She is obviously bright, type A personality, and completely financially secure. She needs the advice of a therapist or life coach not a financial planner.
My favorite doctor ever is my kid's pediatrician who always says "I'm not the wealthiest in my med school class, but I have the most grandchildren out of everyone" (said with a huge beaming smile on his face). He is truly content with his career and personal life. I respect this OBGYN for her success but I think she's lamenting that she doesn't have a higher purpose in life aside from career.
@@jessa9877 That’s probably what someone told her that lead her to this point in her life🤷🏾♂️ It’s obvious that her problem is that money and career means nothing to her, and she’s looking for another purpose, but it’s too late
@@TheDougSpot At 47 it's really not too late. As long as she has her mental and physical abilities, she can decide to do whatever she wants (but probably not including giving birth to her own babies), and can do it for a couple decades or more. However, I agree that she should still try to keep one foot in medicine, at least for a while. Although I was into music decades ago but went into another field, I got back into it a few years ago at age 67, and I've been having a wonderful time since. (I retired from another field shortly before my 61st birthday to take care of my aging parents, but have done a few years of consulting since then.
@@jessa9877it is for 99% of people. Her life is pretty pointless and you can literally hear the emptiness in her voice. No kids, no spouse. What’s it for? Her dying parents?
Good for you! Do you mind if I ask the sum and your age when you received that advice? I ask because I could retire now but I’m uncomfortable about it.
I have a lot of folks in my circle who work in medicine and really make good money. I sense that lots of them are inadvertently in some rat-race about more money, better cars, bigger houses. They work crazy hours, make half million a year, but little life except at the parties. It seems like this is a kind of "danger" that is easy to fall into. As a radical solution, a lesson in minimalism comes to mind
This is why smart saving and investing is so important, not necessarily to retire, but to never be in the position where you have no choice but to do something you hate in order to get by.
unfortunately money saved up and having everything in place like zero debt also creates unnecessary possibilities in your head that you can quit and do what you want. its like a menu with too many food options. you cant make up your mind. having single point focus when you just work and make money allows you to be free of thoughts like "am i unhappy in my job"
Am I the only one who thinks she could transition in careers to voice an answering machine or GPS navigation? Good for her in having these thoughts and trying to not have regrets later in life!
@@shannon2748 That's what my point was. It's great that she's asking these questions at only 47 with so much time ahead of her. Since she's asking them now, she hopefully won't have any regrets when she does turn 97.
She simply speaks like an educated individual with an above-average vocabulary. There are pros and cons to this. Sometimes the inability to 'turn this off' or adjust your speaking based on your audience indicates that you're missing something, socially, and can cause people to distance themselves from you. I previously had a boss who couldn't say a single sentence, no matter how mundane it should have been, without overvomplicating the vocabulary. Instead of saying "We need to double check the report to make sure it's not wrong before sending it out" the sentence would unnecessarily become "Prior to distribution of this information to the necessary related parties, we should reconcile and validate the output in order to ensure accuracy and completeness." Same message, different tone, and sometimes one is tone-DEAF.
@@stwida91I think I might do this a little bit. I read a lot of research articles and jargon is hard to turn off when it feels like you’re using language in the moment that is reasonable and specific.
This woman has singlehandedly destroyed every molecule of pride I had in what I thought I could call a strong work ethic. If you need me I'll be off in my corner in fetal position
@@AlPha-nc6ih lol time to up my game! People will be asking all concerned-like why I'm running myself into the ground, and my only utterance will be some garbled mumbling about the UA-cam baby doctor lady and something about Dave Ramsey
My goodness, her ability to thank others for their thoughts and then state that “we’re on the same page” affords her such an insane level of confidence and standing in the conversation.
I think it depends on what you get out of working and why you work. If you don’t especially like your work, then financial independence gives you the opportunity to cover your expenses and do something you enjoy more, whether it be hobbies, travel or a different kind of work that you enjoy. My wife and I are both in careers we love, in our early 60’s and financially could have retired years ago, so it comes down to what you are passionate about.
I was burned out and don’t have millions in savings. I sold my tiny condo and bought an RV and an RV lot in Colorado at Chateau Chaparral. Now I’m debt free and can travel. I’m still suffering from job burnout but now I can breathe! Just went on a big hike today and starting to de-stress and feel healthy again.
@@rally_chroniclesIsn't it cold up there in your Ivory tower? Beware, it's a long way down... Assuming you are one of those self claimed intellectuals, who look down on delivery boys and toilet cleaners. Highly intelligent species like yourself, ought to know about the 'black plague'. I recall it had something to do with hygiene... I pray to God that one day, you'll be forced to clean up your own shit or have to get your hands dirty, just like us commoners.
It’s called the sunk cost fallacy. She feels that if she leaves the medical profession she feels guilty because she has invested her whole life into it. It’s ok to pivot and move on.
Her parents are elderly and not in nursing home so working weekends and hollidays wouldn’t be what she wants I got the impression she spends her time she has with them while they are still here
You can tell she’s an all in or all out kind of lady. But, one thing having kids does - is force you to balance ur time. She can work half days, she can get a healthcare worker to care for her parents for the time she’s at work. There’s more options than do what she’s been doing - or do nothing at all.
Also in healthcare, no debt, six figure savings but I've worked myself to the point I have no desire to do anything. I'm gonna take this advice and cut back my work and make room for hobbies
Wow, healthcare in some professions, really pays off. Both my mom and dad busted their asses, cleaning in hospital and side jobs. Both saving money, giving it all they had, but could barely make ends meet. Good for you to be so succesful and pity you got a burn out, but I'm certain the gratification of seeing your patients actually 'heal' and patient numbers decreasing in general is very rewarding, right?
Ramsey’s target audience isn’t successful people. It’s unsophisticated people who are in financial trouble and need to learn the basics. Successful people are elsewhere, such as The Money Guy.
She wasn’t doing the usual “I have this much money” flex that many callers do, and was interesting to listen to, polite, and receptive to their advice.... but none of that made her safe from the Ramsey mute finger
@@SwayzeeSoul There are many ways to feel fulfilled in life, and marriage and children aren’t for everyone. My wife is a physician, the same as this lady, and we have children, but don’t enjoy the piano that she does, so we are all different
I'm 51 and I quit working. Life's too short. 20 year military pension, 13 year LE pension and investments. I ain't rich, but I do whatever I want every day. I'm comfortable.
