SC Beach Towns You Can Actually Afford To Live In -> ua-cam.com/video/n2kEXk646-8/v-deo.html HOA HELL? HOA HEAVEN? 10 Things NO ONE Tells You About Problems Homeowners Associations -> ua-cam.com/video/Gs6-hxJtLqo/v-deo.html
Many of these items relate to H O A's which are true in all ages H O A commmunities too. The other items about the adolescnt behaviors and "neighbor problms" can also happen anywhere. I'm 5 3 and hope someday to move away from my area because there's just too many Milllennials and young peo-ple. I can't relate to them culturallly.
I'm starting to think about retirement living options, but I'm a bit worried about the costs. I've heard that some retirement communities can be quite expensive, and I'm not sure how I'll afford to live comfortably while also generating some income.
That's a common concern. Retirement living costs can vary significantly depending on the type of community and the level of care provided. You need to consider factors like entry fees, monthly maintenance charges, and potential healthcare expenses.
I learned a valuable lesson when I chose my retirement community. I initially focused on the amenities, but I soon realized that the financial aspects were equally important. I chose a community with a strong financial plan, a well-maintained infrastructure, and opportunities to generate income. I'm thrilled to be just 5% shy of my $3.4 million retirement goal, thanks to savvy investments made since rebuilding my finances
Thank you so much for the suggestion! I really needed it. I looked him up on Google and explored his website; he has an impressive background in investments. I've sent him an email, and I hope to hear back from him soon
A single lady friend I know bought a condo in a 55+ community thinking life would be simpler. After a few months I asked her how that was working out & she said at least she didn't have to mind her own business anymore, she had a whole lot of neighbors who were all too happy to mind it for her.
My husband and I bought a home a few miles up an old gravel road. Two cottages past our home where we occasionally see our neighbors. May 4 or 5 weeks out of the year. Perfect location.
At 73, I workout in advanced strength and cardio classes, as the oldest woman, by decades, in my class. I am extremely fit and strong and have been told that I look 20 years younger. I love being around younger people and live in a neighborhood with people of all ages, including children. I avoid people in my age group because I have nothing in common with them. They look old, act old and complain . They depress me.
Lol your dad was probably right! Thanks for sharing the story so glad you enjoyed this helpful video and thanks for watching and taking the time to comment
Good on you. On seeing your comment, I just thought I'd share a thought with you. I am now 69, and I acknowledge that I have a fading claim on youthfulness. I realised, once I had to acknowledge that I am old, that there are only two ways someone can be old. They are all either on the youthful side of old, or the elderly side. Everyone is different, so there is no set age for the dividing line. It is determined by looks, energy and vitality or the lack of it, independence or otherwise, the ability to engage in activities and do things or the lack of it, and other factors. Best wishes, and I hope you remain on the youthful side for years to come.
@@sharonh2991 I am now a type 2 diabetic, the result of an attack of pancreatitis on March 4, 2023, a side effect of the chemo-therapy drug I have been taking. I could eat anything I want, as many diabetics continue to do, but I cannot afford to, and must restrict my diet to low glycemic index foods to slow the digestive process down so it releases glucose into the bloodstream at a slow and steady rate over hours, to prevent blood glucose spikes. If you become diabetic, you must do likewise, to hopefully live a long life.
My parents live in a mobile home 55+ community, in Arcadia, FL and love it!! All of their neighbors are nice, friendly and mind their own business. They are all there for one another, if needed. They act like true friends. They love to swim and walk and are very much enjoying their lives. Their experience is NOTHING like you describe in this video. They are much happier in Florida!! They love their community!!
mobile homes hav NO business in FL.. they are either grandfather'd in or pre-fab.. with Hurricanes that can get up to category 5 (over 15O mph winds with driving rain) mobile home parks are an ungodly mess if they get a direct hit.. (or even outer bands) insurance is already atrocious.. if a hurricane is coming, tell them NOT to stay.. leave. and find shelter elsewhere in a CBS (concrete block and steel) structute.. but mobile homes should NOT be allowed anywhere in the state of Florida..!
I'm from the Netherlands. My parents had an appartment in a building for only 55+. Everybody lived his own life. They were happy there and lived there until they passed away. They had their freedom.
crBudgetWatches I thought for a second you were telling us that it was prohibited to walk your (pet) Crocs outside for safety reasons which seemed eminently reasonable. But seriously, it sounds like many of the benefits and pitfalls of a 55+ community correspond to benefits/pitfalls of living in a HOA. I'm too young for a 55+ community & I doubt I'll ever want to live in a HOA community.
@@julianbrelsford oh no there was a dress code for common areas which prohibited crocs (except around the pool ) , wearing hoodies, baseball caps facing backwards and other things …
My husband and I are elderly and retired. We have a mobile home on five acres of land. No close neighbors. We like our quiet and privacy. No way would we ever live in a 55 adult community!!! And we sure don't want to pay HOA fees!!!! We'd rather live without the drama and problems!!!
Thanks for watching! Did you see the other video I did about that? HOA HELL? HOA HEAVEN? 10 Things NO ONE Tells You About The Problems with Homeowners Associations - ua-cam.com/video/Gs6-hxJtLqo/v-deo.html
I'm 67 a totally agree with you. I have 10 acres, 7 of which are woods. I am single and have an inside cat, one dog, some hens and goats, which I breed, raise and sell. To me, this is heaven.
@@monicaluketich6913These are for elderly that are very social people. You can also make lots of friends. If you don’t like your neighbors just move. Even if you aren’t in a 55+ neighborhood you could still dislike your neighbors.
@gingerale1861 I'm an introvert. I enjoy my own company and those of my animals. I do have a couple of friends here (one neighbor and I talked for 2 hours last night on the phone!), plus long distance friends with which I talk a couple of times a week. I'm probably as happy here as I can get!
I just bought in a 55+ 7 months ago here in Fla. Everything this man says is true. ..It has been a nightmare...people constantly at my door when I dont answer they look in my windows..I have been nice and even mean at times but they still come back. I did renos in my house they all show up and want too see almost every day..but never offer a hand. I am now putting my house on the market and moving to a regular community...never again..he said it right its like high school all over again.
My 89 yr old mom moved to an over-55 community back in 2005. She slowly lost her sight eventually becoming totally blind within the last two years. If not for her wonderful neighbors she would not be able to live independently in her own villa. The have been a blessing.
That is great! She was blessed with very good neighbors. Sometimes it goes the opposite though and it just depends on the kinda neighbors you will have. I'm happy that it went very good for her though 🥰
@@skylarsartnphotography3450 Thank you for saying that. She is doing ok, not great but she's almost 90 now. Other than her loss of sight she is healthy as a horse. I'm so thankful for all her neighbors. A new couple moved in behind her and the wife cooks dinner for my mom every other night. She hit the jackpot bc they used to own a restaurant! They even took her out dancing believe it or not! She is truly blessed by those around her.
I bought such a house in 2021. The insurance and property taxes have doubled since then, and now costs more than I ever paid in rent in my life. I feel that I would be better off living in a studio apartment in a warehouse again and investing the money in anything else.
i suggest you to invest in stocks to balance out your real estate, Even the worst recessions offer wonderful buying opportunities in the markets if you're cautious. Volatility can also result in excellent short-term buy and sell opportunities. This is not financial advice, but buy now
@@PennyBergeron-os4chFlorida is the worst state to retire in. Like the horrible heat humidity and high taxes. I live an hour outside sf ca. I have a 1200 sf mobile home in a beautiful park. In a high end city. I pay 1000 a month for rent of land and all utilities. Plus I dont have the horrific humidity anti Americans. Racists. Who carry guns everywhere.
I'm 60 and feel 20 years younger because I'm an athlete. All my friends drink and eat bad food. I wish I knew people who were involved in sports and healthy. The younger ones are worse than the ones my age.
If you mind your own business and keep to yourself, what others gossip about is a "who cares? thing. Most old people curtail the high school social thing.
It depends on individual. The retirement village has its pluses too like people will know if you're dead within a day. If you have people checking on you daily where you are at then you don't have any problem.
@@pakjohn48 Correct, dead people have nothing to worry about. I just want my dead body to be discovered sooner rather later. Decomposed body is a nuisance for anybody who has to deal with it.
I knew these communities were like that just by watching those Seinfeld episodes that revolved around Jerry's parents in Florida. It's an insane asylum, they all lose their damn minds and fight over the stupidest things. It's like high school all over again.
More and more people might face a tough time in retirement. Low-paying jobs, inflation, and high rents make it hard to save. Now, middle-class Americans find it tough to own a home too, leaving them without a place to retire.
The increasing prices have impacted my plan to retire at 62, work part-time, and save for the future. I'm concerned about whether those who navigated the 2008 financial crisis had an easier time than I am currently experiencing. The combination of stock market volatility and a decrease in income is causing anxiety about whether I'll have sufficient funds for retirement.
This is precisely why I like having a portfolio coach guide my day-to-day market decisions: with their extensive knowledge of going long and short at the same time, using risk for its asymmetrical upside and laying it off as a hedge against the inevitable downward turns, their skillset makes it nearly impossible for them to underperform. I've been utilizing a portfolio coach for more than two years, and I've made over $300,000.
Annette Marie Holt, a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.
@@hasede-lg9hj that’s nice if you have a portfolio, a lot of us never were able to have enough wealth to have that due to life circumstances beyond our control
Excellent warning! I moved to a 55+ building 2 years ago. I have certainly found the high school clique mentality here, rampant gossip, and instigating busybodies. The residents are stagnant. I moved here because of its close proximity to two lovely beaches on New England's Atlantic shore. My fellow residents never, ever go to the beaches. They spend their days and nights watching TV. That's all. The ambulance regularly carts away one resident or another never to be seen again. It is so prevalent that the building has been nicknamed Terminal Towers. I moved from a beautiful building with all ages and inhabited by artists, musicians, and interesting people. I miss the lively vibe so much. I feel I am dying here. I spend my days searching for better accommodations. biggest mistake I ever made.
@@JerryPinkas ENJOYING? She's dying in an environment toxic with the worst of problems you described and some you never even mentioned and you say she's enjoying it?
My parents moved into a 55+ community in 2006. I was sure it would be the biggest mistake they ever made. They loved it. In 2017, they sold their house and moved into a condo in the very same community (the community has standalone houses, townhouses, and condos). I thought for sure they'd have trouble selling their house but it sold fast. My mom died in 2020 so it's just my dad in the condo now. He has a nice group of neighbors in his building that look out for each other, which is great. It's like they say, different strokes for different folks.
@@army8212 Thank you! My mom was 81 when she passed away. She had a good life -- a long, hard life, but a good one. My dad was actually in the army, he was stationed in Germany in the 1960s, that's where he met my mom. They got married and lived in the US for the rest of their lives together. Thanks again.
I'm in the same boat. I'm 63, single, live alone in my small/modest house that's paid for. Low property taxes, no debt of any sort. A number of different hobbies I dabble in. I'm as social as I want to be. Will be retiring in a year or two. When I'm out, puttering around the house and yard, and my other activities will keep me occupied. Why would I want to move? What would I move to?
I had never been bullied in my life when I moved into a condo in 55+. I was tall, physically fit, and pretty. I had a couple women I met and we laid at the pool and walked our dogs. I retired from 40 decades teaching Kindergarten. One girl, started mocking me, when I talked or walked. She got all the women to say mean and unkind things. I was floored, I never ever ever dealt with this before in my life. I moved.
The points you make apply to all condo associations, not just 55+ communities. I lived in a condo for 14 years. It wasn't that bad, but I would never live under a HOA ever again. I'll pay to have my lawn cut and snow shoveled. It's still cheaper than paying monthly association dues. I don't need any of the so called amenities. I don't golf or use a swimming pool.
My wife and i lasted 2 years in a 55+ community. The neighbors were the absolute worst. Busy bodies who never ever stopped asking very personal questions and when we ignored them it got worse. Moved out lost a ton of money but are so much happier in a regular family area and our new neighbors are wonderful.
You just hit a bad one, my neighbors never say a word to me, they stay in the apartments and I stay in mine. I rarely even see them, maybe 4 or 5 times a year I talk to one of them.
I was living in Mexico. Had to come back due to Covid. I was shocked to find rents had gone through the roof. Ended up getting a room in a friends house inside 55+ community. It is like the village of the dead, the Twilight Zone, nobody is ever out on the streets, no friends, nothing.
I'd rather be found dead on my front lawn with a rake in my hand, rather than move into a community with a ton of rules and regulations - all for the supposed benefit of being surround by "like minded" neighbors. What I've learned from these videos and others like it, is that you need to put immense value on human contact or fear of being alone to make any of this worth all the drawbacks.
Thanks for watching and commenting. I did another video HOA HELL? HOA HEAVEN? 10 Things NO ONE Tells You About The Problems with Homeowners Associations -> ua-cam.com/video/Gs6-hxJtLqo/v-deo.html
Ha! I don't like being alone but some things are definitely worse. Thankfully I have learned that over the years. I love people but I love to have my space/privacy too.
Living, Life up to retirement teaches us everything we need to know about people if you paid attention. Therrfore it should be no surprise that most only become worse with age and all advertisements and sales people are full of chit.
When my husband and I moved into a 400 house development community with all ages, I conciously made the decision to make our close friends people outside of the community. We are still friendly with neighbors but, still keep a distance. It all works out better that way.
Sounds easy . You must be very sensible to make it work for you & I'm sure the value helped. The biggest thing for me would be hoa costs never going away . Mortgage free is about minimizing cost of living . That would be the main concern for me .
I am in a mixed age condo - not 55+ and feel same as you - I am friendly with neighbors but socialize mostly with friends outside the complex to avoid the social problems that take place in close proximity with others over even going to dinner with some but not others. I have one neighbor that insists we eat dinner together every Sat night and when I choose something different, she is offended. Unfortunately she lives right next door and wish I had never even started having dinner with her. I like her well enough and don't want to be at odds with someone living right next door. Would have avoided this had I not started having dinner in the first place.. I like when we can help each other with things but was a mistake in making her a friend.
