Biggest housing bubble of all time? | Analyst on risks in Canada's real estate market

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  • Опубліковано 30 лис 2024

КОМЕНТАРІ • 282

  • @Shiftingdead
    @Shiftingdead Рік тому +73

    Pricing of buying a house and renting prices are way too expensive for the income of regular families, that's the problem.

    • @kevin4b2011
      @kevin4b2011 Рік тому

      Humm that's what he said

    • @Cosmos-ze1oz
      @Cosmos-ze1oz Рік тому +3

      @Michael Lambert I kind of disagree... I'm not sure if cheaper to buy home than rent.... Rent is much cheaper these days---about 2/3 of housing payment.

    • @reneb3063
      @reneb3063 Рік тому

      problem is mass immigration, it is causing demand

    • @Fuzzy-_-Logic
      @Fuzzy-_-Logic 9 місяців тому

      We need to shed old ways of thinking and doing things. Clearly the future is anything but stable. This is not a time for having families.

  • @nicolasbenson009
    @nicolasbenson009 Рік тому +130

    It is difficult to make exact projections for the housing market as it is still unclear how quickly or to what degree the Federal Reserve will reduce inflation and borrowing costs without having a substantial negative impact on demand from consumers for anything from houses to cars.

    • @DorathyJoy
      @DorathyJoy Рік тому +2

      If you are new to the market, I recommend seeking professional assistance. The most effective approach to creating a well-organized portfolio is to begin with a professional who is knowledgeable about the turbulent yet profitable market.

    • @bhuminpatel1814
      @bhuminpatel1814 4 місяці тому

      No one thaught intrest rates would go up this much what if it ends up doubling in the next bubble? Evn professionals don't play that into plans as it's not in their intrest

  • @SpecialEdDHD
    @SpecialEdDHD Рік тому +100

    Fun fact: 40% of condos in Ontario are owned by investors.

    • @adrianvisentin534
      @adrianvisentin534 Рік тому +3

      I know some of these investors - the units are put up for rent. Huge rental demand too.

    • @ericparadis7882
      @ericparadis7882 Рік тому +2

      @@adrianvisentin534 at a loss no doubt..

    • @TomasGraf-rr6co
      @TomasGraf-rr6co Рік тому +2

      I imagine the numbers are about the same in Vancouver.

    • @evalangley3985
      @evalangley3985 Рік тому +2

      ROFL... no... your units are not empty, they are rent with an inventory below 1%. A landlord is not an investor. An investor is someone who doesn't rent and doesn't live in the unit.

    • @evalangley3985
      @evalangley3985 Рік тому

      @@adrianvisentin534 Then it is not an investor. Like explained, an investor will not rent or live in the unit, they just want to resale the unit at a higher price for profit. However selling a unit that is not your primary residence is a gain in capital taxable as 50% of personal income.

  • @KO-dz2zj
    @KO-dz2zj Рік тому +65

    Canadians spend most of their income on rent or mortgage, this country is super opressed.

    • @timmanto1022
      @timmanto1022 2 місяці тому +1

      Oppressed by who. The developers, banks, lawyers or government or all the above.

  • @mik7652
    @mik7652 Рік тому +29

    Imagine paying $3k in rent on a regular salary. That’s not sustainable

    • @CuttyKitty1
      @CuttyKitty1 6 місяців тому +1

      I'm in that boat. We cannot afford paying rent and we cannot afford to move out. And I held a well paying full time job for a couple of years now. I remember waking up in cold sweat worrying that we would end up homeless. Still at risk...What the heck is going on? These houses made of sticks and small properties cannot possibly be worth that much.

  • @jmjm1992
    @jmjm1992 Рік тому +57

    It's long overdue. it's time to pop the housing bubble in order to have affordable housing prices.

    • @jordancarlin9687
      @jordancarlin9687 Рік тому +3

      dont hold your breath because the dollar is on its last gasp. What makes you think it will ever improve performance vs real estate and commodities anytime soon?

    • @jacobkudrowich
      @jacobkudrowich Рік тому +1

      ​@@jordancarlin9687what are you smoking ?

    • @junnininja
      @junnininja 7 місяців тому +1

      @@jordancarlin9687 You are not coherent.

    • @jordancarlin9687
      @jordancarlin9687 7 місяців тому +2

      @@junnininja when the dollar loses purchasing power prices of assets go up ( derp ) . There is no bubble so long as this iteration of the dollar exists…. The dollar is dead ; hence why they can’t stop printing money .Do you know anything about economics?

    • @DS-eq7mu
      @DS-eq7mu 5 місяців тому

      @@jordancarlin9687it’s all about supply and demand. Right now demand is way too high and not enough housing. Population is Increasing every year on a higher rate without proper resources to support it. Yea CAD dollar is trash but it has nothing to do with the high housing cost in Canada.

  • @donadams7943
    @donadams7943 Рік тому +50

    Every bubble bursts, the question is when and by how much. Canadian interest rates rose to 23% in 1981. The 5% rates of today always have the potential to go much higher.

    • @chrishickey8046
      @chrishickey8046 Рік тому +40

      Yes, but back in 1981 you could buy a house for under 100K.. I bought my house back in 2005 for 160K. Down payment was. 8K. I was making 43K back then. Now my house is worth 900K. I make 100K year now and I could not afford to buy my same house for 900K. I would need 150K down payment and still carry a mortgage of 750K. You need a household income of 250K to support that. Many will be walking away from their homes in the next 2 years.

