Budgeting for Beginners: How to Make a Budget

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  • Опубліковано 12 лис 2024

КОМЕНТАРІ • 63

  • @donnacharmlingo02
    @donnacharmlingo02 2 роки тому +1

    Thanks po for sharing. Glory to God. Godbless po. 😇

  • @av4920
    @av4920 Рік тому +1

    I'm glad i bumped into your video before 2023 starts. Thank you Maam ☺️ God bless po

    • @PinayInvestor
      @PinayInvestor  Рік тому

      Thank you for watching. I hope nakatulong ang mga tips 😍 Merry Christmas and God bless ❤️

  • @babylovedecierdo6272
    @babylovedecierdo6272 2 роки тому +1

    Paraming salamat po Ma'am! For this example!

    • @PinayInvestor
      @PinayInvestor  2 роки тому

      You’re welcome! Thanks for watching. Pwede ka dn magsubscribe sa aking email list for other personal finance tips. :)
      thepinayinvestor.com/freebies

  • @Kimwon7
    @Kimwon7 2 роки тому +1

    Thank you so much...Since dalaga pa ako nahihirapan pa rin ako mag budget tas the more I spent my money came from my salary so much frustration at pressure sa coming future halos walang savings... Thank you po sa guide mo maam.. GOD BLESS YOU.. 🙏🏻

    • @PinayInvestor
      @PinayInvestor  2 роки тому

      Thank you for watching and for your comment. I'm glad nakatulong sayo ang budgeting video na ito. Feel free to share din to your friends baka makatulong din sa kanila. God bless.

  • @ddayne3033
    @ddayne3033 3 роки тому +1

    Sobrang natuwa po ako lalo na sa mga bible verses. Nakakainspire po kayo!

    • @PinayInvestor
      @PinayInvestor  3 роки тому

      Thank you for watching, Danielle! I'm so glad you found my video helpful. :) Happy budgeting. :) You can also join my email list for more budgeting tips and freebies. thepinayinvestor.com/freebies

  • @q_2676
    @q_2676 3 роки тому +2

    Grabe ito na yung pinaka concise at pinaka maayos na explanation video dito na napanood ako on how to budget. Thank you so much for sharing!

    • @PinayInvestor
      @PinayInvestor  3 роки тому

      Thank you so much. I'm glad you learned something from this video. I appreciate your kind words. :) I hope you can subscribe to my channel and visit my blog at thepinayinvestor.com :) God bless!

  • @itswendy7189
    @itswendy7189 2 роки тому +1

    Thank you for some brilliant ideas Ma'am on how to make a budgeting system❤️
    May Jah Blessed you po🙏❤️

    • @PinayInvestor
      @PinayInvestor  2 роки тому

      I'm glad you found it helpful. Thanks for watching. :)

  • @joerilcruz7056
    @joerilcruz7056 3 роки тому +1

    Ang ganda po ng sulat kamay. Saka ang klaro mag explain

    • @PinayInvestor
      @PinayInvestor  3 роки тому +1

      Thank you. :) I appreciate your comment. :) It inspires me to create more helpful videos like this. I hope you can subscribe to my channel. Please also visit my blog at thepinayinvestor.com/freebies and get my budgeting templates for free. :)

  • @jobykimsan10
    @jobykimsan10 3 роки тому +1

    Love it

  • @joyram4813
    @joyram4813 3 роки тому +2

    Thank you. Starting our small family and never really learned money budgeting. I love that you included Bible Verse in your lesson. God Bless.

    • @PinayInvestor
      @PinayInvestor  3 роки тому

      Thank you for watching. I'm glad you learned something. I appreciate your comment. Thank you and God bless you too. :) I hope you can subscribe and visit my blog, thepinayinvestor.com. Thanks :)

  • @ayahmojica7907
    @ayahmojica7907 3 роки тому +4

    I love how the way you explained the importance of Giving 💕 ☺️

    • @PinayInvestor
      @PinayInvestor  3 роки тому

      Thank you! I appreciate your comment. :) God bless.

