Mortgage Documents - What you need for a Mortgage Application

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  • Опубліковано 7 лют 2025
  • In this Video, Payam Azadi will try to clarify what documents are actually needed for a Mortgage Application in the UK. With the effect of the Mortgage Market Review (MMR) which has now come into play the level of documentation required by the lenders as well is brokers has dramatically increased.
    Payam Azadi is a partner at Niche Advice Limited who are whole of the market Independent Mortgage Brokers In London. His remit is to advise on Property finance a full Mortgage Documents list will always be made available to each mortgage applicant to ensure the Mortgage Application is processed in a smooth manner.
    For more information on Niche Advice please visit www.nicheadvic...
    #MortgageDocuments #Mortgageinformation #MortgageApplication
    Niche Advice Limited is a Credit Broker and does not lend money directly to clients. Niche Advice Limited is authorised and regulated by the Financial Conduct Authority
    If you are thinking of consolidating existing borrowing you should be aware that you may be extending the terms of the debt and increasing the total amount you repay.
    AS A MORTGAGE IS SECURED AGAINST YOUR HOME OR PROPERTY, IT COULD BE REPOSSESSED IF YOU DO NOT KEEP UP THE MORTGAGE REPAYMENTS.
    To subscribe to this channel click on the link below
    / @nicheadvice
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    Get in contact with Payam Azadi at Niche Advice
    www.nicheadvic...
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    Social Media
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    The content of this Video does NOT constitute giving advice it is purely designed for general information purposes only. The qualification for a mortgage will depend on your own individual circumstances and your case should be fully discussed with a Professional Mortgage Broker before you apply.

КОМЕНТАРІ • 13

  • @I-islam575
    @I-islam575 2 роки тому

    Do I need To inform mortgage lender of any trust deed ,

  • @cafeaulait69
    @cafeaulait69 Рік тому

    What if someone pays all bills included in their rent and doesn't have utility bills.

    • @Nicheadvice
      @Nicheadvice  Рік тому

      There are other forms of documentation that can be provided in such cases for example tax documentation driving licence with the dress Council documentation credit card statement other banks saving statements

  • @I-islam575
    @I-islam575 2 роки тому +1

    Is there any requirements to inform lender of trust deed/beneficial owners

    • @Nicheadvice
      @Nicheadvice  2 роки тому +1

      You need to speak to your legal advisor guess also I cant give advice on an open forum so If you need advice about mortgages please get in touch

    • @I-islam575
      @I-islam575 2 роки тому

      @@Nicheadvice thanks in understand

  • @ankeetaghosh8310
    @ankeetaghosh8310 3 роки тому

    Do we require to provide employment contract as well?

    • @Nicheadvice
      @Nicheadvice  3 роки тому

      not normally unless it's a very recent job

    • @ankeetaghosh8310
      @ankeetaghosh8310 3 роки тому

      If contract is not given how will they know if its recent job. I am in new FTC and wondering if it will be required when applying for mortgage

  • @cafeaulait69
    @cafeaulait69 Рік тому

    I have saved over 20 years, are they going to want to see 20 years statements?

    • @Nicheadvice
      @Nicheadvice  Рік тому

      No that wouldn't be necessarily as long as you can show a gradual buildup of funds