How to buy a house Subject To without using credit

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  • Опубліковано 17 лис 2024

КОМЕНТАРІ • 90

  • @dimediva127
    @dimediva127 Місяць тому +5

    She’s just nervous. Good job baby girl. 🤗

  • @Justaguywithtruth
    @Justaguywithtruth 2 місяці тому +11

    👋😂 Growing up in the streets of DC on foodstamps and hustling its understandable why you are on her case enough to make her aware of how to conduct business, She will look back and with strength be Proud that her father would not allow anyone to take advantage over her in business🤔 it is about love and legacy.. You love her more than she may understand and you know our physical time upon this earth is limited📕🧐 I'm sure you remind her of this and how much you Love and Appreciate her being your Blessings!!! Good On You Brother👋😎🙏💪☝️👍

    • @krishaskins
      @krishaskins  2 місяці тому +5

      Yo, I'm feeling this comment. It sounds like you went through some things to turn you into the person you are today. SO, it's tough, trying to apply the proper amount of pressure for my kids not to turn them off. The adversity you went through made you who you are. I pray we can help the next generation so they don't have to go through all the pain... thx👉Make sure you join our email list so you don't miss any exclusive trainings, events or Questions of the DAY: aw8d9fb.aweb.page/p/6cca7548-b8c4-4a7e-a6b6-9cdc9b706c48

  • @elichristopher8488
    @elichristopher8488 2 місяці тому +8

    You are a good dad, a great dad! I have two daughters and aspire to include teaching my children about good work. I love how you included her and had her earning her keep as your videographer,. You can tell she’s picking up knowledge about flipping houses. Thanks for the inspiration! Lotta gratitude to you and your content.

    • @krishaskins
      @krishaskins  2 місяці тому +1

      Hey thx. U can see some other people bashing me for being too harsh. It’s a thin line to push them, but not too hard so they don’t break. I try to time travel to think what they’ll tell their friends later in life about old dad and how he made them go on deals w me. It’s a blessing to be a good steward. Thx for ur support 👉Make sure you join our email list so you don't miss any exclusive trainings, events or Questions of the DAY: aw8d9fb.aweb.page/p/6cca7548-b8c4-4a7e-a6b6-9cdc9b706c48

  • @jonothanjohnson9254
    @jonothanjohnson9254 2 місяці тому +10

    This content is gold! You got my subscription right away

  • @DiaParks
    @DiaParks 2 місяці тому +9

    That's rite, get them numbers correct!!! 😀
    She did great, I wouldn't have a clue at that age either. 👍

  • @luisrivera5314
    @luisrivera5314 2 місяці тому +3

    Well done teaching her!

  • @glendaperry4860
    @glendaperry4860 15 днів тому +1

    Thank you for your expertise. I Love the babies in the video they are sooo cute❤😊at the bank and in the car OMG

    • @krishaskins
      @krishaskins  13 днів тому

      yes, I'm doing my best to include them, so when they get older they'll know what it feels like to handle large sums of $$$ so👉Make sure you join our email list so you don't miss any exclusive trainings, events or Questions of the DAY: aw8d9fb.aweb.page/p/6cca7548-b8c4-4a7e-a6b6-9cdc9b706c48

  • @ephraimhamilton9740
    @ephraimhamilton9740 2 місяці тому +2

    You two are doing great keep up the good work.

    • @krishaskins
      @krishaskins  2 місяці тому

      yo yo, we are doing our best to teach these kids the game. It's my commitment, but it's not easy. They want to fight against the truth so much. 👉Make sure you join our email list so you don't miss any exclusive trainings, events or Questions of the DAY: aw8d9fb.aweb.page/p/6cca7548-b8c4-4a7e-a6b6-9cdc9b706c48

  • @a.castillo9752
    @a.castillo9752 2 місяці тому +3

    Good job on the outline of the deal …. Would of liked more specifics on contingencies of buying or selling a property using this method especially during a time where a lot of us are holding properties with low% interest loans . ✌🏽

  • @JesseWickline
    @JesseWickline Місяць тому

    Kris thank you for the videos.
    Maybe you can do a video on hiring the contractors

  • @DiaParks
    @DiaParks 2 місяці тому +4

    I don't like the idea of buying unseen though, but definitely enjoy these videos.