Good job and good choice. My first reaction was "Why the heck is she still working?". I do know that being a dr is a stressful job and stress shortens you life. With that kind of net worth it makes absolutely no sense to me to keep working. Your time alive is a limited resource. I retired at 52 with 1/3 of what she has. I have never looked back and love my life and owning my time completely. I don't miss working one bit. There so much amazing stuff you can do in your life, other than sitting behind a desk for 10hrs a day plus an awful 2+ hrs commute like I was doing. Now I focus on my health and staying in shape in order to extend my healthy time alive.
@@NUFCOfficialHer legacy may not lie with her descendants, but with the hours she has poured into caring for her patients and her parents. Heck, I don’t even know or care about my ancestors past my grandparents.
@@coolandclassic7717glad you said this, i don’t know why people have this idea in their head the only legacy a person can create is with children. there’s a million reasons why she may not want or can’t have kids. she’s dedicating her life to patients and her parents, that’s a better legacy than 99% of ppl with kids.
@TurboAuss you talking like if having kids and being g a doctor are mutually exclusive. Why Americans trap themselves into binary choices? All these Harvard schools and MITs and NYUs to then say black or white, guns or no guns, kids or job, Democrat or republican. Etc. Obviously she can take care of kids and also patients like millions of other doctors in the US and all over the world.
very well to have already saved 3.7 million at age 47 at 200k a year. I know a lot of doctors who make more than that who are holder and dont have that much saved!
@Mark T she did say she take care of aging parents. There is a possibility they owned a home but sold it to live with their daughter, or maybe she lives in the same house with them and so never had to pay extra housing costs 🤷
@Mark T Yes I was just trying to figure out the same thing. This is where we live and my husband and I make 180k and we just about live paycheck to paycheck after we max out our retirements.
@Mark T Just because you have the power to buy don’t mean you have to. People that handle their money well don’t contribute to buying power. This responsible woman knows her priorities. Only broke people create most of the buying power anyway. Just ask MasterCard,Visa, or the FOMO crowd.
Ok, at least I feel a little better after listening to this woman. I’m 42, net worth of 3.5 million (excluding home and car), and I make 270k/yr (equivalent to 500k in California). And I can’t get myself motivated to work, all I want to do is to be able to take care of my aging parents when they need me. And I know they are going to need me.
@@GiantsWS her intelligence contributed to the safe and healthy carriage and delivery of babies. Not a waste at all. She’s been a blessing to many families. Everyone’s happiness and existence isn’t wrapped up in or dependent on the existence of another. You go have yourself a spouse and children and don’t worry yourself about her choices especially when they do not negatively impact your life at all.
@@GiantsWS She has immediate family . She’s a Christian who is not married therefore she can’t religiously have kids because that requires sinful behavior. She worth millions . What man with millions would be stupid enough to get married ? This woman is an ALPHA.
I think Dave should invite her to be a guest on his show. She may realize how much others struggle to achieve a quarter of what she has accomplished. Congratulations on your hard work . Talk it out with your parents maybe they don’t require that level of care
She does not have any family. It is not unusual for a doctor who works as much as her to be where she is. Her salary is on the low end for a doctor too.
Wow, this woman is awesome! If working as a Doctor is a passion, I would do it part time and take care of my parents. In reality this lady can do whatever she wants!!!
Including refunding some of what she charges her patients. Medical professionals help and hurt society. Jesus never told doctors to be multimillionaires and own three houses. Maybe she does more already than supporting her mother. But I still believe that many of her patients don't enjoy paying the high cost of health care that she provides. Not just her, but the entire medical industry.
Wait I want her to deliver my babies when I have one. She’s so comforting and seems so sweet. I adore her. She’s the type of person that would make me feel so safe and comfortable
She has no kids, her parents are on their way out, she's aware of her own mortality (arthritis & hearing loss on the horizon)... This has midlife crisis written all over it.
Richard, I am there with you. I work for money, not fulfillment. My dream is to criss cross the country on my motorcycle with my guitar and little amp(I bought the amp with strapping on to the bike in mind) playing for tips and giggles where ever some one would have me, pub, coffee shop, street corner... With my business just about going under, I wouldn't make any less than I am making now, and I might make more! LOL! Cheers
I pray she meets a like minded, well accomplished man to share life with. She's pretty much set for life but would be nice to share it with someone. She has done so well for herself and takes care of everyone else. She seems like a loving person and would love someone well but would recieve that same love and care from a man who would take some of what feels like the weight of the world off of her.
@@whyme7996 She’s not listless, she’s very energetic. All she needs is attitude adjustment. That’s far easier to achieve than cleaning up the fallout from decades of poor choices.
@@genxx2724 she's a woman who is caring for her parents and sees her own future....no one around to care for her, just paid "care givers" during her waning years.
@Csab It makes perfect sense, just because you love your job doesn't mean you want to continue doing it every day for the next 13 years. She is getting up there in age so working 50+ hour weeks just isn't as practical. I love playing video games but that doesn't mean I want to put in the same amount of hours on games as I was doing in high school and college.
Sorry but I just understand all these people claiming to love their jobs but being “burned out” or “lacking motivation” to actually do it. I’ve never experienced a lack of motivation in doing things I love. I think people are conditioned to say certain things like loving their jobs as a societal norm, in order to convince themselves they are not wasting their life away doing something for a paycheck
She worked to hard for others that when it comes to her she lost herself. Money can’t answer everything. It’s time that she has lost that she regretted. She finally found herself today.
Wow, she is an AMAZING individual, she is a jack in all trades! I as a citizen would love for someone like her to continue servicing our Country and providing Grade A service, but at the same time, she's done so much for everyone else, she has the money to retire.... all I would say, is remember this quote, "The cost of not following your heart, is spending the rest of your life wishing you had."
@@Monkofthecaribbean That is another option, which we have tried in the past, but it cost much more and you don’t get the diversification that you would get by owning reits
It's crazy that you have a doctor working her tail off and on call 24/7 stressed to the max and makes 200k to 300k a year while there are 16 year olds making a million a month on social media. lol 🤔
I did 60 hour weeks during residency. But when I took my first attending job, full-time was considered 30hr/week. Anything over 135 hours/month is paid overtime. I'm in PA.
What a phenomenal woman. So many talents - I wonder if she could pull out for a year to catch up on life and spend time with her parents? I guess its tough if your contract has good pension terms.
