It's recommended to save at least 15% of your income in a 401k. You can use online calculators to estimate how much you should save based on your age and income. Saving at least 15% of your income in a 401(k) can help ensure that you have enough money to retire comfortably. By saving this much, you can take advantage of compound interest and potentially grow your retirement savings over time.
For me, I believe retirees who struggle to meet their basic needs are the ones who could not accumulate enough money during their active years to meet their needs. Retirement choices determine a lot of things. My wife and I both spent same number of years in the civil service, she invested through a wealth manager and myself through the 401k. We both still earning after our retirement.
It's unfortunate most people don't have such information. I don't really blame people who panic. Lack of information can be a big hurdle. I've been making more than $875k by just investing through an advisor, and I don't have to do much work. Doesn't matter if the economy is misbehaving; great wealth managers will always make returns.
@@maryHenokNft How can I participate in this? I sincerely aspire to establish a secure financlal future and am eager to participate. Who is the driving force behind your success?
Not exactly, I started out with a financial advisor called *Camille Alicia Garcia* Her honest approach gives me complete ownership and control of my positions, and her rates are incredibly affordable given my ROI. However, do your due diligence before contacting a financial advisor.
@@TheresaAnderson-kf5xw oh! i never take this advises online seriously, but i checked CAMILLE up out of curiosity and i must say i am impressed by her Credentials. i emailed her already, waiting on her response
My niece is planning for a house in Cali. They're currently in search for almost a year now. A challenging place to move in. I will be sending this to her. Thank you, javi. Videos are educational and fun. Editing and content is superb!
I lived in Orange County, CA about 2/3rds of my life. I moved out of CA in 1969 as a kid, moved back to CA in 1978, moved out of CA in 1990 to buy a house in Seattle, moved back to CA in 1999, bought a condo. Moved out of CA again in 2021 to buy a SFR in Arizona. Kids were out of the question- just too expensive & i wanted to retire early, which i did. I visit O.C often but am not planning on ever moving back there! I have lived in 5 states & CA is definitely a unique place.
Felt like I was looking at my own budget. Our household take home is the same. Located in Dallas and just turned 30. Mortgage is 2700, just purchased at 389k. Unfortunately. If you don’t have a strong income, things are grim.
People who are wanting to start a family and figure out if they can afford a house need to include the cost of daycare in their monthly budget when factoring in a mortgage. Day care can cost $800 a month
@sophiewu3691 good to know for Cali, which adds even more to my point that people should be factoring this in. It's about $800 here I believe in AZ, I'm not surprised it's more in cali
That’s why I always budgeted with only my income before starting a family. Made it much less stressful when our daughter was born, and now her own Mom can actually raise her instead of a daycare.
My husband and I same boat since Covid. Trying to find a home but new mortgage in cali would automatically be $2500 plus. We got into a house. Older needed things done like a new roof new bathroom Reno etc… bottom line we became house poor and got into something we couldn’t afford. Fast forward today. Luckily sold our house fairly quickly a month ago. Relocated to Texas for affordability and better policies for the future of our kids. Our home now is under $1600 a month. The relocation was a lot of work. Husband has same job and I am an online seller. Bottom line at some point you have to realize that the problem wasn’t the numbers it’s turning the game board so it works for you. God bless and goodluck.
Brother your videos are hella good. Editing and graphics are very easy to understand, unlike other realtors they tryna complicate their videos making me so confuse. 👍🏽👍🏽👍🏽 Thank you bro
California has affordable places in just about any major area that you want to live you just have do the research and know the area. For the area in the video, if they just move about 20-30 minutes Northeast to Hesperia or Victorville, home prices drop dramatically. Some get really caught up in having to be in certain areas before thinking about the investment. Same as if you live in the San Fernando valley, about 20 to 30 minutes Northeast of San Fernando you're in much affordable territory with Palmdale & Lancaster. For the bay area, it's the Sacramento region. If you go to the metropolitan northern region of Sacramento, places like Yuba City/Marysville are super cheap within a 30-40 min. Of course financially it has to make sense to commute but for me the savings is definitely helping me. There's plenty of work right in the area where I live so I will be looking locally to transfer soon but absolutely enjoy my 30 minute commute to Roseville. What's crazy is in Roseville all the homes are averaging around $600,000+. All the homes in my area are on the small side around a little over a thousand square feet, generally two bedroom one bath but plenty of three bedroom 2 bath homes. All of them are in the mid to upper $300,000. My neighborhood most homes are around the upper $200,000 mark. New home construction just south of my area, all are around $400,000 (Linda, Ca). So it's possible if you stay away from the coast. Otherwise if you don't have to move anywhere, don't and wait for the market to work better in your favor with interest rates. I bought my house in 2021 at $245,000. It's gone up to about $305,000 today. You know that you will be in the right market when your budget tells you so.