@@JM-vh7ocsame here. When I first moved in to my home the couple across from me made a point of befriending me but then they started giving me the cold shoulder ,I think it was because I said that I didn't like the dog next door to her that barked constantly...she seems to not be troubled by it...but I have since made friends with people farther away... neighbors sometimes can be troublesome friends
@@JM-vh7oc I feel you, I've made the same the same mistake more times than I care to remember. You need to learn identify needy people, I've learned from past experiences. Maybe consider buying or renting a house?
My sister lives in an apartment for 55+ ages. Her next door neighbor has made numerous complaints of her "slamming" kitchen cabinet doors. The times the neighbor claims to hear "cabinet doors slamming" my sister isn't even home. The complaining about the doors has stopped . It's jarring to know she could be evicted over something like this. Her cat had slipped out of her apartment and she was frantically looking for it. After about 2 hours she went to the office and they had her pet in a cat carrier to transport it to a vet to be euthanized. Not a place to recommend.
No decent veterinarian would put a healthy animal down but the fact that they trapped her pet and were planning on taking it away is horrible. I live alone in a very rural area. No neighbors aside from some horses, cows, coyotes, fox, deer and occasionally a mountain lion. Nobody to bother me and nobody for me or my 3 over 100 pounds "babies" to bother. I live in paradise, ha.
I had actually been thinking of buying a house in Carolina Preserve, which is on that list in your description. A friend lives there, it's established already, it wasn't a clear-cut wasteland when it was built and it's very attractive now. I've decided not to, for many of the reasons you cite here, plus one other one: there is a premium of at least $100K just to buy a house there. From what I see from people I've met who live there, the political divisions can be ferocious and borderline harassment. The gossip is off the charts. Newcomer single women get hit on not just by the few single men, but the married ones too (the assumption being that we're all desperate). And then there's the woman who patrols the speed of cars with a radar gun. It's a lovely community with great amenities but the thought of being surrounded by this is really depressing. I'm in an older neighorhood now with lots of trees and my plan now is to stay put and install a stair lift should it become necessary.
I actually live in the same house I have had for 25 years since age 35, but now I am aged 60 and retired. My most unpleasant neighbours are in their 70's and have been retired for the past 15 years. They DO have too much time on their hands, and they DO want to know all my business. I hate it. They are just as vile as school bullies, despite being 'retirees'. I am not sure I would ever choose a retirement community, but having watched your video, that was the last straw. In my opinion, the best thing you can do is move somewhere that is manageable but has lots of space around it within reach of good medical facilities etc should you ever need it. More than anything when retired, you need your own space. So get it, and find somewhere like that as far as you can, in a location where medical, shopping and other needs can be met. You are NOT going to spend your retirement in lycra shorts and a bright T shirt walking down a palm lined lane to paradise. It's a phoney con to make you pay double price for a small home in a complex of dysfunctional morons with ever increasing fees for stuff you never use.
Most people don't mature, they merely age. Always ignore ads...they never tell you the entire truth and are merely designed to sell you on something you usually don't need or really want.
This is good advice.We’ve mulled around the possibility of a community for 55+ but I fear the issues most ppl here ante mentioning. Downsizing to manageable,near enough to medical care and necessities sounds like a better idea.And being mindful of what kind of neighborhood you’ll be living in.
That happened to me! My next door neighbor has mental and physical health issues and innocently enough, I volunteered to help her occasionally. That occasionally became several times per day and finally, after she was calling me in THE MIDDLE OF THE NIGHT TO PICK HER UP FROM THE ER I ended up having to block her number. I’m not that type of person, but I had to set some boundaries and keep them for my own mental health.
You do not have to engage with your neighbors! Wave , smile and say good morning, get in the car and go about your business! They will get the hint after awhile.
That's a pretty selfish mindset. What if YOU needed assistance some day? I know people in fair health who have fainted or fallen outdoors and fortunately someone was near enough to see and summon help.
I wouldn't want to live with only other elderly people. I think it is important to have young people around you as well, as they will keep you young at heart.
My mom moved in to one and she was a VERY youthful 70 yr old who was educated and she dressed well. The types of people there were nosy and unhealthy. She moved back out into a manufactured home neighborhood with a raised garden and lots of privacy. It wasn’t for her. The neighbors were weird, nosy and didn’t have boundaries.
Oh boy it's horrible. I moved into such retirement community in 2016 in Sulphur Louisiana thinking the gatherings with close neighbors was going to be a great social networking. I paid over $700 rent. I'm telling you I was shocked over half the residence were so drunk each day. So many residents were selling their prescription drugs to their neighbors. The place never slept residents roaming the building all night long. At least twice a week someone would fall asleep while their fishsticks were in the oven setting off the fire alarm at 1am. Common areas were very rarely cleaned. I sprayed my own apt 3 times a week to stay ahead of bug problems. Half the residents personal hygiene was so poor you avoid sitting next to them. I got myself out of there the very day my lease was up. Got the heck out of town.
I live at a subsidized mausoleum. It has rules; ridiculous rules, You can get kicked out for practically Anything. The little old biddies are so bored they band together and try to get you booted if you inspire ire in one of their cohorts. The geezers aren't so bad, but that's probably because I'm a young-ish biddy.
I moved into a senior housing apartment in 2011 and love the quiet peaceful living. No young punks running around vandalizing everything. No loud music. I like it. 55 plus community 👍
Agreed. I vowed to never live in 55+. I live in a regular small community of about 90 home in rural North Carolina outside of Raleigh. No HOA, Not gated. About 40% retirees and 60% families. Perfect mix.
I have lived in a 55+ Condo Community since 2015 in St Pete. My HOA is $275, that pays for gas (stove and heat) , water, outside maintenance, wifi, basic cable etc. I'm very happy with the cost. I don't have a mortgage, cars and furniture paid for and a very low monthly cost. I don't have to cut grass. All of my neighbors are good and I see them occasionally. I do a lot of volunteer work at the beaches with the sea turtle, birds etc. I have many friends that come to visit and when they are not coming I get into my car and travel around the country. It's not for everyone but it works for me. Great video though.
Same for me, I am in a 55+ apartment complex in Washington Illinois, it's called Leisure Acres. I come and go as I please, and nobody ever bothers me, and I love it, I get all the government assistance because I am low income, and my total bills a month are about $400, which is very cheap. I live like a king, and love it here.
I really like my over 55 community ! I have a top floor suite, nice balcony, lots of activities, lots of friends. The utility costs are less than my previous home. The property tax is less, I have indoor parking in a climate controlled underground garage. A very nice club house, with lots of activities! A walking trail, pets are permitted, there’s an elevator in each of the four buildings. Yes, there is a monthly HOA, however, I don’t have to rake leaves, or shovel snow or wash windows or take out trash, or clean my dryer vent. I love the freedom here !
Very informative; I think everyone considering moving to a 55+ community ought to watch this video. I would have never even thought of such problems. If I was considering moving to one of these communities this video would convince me to forget the idea.
Interesting video. To anyone who sees this and is being scared out of moving to a 55+ community, keep in mind it depends on the community (they are not all equal - DO YOUR RESEARCH) and in my case the situation I moved from. Prior to moving to my 55+ community I lived in a trashy mobile home park in the east bay area where I had to pay lot rent (which was over $1000 a month by the time I left). Almost every morning I woke up to screaming unsupervised toddlers playing out in the street in my 'family friendly' park. On the weekends BOTH of my 20-something neighbors on either side of me would have loud, obnoxious parties (despite my many calls to the police they continued undaunted, and the usually absent manager did NOTHING). And because it was in the bay area I couldn't afford to better my situation. So, after a year of careful research and several trips to see for myself, I bought a home and moved to one of those aforementioned 55+ Arizona communities. Five years later I can honestly tell you it was the best decision I ever made. It is quiet, my neighbors are kind and generous people, and my yearly HOA is hundreds of dollars less than the cost of one month's rent where I previously lived. I own my home AND the lot. I love living in the southwest. I grew up on the east coast, and I've had enough humidity and mosquitos to last me a life time, so thanks but no thanks, I love where I live.
I’m closing in on my retirement and I’d like to move from Minnesota to a warmer climate, but the prices on homes are stupidly ridiculous and Mortgage prices has been skyrocketing on a roll(currently over 7%) do I just invest my spare cash into stock and wait for a housing crash or should I go ahead to buy a home anyways
Want to be in a warmer climate? A nice RV motorhome works for me. New Mexico is nice, getting supplies then staying out in a remote valley for a weeks at a time. My only nosey neighbors are wildlife.
Wait for the crash. You’ll buy at 30-50% of price right now. And don’t buy a new vehicle, buy used, used prices are going down do to millions of folks not making monthly payments.
I lived in a community like that. They were noisy as hell! Deaf, yelling at each other, wandering halls, knocking on wrong doors, always hunting down who drives to use them to death, needing help carrying groceries, asking for mo ey, help cleaning, gossiping, And those were the nice ones! We had drinks, hoarders, night screamers and wandering at night. This was a beautiful gated community in Texas! Never again! I live in the public community now amongst young folks! Lol!😊
Wow that's really crazy is there anyway you could tell us the name of that gated community or what town it was in ? Wondering if it was anywhere in the Dallas area
Gosh! I have literally - just yesterday - had an estate agent value my house with precisely this plan in mind. It has made me think more than twice! Thank you for your honest advice.
This REALLY helped me make my decision as I was in the process of selling my home to purchase in a senior community! As I did the numbers, I just couldn't justify me paying $2,760.00 per year in HOA fees (I'm 55 years old). 10 years of HOA fees at 230.00 per month would be $27,600, 20 years $55,200 and 30 years $82,800 and that's if the HOA fees don't increase but we all know they will. PLEASE do the numbers before making any decisions. I'm going to stay where I am! Thank you SO much for your informative video!
I don't blame you for not wanting to pay that, assuming it didn't cover things like utilities or really stellar amenities. But holy mackerel, $230 a month is cheap for HOA fees! I pay close to $1,000 a month for the land on which my manufactured home was built. And all that covers is yard maintenance and amenities such as a community pool, shuffleboard court, mini putt-putt golf course, and some occasional freebies like free ice cream once a month, and free Thanksgiving dinner (takeout.)
There's so much going on in the wider world. I'm 74, live in a city with a large university, and am constantly learning and getting updated by the younger generations. I'm not interested in living in a community that limits it's population to people 55 years of age or older.
I have been living in a 55 plus for 5 years. the only real problem is the people that live above me. they make so much noise. that was when i first moved in. i complained to friends of theirs and that pretty much went away but for the last year they have the tv's so loud. the tv is on the wall and it vibrates. it is so annoying. i have left notes on their door and pounded on the ceiling and it has helped but not enough. my advice to anyone buying a condo and not just 55 and up, any condo is to buy on the top floor or visit who is going to be above you before you buy. i cannot tell you how annoying it is to be disturbed while you are sleeping from noise from neighbor in a condo/apt. it is to the point that i will not talk to them if i see them and if they wake me up i will get up at 4am and wake them up everytime.
Those problems are in apts. Too! Barking dogs, strange sounding music, really weird! Kids renting, no manners. Babies renting! They ran away from home 😮 Looking for a home but not near a bunch of kids ans some with their brats which they don't know how to take care of them ans teach them manners.. Ever want to run out of a store? No 55 plus neither, depression, drama. not a good place .. find a place of your own and look at the community .. Fri. Sat. Even Sun. Nights.. you will see who your neighbors are!!! ❤
I'm really enjoying the well written comments and sometimes humorous comments on the thread. It's nice to read actual, complete sentences with punctuation marks and no curse words.
Hubby and I live in a 55+ community in Raytown, Missouri and it's awful! We moved here three years ago and sunk a lot of money into buying this townhome and we can't wait to move! Our next door neighbor is a bully and acts like a rebellious teenager by playing his music super loud, blocking our driveway with his car, and one time banged on our walls. At times he makes life a living hell! The worst part is that the HOA president does *very* little to help us because our neigbors' wife in the HOA secretary, so he gets special treatment. We've asked him very nicely to please lower his music, only to be yelled and cursed at and told to "get a life", when all we want is a little peace and quiet. We don't mind him playing music, but not loud that we can literally *feel* the music in our own home. Oh, and when we asked him to please move his car so he isn't blocking our driveway he lunged at my husband and cursed at him. We are white and our neighbors are black, so he's called us "privileged white people" when all we want is to be able to pull out of our driveway without navigating around his car. Ironically he acts entitled, not us. The worst part is that HOA won't fine him or get involved. They keep telling us to "work it out" with our neighbors, but we're dealing with a psychopath who cannot be reasoned with. He's a very angry person and we've even heard him yelling at his wife. Anyway, we didn't know what kind of neighbors we would end up with. When we first moved in the next door neighbors were incredibly nice and we got along wonderfully with them! But they moved and then the angry neighbor from hell moved in last year --- and it's been just awful. I suppose bad neighbors are everywhere, so moving may not necessarily solve this issue. But it's frustrating because we *thought* that the HOA would be more helpful with neighbors like this, but they aren't. They president of the HOA just told us to "work it out" on our own. She won't help :(
I had The Neighbours From Hell for 8 years. Their marriage finally imploded due to their toxic personalities. They made my life miserable. The woman (72) has moved to a retirement village and I feel so sorry for all those other residents and the staff members who must now endure that malevolent narcissist! It's now so peaceful here though!
I had a neighbor like that. I used to fight fire with fire. I got myself an old school hi-fi player and blasted some heavy metal out of it. He soon got the message…No more loud music😊
All the neighbors in my regular neighborhood who are retired seem like the most miserable people I’ve ever met. Don’t they remember what it was like to work for a crappy boss. I for one cannot wait to ditch my crappy boss. But i plan to be happy and grateful for the release.
