I Messed Up My Universal Credit Claim
Вставка
- Опубліковано 29 сер 2024
- You can donate to my UA-cam channel here via Kofi: ko-fi.com/falc...
Or here via Paypal: www.paypal.com...
Check out my business here via Shopify: www.falcieridesigns.uk
And my business UA-cam channel here: / @falcieridesigns
You can buy my book here via Paypal: crinkumcrankum...
Or here on Etsy: www.etsy.com/u...
It appears now I’m a pensioner I have to start dealing with the “system” and I have to get over the fact that I think it’s all a trap to trip me up and Leave me Hog-tied..
It’s always harder to get money back.😊
Ha ha! They'll have a shock, i bet they'll not have come across someone so switched on and as tenacious as you, Claudia! All power to you 😊
Lol. I will keep you updated!
You stick it to 'em, Claudia! More power to you! :)
Excited to know how you get on x
So do I
They are not paid to care! 😊
Good luck Claudia I hope you get your money back ! DwP is a very flawed system ❤
you can message the work coach via the UC login in and request to re do specific months income amounts and briefly explain why and if they do not allow you to re write your figures for each month, then put in a formal complaint. Yes its designed to confuse on purpose. jumping through hoops - and it can be humiliating too, that's all part of knocking a claimant's morale - good luck and keep us informed
They asked and they shall receive! GOOD LUCK!! ✨
What puzzles me is that they can look into your bank account and see what's going in and out so why do they need proof of everything.
I think they are just trying to put me off trying to get the money back. It makes no real sense.
They haven't the staff to view 10s of millions of banks account, also i don't think they have the powers yet, usually banks flag suspicious accounts.
Also many have another bank accounts undisclosed.
theyl probably end up saying you owe them money that's how unscrupulous they are
Yes Spot on, They have to me!
But you spoke very beautifully, I really like it. I pray for you from the bottom of my heart.
they are absolutely useless, i work there. SE work coaches are so rushed off their feet that all they will do is have a glance through your evidence, agree, and then reset all of the 'report income and expense' to-do's from the first assessment period, the to-do's will appear in your to-do list for you to complete all over again, (minus the agreed interest expense). If they don't agree, you ask for a Mandatory Reconsideration. Honestly, this country.
I will bear that in mind. Honestly, this will be a much easier way than getting them to actually look at the mountains of paperwork and add up everything to match the claims, which will take them ages!
That must be a headache for you. Hopefully you will get it sorted. Looking forward to the update. Take care xx
My age 72yr old I worked long hours for 50yr years on low pay on building sites as a joiner retired now because I worked for so long I get less of a government pension than someone who couldn't be bothered to get off their arse and get a job they get the rest made up on benefits
They should be grateful for your honesty and give you your money.
I wouldn't be declaring nectar points either, unless its money going in my bank I wouldn't declare it.. I'd ask them about it if I was you
Yup. I was thinking the same.....
Declaring nectar points! That's really myserly if you get a deduction on that Lol
I guess it depends on how much you are making from it.
Kind of the same with self assessment , there’s no itemisation of income or expenses - the only deterrent to fraud Is the threat of possible investigation !
And can you imagine what it will be like this time next year when the new government enters number 10 and what changes will be rather scary right
I am resigned to it. We already know the outcome and I'm not sure there is much we can do to change anything now. It'll be more than the same at best.
Even Labour will change things, especially as the population explodes annually with record breaking new arrivals, most problems lead to the government policies
Will you have to screenshot the points on your Nector app?
Dear God! I wish you luck! 🤞
Hiya Claudia im about to start a New Style JSA claim which i believe lasts 6 months and then my State pension kicks in in reality dont think someone who is nearly 66 would get taken on for work as just done 10 years in same job and only had 4 jobs since the 1970's.
listening to you compiling paperwork my stuff is all on PDF format like Bank Statements, Utility bills, and even my recent P45 and wages slips are PDF.
I would think organisations like DWP & HMRC can see the information cross reference like i can on my HMRC Gateway account.
Claudia if you downloaded that info onto a memory stick and take it along to DWP would that be ok?
Good luck i will watch your updates with interest.
Marc In Bletchley x
in future leave the penny side hustles out of it
I wish I had thought of that in the first place. Maybe being honest really doesn't count for anything in this system. :/
Doh! 😑
But I guarantee if I 'hid income' I'd be the one that got caught out. Karma always catches up with me! Never take a chance.
I would put in a complaint, there is no need to ask for all your paperwork, just your interest statements would suffice!
They may deduct some money depending on how much savings you have put away. Whether you get interest from it or not, they don't care. You just declare your total savings but not any interest from it, AFAIK
I so hope the Labour Party stops the DWP treating people so unfairly. The starting point appears to be that you are attempting to make a fraudulent claim and are required to prove your aren’t. Dreadful!
I wouldn't hold your breath on that one..... Claimants have always been treated like they belong at the bottom of the pile. :/
I’m the same I use Amazon reward you send photo of receipts over the month. You get £5 Amazon voucher on your account. Where does it stop? Buy 10 coffees get one free? Should I be paying DWP the £4 back?
The website is an absolute joke, utterly confusing and the work coaches are just as clueless. One minute there telling me to enter any work done then the next minute telling me i don't have to because its paye. then states there is a glitch so it will ask me anyway.only been claiming around six weeks and I've had enough of it already.
