FSMOne Bond Express never guarantee they will buy back. If they have no volume to buy back small amount, u have no other choice to see, Watch out this risk and invest accordingly
Yeah. Bond is invest-able but investor should watch out the risk and reward. Especially when investor wish to take Bond as Fixed Income replacement. Fixed Deposit even is low reward asset class but no one can deny the lower risk and much liquid asset it is. Balance and distribute the risk in different asset class. Mix and match is the way to go
Currently, bond yields are higher compared to FD, so it is also a good alternative. If other investment instruments (equities) is too risky and uncertainty, then can park money in bonds. No need to keep most money into EPF, why must wait until old age to use the money, by then might to rather old to enjoy the remaining life.
Bond Express 24/7 real-time online trading... meaning to say as long as got Bid and Ask Volume, we can trade the Bond anytime anywhere using FSMOne .. am i correct ? If yes, it's really interesting...
there is additional risk to buy Bond Express (small lots) is not liquid not easy to sell compare to Full lots. And i believe that is why bond express with higher rate.
I guess Eastspring bonds in FSM are categorized under the Unit Trust - fixed income fund. Btw, I cannot find it in the Bonds category. Considering the current high interest rates, investing in a Unit Trust on Bonds or fixed income fund seems expensive bcos limited for further increase of interest rate.
Global Target Income Fund (UT) may have currency risks, and some countries globally with lowering their bond ratings. Btw the annual management fee have high impact the yield since the yield is already so low. Don't forget, selling UT got sales charges too. That's why I don't really like UT.
Therefore, we request you influential influencers to help us leverage your own resources and influence to expose this scammer, and call for justice online. You are the internet opinion leaders we trust the most, possessing technical means and resources that we may not have. If you can stand with ordinary people and speak out to expose such scams, it will surely generate tremendous deterrence. We ordinary netizens will then fully cooperate with your actions by providing evidence, reporting accounts, etc, so that the fraud criminals cannot escape due punishment.
FSMOne Bond Express never guarantee they will buy back. If they have no volume to buy back small amount, u have no other choice to see, Watch out this risk and invest accordingly
Thanks for the info. No wonder when i switch between full lots vs small lots (Bonds Express) has much higher yield/rate.
Yeah. Bond is invest-able but investor should watch out the risk and reward. Especially when investor wish to take Bond as Fixed Income replacement. Fixed Deposit even is low reward asset class but no one can deny the lower risk and much liquid asset it is. Balance and distribute the risk in different asset class. Mix and match is the way to go
分享给大家，债券被银行视为收入。 可以用来增加你的收入表现贷款更低利率
太感谢分享了，我一直搞不清楚那些费用，通过你的解释我现在非常清楚了 谢谢Spark
美債分很多種，國債，公司債，買美債不是沒風險，公司會不會倒，簽約下去虧損八至九%還有指數會上下，滿期二，三十年才能領回實價，好處是比定存還高一點
都是有风险的。
只是债卷就比较稳定而又，因为利息不高。
自行选择与承担咯。
想请问最近政府release的ASM会更值得投资吗？
How is liquidity? How is the bonds if easy convert to cash? Thx
所以可以换一种说法，债券就是另一种方式的存钱，这种存钱方式的好处是可以定期那到百分比的钱而且比存的要高，但不适合干开始出入社会的新鲜人，不过不知道可不可以一直买，如果可以的话就那一些余钱购买，作为一种存款，要是有不准确的地方，还希望主播可以给予一些建议。
感谢分享！非常有帮助。
Hi Spark, what does Price Guidance 100.22 mean shown in one of FSM Bond ?
全部钱进EPF,不是更加好吗？
1百万或老了也随时可以拿
Currently, bond yields are higher compared to FD, so it is also a good alternative. If other investment instruments (equities) is too risky and uncertainty, then can park money in bonds. No need to keep most money into EPF, why must wait until old age to use the money, by then might to rather old to enjoy the remaining life.