I never understood the appeal of 55+ communities nor the need to relocate. I live in a rural area where many people come to retire, while others leave here to go to 55+ communities. The thing that they all have in common is that they were more concerned about themselves than the people around them. After decades of working and serving my community while living in a huge old high-maintenance house in town, we built a small single level home on a farmette nearby. The house is designed for aging in place. In the meantime, we enjoy the greenhouse, garden and chickens. We eat very well and rarely go to the grocery store. I volunteer with food distribution for the needy and we share flowers, produce and eggs with close neighbors whose ages range from 1 to 90. We rise early to enjoy the sunrise, toil at a leisurely pace throughout the day and watch ducks play in the pond from rockers on the porch as the sun sets. There are no contrived activities. We're among people who know that we care about them and in turn they care about us. We don't have to pay to participate in activities. There's no need for a gym membership. Our cost-of-living is well below our income and the farmette generates a little income. We spent a lifetime investing time and energy in our community--with the full knowledge that it would always be our community. BTW, we've changed as our community changes. For example, we weren't fond of hot peppers. They were outside our food ethnicity. but I grew them for my neighbor. In turn, they've introduced us to their food ethinicity.
I just retired at 65. I would never move into a 55 plus community. It would make me feel Old. I think young. I enjoy seeing the young families in my neighborhood with their children riding their bikes and just being kids. It reminds me of when I was a kid.
I agree with you totally, why would you ever want to be around with a bunch of older people and nothing else. I find the diversity of all types of people ages, races and orientations to be extremely uplifting. It keeps me in touch with the realities of this world.
Dan, you are old and don't even know it. I'm the same age but I ride my bike from my 55+ community into the nearby neighborhoods to ride with the kids and all age groups. I hope you have a comfortable chair and continue to feel young watching the world go by.
Hey Tim, I did not want to get into the details about me. So let me tell you. I am a bike riding and hiking guy. I bike ride on average 20 miles per week in good weather and hike 30 to 40 miles per week. And I live in a non 55+ community. Bike On and I Loved your comment-:) P.S. What is a chair ?
Retired and living in a camping trailer, we wintered in a 55+ camp resort. The calendar was full with any activity you could think of. I said it was like a giant nursing home. There were two swimming pools and two churches. I found i don't want to go to church with all old people. I want the energy and LIFE of younger people and children around me. Everyone was nice, friendly, helpful - on the surface. Just like anywhere else you never know who your real friends are. Trust me on that. Clicks abound. Jealousies abound. Nosiness abounds. Tattling abounds. I was not satisfied with that type of living, so I know I would not like a retirement village.
same. cant stand ppl who yap yap abt others.. ld rather talk abt issues, solutions, positivity! and of course travel.. l like having my own time, schedule and privacy too much to put up with others.. besides an occasional karaoke night.. ld rather be left alone, and not hav to hear the couple next door or get unannounced "visitors".. its exhausting!
I was driving in my parents’ gated community. Everyone is old. Two geezers waved their hands down at me like I was speeding. The speed limit was 20. I was doing 14. 😂
I live in a continuous-care retirement (apartment) complex. I figured I'd go into one eventually so over a couple of years I visited several in one area and decided which was best for me from a standpoint of cost, amenities and infrastructure. A health/surgical event required I do so suddenly so my advance efforts proved very useful! At 74, I'm one of the 'youngsters' and had a little culture shock. Some of my neighbors slowly use a walker. Others have difficulty hearing or need humor explained to them. Some have odd waking/sleeping schedules. Most but not all activities are directed toward my older neighbors. But I am NOT complaining; I live near family, I like living here and I've found a good many activities off-campus. It is sad, tho, when you see a neighbor decline and have to move to the assisted living, memory care or nursing wing.
I'm going to be 71 next month and when anyone mentions a 55-plus community, the first thing that comes to mind is old people. We don't have an HOA where we live and the trade-off is, I do my own yardwork and maintenance. Some HOA fees are insane, so some of you old fogeys should consider saving the HOA fee and then you may be able to afford a landscape crew and handyman. Better yet, if you are able, get outside, do some work, and get some sun.
Dam at 63 this is eye opening. Ya I got 2ac and 2100 sf of house just the wife and myself thought about the 55 areas 160 to 200 a month. Just want to down size.
I agree, Getting out there and having some fun doing "yard work" is a pleasure for me too. Here in Arizona where the weather allows one to enjoy the outdoors and keeping ones yard/property in good shape ...well, it's a pleasure and something I look forward to. Good exercise also.
Some people are old at 55...😢 I am 79, and l swear, most of the people who regularly meet at our local elder center are younger than me, but act like they have one foot in the grave.. Most of them are negative, pessimistic, and always complaining...needless to say, l rarely visit the center..😢
My husband and I lived in a 55 plus community in Ocala, Florida for 10 years. At the end of 10 years we were sick of it, moved to an upscale apartment, and we love the diversity, the laid back atmosphere, and the fact we have no responsibilities. Your video was on target!
Lots of busy bodies and noisy people who have too much time on their hands. CREEPY... Too many older people who have lost their marbles...Stay away! He is right on the spot.
Thank you! I know many only see the brochure and tour, but don’t know which communities are average, which are below average and which are way above average. Thanks for watching and commenting!
In my super long post, I forgot to add that I didn’t know that sickly elderly women could be bullies, but I learned that hard lesson. You made a good point about bullies. They’re not all sweet caring grandmotherly types. Some neighbors in the same building or one nearby can make your home life hell, calling security and even the real cops with false accusations and getting you in trouble with the HOA and housing boards.
I am so glad I own my own house in Connecticut. I keep an elderly cat and snakes. Thank goodness I will never live in Retirement Community. I am 74 years old, love my neighbours, my home, property. My friend moved to a 55 and older home. She has confirmed everything you have mentioned, is discontented, unhappy and depressed.
Welcome neighbor..!! I live on the Western Massachusetts border a mile from Connecticut...and l love all kinds of snakes, and wildlife in general. We have a beautiful bear who meanders at will through our neighborhood, and the area is wooded and crime free.. As an, independent elderly person (79) living in my own idea of Paradise...the thought of living under the tyranny of a HOA is not for me..😢
You're no - sh.t breakdown of this is very much appreciated ,and accurate. Creepers abound in these retirement communities. You can feel them watching EVERYTHING you do, and how you do it. My guess is that people who buy into retirement communities think that everyone thinks and acts like they do. NEVER will live in that. Thanks. The saddest aspect is that you are right.
I, unfortunately, rented an electric car to visit my mom. The garage space plug would not work, so I neatly ran a cord from a bedroom to a parking spot 10 feet away. Busy bodies stared and shock their heads. One tiny thing is different and they tell on each other. Don't get me going about the old biddies and the trash/recycling. Talk about lurkers....
100% accurate. I moved out of my moms house in 2021 and bought a home, in 2022 she moved into a 55+ community that recently removed the age restriction. She is older but still works FT and is gone days at a time which doesn't work well in those communities. Nosy neighbors, bad new construction because they know the older people won't put up as much of a fight. It's all about building the homes as close as possible for maximum real estate and HOA funds. She had to install a french drain because of the poor grading (again, bad new construction), the neighbors were taking pictures and reported it to the HOA even though it was approved. Now she is only 1 year in and planning her next move out, will probably take a small loss after its all said and done. The turnover in those communities is crazy.
My parents paid over $1000 a month for HOA. On top of that were bills to pay for the "special projects" the HOA came up with. One was ripping out perfectly good trees lining the internal road to replace them with a different type of tree.... specifically for esthetics. Then those trees died and had to be replaced again... another bill.
Ha same in corrupt southern CA beach townz. A 60 k sign blew down two weeks after install. The inept sociopaths had no concern grabbing more cash for the next sign. No big deal.. This town also has been missing a barrell since 82. They found it a year ago...occupied.
There have been instances when organized crime got control of some large HOA's and got "their people" on the board. Made sure they used the mafia contractors that always charged higher prices
Kegger! Party on dude. I'm 67, and when I visit my friends regardless of their type of accommodation within a city, it motivates me to buy a trailer for myself and my two cats and head to a rural area.
Jerry, every possible living arrangement has its pros and cons. There are always risks. Each person has to weigh all the risks of each situation.. These issues can arise in condos, religious communities, apartment buildings, etc , involving neighbors, management etc
True, every possible living arrangement has its pros and cons, but living in a regular residential neighborhood, i.e. single family housing (if one can afford it) has a better chance of living the way one wants to live.
My parents lived in a 55+ community in Phoenix in which the homes were occupied by original owners with most less than 5 years old. Initially, it was almost like stepping into a time machine, seeing a version of your newlywed parents (albeit in their 70's instead of 20's) in a Levittown-type environment where these new homeowners were excited about where they were and enjoying meeting other similarly-situated couples. What made my wife & I realize it wasn't for us was seeing my parent lose all those new friends to the inevitable appointment we all have with the Grim Reaper. In a 55+ community, this is an all-too-regular occurrence - this meant an emotional roller coaster for the survivors, and a constant turnover with little continuity in the neighborhood. What my wife & I, therefore, looked for in a "Home before 'The Home'" neighborhood was an upscale community with an age-diverse demographic . . . one key determinant of that was the discovery of our neighborhood in which roughly a third of the homes have 1-story. These are homes we can "age into" while being surrounded by younger families. AND, as a result, with that many 1-story plans, our neighborhood has a great "Young At Heart" organization with variety of activities (but not a massive physical plant you have to fund via HOA dues whether you use it or not).
My friend is in a 55+ village in Australia and she loves it. She has a beautiful, low maintenance 2 bedroom home and a small easy care garden. There’s a community swimming pool, outings, community movie room. She pays a fairly hefty weekly fee but she’s able to live on what she has leftover from the pension. It’s worked for her but I can see it wouldn’t work for some. There’s no pets where she is, she’s not an animal person but I would never be without my pets.
People are facing a tough retirement. and it's even harder for workers to save due to low-paying jobs, inflation, and high rents. Now, middle-class Americans find it tough to own a home too, leaving them without a place to retire in.
The increasing prices have impacted my plan to retire at 62, work part-time, and save for the future. I'm concerned about whether those who navigated the 2008 financial crisis had an easier time than I am currently experiencing. The combination of stock market volatility and a decrease in income is causing anxiety about whether l'll have sufficient funds for retirement.
It's recommended to save at least 20% of your income in a 401k. Joseph Nick Cahill taught me to estimate how much you should save based on your age and income. I've been with him for years now and his decades of experience in the markets translate to chunks of value in so many ways! He has upscaled my portfolio and even got me reading self help books haha
JOSEPH NICK CAHILL is his name. He is regarded as a genius in his area and works for Empower Financial Services. He is quite known in his field, look-him up.
Thank you for this tip. It was easy to find your coach. Did my due diligence on him before scheduling a phone call with him. He seems proficient considering his resume.
I’m 70 and my wife is 61. We live in a 55+ community in Florida and we have absolutely loved living here for 12 years. We have not experienced the issues discussed here to any great extent. A 55+ community is no different than any other community; there are all kinds of people who live in them, but that was true everywhere we lived throughout our lives. However, we have never experienced the “neighbors from hell” since we moved into our community. The cost of our HOA fees have increased over time, but at the same rate as costs have increased in the economy at large. In our community we enjoy a very low crime rate and it is very tightly monitored and controlled. So, the bottom line for us, is that we could not enjoy our life more since we moved into our 55+ community.
@@JasonSmith-pn8gl We are only moderately social. We participate in some of the group activities available, however, for the most part we live a more private life that is no different than the one we lived before we moved to this 55+ community.
I was chuckling as you were naming off the 10 reasons bc I completely agree with you. Your No. 10 for me is closer to the top. And not only do I see it in the 55+ but I see it everywhere. The majority of the population never got out of HS and some are still in the 3rd and 8th grades. So many are still in clicks and very exclusionary. I lived in 55+ in AZ that was huge with homes to rent or buy and there was one section with apartments. I had an apartment there for 2 yrs. One of the worst places I've ever lived in. We had HOA fees attached to our rent. I would never purchase a home where I had to pay HOA fees. Why? Because that pays for the land and taxes of the greedy owners who are the only ones benefiting. All of the landscaping and maintenance and constant watering of the golf course is being paid for by those purchasing and renting and the fees are exorbitant. Also this place was gated with a guard at the entrance. People think they're safe in a gated community. That is such a joke. Almost anyone can jump over the walls that are built around them, and what about those who move into gated communities? Criminals, drug lords, sex offenders, murderers, and rapists can move into these places. Most of them have a lot of money and that's really all the owners care about. I currently live in a 55+ apartment but it's not with constant activities, etc. There are some but I choose not to attend. I attended 2 of the breakfasts when I first moved in and the food was absolutely horrible. The complex is not a large one, spread out over land and only one story so there's room to walk and be with nature. Most of the time it's quiet here, which I prefer. Yes, there are a few who don't understand how one could spend time with oneself as opposed to being with and around shallow, superficial people who have no depth and have nothing to say other than their current diagnoses, medications, their sitcoms and soap operas. I stay to myself. I do what I want. People would benefit from getting therapy for their codependency and constant neediness.
I lived in a Newport Beach,Cal gated community! You are spot on,lol! The employees let their porn star friends ,drug dealing , Hollywood actor friends drive right thru! I'm paying 1,400 a month, to see gang banger, tatted up OG"s with their GFS, wives,kids,lol! It was crazy ,surreal! The area was beautiful must admit!
Very good points. We retired to a 55+ community and moved 4 years later because of reasons you listed and the huge HOA increases. Also on the ‘Pending Litigations’ not if there any but how many as we eventually discovered. These communities are definitely not like the brochures. You need a thick skin and deep pockets to live in a 55 +community
Great informational video. I retired in a "regular rural community" here in Florida 20 years ago and its the best decision I ever made. At 65 I could not fathom living in one of these [the villages] places.
I live in one of these communities and absolutely love it. The rules are for your benefit to keep up the neighborhood. People are the same in temperament as any other place. The fees include mowing, cable, irrigation and amenities (wonderful fitness center) that would cost us more if purchased on our own. But you do have to do your research and talk to people that live there. A good idea to rent first for a season.
Sound like you are enjoying retirement. Based on the comments from others on this video...it doesn't look like everyone has had the same experience with their 55+ plus community. Thanks for watching.
Thank you we know a lot of people just want to do their own thing and not have anyone tell them what to do...These are the same types of people who don't know how to play in the sand box with others and definitely should stay away from HOA'S.
I chose to live in 55+ and love it!! Soooo quiet at night - very little crime - you meet people from all over US - most everyone is in a good mood enjoying their retirement.
I have lived in a retirement community for 13 years now. I researched this place before I decided to purchase . I went by the community at night and during the day to see how it really was there . No issues. I am happy here.