    • @krishaskins
      @krishaskins  2 місяці тому +8

      Hey Yes, I don’t like doing it either. In fact when my mentor told me it’s a part of my growth, I hesitated to deploy.
      So, the moral of this comment is that growth is gonna be extremely uncomfortable and will be met with massive resistance- internal and externally. I too am trying to grow and I know if my business requires ME at every junction and move, then it’ll be impossible for me to grow.
      So I had to make a challenging decision; Go see every house, or do what a person incredibly richer than me told me to do. I had to choose, it’s just a part of life…. 👉Make sure you join our email list so you don't miss any exclusive trainings, events or Questions of the DAY: aw8d9fb.aweb.page/p/6cca7548-b8c4-4a7e-a6b6-9cdc9b706c48

    • @EricR-
      @EricR- 2 місяці тому +2

      Great advice KH!
      ​@krishaskins

    • @keithwisdom1663
      @keithwisdom1663 2 місяці тому +1

      Rich can't see everything time limited

  • @ashleycnossen3157
    @ashleycnossen3157 2 місяці тому +1

    "You know Mama doesn't like me bringing stuff home"
    I felt that in my soul as a woman 😂

    • @krishaskins
      @krishaskins  2 місяці тому

      Well, since my profession allows me to walk through and buy such a vast amount of real estate, I often get to see all the things people leave behind after they sell.
      I’ve been known, to bring tons of items home from these newly acquired homes. Now, I may think some of these items have value, but the lady of my house most of the time does not.
      So, I have to been extremely picky with what items we bring home from these houses, especially if the house is occupied my non paying tenants crawling around on the ground…😉
      I can’t begin to tell my Roundup fam the amount of valuable stuff I’ve gotten for free from these houses
      👉Make sure you join our email list so you don't miss any exclusive trainings, events or Questions of the DAY: aw8d9fb.aweb.page/p/6cca7548-b8c4-4a7e-a6b6-9cdc9b706c48

  • @VanessaGray_KingswayGlobal
    @VanessaGray_KingswayGlobal 2 місяці тому +3

    Her nails look so pretty. KIDS are drama when you need them to perform on camera 🙂I'm laughing out loud in the library!

  • @cavin3368
    @cavin3368 2 місяці тому +1

    Great video Kris 👍🔥🔥

  • @divayoung5394
    @divayoung5394 2 місяці тому +1

    Great video!🤩

  • @MrIntroductionVids
    @MrIntroductionVids Місяць тому

    Good info, any discounts on training ?

  • @MgtowRubicon
    @MgtowRubicon 2 місяці тому +4

    *Creative financing solves huge problems for buyers and sellers.*
    "Mr. Owner, which is more important to you: How *MUCH* money you get or *WHEN* you get your money?"
    *"Mr. Owner, if you can be flexible on payment terms, then I can offer full value."*
    *"Want to sell your property for 10% more than your asking price? You **_CAN_** when you sell it to me!"*

  • @bluesky973
    @bluesky973 2 місяці тому +1

    “How-To Sub-2: Subject-2 Real Estate Investing Quick Guide” explains it.

  • @relaxingmeditation8740
    @relaxingmeditation8740 2 місяці тому

    Hey Kris. Do you have a video about the Subject to contract purchase agreement?

  • @johnwilkins3995
    @johnwilkins3995 2 місяці тому

    Ive been shopping for 5 years. Just got a duplex. I’m curious your checklist for shopping for a house. What do you prioritize and how to navigate this world of no inspections? My realtors tend to have the rose colored sunglasses on a lot from what I can tell. I find I have to go with my gut more often than listen to the so called 20-30 year experts. Thanks

  • @kaythegardener
    @kaythegardener 5 днів тому +1

    How do you avoid those "due on sale" clauses or laws??

