If any merchants accept for rupay upi…then customer paid through rupay upi about 10000 rs and leave the place then merchant have to pay extra 200/250 rs for accepting that payment?…is it fair?
@@Tuktukiii This question exists only because UPI is free. Otherwise POS terminals always attract some charges even for debit cards. That is why POS never got as popular as UPI. Hopefully some better workaround is on the way for Rupay CC UPI as well. On the other hand even if Rupay CC UPI transactions attract fee, it can still be beneficial for businesses as the wide adoption of Rupay CC UPI will increase customer spendings drastically. So businesses are expected to grow.
@@Tuktukiii As far as i know paytm does not give option to opt out of rupay credit card payment below 2000 so can you explain why those transaction are being denied which was working fine some days before? Seems you're merchant.
Misleading information. No MDR for merchants for transaction upto Rs 2000. Bulk of upi transactions are for smaller amount where you just scan qr code at vegetable card, tea stalls, small grocery items etc . Shops are ready to pay MDR for master, Visa and Amex who charges 2-3% then double standard for rupay. Anyway there is no mdr upto 2k
For those shops that use a personal savings account linked QR codes only there Rupay Credit card can't be used. These shops do that to evade taxes and GST, coz by receiving money in a savings account they can evade GST up to 25 lakhs in a financial year and up to 6 lakhs on IT returns. Whereas as an actual merchant QR code which is linked to a current account a proper audit of the account is required by an accountant at the end of a financial year and they need to pay taxes at all cost. There is nothing wrong with UPI based credit card, Person to Person payments by UPI credit card is not allowed, only Person to Business payments are accepted.
Visa, Amex and Mastercard charges 1 to 3% MDR and that much dollars go out of India. Whereas now with Rupay credit card (on UPI consumption also increases, thus GDP increases) those dollars are saved so government can incentivise for long term.
If merchants are made to pay 2 pc MDR, they might as well accept credit card in the normal way. As the UPI is free, it has to remain free for rupay credit card also, even if they don’t give any reward points. At least upto ₹ 2,000 per day, or say ₹ 10,000 per month, there should be no MDR on UPI, otherwise this system will not become popular
Even the whole upi system is subsidised by the government, afterwards when the government will stop reimbursing charges to banks, public will not likely be using UPI as a whole, so for long term Cash & eRupee will definitely be the way to go as CDBC eRupee has negligible transaction costs.
How can merchants know I am paying using rupay cc.. I will simply link my rupar cc to gpay and pay right.. Then how will merchants know my mode of payment
@@samirkrishnach3691Merchants have the option to disable Rupay Credit Card payments in their merchant apps, such as Paytm Merchant or BharatPe. If they choose to turn it off, you won't be able to make payments with a Rupay Credit Card, and the transaction will be declined. Recently, all my nearby merchants have stopped accepting Rupay Credit Card payments. Now, I am using UPI Lite and planning to close all Rupay Credit Cards that are not lifetime free.
Question is NPCI says no charges below 2000 payment, also there is no option to disable those below 2000 payment via credit card on Paytm Business QR at least,then why the same qr code on same shop not accepting the payment via credit card(Paytm at large) which was accepting below 2000 payment a week before (as there is no option to disable below 2000 payment via rupay credit card) also is there charge on that also behind some indirect rule of terms and condition by issuer bank/QR please any merchant has insight on it please share here as i always seen video or many community post talking about payment not being accepted by merchant as they disabled it, but in most video they do not differentiate below 2000 and upward of 2000 payment and most of the shops which has higher transaction value upwards of 2000 has POS too so it is not much of issue but for those who has below 2000 most transaction why I am not able to make payment which was working fine week before again keeping in mind Paytm does not give option to opt out for below 2000 rupay UPI Payment.
Honeymoon period for rupay credit cards is over. I was shouting about this since day one.. everyone thought i was being "Anti national". But the result is here in front of everyone .
Hi Neeraj, similar thing with me, I pointed out how UPI might fail in the long term, As the system is highly subsidised by government. Here's my comment. Even the whole upi system is subsidised by the government, afterwards when the government will stop reimbursing charges to banks, public will not likely be using UPI as a whole, so for long term Cash & eRupee will definitely be the way to go as CDBC eRupee has negligible transaction costs.
I am shouting against Contactless Cards but nobody is taking it seriously. On one hand banks tell us not to reveal our card no/ pin no/CVV no/expiry date etc to anyone on the other hand it is pushing contactless cards down our throats. Once your contactless card is stolen you are doomed.
