I’m so glad you are making more videos on this platform for us to enjoy! ❤I hope to see more real life budgets soon. I’ve already watched (& re-watched) all of the ones on your channel and can’t wait for more 🎉 it’s my favorite! Maybe I’m nosey, but I think I just like to see the real numbers from real people. It’s motivating! Maybe I should send ours! 😂
Miko,Don't beat yourself up over your meal plan we all struggle thru it, I watch Acre homestead on UA-cam and she is amazing, she prepares meals ahead and it has helped me a little. Love from California. 😊
I started tracking 12.31 and it is definitely eye opening. I spent WAY too much on groceries the very first day. My teenagers are no longer allowed to eat.. lol But I love these videos! They are teaching me so much about what I need to be doing for my goals. Thanks Miko!!! ❤️
Oh, I LOVE the idea of using the BBP meal plan calendar to write down WHEN & WHERE you eat out, searching for trends. ❤🎉 I failed miserably on meal planning last year. I think it contributed to my weight gain.😢 In December, I started packing food for work again. In ONE week, by not buying breakfast and/or lunch, I saved $83!!! 😮😮 I also like to use the LRP spending tracker to keep us accountable for how often my husband and/or I eat out. He's a truck driver, so he gets some leeway. 😂 💙💜💙
Filled out my workbook this week and i already feel a new sense of peace! Thanks for the permission and ABILITY to start my tracking period when I get paid rather than the regular 1-31st - this has helped tremendously as when i transitioned from weekly pay to a biweekly salary I’ve been struggling to close out my budget
Miko, what if I color in my sinking funds leaf for a category and then have to use some $$ (say, for a car category)? The colored-in part wd then not be the actual anymore. Do I just put a sticky-note there to remind me not to color any more til I "make up" the difference? 🤷♀💚
Just rewatched. I just wanted to let you know what I did. I have the printable version and I added a thoughts and notes page on the back of my meal plan and I named it what we actually ate. So I can keep up with both.
Hello Miko Happy New Year this will be my first year that i track my finances im excited and nervous and im also a visual learner but you motivate me to get my life in order your videos are so detailed thank you one more question what app do you use for your receipts to earn cash or rewards thank you ❤
I just started the other day and ran into my first problem. I shopped at a store where I purchased dog food, household, and food. Plus there is sales tax totally about 7.00 So How do I pull it out in the cash... Do you just pull from one envelope and then go home and tally up the totals the other envelopes owe the one back or ???
Hi! So what i do,if the dog food, household items and food are all different envelope categories for you,i would just pay per categorie.So pay for the dog food,pay cash and get your change and receipt.And repeat this in the other 2 categories. Now,if you would go to something as costco,and you just wanna purchase big amount of stuff once a month,i'd put it in an costco envelope and then pay for it all under one envelope,if that makes sense.
I noticed you have an expenditure for "Sinking Funds", and others for "pet fund" and "vacation". Are those not considered sinking funds? How do you decide what counts as a sinking fund and what does not?
I bought pens and markers and the small budget binder from you back when it was pre order excellent quality on all Will you be getting the small Budget binder back in stock ? I wanted to Order another for my mom if not I can order the large
This would be so nice to be able to do, I just don't have the cash flow like this to be able to do this. I feel like I am getting no where with my debt.😢
Are you tracking your spending and goals or have a budget in any way? It's important that all people regardless of their income have a budget and track their progress. Small amounts ADD UP!
@@christypollock5874 I don't recommend filing for bankruptcy. Instead, a bare-bones budget. Cut EVERYTHING you do not NEED. You will then see if it's an income problem. If it is, think of ways to increase your income. YOU CAN DO IT. Remember, where you are is a temporary spot. Face your situation head on and make small changes, you can do it. If you don't know where to start, I recommend starting with my free budgeting course you can find at courses.thebudgetmom.com
@@thebudgetmom Yes, I have your old BBP workbook, I print it off every year, I guess I am just not doing good at all. working 2 jobs is taking a toll on me all together. I am just overwhelm right now.
@@thebudgetmom I really don't want to, I know right now, IF i don't create NEW debt, mine could all be paid off in 3 years or less. I am thinking less due to paying something off and the payment is rolled over to the next debt, but not 100% sure.