Smart take, I did virtually the same thing but on the other side of the country. I was living in D.C, started working 3 days a week at home and moved 1.5hrs out of the city. Homes are half the price, and everything else like food, services, taxes, you name it is significantly cheaper. Making that commute sucks, but I think it worth doing twice a week for the savings.
@@ryanbon2414 I was working from home to originally too, but my job changed and required me to come in to work. Luckily since I bought at a time with interest rates being so low, I can afford the commute and it is worth the comfort of being a homeowner and having a decent neighborhood along with it. Everything is cheaper here including gas. We have most things the city has except an airport and high-level shopping but if I'm craving it I just drive about 30 to 40 min. It's not as big of a deal as some people make it. I definitely don't regret my choice but it should be one that financially makes sense for you. Congrats on your home purchase and just remember over time, if things change you can always use the equity as a huge down towards your next home. Honestly I'm quite satisfied so I think I'm going to stay put until it's paid off. I will use it as an investment property most likely and find a new retirement home later.
We had fo move out from Whittier CA to Lawrenceville GA😢 same situation . Good salaries but no decent house prices. We aren't getting younger so we decided to leave everythjng and made the crosscountry move. We purchased a home, last year for $336k and since we had 20 % down , our mortgage is$1800 a month. Yes,I miss you home state Cali but it's impossible
@@romanaja125No way... the inland empire is very expensive. Condos/townhouse 2bd, 2ba starting at $425,000 to $500,000, homes are starting at $500,000 up to 1 million. I have a home and a condo I rent our and it is so hard to find people that rent based of market rate rent.
People keep commenting that Cali has cheap homes around the $500k area but the pay in those areas are very low. I live in Cali and I see this all the time.
California isn't the best place to be in. Thank you for this honest takes, Javier! You provide concrete details and also give us options a d encouraging words. Best realtor in this app ❤️
Hey I live in Bedford. Probably one of the more "affordable" places but HOA is pretty expensive but you do get a lot for what you pay. I feel like socal in general is pretty damn expensive no matter where you look 😢
I live in Corona and the housing movement over here is crazy! Used to be super cheap now it’s twice as expensive and the movement is now moving down towards Temecula
I live in So-Cal too and west of where the couple is searching, in between Orange County and LA County. My wife and I make considerably less than they do combined, 12k a month. I know for a FACT I wont be able to buy a home in this current market using conventional means, AKA 20% down and a mortgage. We have a 20% down but it doesnt make a dent on the monthly mortgage. I've been investing heavily into traditional equities and BTC (I know, stfu, BTC WILL OUTPERFORM EVERYTHING AND HAS OUTPERFORMED EVERYTHING) starting in 2017 and I will be buying a home ALL CASH in the coming years. Sucks ass to live in Cali but when everyone is a millionaire, you gotta make yourself one.
Hey Javier, I’ve loved the content and have been watching for a while. But why does your channel play so many ads compared to others? It’s making it way less appealing to keep watching your videos lately.
@@beatdown3361 I don’t think you understand how a mortgage works. Most of your pay goes towards interest. Study the amortization schedule. That’s why if you buy a home for 500k you’ll pay 1.05 million.
This is a case of being picky on the city they want to live in. They're higher priced for no reason, chino smells like cow poop all day, and Rancho Cucamonga is a glorified fontana. They can get a decent house In surrounding cities but a lot of people want to be able to say they live in those cities.
I'm roughly in the same boat as this buyer but with a modestly higher net income, looking in the same area (corona/chino) and I'm still on the on the fence about buying right now 💀
I just think your budget is unrealistic. If the US house market starts looking at Canada, UK, or Australia. You'll be paying 3k in rent, but buying will be 6k.
I was wondering if we couod hear stories from people who did buy at the top of their budget, or people who only have small amount money left over each month after buying maybe your own experience or your own previous mishaps or budget you had thay makes you stress being afford
I live in this area and I am also looking for a home also. They should be looking in Eastvale/Ontario Ranch/Jurupa Valley and Riverside also. If they are looking for new construction, there are a bunch new communities currently selling and in the process of being built.
