How we can take FD Interest / SB Interest , if it is closed , how can we confirm continuity ? Whether we to mark a condition in SO that FD cannot be closed during pendency of Loan .
Sir whats the difference between credit analyst , credit manager and credit risk manager , whether they are all same or different please throw light on the above doubt.
@@AnkushJain to sir is video me apne self employed ka sole proprietorship dikhaya hai toh usme toh main applicant individuals hoga na, but excel me co ko main applicant diya hua hai???? Yeh thora mushkil ho raha hai samaj me main... Plz clear kar dijiye na...
Hi Sir, Please confirm on below:- 1. Can we structure Short Term liability(Say OD limit) with Long term liability(Lap Loan for 15 years) 2. In case of Proprietor/PVT limited company.... Director/Proprietor income from business are to be considered or not if we are directly funding to Company.
Sir papa ki property aur papa ke name hi balance sheet unki income kam pad rhi hai tb bete ki income add kr rhe tb income tax return se kaam hojyega ya nhi ?
Sir interest on loans considered in obligations me 16.52 Jo liya h aapne usko million me convert karenge toh 1.6 cr ayega I think there will be 160.52. and 130.88
Means sir Jo aapne ABC PVT LTD ki calculation me 3rd line me interest on loans considered in obligations me Jo 16.52 liya h in millions which value is 1.6cr and you had to take 160.52 which value will be 16.52 cr I think sir it is right value as per my opinion.
Pl see the cam related video already updated by me. For addition of lap/hl, you just need to check one of existing cam in your company as the format varies from bank to bank
Not necessarily. But if don't take then some bank does not allow funding more than 50 lacs to 1 crores. While some banks internal policy makes it mandatory to take firm as co applicant
Great sir ... Aap itni acchi help kr rhe h through video lectures....
Thank you
Sir mere ko Lap product ki aur video chahiye A to Z wo aapke paid channel m h kya
Nahi usme nhi hai
Thank you sir..taken your premium membership..thank you for serving the society..
Thank you
Thank you Abishek sir. Keep uploading more videos
👍👍
Explained very well Sir
Thank you
Well explained sir!!!!
Thank you
Thank You Sir for the informative videos !
Your welcome
Sir which one is better loan against deposit or premature closure of deposit. Could you please make a bideo on it.
Will check
Very useful video.. Thx sir
Thank you
Wonderful Sir
Thank you
You are great boss❤..... Really your vedios very very very very helpful for me.... I am working in Msme department....
Thank you 👍
How we can take FD Interest / SB Interest , if it is closed , how can we confirm continuity ? Whether we to mark a condition in SO that FD cannot be closed during pendency of Loan .
It's just our call.. if it is regularly appearing in every ITR then we can consider. No need to mark condition
Payment to Relatives , is it interest or Unsecured Loan ?? Pls Explain ?
Yes.. unsecured loan interest basically
Sir thank you for your valuable contribution.sir can you please make a video about how to make cases in Banking,Income and Gst surrogate.
Will try to do it
Eagerly waiting for new video sir
Thank you
Sir is there computation of income needed with sugam itr 4 for analysis purpose or itr 4 is sufficient
Should be taken
Thank you sir for your valuable response
👍👍
Sir Tysm. Really indeed grateful 🙏
Thank you 😊
Please clarify LTV + FOIR ? How come 160 %
For example foir is 90 and ltv is 70 then their total is 160
Sir whats the difference between credit analyst , credit manager and credit risk manager , whether they are all same or different please throw light on the above doubt.
Credit analyst is usually reporting to sales team. However credit manager and credit risk manager are same
Who is more superior
CC Interest why to consider ?
You can also leave it.. no need to add in interest and obligate also
sir self employed me applicant toh bande ka nam hoga na??? Co nam kyu???? And partnership me kua hoga??????
Partnership firm main applicant/borrower and others are coapplicanta
@@AnkushJain to sir is video me apne self employed ka sole proprietorship dikhaya hai toh usme toh main applicant individuals hoga na, but excel me co ko main applicant diya hua hai????
Yeh thora mushkil ho raha hai samaj me main...
Plz clear kar dijiye na...
@@AnkushJain sir self employed professional me kya sirf itr hi dekhna parega????
Hi Sir,
Please confirm on below:-
1. Can we structure Short Term liability(Say OD limit) with Long term liability(Lap Loan for 15 years)
2. In case of Proprietor/PVT limited company.... Director/Proprietor income from business are to be considered or not if we are directly funding to Company.
1. We can structure provided there is no financial difficulties in the case.
2. Yes can be considered
1. We can structure provided there is no financial difficulties in the case.
2. Yes can be considered
Sir can uh explain superbiz program ?
This video is based on superbiz itself
Can you pls share eligibilty sheet
Pl share email id
Sir papa ki property aur papa ke name hi balance sheet unki income kam pad rhi hai tb bete ki income add kr rhe tb income tax return se kaam hojyega ya nhi ?
Bete ki income kya hai?
Self employed
@@AbhijeetYadav-x4n ha krlo add usko bhi
Income tax return se hi kaam hojayega sir
What abt 44 ad income under b/p appearing in itr under indv capacity instead of firm
How to treat ?
If appearing regularly and their is business set up and self certified financials, then can be considered
@@AnkushJain solely job work income is eligible?
Yes. Income should be substantiated from banking, unit visit and docs.
Sir , can you share this calculator with us
Pl share email id
Thanks a lot Sir Pls share EXCEL for this as well
👍👍
Sir interest on loans considered in obligations me 16.52 Jo liya h aapne usko million me convert karenge toh 1.6 cr ayega I think there will be 160.52. and 130.88
Main samjha nhi.. thoda elaborate kro
Means sir Jo aapne ABC PVT LTD ki calculation me 3rd line me interest on loans considered in obligations me Jo 16.52 liya h in millions which value is 1.6cr and you had to take 160.52 which value will be 16.52 cr I think sir it is right value as per my opinion.
You can also check it
Dekhta hu
Sir HL/LAP ke liye CAM kese banate hai. Only HL/LAP. Kindly makes video it's huge urgent. I am your paid member. I am Fresher candidate
Pl see the cam related video already updated by me. For addition of lap/hl, you just need to check one of existing cam in your company as the format varies from bank to bank
@@AnkushJain ok sir
👍👍
Please share this excel sheet
Pl share email id
Sir Please share excel sheet
Pl share email id
BBA finance can go for this role
MBA finance is preferable qualification
What is FOIR ?
It is fixed obligation to income ratio. I have explained it in this video itself
More videos sir
Sure
Sir
English lectures please if possible
I have added English subtitles to the first 25 videos. Pl see if they help. I am gradually adding to other videos as well
Sir new question apart from this,
What is the accounting treatment for fraud of rs.20 lacs in cash....
In the books of firm?
@@AnkushJain in the books of bank
You mean someone stole cash from bank like theft in branch?
@@AnkushJain yes
Can't say about exact entry but it is a loss and therefore reserve and surplus of bank/capital should be debited and bank account to be credited
If we are taking indv itr income from buss/ proffesional so is it necessary to take firm as also applicant ?
Not necessarily. But if don't take then some bank does not allow funding more than 50 lacs to 1 crores. While some banks internal policy makes it mandatory to take firm as co applicant
Can you pls share eligibilty sheet
Ok