I’m going on month 7 without a job and keep going further into debt. When I’ve said I’ve put in 200 applications I’m not exaggerating. I’ve only had 2 interviews in those 7 months. No one will hire me
It took me 11 months to find full time work after being let go from a job. The debt accumulated has been painful to watch amass month after month. 3-6 months for emergency savings is not enough these days. Stay strong - this too shall pass.
You're doing a fantastic job! A bit off-topic, but I wanted to ask: My OKX wallet holds some USDT, and I have the seed phrase. (alarm fetch churn bridge exercise tape speak race clerk couch crater letter). Could you explain how to move them to Binance?
I have it in Google Sheets/Excel but it's only available in the Building Blocks Course: courses.thebudgetmom.com - Other than that people use the PDF on their iPad via GoodNotes
The printable *is* a digital format. I’ve used the digital BBP on my iPad for 6+ years & love it. Just import it into Goodnotes (or other app of your choice). The new BBP has the monthly calendar split on 2 pages so either just import any single page monthly calendar u can find for free online or use an older version of the BBP when there was a single page calendar option available to. One other option is just copy the single sheet meal plan calendar & paste it at the front of the month. If u digital plan u know how easy it is to cover the “monthly meal plan” title.
I’m so glad you are making more videos on this platform for us to enjoy! ❤I hope to see more real life budgets soon. I’ve already watched (& re-watched) all of the ones on your channel and can’t wait for more 🎉 it’s my favorite! Maybe I’m nosey, but I think I just like to see the real numbers from real people. It’s motivating! Maybe I should send ours! 😂
Miko,Don't beat yourself up over your meal plan we all struggle thru it, I watch Acre homestead on UA-cam and she is amazing, she prepares meals ahead and it has helped me a little. Love from California. 😊
I started tracking 12.31 and it is definitely eye opening. I spent WAY too much on groceries the very first day. My teenagers are no longer allowed to eat.. lol
But I love these videos! They are teaching me so much about what I need to be doing for my goals.
Thanks Miko!!! ❤️
I have 3 teens, two are boys. The amount of food they can eat!!!
Even the grown boy comes by to visit...at dinner time 😂
Thank you for all you do ! I look forward to your videos every day !
Oh, I LOVE the idea of using the BBP meal plan calendar to write down WHEN & WHERE you eat out, searching for trends. ❤🎉 I failed miserably on meal planning last year. I think it contributed to my weight gain.😢
In December, I started packing food for work again. In ONE week, by not buying breakfast and/or lunch, I saved $83!!! 😮😮
I also like to use the LRP spending tracker to keep us accountable for how often my husband and/or I eat out. He's a truck driver, so he gets some leeway. 😂
💙💜💙
I just got my book and am filling it out now ❤
Remember ‘ consistency’ is still progress.
Filled out my workbook this week and i already feel a new sense of peace! Thanks for the permission and ABILITY to start my tracking period when I get paid rather than the regular 1-31st - this has helped tremendously as when i transitioned from weekly pay to a biweekly salary I’ve been struggling to close out my budget
Miko, what if I color in my sinking funds leaf for a category and then have to use some $$ (say, for a car category)? The colored-in part wd then not be the actual anymore. Do I just put a sticky-note there to remind me not to color any more til I "make up" the difference? 🤷♀💚
My wonder too!
This was a good one!! So thorough super helpful
Thank you Miko. ❤
Just rewatched. I just wanted to let you know what I did. I have the printable version and I added a thoughts and notes page on the back of my meal plan and I named it what we actually ate. So I can keep up with both.
This is the task I struggle with but I’m back to it after being in survival mode these past few months
Is the smaller workbook coming back?
I’ve been checking everyday too because I need to buy two of them! I have the full size and it’s just way too big..
Great video 🎉❤
Thanks Miko!
Hello Miko Happy New Year this will be my first year that i track my finances im excited and nervous and im also a visual learner but you motivate me to get my life in order your videos are so detailed thank you one more question what app do you use for your receipts to earn cash or rewards thank you ❤
I just started the other day and ran into my first problem. I shopped at a store where I purchased dog food, household, and food. Plus there is sales tax totally about 7.00 So How do I pull it out in the cash... Do you just pull from one envelope and then go home and tally up the totals the other envelopes owe the one back or ???
Hi! So what i do,if the dog food, household items and food are all different envelope categories for you,i would just pay per categorie.So pay for the dog food,pay cash and get your change and receipt.And repeat this in the other 2 categories.