Just east of the east bay in the valley home listings have definitely increased. Not as much as last year. Unfortunately home prices have held strong. The only houses that are on the market for more than a few weeks are ones that need so much hidden repairs that it would be cheaper to just buy a more expensive home. Also any house that is a fixer when you call the realtor they say if you aren't paying in cash I don't want to speak with you. I had 60% down payment and they still weren't interested. California is rough and has been rough even prior to 2019.
Im kinda stuck renting in California, despite great income too. Part of the problem is not only housing so expensive, but the gap beteeen renting and buying is massive!
Want to know 'cheat code?'. If ur job is from computer and you can work from home and you don't need to attend at the office. Move to Europe. Especially Eastern Europe. Average house 150-250k and a condo 100k. Shit, renting is like 400-500 per month !!!. Broski will live like a king. A friend of mine is from US and is It engineer making 15k NET and lives in Eastern Europe. My god, he bought his condo just in 6 months of saving like 80% of income. Life is cheap there.
Same! I have a plan of renting for two more years and if things haven't changed in the market I am going to transfer to Tennessee and pay cash. I refuse to pay as much as what they want to live in a state that I don't fully enjoy.
Don’t double your payment because you want to own a house so bad. To be honest you’ll never truly own that home that’s the governments home. And you’ll pay 8000 plus in property taxes for the rest of your life
7:28 EXACTLY! Terrible money habits will stay with you. You have to force a change. I used to spend every cent I got, and wait till the next paycheck rolled in. Then in my mid 30's, I buckled down and paid my debt off. Since then, I onow pay all my bills with 1 check. I'll budget a little bit of money for food / gas, and the rest goes to savings. Rinse and repeat. Next thing you know, you have a bunch of money saved up in no time.
As someone who lives in CA, they can afford an entry level single family home. Javi’s 30% is overly conservative - sure, it would be great to adhere to it, but in costal markets where incomes are higher, many people are fine going higher than this. Analyses that don’t realize that fixed costs decline as a percentage of income are overly simplistic.
Who's insane enough to live in California... $9466 a month will not be enough for city living in California. The average California home value is $747,352
I dont know if this stretch still bale to saving almost 2% of purchase price each month. If they wait another 6 months they will have more of savings prices might decrease more
It's recommended to save at least 15% of your income in a 401k. You can use online calculators to estimate how much you should save based on your age and income. Saving at least 15% of your income in a 401(k) can help ensure that you have enough money to retire comfortably. By saving this much, you can take advantage of compound interest and potentially grow your retirement savings over time.
For me, I believe retirees who struggle to meet their basic needs are the ones who could not accumulate enough money during their active years to meet their needs. Retirement choices determine a lot of things. My wife and I both spent same number of years in the civil service, she invested through a wealth manager and myself through the 401k. We both still earning after our retirement.
It's unfortunate most people don't have such information. I don't really blame people who panic. Lack of information can be a big hurdle. I've been making more than $875k by just investing through an advisor, and I don't have to do much work. Doesn't matter if the economy is misbehaving; great wealth managers will always make returns.
@@maryHenokNft How can I participate in this? I sincerely aspire to establish a secure financlal future and am eager to participate. Who is the driving force behind your success?
Not exactly, I started out with a financial advisor called *Camille Alicia Garcia* Her honest approach gives me complete ownership and control of my positions, and her rates are incredibly affordable given my ROI. However, do your due diligence before contacting a financial advisor.
@@TheresaAnderson-kf5xw oh! i never take this advises online seriously, but i checked CAMILLE up out of curiosity and i must say i am impressed by her Credentials. i emailed her already, waiting on her response
My niece is planning for a house in Cali. They're currently in search for almost a year now. A challenging place to move in. I will be sending this to her. Thank you, javi. Videos are educational and fun. Editing and content is superb!
I lived in Orange County, CA about 2/3rds of my life. I moved out of CA in 1969 as a kid, moved back to CA in 1978, moved out of CA in 1990 to buy a house in Seattle, moved back to CA in 1999, bought a condo. Moved out of CA again in 2021 to buy a SFR in Arizona. Kids were out of the question- just too expensive & i wanted to retire early, which i did. I visit O.C often but am not planning on ever moving back there! I have lived in 5 states & CA is definitely a unique place.