It's wonderful to hear that you've found a place that makes you happy! Researching your community thoroughly is such a smart move. Wishing you many more happy years ahead!
I'm 68 and the thought of living any place where others can tell me what I can and can't do with my property is abhorrent. My son and I purchased 40 acres in AZ and are in the process of building. No, I am not anti-social and like meeting new people and learning new skills and enjoying the outdoors.
The greatest advice my father gave me was repeated each time we got together for 30+ years. "Son, never grow old." Ignore his wisdom at your own peril.
Thumbs up. Great advice Jerry. I'm almost 81 and already been looking at these options. After viewing one that was asking "$750" in monthly maintenance fees and those fees are going up every year by 3%, I got quickly "soured" on "55 plus retirement communities. I also looked around my neighborhood and noticed folks much younger were hiring local services for outside maintenance and other services like "garbage removal". I believe most communities have services available for most of the needs of the elderly. PS: Also, I love the freedom of NOT having to comply with crazy rules. Keep up the good work Jerry. Your channel is very helpful.
My parents bought a house and I think they were fairly happy but what he says is true…cliquish, gossiping and the hoa fees went up every year. They spent their money on upkeep but didn’t vote on what it would be. Spending millions for the restoration of the golf course when many didn’t golf
I visited an enormous senior community. The HOA fees were $470 per month and included a golf course that I would never use. Your advice about looking into the HOA fees and the financial condition of the Association is very good advice. Prospective buyers should also get copies of the newsletter to view the contentious issues and crimes committed on the site. The convenience of stores. banks and professional offices on site is a double edged sword. People have to realize that places like these do not have good mass transit and are often located far from other shops and services. In other words, the places on site have a virtual monopoly. And finally, check the vacancy factor. At the place I visited, the vacancy factor was enormous.
We are into our 3rd year in a Northern California Del Webb 55 community and it’s been great. Well above our expectations. Neighbors have been great, every activity seems to be here, and the dues are very reasonable! Win
Been @ Del Webb, in Georgetown , TX for 14 yrs---I'm 72. Best decision I ever made! I am from Los Angeles where constant crime surrounds all parts of living! I know all my neighbors, we have each other's house keys. This Never happens in LA. In heaven here 🎉
Happy I stumbled upon this channel. Been looking at 55+ in CA, but trying to get the full info hasn’t been easy. Everyone wants the offer first, no mention of the docs. Great information for everyone.
Thank you so much for providing an itemized list of concerns. A lot of this factual information realtors seemingly don’t want to reveal upfront to potential buyers. That’s why I ultimately opted for a simple 3/2 ranch house in a small town. No fees. You have really made me feel like I DID make the right decision for myself. Especially, given the fact that at 61, I have a low limited fixed income. So, once again, I want to say “Thank you” for putting out this video. A real eye opener!
I agree with some of your points, such as the "high school" mentality, but you can find that anywhere. One advantage of 55+ communities is EXACTLY those rules and regulations, plus the fact that most communities now run background checks on potential buyers. You won't have to worry about a family of ten moving in next door, parking vehicles in their front yard, letting large dogs run loose, and playing loud music half the night. One problem in a 55+ community that you didn't mention is that some people think they are buying a "family vacation home" that anyone in their family can come down and stay in, whether the owner is there or not. That's not the intent of the community--it is primarily for older residents. This can become a problem when the visitors don't know what the rules and restrictions are. I have lived in a 55+ community for 15 years and it really has been a great experience.
the ones i have seen really kept nice and that's a huge. the hoa's really help keep down the disabled vehicles, basketball hoops in street, trampolines, total junk yards......
So true..and why should grandchildren come into an adult pool Sometime parents need to take care of their children..in places !!especially senior places!! Also there are older individuals who go into the pool because of pain. Living in fla 30 yrs didnt see too much of complaining Also did nursing in private homes and senior apt Yes grouchy people all over this world. People change as they age
I hear you, but I am not overconfident. BTK, for all the people he killed, on paper was a very nice guy who would have passed any such check with flying colours - you know, successful family man, church-going, educated, and so on... and a prolific serial killer. These checks are like airport checks: they are designed to give a false sense of security.
After owning four single-family homes over 30 years, we bought a condo in a 55 plus community in Delray Beach 5 years ago. It has been nothing but a great experience and we love it. The people are friendly and nice, but not intrusive. I like to cook so I occasionally bring meals down to several people in our building who are alone. They are so grateful and so sweet and it makes me happy to help them out. It has the quiet we were looking for after living in trendy busy areas with loud festivals and loud music and hookers and crime and twirling people with tambourines lol, we just wanted peace and quiet and serenity and that's what we've gotten. Have had no major assessments, and no condo commandos. I realize some 55 plus communities do have those problems but we haven't experienced anything like that. We absolutely love it. As far as people who don't like rules, then don't move in a community with rules. We happen to like the rules because we're not living next door to slobs or hoarders or unruly people.
Very good video and should be considered before moving to a retirement community. We moved from Colorado to a big FL retirement community. We researched and had all this info before we bought. We moved from a neighborhood where everybody was in your business and the two houses across the street contained alcoholics and drug addicts. Every spring brought screaming sessions between the two houses and regular visits from law enforcement. Gossip was the currency of the realm. So we bought a new house with nobody across the street and nobody behind. Neighbors seem nice so far (6 mos.), people are happier than in my old neighborhood. HOA fees are low, I know they will go up, construction of the house is not perfect but very good overall. I know some percentage of every population is jerks or weirdos. I have met a few already so I don't hang around with them. Welcome to humanity. Not all amenities are for me or my wife, but there are many to choose from so we are exploring. No bratty, out-of-control kids anywhere in my sphere of movement. I did not expect my new home to be heaven, but it is a lot closer to heaven than the hellish neighborhood I lived in out west.
I must be blessed because I moved into a senior community almost 19 years ago at age 56. Every day I tell myself how blessed I am to have such great neighbors and friends. Our community is unique in the friendliness and support we share. There are 960 homes and neighbors bring your trash in, take care of your pets, get your mail and offer to shop for you when going to the store. HOA dues are reasonable. The community is well maintained and the rules are reasonable and fair. We are managed by our HOA and hire contractors to provide services. We have a 25,000 sq foot clubhouse with indoor and outdoor pools, movie rooms, and a pub and restaurant. There are dozens of resident managed clubs for activities. My suggestion is to talk to people at the clubhouse to get an idea of what you are moving into.
We live in a 55 year old community. No amenities. They are brick and stone crafted and are lovely. You are right about the people. They want so badly to know your business. We try to never open the door when the door bell rings and shut the garage door as soon as the car goes in. The savings grace is our next door neighbors live in another state six months out of the year. The wife wants to gossip and we shut her down by saying sorry we have got things to do. BYE
I moved OUT of a 55+ community to get away from some single dirty old men, OMG!! The stories I could tell. I'm now 74 and 2+ moved into a 4-unit 'regular' person mini-complex and am much happier......and I needed the privacy I now have. Your video is right on point! AVOID the 'group grope' scenario if you can afford it......THANKS for this video - I was right to make the change!
So true!! I moved away after 18 months. It was a nightmare, everything you said is exactly right. Click’s, cranky people, men in their late 60’s & 70’s who thought they were 20 and players it was sad. Adult kids living with their parents. Many who talked about everyone else than I would see them talking to the person they were badmouthing 😮😮😮 If you are looking to live in a 55+ keep to yourselves. If I were to do it again I would not associate with anyone and would just say hello and keep walking.
My grandmother lived at home until her death at age 100 in her sleep. She always said that she didn't want to be around a lot of old folks all the time.
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Many of these items relate to H O A's which are true in all ages H O A commmunities too. The other items about the adolescnt behaviors and "neighbor problms" can also happen anywhere. I'm 5 3 and hope someday to move away from my area because there's just too many Milllennials and young peo-ple. I can't relate to them culturallly.
@@daveanderson8927 True, many of these things can also happen in any community. Thanks for watching.
@@efandmk3382 What's bad about it?
@@Sharona-21 South Carolina is a great place to call home!
EXCELLENT VIDEO! I live in a 55+ community and it is Disgusting!😭😭😭
I'm starting to think about retirement living options, but I'm a bit worried about the costs. I've heard that some retirement communities can be quite expensive, and I'm not sure how I'll afford to live comfortably while also generating some income.
That's a common concern. Retirement living costs can vary significantly depending on the type of community and the level of care provided. You need to consider factors like entry fees, monthly maintenance charges, and potential healthcare expenses.
I learned a valuable lesson when I chose my retirement community. I initially focused on the amenities, but I soon realized that the financial aspects were equally important. I chose a community with a strong financial plan, a well-maintained infrastructure, and opportunities to generate income. I'm thrilled to be just 5% shy of my $3.4 million retirement goal, thanks to savvy investments made since rebuilding my finances
Who is your cfa?
Peter Dewitt Martin
Perform due diligence. Take advantage of this because he gives free consultations and very experienced.
Thank you so much for the suggestion! I really needed it. I looked him up on Google and explored his website; he has an impressive background in investments. I've sent him an email, and I hope to hear back from him soon
A single lady friend I know bought a condo in a 55+ community thinking life would be simpler. After a few months I asked her how that was working out & she said at least she didn't have to mind her own business anymore, she had a whole lot of neighbors who were all too happy to mind it for her.
HHGAHHAAHAHAHAHAHAHAHAHAHAAH
I dont like retirees, too nosy!
😂
lol.. no thank you sir!
Hahaha
I’m 68 and have no desire to live in a senior community. As an introvert, it sounds like my version of hell.😂
I can see why that could be an issue for you. Thanks for watching and commenting
🤣😂🤣
I agree. The last thing I want is "a full social calendar."
@@Nonduality lol, Thats what retirement is, relaxing and not haveing a schedule. Thanks for watching
My husband and I bought a home a few miles up an old gravel road. Two cottages past our home where we occasionally see our neighbors. May 4 or 5 weeks out of the year. Perfect location.
I’m 69 and no desire to live in such a community. I actually LIKE being around multi generational families. That’s what keeps you young!!
I'm with you because id be bored
At 73, I workout in advanced strength and cardio classes, as the oldest woman, by decades, in my class. I am extremely fit and strong and have been told that I look 20 years younger. I love being around younger people and live in a neighborhood with people of all ages, including children. I avoid people in my age group because I have nothing in common with them. They look old, act old and complain . They depress me.
Nothing keeps you young unless it’s your own mind
Nothing like the sound of playing children keeps me feeling young and happy.
Soon as he said HOA, he lost me.
My dad said it best: the only thing you want it common with your neighbors is a fence. Excellent video.
Lol your dad was probably right! Thanks for sharing the story so glad you enjoyed this helpful video and thanks for watching and taking the time to comment
I love that!
One fence is not enough for me.
AMEN to that~
A fence was one of the first things I had put in. 👍 no regrets AT ALL! 😊
I am 81 years old. When I get old, I'll think about living in a 55 village.
Good on you. On seeing your comment, I just thought I'd share a thought with you. I am now 69, and I acknowledge that I have a fading claim on youthfulness.
I realised, once I had to acknowledge that I am old, that there are only two ways someone can be old. They are all either on the youthful side of old, or the elderly side. Everyone is different, so there is no set age for the dividing line. It is determined by looks, energy and vitality or the lack of it, independence or otherwise, the ability to engage in activities and do things or the lack of it, and other factors. Best wishes, and I hope you remain on the youthful side for years to come.
I turn 63 tomorrow. When I get old I’m going to eat WHATEVER I want!
@@sharonh2991 I am now a type 2 diabetic, the result of an attack of pancreatitis on March 4, 2023, a side effect of the chemo-therapy drug I have been taking. I could eat anything I want, as many diabetics continue to do, but I cannot afford to, and must restrict my diet to low glycemic index foods to slow the digestive process down so it releases glucose into the bloodstream at a slow and steady rate over hours, to prevent blood glucose spikes. If you become diabetic, you must do likewise, to hopefully live a long life.
@@sharonh2991 Say hello to your stroke, goodbye to your toes, and hello to the nursing home. They're full of people with exactly the same resolve.
Good for you
👍👍
My parents live in a mobile home 55+ community, in Arcadia, FL and love it!! All of their neighbors are nice, friendly and mind their own business. They are all there for one another, if needed. They act like true friends. They love to swim and walk and are very much enjoying their lives. Their experience is NOTHING like you describe in this video. They are much happier in Florida!! They love their community!!
I don't believe it.
Amen
mobile homes hav NO business in FL.. they are either grandfather'd in or pre-fab.. with Hurricanes that can get up to category 5 (over 15O mph winds with driving rain) mobile home parks are an ungodly mess if they get a direct hit.. (or even outer bands) insurance is already atrocious.. if a hurricane is coming, tell them NOT to stay.. leave. and find shelter elsewhere in a CBS (concrete block and steel) structute.. but mobile homes should NOT be allowed anywhere in the state of Florida..!
There are exceptions to every statement. You parents' experience doesn't mean that's the case for everyone.
I'm from the Netherlands. My parents had an appartment in a building for only 55+. Everybody lived his own life. They were happy there and lived there until they passed away. They had their freedom.
I will NEVER buy another house with an HOA. Finally got rid of that nightmare.
I used to live at one which prohibited walking in crocs outside due to “safety reasons”. That was my call to leave …
crBudgetWatches I thought for a second you were telling us that it was prohibited to walk your (pet) Crocs outside for safety reasons which seemed eminently reasonable.
But seriously, it sounds like many of the benefits and pitfalls of a 55+ community correspond to benefits/pitfalls of living in a HOA. I'm too young for a 55+ community & I doubt I'll ever want to live in a HOA community.
@@julianbrelsford oh no there was a dress code for common areas which prohibited crocs (except around the pool ) , wearing hoodies, baseball caps facing backwards and other things …
Never has anyone ever told me “I like my HOA”
LOL
My husband and I are elderly and retired. We have a mobile home on five acres of land. No close neighbors. We like our quiet and privacy. No way would we ever live in a 55 adult community!!! And we sure don't want to pay HOA fees!!!! We'd rather live without the drama and problems!!!