Even I had noticed it. For few merchants, it’s throwing a message bank is not accepting this type of payment method. As a customer I was very much happy to see I can use credit card for almost of all my expenses. With this unacceptability, soon whatever set up was done by banks/rbi will be failed.
In my opinion cash is always best & better. Once salary credited you take 60% through cash and spend. U wil also have self control overspending. No mdr charges, no interest fee, no payment failure tension, no surcharge for petrol. Use credit card for minimum amount to keep valid for any emergency purpose. Otherwise use cash
So my concern was right. UPI will kill credit cards in some or other way :( Customer is a king. Customer must have choice to pay either by credit card, cash or UPI (credit card or bank account).
How Hypocrite Govt websites take 2% extra charges on credit card transactions and they want merchants to not demand extra charges. It should have been clearly mentioned that merchants can charge 2% extra for CC transactions.
to phir hamare yaha sabji vale aur provision shop vale aur cosmetic shop vale b rupay accept nahi karte....inki shop pe log 100-200 kharach karte hai....why they r not enable it??????
Credit card UPI P2M not receiving payment , issues it's showing Currently, this merchant is not accepting payments through credit cards, overdrafts, or prepaid payment instruments on UPI. Please use your UPI-linked savings account for this payment. What is the issue ?
Zero MDR charges in case of UPI credit card payment will not be good for banks in short term, but it is the ONLY way this model can fly. Because banks would earn in 2 ways then: 1. Interest payment for defaulters or people not paying whole amount. 2. Making the users of their credit card habitual of using these cards in non UPI transactions also, so that MDR income can start from them.
You know people how banks earn through credit card ?. Mostly by the late fine. Thats why the late fine is exobirantly high. Banks know 1 out of 25 people will always get late and not manage expenditure well. 😊@@amitabhmaheshwari
@@jayantapal9615 Kaise, Main to Grocery store pe laga QR code scan karta hoon aur Speaker me aawaz aati hai ki 1000 received on PhonePe......isme shopkeeper ko kaise pata chalega ki payment Debit card se hui ya credit card se. (This is my real question) Please acche se samjhaiye.
Mera KIWI CREDIT card abhi temporary block kr diya hai. Aur maine card ko unblock nhi kr rhe isiliye nodel officer ko complaint Kiya hai. 5 din baad mere ko call aaj aur bol rhe hai ki July 2023 se lekr Aaj tk k vishu transport me jo payment kiye ho uske bill Email me send kro. Ab samajh nhi aa rha ki kya kru? Batao kuchh help me..
Don't mislead viewer..I have accepted 15k in my merchant account through cc upi..and fee was just 0.21 rs...if you need screen short of my current account statement...I can sen
Why the merchants are not accepting payments should not be penalized by the RBI. If everyone will make their system in this way then how will the system work. It is a special to keep the system unified way. Think about the situation when you are at the shopkeeper and there is lots of rush and your card is not working, And you don't have any other option to pay with the person. Just think about the defamation and type of mental harassment done by this companies for not accepting the payment.
It's shown in the merchant's app whether it's received from UPI bank or upi cc...and also if they receive more than 2000 the merchant payment system like phonpe will deduct mdr charges so they will know
What bakwaas , how does merchant know whether I am using my bank account or Rupay credit card when I am making payment via UPI ? They don’t ask to show what am I using on my phone?
Today i have done 4000 rupees via upi transaction hdfc credit card...there is no charges taken by the bank and instantly settled same amount in the current account....i think mdr on rupay card transactions is not happening as per my knowledge...
@@sainathpulluri8823 Malik dukan dad ko vo charge lagta hai... customer ko nai.. isliye apko nai dikh raha... Me restaurant owner hu ..muje har bar charges Dene padte hai paytm ko...
Ye tabhi succes hoga jab per txn. Only 0.1% charges Lage vo bhi merchant per nahi bulki pay karne Wale per ... Kyonki credit card ka use payer kar Raha hai...
Mere pass 3 rupaye credit card hai starting main badi kush thi ki rupay cr.card ban gya par ab pachtava hota h kyu mene pesse diye es faltu card ke liye market jaati hu toh 10 main se 6 shops par merchant not accepted ka msg aa jata h
Same thought came in my mind that how merchant will know that am using upi credit card..... Ans - when u scan and pay payment will be failed after pressing pressing pin......
