Dave is very clever, I remember the first time one of these guys sat next to him. UA-cam comments weren't amused. He has taught these new guys, and taught them well. They're going to take over and continue his journey/company. Dave built the company, and is stepping aside. He will still be making money, but these new guys too. His legacy will be continued. Great stuff!
Anthony - when you take your kids to Disney, you should also take your parents if they are still with us. I can only imagine the pride that could come from providing for those who have provided for us.
I am sure Anthony already took his mom wherever she would love to go. Just by the way he expresses makes me confident to say that. Is youtube channel says a lot about his character❤️ Peace and Love to us all Love all the Ramsey team 🙏🏾❤️
I really enjoy these two men together as others have said below. Smart, Eloquent, and Passionate. Thank you as this was one of those best quick videos.
I have a home and a car that are paid off. I only buy with cash and use my one credit card only for emergencies such as breaking down on the road. As a result, my $40,000 annual income provides me with a better lifestyle than friends who earn twice as much but have mortgages, car payments and have huge credit card balances, on which they pay up to 30 percent in annual interest.
For me, I know the year I decided to go debt free. I know the season and year I started doing the baby steps. Once I truly committed, I started tracking every number. The fact that she can’t say how long she’s been on this journey may contribute to her lack of motivation. She can’t see the end in sight & since she doesn’t seem to be closely monitoring her numbers, she can’t see how much she’s progressed. I made a graph chart & colored in every $100 paid off. That simple chart was motivating!
I do know how bad that could be about a year ago I had about a hundred thousand dollars in debt and I only earned less than $30,000 a year so if you've been in this situation you should know what I'm talking about. I can't say I got lucky but I am a free man today.
it's crazy how people are really make a whole lot of money from trading crypto,I haven't really had much luck myself I guess I have my inexperience to thank for my losses
The vibe these two have just bounces off each other like a basketball which is which why their advice given has been a slam dunk every call! Great going D.R pairing up these two together!! Best move ever! 👍
Man these guys are good for real Ramsey really hit a homerun putting these guys on the radio but on a side note it's really hard for me to understand where these guys are coming from in a way because I've never been in like that so much I mean for sure my debt has never been more than a few thousand dollars but then again I've never made pretty good money until now at this time in my life I'm doing a lot better and I have noticed that I got letters everyday almost someone that wants to lend me money but most of my life has been a struggle and that has what kept me motivated that I want something better for my life and I'm always dreaming like that maybe even too much but that's what keeps me going it keeps me working 16 hours a day sometimes for weeks on end
Had a BMW too but switched back over to Toyota and couldn’t be any happier. The 7 Series is perhaps one of the worst cars you can buy when it comes to resale and reliability.
For me, it's been keeping a visual representation. I have a little graph I made in the back of my budget book. At the end of every month I add my current debt balance. Seeing this graph get lower and lower keeps me from giving up.
This is a blessing, what you two just said is gold. I started my own journey and I will be consumer debt free in two year and mortgage free in five. I can savor my accomplishment already. Blessings to you all🙏
I want to get a cash car and give back the 15' Corolla. I could really tackle my debt with that $450 a month. Bad credit can't get any worse, but attacking my debts can get better.
Dude you’re telling my childhood. We had no vacations,parents worked 7days a week. Was debt free and my brother his wife and kids my buddy his wife and kids and the wife and I went to Disney world at 28. My first “vacation “ was my senior trip to the beach. I’ve been debt free since and I love giving,traveling and setting my own hours. My why was,I didn’t wanna work 7days a week for a guy I didn’t like at a job I didn’t like! So now I give more I play more and I tell people what I’m going to do. I’m 40 now and I don’t wanna repeat my parents life.
Very important to understand your end goal of freeing yourself from living paycheck to paycheck, if you do not know what you are working towards it is impossible to get there
She needsba visual reminder. Create a debt chain with construction paper, each link worth 1 grand. It'll wrap the house and as you cut links off, you SEE it. Maybe keep the links in a box labeled "blessing money" that represents her future giving.
Brought tears to my eyes picturing me handing my mother and father money to provide for them, never really knew why either until just now , that’s my goal thanks guys🙏🏽
When I was 17 years old, my dream was to buy a house , for each and every one of my family that does not have a house. I had nothing, we were very poor and many of my siblings, had only elementary education. God helped me and gave me an idea and faith that I can do all things through Christ who strengthens me. At 38 years old, I did just that for my siblings and later on,God provided a house cash, for me.