Thanks for watching! Did you see the other video I did about that? HOA HELL? HOA HEAVEN? 10 Things NO ONE Tells You About The Problems with Homeowners Associations - ua-cam.com/video/Gs6-hxJtLqo/v-deo.html
I'm 67 a totally agree with you. I have 10 acres, 7 of which are woods. I am single and have an inside cat, one dog, some hens and goats, which I breed, raise and sell. To me, this is heaven.
@@monicaluketich6913These are for elderly that are very social people. You can also make lots of friends. If you don’t like your neighbors just move. Even if you aren’t in a 55+ neighborhood you could still dislike your neighbors.
@gingerale1861 I'm an introvert. I enjoy my own company and those of my animals. I do have a couple of friends here (one neighbor and I talked for 2 hours last night on the phone!), plus long distance friends with which I talk a couple of times a week. I'm probably as happy here as I can get!
Sounds like heaven to my ears.
I just bought in a 55+ 7 months ago here in Fla. Everything this man says is true. ..It has been a nightmare...people constantly at my door when I dont answer they look in my windows..I have been nice and even mean at times but they still come back. I did renos in my house they all show up and want too see almost every day..but never offer a hand. I am now putting my house on the market and moving to a regular community...never again..he said it right its like high school all over again.
So sorry to hear this! Thanks for watching
Oh that would drive me nut! Thanks for the warning.
re: "renos" = means "renovations" (Good Grief! Too much trouble to spell out "renovations?")
Idle hands are the Devil's playthings. Best not to be around a bunch of people who have nothing but free time on their hands.
@@warriormanmaxx8991 Calm down. People are allowed their verneculars.
My 89 yr old mom moved to an over-55 community back in 2005. She slowly lost her sight eventually becoming totally blind within the last two years. If not for her wonderful neighbors she would not be able to live independently in her own villa. The have been a blessing.
That is great! She was blessed with very good neighbors. Sometimes it goes the opposite though and it just depends on the kinda neighbors you will have. I'm happy that it went very good for her though 🥰
@@skylarsartnphotography3450 Thank you for saying that. She is doing ok, not great but she's almost 90 now. Other than her loss of sight she is healthy as a horse. I'm so thankful for all her neighbors. A new couple moved in behind her and the wife cooks dinner for my mom every other night. She hit the jackpot bc they used to own a restaurant! They even took her out dancing believe it or not! She is truly blessed by those around her.
Every rule has an exception. I'm glad your mom has wonderful neighbors.
Well they didn't sign up to be your moms caretaker. That's YOUR JOB.
@@lindabb621 Sometimes a great neighbor is more kind and loving than your own family.
I bought such a house in 2021. The insurance and property taxes have doubled since then, and now costs more than I ever paid in rent in my life. I feel that I would be better off living in a studio apartment in a warehouse again and investing the money in anything else.
i suggest you to invest in stocks to balance out your real estate, Even the worst recessions offer wonderful buying opportunities in the markets if you're cautious. Volatility can also result in excellent short-term buy and sell opportunities. This is not financial advice, but buy now
Your in Florida
It's not like that in California
@@JosephineKenneyyour a sick pos. Trying to steal from elderly
@@PennyBergeron-os4chFlorida is the worst state to retire in. Like the horrible heat humidity and high taxes. I live an hour outside sf ca. I have a 1200 sf mobile home in a beautiful park. In a high end city. I pay 1000 a month for rent of land and all utilities. Plus I dont have the horrific humidity anti Americans. Racists. Who carry guns everywhere.
@@markpb4767 Sounds like California is outright perfect for you.
I'm on the edge of 74. Still bike, hike, swim & yoga. Nobody I know near my age does any of this. I'll stay in the neighborhood with multiple ages.
Good on you! It's so important to keep moving as long as you can!
Enjoy !! I’m 83. 16 years of Pilates has done very well by me. I’m very physically active, but I’ll let you do the hiking.
@@suellenzimet251 enjoy your pilates & I'll hike the world.
I'm 60 and feel 20 years younger because I'm an athlete. All my friends drink and eat bad food. I wish I knew people who were involved in sports and healthy. The younger ones are worse than the ones my age.
@roman6135 I hear you loud & clear. I wish I had an answer.
I am 80 and moved into a 55 community. What a terrible experience, I left after a short time. Too many rules and gossipers.
no shit honey.
Right?
Troublemakers are EVERYWHERE. Always look behind you, and youll.see the sneaky behind your back dirty looks.
I UNDERSTAND
If you mind your own business and keep to yourself, what others gossip about is a "who cares? thing. Most old people curtail the high school social thing.
Well done, Jerry. I'm 75 yo, I live alone, and haven't yet felt the need to move into a retirement village and youv'e just told me why.
You are welcome. Glad you enjoyed this helpful video.
It depends on individual. The retirement village has its pluses too like people will know if you're dead within a day. If you have people checking on you daily where you are at then you don't have any problem.
@@MandatoryMyocarditis7 If I'm dead I won't be worried about anything ie nothing at all. Oh Heaven.
@@pakjohn48 Correct, dead people have nothing to worry about. I just want my dead body to be discovered sooner rather later. Decomposed body is a nuisance for anybody who has to deal with it.
I knew these communities were like that just by watching those Seinfeld episodes that revolved around Jerry's parents in Florida. It's an insane asylum, they all lose their damn minds and fight over the stupidest things. It's like high school all over again.
More and more people might face a tough time in retirement. Low-paying jobs, inflation, and high rents make it hard to save. Now, middle-class Americans find it tough to own a home too, leaving them without a place to retire.
The increasing prices have impacted my plan to retire at 62, work part-time, and save for the future. I'm concerned about whether those who navigated the 2008 financial crisis had an easier time than I am currently experiencing. The combination of stock market volatility and a decrease in income is causing anxiety about whether I'll have sufficient funds for retirement.
This is precisely why I like having a portfolio coach guide my day-to-day market decisions: with their extensive knowledge of going long and short at the same time, using risk for its asymmetrical upside and laying it off as a hedge against the inevitable downward turns, their skillset makes it nearly impossible for them to underperform. I've been utilizing a portfolio coach for more than two years, and I've made over $300,000.
Annette Marie Holt, a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.
@@hasede-lg9hj that’s nice if you have a portfolio, a lot of us never were able to have enough wealth to have that due to life circumstances beyond our control
Excellent warning! I moved to a 55+ building 2 years ago. I have certainly found the high school clique mentality here, rampant gossip, and instigating busybodies. The residents are stagnant. I moved here because of its close proximity to two lovely beaches on New England's Atlantic shore. My fellow residents never, ever go to the beaches. They spend their days and nights watching TV. That's all. The ambulance regularly carts away one resident or another never to be seen again. It is so prevalent that the building has been nicknamed Terminal Towers. I moved from a beautiful building with all ages and inhabited by artists, musicians, and interesting people. I miss the lively vibe so much. I feel I am dying here. I spend my days searching for better accommodations. biggest mistake I ever made.
Sorry to hear that you are enjoying your retirement! Wishing you success in finding a solution.
That's my Non life now totally miserable & unfortunately that's what these those type of people feed off of making others miserable !
MOVE!
Find a nice little cottage in a mixed-age demographic neighborhood.
Don't stay in a Last Stop.
@@JerryPinkas ENJOYING? She's dying in an environment toxic with the worst of problems you described and some you never even mentioned and you say she's enjoying it?
@@5610winston Thank you. I corrected my comment! I was reading and thought I was replying to another post. thanks again
My parents moved into a 55+ community in 2006. I was sure it would be the biggest mistake they ever made. They loved it. In 2017, they sold their house and moved into a condo in the very same community (the community has standalone houses, townhouses, and condos). I thought for sure they'd have trouble selling their house but it sold fast. My mom died in 2020 so it's just my dad in the condo now. He has a nice group of neighbors in his building that look out for each other, which is great. It's like they say, different strokes for different folks.
I agree.
Glad to hear they had a good experience. Thanks for watching
My condolence for your mom but I'm glad to hear that your father is doing just fine.
Good for your dad. He is very lucky. You get in a condo next to the wrong type of neighbor and they can make you life a living hell.
@@army8212 Thank you! My mom was 81 when she passed away. She had a good life -- a long, hard life, but a good one. My dad was actually in the army, he was stationed in Germany in the 1960s, that's where he met my mom. They got married and lived in the US for the rest of their lives together. Thanks again.
I’m 60, live alone, single and super happy. I guess it’s my own 55+ community.🙂🥳👍🏾
Thanks for watching!
You are a gem!!!
I envy you. I mean it!
Want Company 🤣🦋
Eh. Why ruin a good thing! 🤣🦋
I'm in the same boat. I'm 63, single, live alone in my small/modest house that's paid for. Low property taxes, no debt of any sort. A number of different hobbies I dabble in. I'm as social as I want to be. Will be retiring in a year or two. When I'm out, puttering around the house and yard, and my other activities will keep me occupied. Why would I want to move? What would I move to?
I had never been bullied in my life when I moved into a condo in 55+. I was tall, physically fit, and pretty. I had a couple women I met and we laid at the pool and walked our dogs. I retired from 40 decades teaching Kindergarten. One girl, started mocking me, when I talked or walked. She got all the women to say mean and unkind things. I was floored, I never ever ever dealt with this before in my life. I moved.
40 decades? What's your secret?
That is sad.
@@Candy-O1776 Where I live I saw women get jealous. They pick on one attractive lady so bad she moved. She was very sweet.
Payback for 40 years of supporting the bullies in your classroom
Wimmen can be the worst..
The points you make apply to all condo associations, not just 55+ communities. I lived in a condo for 14 years. It wasn't that bad, but I would never live under a HOA ever again. I'll pay to have my lawn cut and snow shoveled. It's still cheaper than paying monthly association dues. I don't need any of the so called amenities. I don't golf or use a swimming pool.
Thanks for sharing your story
Neither do I. Clubhouse with swimming pool available, but not my cup of tea to be in chlorinated water. Would rather lake or beach anytime.
Honestly, I'm with you.
Time spent golfing is time not spent on the rifle range or ATVing through the woods. I'm 72, and I live rural.
👍
I work at a 55 plus community and every word this man said is true
I belive it, but he didnt say much about the sex and dating that goes on. Come on, give us the real scoop.
@@marcusrex77 Do you really want to hear about the "Activities" of people over 55?
@@Lesrevesdhiver
🤮
@@marcusrex77 lol. 😅😅😅
@@marcusrex77
I hear the best place for “activities” is THE ViLLAGES” in central FL
My wife and i lasted 2 years in a 55+ community. The neighbors were the absolute worst. Busy bodies who never ever stopped asking very personal questions and when we ignored them it got worse. Moved out lost a ton of money but are so much happier in a regular family area and our new neighbors are wonderful.
You just hit a bad one, my neighbors never say a word to me, they stay in the apartments and I stay in mine. I rarely even see them, maybe 4 or 5 times a year I talk to one of them.
And I ran into girls just like high school, unbelievable.
I was living in Mexico. Had to come back due to Covid. I was shocked to find rents had gone through the roof. Ended up getting a room in a friends house inside 55+ community. It is like the village of the dead, the Twilight Zone, nobody is ever out on the streets, no friends, nothing.
That's actually MOST "neighborhoods" .... all over the country ... sorry to say ..... it sure is mine.
Just look for the pineapples and you’ll make friends aplenty!😂
@@annamossity8879 Or, run!!!
I'd rather be found dead on my front lawn with a rake in my hand, rather than move into a community with a ton of rules and regulations - all for the supposed benefit of being surround by "like minded" neighbors. What I've learned from these videos and others like it, is that you need to put immense value on human contact or fear of being alone to make any of this worth all the drawbacks.
Thanks for watching and commenting. I did another video HOA HELL? HOA HEAVEN? 10 Things NO ONE Tells You About The Problems with Homeowners Associations -> ua-cam.com/video/Gs6-hxJtLqo/v-deo.html
Ha! I don't like being alone but some things are definitely worse. Thankfully I have learned that over the years. I love people but I love to have my space/privacy too.
Yep, they can take my mower when they pry it from my cold dead fingers....
Living, Life up to retirement teaches us everything we need to know about people if you paid attention.
Therrfore it should be no surprise that most only become worse with age and all advertisements and sales people are full of chit.
Lol
When my husband and I moved into a 400 house development community with all ages, I conciously made the decision to make our close friends people outside of the community. We are still friendly with neighbors but, still keep a distance. It all works out better that way.
Thanks for watching and sharing
Sounds easy . You must be very sensible to make it work for you & I'm sure the value helped. The biggest thing for me would be hoa costs never going away . Mortgage free is about minimizing cost of living . That would be the main concern for me .
I am in a mixed age condo - not 55+ and feel same as you - I am friendly with neighbors but socialize mostly with friends outside the complex to avoid the social problems that take place in close proximity with others over even going to dinner with some but not others. I have one neighbor that insists we eat dinner together every Sat night and when I choose something different, she is offended. Unfortunately she lives right next door and wish I had never even started having dinner with her. I like her well enough and don't want to be at odds with someone living right next door. Would have avoided this had I not started having dinner in the first place.. I like when we can help each other with things but was a mistake in making her a friend.
@@JM-vh7ocsame here. When I first moved in to my home the couple across from me made a point of befriending me but then they started giving me the cold shoulder ,I think it was because I said that I didn't like the dog next door to her that barked constantly...she seems to not be troubled by it...but I have since made friends with people farther away... neighbors sometimes can be troublesome friends
@@JM-vh7oc I feel you, I've made the same the same mistake more times than I care to remember. You need to learn identify needy people, I've learned from past experiences. Maybe consider buying or renting a house?
My sister lives in an apartment for 55+ ages. Her next door neighbor has made numerous complaints of her "slamming" kitchen cabinet doors. The times the neighbor claims to hear "cabinet doors slamming" my sister isn't even home. The complaining about the doors has stopped . It's jarring to know she could be evicted over something like this.
Her cat had slipped out of her apartment and she was frantically looking for it. After about 2 hours she went to the office and they had her pet in a cat carrier to transport it to a vet to be euthanized.
Not a place to recommend.
Oh wow! Thanks for sharing!