Felt like I was looking at my own budget. Our household take home is the same. Located in Dallas and just turned 30. Mortgage is 2700, just purchased at 389k. Unfortunately. If you don’t have a strong income, things are grim.
People who are wanting to start a family and figure out if they can afford a house need to include the cost of daycare in their monthly budget when factoring in a mortgage. Day care can cost $800 a month
no, daycare in CA cost a lot more than that.
@sophiewu3691 good to know for Cali, which adds even more to my point that people should be factoring this in. It's about $800 here I believe in AZ, I'm not surprised it's more in cali
That’s why I always budgeted with only my income before starting a family. Made it much less stressful when our daughter was born, and now her own Mom can actually raise her instead of a daycare.
I'd guess they'll be looking at at least 1500-2000 per month for an infant in Cali especially if Median home price is 700k in the area.
$800 ? I pay $500 weekly I think that's $26k yearly lol
My husband and I same boat since Covid. Trying to find a home but new mortgage in cali would automatically be $2500 plus. We got into a house. Older needed things done like a new roof new bathroom Reno etc… bottom line we became house poor and got into something we couldn’t afford. Fast forward today. Luckily sold our house fairly quickly a month ago. Relocated to Texas for affordability and better policies for the future of our kids. Our home now is under $1600 a month. The relocation was a lot of work. Husband has same job and I am an online seller. Bottom line at some point you have to realize that the problem wasn’t the numbers it’s turning the game board so it works for you. God bless and goodluck.
Teachers salary depends in which state you are. Here in Texas an Orchestra Teacher at a high school makes over 70K.
Brother your videos are hella good. Editing and graphics are very easy to understand, unlike other realtors they tryna complicate their videos making me so confuse. 👍🏽👍🏽👍🏽 Thank you bro
As a Californian (Bay Area); This is inspiring and depressing at the same time.
Budget: God tier
CA Housing Market: lol
California has affordable places in just about any major area that you want to live you just have do the research and know the area. For the area in the video, if they just move about 20-30 minutes Northeast to Hesperia or Victorville, home prices drop dramatically. Some get really caught up in having to be in certain areas before thinking about the investment. Same as if you live in the San Fernando valley, about 20 to 30 minutes Northeast of San Fernando you're in much affordable territory with Palmdale & Lancaster. For the bay area, it's the Sacramento region. If you go to the metropolitan northern region of Sacramento, places like Yuba City/Marysville are super cheap within a 30-40 min. Of course financially it has to make sense to commute but for me the savings is definitely helping me. There's plenty of work right in the area where I live so I will be looking locally to transfer soon but absolutely enjoy my 30 minute commute to Roseville. What's crazy is in Roseville all the homes are averaging around $600,000+. All the homes in my area are on the small side around a little over a thousand square feet, generally two bedroom one bath but plenty of three bedroom 2 bath homes. All of them are in the mid to upper $300,000. My neighborhood most homes are around the upper $200,000 mark. New home construction just south of my area, all are around $400,000 (Linda, Ca). So it's possible if you stay away from the coast. Otherwise if you don't have to move anywhere, don't and wait for the market to work better in your favor with interest rates. I bought my house in 2021 at $245,000. It's gone up to about $305,000 today. You know that you will be in the right market when your budget tells you so.
Smart take, I did virtually the same thing but on the other side of the country. I was living in D.C, started working 3 days a week at home and moved 1.5hrs out of the city. Homes are half the price, and everything else like food, services, taxes, you name it is significantly cheaper. Making that commute sucks, but I think it worth doing twice a week for the savings.
@@ryanbon2414 I was working from home to originally too, but my job changed and required me to come in to work. Luckily since I bought at a time with interest rates being so low, I can afford the commute and it is worth the comfort of being a homeowner and having a decent neighborhood along with it. Everything is cheaper here including gas. We have most things the city has except an airport and high-level shopping but if I'm craving it I just drive about 30 to 40 min. It's not as big of a deal as some people make it. I definitely don't regret my choice but it should be one that financially makes sense for you. Congrats on your home purchase and just remember over time, if things change you can always use the equity as a huge down towards your next home. Honestly I'm quite satisfied so I think I'm going to stay put until it's paid off. I will use it as an investment property most likely and find a new retirement home later.