    • @krishaskins
      @krishaskins  4 дні тому

      Hey Kay, GREAT Q, this will be our QOTD for this week, so👉Make sure you join our email list so you don't miss any exclusive trainings, events or Questions of the DAY: aw8d9fb.aweb.page/p/6cca7548-b8c4-4a7e-a6b6-9cdc9b706c48

  • @awesomemom4614
    @awesomemom4614 2 місяці тому

    Great Dad, and good girl 😘

    • @krishaskins
      @krishaskins  2 місяці тому

      SHe is a mess on wheels. I have to learn how to apply the pressure when needed and still not be too hard. I think she did great though.. Old dad can be a bit tough...👉Make sure you join our email list so you don't miss any exclusive trainings, events or Questions of the DAY: aw8d9fb.aweb.page/p/6cca7548-b8c4-4a7e-a6b6-9cdc9b706c48

  • @TheGardnerGroupLLC
    @TheGardnerGroupLLC 2 місяці тому +1

    I got 3 boys, i feel your pain brother. They got to learn… lord they got to learn 😂

  • @SamRosario-g2e
    @SamRosario-g2e 2 місяці тому

    I love the fact that you're trying to teach your daughter I think it's a fantastic idea that she learn from a pro like you but in the bank we cannot hear what the teller is saying to her we cannot get the gist of the full transaction that you are trying to complete. We don't know why she's spelling the word escrow for what the teller asked her after that, this video turned a bit confusing, we don't know why particular amounts are being mentioned what these amounts are for. Do you have a video that actually explains this full transaction without impediment. I was really counting on watching an utterly smooth Subject To- purchase but so much of it was not understood at all.

  • @mooshinah
    @mooshinah 13 днів тому

    How do you find the sellers ?

  • @kalebeasyselltx
    @kalebeasyselltx 2 місяці тому +3

    Hey Kris, when taking over the payments subto are you just logging into the lien holder account to make payments on their behalf? Or are you mailing a check to the mortgage company?

    • @krishaskins
      @krishaskins  2 місяці тому +2

      Ok excellent question. So, we’ll use this for our QOTD next week. But, when we close, we get the login credentials from our seller’s loan so we can make the payment.
      But u can also mail it in or sometimes I go to the bank and hand pay it. The form you use to collect the online credentials comes with my Subject-To training module. Great Q…👉Make sure you join our email list so you don't miss any exclusive trainings, events or Questions of the DAY: aw8d9fb.aweb.page/p/6cca7548-b8c4-4a7e-a6b6-9cdc9b706c48

  • @Robbry
    @Robbry Місяць тому +1

    If someone is in foreclosure, they could just put the house up for sale or offer it to us conventionally. Why would they choose Subto when it's unfamiliar and a loss of equity to them?

    • @krishaskins
      @krishaskins  Місяць тому

      Yo yo, this is such a great question and point, it’s a lot to unpack here so we’ll do this as the QOTD for next week, so👉Make sure you join our email list so you don't miss any exclusive trainings, events or Questions of the DAY: aw8d9fb.aweb.page/p/6cca7548-b8c4-4a7e-a6b6-9cdc9b706c48

    • @spicybudgets
      @spicybudgets 7 днів тому

      I would think that would most likely take too long. They could lose the house by then plus get a foreclosure on their record. This way could get them out of a jam a little faster and save them from getting foreclosures on which makes things easier for them in the future when they want another home

  • @rynickhenderson296
    @rynickhenderson296 2 місяці тому

    Ok I wanna do this where do I start

  • @rebackoffice8910
    @rebackoffice8910 2 місяці тому +1

    What happens if the note gets purchased by a different servicer?

    • @krishaskins
      @krishaskins  2 місяці тому

      We'll use this for our QOTD this week, thx for submitting your question.👉Make sure you join our email list so you don't miss any exclusive trainings, events or Questions of the DAY: aw8d9fb.aweb.page/p/6cca7548-b8c4-4a7e-a6b6-9cdc9b706c48

  • @RonalValerio
    @RonalValerio 2 місяці тому +1

    Hello Chris, great material, question? What do we do when the seller has a mortgage balance of $5k, and this seller is selling me this home for $300k?

    • @RonalValerio
      @RonalValerio 2 місяці тому

      The video answer the question!

