Niyo Global Credit Card & Debit Card | Without Income Proof & LIFETIME FREE

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  • Опубліковано 5 жов 2023
  • Niyo Global Cards are Credit Card and Debit Cards with zero forex markup and airport lounge access benefits.
    Download the Niyo Global App: bit.ly/NiyoGlobal_VikrantSharma
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  • Наука та технологія

КОМЕНТАРІ • 124

  • @annadm
    @annadm  10 місяців тому +4

    Download Niyo Global App: bit.ly/NiyoGlobal_VikrantSharma

    • @roshnikiduniya0708
      @roshnikiduniya0708 10 місяців тому

      Sir mere pass ICICI ka Creadit card hai jiski limit 60k hai mai EMI pe phone Lena chahti hun plz sir aap hume btaeye ki creadit card se Paisa katega ya main account se plz reply sir

    • @M4MotoVlogs
      @M4MotoVlogs 8 місяців тому

      ​@@roshnikiduniya0708jitne ka phone purchase karoge utna total amount credit card se cut jaayega.. and according to your EMI plan aapko monthly bill pay karna hoga

  • @mrinaldutta07
    @mrinaldutta07 8 місяців тому +1

    I'm travelling india toh Kualalampur, can i use for money withdrawal?

  • @abhishekdas4670
    @abhishekdas4670 9 місяців тому +1

    You didn't talk about charges it has 500 rs +gst for card issuance and many other charges

  • @4985muhammadali
    @4985muhammadali 10 місяців тому +1

    Niyo global app aur Niyo DCB app same hai yaa alag hai

  • @QariZubair.0786
    @QariZubair.0786 9 місяців тому +3

    Zabardast Bhai apka andaaz sabse nirala

  • @Pratikshady313
    @Pratikshady313 9 місяців тому

    I wanted card for the international transactions should i go for niyo debit or hdfc or icici

  • @sandeepbharia0072
    @sandeepbharia0072 7 місяців тому

    Limit 5k se 20k increase krne k baad 20k use krke to next month kitna payment krna pdega 20k or 5k

  • @HarshThakker2094
    @HarshThakker2094 9 місяців тому

    Basically niyo credit card is an over draft account if an FD is required.

  • @priyanshusingh1431
    @priyanshusingh1431 10 місяців тому +11

    Bhaiya niyo wale charges nhi lete hai lekin they give very bad exchange rates 😫. I really had very bad experience with them in term of worst exchange rates 😢. So charges nhi lete hai but usse kai jyda they recover it from exchange rates.

    • @thikshayadav9188
      @thikshayadav9188 9 місяців тому

      How much extra does they charge?

    • @brijgoenka6905
      @brijgoenka6905 8 місяців тому +1

      thy charge visa conversion rate and thts not bad

  • @mohammedali-db1rr
    @mohammedali-db1rr 7 місяців тому

    Thanks for the video. Are these 3 cards useful to use in international lounges OUTSIDE of India? Please kindly let me know.

  • @akhand_bharat_2034
    @akhand_bharat_2034 10 місяців тому +3

    Not so good .using from 1 year .app downtime every week for server maintenance . transactions are slow . now recently global debit card has stopped international payments due to RBI guidelines ..and for fd based card there are other good options like kotak & icici

  • @saurabhpandey5489
    @saurabhpandey5489 7 місяців тому

    Vikrant bhai without fd nhi milta kya ye card?

  • @raghavsrivastava2910
    @raghavsrivastava2910 10 місяців тому +3

    I have niyo sbm, which probably stopped international payments, should I block it and get a new one?

  • @RavikumarGShah
    @RavikumarGShah 7 місяців тому

    Out of India Airport Lounge Access milega ki nahi ?

  • @shitalsoni4634
    @shitalsoni4634 8 місяців тому +1

    niyo me fd against credit card lete he aur uska timely payment nahi krte to cibil pe asar krega?
    aur fd withdrawal kr ke bill pay kre to card bndh ho jayega?

  • @siddhibagwe3600
    @siddhibagwe3600 8 місяців тому +2

    Does niyo global DCB card take 20% tcs deductions at the time of cash withdrawal ?