30k tak free karna चाहिये, aur usake upar याने 30k to 1lk tak flat 1% mdr charges hone चाहिये. Voh charges भी 30k uparke amount के upar ही hona चाहिये.
Mujhe hdfc ka mail aya tha, puchne par option diya mujhe alag alag cards ka, to millennia select kar liya, free me mil gaya. Aaj Kal to market me varieties k CC mil jate hai.
Ultimately govt. will introduce transaction charges on UPI someday. If that charges came on merchants. They will simply add in bill silently. Consumer will not come to know. On packed MRP items it won't add. If that charges passed on to consumer. Then UPI will end. Consumer will start using CASH again.
when using kotak league rupay credit card via UPI QR on petrol bunk when fueling for just ₹100 they put surcharge of ₹11.80. i am having hdfc rupay credit card also they does not charge any surcharge. I am happy with debit card for fueling. no more believe jumla words by govt.
Few days back a made a 20k transaction …innocent merchant was unaware about this now he’s calling me again and again to give his ₹400 mdr back😂… i said bhai mein kya karun mujhe thodi malum tha paisa katega😅
It's good merchant don't accept it, the idea of bank is everyone use card, eventually merchant add the extra price to the product (you can see same happened in swiggy orders)
Because of very marginal profit by small merchants like vegetables seller or sweet seller or cereal sellers, they want to loose that too on UPI payment by cards. Instead of charging from merchants, they should have decided it between customers and merchants so that We pay from credit only when we need to.
customer ko charge lagana chaiye naki merchant ko. aur customer ko credit card limit ka 10 percent ya phir fixed 5000 rs tak koi charge nahi lagna chahiye per month
Banks should not charge MDR. RBI should pay for UPI functioning. Merchants should offer rupay card use below Rs.2000 unconditionally If no one wants to do anything, fine, I won't spend a Paisa on anything too.
I got rupay credit card. Most of the merchants not accepting. It totally time wasting scan the QR code and then got a failure message and then retry with debit card. Rupay credit card is total failure.
Fail hua to sare credit card cancel kar dunga RBI ko credit card UPI transfer p 2000 k baad limit laga deni chahiye ki transfer hoga hi nhi ek din me only 2000
RBI ko rupees card UPI m link nahi krna chahiye...kyu chhote retailers ko pata nahi chale ga jab Tak pata chale ga tab unke liye bahut der ho jaygi...or unka govt. Se trust chala jayega...
@@IFennecYouCODM Bhai, lekin hum toh Phone pe ke via credit card se payment karte hai. Directly credit card se kaha payment karte hai ki Merchant band kare.
पब्लिक सेक्टर बैंक के पास कोई सिस्टम है नही प्राइवेट सेक्टर से ही सब करवाओ और पैसे भी ज्यादा लो पहले रुपए डेबिट कार्ड दो सबको फिर क्रेडिट कार्ड दो अब चार्ज भी तुम ही दो ,बेचारे बैंक क्या करे ,,😅 npcy प्रोसेस जरूर करता है अपी पर बैंक को भी प्रोसेस करना पड़ता है उनका भी रिसोर्स प्रयोग होता है जब रुपए cc से पेमेंट लिया जाता है
Run kar sakta hai bina mdr ke ye log sirf apne costomer ka details dusre banck ko share nahi karna chahte hai isi karna marchant ko or am public ko problem hoti hai
2024 ke end end tk 1000% fail hoga becoz mdr bht jada high hai nd credit card se payment krne me rewards bhi milte hai nd aab bht se merchant upi rupay cc se payment nhi accept kr rhe
Rupee Credit Card is very important for our country. Master Card and Visa Card, both the cards are foreign whose profits go to America. Both of them are American companies. They take their payment in dollars. Due to which there is shortage of dollars in our country and it also affects the currency of our country.The value of rupee against dollar is decreasing day by day. The main reason for this is Visa and MasterCard, they should be banned in our country and the Indian government should issue only our variant rupees so that the currency value of our country gets upgraded. In the end, I would like to tell you that even if UPI transactions are stopped using Rupee card, only Rupee card should be available to all the citizens of our country. Both Master and Visa cards should be completely closed.
Merchants business app will have options from which payment option you want to accept If merchant disables the cc, then customer will get payment failed stating this payment instrument is blocked
Stop spreading fake news, I use my rupay credit cards at every merchants and all are accepting without any hussle, its just that sometimes you may face problems in paying larger amounts but for small transactions never been issue.