    • @krishaskins
      @krishaskins  2 місяці тому

      Yo, glad you got your answer, there may be a few different ways to attack that, but will need more info. 👉Make sure you join our email list so you don't miss any exclusive trainings, events or Questions of the DAY: aw8d9fb.aweb.page/p/6cca7548-b8c4-4a7e-a6b6-9cdc9b706c48

  • @SamRosario-g2e
    @SamRosario-g2e 2 місяці тому

    When you say buying a house without using credit you lead us to believe that we will not need a lender but in your video you're telling us we need to acquire money for this from somewhere and you're telling us that we can get some money from the existing homeowner/ seller, or from my own line of credit or my own Capital cash savings account, am I correct in assuming that I can get a portion of the needed Monies through a bank loan... and then combine them all together to put into one bank account and then take out a cashier's check from the bank for the amount that I need when I need it? Am I doing this just to flip the property? ( sell it quickly and move on? )

  • @vincentwilliam8121
    @vincentwilliam8121 2 місяці тому +1

    So just to be clear u do have to make a payment before taking over the mortgage payments?

    • @reeeek2017
      @reeeek2017 2 місяці тому +1

      Closing cost

    • @bluesky973
      @bluesky973 2 місяці тому

      @@reeeek2017 I have seller pay those.

  • @rmsyx
    @rmsyx 2 місяці тому

    can you do step by step how to buy a section 8 house

    • @reeeek2017
      @reeeek2017 2 місяці тому +1

      He has a course that's great and avaliable for purchase, I own it I've learned a ton

  • @r16ramirez1
    @r16ramirez1 Місяць тому

    I just talked to a couple of real state lawyers in my town and they dont want to touch it, i have a seller that's open to this option so yeah im trying to find a lawyer

  • @antoniodias5138
    @antoniodias5138 2 місяці тому +24

    Come on my dude..she doesn't know..dont belittle her and be taking deep breaths and saying help me lord...she doesn't know what to say or the process..you are embarrassing her. It's like I see alot of parents yelling at their kids for doing something wrong..they really dont know what they are doing..so, speak calmly to them..like teaching them to read..if a child gets stuck on a word you dont have them struggle to read the word..you just read the word to them and then have them read the whole sentence again.

    • @krishaskins
      @krishaskins  2 місяці тому +12

      Thx for pulling my coat tail on that. My kids push me, butI do have to remember they’re just kids. I needed this
      To 👉Make sure you join our email list so you don't miss any exclusive trainings, events or Questions of the DAY: aw8d9fb.aweb.page/p/6cca7548-b8c4-4a7e-a6b6-9cdc9b706c48

    • @relaxingmeditation8740
      @relaxingmeditation8740 2 місяці тому

      What’s the 43k for?

    • @Dale-m1c
      @Dale-m1c 2 місяці тому +5

      I got you Kris! Kris has been taking her to the bank/ title with him for years she knows the process she just not that interested. That’s where the deep breathing comes from.

    • @ashleycnossen3157
      @ashleycnossen3157 2 місяці тому

      It seemed in jest

    • @1_South_Business_Services
      @1_South_Business_Services Місяць тому +3

      He wants his kids to know how to do this business so it gets tough. I can't get my two young adults to just take a look!!!

  • @GerardoA02
    @GerardoA02 2 місяці тому +1

    So if your taking over the loan and the loan and it's still under the original buyers name, at what point is it yours?

    • @reeeek2017
      @reeeek2017 2 місяці тому

      Once the loan is paid off its in the documents it's signed over

    • @bluesky973
      @bluesky973 2 місяці тому +2

      Loan stays in seller’s name. Property is deeded to you.

  • @AdamizedBeats
    @AdamizedBeats 2 місяці тому

    25:12 that's out the picture now right lol or is that just in florida?

  • @jgrier4836
    @jgrier4836 2 місяці тому

    Me too

  • @adambuysyuckyhouses
    @adambuysyuckyhouses 2 місяці тому

    Do u own llcs? Or just trusts? Can someone co own a trust? If i co own a trust can i file taxes on it?

    • @krishaskins
      @krishaskins  2 місяці тому +1

      hey Adam, thx for chiming in. SO, we own several Trusts. And I think it will be a great opportunity for a QOTD for your 2nd Q. I'll answer it this week..👉Make sure you join our email list so you don't miss any exclusive trainings, events or Questions of the DAY: aw8d9fb.aweb.page/p/6cca7548-b8c4-4a7e-a6b6-9cdc9b706c48

    • @adambuysyuckyhouses
      @adambuysyuckyhouses 2 місяці тому

      @krishaskins one of things im worried about is paying active taxes instead of long term capital gains as the owner