I was in a similar place. Although much younger and not a doctor. At 36, several million in investments and retirement, and my homes paid off - but doing a job I wasn’t fulfilled with. I retired. Then I started a mental health publishing and production organization that creates very high quality programs and distributes them for free. I’m incredibly fulfilled and motivated to keep going. 100% of my time is volunteer and I’m not burned out. Once you have enough money to live comfortably, having even more did not make me happy - instead I just worried about what to do with it.
@@PremiumFuelOnly That's what we call hobbies/interests. If I won the powerball, all employers could get stuffed. Most bosses are evil, psychotic jerks.
She’s not motivated because although she’s type A working in the field of her passion…she has no one to share it with or kids to support. She’s not needed in her home. I’m not saying to be cruel. I dated a doc who I wanted to marry, still love her and would still try to make things work but she brought the type A shit into the relationship and I happened to lose my job and got depressed for 3 months. It killed the attraction on her side. I don’t blame her and not resentment, but that’s what ultra successful women doctors often experience
What is the primary purpose of working? To have an income that pays for the necessities and the pleasures in life. If you have enough, and you do, then stop working and take a sabbatical for a year. Then find something that you enjoy doing - it doesn’t have to be something that makes you a Dr.’s income, it might be no income at all, or it may be an expense (volunteering in some way). Life isn’t about seeing how much you can accumulate - that’s just a waste of valuable time. Sometimes it’s valuable to talk to your elders to give you a perspective of what ultimately matters in life.
I have no children, I do have nieces I love dearly. Children and a husband isn't everybody's dream. I love animals and I'm free to go where I please. I have many hobbies. This lady doesn't sound like she's living a life of regret due to no children.
It's really surprising how many think that a woman has to sacrifice her marital life in order to be successful in a career. Or worse, think that women NEED marital life. 😐
My first reaction is "Why the heck is she still working?". I do know that being a dr is a stressful job and stress shortens you life. With that kind of net worth it makes absolutely no sense to me to keep working. Your time alive is a limited resource. I retired at 52 with 1/3 of what she has. I have never looked back and love my life and owning my time completely. I don't miss working one bit. There so much amazing stuff you can do in your life, other than sitting behind a desk for 10hrs a day plus an awful 2+ hrs commute like I was doing. Now I focus on my health and staying in shape in order to extend my healthy time alive.
I chased my dream in music when I was younger and didn’t have any regrets about it either. But I was also young with no responsibilities. She’s just doing it now cause she has the funds to do it. Guarantee she wouldn’t have been a doctor if she didn’t need money
Must be medical day as I'm a 64 yo doctor with 5.1 M and still working pretty hard. My problem is I don't know what to do if I slowed down. I have a few hobbies but nothing that could keep me busy all the time. Maybe I'll take up an instrument.
Wow, someone to look up to. Amazing woman. Really understand the music aspiration...too much stress requests downtime and music speaks to the soul. 50%-50% sounds just right. Good luck to her!
Maybe there is more to life then just work. I bet she felt great being single and working, but now she is getting older and something is missing but she doesn't really know wat. A lot of money and an empty life is what i hear.
As someone who has a lot money, I can tell you that it isn’t everything. My relationship with my family and my gf means so much to me. This woman does not sound happy. Find yourself a man and a partner to share your life with, albeit a financially stable man.
Doesn't matter how much money you have. You can't get away from yourself. Rich and poor both have problems. In fact, looking back I was happier when I was in a lower tax bracket compared to a higher one because there is less stress and pressure.
@@gordonsmith5589 lots of financially stable women prefer to be without a Man. Having one actually stresses them out more. She needs to find a travel and music group. She will be just fine. It's not the same as with men. Men are stressed out for not having a woman.
Any update from the doctor? I’ve always thought Doctors Without Borders would be such a cool thing, but alas I’m not a doctor. I’m 61 and retired last year. I’m starting to come out of the fog of 4 plus decades of work. I left my job a year early, making more money than I ever thought. I wanted to stay until 62, but I thought I would likely develop a serious health issue. The other day I almost cried thinking about a regret that I now have. I wish I would have travelled more when my husband was healthy. This doctor is very wealthy and she has earned it. When you turn 60, the aging process kicks in and will never stop until it’s finally over.
I have the same problem, but I’m not a doctor or a multi-millionaire...
lol
Haha
😂😂😂 the struggle
Lol
Haha!
"You don't need motivation. You need a mission." I felt that.
It’s crazy how I read this as he said it 🔥
Lemme guess Queen , you do hair and eyelashes
@@coachcarroll963 that’s unnecessary... she could be applying that to anything in her life.
@@coachcarroll963 Incorrect. But, good guess!
I can definitely relate to that statement
She is obviously bright, type A personality, and completely financially secure. She needs the advice of a therapist or life coach not a financial planner.
I need she needs God in her life. Most of the time we all have stepped away from God. I would say she needs to give of her time to those in need.
@@marisol033 lol no
Yes a therapist to understand why she took the Hippocratic oath in the first place.
I thought the same
@@marisol033 here we go with the religious nonsense
Ken started smiling when the lady started talking. Same with me....she sounds soooooo confident and graceful.
My favorite doctor ever is my kid's pediatrician who always says "I'm not the wealthiest in my med school class, but I have the most grandchildren out of everyone" (said with a huge beaming smile on his face). He is truly content with his career and personal life. I respect this OBGYN for her success but I think she's lamenting that she doesn't have a higher purpose in life aside from career.
Having children isn't for everyone
@@jessa9877 true but, like the op said, she is missing some sense of purpose. That doesn’t only come from kids.
@@jessa9877
That’s probably what someone told her that lead her to this point in her life🤷🏾♂️
It’s obvious that her problem is that money and career means nothing to her, and she’s looking for another purpose, but it’s too late
@@TheDougSpot At 47 it's really not too late. As long as she has her mental and physical abilities, she can decide to do whatever she wants (but probably not including giving birth to her own babies), and can do it for a couple decades or more. However, I agree that she should still try to keep one foot in medicine, at least for a while. Although I was into music decades ago but went into another field, I got back into it a few years ago at age 67, and I've been having a wonderful time since. (I retired from another field shortly before my 61st birthday to take care of my aging parents, but have done a few years of consulting since then.
@@jessa9877it is for 99% of people. Her life is pretty pointless and you can literally hear the emptiness in her voice. No kids, no spouse. What’s it for? Her dying parents?
The minute my financial advisor told me I could retire I put my notice in so fast I had a smoke trail behind me. Just quit already, life is too short.