Recent circular of NPCI has communicated that transactions less than or equal to Rs.2000 will not attract any MDR or other charges for merchants.
Yes, Rupay on CC. That's right.
If any merchants accept for rupay upi…then customer paid through rupay upi about 10000 rs and leave the place then merchant have to pay extra 200/250 rs for accepting that payment?…is it fair?
@@Tuktukiiiyes they should pay, they are earning a lot anyways ...shitty tax escapers
@@Tuktukiii This question exists only because UPI is free. Otherwise POS terminals always attract some charges even for debit cards. That is why POS never got as popular as UPI. Hopefully some better workaround is on the way for Rupay CC UPI as well.
On the other hand even if Rupay CC UPI transactions attract fee, it can still be beneficial for businesses as the wide adoption of Rupay CC UPI will increase customer spendings drastically. So businesses are expected to grow.
@@Tuktukiii As far as i know paytm does not give option to opt out of rupay credit card payment below 2000 so can you explain why those transaction are being denied which was working fine some days before?
Seems you're merchant.
Below 2000 this should be compulsion to accept payment without any MDR, also by default every merchant app should except rupay credit card
Misleading information. No MDR for merchants for transaction upto Rs 2000. Bulk of upi transactions are for smaller amount where you just scan qr code at vegetable card, tea stalls, small grocery items etc . Shops are ready to pay MDR for master, Visa and Amex who charges 2-3% then double standard for rupay. Anyway there is no mdr upto 2k
True very true
Wht abo visa same r different
you have got a wrong information. I am a merchant and I am receiving money after deduction even for the amount which is less than 2000
For those shops that use a personal savings account linked QR codes only there Rupay Credit card can't be used. These shops do that to evade taxes and GST, coz by receiving money in a savings account they can evade GST up to 25 lakhs in a financial year and up to 6 lakhs on IT returns. Whereas as an actual merchant QR code which is linked to a current account a proper audit of the account is required by an accountant at the end of a financial year and they need to pay taxes at all cost. There is nothing wrong with UPI based credit card, Person to Person payments by UPI credit card is not allowed, only Person to Business payments are accepted.
Noob here, and thought this but TBH Is this the only issue that's been talked about here?
Visa, Amex and Mastercard charges 1 to 3% MDR and that much dollars go out of India. Whereas now with Rupay credit card (on UPI consumption also increases, thus GDP increases) those dollars are saved so government can incentivise for long term.
If merchants are made to pay 2 pc MDR, they might as well accept credit card in the normal way. As the UPI is free, it has to remain free for rupay credit card also, even if they don’t give any reward points. At least upto ₹ 2,000 per day, or say ₹ 10,000 per month, there should be no MDR on UPI, otherwise this system will not become popular
Even the whole upi system is subsidised by the government, afterwards when the government will stop reimbursing charges to banks, public will not likely be using UPI as a whole, so for long term Cash & eRupee will definitely be the way to go as CDBC eRupee has negligible transaction costs.
Yes true
How can merchants know I am paying using rupay cc.. I will simply link my rupar cc to gpay and pay right.. Then how will merchants know my mode of payment
@@samirkrishnach3691Merchants have the option to disable Rupay Credit Card payments in their merchant apps, such as Paytm Merchant or BharatPe. If they choose to turn it off, you won't be able to make payments with a Rupay Credit Card, and the transaction will be declined. Recently, all my nearby merchants have stopped accepting Rupay Credit Card payments. Now, I am using UPI Lite and planning to close all Rupay Credit Cards that are not lifetime free.
@@samirkrishnach3691they won't but they have option to disable credit card rupay payments 😊
Question is NPCI says no charges below 2000 payment, also there is no option to disable those below 2000 payment via credit card on Paytm Business QR at least,then why the same qr code on same shop not accepting the payment via credit card(Paytm at large) which was accepting below 2000 payment a week before (as there is no option to disable below 2000 payment via rupay credit card) also is there charge on that also behind some indirect rule of terms and condition by issuer bank/QR please any merchant has insight on it please share here as i always seen video or many community post talking about payment not being accepted by merchant as they disabled it, but in most video they do not differentiate below 2000 and upward of 2000 payment and most of the shops which has higher transaction value upwards of 2000 has POS too so it is not much of issue but for those who has below 2000 most transaction why I am not able to make payment which was working fine week before again keeping in mind Paytm does not give option to opt out for below 2000 rupay UPI Payment.