    • @PinayInvestor
      @PinayInvestor  3 роки тому

      Comments like this inspire me to create more helpful videos like this. I hope you can subscribe to my channel. Please also visit my blog at thepinayinvestor.com/freebies and get my budgeting templates for free. :)

  • @antoniodelrosariojr.4199
    @antoniodelrosariojr.4199 2 роки тому

    Thank you maam.nakakainspire po kayo

  • @louwinairagallares2286
    @louwinairagallares2286 3 роки тому +2

    So blessed! I love your vlog. More power and God bless you and your family ❤️

    • @PinayInvestor
      @PinayInvestor  3 роки тому

      Aww thank you dear! :) Happy mother's day to the moms in your family. God bless you too. Stay safe. :)

  • @solanasky0702
    @solanasky0702 3 роки тому +1

    So glad to have watched your video. Just got married, me and my husband are starting a budget plan.💕 loved the bible verses and wisdom behind every principle. God bless you!😊

    • @PinayInvestor
      @PinayInvestor  3 роки тому

      Thank you for watching, Angie! :) I'm so glad you found this budgeting video helpful. To God be the glory. May God give you and your husband wisdom to manage your finances and resources wisely.

  • @conterobenelm.9594
    @conterobenelm.9594 3 роки тому +1

    This is amazing budget tips, not only define budgeting but also where are these budget come from. God bless po Ma'am and Thank you for these overloaded wise decisions!

    • @PinayInvestor
      @PinayInvestor  3 роки тому +1

      Thank you so much for your kind words. I appreciate it. I'm glad you learned from the tips and may it serve you well in making your own budget. I hope you can subscribe to my channel and visit my blog, thepinayinvestor.com. Thank you and God bless.

  • @anesamatub1118
    @anesamatub1118 3 роки тому +1

    I really appreciated this kind of tutorials for money spending

    • @PinayInvestor
      @PinayInvestor  3 роки тому

      Thank you for watching. I appreciate your comment. :) God bless.

    • @PinayInvestor
      @PinayInvestor  3 роки тому

      It inspires me to create more helpful videos like this. I hope you can subscribe to my channel. Please also visit my blog at thepinayinvestor.com/freebies and get my budgeting templates for free. :)

  • @TheGwapings
    @TheGwapings 4 роки тому +2

    Nice

  • @ATEKARTV
    @ATEKARTV 3 роки тому +1

    Wow thank you🙌god bless

  • @weirdaawn
    @weirdaawn 3 роки тому +2

    Hello, thank you for this! I love how you incorporate biblical principles into your content. 😊❤ I would also like to ask if you can give us tithing tips, if it is weekly or biweekly based on your salary cutoff. Again, thank you so much! May He continue to use and bless you more. ❤

    • @PinayInvestor
      @PinayInvestor  3 роки тому

      Hi Carmela, thanks so much for watching and I appreciate your kind words. I'm glad you liked this video. :) For our family, we give our tithe monthly. Every time we receive an income, we set aside 10%, then we add them all up and deposit it to our church at the end of the month. We do it monthly so that we can also save on transfer fees. :)

    • @PinayInvestor
      @PinayInvestor  3 роки тому

      I just published a blog post about tithing. Here's the link if you'd like to read it. :) thepinayinvestor.com/tithing/ Thank you!

  • @PinayInvestor
    @PinayInvestor  3 роки тому +1

    READ: How to Make a Monthly Budget bit.ly/35uM75r
    DOWNLOAD: Free Monthly Budget Template Printable bit.ly/3q91AA5

  • @PinayInvestor
    @PinayInvestor  3 роки тому +1

    READ: How I Make Our Family Budget for March thepinayinvestor.com/family-budgeting/

  • @maryjoyjoven8439
    @maryjoyjoven8439 2 роки тому

    Malaki nmn po kasi ang income nyo eii..

  • @animelover.playzkyeri
    @animelover.playzkyeri 2 роки тому +1

    hello, thanks for sharing this, question. how do you get the percentage po? Salamat

    • @PinayInvestor
      @PinayInvestor  2 роки тому

      expense amount divided by total income X 100 to get the percentage. You can also watch this video to know how to compute for the percentage ua-cam.com/video/rlUSi3Fv7FE/v-deo.html

  • @korinazapanta8455
    @korinazapanta8455 2 роки тому +1

    Maam janice, paano naman po kapag weekly sahuran.
    Truck driver po ang asawa ko weekly po ang sahuran nila. 3k to 5k po per week depende sa byahe. Sa ngyon sa 3yrs nakapagpundar kmi ng ref at washing kht papaano☺️ pero sadyang hnd ko parin gamay mag budget lalo weekly
    Pag walang byahe walang sahod sana po mtulungan mo ako paano mag budget salamat po

    • @PinayInvestor
      @PinayInvestor  2 роки тому

      Hi Korina, message me here: facebook.com/thepinayinvestor

  • @itsmickhaellaaaa
    @itsmickhaellaaaa 3 роки тому +1

    Hello po, is this also applicable to a budget plan for a small business? Please reply po

    • @PinayInvestor
      @PinayInvestor  3 роки тому

      yes, pwede naman. ang basic lang naman talaga ng budgeting is knowing your income and expenses. Then, you can make the necessary adjustments. Kung mas malaki expenses kesa sa income, check nyo kung saan pwedeng magbawas o magtipid, or sell more para mas malaki ang potential profit. Ano po specifically ang small business nyo?