每月4000-5000的薪水到了60岁才有可能100w😅
如果利息一直升 買債反而鎖死左個利息攞唔到高息
除了FSMone，还有哪里能买？银行可以吗？
马来西亚一直换政府，那要如何确保
可以为我解答 那如果一年到期是拿回10243还是10000而已
谢谢分享，谢谢spark
spark 你好👋 我想问如果债券到期后 钱是自动退还吗？如果是用这个fsm one平台
扣了折旧价，利息也差不多罢了！
换个思路，你买到高利息的债券，你觉得当下一年降息时你的债券价格就会上升，利息又高，是不是真香？
请问有什么平台还是软件对于我们普通老百姓来购买货币基金吗？可以出一个教学视频吗？感恩
TNG GO+不就是货币基金么
可是利息有点少😂,想要靠TNG go+赚钱要等到猴年马月
没错的话fsmone也是有money market fund
嗨，Spark ,想问下，用这个FSM，买债券，它会link在Bursa Malaysia那边的吗？？
Bursa not only linked to Stock related?
不关bursa事情吧？
Bond Express 24/7 real-time online trading... meaning to say as long as got Bid and Ask Volume, we can trade the Bond anytime anywhere using FSMOne .. am i correct ?
If yes, it's really interesting...
there is additional risk to buy Bond Express (small lots) is not liquid not easy to sell compare to Full lots. And i believe that is why bond express with higher rate.
请问有关于投资chat gpt的资讯吗？
出门看好路。。信你买radium的会很想你x x
大马的债卷 有bursa户口的大佬基本不动。etf 冻过水 。被套钱几率大
请问， 买了bond express , 过后要脱手，可以吗？ ？ 因为不是买full lot , 新手上路，谢谢各位。 @Mr18SparkLiang
有service charge吗？
当然有啦，processing fee 0.5% + platform fee 0.18% pa
1693念成1963
snp500怎么买
万一家有急事需要拿回
投入的本金，
一天之内可以拿回全额投入本金 ?
当然不能，哪里有这种好事。都说了 Long term 5年后还你
債券分很多種其中有國債，公司債，債券不是沒有風險，比如成交你就要承受8，9趴的跌幅，指數的上漲和下跌，除非契約到期就可以100%領回，那就要20年，30年後，還要公司不倒，
好處是每半年正常配息，利息比一般定存還高一點，
spark liang说了啊，emergency钱最好不要拿来投资哦。养老金可以
马来西亚人如何可以买美国的S&P500, 当中被美国政府tax多少?
下载moomoo就可以了。
美國30年國債有一度interest 5%
如果投資一百萬美金，每年可拿5萬美金利息，連續領30年，可以躺平了😂
买要手续费，那卖也要手续费吗？0.5% 很贵
不会啊，0.5% 你还要除年份呢！如果债卷是5年的话，你是0.5%除5年哦！ 好像是啦！最好是问fsmone 看看
通货膨胀每年就至少5% 或高 ..
如何靠债券赚到实际的钱？
5% 这太夸张了。
至少目前历史上，平均通膨是在2-3%
现代金融学，各国政府也会以2% 为通胀目标。
虽然有时候会失控，但是也有低于平均值的时候，甚至通缩，
长期来说，就是要拿平均值做比较。
5%😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂🎉🎉🎉🎉🎉🎉🎉🎉😂😂😂😂😂😂😂
债卷也没有5%那个是最高的例子最低也就1%多。通货膨胀什么的国家银行给你们玩得明明白白。
只懂投资就投资就是平白无故把钱送出去。一分人工一分钱，想躺着就别想赚钱~
Eastspring 那些bonds应该也是可以买的吧。。。🤔
你在FSMONE搜到的，就可以买到。
*我刚刚搜了Eastspring，是可以买到的
I guess Eastspring bonds in FSM are categorized under the Unit Trust - fixed income fund. Btw, I cannot find it in the Bonds category. Considering the current high interest rates, investing in a Unit Trust on Bonds or fixed income fund seems expensive bcos limited for further increase of interest rate.
@@williamkow i got buy the eastspring global target income bond fund 10 before MCO. Now after MCO all dropped til now havent up yet. Loss. 😫
Global Target Income Fund (UT) may have currency risks, and some countries globally with lowering their bond ratings. Btw the annual management fee have high impact the yield since the yield is already so low. Don't forget, selling UT got sales charges too. That's why I don't really like UT.
如果卖不出债券怎么办，亏死自己？
为什么卖不出会亏？本钱都还在，到期就还你了何来亏损
Fsm one platform can be trusted?
yea sure, it's a listed company in Sg, and Im working in this company too 😅
@@liewyiping2210 yes, the parent's company is iFAST Capital.
@@Mr18SparkLiang is that license by securities commission (SC) ya?