    • @soldier.travel
      @soldier.travel 5 місяців тому

      There is nothing called Zero Mark Up Fees - All these Zero Mark-up claim are false as Partner Bank in other countries have already offered currency in marked up rates which is higher than mid-market rate. So, it's better to use your other regular cards and reach milestone like I did in My SBI Vistara and by spending I reached 2 milestones (1.25 Lakhs and 2.5 Lakhs) and got 02 flight tickets worth 16000

  • @khanakhajanashortsvirel
    @khanakhajanashortsvirel 9 місяців тому

    बिना पासपोर्ट के अकाउंट ओपन नही होगा क्या

  • @soldier.travel
    @soldier.travel 5 місяців тому

    Why giving wrong info to publicize - No TCS upto 07 Lakhs is on all cards

  • @nitingupte7784
    @nitingupte7784 5 місяців тому

    What is the actual difference between niyo credit card and debit cards

  • @PradeepRajpurohit
    @PradeepRajpurohit 9 місяців тому

    Bhai niyo global card me email me otp kese laye

  • @jagbirsingh5913
    @jagbirsingh5913 4 місяці тому

    Atm withdrawal charges kya hai canada me

  • @kumarashis98
    @kumarashis98 9 місяців тому +3

    Recently taken Niyo Global DCB debit card.....and it deducts 20 %TCS from very first international spend...have made about 6000 spend till now total which includes 1000 TCS..I did in Switzerland.. can u say if SBM niyo credit card deducts TCS or not

    • @sroy_home
      @sroy_home 8 місяців тому +1

      Did you get the refund after 5 days?

    • @kumarashis98
      @kumarashis98 8 місяців тому +1

      @@sroy_home Yes ...most refunds were coming same day ..but this refund took some time...i called them raised a complaint...they told it may take ,1-2 working days..... finally got refund after 3-4 actual days..

    • @brijgoenka6905
      @brijgoenka6905 8 місяців тому +2

      hw ws the exchange rate...?

    • @kumarashis98
      @kumarashis98 8 місяців тому

      @@brijgoenka6905 compared to sbi and icici forex cards...exchange rate is better...its not exactly at current rate but abt Re 1 more...forex cards take around Rs 2.5 -3 more...thats what i found

  • @rohitiitm6847
    @rohitiitm6847 9 місяців тому

    Ye ban nahi hue kya

  • @beme5757
    @beme5757 10 місяців тому +5

    Bhai, mere amex rejected. Amex ka call aaya , meko income documents bhejna hai, ab mai kya karu ?? Please help

    • @annadm
      @annadm  10 місяців тому +2

      If they are asking documents then you should provide your income documents to them and if you don’t have any then you can ask them that you’ll apply again with documents after 3 months

    • @beme5757
      @beme5757 10 місяців тому

      @@annadm bhai, aap ka amex wala video dekh kar, Mai bhi 8L ka salary select kar diya tha. Ab mere pass call araha hai amex ka. Ab mai phas gaya hu

    • @dipanshdutta8963
      @dipanshdutta8963 10 місяців тому +3

      Why the hell you applied for it? Just a worthless card.

    • @akhand_bharat_2034
      @akhand_bharat_2034 10 місяців тому

      ​@@dipanshdutta8963shaukh

  • @MS_7even86
    @MS_7even86 10 місяців тому

    Niyo global debit card mujhe automatically mila tha bahut phle sbm visa signature phle select krne ka option nhi tha abhi mein doosra debit card le skta hoo

    • @vikrantrona774
      @vikrantrona774 10 місяців тому

      Phla wala Jo debit card tumhe video mein dikha wo niyox account ka hai equitas small finance Bank k saath partnership

  • @vivekvk45vk
    @vivekvk45vk 10 місяців тому +10

    Kismat kharab meri 🤦! Iss video se pahle Niyo Global me maine account khola aur mujhe SBM Bank mila jis pr abhi RBI ne international transactions pr rok lga rkhi hai.

    • @ankur9673
      @ankur9673 9 місяців тому +1

      You can still open DCB, Equitas

    • @farhaanalauddin967
      @farhaanalauddin967 9 місяців тому

      @@ankur9673how bro please tell me

    • @gagankumargouda6475
      @gagankumargouda6475 9 місяців тому

      ​@@ankur9673no not happening, showing existing user

    • @mahee96
      @mahee96 9 місяців тому

      @@ankur9673how to ? Because I too can’t see it

    • @aseemsharan
      @aseemsharan 8 місяців тому

      ​@@ankur9673how to open another niyo global bro?

  • @premiertravelcouple2507
    @premiertravelcouple2507 10 місяців тому +1

    What is the atm withdrawal charges in abroad?

