Hi there! I’m new to all this cash stuffing, but I can say that it is working for me. I have been able to save money, but also go and do things with my kids without feeling like I’m going to be broke. I really love the idea of an over flow binder. I also don’t love going to the bank so much. I’m definitely going to start saving to purchase an overflow binder from your store. Thanks for the videos. You got yourself a new subbie ❤
I got my new wallet!!! Thank u thank u thank u!!! I love it is such great quality!!! I love it and I love the envelopes u included thank u!!!!❤ u're great!!
I love that she put an idea I’ve thought of so often but couldn’t fully grasp into an actual concept!! It’s cool to know I wasn’t the only one who was thinking it lol I will get that overflow binder someday day soon. I should have gotten that black one when I had the opportunity but it will be mine someday 😂😂
Yes girl! I'm sure I am not the only one who has thought of this. I just got tired of going to the bank to deposit money when I reached a certain amount. I am lazy tbh, the less times I leave my home the better haha I promise the black binder will be back it stock soon!
Hi Nay! How are you today? May I ask, Where did the money come from in the overflow binder? Did it come from saving challenges? That’s a good idea to have an overflow binder❤
it comes from categories where she reached her goal amount or just reached a hundred 😊 then she replace the real money with a placeholder and put it on the tracker which category it was and the amount🤗
Hi ! :) Soo, the money comes from my binders! Lets say you replace money in an envelope with a cash placeholder. the money that the placeholder is replacing goes into the overflow binder. I hope this helps! I will be making a video soon to explain my overflow binder!
I thought I commented on your video, it has been a hectic day. Great, different video on how you do your condensing, I like it. I like your overflow binder, I’ve told you before. In the future I feel I would like that too. ( your nails look good). How are you feeling from your cold?
Thank You ! Girl I know, its so hard to keep up with all the UA-cam videos. I am feeling much much better than last week, but honestly lesson learned. Next time I don't feel good, I won't be filming.!
You keep as much as you want ☺️ I don’t place any of my Binder Money in a a HYSA unless I KNOW I won’t be withdrawing that money for a long time. I think HYSA (most of them) have a limit or some kinda of penalty if you withdraw too often. And most of my binder money gets pulled out frequently. But I don’t like to have a lot of bills in my binders, so the overflow binder was born. 😂
@@noteworthyco, Time for me to birth an overflow binder for my routine. I fell off track and I believe going to the bank was the down fall. I’m headed to your shop now.
I love this. Great condensing. Your cat is so cute! Also, do you deposit some of the money into a HYSA when a sinking fund is fully funded or has an x amount of money in it?
Thank you 🥹🤍 YES! When the envelope is fully funded. And I KNOW I won’t need to withdraw it for a long time, I do deposit the money! I think HYSA (most of them) have a limit or some kinda of penalty if you withdraw too often. And most of my binder money gets pulled out frequently. Soo only when I know I wont need that money for a while ! Hope this helps 🤍🤍🥹
@@noteworthyco Yes, makes sense. Thank you for the explanation. I love learning about other people's way of handling their finances. Definitely gives me inspo. :)
I love your overflow binder videos. Idk why but it’s such a good idea and I love watching you use it.
Yay! Thank you!
It’s like you knew I needed this 😂 as soon as I stop overspending in my envelopes and actually have a flow I’m ordering an overflow binder ❤
YAY! Give it shot! I know you'll love it!
Hi there! I’m new to all this cash stuffing, but I can say that it is working for me. I have been able to save money, but also go and do things with my kids without feeling like I’m going to be broke. I really love the idea of an over flow binder. I also don’t love going to the bank so much. I’m definitely going to start saving to purchase an overflow binder from your store. Thanks for the videos. You got yourself a new subbie ❤
YAY! this makes me happy :')
Thank You for being here
I got my new wallet!!! Thank u thank u thank u!!! I love it is such great quality!!! I love it and I love the envelopes u included thank u!!!!❤ u're great!!
🥹🤍 omg, this makes me happy.
I’m glad you liked everything !
@noteworthyco so amazing!! I had to show my hubby he's like yep that's good quality (lmao he's like this woman has lost her mind lol) lol
@@OandLhereHaha, omg that’s funny. 😂 I’m so glad you liked everything 😭🥹🤍
I love that she put an idea I’ve thought of so often but couldn’t fully grasp into an actual concept!! It’s cool to know I wasn’t the only one who was thinking it lol I will get that overflow binder someday day soon. I should have gotten that black one when I had the opportunity but it will be mine someday 😂😂
Yes girl!
I'm sure I am not the only one who has thought of this. I just got tired of going to the bank to deposit money when I reached a certain amount.