@@judymckee5992 that's very inspiring congrats!!! It's AMAZING to want to change our family tree. My family never owned a home or went on vacations. That's a dream for me to do things for my family I never had as well & help my mom out.
@@anitaknight3915 , Can I suggest you go on UA-cam: Derek Prince, Blessing and curses. Just to let you know, since than all my nieces are millionaires before 38 years old.
@@elcuh9506 I believe its a great idea with minimal upfront investment. I personally don't like the idea of living in one side but I have a family for a single person do it right now. I promise you'll be happy that you did
My dad taught me that there are only 2 reasons for a man to be on earth. Provide and Protect. He continued that if you aren’t doing those two things you are wasting oxygen that someone else could be using to be providing and protecting.
this is deep... i have no debt and i got savings and my goal is just accumulate and use it when i need it...and i realized just by listening to these two awesome guys, my goal is dry. Not strong enough to motivate me.. Gotta start asking those why and dig down deep.
@@retrojay86 it's been years since I made this comment...so many things had happend and changed but I am glad to be reminded my life without a direction. My deep motivation or my "why" as to why I do the things that I do now is to live and obey Jesus...not only in my finances but in everything.
This really inspired me, the only thing about the Ramsey plan is that it takes so painstakingly long to build wealth using it. Keep up the good work guys
If it depreciates, it’s not an asset, it’s a liability. If it does not put money in your pocket or give you purchasing power regardless of whether or not you work and regardless of whether or not it appreciates, it’s a liability.
This was a good segment and both co-hosts work well together. My only suggestion is for Anthony: Go to Disneyland! (Well...when its safe to go😃) It's noble that you want to take your family to Disney one day and you should. But life is short. You can enjoy Disney now AND when you take your family in the future. Or Maybe you should take your parents (But Definitely when its safe 😊) My point is that life is best lived today. You won't dishonor your future family by going on vacation today.
Congratulations! You are a woman warrior. I understand the tediousness of being in the middle of debt payoff. I’m not quitting and neither should you. Keep at it. You can do it.
@Dr. Johnny Sins hey 👋, what i meant by my comment was that it starts with the mindset to want to make a changes, as well as sacrifices to become debt free.
Subscribe to Anthony ONeal's UA-cam Channel: ua-cam.com/users/aonealministries
I paid off Sallie Mae today 😄😄😄
Praise the Lord! CONGRATULATIONS!!!! How do you feel? 😁
Awesome!!💯💯💯
Ayeee congrats
RIGHT ON! IM FINISHED TOMORROW!!!
Whoo hoo!!! Congrats 🎉🎈
Paying off $80 000 is no joke!
Making 40k a year, no it ain't. Making 180k a year, ehh not so much...
I paid more
@@insideoutsideupsidedown2218nobody asked u
Dave is very clever, I remember the first time one of these guys sat next to him. UA-cam comments weren't amused. He has taught these new guys, and taught them well. They're going to take over and continue his journey/company. Dave built the company, and is stepping aside. He will still be making money, but these new guys too. His legacy will be continued. Great stuff!
Why were ppl not amused
Dave is pretty smart by bringing in new blood. Bigger audience! New perspective, good move.
Dave has also said that he's bringing in and training his replacements; Dave won't be doing this forever.
Azzo agree these guys are great. They make Dave proud I’m sure.
This is why is changed the business to Ramsey solutions.
Totally, these guys are great
It’s also cuz he’s prob gonna actual retire soon so he’s testing people out to see who can take over the show maybe?? Just my opinion tho idk
Anthony - when you take your kids to Disney, you should also take your parents if they are still with us. I can only imagine the pride that could come from providing for those who have provided for us.
He should take his parents to Disney after this pandemic is over. I love Disney even as an adult.
Yes! This 👏🏾👏🏾❤️
@@angelp.4044 I had the pleasure of going a year ago with my wife, kids and mother. It was generations of fun!
I am sure Anthony already took his mom wherever she would love to go. Just by the way he expresses makes me confident to say that. Is youtube channel says a lot about his character❤️ Peace and Love to us all
Love all the Ramsey team 🙏🏾❤️
I really enjoy these two men together as others have said below. Smart, Eloquent, and Passionate. Thank you as this was one of those best quick videos.
Anthony’s best episode hosting, keep this up, they have good chemistry
I love the whole team , I listen on Spotify whilst driving my truck here in the uk , became debt free jan 2020 thank you 🙏
Congrats!!!!! 👏
Hey Andrew, good to hear from another brit who watches dave ramsey. Congrats on getting out of debt 👋🏾
Congrats friend, from this guy grinding it out in small town USA.