Good for you! Do you mind if I ask the sum and your age when you received that advice? I ask because I could retire now but I’m uncomfortable about it.
@@genxx2724 the sum is....enough for me to be comfortable and I was 64.
@@Casinogirl56 Good for you!
@@Casinogirl56 absolutely if I could afford to retire I’d be gone today.
Good for you!. Live!
Job burn out is real. With or without saved money. She is smart to have saved hers. Talking as a medical professional who can relate
Yep...burnout is real
You've got that right. I've been in sales for over 30 years and I can totally relate.
Especially after this year... a real eye opener for lots of folks!!
No matter how exciting the job, they get old after 20 years.
I have a lot of folks in my circle who work in medicine and really make good money. I sense that lots of them are inadvertently in some rat-race about more money, better cars, bigger houses. They work crazy hours, make half million a year, but little life except at the parties. It seems like this is a kind of "danger" that is easy to fall into. As a radical solution, a lesson in minimalism comes to mind
This is why smart saving and investing is so important, not necessarily to retire, but to never be in the position where you have no choice but to do something you hate in order to get by.
Yeah not necessarily to retire but an option among many when financially sound.
It’s FU money.
unfortunately money saved up and having everything in place like zero debt also creates unnecessary possibilities in your head that you can quit and do what you want. its like a menu with too many food options. you cant make up your mind. having single point focus when you just work and make money allows you to be free of thoughts like "am i unhappy in my job"
@@Sarvagya4
Not talking about unstable people.
Well said.
Am I the only one who thinks she could transition in careers to voice an answering machine or GPS navigation? Good for her in having these thoughts and trying to not have regrets later in life!
I agree
Later in life??? She's 47, not 97.
@@shannon2748 That's what my point was. It's great that she's asking these questions at only 47 with so much time ahead of her. Since she's asking them now, she hopefully won't have any regrets when she does turn 97.
Agreed, she got the voice
She has a very pleasant voice, you're right
Quit her job, take care of her mom, enjoy her music! Life is short, you never know when it all be over.
She has to work to age 60 for the health insurance.
Exactly
@@genxx2724 I thought 65
@@beautiful20106 That’s the Medicare retirement age. She said her employer provides health insurance to retirees at age 60.
🔥!!!!
You can tell how intelligent she is just by listening to her speak.
She’s also very gracious.
Yes exactly!
James Salvatore - I lived in her city for many years, and have seen all the medical facilities: and am guessing she is Asian.
thank you for that
@@carlcampbell6827 Now that I read that I think I have to agree. Saving. Doctor. Takes care of parents. Plays instruments.
There are going to be a lot of retired doctors after this pandemic ends...
Not just doctors, nurses, mid level providers, etc.
And teachers
Guess their dancing skills werent up to par
Teachers? Naw, they're still resisting reopening the schools some places!!!
And dead beat dads
She even sounds like a doctor.
Like a newsreader learns to speak like a newsreader. It's an authoritative voice that tells people not to question what they are saying to them.
Meh.
She simply speaks like an educated individual with an above-average vocabulary.
There are pros and cons to this. Sometimes the inability to 'turn this off' or adjust your speaking based on your audience indicates that you're missing something, socially, and can cause people to distance themselves from you.
I previously had a boss who couldn't say a single sentence, no matter how mundane it should have been, without overvomplicating the vocabulary.
Instead of saying "We need to double check the report to make sure it's not wrong before sending it out" the sentence would unnecessarily become "Prior to distribution of this information to the necessary related parties, we should reconcile and validate the output in order to ensure accuracy and completeness."
Same message, different tone, and sometimes one is tone-DEAF.
@@stwida91I think I might do this a little bit. I read a lot of research articles and jargon is hard to turn off when it feels like you’re using language in the moment that is reasonable and specific.
This woman has singlehandedly destroyed every molecule of pride I had in what I thought I could call a strong work ethic. If you need me I'll be off in my corner in fetal position
Those fries aren’t gonna fry themselves! Get back to work lol
@@AlPha-nc6ih lol time to up my game! People will be asking all concerned-like why I'm running myself into the ground, and my only utterance will be some garbled mumbling about the UA-cam baby doctor lady and something about Dave Ramsey
Why live by someone else's metric? If you think you work hard and enjoy what you do, keep going!
@@littleviolagirl I'm mostly just joking, but you're absolutely right! 💯
Part time 60 hours
My goodness, her ability to thank others for their thoughts and then state that “we’re on the same page” affords her such an insane level of confidence and standing in the conversation.
Its just the way doctors talk to patients were taught to talk to patients that way
I’m a Multi-Thousandaire Pizza Delivery Man Unmotivated to Work Another 13 Years
Big baller over here... same man, same.
Sounds like:
I have a problem. My Porsche is in the shop and I really can't decide between the Mercedes or Ferrari.😆
*dave Ramsey impression * What do you like about delivering pizzas? What do you not like about delivering pizzas? lol
@@CooterELee So true.
Laugh if you want, but as a thousandaire your doing better than most Americans who cant save a dollar if their lives depend on it.
38yrs old . Near millionaire and I do not want to work more than I must. Life is short and I want to enjoy more than what work can provide.
I got 62 more years bruh
I think it depends on what you get out of working and why you work. If you don’t especially like your work, then financial independence gives you the opportunity to cover your expenses and do something you enjoy more, whether it be hobbies, travel or a different kind of work that you enjoy. My wife and I are both in careers we love, in our early 60’s and financially could have retired years ago, so it comes down to what you are passionate about.
Can I have some money?
Read rich dad poor dad
He is BS!
He is lying to you! He wants to sell he’s books, that’s all he want.
I was burned out and don’t have millions in savings. I sold my tiny condo and bought an RV and an RV lot in Colorado at Chateau Chaparral. Now I’m debt free and can travel. I’m still suffering from job burnout but now I can breathe! Just went on a big hike today and starting to de-stress and feel healthy again.
Nice my man 🙌🙌🙌
How do you pay for insurance? Or do you? That’s what traps us all until 65
@@NicE-jq3wv forego the insurance...I pay cash for medical needs vs spending $10k+ per year for insurance
Good for you!! Sounds like a wonderful life!
How is it going now? Anything you can share?
Just listening to the clear and concise way she speaks in the first 30 seconds you can tell this woman is EXTREMELY intelligent.
Or put another way-
Very commonplace about 35 years ago.
The devolution is real.
@@michaeldalton8374 her eloquence is not the norm even in the past.