We had fo move out from Whittier CA to Lawrenceville GA😢 same situation . Good salaries but no decent house prices. We aren't getting younger so we decided to leave everythjng and made the crosscountry move. We purchased a home, last year for $336k and since we had 20 % down , our mortgage is$1800 a month. Yes,I miss you home state Cali but it's impossible
Impossible...you could've moved 1 hour away to the Inland Empire and bought a house.
@@romanaja125No way... the inland empire is very expensive. Condos/townhouse 2bd, 2ba starting at $425,000 to $500,000, homes are starting at $500,000 up to 1 million.
I have a home and a condo I rent our and it is so hard to find people that rent based of market rate rent.
People keep commenting that Cali has cheap homes around the $500k area but the pay in those areas are very low. I live in Cali and I see this all the time.
Great video bro. My family has been eyeing for a house in Cali . Will definitely recommend this one. Very helpful .
In the Bay Area there’s no hope even with this income 😢
As a born and raised CA native, I didn’t chose this. Unfortunately I was in junior high in 2018 😂
Good budget. Good savings. Weak Market. This is such a weird thing but a genius analysis. JAVIER, you are the best. the buyers should hear you ❤️
California isn't the best place to be in. Thank you for this honest takes, Javier! You provide concrete details and also give us options a d encouraging words. Best realtor in this app ❤️
California is the best place for a lot of people. Don’t be so closed minded, Donna.
And UA-cam is a lot more than an app.
California is more than LA and San Francisco lol. 😂jeez people it’s a big state with different costs of living
Hey I live in Bedford. Probably one of the more "affordable" places but HOA is pretty expensive but you do get a lot for what you pay. I feel like socal in general is pretty damn expensive no matter where you look 😢
JAVi the real estate Zaddy
Javi
Cali property tax for new buyers is 1.5%
The avg is 0.7% but that is skewed
DAMN!!! Only $100 for electricity in california!!!
I'm from Rancho Cucamonga. That city is so expensive now.
I live in Corona and the housing movement over here is crazy! Used to be super cheap now it’s twice as expensive and the movement is now moving down towards Temecula
And then it will be hemet lol
Temecula is beautiful though. I’d 1000% rather live there than Corona.
Thank you so much for this video. At least you are a good thing for buyers in this market!
I live in So-Cal too and west of where the couple is searching, in between Orange County and LA County. My wife and I make considerably less than they do combined, 12k a month.
I know for a FACT I wont be able to buy a home in this current market using conventional means, AKA 20% down and a mortgage. We have a 20% down but it doesnt make a dent on the monthly mortgage. I've been investing heavily into traditional equities and BTC (I know, stfu, BTC WILL OUTPERFORM EVERYTHING AND HAS OUTPERFORMED EVERYTHING) starting in 2017 and I will be buying a home ALL CASH in the coming years.
Sucks ass to live in Cali but when everyone is a millionaire, you gotta make yourself one.
Hey Javier, I’ve loved the content and have been watching for a while. But why does your channel play so many ads compared to others? It’s making it way less appealing to keep watching your videos lately.
Sorry friend, I’ll adjust
12:59 cup your farts. then smell the cup.
Why would you want to go from paying 2300 for rent to 4000 a month in a mortgage? That’s not a smart decision
Because they look year over year how much they coukd have put towards a home instead of paying for someone elses home
2 years renting at 2300 a month is almost 60 grand
Because you’re paying yourself and building your own nest egg vs your landlord’s nest egg.
@@beatdown3361 I don’t think you understand how a mortgage works. Most of your pay goes towards interest. Study the amortization schedule. That’s why if you buy a home for 500k you’ll pay 1.05 million.
@@MomtoZnE your paying the bank and playing yourself
This is a case of being picky on the city they want to live in. They're higher priced for no reason, chino smells like cow poop all day, and Rancho Cucamonga is a glorified fontana. They can get a decent house In surrounding cities but a lot of people want to be able to say they live in those cities.
Wish you’d make some Miami market videos.
Very sad to see. These people have worked their asses off and still can't "afford" a single family home in California!
I'm roughly in the same boat as this buyer but with a modestly higher net income, looking in the same area (corona/chino) and I'm still on the on the fence about buying right now 💀
Mid 500’s in those 3 cities, for newer home…don’t think so. 700s
I just think your budget is unrealistic. If the US house market starts looking at Canada, UK, or Australia. You'll be paying 3k in rent, but buying will be 6k.
It seems cali is an impossible place to live in now. housing market is So unaffordable
You think CA is expensive check out Seattle WA it’s got super expensive.