    • @Sam-wc8bw
      @Sam-wc8bw 7 місяців тому

      300+ gst on DCB, 400+gst on equitas and 500+gst on CC

  • @soldier.travel
    @soldier.travel 5 місяців тому

    There is nothing called Zero Mark Up Fees - All these Zero Mark-up claim are false as Partner Bank in other countries have already offered currency in marked up rates which is higher than mid-market rate. So, it's better to use your other regular cards and reach milestone like I did in My SBI Vistara and by spending I reached 2 milestones (1.25 Lakhs and 2.5 Lakhs) and got 02 flight tickets worth 16000

  • @user-et5ho6yf1v
    @user-et5ho6yf1v 9 місяців тому

    Bro Indian Government stop International trans

  • @AkashSingh-uk5ub
    @AkashSingh-uk5ub 10 місяців тому +8

    Don’t just rely on them for foreign travel,keep Forex cards too

    • @gyanchandkothari3756
      @gyanchandkothari3756 10 місяців тому

      Why there is zero markup fees ?

    • @AkashSingh-uk5ub
      @AkashSingh-uk5ub 10 місяців тому

      @@gyanchandkothari3756 Reliability(uptime/downtime) has nothing to do with Markup fees

  • @user-rx2ze2pe7j
    @user-rx2ze2pe7j 10 місяців тому

    Currency exchange worries are a thing of the past with Niyo Global Card

  • @RzRax
    @RzRax 10 місяців тому +2

    Which Card is best for petrol
    Please bhaiya batao...

  • @thikshayadav9188
    @thikshayadav9188 9 місяців тому

    Which card is working internationally?

    • @no1_da
      @no1_da 8 місяців тому

      All of them

  • @Dr_sahab_reaction_shorts
    @Dr_sahab_reaction_shorts 9 місяців тому

    Ab niyo ke debit card equitas ke saath us par to credit card se bhi zyda charge le rhe hai woh log 499 rupees

    • @NIKHIL-xk8ir
      @NIKHIL-xk8ir 9 місяців тому

      To fir DCB Bank option select Karo

    • @Dr_sahab_reaction_shorts
      @Dr_sahab_reaction_shorts 9 місяців тому

      @@NIKHIL-xk8ir jab apka account ban gya ho or card bhi ban gya ho or delivery ho us din ho yeh changes to kya kahoge Bhai

    • @NIKHIL-xk8ir
      @NIKHIL-xk8ir 9 місяців тому

      @@Dr_sahab_reaction_shorts for card ko band karne bolo

  • @VijayMishra-qj8xd
    @VijayMishra-qj8xd 9 місяців тому

    Someone's said that this niyo global card was banned. Is it right or not ?

    • @annadm
      @annadm  9 місяців тому +2

      Only one of their cards stopped and that is SBM Niyo Global DEBIT Card. Otherwise all other cards are working fine.

    • @VijayMishra-qj8xd
      @VijayMishra-qj8xd 9 місяців тому

      @@annadm so equitas niyo global debit card worked properly. Right?

  • @mcniellsinha5374
    @mcniellsinha5374 10 місяців тому +1

    Aaj bhi passport lagta hai kya neo card k liye

    • @utkarshsharma7914
      @utkarshsharma7914 10 місяців тому

      Nope

    • @ZannSidd
      @ZannSidd 10 місяців тому

      Ab passport nhi lgta kya account opening me

    • @mcniellsinha5374
      @mcniellsinha5374 10 місяців тому

      @@utkarshsharma7914 really?

    • @utkarshsharma7914
      @utkarshsharma7914 10 місяців тому

      @@ZannSidd Mera to ni laga. Sidhe online FD bani, account khul gya. Cards mil gye dono.

  • @Raghu07107
    @Raghu07107 10 місяців тому

    How did you get the visa Infinite card, any special criteria?

    • @flogvinance
      @flogvinance 10 місяців тому

      I also have it, everyone can get infinite but none of the visa infinite benefits are available, totally misleading.

    • @Raghu07107
      @Raghu07107 10 місяців тому

      @@flogvinance oh is it. I got a visa variant.

  • @prashantsharma3750
    @prashantsharma3750 10 місяців тому

    Mast bhai ✌️✌️

    • @annadm
      @annadm  10 місяців тому

      Thank you brother

  • @ZannSidd
    @ZannSidd 10 місяців тому

    Ab passport nhi lgta kya account opening me?

    • @flogvinance
      @flogvinance 10 місяців тому

      yes

    • @ZannSidd
      @ZannSidd 10 місяців тому

      @@flogvinance required or not?

    • @flogvinance
      @flogvinance 10 місяців тому +1

      @@ZannSidd yeah required

  • @avantikanatasha
    @avantikanatasha 10 місяців тому

    Hi my CIBIL score is 783. Is good or bad? How to improve the score?