I'm surprised many of you can string sentences together
Yet she has no kids so genes are dead. Sad really.
@@rally_chroniclesIsn't it cold up there in your Ivory tower? Beware, it's a long way down...
Assuming you are one of those self claimed intellectuals, who look down on delivery boys and toilet cleaners.
Highly intelligent species like yourself, ought to know about the 'black plague'. I recall it had something to do with hygiene...
I pray to God that one day, you'll be forced to clean up your own shit or have to get your hands dirty, just like us commoners.
It’s called the sunk cost fallacy. She feels that if she leaves the medical profession she feels guilty because she has invested her whole life into it. It’s ok to pivot and move on.
What if she flipped the table completely and worked ONLY weekends, holidays, & emergencies. Most her time goes back to being hers!
That’s a great idea!
Yes !! That’s a great idea !!
She spent so much time in school and paid so much for medical school !!
Her parents are elderly and not in nursing home so working weekends and hollidays wouldn’t be what she wants I got the impression she spends her time she has with them while they are still here
Yes a lot of docs opt for that. The medical insurance is real though. One disease can wipe one out.
You can tell she’s an all in or all out kind of lady. But, one thing having kids does - is force you to balance ur time.
She can work half days, she can get a healthcare worker to care for her parents for the time she’s at work. There’s more options than do what she’s been doing - or do nothing at all.
Also in healthcare, no debt, six figure savings but I've worked myself to the point I have no desire to do anything. I'm gonna take this advice and cut back my work and make room for hobbies
You need to put yourself first and find the hobby that brings you joy! Congrats!
yes I work in healthcare. But nowhere near your situation. Congratulations
@@JMian Yeah, that sounds genuine lol.
Okay.
Wow, healthcare in some professions, really pays off.
Both my mom and dad busted their asses, cleaning in hospital and side jobs. Both saving money, giving it all they had, but could barely make ends meet.
Good for you to be so succesful and pity you got a burn out, but I'm certain the gratification of seeing your patients actually 'heal' and patient numbers decreasing in general is very rewarding, right?
I love calls like this from successful people. So inspirational, more please!
Ramsey’s target audience isn’t successful people. It’s unsophisticated people who are in financial trouble and need to learn the basics. Successful people are elsewhere, such as The Money Guy.
I love hearing these stories to make me feel bad about myself lol
Honestly😊❤
It is reassuring to know that we have smart, competent, responsible people like this in our society. She makes the world better.
She wasn’t doing the usual “I have this much money” flex that many callers do, and was interesting to listen to, polite, and receptive to their advice.... but none of that made her safe from the Ramsey mute finger
Idk, I felt like it was a flex. But I don’t really mind it I like hearing the stories
Lol the ramsey mute finger. I love that name, but hate that he did it to her.
@@tomvonneefe4269 The commercial break music had started
Holy cow this woman rocks.
She rocks so much she never got married or had children. Red flags all over the place.
@@SwayzeeSoul sounds smart to me!
@@SwayzeeSoul There are many ways to feel fulfilled in life, and marriage and children aren’t for everyone. My wife is a physician, the same as this lady, and we have children, but don’t enjoy the piano that she does, so we are all different
That’s why she called up, she was wanting tell us about it
@@SwayzeeSoul thats up to her... whys that a red flag
Man no wonder a lot of older doctors appear to be burned out. 50-60hrs per week for part time??? That’s crazy. I would burnt out really fast
Yep many are working 90-100 hours a week. The burnout rate is extremely high for physicians.
@@Stoneface_ It’s like that pretty much everywhere that you get paid a high salary. Law, finance etc.
Finance is worst. Burn out is 2-3 years in investment banking. Then go and do other job.
@@Stoneface_ they dont work that much they get paid like 200k for one simple surgery after payments and interest easy
@@alexcoop522 good joke
She should work as a doctor part time. She already has enough money saved, and that way she can take care of her parents.
Agreed!
That's what she said. She is already part time
She said she is working part time, and in doctor's world that's 50 to 60 hours a week.
@@sugeymancia5806 Her version of part time and my version of part time are completely different.
@@LG123ABC so true
I'm 51 and I quit working. Life's too short. 20 year military pension, 13 year LE pension and investments. I ain't rich, but I do whatever I want every day. I'm comfortable.
as long as you dont have a need in the world, u are all set! Good Job! Enjoy your early retirement!!!!
You are rich with options
Better than 90 percent of Americans
Good job and good choice. My first reaction was "Why the heck is she still working?". I do know that being a dr is a stressful job and stress shortens you life. With that kind of net worth it makes absolutely no sense to me to keep working. Your time alive is a limited resource. I retired at 52 with 1/3 of what she has. I have never looked back and love my life and owning my time completely. I don't miss working one bit. There so much amazing stuff you can do in your life, other than sitting behind a desk for 10hrs a day plus an awful 2+ hrs commute like I was doing. Now I focus on my health and staying in shape in order to extend my healthy time alive.
Her sentence was so precise, structured and clear. what a badass woman ... Absolute alpha...Glad she is doing great in her life.
But she will have 0 legacy and in 10 years all of her money is worthless to her
@@NUFCOfficialHer legacy may not lie with her descendants, but with the hours she has poured into caring for her patients and her parents. Heck, I don’t even know or care about my ancestors past my grandparents.
@@coolandclassic7717glad you said this, i don’t know why people have this idea in their head the only legacy a person can create is with children. there’s a million reasons why she may not want or can’t have kids. she’s dedicating her life to patients and her parents, that’s a better legacy than 99% of ppl with kids.
Thats the reason she doesn't have a man
@TurboAuss you talking like if having kids and being g a doctor are mutually exclusive.
Why Americans trap themselves into binary choices? All these Harvard schools and MITs and NYUs to then say black or white, guns or no guns, kids or job, Democrat or republican. Etc.
Obviously she can take care of kids and also patients like millions of other doctors in the US and all over the world.
=She needs to find herself. Her whole life she has been too structured and she needs to go out and "live a little".
very well to have already saved 3.7 million at age 47 at 200k a year. I know a lot of doctors who make more than that who are holder and dont have that much saved!
oh ok she did make over 300k for a long time, so that helps, still saved very well!
@Mark T she did say she take care of aging parents. There is a possibility they owned a home but sold it to live with their daughter, or maybe she lives in the same house with them and so never had to pay extra housing costs 🤷
@Mark T Yes I was just trying to figure out the same thing. This is where we live and my husband and I make 180k and we just about live paycheck to paycheck after we max out our retirements.