Honeymoon period for rupay credit cards is over. I was shouting about this since day one.. everyone thought i was being "Anti national". But the result is here in front of everyone .
Narrow minded people we have here, don't worry about that.
Hi Neeraj, similar thing with me, I pointed out how UPI might fail in the long term,
As the system is highly subsidised by government. Here's my comment.
Even the whole upi system is subsidised by the government, afterwards when the government will stop reimbursing charges to banks, public will not likely be using UPI as a whole, so for long term Cash & eRupee will definitely be the way to go as CDBC eRupee has negligible transaction costs.
I am shouting against Contactless Cards but nobody is taking it seriously. On one hand banks tell us not to reveal our card no/ pin no/CVV no/expiry date etc to anyone on the other hand it is pushing contactless cards down our throats. Once your contactless card is stolen you are doomed.
padam shree dila de apko iss prediction ke lieye
@@kdhendidhhdright ✅️ absolutely
2 minute silence for all those who applied for a chargeable Rupay Credit Card with AMC 😂😂😂
You mean they pay annual fee of card?
I got lifetime free card
Which bank credit card is lifetime free@@CodingBirdsOnline
Even I had noticed it. For few merchants, it’s throwing a message bank is not accepting this type of payment method. As a customer I was very much happy to see I can use credit card for almost of all my expenses. With this unacceptability, soon whatever set up was done by banks/rbi will be failed.
Exactly!!
2000 rs se jada nhi hota payment ek merchant ko.
@@EasyFI25you've to pay charges regardless it's above or below 2000 at a time.
It shows this when you paying to a person who is not a registered merchant
@@EasyFI25it works. I had paid few times ₹32000 in one go
In my opinion cash is always best & better. Once salary credited you take 60% through cash and spend. U wil also have self control overspending. No mdr charges, no interest fee, no payment failure tension, no surcharge for petrol. Use credit card for minimum amount to keep valid for any emergency purpose. Otherwise use cash
How merchant know we are using rupay credit card for upi or normal debit card is link for upi did they get any notification or anything else???
Ye to samassa hai re. Mera dukan me 145 ka chuna lag geya tha. Mereko pata e Nehi chala ki customer rupay se payment Kiya. 😢
Setting me rupay band karna padta hai
So my concern was right. UPI will kill credit cards in some or other way :( Customer is a king. Customer must have choice to pay either by credit card, cash or UPI (credit card or bank account).
How Hypocrite Govt websites take 2% extra charges on credit card transactions and they want merchants to not demand extra charges. It should have been clearly mentioned that merchants can charge 2% extra for CC transactions.
i have a general store with all the payment qr accounts(phonepe paytm googlepay etc) none of them charge MDR for rupay credit card.
2000 rs se jyda ke txn me leta h.. try once
@@saurabh4054 yes I checked it in Paytm it shows free upto 2000₹. Going to disable rupay credit card now.😐
Sahi bola bhai
to phir hamare yaha sabji vale aur provision shop vale aur cosmetic shop vale b rupay accept nahi karte....inki shop pe log 100-200 kharach karte hai....why they r not enable it??????
@@saurabh4054per day 2000 or per transaction 2000???
No issues with MDR cause I get higher margin in my food products
Credit card UPI P2M not receiving payment , issues it's showing
Currently, this merchant is not accepting payments through credit cards, overdrafts, or prepaid payment instruments on UPI. Please use your UPI-linked savings account for this payment.
What is the issue ?
Zero MDR charges in case of UPI credit card payment will not be good for banks in short term, but it is the ONLY way this model can fly. Because banks would earn in 2 ways then:
1. Interest payment for defaulters or people not paying whole amount.
2. Making the users of their credit card habitual of using these cards in non UPI transactions also, so that MDR income can start from them.
People are clever. They will pay the dues on time, and for non UPI transactions they will use more rewarding cards.
🤘
You know people how banks earn through credit card ?. Mostly by the late fine. Thats why the late fine is exobirantly high. Banks know 1 out of 25 people will always get late and not manage expenditure well. 😊@@amitabhmaheshwari
How the merchant will come to know if u r paying through UPI credit card or bank account
Mera bhi yehi question hai 😂😂
@@gautamdevashishshow karta he kaha se de rhe hoo
@@jayantapal9615 Kaise, Main to Grocery store pe laga QR code scan karta hoon aur Speaker me aawaz aati hai ki 1000 received on PhonePe......isme shopkeeper ko kaise pata chalega ki payment Debit card se hui ya credit card se. (This is my real question) Please acche se samjhaiye.
