is a rare occurrence hence don't worry about it,
Regarding 2nd condition employee contribution required to be 30 lakh then only interest will go 2.5 lakh and this will take some time I'm working from 7 years and my total EPF balance is 2.6 lakh as some companies only contribute 1800 per month and some go with 12% of basic pay, so don't worry about it

[@mitendra90]

@@anmolkissen5199 1st condition is not only for EPF + NPS. EPF or NPS alone contribution also has this 7.5 lacs cap. Thanks

[@anmolkissen5199]

@@mitendra90 understood however still it's rare occurrence 50 LPA CTC can come under this condition else everyone is out side of this thing

[@soumsgaming238]

ITR file kar denge agar TDS deduct ho toh

[@MsRkshukla]

Due to youtube and social media nowadays people are more financial aware but someone in his 40s who started late Ike most of us,I think ppf is a must.

[@soumsgaming238]

yu can still invest in balanced advantage funds

[@subratanath6262]

Thanks for sharing this video with all Mr.Bhaven.

[@akkemsrinivasarao5554]

Thank you Bhaven ji👍

[@parminashrd5406]

Thanks

[@poojapatni8696]

thank you bro

[@ankitmalode1623]

Thank you for information

[@suryanarayanamv8401]

Useful information .

[@TechySanataniEngineer]

Thank you.❤

[@funnjoy23]

Thank you🙏

[@soumsgaming238]

Inflation needed to be considered

[@suprativabasu7379]

Thank you❤

[@sesadevbehera2964]

Thank you

[@naeempirjade573]

Thankyou

[@mohithmdgroup2727]

Ty

[@DibyenduDas-vg5zs]

Thank you

[@mukeshagrawal8066]

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[@MajidPinjari-tz2ce]

Thank you