@Mark T
Just because you have the power to buy don’t mean you have to. People that handle their money well don’t contribute to buying power.
This responsible woman knows her priorities.
Only broke people create most of the buying power anyway. Just ask MasterCard,Visa, or the FOMO crowd.
@Mark T absolutely 100 percent true.
I normally watch this channel to feel better about myself. Now I need a counselor. 😂😂😂😂
It’s not good to feel good about other people’s pain. Instead of feeling better about your self from their issues try to learn from them
Lol 😂😂
She is such a hard worker!!! Do what works for you Doc!!!
Ok, at least I feel a little better after listening to this woman. I’m 42, net worth of 3.5 million (excluding home and car), and I make 270k/yr (equivalent to 500k in California). And I can’t get myself motivated to work, all I want to do is to be able to take care of my aging parents when they need me. And I know they are going to need me.
Amazing. What work do you do?
Great job. You're done. No need to work any more. I retired at 52. Best decision ever.
You’ve got a parachute that most musicians dream about 😊 you can do both because you’re an absolute champ!
Agreed!
Indeed
This lady is on another level.
Yep - another level of sad and pathetic. No family, no children, probably no husband. Such a waste of an intelligent mind.
Bruh I always see you commenting!
@@GiantsWS Is it compulsory to get married and have kids? Imo being single saves you a lot of money in the long run to enjoy life
@@GiantsWS her intelligence contributed to the safe and healthy carriage and delivery of babies. Not a waste at all. She’s been a blessing to many families. Everyone’s happiness and existence isn’t wrapped up in or dependent on the existence of another. You go have yourself a spouse and children and don’t worry yourself about her choices especially when they do not negatively impact your life at all.
@@GiantsWS She has immediate family . She’s a Christian who is not married therefore she can’t religiously have kids because that requires sinful behavior. She worth millions . What man with millions would be stupid enough to get married ? This woman is an ALPHA.
Okay I’m glad she explained why her salary was 200k as an OB/GYN. All of the ones I work with make around +350k.
I was about to say. Though to be fair, it’s the lowest reimbursing surgical specialty.
@@stoneyjosephine urologists make ~400k in private practice
I feel like a big part of her dilema was being able to be there for her parents, and they didn’t acknowledge that much.
it'd be too much to handle in one call
She doesn't have 3.7 million to live on at age 47. 2.1 million of it is in 401k
They just saw dollar signs.
We all benefitted from hearing this powerhouse of a woman speak
More than 50% of doctors are female. I absolutely love this and feel connected when she states some of her issues.
I think Dave should invite her to be a guest on his show. She may realize how much others struggle to achieve a quarter of what she has accomplished. Congratulations on your hard work . Talk it out with your parents maybe they don’t require that level of care
This is a great suggestion! I was wishing they kept the conversation going longer.
She does not have any family. It is not unusual for a doctor who works as much as her to be where she is. Her salary is on the low end for a doctor too.
Wow, this woman is awesome! If working as a Doctor is a passion, I would do it part time and take care of my parents. In reality this lady can do whatever she wants!!!
Including refunding some of what she charges her patients. Medical professionals help and hurt society. Jesus never told doctors to be multimillionaires and own three houses. Maybe she does more already than supporting her mother. But I still believe that many of her patients don't enjoy paying the high cost of health care that she provides. Not just her, but the entire medical industry.
Her voice is strong and confident, that's what women should strive for.
When someone says “she’s out of my league”, they must be talking about her 🤣😂
@@donatello9482 That's why she's 47, never married, no kids. She's out of everybody's league.
I thought she said 41?
@@regularity2556 LOOOOOL
Yes I noticed that in her voice instantly, the eloquence and confidence
I was really enjoying this conversation and hearing about this woman’s life. Wish the chat was longer. 😩
I think she needs a break. It sounds like burnout.
Yeah...maybe she should take a year off, that might be fun.
she talks like a doctor
Not in a good way eck
Is that a comment praising God? Or taking his name in vain?
@@belindaevans6915 however you please to understand 🤗
@@bemkim4225 I, too, speak to God through UA-cam comments 😂
@@SevenRiderAirForce okay.. i revised...
Am I the only one who finds it so cold (yet hilarious) when Dave just slams that button and hangs up on them lol
He has to take an "Obscene Profit" Commercial break (as Rush Limbaugh sarcastically called it).
Wait I want her to deliver my babies when I have one. She’s so comforting and seems so sweet. I adore her. She’s the type of person that would make me feel so safe and comfortable
She has no kids, her parents are on their way out, she's aware of her own mortality (arthritis & hearing loss on the horizon)... This has midlife crisis written all over it.
You're just jealous 😂
Empty nesters without millions at her age feel way worse
@@Susannn-s6j I wouldn't want to be her, no matter how rich she is.
But I'm glad she's exploring music as a way to enrich her life.
@@skeet0rzyou’re right those people who don’t have kids are never happy especially women.
But this woman ISN'T happy. That's why she called. Stop generalising/deflecting and stick to the topic. @@mariog5737
I burnt out in 10 years and quit. I work on my farm and a lot happier. The wards were a very depressing time for me.
How often did you work in those 10 years? How many hours per week?
Same here, I practically lived in the hospital in those 10 years and really loved it. But now I have kids and prefer to stay at home.
She is such an achiever with many skills. How about teaching part time and doing the conservatory thing as well.
Thanks for your comment
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I’m a multi-hundrednaire unmotivated to work another day
Lol 😝
😅😅😅😅
Yes!
Typical women s always a victim
Richard, I am there with you. I work for money, not fulfillment.
My dream is to criss cross the country on my motorcycle with my guitar and little amp(I bought the amp with strapping on to the bike in mind) playing for tips and giggles where ever some one would have me, pub, coffee shop, street corner...
With my business just about going under, I wouldn't make any less than I am making now, and I might make more! LOL! Cheers
Think she may need a sugar baby? 🤔
How do I see you here everytime😂
@@WhyPee24 I seriously spend all my free time watching financial channels 🤣
😂
Best comment 😂
yea she need me
"ONLY" making 200K and have net worth of 5M in her 40s, way to go Doc!
Power of investing
She mentions she made 300+ at one point but cut back
@@howo357 and possibly divorce
@@realdookoos its always divorce
Sounds fishy
I pray she meets a like minded, well accomplished man to share life with. She's pretty much set for life but would be nice to share it with someone. She has done so well for herself and takes care of everyone else. She seems like a loving person and would love someone well but would recieve that same love and care from a man who would take some of what feels like the weight of the world off of her.