Merchant app leke dekhta thodi rhta h all the time 😂
Mera KIWI CREDIT card abhi temporary block kr diya hai.
Aur maine card ko unblock nhi kr rhe isiliye nodel officer ko complaint Kiya hai. 5 din baad mere ko call aaj aur bol rhe hai ki July 2023 se lekr Aaj tk k vishu transport me jo payment kiye ho uske bill Email me send kro. Ab samajh nhi aa rha ki kya kru? Batao kuchh help me..
Aaj hi maine rupee credit card se UPI kiya to mujhe extra charge dena pada us ne payment hone ke baad ye bola 😡
Usko kaise pta ni ki aapne payment rupay credit card se ki h?
Even IRCTC is now not accepting rupay credit card through upi in their payment method
Then you can use directly the credit card payment right ?
@@_justsiva_4146 Extra charges applied for payment directly through credit card
Don't mislead viewer..I have accepted 15k in my merchant account through cc upi..and fee was just 0.21 rs...if you need screen short of my current account statement...I can sen
Merchant account konsi company ka h
How ?
Why the merchants are not accepting payments should not be penalized by the RBI. If everyone will make their system in this way then how will the system work. It is a special to keep the system unified way. Think about the situation when you are at the shopkeeper and there is lots of rush and your card is not working, And you don't have any other option to pay with the person. Just think about the defamation and type of mental harassment done by this companies for not accepting the payment.
How would they know if we are transferring money from bank account or credit card. They will get payment confirmation
It's shown in the merchant's app whether it's received from UPI bank or upi cc...and also if they receive more than 2000 the merchant payment system like phonpe will deduct mdr charges so they will know
By that time we are gone. All we care is “paytm pe 50₹ prapt hue”
@@tarunkjain99 most of the merchants have sound system and they don't check the phone
@@Lithium09That is why merchants are disallowing UPI payment using CC.
@@amitabhmaheshwari oh so they can stop payments for CC?
I thought they have no way to see payment mode until they check phone.
What bakwaas , how does merchant know whether I am using my bank account or Rupay credit card when I am making payment via UPI ?
They don’t ask to show what am I using on my phone?
Mera gym wala nahi CC swipe me 3 percent maang raha tha aur paise bhi nahi kam kar raha tha maine kiwi cc se upi kar diya aur 400 cashback paya.
I noticed aome day large marchent like aoping mall and store chain v mart treand not accepted upi credit card if the ammount is more the 2000,😅
Today i have done 4000 rupees via upi transaction hdfc credit card...there is no charges taken by the bank and instantly settled same amount in the current account....i think mdr on rupay card transactions is not happening as per my knowledge...
Bhai merchant KO Lagta hai CHARGE...NOT CUSTOMER
Merchant transactions ko bhi check kiya no charges for the settled transaction...
@@sainathpulluri8823 Malik dukan dad ko vo charge lagta hai... customer ko nai.. isliye apko nai dikh raha... Me restaurant owner hu ..muje har bar charges Dene padte hai paytm ko...
@@sainathpulluri8823month end me charge lagta hai mere merchant me
@@sainathpulluri8823lagta hai bhai... settlement ke time...let it be same day or later
Ye tabhi succes hoga jab per txn. Only 0.1% charges Lage vo bhi merchant per nahi bulki pay karne Wale per ...
Kyonki credit card ka use payer kar Raha hai...
Rupay debit card se b krskte h kya?
I have also experienced this, the merchants where i used to pay were not accepting payments. I guessed the same reason.
Mere pass 3 rupaye credit card hai starting main badi kush thi ki rupay cr.card ban gya par ab pachtava hota h kyu mene pesse diye es faltu card ke liye market jaati hu toh 10 main se 6 shops par merchant not accepted ka msg aa jata h
How does retailer know its linked to credit card upi i have customers who just scan my phonepe id & go
Same thought came in my mind that how merchant will know that am using upi credit card.....
Ans - when u scan and pay payment will be failed after pressing pressing pin......
They can turn of accept payed through rupay credit card through upi aap
30k tak free karna चाहिये, aur usake upar याने 30k to 1lk tak flat 1% mdr charges hone चाहिये. Voh charges भी 30k uparke amount के upar ही hona चाहिये.