Now,if you would go to something as costco,and you just wanna purchase big amount of stuff once a month,i'd put it in an costco envelope and then pay for it all under one envelope,if that makes sense.
I noticed you have an expenditure for "Sinking Funds", and others for "pet fund" and "vacation". Are those not considered sinking funds? How do you decide what counts as a sinking fund and what does not?
Nvm Miko! You answered this in the previous video!😊
How did you come up with your budget amounts?
I bought pens and markers and the small budget binder from you back when it was pre order excellent quality on all
Will you be getting the small
Budget binder back in stock ? I wanted to
Order another for my mom if not I can order the large
Unfortunately we won't be restocking until our next launch in the fall.
@ Thank you 😊
Is there a way to track the shipment of my order for the budget workbook? Thank You.
This would be so nice to be able to do, I just don't have the cash flow like this to be able to do this. I feel like I am getting no where with my debt.😢
Are you tracking your spending and goals or have a budget in any way? It's important that all people regardless of their income have a budget and track their progress. Small amounts ADD UP!
Maybe I need to just file for bankruptcy, I don't know what else to do, I am tired of struggling.
@@christypollock5874 I don't recommend filing for bankruptcy. Instead, a bare-bones budget. Cut EVERYTHING you do not NEED. You will then see if it's an income problem. If it is, think of ways to increase your income. YOU CAN DO IT. Remember, where you are is a temporary spot. Face your situation head on and make small changes, you can do it. If you don't know where to start, I recommend starting with my free budgeting course you can find at courses.thebudgetmom.com
@@thebudgetmom Yes, I have your old BBP workbook, I print it off every year, I guess I am just not doing good at all. working 2 jobs is taking a toll on me all together. I am just overwhelm right now.
@@thebudgetmom I really don't want to, I know right now, IF i don't create NEW debt, mine could all be paid off in 3 years or less. I am thinking less due to paying something off and the payment is rolled over to the next debt, but not 100% sure.
I’m going on month 7 without a job and keep going further into debt. When I’ve said I’ve put in 200 applications I’m not exaggerating. I’ve only had 2 interviews in those 7 months. No one will hire me
I'm so sorry 😞
What's your field?
@@roxanagarcia3996customer service. I’ve worked in two grocery stores and two receptionist positions
Have you tried a staffing agency???
It took me 11 months to find full time work after being let go from a job. The debt accumulated has been painful to watch amass month after month. 3-6 months for emergency savings is not enough these days. Stay strong - this too shall pass.
Hello,
Did I miss the total amount for 2024 for the $5 Challenge?❤
Yes, I think it was on IG. I don't remember how much exactly, I think $550.
You're doing a fantastic job! A bit off-topic, but I wanted to ask: My OKX wallet holds some USDT, and I have the seed phrase. (alarm fetch churn bridge exercise tape speak race clerk couch crater letter). Could you explain how to move them to Binance?
reading the ebook Magnetic Aura by Takeshi Mizuki could completely shift how you see and apply the principles of attraction
❤ good evening how are you doing today ❤
I know you have this as a printable. Is there any way to get this in a digital format? I’m a digital girlie and use my iPad to budget.
I have it in Google Sheets/Excel but it's only available in the Building Blocks Course: courses.thebudgetmom.com - Other than that people use the PDF on their iPad via GoodNotes
@ I have tried the pdf, and it works except the calendar displays on two separate pages
@@lativiabaxter5823 That's for the double-sided version. There is a single-sided version too.
@ ok thank you
The printable *is* a digital format. I’ve used the digital BBP on my iPad for 6+ years & love it. Just import it into Goodnotes (or other app of your choice).
The new BBP has the monthly calendar split on 2 pages so either just import any single page monthly calendar u can find for free online or use an older version of the BBP when there was a single page calendar option available to.
One other option is just copy the single sheet meal plan calendar & paste it at the front of the month. If u digital plan u know how easy it is to cover the “monthly meal plan” title.
❄️
🩷🩷
Im sorry.. you carry around $800 cash everywhere you go?... that's insane to me
no one talks about the ebook Magnetic Aura by Takeshi Mizuki because its take on attraction is too raw and real for most to handle
if more people read the ebook Magnetic Aura by Takeshi Mizuki, the way we understand attraction would transform overnight