Doc, you’re awesome! Do what you love and love what you want to do!
She's living her life the way most people with kids THINK they would live theirs if they didn't have any kids.
listless and unsatisfied with her achievements?
@@whyme7996 She’s not listless, she’s very energetic. All she needs is attitude adjustment. That’s far easier to achieve than cleaning up the fallout from decades of poor choices.
@@genxx2724 she's a woman who is caring for her parents and sees her own future....no one around to care for her, just paid "care givers" during her waning years.
@@whyme7996 Few people lovingly care for their parents. Kids are no guarantee of anything, and many turn out poorly these days.
@@whyme7996
She said she need a motivation to work a few more years not motivation to live.
“How do I take care of my parents”
Dave: “You are not going to see the inside of a restaurant unless you are working there!!”
Dave: "Sell your mom"
@@jamiesonmelnyk 😂😂😂😂
Beans 'N Rice... Rice 'N Beans
"No vacations until you get this mess cleaned up."
Now I understand why many Americans are retiring in México, with that money she could live comfortably and not have to wait 13 years.
She’s got more than enough money to retire now! Dave’s advice is on point!
“I love my job so much I don’t have the motivation to continue”.
@Csab It makes perfect sense, just because you love your job doesn't mean you want to continue doing it every day for the next 13 years. She is getting up there in age so working 50+ hour weeks just isn't as practical. I love playing video games but that doesn't mean I want to put in the same amount of hours on games as I was doing in high school and college.
Burn out
She’s confused so here explanation is confused
I love my job but I hate working. If that makes any sense. Burn out is real. Took a year off and I feel so refreshed.
Sorry but I just understand all these people claiming to love their jobs but being “burned out” or “lacking motivation” to actually do it. I’ve never experienced a lack of motivation in doing things I love.
I think people are conditioned to say certain things like loving their jobs as a societal norm, in order to convince themselves they are not wasting their life away doing something for a paycheck
Renee you’re unmotivated and you’ve motivated me! Thank you bunches Renee ❤️ can you please write a book on your journey? 🙏🏽
Not really sure there’s enough material for a book here..maybe a short story lol
“If you’re not doing what you love, you’re wasting your time.” - Wise person
Cheers don’t pay the bills
Doing what you love can get boring eventually and even stressful if you do it everyday.
@@ArcticZombie better than doing something you hate tho
This is really bad advice that I hear too often. You should "like" your job but you certainly don't have to love it.
Doing what you love is silly if it doesn’t sustain you. You should do what you are good at.
She worked to hard for others that when it comes to her she lost herself. Money can’t answer everything. It’s time that she has lost that she regretted. She finally found herself today.
Wow, she is an AMAZING individual, she is a jack in all trades!
I as a citizen would love for someone like her to continue servicing our Country and providing Grade A service,
but at the same time, she's done so much for everyone else, she has the money to retire....
all I would say, is remember this quote,
"The cost of not following your heart, is spending the rest of your life wishing you had."
She has the kind of problems I wish I had😂
No bullshitting
Work for it! She was in school 10 yrs after 18 then worked two decades of 90 hr weeks. She would have more $ if she wasn’t a doctor.
I used to say that, and then life gave me the problems I wished I had. And the anxiety level was the same as the old problems...
😂😂😂
@@coolafternoons8930 that's nice,but for me you should invest your time in more profitable ways of earning money...
Happens to lots of doctors. Better than opening a restaurant
yeah, dont open a restaurant. Even in the best of times food is a risky business
I've seen too many Kitchen Nightmare episodes to believe opening up a restaurant is ever a good idea 😂
@@DJayAce4 food is one of the most competitive businesses out there, especially with the age of technology and delivery.
My mom has a bakery/restaurant her store makes about 200k/month gross.
@@Rehabszz -why would you say something so personal that isn't even yours to tell on the internet. Stay humble.
if i ever had 1.5+mil i’m buying property for passive income, rinse n repeat n just enjoying my life
You can get that same passive income by owning reits and not worry about broken toilets or tenants not paying rent
You don't need 1.5m to do this.
@@HamiltonRb 1.5m out of 1.5m in reits? Oof lol...
@@HamiltonRb or she can hire a property management company for those toilets
@@Monkofthecaribbean That is another option, which we have tried in the past, but it cost much more and you don’t get the diversification that you would get by owning reits
It's crazy that you have a doctor working her tail off and on call 24/7 stressed to the max and makes 200k to 300k a year while there are 16 year olds making a million a month on social media. lol 🤔
Yes, but money is not everything. Medical doctor is better achievement than just making money.
I bet you will amount to neither of those too 😂
@@MooMoo69556 I am a Master's in Finance grad and worked in investment management before.
So what are you saying? It’s also crazy that some people win $20MM from the lottery.
@@annajones9701 I wasn’t talking to you, I was talking to the original poster.
What a lady! Congratulations! It pays to be disciplined and smart.
I'm an ER physician. 30 hours/week is considered full-time for us. I couldn't imagine 50-60 hours per week
30? Sweet
Where? In NY 60 hours is the standard hours for most doctors
I did 60 hour weeks during residency. But when I took my first attending job, full-time was considered 30hr/week. Anything over 135 hours/month is paid overtime. I'm in PA.
How much do you get paid?
@@jakem7591 $240/hr
I'm 60 and can hardly wait for 62.
At this age I think you should be thinking of online investment
@Wooten Blazer exactly you're correct. It's true there are scammers but real license brokers are out there for investors.
@@dizmund then I'll like to introduce you to my expert MRS Beatrice.
expert Mrs Beatrice is a reliable and sincere broker and since I got to know her I never made any loss I think she's the best broker I have ever known
I encourage newbies to invest with her and come back with testimony
What a phenomenal woman. So many talents - I wonder if she could pull out for a year to catch up on life and spend time with her parents? I guess its tough if your contract has good pension terms.
I was in a similar place. Although much younger and not a doctor. At 36, several million in investments and retirement, and my homes paid off - but doing a job I wasn’t fulfilled with. I retired. Then I started a mental health publishing and production organization that creates very high quality programs and distributes them for free. I’m incredibly fulfilled and motivated to keep going. 100% of my time is volunteer and I’m not burned out. Once you have enough money to live comfortably, having even more did not make me happy - instead I just worried about what to do with it.
This woman is goals.
DONT WORK. We are only here once and it's not only to work!