Upto Rs 2000 no mdr, above that it's only 1.1%
Are you telling or suggesting?
it's too high 😔
2000 se niche vale merchant chant hai kya band kar ke bethe hai unhe kon sa charge dena hai app me puchhte hai ke free vale transaction karna chahoge
Millennia card kayse milega, mera pass hdfc account hain or pre approved offer aaya hian csc business money back card ka. Kya karu
Mujhe hdfc ka mail aya tha, puchne par option diya mujhe alag alag cards ka, to millennia select kar liya, free me mil gaya. Aaj Kal to market me varieties k CC mil jate hai.
Ultimately govt. will introduce transaction charges on UPI someday.
If that charges came on merchants. They will simply add in bill silently. Consumer will not come to know. On packed MRP items it won't add.
If that charges passed on to consumer. Then UPI will end. Consumer will start using CASH again.
when using kotak league rupay credit card via UPI QR on petrol bunk when fueling for just ₹100 they put surcharge of ₹11.80. i am having hdfc rupay credit card also they does not charge any surcharge. I am happy with debit card for fueling. no more believe jumla words by govt.
Fuel and insurance transactions have separate rules from more than 20-30 years if you don't know how it works.
Learn how it works
Via is bhaia for him😮
Few days back a made a 20k transaction …innocent merchant was unaware about this now he’s calling me again and again to give his ₹400 mdr back😂… i said bhai mein kya karun mujhe thodi malum tha paisa katega😅
😂
It's good merchant don't accept it, the idea of bank is everyone use card, eventually merchant add the extra price to the product (you can see same happened in swiggy orders)
Use cash for offline and credit card for online
2000 niche to transaction pe to koy charge nahi hai fir kyon disable kaarr rahe hai 2000 tak ke payment
Because of very marginal profit by small merchants like vegetables seller or sweet seller or cereal sellers, they want to loose that too on UPI payment by cards.
Instead of charging from merchants, they should have decided it between customers and merchants so that We pay from credit only when we need to.
customer ko charge lagana chaiye naki merchant ko. aur customer ko credit card limit ka 10 percent ya phir fixed 5000 rs tak koi charge nahi lagna chahiye per month
Banks should not charge MDR.
RBI should pay for UPI functioning.
Merchants should offer rupay card use below Rs.2000 unconditionally
If no one wants to do anything, fine, I won't spend a Paisa on anything too.
I got rupay credit card. Most of the merchants not accepting. It totally time wasting scan the QR code and then got a failure message and then retry with debit card.
Rupay credit card is total failure.
Fail hua to sare credit card cancel kar dunga
RBI ko credit card UPI transfer p 2000 k baad limit laga deni chahiye ki transfer hoga hi nhi ek din me only 2000
charge lagega to credit card on upi fail ho jayega
How to get sapphire credit card of ICICI lifetime free as bank denied?
I am a merchant. How do i disable ?
RBI ko rupees card UPI m link nahi krna chahiye...kyu chhote retailers ko pata nahi chale ga jab Tak pata chale ga tab unke liye bahut der ho jaygi...or unka govt. Se trust chala jayega...
Google pay merchant rupay credit card kaise off kare?
Maine abhi 99000ka rupay payment kiya ek bhi rupay xharge nahi laga. Kuch bhi bakswas no charges for any payment
Kon se app se kiya apne aur merchant ka UPI kon se app se tha
Imo There should be no or very low MDR on small txn let say 5000
UPI credit card payment is totally loss for merchant
Main aaj tak kahi hii upi card use kia baas ek message this merchant canot accept upi 😢..
recievers are getting charged 1.45% + gst
After 2000
Merchant ko kaise pata chalega ki customer ne Rupay credit card se payment kiya?
@zenmilind Merchant ko dikhta hai transaction history me kisne kia aur konse method se
@@chauhannishith
Hum toh Phone Pe se pay karte hai na QR code scan kar ke. Toh phone pe se payment kiya hai itna hi pata chalega.
@@chauhannishithno ,i have bharat pay merchant its not showing any details
Merchant ko kaise pata chalega ki customer ne Rupay credit card se payment kiya?
All merchant apps like BharatPe, Paytm Business, and PhonePe Business offer the option to turn off RuPay credit card payments on their QR codes.
Probably kuch payments ke baad jab wo realise karenge ki credit card se payment hua hai. Tab hi wo credit card se payment Lena band karenge.
@@IFennecYouCODM
Bhai, lekin hum toh Phone pe ke via credit card se payment karte hai. Directly credit card se kaha payment karte hai ki Merchant band kare.