  • @charlessuba4945
    @charlessuba4945 3 роки тому +1

    Sana all 50k ang income monthly

    • @PinayInvestor
      @PinayInvestor  3 роки тому +2

      Sample lang po ito, but it's possible po. Just believe in yourself. If you work hard for it, nothing is impossible. At siyempre, pray for it. Sabi nga sa Mark 9:23, "nothing is impossible for the person who believes."

    • @charlessuba4945
      @charlessuba4945 3 роки тому +1

      @@PinayInvestor been working since 2012, and now im the breadwinner po, nag hit ung pandemic nawala ako sa dream work ko, and now still hustling and working in bpo's.

    • @PinayInvestor
      @PinayInvestor  3 роки тому +1

      @@charlessuba4945 I believe in you! I also worked in the call center for almost 7 years. While my colleagues were enjoying the "YOLO" kind of lifestyle, I was working hard and saving hard for myself, my family, and my future. In 7 years, I was able to send my 3 siblings to college, I got my second degree and masters degree, I became a part-time college professor while still working full time in the call center, and I managed to save more than enough to retire from the call center and became a work-at-home mom which I really love because now I have more time with my family and doing the things I love the most. Kung kaya ng iba, kaya mo din! Wag ka lang mag gigive up. Be clear with your goals and take action! At wag kakalimutang magdasal because only God can make things possible for us. He knows what's best for us and He is working all things together for our own good. There will always be challenges along the way, but there's always a reason for everything, no matter what, we will learn something from it which will make us stronger and better as a person. God bless your plans, my friend!

  • @PinayInvestor
    @PinayInvestor  3 роки тому +3

    Join my list and get your FREEBIES here to help you manage your finances better!
    thepinayinvestor.com/freebies

  • @nicolecharlize
    @nicolecharlize Рік тому +1

    Hi what is the formula po for knowing the percentage I don't know po Kasi thank you! I really want to know the percentages like what you did po in the video

    • @PinayInvestor
      @PinayInvestor  Рік тому +1

      Hello, try this: expense amount divided by the total income, then multiply by 100 😊
      For example, food and grocery budget is 5,000 per month. Divide it by let’s say the total income is 30,000. 5,000 / 30,000 = 0.17 x 100 = 17%

    • @nicolecharlize
      @nicolecharlize Рік тому

      @@PinayInvestor thank you poo I'm learning a lot from your videos

    • @PinayInvestor
      @PinayInvestor  Рік тому +1

      @@nicolecharlize see my example above :) I’m glad you’re learning from my videos. Thank you for watching 😘😍

  • @jerrywatson9743
    @jerrywatson9743 Рік тому +1

    hi mam good day, ask ko lng po since twice a month po ako sumasahod pwede po ba na every sahod magtabi ako ng 5percent para mabuo ung 10percent na tithes ko sa isang buwan po salamat mam if mapapansin mopo.

    • @PinayInvestor
      @PinayInvestor  Рік тому

      Hi Jerry, oo nman. Whatever works for you, go for it. May the Lord bless your good intentions.

  • @cherrymaemoro4367
    @cherrymaemoro4367 2 роки тому +1

    paano kung mas mlaki si expenses vs income

    • @PinayInvestor
      @PinayInvestor  2 роки тому

      1. Adjust your expenses - see where you can save.
      2. Find extra income

  • @sofiakardashian2111
    @sofiakardashian2111 Рік тому

    Hirap po mag budget kpg s bgc ka nKatira🤣🤣🤣

  • @sagerice4569
    @sagerice4569 3 роки тому +1

    Great Tips! We posted a video on how to budget and build wealth as well. Check it out if you have the time 😊. Keep up the great work!

    • @PinayInvestor
      @PinayInvestor  3 роки тому +1

      Thanks for watching! :) I love your budget video too, Sage & Rice!

    • @sagerice4569
      @sagerice4569 3 роки тому

      @@PinayInvestor Aww….Thank you for the support 😊