Tax would be about 10k a yr
I was wondering if we couod hear stories from people who did buy at the top of their budget, or people who only have small amount money left over each month after buying maybe your own experience or your own previous mishaps or budget you had thay makes you stress being afford
I live in this area and I am also looking for a home also. They should be looking in Eastvale/Ontario Ranch/Jurupa Valley and Riverside also. If they are looking for new construction, there are a bunch new communities currently selling and in the process of being built.
Watch out for mello roos in those areas. especially Eastvale
Banning has a ton of new construction in the low 400 range Thats cheap right now
There's no hope for me and my wife.😢 Make less then half of what they make and we want a house
There’s hope. These prices are ridiculously high and should start easing soon.
I hope there’s hope, at least 😂
If your in cali. Move out to hemet or banning. Banning is booming with brand new homes that are affordable
whats their miscellaneous?
Chakra cleansings.
Cheesy poofs and hot yoga
They can afford something on Victorville 😂
Wow, if they can’t afford those houses at that income, who the heck is buying them?
Pump the breaks, I could have sworn you were a realtor in AZ…
I remember living in California & being so well off ❤ . Now I’m barely surviving in Texas . Just for electric, water & gas is around $1,000 a month
You ain’t lying my electric bill 250 water bill 189 and this winter my gas bill will be 300 plus gas for the car 3-400 a month
Just east of the east bay in the valley home listings have definitely increased. Not as much as last year. Unfortunately home prices have held strong. The only houses that are on the market for more than a few weeks are ones that need so much hidden repairs that it would be cheaper to just buy a more expensive home. Also any house that is a fixer when you call the realtor they say if you aren't paying in cash I don't want to speak with you. I had 60% down payment and they still weren't interested. California is rough and has been rough even prior to 2019.
Im kinda stuck renting in California, despite great income too. Part of the problem is not only housing so expensive, but the gap beteeen renting and buying is massive!
Definitely. Its around twice as much to buy vs renting
Want to know 'cheat code?'. If ur job is from computer and you can work from home and you don't need to attend at the office. Move to Europe. Especially Eastern Europe. Average house 150-250k and a condo 100k. Shit, renting is like 400-500 per month !!!. Broski will live like a king.
A friend of mine is from US and is It engineer making 15k NET and lives in Eastern Europe. My god, he bought his condo just in 6 months of saving like 80% of income. Life is cheap there.
Same! I have a plan of renting for two more years and if things haven't changed in the market I am going to transfer to Tennessee and pay cash. I refuse to pay as much as what they want to live in a state that I don't fully enjoy.
Don’t double your payment because you want to own a house so bad. To be honest you’ll never truly own that home that’s the governments home. And you’ll pay 8000 plus in property taxes for the rest of your life
Some of us can't move to states without good Mexican food. Eastern Europe, Tennessee, nah.
7:28 EXACTLY! Terrible money habits will stay with you. You have to force a change.
I used to spend every cent I got, and wait till the next paycheck rolled in. Then in my mid 30's, I buckled down and paid my debt off.
Since then, I onow pay all my bills with 1 check. I'll budget a little bit of money for food / gas, and the rest goes to savings. Rinse and repeat. Next thing you know, you have a bunch of money saved up in no time.
As someone who lives in CA, they can afford an entry level single family home. Javi’s 30% is overly conservative - sure, it would be great to adhere to it, but in costal markets where incomes are higher, many people are fine going higher than this. Analyses that don’t realize that fixed costs decline as a percentage of income are overly simplistic.
Hi I like humble brag 😅 plzz$9400 month
Jose, can you stop using background music please? It’s distracting and makes the video feel rushed/fast
Who's insane enough to live in California... $9466 a month will not be enough for city living in California. The average California home value is $747,352
u can find 500k homes in cali
@@lionheart93 do you understand what the word average means? You could also live in a cardboard box what's your point?
@@xephael3485his point is you're over exaggerating the cost of living in California. $9.5k a month is plenty to live on out there.
i also live and am looking for homes in cali, u can find 500-600k solid homes in fontana area or palmdale area, depends on area
@@davidnarez6780 paying that much to live in Fontana 😬. Better have catalytic converter on reserve 😂
I dont know if this stretch still bale to saving almost 2% of purchase price each month. If they wait another 6 months they will have more of savings prices might decrease more
Come move to Utah! I can’t afford anything in my homestate anyways 🥲