This video is very generalized not diffrentiate below and abover 2000 payment.
पब्लिक सेक्टर बैंक के पास कोई सिस्टम है नही प्राइवेट सेक्टर से ही सब करवाओ और पैसे भी ज्यादा लो पहले रुपए डेबिट कार्ड दो सबको फिर क्रेडिट कार्ड दो अब चार्ज भी तुम ही दो ,बेचारे बैंक क्या करे ,,😅 npcy प्रोसेस जरूर करता है अपी पर बैंक को भी प्रोसेस करना पड़ता है उनका भी रिसोर्स प्रयोग होता है जब रुपए cc से पेमेंट लिया जाता है
What is "UPI KE BHAYA" 😐
Till 2000 anyways there is no MDR charges
Wht abo visa credit card sam r difference
Bro is too slow I watch 1.5 x
Ab iska solution kya hai sir
190 RS काट लिया लेकिन कही पेमेंट नही हो रहा 😢😢
Run kar sakta hai bina mdr ke ye log sirf apne costomer ka details dusre banck ko share nahi karna chahte hai isi karna marchant ko or am public ko problem hoti hai
2024 ke end end tk 1000% fail hoga becoz mdr bht jada high hai nd credit card se payment krne me rewards bhi milte hai nd aab bht se merchant upi rupay cc se payment nhi accept kr rhe
Rupee Credit Card is very important for our country. Master Card and Visa Card, both the cards are foreign whose profits go to America. Both of them are American companies. They take their payment in dollars. Due to which there is shortage of dollars in our country and it also affects the currency of our country.The value of rupee against dollar is decreasing day by day.
The main reason for this is Visa and MasterCard, they should be banned in our country and the Indian government should issue only our variant rupees so that the currency value of our country gets upgraded.
In the end, I would like to tell you that even if UPI transactions are stopped using Rupee card, only Rupee card should be available to all the citizens of our country. Both Master and Visa cards should be completely closed.
I have payments in lakhs of rupees by doing transaction of 2000 Rs each
😂
How do merchant know that its credit card upi payment ??
Merchants business app will have options from which payment option you want to accept
If merchant disables the cc, then customer will get payment failed stating this payment instrument is blocked
@@krishnaavinash1284no , I have bharat pay merchant its showing only scanned app like phone pay payment not all details
Katega to customery se hi at the end
My mdr charges 44000 approx
2000 se jyada nahi hota hai to kya faida
Mere Zindagi mei koi fark nehi padega as im not using cc everywhere 😂😂
Tecno fino community log in nhi kar pa rha hu Bhai
kya problem aa raha hain, apne TF Community ka username post Kare.
@@TechnoFino bhai display blank ho ja rha hai application me but website pr sb thik hai
Upto 2000 it's free.
गलत जाणकारी मत दे भाई, आज ही 5 हजार pay Kiya hai खुद के merchant account पर,1 पैसा भी चार्ज नहीं लगा, रिपोर्ट करो fake hai ye
Kon se aap se. Kiya hai apne aur merchant ka UPI kon se app tha
Baat krne tarika thoda casual hai..(उनौपचारिक) vaya
2:20 se pehle sab bakwas h
I always knew the party will not last long.
UPI ke "bhaya" 😂
Rupay free hai bhai mdr fee nahi hai rupay me
Good options are going down 😢
bakwas hai rupay credit card.....almost half of the merchants ko aap payment nahi kar pate
sab ko free chahiye govt Bhi ky ky karegi
Yeh fail ho jayega
Please learn Hindi Correctly (Via वाया, Not भाया😅)
90 k tk free h ji
Totally misleading and false information.
Stop spreading fake news, I use my rupay credit cards at every merchants and all are accepting without any hussle, its just that sometimes you may face problems in paying larger amounts but for small transactions never been issue.
Support India 🇮🇳 Rupay Card ATM 🏧❤ please update video banaen
isi lye maine avi tak rupay card apply nai kiya. ek baar settle ho jaae fir dekhenge. Ye Fail ho jaaega .
Mere pass rupay debit card hai
Upi se link hi nhi hota😂😂
😂😂😂 ooooh bhai maro mujhe mujhe maro
Kyu, issue kya h?
@@CodingBirdsOnline under 18 not allowed
ये भाया क्या है वाया जानता था मैं
Fail hogaya...
No seedhi bat only bakwas
7000 cut gya