@@pstan5350 checked their website, they are licensed by the Securities Commission Malaysia (License eCMSL/A0229/2008)
@@liewyiping2210nice one
Requesting influencers' help to report Kingsley tan Chen Tianwei's fraud practices
Fsm背后是谁，可靠性多高？拿钱跑路怎么办？ Fsm有什么被 大马 承认吗？为什么没介绍 Fsm背景？谁担保？
FSM 背后是iFAST Corporation Ltd，新加坡上市公司。马来西亚所有的产品都是在Securities Commission 的监管下进行～
真的 100% 没有任何的风险？
真的可以长期超过 EPF的回报？(7% 或更多 ..)
没风险😂，这几个月美国银行不懂倒几家了😅
@@MrGarry818 不要乱散播错误信息。bank倒，和国债有什么关系？
没有风险的前提是这钱不是救命钱，这钱可以放到时间到才拿那种。
@@tryo9792 美国一直印钞还债，跟债券没关系吗？世界通货膨胀更一定会继续上升，那买债券不是所谓的风险吗？
@@MrGarry818 看來你是對經濟學不是很了解，印錢和通膨並沒有直接的關係，
週期確實會遇到高通膨時代，但還有非常多的因素，歷史上也經歷了許多週期，但是平均值確實還是證實的。
而且在前十些年，美國還在印錢，卻因為通膨不達標而困擾，那這怎麼解釋？
全球印錢最多的國家，比美國還誇張的日本，還在通縮的問題，那又要如何解釋？
MMT理論瞭解一下。
債券長期確實是跑贏通脹的標的，這是無可否認的，而且目前已經證實裡目前所有的利率都是實質利率，已經高過長期平均值。
Therefore, we request you influential influencers to help us leverage your own resources and influence to expose this scammer, and call for justice online. You are the internet opinion leaders we trust the most, possessing technical means and resources that we may not have. If you can stand with ordinary people and speak out to expose such scams, it will surely generate tremendous deterrence. We ordinary netizens will then fully cooperate with your actions by providing evidence, reporting accounts, etc, so that the fraud criminals cannot escape due punishment.
您好，您有電報或者Whatsapp聯繫方式嗎？》如何跟您商務合作業務？
我们相信正义终将战胜邪恶,也期待网络世界能变得越来越光明磊落。感谢你们一直以来为普通网民发声,让我们始终能感受到正能量。这次,我们再次请求各位网红大V支持我们,共同争取让Kingsley tan陈添伟这样的诈骗分子绳之以法!感激不尽!
Dear influencers and Big Vs,
之前你不是說你會買 mmf 的嗎
很简单，因为mmf只是目前利息高罢了，
高利率不会维持久，如果明年央行下降利率，那么mmf的利息也会变低。
但是如果你现在买入假设 10yrs 的债券，不管接下来利率怎么变，你拿到的利息也不会变。
@@tryo9792 谢谢你，解释得很精辟。
买债券没风险？😅美国银行都倒几家了😂
因为要帮干爹打广告😄
@@MrGarry818 国债我们叫作零风险利率，如果政府都能违约，那么你手上的马币放哪里都没用了。
如果真的怕，那么大可以赚到其他货币买其他国家的债券。
如果是公司债，当然有风险，但是就算公司清算，债权人还是第一优先级。
投资好的債券基金会比单一債券更低风险吧，而且有专人管理。
不认同，债券本来回报就很低，除非是低成本债券etf，否则交给基金，长期还是亏死你（回报低就是亏）
@@tryo9792 回报=风险，单一债券比起债券基金的default risk相对也比较高。
个人认为各自都有自己的好处，最重要就看我们要用债券或债券基金给什么用途。
@@icethecube 是的
这也是为什么我不买债券哈哈
还年轻看三十年，债券目前就是个弟弟
银行买美国债券都倒闭啊😂
bank买国债是因为他是开杆杠买的，只要有人要取款他就hold不住。
平常人又不会被自己给清算，别唯恐天下不乱
用這個鏈接開戶的話，有半價喔！
FSMOne referral link
bit.ly/3MXyzo1
教學手冊--【FSMOne債券投資攻略】
bit.ly/3Ni90zr
买债券没风险😂，美国银行不用倒那么多家了
美国银行是因为用客户存款买债券，价格下跌然后刚好面临客户取钱，你自己买债券是用自己的钱
？？？你要不要看看你在说什么😂😂😂
garry说得对，当银行在债券利息低时买入100，到现在利息高时遇到顾客挤兑逼不得已必须以债券亏本的价格抛售才会发生银行倒闭事件的发生。😂
派馬幣就睡街