I have a home and a car that are paid off. I only buy with cash and use my one credit card only for emergencies such as breaking down on the road. As a result, my $40,000 annual income provides me with a better lifestyle than friends who earn twice as much but have mortgages, car payments and have huge credit card balances, on which they pay up to 30 percent in annual interest.
Thirty percent! 😨😥. They sound like they are in trouble with debt. They're paying things but not paying them off.
The guy on the right needs to be a motivational speaker.
He is one! He’s great
Him and david goggins need to collab
He also has his own chamnel2 in UA-cam....good content.
Anyone can be a motivational speaker. But having a strong testimony makes you a natural.
my right? or their right? lol serious question
Spitting Facts, we need to hear this.
lol random to see you here
Shaolin vs Wutang I get around
@@iPodKingCarter Smart man, keep being a good example brother!
These guys work really well together. Playing off each other and coming up with great stuff. I feel motivated. More Anthony and Doctor D, please!
Anthony, thank you man. That was powerful.
You guys need to stop, because now I'm crying.
Love how they get to the root and don't let her stay at surface level. Great job fellas.
For me, I know the year I decided to go debt free. I know the season and year I started doing the baby steps. Once I truly committed, I started tracking every number. The fact that she can’t say how long she’s been on this journey may contribute to her lack of motivation. She can’t see the end in sight & since she doesn’t seem to be closely monitoring her numbers, she can’t see how much she’s progressed. I made a graph chart & colored in every $100 paid off. That simple chart was motivating!
That's a picture for those of us who don't draw pictures. That's a good idea.
Congrats!! I’m a visual learner and that color chart is going to help me a great deal!! Thank you 😊
Anthony, this was so powerful!
I do know how bad that could be about a year ago I had about a hundred thousand dollars in debt and I only earned less than $30,000 a year so if you've been in this situation you should know what I'm talking about. I can't say I got lucky but I am a free man today.
now that's really encouraging
most people never recover from depts, how did you manage this?
@@lutherstorms2168 I started investing in crypto currency about a year ago, it's a slow process but it really works
that's nice crypto currency is truly doing well, BTC recently hit an all time high of $12,400 and is still going up. do you trade on your own?
it's crazy how people are really make a whole lot of money from trading crypto,I haven't really had much luck myself I guess I have my inexperience to thank for my losses
The vibe these two have just bounces off each other like a basketball which is which why their advice given has been a slam dunk every call! Great going D.R pairing up these two together!! Best move ever! 👍
Anthony is my fave. I wish he was on more!
More Anthony!!!!!!!!!!!
i needed to hear this, my dreams are too vague, they are broad and not thought out. Thanks Anthony and D
Great segment. These two might need their own show together.
I’m gonna have to do some souls searching after this one. Thanks
Ditto and I'm going write things out!
Me as well!!! I need to define my big whys to many facets of my life including money, health, and weight loss
" I want my kids to get into golf", " I hope they don't"
lololol
Golf is the bizness
Yeah lol when I was growing up I'd be lucky if my parents bought me a football to throw around in the backyard with my brothers.
Man these guys are good for real Ramsey really hit a homerun putting these guys on the radio but on a side note it's really hard for me to understand where these guys are coming from in a way because I've never been in like that so much I mean for sure my debt has never been more than a few thousand dollars but then again I've never made pretty good money until now at this time in my life I'm doing a lot better and I have noticed that I got letters everyday almost someone that wants to lend me money but most of my life has been a struggle and that has what kept me motivated that I want something better for my life and I'm always dreaming like that maybe even too much but that's what keeps me going it keeps me working 16 hours a day sometimes for weeks on end
Ill be debt free by the end of the year! I have a few thousand on a truck which I shouldnt have bought. Will never finance a new vehicle again
Never!!!
Congratulations I learn my lesson too thanks for the motivation for me to keep going ❤️❤️
I felt this one. Kudos Gentleman ✊
Great stuff, Anthony!
There’s a section for Dave rants but we need more AO rants!!
This motivational video needs to be viral!!
Had a BMW too but switched back over to Toyota and couldn’t be any happier. The 7 Series is perhaps one of the worst cars you can buy when it comes to resale and reliability.
BMW? Break man’s wallet? I love bmws but my fav mechanic says they are a money pit.
I rent fancy cars sometimes, enjoy them, then put them back.