No decent veterinarian would put a healthy animal down but the fact that they trapped her pet and were planning on taking it away is horrible. I live alone in a very rural area. No neighbors aside from some horses, cows, coyotes, fox, deer and occasionally a mountain lion. Nobody to bother me and nobody for me or my 3 over 100 pounds "babies" to bother. I live in paradise, ha.
If that happened to me I would threaten to put the person who put my pet in a cage down!
Omg! 😮
@@phillhuddleston9445 lol lol lol me too
I had actually been thinking of buying a house in Carolina Preserve, which is on that list in your description. A friend lives there, it's established already, it wasn't a clear-cut wasteland when it was built and it's very attractive now. I've decided not to, for many of the reasons you cite here, plus one other one: there is a premium of at least $100K just to buy a house there. From what I see from people I've met who live there, the political divisions can be ferocious and borderline harassment. The gossip is off the charts. Newcomer single women get hit on not just by the few single men, but the married ones too (the assumption being that we're all desperate). And then there's the woman who patrols the speed of cars with a radar gun. It's a lovely community with great amenities but the thought of being surrounded by this is really depressing. I'm in an older neighorhood now with lots of trees and my plan now is to stay put and install a stair lift should it become necessary.
Very smart!
As a Realtor myself, I could have written this article but would change the title to "20 reasons why you should not buy in a 55+ community".
Ha! Good one.
Thanks for watching and the title adjustment. :)
Realty? What a racket.
I actually live in the same house I have had for 25 years since age 35, but now I am aged 60 and retired. My most unpleasant neighbours are in their 70's and have been retired for the past 15 years. They DO have too much time on their hands, and they DO want to know all my business. I hate it. They are just as vile as school bullies, despite being 'retirees'. I am not sure I would ever choose a retirement community, but having watched your video, that was the last straw. In my opinion, the best thing you can do is move somewhere that is manageable but has lots of space around it within reach of good medical facilities etc should you ever need it. More than anything when retired, you need your own space. So get it, and find somewhere like that as far as you can, in a location where medical, shopping and other needs can be met. You are NOT going to spend your retirement in lycra shorts and a bright T shirt walking down a palm lined lane to paradise. It's a phoney con to make you pay double price for a small home in a complex of dysfunctional morons with ever increasing fees for stuff you never use.
Most people don't mature, they merely age. Always ignore ads...they never tell you the entire truth and are merely designed to sell you on something you usually don't need or really want.
Thanks for watching and sharing your story. Glad you enjoyed this video.
Lol, Well said! Thanks for watching and commenting
OMG! I burst out laughing at your vivid description! If I had any doubt, I don’t now. Thanks for the reality check.
This is good advice.We’ve mulled around the possibility of a community for 55+ but I fear the issues most ppl here ante mentioning.
Downsizing to manageable,near enough to medical care and necessities sounds like a better idea.And being mindful of what kind of neighborhood you’ll be living in.
Another drawback not mentioned: you can become your neighbor's nurse, therapist or worse just because you're close by in this "community."
That happened to me! My next door neighbor has mental and physical health issues and innocently enough, I volunteered to help her occasionally. That occasionally became several times per day and finally, after she was calling me in THE MIDDLE OF THE NIGHT TO PICK HER UP FROM THE ER I ended up having to block her number. I’m not that type of person, but I had to set some boundaries and keep them for my own mental health.
You do not have to engage with your neighbors! Wave , smile and say good morning, get in the car and go about your business! They will get the hint after awhile.
That's a pretty selfish mindset. What if YOU needed assistance some day? I know people in fair health who have fainted or fallen outdoors and fortunately someone was near enough to see and summon help.
You have STILL not learned to say NO!!!!!!
@@NorthStarPNWquit trying to guilt trip people into providing free help and being used! Horrible human being u r🤬
I wouldn't want to live with only other elderly people. I think it is important to have young people around you as well, as they will keep you young at heart.
My mom moved in to one and she was a VERY youthful 70 yr old who was educated and she dressed well. The types of people there were nosy and unhealthy. She moved back out into a manufactured home neighborhood with a raised garden and lots of privacy. It wasn’t for her. The neighbors were weird, nosy and didn’t have boundaries.
Thanks for watching and sharing your story about your Mom and what it was like living in one of these communities.
Yesss if u don’t look and and act 80 they want nothing to do with you!
So after that we're did your mom end up living or did she stay in the last place you mentioned ?
10 years in 55 hell 😳 hoa board dictatorship
Oh boy it's horrible. I moved into such retirement community in 2016 in Sulphur Louisiana thinking the gatherings with close neighbors was going to be a great social networking. I paid over $700 rent. I'm telling you I was shocked over half the residence were so drunk each day. So many residents were selling their prescription drugs to their neighbors. The place never slept residents roaming the building all night long. At least twice a week someone would fall asleep while their fishsticks were in the oven setting off the fire alarm at 1am. Common areas were very rarely cleaned. I sprayed my own apt 3 times a week to stay ahead of bug problems. Half the residents personal hygiene was so poor you avoid sitting next to them. I got myself out of there the very day my lease was up. Got the heck out of town.
Oh wow! Thanks for sharing your story with others so they know what's really happening in some of these retirement communities.
Yea, but old people always eat fishsticks and smell funny.
I live at a subsidized mausoleum. It has rules; ridiculous rules, You can get kicked out for practically Anything. The little old biddies are so bored they band together and try to get you booted if you inspire ire in one of their cohorts. The geezers aren't so bad, but that's probably because I'm a young-ish biddy.
I call it Magag 13.
I moved into a senior housing apartment in 2011 and love the quiet peaceful living. No young punks running around vandalizing everything. No loud music.
I like it. 55 plus community 👍
Agreed. I vowed to never live in 55+. I live in a regular small community of about 90 home in rural North Carolina outside of Raleigh. No HOA, Not gated. About 40% retirees and 60% families. Perfect mix.
Thanks for sharing!
other than living in the South, sounds great!
@@2cartalkers , that’s South Carolina… 200 miles south…
I moved from central North Carolina and regret it every day. A lot of things are very difficult to undue.
Don’t tell anyone else! lol I’m close to you and it’s already getting to crowded 😳😉♥️
I don’t like 55 and older community . I like children in our community. It’s a healthy community . A natural community. We all need .
I agree. A real community is inhabited by people of all ages.
It’s hard to find
I love hearing children's laughter.
@@kathyhansen2820 You can always ask Alexa to play that for you.
Yes indeed, keep young and healthy by staying integrated in a young or all ages community. YES natural and respect nature.
I have lived in a 55+ Condo Community since 2015 in St Pete. My HOA is $275, that pays for gas (stove and heat) , water, outside maintenance, wifi, basic cable etc. I'm very happy with the cost. I don't have a mortgage, cars and furniture paid for and a very low monthly cost. I don't have to cut grass. All of my neighbors are good and I see them occasionally. I do a lot of volunteer work at the beaches with the sea turtle, birds etc. I have many friends that come to visit and when they are not coming I get into my car and travel around the country. It's not for everyone but it works for me. Great video though.
Sounds like you found one of the good ones. Thanks for watching and commenting. Glad you enjoyed this helpful video.
I'm looking in St Pete. Would you share the name of your community or send me a private message? That sounds good to me. Thank you.
Same for me, I am in a 55+ apartment complex in Washington Illinois, it's called Leisure Acres. I come and go as I please, and nobody ever bothers me, and I love it, I get all the government assistance because I am low income, and my total bills a month are about $400, which is very cheap. I live like a king, and love it here.
Hi. Will you please share the name/location of your condo community? Do you mean St. Petersburg, FL?
@@steves2241...why on earth should you get government assistance just because you are "low income"?
I really like my over 55 community ! I have a top floor suite, nice balcony, lots of activities, lots of friends. The utility costs are less than my previous home. The property tax is less, I have indoor parking in a climate controlled underground garage. A very nice club house, with lots of activities! A walking trail, pets are permitted, there’s an elevator in each of the four buildings. Yes, there is a monthly HOA, however, I don’t have to rake leaves, or shovel snow or wash windows or take out trash, or clean my dryer vent. I love the freedom here !
Sounds like you found a good one! Thanks for sharing your story and thanks for watching
For 6 years, i lived in a 55+ community. Many weird old people who are already dead but won't lie down.
😂
Yeah those zombies will get you every time! 😮
Yikes... harsh yo...😎
😂
😂😂🤣🤣😅😅😆😁😄😍
Very informative; I think everyone considering moving to a 55+ community ought to watch this video. I would have never even thought of such problems. If I was considering moving to one of these communities this video would convince me to forget the idea.
Interesting video. To anyone who sees this and is being scared out of moving to a 55+ community, keep in mind it depends on the community (they are not all equal - DO YOUR RESEARCH) and in my case the situation I moved from. Prior to moving to my 55+ community I lived in a trashy mobile home park in the east bay area where I had to pay lot rent (which was over $1000 a month by the time I left). Almost every morning I woke up to screaming unsupervised toddlers playing out in the street in my 'family friendly' park. On the weekends BOTH of my 20-something neighbors on either side of me would have loud, obnoxious parties (despite my many calls to the police they continued undaunted, and the usually absent manager did NOTHING). And because it was in the bay area I couldn't afford to better my situation. So, after a year of careful research and several trips to see for myself, I bought a home and moved to one of those aforementioned 55+ Arizona communities. Five years later I can honestly tell you it was the best decision I ever made. It is quiet, my neighbors are kind and generous people, and my yearly HOA is hundreds of dollars less than the cost of one month's rent where I previously lived. I own my home AND the lot. I love living in the southwest. I grew up on the east coast, and I've had enough humidity and mosquitos to last me a life time, so thanks but no thanks, I love where I live.
I just hope the dems don't spoil it for you with the liberation policies....
@@kevinrtres this isn't political, I'm just sharing my experience, period.
I’m closing in on my retirement and I’d like to move from Minnesota to a warmer climate, but the prices on homes are stupidly ridiculous and Mortgage prices has been skyrocketing on a roll(currently over 7%) do I just invest my spare cash into stock and wait for a housing crash or should I go ahead to buy a home anyways
Thanks for watching. Good comment with 618 likes, lol?
The whole country is waiting for a crash including all the air bnbers and investors
Want to be in a warmer climate? A nice RV motorhome works for me. New Mexico is nice, getting supplies then staying out in a remote valley for a weeks at a time. My only nosey neighbors are wildlife.
@@pouglwaw5932 Thanks for sharing your story and thanks for watching
Wait for the crash. You’ll buy at 30-50% of price right now. And don’t buy a new vehicle, buy used, used prices are going down do to millions of folks not making monthly payments.
I lived in a community like that. They were noisy as hell! Deaf, yelling at each other, wandering halls, knocking on wrong doors, always hunting down who drives to use them to death, needing help carrying groceries, asking for mo ey, help cleaning, gossiping,
And those were the nice ones! We had drinks, hoarders, night screamers and wandering at night. This was a beautiful gated community in Texas! Never again! I live in the public community now amongst young folks! Lol!😊
Thanks for sharing your story and the truth about what is really happening in some of these communites
My gosh that sounds like you lived in a memory care center lol
@@tinamckay-iv3tf Thanks for watching
Wow that's really crazy is there anyway you could tell us the name of that gated community or what town it was in ?
Wondering if it was anywhere in the Dallas area
Yes the deafness makes them totally inconsiderate I live in a small town full of self- Deafened farmers
Gosh! I have literally - just yesterday - had an estate agent value my house with precisely this plan in mind. It has made me think more than twice! Thank you for your honest advice.
This REALLY helped me make my decision as I was in the process of selling my home to purchase in a senior community! As I did the numbers, I just couldn't justify me paying $2,760.00 per year in HOA fees (I'm 55 years old). 10 years of HOA fees at 230.00 per month would be $27,600, 20 years $55,200 and 30 years $82,800 and that's if the HOA fees don't increase but we all know they will. PLEASE do the numbers before making any decisions. I'm going to stay where I am!
Thank you SO much for your informative video!
Thank you! Glad you enjoyed this helpful video. I appreciate your comment. Thanks for watching.
And what did the HOA include?
so you will pay even more and pay it yourself.ever thought of that sparky?...
That’s a bargain we got out at $3000. Per MONTH… and still increasing not to mention tipping everyone pool attendance, valet… etc!
I don't blame you for not wanting to pay that, assuming it didn't cover things like utilities or really stellar amenities. But holy mackerel, $230 a month is cheap for HOA fees! I pay close to $1,000 a month for the land on which my manufactured home was built. And all that covers is yard maintenance and amenities such as a community pool, shuffleboard court, mini putt-putt golf course, and some occasional freebies like free ice cream once a month, and free Thanksgiving dinner (takeout.)
There's so much going on in the wider world. I'm 74, live in a city with a large university, and am constantly learning and getting updated by the younger generations. I'm not interested in living in a community that limits it's population to people 55 years of age or older.
Likewise. Education programs like Osher are heaven on earth, intellectually and socially.
Here here
I have been living in a 55 plus for 5 years. the only real problem is the people that live above me. they make so much noise. that was when i first moved in. i complained to friends of theirs and that pretty much went away but for the last year they have the tv's so loud. the tv is on the wall and it vibrates. it is so annoying. i have left notes on their door and pounded on the ceiling and it has helped but not enough. my advice to anyone buying a condo and not just 55 and up, any condo is to buy on the top floor or visit who is going to be above you before you buy. i cannot tell you how annoying it is to be disturbed while you are sleeping from noise from neighbor in a condo/apt. it is to the point that i will not talk to them if i see them and if they wake me up i will get up at 4am and wake them up everytime.
Those problems are in apts. Too!
Barking dogs, strange sounding music, really weird! Kids renting, no manners. Babies renting! They ran away from home 😮
Looking for a home but not near a bunch of kids ans some with their brats which they don't know how to take care of them ans teach them manners.. Ever want to run out of a store? No
55 plus neither, depression, drama. not a good place .. find a place of your own and look at the community .. Fri. Sat. Even Sun. Nights.. you will see who your neighbors are!!! ❤
I'm really enjoying the well written comments and sometimes humorous comments on the thread. It's nice to read actual, complete sentences with punctuation marks and no curse words.