I am lazy tbh, the less times I leave my home the better haha
I promise the black binder will be back it stock soon!
I have an overflow as well love it. It’s convenient and easier to put in safe
YASSSS👏🏻👏🏻👏🏻🤍
Love your overflow binder videos!!!!😍😍😍😍
Thank You 🥹🥲🤍
💜💜💜 I love the overflow binder!!!! What a great idea. New subscriber 💜💜💜
Thank You ! :)
Love this video 🫶🏼🩷 Now this I so can do. I so need to condense my envelopes. Next up setting up an overflow binder. Thank you ☺️
Yassss! I love this !
Hey, Nay❤ sooo excited to see how you work your overflow binder.
Thank You 🥹🥲🤍
Great video!!! 🌸🖤🖤
Thank You 🙃
great video…real life budgeting process.
A bit of a mess, I know 😕
I love your condensings! Also at least your kitty isn't sitting on your binder haha
ohhh but she does sometimes!
Ill take a break and leave the room, and she's sitting on alllll my stuff haha
Great condensing vid 😊
Thank You 🤍🥹
Patiently waiting for my order!
New Subscriber 🎉🎉great video
Hi Nay! How are you today? May I ask, Where did the money come from in the overflow binder? Did it come from saving challenges? That’s a good idea to have an overflow binder❤
it comes from categories where she reached her goal amount or just reached a hundred 😊 then she replace the real money with a placeholder and put it on the tracker which category it was and the amount🤗
Hi ! :)
Soo, the money comes from my binders!
Lets say you replace money in an envelope with a cash placeholder.
the money that the placeholder is replacing goes into the overflow binder.
I hope this helps!
I will be making a video soon to explain my overflow binder!
YESSS exactly !!!
Hi 👋 great idea for the overflow binder, but wouldn’t it make sense to condense after you do an unstuffing ? Just a thought. But love love the binder
That’s a great idea !
I’ll give it a try !
I thought I commented on your video, it has been a hectic day. Great, different video on how you do your condensing, I like it. I like your overflow binder, I’ve told you before. In the future I feel I would like that too. ( your nails look good). How are you feeling from your cold?
Thank You !
Girl I know, its so hard to keep up with all the UA-cam videos.
I am feeling much much better than last week, but honestly lesson learned. Next time I don't feel good, I won't be filming.!
Is there a maximum you keep in the overflow binder before you place the money in a HYSA? Or how does it work? I'm really liking the overflow binder.
You keep as much as you want ☺️
I don’t place any of my Binder Money in a a HYSA unless I KNOW I won’t be withdrawing that money for a long time.
I think HYSA (most of them) have a limit or some kinda of penalty if you withdraw too often.
And most of my binder money gets pulled out frequently.
But I don’t like to have a lot of bills in my binders, so the overflow binder was born. 😂
@@noteworthyco, Time for me to birth an overflow binder for my routine. I fell off track and I believe going to the bank was the down fall. I’m headed to your shop now.
I asked “why she get all the 100s and not use them?” I kept watching and they were all gone! #satisfying enjoyed the video!
YAY!! Thank You !
I love this. Great condensing. Your cat is so cute! Also, do you deposit some of the money into a HYSA when a sinking fund is fully funded or has an x amount of money in it?
Thank you 🥹🤍
YES! When the envelope is fully funded. And I KNOW I won’t need to withdraw it for a long time, I do deposit the money!
I think HYSA (most of them) have a limit or some kinda of penalty if you withdraw too often.
And most of my binder money gets pulled out frequently.
Soo only when I know I wont need that money for a while !
Hope this helps 🤍🤍🥹
@@noteworthyco Yes, makes sense. Thank you for the explanation. I love learning about other people's way of handling their finances. Definitely gives me inspo. :)
so nder? question, where does the money go that you putting the place holders in? Is that what goes over to your overflow binder ?
I will make a whollllleeeeeee video on this soon! 🤍
Yup, this is sort of how I do it as well. I don’t use a binder. I find it so easy and it cuts down my trips o the bank.
YASSSSSS🤍
How did you start your overflow binder to have that much money?
It starts the moment you start using your cash placeholders.
I have placeholders in my binders, and the money goes into the overflow binder.
So you don't add up your trackers, take that cash from the overflow and deposit it? Or do you?
I deposit the money, only if I KNOW for a fact, I won't need to take it out anytime soon.
❤❤❤❤❤❤
Lmao bleep bleep meow lol.... and I bought a wallet😁 not the smaller one but that might be next🤷♀️
YASSS👏🏻🤍