For me, it's been keeping a visual representation. I have a little graph I made in the back of my budget book. At the end of every month I add my current debt balance. Seeing this graph get lower and lower keeps me from giving up.
This is a blessing, what you two just said is gold. I started my own journey and I will be consumer debt free in two year and mortgage free in five. I can savor my accomplishment already. Blessings to you all🙏
I want to get a cash car and give back the 15' Corolla. I could really tackle my debt with that $450 a month. Bad credit can't get any worse, but attacking my debts can get better.
I like both of these guys. They work great together.
Dude you’re telling my childhood. We had no vacations,parents worked 7days a week. Was debt free and my brother his wife and kids my buddy his wife and kids and the wife and I went to Disney world at 28. My first “vacation “ was my senior trip to the beach. I’ve been debt free since and I love giving,traveling and setting my own hours. My why was,I didn’t wanna work 7days a week for a guy I didn’t like at a job I didn’t like! So now I give more I play more and I tell people what I’m going to do. I’m 40 now and I don’t wanna repeat my parents life.
Wow, Anthony is going to be a great husband & father he is so driven for his family already . Like is he single ? I’m asking for myself lol 😆
I think so. Very recently, he and Dave were on together and he said he was dating with the purpose of finding his wife. 💜
Yes Anthony is single
Wow debt is a grind to get out of!!! She is on the right path and needs to find a passion project that keeps up that income!
Very important to understand your end goal of freeing yourself from living paycheck to paycheck, if you do not know what you are working towards it is impossible to get there
Very true, well said
Exactly right, it does not help to go 1000 miles per hour in the wrong direction
She needsba visual reminder. Create a debt chain with construction paper, each link worth 1 grand. It'll wrap the house and as you cut links off, you SEE it. Maybe keep the links in a box labeled "blessing money" that represents her future giving.
Really? Wow!
Cool idea!
The guy in the purple is my favorite, more of him.
Anthony O’Neal is his name he’s here on UA-cam
He is my fave too
Brought tears to my eyes picturing me handing my mother and father money to provide for them, never really knew why either until just now , that’s my goal thanks guys🙏🏽
Dave Ramsey and the team!!! Thank you all for what you do, this video has motivated me to keep pushing. Thank you... thank you....thank you.
Thank you Anthony for sharing your heart and your WHY on your dream for your future. Thank you Dr. John for saying we dream in pictures.
Needed this today thankyou
Both of y'all are good men
Wow, Dave, Kudos to you, and guys I was almost in tears , very impressive, and its very clear to me to finish my baby step 2 !!!!
Anthony is so motivational. Thank u!!❤❤
In case you aren't aware O'neal has is own channel and he talks about some great stuff there! Much deeper issues if that's your cup of tea (of coffee)
Dave is under the table, i bet.
Great video and this was a great comment! 😂
LOL
Relatable, never been to Disney ever. Now I’m able to take my kids because I changed my family tree.
Me either; I must go soon
You’ve got to dream in 8k. It has to be crystal clear.
I have a feeling I will be watching this video often to stay motivated!! Anthony gave me goosebumps in this one.
When I was 17 years old, my dream was to buy a house , for each and every one of my family that does not have a house. I had nothing, we were very poor and many of my siblings, had only elementary education. God helped me and gave me an idea and faith that I can do all things through Christ who strengthens me. At 38 years old, I did just that for my siblings and later on,God provided a house cash, for me.
how exactly did god give you enough cash to buy 3 houses?
@@teremkoa ,, Do you really want to know or are, you are being sarcastic? I will respond if you want to learn.
@@judymckee5992 Yes i want to learn, if you ave any advice i would love to hear it :)
@@judymckee5992 that's very inspiring congrats!!! It's AMAZING to want to change our family tree. My family never owned a home or went on vacations. That's a dream for me to do things for my family I never had as well & help my mom out.
@@anitaknight3915 , Can I suggest you go on UA-cam: Derek Prince, Blessing and curses. Just to let you know, since than all my nieces are millionaires before 38 years old.
Thank you for sharing 🙌
Great listen, so true what they are saying. I need to figure out my Why and get the vision in my mind.
Ugh! I got chills listening to you today Anthony! LETS GOOO
That's got to be the most inspiring statement I've heard in many many years. Thank you I needed that.
It's funny because I've always had a vivid picture of what my "why" looks like but I've just now begun the process...
Get out of debt to get you some Real Estate. And have those assets to pay for your life style while going up in value
It’s really simple
what do think about using va loan on a multiplex?