    • @annadm
      @annadm  10 місяців тому +2

      My score is only 753
      So, your score is very good

    • @avantikanatasha
      @avantikanatasha 10 місяців тому

      @@annadm thanks. Can you make a video on how to improve the score?

    • @annadm
      @annadm  10 місяців тому +2

      @@avantikanatasha definitely

    • @utkarshsharma7914
      @utkarshsharma7914 10 місяців тому +4

      @@avantikanatasha score is decent. Major factors are these only to keep in mind - 100% timely payments, keep utilisation ratio low, oldest credit account active for age and minimum hard enquiries.
      Besides, you might wanna check the consistency of details across all accounts.

    • @avantikanatasha
      @avantikanatasha 10 місяців тому

      @@utkarshsharma7914 there are total 12 hard enquiries in my report. 100% bills are paid on time. The utilisation ratio is 0.6%..

  • @shivamsharma25
    @shivamsharma25 10 місяців тому +3

    Thank you for the information 👌

    • @annadm
      @annadm  10 місяців тому

      My pleasure

  • @mohitjaiswal1028
    @mohitjaiswal1028 10 місяців тому

    Bhai hdfc infinia chiye. Kese milega

  • @avantikanatasha
    @avantikanatasha 10 місяців тому +2

    Can you tell me the impact of credit enquiries for how many years?

    • @annadm
      @annadm  10 місяців тому

      Not more than 6 months

    • @avantikanatasha
      @avantikanatasha 10 місяців тому

      How credit enquiries older than 6 months also appear in the credit report.

    • @annadm
      @annadm  10 місяців тому

      @@avantikanatasha they will appear always but will not impact any present application for loans or credit cards

    • @avantikanatasha
      @avantikanatasha 10 місяців тому

      @@annadm you mean to say, suppose if your score is 752. For each enquiry the score reduces. Lets say that it reduces to 751 due to an inquiry. So the score will go back to 752 after 6 months?

    • @manikantaambati-uv5zo
      @manikantaambati-uv5zo 10 місяців тому

      If there are many enquiries with is 3 to 6 months it will effect your score if more than 6 M it will not be considered for score calculations

  • @parmodkumarbijarnia268
    @parmodkumarbijarnia268 6 місяців тому

    5000 rupe wapis nikal jate h kya?

  • @jimmygems5377
    @jimmygems5377 10 місяців тому +1

    3:52 wrong information, in every bank no TCS up to 7 lakh as per income tax also

    • @annadm
      @annadm  10 місяців тому

      Context samjho, Sab dete hai, but Niyo Global card being a new age fintech app also provides this benefit. I am not saying ki niyo global cards akela ye benefit deta h

    • @jimmygems5377
      @jimmygems5377 10 місяців тому +1

      @@annadm but rules hi hai ki up to 7 lakh no TCS so this point doesn't matter, it's applicable to all bank bro

  • @debrajbiswas4805
    @debrajbiswas4805 8 місяців тому

    passport requred

  • @ek_virus
    @ek_virus 10 місяців тому +1

    Bhai TCS sab card me 7L he. 😅

    • @annadm
      @annadm  10 місяців тому +1

      Sab dete hai, but Niyo global cards bhi dete hai. Agend ye nahi ki aur koi ni deta, agenda hai ki niyo bhi deta hai

    • @ek_virus
      @ek_virus 10 місяців тому

      @@annadm ye bhi thik h 🤣

  • @ajayjat9853
    @ajayjat9853 8 місяців тому

    Worst customer service ever

  • @kumarajay7th
    @kumarajay7th 8 місяців тому

    News reporter aur anchor naa bane. Apne aapko side me karke kuch display karke dikhana jyada informative hoga

  • @deepanshugarg6343
    @deepanshugarg6343 10 місяців тому +3

    Fst cmnt

    • @annadm
      @annadm  10 місяців тому +1

      Thankyou brother

  • @_mohiitt_
    @_mohiitt_ 10 місяців тому +2

    Your video on niyo is far too late , I'm using niyo cards for 5 yrs , and had been to abroad 4 times and has used these cards...
    Now the problem - niyo sbm has stopped working international, and niyo dcb has started charging 300+gst for withdrawal internationally and for niyo credit fd based ,well its not suitable to block ur amount...
    So for now both these cards have lost their value just like many cc are devaluing these days...

  • @sauravrath5786
    @sauravrath5786 8 місяців тому

    For Niyo Global Equitas Debit Card what is the spending limit per day ??
    Like can we withdraw or swipe 1.5 lakh per day ?
    And 2nd ques is What is the difference between Equitas and Dcb debit card ?