Some of us enjoy working.. we all need a purpose and to contribute to society
You still need something to do.
@@christianc7420 “some” yes, but she already contributed enough to society. Let here do whatever she wants
Work is ok as long as you enjoy it. Even if you win the powerball, You need something to keep the mind busy.
@@PremiumFuelOnly That's what we call hobbies/interests. If I won the powerball, all employers could get stuffed. Most bosses are evil, psychotic jerks.
That was a SAVAGE mute button.
He has to take an "Obscene Profit" Commercial break (as Rush Limbaugh sarcastically called it).
@Anne Day she was mid-sentence.
@@todd2456 Dave doesn't like a lot of follow-up random comments that go all over the place.... and neither do most listeners.
@Anne Day bruh
This woman has achieved FIRE. She should continue to work on things she wants to, not because she has to.
Dave’s sidekicks question to her we’re right on point! My man
She’s not motivated because although she’s type A working in the field of her passion…she has no one to share it with or kids to support. She’s not needed in her home. I’m not saying to be cruel. I dated a doc who I wanted to marry, still love her and would still try to make things work but she brought the type A shit into the relationship and I happened to lose my job and got depressed for 3 months. It killed the attraction on her side. I don’t blame her and not resentment, but that’s what ultra successful women doctors often experience
What is the primary purpose of working? To have an income that pays for the necessities and the pleasures in life. If you have enough, and you do, then stop working and take a sabbatical for a year. Then find something that you enjoy doing - it doesn’t have to be something that makes you a Dr.’s income, it might be no income at all, or it may be an expense (volunteering in some way). Life isn’t about seeing how much you can accumulate - that’s just a waste of valuable time. Sometimes it’s valuable to talk to your elders to give you a perspective of what ultimately matters in life.
I didn’t know that doctor works 80-90 hours a week. Good for her for saving so now she has freedom!
All it cost was not getting married and not having any children. Dont think I could ever do that.
I have no children, I do have nieces I love dearly. Children and a husband isn't everybody's dream. I love animals and I'm free to go where I please. I have many hobbies. This lady doesn't sound like she's living a life of regret due to no children.
A lot of people choose not to get married and not have kids. But most don't get to where she is in her career or financial situation.
Imagine thinking everyone has the same goals in life
It's really surprising how many think that a woman has to sacrifice her marital life in order to be successful in a career. Or worse, think that women NEED marital life. 😐
Exactly. It’s the new age feminism though
My first reaction is "Why the heck is she still working?". I do know that being a dr is a stressful job and stress shortens you life. With that kind of net worth it makes absolutely no sense to me to keep working. Your time alive is a limited resource. I retired at 52 with 1/3 of what she has. I have never looked back and love my life and owning my time completely. I don't miss working one bit. There so much amazing stuff you can do in your life, other than sitting behind a desk for 10hrs a day plus an awful 2+ hrs commute like I was doing. Now I focus on my health and staying in shape in order to extend my healthy time alive.
Professional Musician here. Grass is always greener on the other side.
Yea it's not that great being a musician
lots of conservatory students opt for med school. Lots of us are liked for our work ethic and diligence.
Also a pro musician. Looking for a way out!!
She is my role model and my hero, wow! What a woman!!! I want to be her when i grow up 💓
I chased my dream in music when I was younger and didn’t have any regrets about it either. But I was also young with no responsibilities. She’s just doing it now cause she has the funds to do it. Guarantee she wouldn’t have been a doctor if she didn’t need money
Must be medical day as I'm a 64 yo doctor with 5.1 M and still working pretty hard. My problem is I don't know what to do if I slowed down. I have a few hobbies but nothing that could keep me busy all the time. Maybe I'll take up an instrument.
@Michael EllingsworthOr b*ng the nurse Lol
In this world, there is so much to do! Be encouraged. Explore your interests
Nice, Dr. Phil! What specialty do you practice?
just keep working if you love what you do, and leave an even bigger nest egg for future generations, try to get to 10M
@@jorgesolis7897 Sorry to break to ya but I don't think he likes dudes so find a sugar daddy somewhere else. Lol. JK
The amount of work that doctors are expected to maintain after spending 8+ years in college is insane!!
Wow, someone to look up to. Amazing woman. Really understand the music aspiration...too much stress requests downtime and music speaks to the soul.
50%-50% sounds just right. Good luck to her!
She should record herself and put it on UA-cam I love watching those videos
💡💡 Hope she see this ☝️☝️
We need to normalize early retirement. Retire young and retire rich
I love the way she speaks
She challenges Dave’s intelligence unlike any other person Iv heard on the show. Great conversation, Keep it up Dave
You could tell he was a little stunned. Captivated...
He simply saw her as dollar signs. Barely talked about the aging parents
Maybe there is more to life then just work.
I bet she felt great being single and working, but now she is getting older and something is missing but she doesn't really know wat.
A lot of money and an empty life is what i hear.
She has a lot of money but no amount of money can help her to have a healthy baby. She's 4 years away from menopause
@@NguyenMinh-pf8gx she can adopt
As someone who has a lot money, I can tell you that it isn’t everything. My relationship with my family and my gf means so much to me. This woman does not sound happy. Find yourself a man and a partner to share your life with, albeit a financially stable man.
Doesn't matter how much money you have. You can't get away from yourself. Rich and poor both have problems. In fact, looking back I was happier when I was in a lower tax bracket compared to a higher one because there is less stress and pressure.
She probably just needs a good and long vacation.
Or to meet Tommy Gunn
And needs a dude in her life
@@gordonsmith5589 lots of financially stable women prefer to be without a Man. Having one actually stresses them out more. She needs to find a travel and music group. She will be just fine.
It's not the same as with men. Men are stressed out for not having a woman.
@@gordonsmith5589 If she wants one, she obviously would. And maybe she secretly does. Who knows?
I definitely hear you on the lost opportunity aspect. Follow your gut instinct and never look back
Any update from the doctor? I’ve always thought Doctors Without Borders would be such a cool thing, but alas I’m not a doctor. I’m 61 and retired last year. I’m starting to come out of the fog of 4 plus decades of work. I left my job a year early, making more money than I ever thought. I wanted to stay until 62, but I thought I would likely develop a serious health issue. The other day I almost cried thinking about a regret that I now have. I wish I would have travelled more when my husband was healthy. This doctor is very wealthy and she has earned it. When you turn 60, the aging process kicks in and will never stop until it’s finally over.