Hubby and I live in a 55+ community in Raytown, Missouri and it's awful! We moved here three years ago and sunk a lot of money into buying this townhome and we can't wait to move! Our next door neighbor is a bully and acts like a rebellious teenager by playing his music super loud, blocking our driveway with his car, and one time banged on our walls. At times he makes life a living hell! The worst part is that the HOA president does *very* little to help us because our neigbors' wife in the HOA secretary, so he gets special treatment. We've asked him very nicely to please lower his music, only to be yelled and cursed at and told to "get a life", when all we want is a little peace and quiet. We don't mind him playing music, but not loud that we can literally *feel* the music in our own home. Oh, and when we asked him to please move his car so he isn't blocking our driveway he lunged at my husband and cursed at him. We are white and our neighbors are black, so he's called us "privileged white people" when all we want is to be able to pull out of our driveway without navigating around his car. Ironically he acts entitled, not us. The worst part is that HOA won't fine him or get involved. They keep telling us to "work it out" with our neighbors, but we're dealing with a psychopath who cannot be reasoned with. He's a very angry person and we've even heard him yelling at his wife. Anyway, we didn't know what kind of neighbors we would end up with. When we first moved in the next door neighbors were incredibly nice and we got along wonderfully with them! But they moved and then the angry neighbor from hell moved in last year --- and it's been just awful. I suppose bad neighbors are everywhere, so moving may not necessarily solve this issue. But it's frustrating because we *thought* that the HOA would be more helpful with neighbors like this, but they aren't. They president of the HOA just told us to "work it out" on our own. She won't help :(
I’m having a very similar experience here. Living here for me was doomed from the start. I was you great luck finding your next place.
I had The Neighbours From Hell for 8 years. Their marriage finally imploded due to their toxic personalities. They made my life miserable. The woman (72) has moved to a retirement village and I feel so sorry for all those other residents and the staff members who must now endure that malevolent narcissist! It's now so peaceful here though!
I dont live in a community but my neighbors are from hell, I think the best thing would be to move to the country.
I had a neighbor like that. I used to fight fire with fire. I got myself an old school hi-fi player and blasted some heavy metal out of it. He soon got the message…No more loud music😊
All the neighbors in my regular neighborhood who are retired seem like the most miserable people I’ve ever met. Don’t they remember what it was like to work for a crappy boss. I for one cannot wait to ditch my crappy boss. But i plan to be happy and grateful for the release.
I never understood the appeal of 55+ communities nor the need to relocate. I live in a rural area where many people come to retire, while others leave here to go to 55+ communities. The thing that they all have in common is that they were more concerned about themselves than the people around them.
After decades of working and serving my community while living in a huge old high-maintenance house in town, we built a small single level home on a farmette nearby. The house is designed for aging in place. In the meantime, we enjoy the greenhouse, garden and chickens. We eat very well and rarely go to the grocery store. I volunteer with food distribution for the needy and we share flowers, produce and eggs with close neighbors whose ages range from 1 to 90. We rise early to enjoy the sunrise, toil at a leisurely pace throughout the day and watch ducks play in the pond from rockers on the porch as the sun sets. There are no contrived activities. We're among people who know that we care about them and in turn they care about us.
We don't have to pay to participate in activities. There's no need for a gym membership. Our cost-of-living is well below our income and the farmette generates a little income. We spent a lifetime investing time and energy in our community--with the full knowledge that it would always be our community.
BTW, we've changed as our community changes. For example, we weren't fond of hot peppers. They were outside our food ethnicity. but I grew them for my neighbor. In turn, they've introduced us to their food ethinicity.
Thanks for watching and commenting
That's the way it's supposed to be 🌻🌸🐠🥦🌱🌽 u are blessed 🌽🌱🥦🌸🌻🌼
I just retired at 65. I would never move into a 55 plus community. It would make me feel Old. I think young. I enjoy seeing the young families in my neighborhood with their children riding their bikes and just being kids. It reminds me of when I was a kid.
And with that attitude you will be forever young.
I agree with you totally, why would you ever want to be around with a bunch of older people and nothing else. I find the diversity of all types of people ages, races and orientations to be extremely uplifting. It keeps me in touch with the realities of this world.
Glad your are enjoying your retirement. Thanks for watching
Dan, you are old and don't even know it. I'm the same age but I ride my bike from my 55+ community into the nearby neighborhoods to ride with the kids and all age groups. I hope you have a comfortable chair and continue to feel young watching the world go by.
Hey Tim, I did not want to get into the details about me. So let me tell you. I am a bike riding and hiking guy. I bike ride on average 20 miles per week in good weather and hike 30 to 40 miles per week. And I live in a non 55+ community. Bike On and I Loved your comment-:) P.S. What is a chair ?
Best life my wife and I ever had in our 55+ neighborhood for MANY reasons , we love it.
Wow, my excitement to live in a 55-plus just went out the window. Thank you for your honesty.
You are welcome, thanks for watching. Glad you enjoyed this helpful video!
He makes alot of good points!!there are some that are actually ok but most r not..
Mine too😢
🎉🍹🌴🎶
Retired and living in a camping trailer, we wintered in a 55+ camp resort. The calendar was full with any activity you could think of. I said it was like a giant nursing home. There were two swimming pools and two churches. I found i don't want to go to church with all old people. I want the energy and LIFE of younger people and children around me. Everyone was nice, friendly, helpful - on the surface. Just like anywhere else you never know who your real friends are. Trust me on that. Clicks abound. Jealousies abound. Nosiness abounds. Tattling abounds.
I was not satisfied with that type of living, so I know I would not like a retirement village.
same. cant stand ppl who yap yap abt others.. ld rather talk abt issues, solutions, positivity! and of course travel..
l like having my own time, schedule and privacy too much to put up with others.. besides an occasional karaoke night.. ld rather be left alone, and not hav to hear the couple next door or get unannounced "visitors".. its exhausting!
I lived in a Florida 55+ community for just over four years. It wasn't all bad but not good. I sold and moved. Agree with you points overall.
Thank you for letting others know your experience.
As a contractor in Florida i can tell you first hand how crazy some of these communities can get! Your video nailed it!
I was driving in my parents’ gated community. Everyone is old. Two geezers waved their hands down at me like I was speeding. The speed limit was 20. I was doing 14. 😂
Thanks for watching and sharing!
I had a laugh when reading your post, hope your parents are ok living there.
Slow down, you whippersnapper!!! I plan on writing a stern letter to the 55+ newsletter about you.
I hope you didn't hit anyone when driving your nascar. Lol
They'd hate me. I used to do cna work I was the speed demon 2mi over)that got reported and even chased after by security.
I live in a continuous-care retirement (apartment) complex. I figured I'd go into one eventually so over a couple of years I visited several in one area and decided which was best for me from a standpoint of cost, amenities and infrastructure. A health/surgical event required I do so suddenly so my advance efforts proved very useful! At 74, I'm one of the 'youngsters' and had a little culture shock. Some of my neighbors slowly use a walker. Others have difficulty hearing or need humor explained to them. Some have odd waking/sleeping schedules. Most but not all activities are directed toward my older neighbors. But I am NOT complaining; I live near family, I like living here and I've found a good many activities off-campus. It is sad, tho, when you see a neighbor decline and have to move to the assisted living, memory care or nursing wing.
I'm going to be 71 next month and when anyone mentions a 55-plus community, the first thing that comes to mind is old people. We don't have an HOA where we live and the trade-off is, I do my own yardwork and maintenance. Some HOA fees are insane, so some of you old fogeys should consider saving the HOA fee and then you may be able to afford a landscape crew and handyman. Better yet, if you are able, get outside, do some work, and get some sun.
Thanks for sharing your story and thank you for watching
Dam at 63 this is eye opening. Ya I got 2ac and 2100 sf of house just the wife and myself thought about the 55 areas 160 to 200 a month. Just want to down size.
I agree, Getting out there and having some fun doing "yard work" is a pleasure for me too. Here in Arizona where the weather allows one to enjoy the outdoors and keeping ones yard/property in good shape ...well, it's a pleasure and something I look forward to. Good exercise also.
Good advice!
Some people are old at 55...😢
I am 79, and l swear, most of the people who regularly meet at our local elder center are younger than me, but act like they have one foot in the grave..
Most of them are negative, pessimistic, and always complaining...needless to say, l rarely visit the center..😢
My husband and I lived in a 55 plus community in Ocala, Florida for 10 years. At the end of 10 years we were sick of it, moved to an upscale apartment, and we love the diversity, the laid back atmosphere, and the fact we have no responsibilities. Your video was on target!
Lots of busy bodies and noisy people who have too much time on their hands. CREEPY... Too many older people who have lost their marbles...Stay away! He is right on the spot.
Thank you! I know many only see the brochure and tour, but don’t know which communities are average, which are below average and which are way above average. Thanks for watching and commenting!
I've heard horror stories of old female hags harassing the younger better looking female residents in the community . Geriatric Female Toxicity.
@@JerryPinkas I
Hilarious. And true.
Geezer Nazis on patrol. Getting fined for leaving excess items on the Balcony.
In my super long post, I forgot to add that I didn’t know that sickly elderly women could be bullies, but I learned that hard lesson. You made a good point about bullies. They’re not all sweet caring grandmotherly types. Some neighbors in the same building or one nearby can make your home life hell, calling security and even the real cops with false accusations and getting you in trouble with the HOA and housing boards.
This video is spot on, old people have nothing better to do
I am so glad I own my own house in Connecticut. I keep an elderly cat and snakes. Thank goodness I will never live in Retirement Community. I am 74 years old, love my neighbours, my home, property. My friend moved to a 55 and older home. She has confirmed everything you have mentioned, is discontented, unhappy and depressed.
Welcome neighbor..!!
I live on the Western Massachusetts border a mile from Connecticut...and l love all kinds of snakes, and wildlife in general.
We have a beautiful bear who meanders at will through our neighborhood, and the area is wooded and crime free..
As an, independent elderly person (79) living in my own idea of Paradise...the thought of living under the tyranny of a HOA is not for me..😢
You're no - sh.t breakdown of this is very much appreciated ,and accurate. Creepers abound in these retirement communities. You can feel them watching EVERYTHING you do, and how you do it. My guess is that people who buy into retirement communities think that everyone thinks and acts like they do. NEVER will live in that. Thanks. The saddest aspect is that you are right.
I, unfortunately, rented an electric car to visit my mom. The garage space plug would not work, so I neatly ran a cord from a bedroom to a parking spot 10 feet away. Busy bodies stared and shock their heads. One tiny thing is different and they tell on each other. Don't get me going about the old biddies and the trash/recycling. Talk about lurkers....
100% accurate. I moved out of my moms house in 2021 and bought a home, in 2022 she moved into a 55+ community that recently removed the age restriction. She is older but still works FT and is gone days at a time which doesn't work well in those communities. Nosy neighbors, bad new construction because they know the older people won't put up as much of a fight. It's all about building the homes as close as possible for maximum real estate and HOA funds.
She had to install a french drain because of the poor grading (again, bad new construction), the neighbors were taking pictures and reported it to the HOA even though it was approved. Now she is only 1 year in and planning her next move out, will probably take a small loss after its all said and done. The turnover in those communities is crazy.
Thanks for sharing your story I’m sure it will be helpful to some who are considering this as their only option.
I can't wait to move out of mine. They are getting harder and harder to get rid of.
There is constant turnover and inventory for many reasons
My parents paid over $1000 a month for HOA. On top of that were bills to pay for the "special projects" the HOA came up with. One was ripping out perfectly good trees lining the internal road to replace them with a different type of tree.... specifically for esthetics. Then those trees died and had to be replaced again... another bill.
Thanks for sharing! This does not sound like the paradise on the cover of the brochure. Thanks for watching.
Ha same in corrupt southern CA beach townz. A 60 k sign blew down two weeks after install. The inept sociopaths had no concern grabbing more cash for the next sign. No big deal.. This town also has been missing a barrell since 82.
They found it a year ago...occupied.
Why that's looking for trouble
I'm 83 wonderful hoa
The people running that must have been democrats. They love spending money and wasting money!
There have been instances when organized crime got control of some large HOA's and got "their people" on the board. Made sure they used the mafia contractors that always charged higher prices
Kegger! Party on dude.
I'm 67, and when I visit my friends regardless of their type of accommodation within a city, it motivates me to buy a trailer for myself and my two cats and head to a rural area.
Jerry, every possible living arrangement has its pros and cons. There are always risks. Each person has to weigh all the risks of each situation.. These issues can arise in condos, religious communities, apartment buildings, etc , involving neighbors, management etc
True, every possible living arrangement has its pros and cons, but living in a regular residential neighborhood, i.e. single family housing (if one can afford it) has a better chance of living the way one wants to live.
My parents lived in a 55+ community in Phoenix in which the homes were occupied by original owners with most less than 5 years old. Initially, it was almost like stepping into a time machine, seeing a version of your newlywed parents (albeit in their 70's instead of 20's) in a Levittown-type environment where these new homeowners were excited about where they were and enjoying meeting other similarly-situated couples.
What made my wife & I realize it wasn't for us was seeing my parent lose all those new friends to the inevitable appointment we all have with the Grim Reaper. In a 55+ community, this is an all-too-regular occurrence - this meant an emotional roller coaster for the survivors, and a constant turnover with little continuity in the neighborhood.
What my wife & I, therefore, looked for in a "Home before 'The Home'" neighborhood was an upscale community with an age-diverse demographic . . . one key determinant of that was the discovery of our neighborhood in which roughly a third of the homes have 1-story. These are homes we can "age into" while being surrounded by younger families. AND, as a result, with that many 1-story plans, our neighborhood has a great "Young At Heart" organization with variety of activities (but not a massive physical plant you have to fund via HOA dues whether you use it or not).
My friend is in a 55+ village in Australia and she loves it.
She has a beautiful, low maintenance 2 bedroom home and a small easy care garden.
There’s a community swimming pool, outings, community movie room.
She pays a fairly hefty weekly fee but she’s able to live on what she has leftover from the pension.
It’s worked for her but I can see it wouldn’t work for some.
There’s no pets where she is, she’s not an animal person but I would never be without my pets.
Thanks for sharing!