@@elcuh9506 I believe its a great idea with minimal upfront investment. I personally don't like the idea of living in one side but I have a family for a single person do it right now. I promise you'll be happy that you did
@@jordanaubrey-realestateinv334 im single af so ok thank you will do.
Amazing motivation! You have inspired us to help people with motivation too, keep it up!
Well said Anthony. Gave me chills.
My dad taught me that there are only 2 reasons for a man to be on earth. Provide and Protect. He continued that if you aren’t doing those two things you are wasting oxygen that someone else could be using to be providing and protecting.
Yessssss!!!!! I get pumped up whenever i get on this page!!!!!! 🔥🔥🔥
Me too
The new dude on the right is amazing 🙏
He's good, but he's definitely not new.
Neither of them are that new
He's not new but I don't think we seen him sitting in Dave's chair before...
Man this was so inspiring, thank you guys for making the journey much easier ❤️
AO you have matured!
I’ve waited to hear your heart with conviction.
(Not w a high voice. You developed a soulful sound.)
So glad that I watched this video. I am extremely motivated ! Thanks!
this is deep...
i have no debt and i got savings and my goal is just accumulate and use it when i need it...and i realized just by listening to these two awesome guys, my goal is dry. Not strong enough to motivate me.. Gotta start asking those why and dig down deep.
What's your deep why now?
@@retrojay86 it's been years since I made this comment...so many things had happend and changed but I am glad to be reminded my life without a direction.
My deep motivation or my "why" as to why I do the things that I do now is to live and obey Jesus...not only in my finances but in everything.
Thanks guys! I needed this advice as well.
I liked Anthony but now I RESPECT him above anything else! How inspiring!!!! Hes amazingggggg
AO said wait wait on that knuckle head thing. Lol.
Great Information!! Thanks Guys
Anthony! Beautiful response!
This really inspired me, the only thing about the Ramsey plan is that it takes so painstakingly long to build wealth using it. Keep up the good work guys
This was such a great segment! Inspiring words from Anthony!! I loved it!
Anthony!!!!!!👏🏿👏🏿👏🏿👏🏿👏🏿 i dream to retire my mom somewhere comfortable/stress-free surrounded by loved ones. That takes tons of work on my part
Anthony O’Neal is AMAZING !!!!!!!
Go to Disney both without and with kids. Two totally different experiences. Don’t wait! 🌟
😢 I needed to hear this!
Wow hearing Anthony talk about his why almost made me cry! Makes me think about my why
If it depreciates, it’s not an asset, it’s a liability. If it does not put money in your pocket or give you purchasing power regardless of whether or not you work and regardless of whether or not it appreciates, it’s a liability.
Just started my very first UA-cam channel, would love any support I can get. Dave you definitely inspired me to start. Thanks for all you do
He rocks and so true- stay focused on the why!!!
Gave me chills hearing them
Exactly what I needed to hear. 🙏🏻
This dynamic is amazing! 😂😂
I am at 21k paid off in 3 months and have 29k left and trying to finish it in 20 months.
It’s very true. To give to help makes me happy.
This one got me emotional.
Deborah’s persistence 👌🏼👏🏼 good job girl!
Anthony sounds like me. I also grew up in a similar situation with my parents working all the time to provide for me.
such a good conversation. thank you!
This was a good segment and both co-hosts work well together. My only suggestion is for Anthony: Go to Disneyland! (Well...when its safe to go😃) It's noble that you want to take your family to Disney one day and you should. But life is short. You can enjoy Disney now AND when you take your family in the future. Or Maybe you should take your parents (But Definitely when its safe 😊) My point is that life is best lived today. You won't dishonor your future family by going on vacation today.
Let’s gooooo!!! Debt Freedom is coming.
Congratulations! You are a woman warrior. I understand the tediousness of being in the middle of debt payoff. I’m not quitting and neither should you. Keep at it. You can do it.
Ughhh that light feeling it what I’m looking for 😍
Even Anthony makes financial mistakes (4:02), the dude bought a car and took it back. Good for him and his future 👏
Being debt free is a mindset!
Exactly
@Dr. Johnny Sins Mindset is an attitude and not just a simple thought
Is a way of life
@Dr. Johnny Sins hey 👋, what i meant by my comment was that it starts with the mindset to want to make a changes, as well as sacrifices to become debt free.
@Dr. Johnny Sins loud and wrong 😆. Obviously he's talking about it takes a change in attitude.
👏👏 wow Anthony, I got goose bumps