    • @adambuysyuckyhouses
      @adambuysyuckyhouses 2 місяці тому

      @krishaskins I bought the trust docs from u a long time ago. I just realized im missing the last doc. Assigning payment to someone other then the trust

    • @adambuysyuckyhouses
      @adambuysyuckyhouses 2 місяці тому

      @@krishaskins another question i had was about bank accounts can i just put the money in account or do i need a trust account

  • @daviddinkins7009
    @daviddinkins7009 2 місяці тому

    Now you're into a Ministry did God teach you how it felt to be back into a corner ? ( even though some people ask for it )

  • @ThisIsMeTakingAction
    @ThisIsMeTakingAction 2 місяці тому

    ❤❤❤❤🔥🔥🔥🔥

  • @teewin9583
    @teewin9583 2 місяці тому +2

    I don’t think that was a good deal, with you getting a hard money loan and using your own cash at that price. You still have to rehab it and you are paying $1200 a month just for the mortgage, u have a hard money loan and on top of all the other monthly fees associated with owning a property. Your payments each month on the deal is about $2500-$3000, how can you make money on that deal if the market value don’t raise. If you decide to rent it out how much can you get $3500?

    • @coniousedwin6769
      @coniousedwin6769 2 місяці тому

      Yeah that's a little different on how to do a subject to deal taking out a loan to put down. I hope it works out for him usually you don't get a loan and you have an end buyer who you get the money from and you don't make yourself personally liable for any debt.

  • @GankTown
    @GankTown 2 місяці тому

    2024 kids can’t read cursive you know they stopped teaching it in schools years ago 😆😆😆

  • @michaelb.2413
    @michaelb.2413 2 місяці тому

    I saw you on Judge Mathis😂

    • @michaelb.2413
      @michaelb.2413 2 місяці тому

      ua-cam.com/video/tPtcn-GdHsQ/v-deo.htmlsi=FFZN-Lwc9v8Z4Uq_

    • @michaelb.2413
      @michaelb.2413 2 місяці тому +2

      @21:53

  • @becauseyoucan2171
    @becauseyoucan2171 16 днів тому

    ❤😂

  • @teddyv2798
    @teddyv2798 2 місяці тому +1

    What they don't tell you is the transaction cost of doing these deals

    • @nouche-30064
      @nouche-30064 2 місяці тому +4

      There is a cost for everything ‼️ The seller learn all the pro & con before he decide to sign, like every transaction in life. The attorney will explain again before he signs 💡‼️ A good deal is when both sides are happy ‼️

    • @krishaskins
      @krishaskins  2 місяці тому +1

      Well said, I think we have to get rid of the “something for nothing” mindset. It’s not gonna happen

    • @nouche-30064
      @nouche-30064 2 місяці тому

      @@krishaskins Don't worry, Mr Kris ❗They are doing well in self destruction being constantly unsatisfied and creating negative thoughts,❗💡😁

  • @alonzorobinson2134
    @alonzorobinson2134 2 місяці тому

    She seems like she would rather be home doing something else

    • @keithwisdom1663
      @keithwisdom1663 2 місяці тому +5

      She has no idea how bless she is. Father plus showing how to make a living self employed she's thank him at 25😊yrs old😊

    • @Justaguywithtruth
      @Justaguywithtruth 2 місяці тому

      🤔🤨Well when I was kid my uncle would take me out of the hood.. Anacostia DC and put on a farm in the summer🙄 I was mad..😂 I use to say: I ain't no farmer, Slavery was a long time ago, my afro is gonna get messed up, I got allergies..anything to try to escape😄 He would listen, laugh and put me to back to work🤷🏾‍♂️🤦🏾‍♂️🙇🏽‍♂️ Now because of that work ethic he instilled in me, I'm watching this on a beach in Southern California.. We can't always see the big picture but when a parent is Obedient unto Our Holy Creator, The Lord gives back to His Children📕👋😎🙏💪☝️👍

  • @Detonator007
    @Detonator007 2 місяці тому +7

    Why would the seller not just list it for $200k ?

    • @bayareaenterprises1666
      @bayareaenterprises1666 2 місяці тому +1

      Then, you are subject to the listing agreement which states you must make your "private" home available to prospective buyers at the most inconvenient times. Agents have to list accordingly to market not motivation. This is a motivation play...