It's a minefield of terrible information and clueless people.....
The system has been made acutely complex, by those who like to confuse with their big intellectual brains with no common sense, it's going to get a lot worse whoever gets in.
It is awful. Hopefully it will settle down in time once it's all sorted. I hope you don't give up. Get what you're entitled to.
I feel that it’s better off not claiming UC if you can ……. All sounds very time consuming. 😊
That's exactly what they want you to do.
I am migrating to UC and have a self employment interview in three weeks …trying to get as much info and advice as possible I’d like to be able to get the 12 month starting up if possible as I can’t be on this for long it’s so not worth it my son is 18 finished college so I know my amount will go down
As long as you can demonstrate that you are gainfully self employed - ie earning something and are proving you can grow it and are advertising and marketing etc in all the right ways, you should be okay. The 12 months is considered a start up year as if you are a new business so there is leniency. Show enthusiasm and willingness to improve your business and they should let you in. Let me know how you get on. Good luck!
@@workinprogresssince1974thank you appreciate your advice will do it’s on 19/8 will they tell me then and thre ?
@@workinprogresssince1974they just txt and changed my appointment and it’s over the phone now
had my my over the phone self employment call and have been told the amount I must make each month. I’m gainly self employed.I’m going to use this time to grow two businesses and come off this it’s not worth it. I have two children so I’m
exempt from some things and the person I spoke to said that I can get a sick note too to have a little ESA added as I have an ongoing issue with me knee.Not entitled to Carers allowance. I have a video call in November (3 month time for a review )😬
For Vinted can't you just go into your invoices and highlight your sales from business items, ignore any item that was personal? Items are listed by description, it s very straightforward, just add up to get your total.
I can't get any invoices. It only has an app and I can't see invoices and there is nothing to download so I'd have to try and download a bunch of screenshots. The only thing you can download is the shipping labels and none of that comes with any monetary value. If I'm missing something please let me know. :)
@@workinprogresssince1974 I use the website on my laptop and download my invoices. I find the app really glitchy it just has the loading icon in the middle of the screen and nothing will load! My invoices are listed one for each month and a description of each item which is a handy reminder.
Oh thank you for that. I didn't even know they had a usable website. Ha ha. I've found it now. Fantastic, thank you!
@@workinprogresssince1974 More than welcome! I go through phases with Vinted where I list lots and then run out of steam.
Do you have to declare ebay if your selling personal items?
No.
I think new claimants have to produce 6 months of bank statements to show their income , is this new ? , apologies if you have already covered this
I had to do this, had to trawl through 6 months of online bank statements week by week then add it up month by month. Rediculos. Claiming uc is infuriating to say the least.
I had to show 3 months of literally every single bank account and savings account I had including savings accounts that were fixed and I had no access to.
Wouldn't your Kofi income count as gifts? Also the Nectar points aren't actual money so should they be counted? Like you say the system is totally confusing.
I wanted to thank you for doing the Universal Credit videos, I've just been awarded UC for a year and without you explaining about the transitional year where some of the normal savings rules don't apply I wouldn't have bothered trying at all.
Normally, nectar points don't count as income, but when used as payment or as a fringe benefit they do count, esp. if they have a monetary equivalent value.
I hope it helps you and means you can avoid some of the mistakes that I've made. I agree with you about the nectar points, but frankly just trying to get the interest back will be a challenge in itself. I'll keep you posted. :)
9-5 job then
It is madness UC is made like you said to be as hard as possible. I change over from ESA soon to UC. I am in the support group hopefully my switch over is easy 😢. I have my dad who is a expert in this which will make it easier.
Any new universal claim from experience will see you get another review to see if you're going to be put in the limited support group, it's not going to be like ESA where they don't bother you , they want nearly everyone to think about work, disabled, sick etc doesn't matter your age either.
It's already started since Conservative a few months ago want to make big changes, it's already happening.
You have wrongly declared £1600 as your income. You won't get back that money because you hadn't paid it.
It was counted as your business income therefore it reduced your entitlement by taper rate, meaning your overall payment was cut by 55% of that, i.e. by £880. That much you lost because you provided higher income.
When you input your income into the box it clearly says: how much was your takings from the business so why you were confused and by what I don't get it as for me it's crystal clear (granted, we all are different though).
As for vouchers, it's irrelevant the way you are getting paid. You definitely cannot avoid tax because you got Tesco voucher or Amazon one or whatever. Nectar points also bear nominal value of 0.5p but you probably can easily get away with that one unless survey company provide earnings reports to HMRC (ask them). But generally speaking, vouchers are pounds, just not Sterling but Tesco, Morrison's, Amazon, etc
As for Coffee, you provide the money you received from people as income. Then in costs section you add new line called PayPal fees. You shouldn't deduct PayPal fees from payments as those are two separate things.
Good luck
if she has this much from interest, then her savings are too high to be entitled to claim, and claiming regardless is benefit fraud.
@@CR-rm4iynah, on managed migration from tax credits you can have millions and you are entitled for a year... this is because TC don't care about capital but only about income. It's not a fraud
@@CR-rm4iyIt's a protected year for Claudia meaning leniency on certain things such as savings