People are facing a tough retirement. and it's even harder for workers to save due to low-paying jobs, inflation, and high rents. Now, middle-class Americans find it tough to own a home too, leaving them without a place to retire in.
The increasing prices have impacted my plan to retire at 62, work part-time, and save for the future. I'm concerned about whether those who navigated the 2008 financial crisis had an easier time than I am currently experiencing. The combination of stock market volatility and a decrease in income is causing anxiety about whether l'll have sufficient funds for retirement.
It's recommended to save at least 20% of your income in a 401k. Joseph Nick Cahill taught me to estimate how much you should save based on your age and income. I've been with him for years now and his decades of experience in the markets translate to chunks of value in so many ways! He has upscaled my portfolio and even got me reading self help books haha
How do I reach someone like him?
JOSEPH NICK CAHILL is his name. He is regarded as a genius in his area and works for Empower Financial Services. He is quite known in his field, look-him up.
Thank you for this tip. It was easy to find your coach.
Did my due diligence on him before scheduling a phone call with him. He seems proficient considering his
resume.
I’m 70 and my wife is 61. We live in a 55+ community in Florida and we have absolutely loved living here for 12 years. We have not experienced the issues discussed here to any great extent. A 55+ community is no different than any other community; there are all kinds of people who live in them, but that was true everywhere we lived throughout our lives. However, we have never experienced the “neighbors from hell” since we moved into our community. The cost of our HOA fees have increased over time, but at the same rate as costs have increased in the economy at large. In our community we enjoy a very low crime rate and it is very tightly monitored and controlled. So, the bottom line for us, is that we could not enjoy our life more since we moved into our 55+ community.
@@JasonSmith-pn8gl We are only moderately social. We participate in some of the group activities available, however, for the most part we live a more private life that is no different than the one we lived before we moved to this 55+ community.
I was chuckling as you were naming off the 10 reasons bc I completely agree with you. Your No. 10 for me is closer to the top. And not only do I see it in the 55+ but I see it everywhere. The majority of the population never got out of HS and some are still in the 3rd and 8th grades. So many are still in clicks and very exclusionary. I lived in 55+ in AZ that was huge with homes to rent or buy and there was one section with apartments. I had an apartment there for 2 yrs. One of the worst places I've ever lived in. We had HOA fees attached to our rent. I would never purchase a home where I had to pay HOA fees. Why? Because that pays for the land and taxes of the greedy owners who are the only ones benefiting. All of the landscaping and maintenance and constant watering of the golf course is being paid for by those purchasing and renting and the fees are exorbitant. Also this place was gated with a guard at the entrance. People think they're safe in a gated community. That is such a joke. Almost anyone can jump over the walls that are built around them, and what about those who move into gated communities? Criminals, drug lords, sex offenders, murderers, and rapists can move into these places. Most of them have a lot of money and that's really all the owners care about.
I currently live in a 55+ apartment but it's not with constant activities, etc. There are some but I choose not to attend. I attended 2 of the breakfasts when I first moved in and the food was absolutely horrible. The complex is not a large one, spread out over land and only one story so there's room to walk and be with nature. Most of the time it's quiet here, which I prefer. Yes, there are a few who don't understand how one could spend time with oneself as opposed to being with and around shallow, superficial people who have no depth and have nothing to say other than their current diagnoses, medications, their sitcoms and soap operas. I stay to myself. I do what I want.
People would benefit from getting therapy for their codependency and constant neediness.
Thanks for watching in sharing your story
I lived in a Newport Beach,Cal gated community! You are spot on,lol! The employees let their porn star friends ,drug dealing , Hollywood actor friends drive right thru! I'm paying 1,400 a month, to see gang banger, tatted up OG"s with their GFS, wives,kids,lol! It was crazy ,surreal! The area was beautiful must admit!
Very good points. We retired to a 55+ community and moved 4 years later because of reasons you listed and the huge HOA increases. Also on the ‘Pending Litigations’ not if there any but how many as we eventually discovered. These communities are definitely not like the brochures. You need a thick skin and deep pockets to live in a 55 +community
Thanks for sharing your story and taking the time to comment on what it’s like to live in a 55+ community
Excellent video all 9 reasons have convinced me to keep my house where my neighbors ignore me, and there is no HOA.
Great informational video. I retired in a "regular rural community" here in Florida 20 years ago and its the best decision I ever made. At 65 I could not fathom living in one of these [the villages] places.
Glad you are enjoying your retirement. Thanks for watching
I live in one of these communities and absolutely love it. The rules are for your benefit to keep up the neighborhood. People are the same in temperament as any other place. The fees include mowing, cable, irrigation and amenities (wonderful fitness center) that would cost us more if purchased on our own. But you do have to do your research and talk to people that live there. A good idea to rent first for a season.
Sound like you are enjoying retirement. Based on the comments from others on this video...it doesn't look like everyone has had the same experience with their 55+ plus community. Thanks for watching.
Thank you we know a lot of people just want to do their own thing and not have anyone tell them what to do...These are the same types of people who don't know how to play in the sand box with others and definitely should stay away from HOA'S.
I chose to live in 55+ and love it!! Soooo quiet at night - very little crime - you meet people from all over US - most everyone is in a good mood enjoying their retirement.
Sounds like you found a good one. Enjoy your retirement.
I have lived in a retirement community for 13 years now. I researched this place before I decided to purchase . I went by the community at night and during the day to see how it really was there . No issues. I am happy here.
It's wonderful to hear that you've found a place that makes you happy! Researching your community thoroughly is such a smart move. Wishing you many more happy years ahead!
I'm 68 and the thought of living any place where others can tell me what I can and can't do with my property is abhorrent. My son and I purchased 40 acres in AZ and are in the process of building. No, I am not anti-social and like meeting new people and learning new skills and enjoying the outdoors.
Thanks for watching and sharing your story
Good for you your life will be Fuller by being free.
The greatest advice my father gave me was repeated each time we got together for 30+ years. "Son, never grow old." Ignore his wisdom at your own peril.
109% Truth! My grandmother and father told me the same
Old age is not for sissies a 72 year old told me....
There's only one way to do that. Have fun.
Thumbs up. Great advice Jerry. I'm almost 81 and already been looking at these options. After viewing one that was asking "$750" in monthly maintenance fees and those fees are going up every year by 3%, I got quickly "soured" on "55 plus retirement communities.
I also looked around my neighborhood and noticed folks much younger were hiring local services for outside maintenance and other services like "garbage removal".
I believe most communities have services available for most of the needs of the elderly.
PS: Also, I love the freedom of NOT having to comply with crazy rules. Keep up the good work Jerry. Your channel is very helpful.
My parents bought a house and I think they were fairly happy but what he says is true…cliquish, gossiping and the hoa fees went up every year. They spent their money on upkeep but didn’t vote on what it would be. Spending millions for the restoration of the golf course when many didn’t golf
Thanks for sharing!
I visited an enormous senior community. The HOA fees were $470 per month and included a golf course that I would never use. Your advice about looking into the HOA fees and the financial condition of the Association is very good advice. Prospective buyers should also get copies of the newsletter to view the contentious issues and crimes committed on the site. The convenience of stores. banks and professional offices on site is a double edged sword. People have to realize that places like these do not have good mass transit and are often located far from other shops and services. In other words, the places on site have a virtual monopoly. And finally, check the vacancy factor. At the place I visited, the vacancy factor was enormous.
We are into our 3rd year in a Northern California Del Webb 55 community and it’s been great. Well above our expectations. Neighbors have been great, every activity seems to be here, and the dues are very reasonable! Win
Been @ Del Webb, in Georgetown , TX for 14 yrs---I'm 72. Best decision I ever made! I am from Los Angeles where constant crime surrounds all parts of living! I know all my neighbors, we have each other's house keys. This Never happens in LA. In heaven here 🎉
Happy I stumbled upon this channel. Been looking at 55+ in CA, but trying to get the full info hasn’t been easy. Everyone wants the offer first, no mention of the docs. Great information for everyone.
Thank you so much for providing an itemized list of concerns. A lot of this factual information realtors seemingly don’t want to reveal upfront to potential buyers. That’s why I ultimately opted for a simple 3/2 ranch house in a small town. No fees. You have really made me feel like I DID make the right decision for myself. Especially, given the fact that at 61, I have a low limited fixed income. So, once again, I want to say “Thank you” for putting out this video. A real eye opener!
You are welcome. Thank you for your comments. I like to tell it like it is, to help others avoid the pitfalls that are costly.
@@JerryPinkas I’m very much the same way. Tell it like it is. Because, in the end, truth will always surface.
I agree with some of your points, such as the "high school" mentality, but you can find that anywhere. One advantage of 55+ communities is EXACTLY those rules and regulations, plus the fact that most communities now run background checks on potential buyers. You won't have to worry about a family of ten moving in next door, parking vehicles in their front yard, letting large dogs run loose, and playing loud music half the night.
One problem in a 55+ community that you didn't mention is that some people think they are buying a "family vacation home" that anyone in their family can come down and stay in, whether the owner is there or not. That's not the intent of the community--it is primarily for older residents. This can become a problem when the visitors don't know what the rules and restrictions are.
I have lived in a 55+ community for 15 years and it really has been a great experience.
Thanks for sharing and watching
the ones i have seen really kept nice and that's a huge. the hoa's really help keep down the disabled vehicles, basketball hoops in street, trampolines, total junk yards......
So true..and why should grandchildren come into an adult pool
Sometime parents need to take care of their children..in places !!especially senior places!!
Also there are older individuals who go into the pool because of pain.
Living in fla 30 yrs didnt see too much of complaining
Also did nursing in private homes and senior apt
Yes grouchy people all over this world.
People change as they age
You sound like one of the nosy pushy types he talked about in the video.
I hear you, but I am not overconfident. BTK, for all the people he killed, on paper was a very nice guy who would have passed any such check with flying colours - you know, successful family man, church-going, educated, and so on... and a prolific serial killer. These checks are like airport checks: they are designed to give a false sense of security.
55+ communities are such a Boomer dream. I have no interest in doing that when I get old, it's like the Stepford Wives for old people.
Thats why 55 plus communities have always creeped me out
Hmmmm...
Late boomer here, and I have NO desire to move into one of those places. No desire to go back to high school with the mean people😂😂
Yikes no, not my dream. I have absolutely no desire to live in such a community.
Boomer here, it’s my nightmare not my dream
My dad loved the villages. He had the best 20 year retirement I could ever hope for. We loved visiting him. Do you!!
After owning four single-family homes over 30 years, we bought a condo in a 55 plus community in Delray Beach 5 years ago. It has been nothing but a great experience and we love it. The people are friendly and nice, but not intrusive. I like to cook so I occasionally bring meals down to several people in our building who are alone. They are so grateful and so sweet and it makes me happy to help them out. It has the quiet we were looking for after living in trendy busy areas with loud festivals and loud music and hookers and crime and twirling people with tambourines lol, we just wanted peace and quiet and serenity and that's what we've gotten. Have had no major assessments, and no condo commandos. I realize some 55 plus communities do have those problems but we haven't experienced anything like that. We absolutely love it. As far as people who don't like rules, then don't move in a community with rules. We happen to like the rules because we're not living next door to slobs or hoarders or unruly people.
"... loud festivals and loud music and hookers and crime and twirling people with tambourines lol..." Sounds like a lunatic asylum.
Very good video and should be considered before moving to a retirement community. We moved from Colorado to a big FL retirement community. We researched and had all this info before we bought. We moved from a neighborhood where everybody was in your business and the two houses across the street contained alcoholics and drug addicts. Every spring brought screaming sessions between the two houses and regular visits from law enforcement. Gossip was the currency of the realm. So we bought a new house with nobody across the street and nobody behind. Neighbors seem nice so far (6 mos.), people are happier than in my old neighborhood. HOA fees are low, I know they will go up, construction of the house is not perfect but very good overall. I know some percentage of every population is jerks or weirdos. I have met a few already so I don't hang around with them. Welcome to humanity. Not all amenities are for me or my wife, but there are many to choose from so we are exploring. No bratty, out-of-control kids anywhere in my sphere of movement. I did not expect my new home to be heaven, but it is a lot closer to heaven than the hellish neighborhood I lived in out west.
Thanks for sharing your story with others.
I must be blessed because I moved into a senior community almost 19 years ago at age 56. Every day I tell myself how blessed I am to have such great neighbors and friends. Our community is unique in the friendliness and support we share. There are 960 homes and neighbors bring your trash in, take care of your pets, get your mail and offer to shop for you when going to the store. HOA dues are reasonable. The community is well maintained and the rules are reasonable and fair. We are managed by our HOA and hire contractors to provide services. We have a 25,000 sq foot clubhouse with indoor and outdoor pools, movie rooms, and a pub and restaurant. There are dozens of resident managed clubs for activities. My suggestion is to talk to people at the clubhouse to get an idea of what you are moving into.
Where do you live?
Thanks!
We live in a 55 year old community. No amenities. They are brick and stone crafted and are lovely. You are right about the people. They want so badly to know your business. We try to never open the door when the door bell rings and shut the garage door as soon as the car goes in. The savings grace is our next door neighbors live in another state six months out of the year. The wife wants to gossip and we shut her down by saying sorry we have got things to do. BYE
I moved OUT of a 55+ community to get away from some single dirty old men, OMG!! The stories I could tell. I'm now 74 and 2+ moved into a 4-unit 'regular' person mini-complex and am much happier......and I needed the privacy I now have. Your video is right on point! AVOID the 'group grope' scenario if you can afford it......THANKS for this video - I was right to make the change!
So true!! I moved away after 18 months. It was a nightmare, everything you said is exactly right. Click’s, cranky people, men in their late 60’s & 70’s who thought they were 20 and players it was sad. Adult kids living with their parents. Many who talked about everyone else than I would see them talking to the person they were badmouthing 😮😮😮
If you are looking to live in a 55+ keep to yourselves. If I were to do it again I would not associate with anyone and would just say hello and keep walking.
Thanks for sharing your story about what it’s really like and thank you so much for watching
Ppp you sound like me.
My grandmother lived at home until her death at age 100 in her sleep. She always said that she didn't want to be around a lot of old folks all the time.