    • @SpeedyG3
      @SpeedyG3 Рік тому +13

      23% interest on a 60k home back in 1980s is still way less than 5% on a million. Simple math.... there is no comparison. It is way harder today to own a home from scratch. Not to mention wages staying stagnant for a decade

    • @末法時代
      @末法時代 Рік тому +3

      New house buyers are not aware of this history

    • @reneb3063
      @reneb3063 Рік тому +4

      5% is the bank of canada lending rate. then the banks put on there own interest. it is at roughly 6.6% now

    • @FavstaRGaming
      @FavstaRGaming Рік тому

      The current rates are almost perfect. We'll never see 2% mortgages again.

  • @dougpatterson7494
    @dougpatterson7494 Рік тому +35

    I don’t want to say “I called it” as i really didn’t expect it to get this bad. I did see a problem with home and land prices increasing faster than general inflation well before I intended to buy one myself.

    • @Tinyweiner2.0
      @Tinyweiner2.0 Рік тому +1

      It's not even bad yet we haven't entered a recession yet banks gonna have to crash the economy to curb inflation rates need to double

    • @Ynalaw
      @Ynalaw Рік тому +1

      Doug, what else do you see in your crystal ball?

    • @music4thesoul80
      @music4thesoul80 Рік тому

      Congratulations you're a prophet.

    • @dougpatterson7494
      @dougpatterson7494 Рік тому

      @@Ynalaw haha thanks 😛
      Unfortunately my crystal ball is pretty murky at this time…

  • @TruthHurTs-yall
    @TruthHurTs-yall Рік тому +20

    Million dollar homes plus high interest and income ratios DOES NOT ADDS UP!!’ BUBBLE ABOUT TO BURST!!

  • @Nelson-yw1qx
    @Nelson-yw1qx Рік тому +104

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      @Nelson-yw1qx Рік тому

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    • @Michael12627
      @Michael12627 Рік тому

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      @Nelson-yw1qx Рік тому

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      @Nelson-yw1qx Рік тому

      @Harrietdixson12

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  • @DarrenVoros
    @DarrenVoros Рік тому +26

    What he forgot to mention was the lack of supply. That's what will keep the market on its current path. Pricing might correct a little but it won't burst until there's a huge new supply of housing. This won't happen anytime soon.

    • @meshkovsergey
      @meshkovsergey Рік тому +4

      Exactly!

    • @xversacex
      @xversacex Рік тому +3

      In other words, we're all fucked

    • @mrblob5413
      @mrblob5413 Рік тому +1

      Yea, a bubble is high prices based on some falsehood. In this case we have a serious housing shortage, opposite of a bubble.

    • @Ynalaw
      @Ynalaw Рік тому

      @@xversacex Landlords and generationally rich families should be OK. Also, property investors stand to pick up some deals in the interim.

    • @Hyperpandas
      @Hyperpandas Рік тому +1

      High prices that are a function of insufficient supply aren't part of any bubble that may exist because it would represent the real fundamental price. That said, policies that seek to reduce demand or reduce vacancy rates would cause a price drop that would feel like a bubble bursting.

  • @thamesvalleypainting5241
    @thamesvalleypainting5241 Рік тому +25

    It wont burst! It might drop 500k for houses in GTA & Vancouver on 1-2million doller homes, but that’s only in those major markets, and nowhere else is going to see much of a drop, maybe 100-150k
    The government, banks, builders, developers, agents, etc everyone is doing anything they possibly can to not let this market naturally crumble, as it should. It’s being artificially manipulated in propped up by the government banks builders, and anyone that can continue to make money off Canadian real estate.
    It’s criminal at this point

    • @quinnrobertson2150
      @quinnrobertson2150 Рік тому +1

      I would even doubt that much of a drop for the 1-2 million dollar properties here in Vancouver (Metro, West, North, Richmond, maybe Burnaby). $1-2 million is still considered on the low end (townhomes, tear-downs, etc) for those with some measure of wealth here, even at higher rates. There's enough demand with money behind it that I suspect those price-points may weather the storm fairly well.

    • @williamcrossan9333
      @williamcrossan9333 Рік тому +1

      Sounds exactly like Australia!

    • @Hammerz0738
      @Hammerz0738 Рік тому +1

      That’s what l’m thinking William 🤔

  • @sumeshjoseph2471
    @sumeshjoseph2471 Рік тому +19

    I am hearing this since i came to canada 20 years ago.. What a joke

    • @okikiconsulting
      @okikiconsulting Рік тому

    • @abandonedaccount747
      @abandonedaccount747 Рік тому +3

      Prices were actually reasonable 20 years ago. Prices didn't balloon until 2010. There's data to support this if you do some research

  • @audiecenteno1472
    @audiecenteno1472 Рік тому +7

    there is housing shortage. strong demand from high immigration but low supply. Prices will continue to go up. Theres no bubble bursting. How can price can collapse when theres strong demand for the product?

    • @fraz2983
      @fraz2983 Рік тому +1

      Because the carrying cost of a mortgage becomes impossible... or qualifying for one.

    • @ikjb8561
      @ikjb8561 10 місяців тому

      How? With high inflation and low salaries followed by massive layoffs.

  • @djdrisco123
    @djdrisco123 Рік тому +11

    Ladies and gentleman, introducing the 40 year mortgage.

    • @Johnnynomadic
      @Johnnynomadic Рік тому +1

      This is what I can really see happening as well as minimum down payments increased to atleast 10%

    • @berniecelee5062
      @berniecelee5062 Рік тому +2

      Nope !! The oligopoly banks here will NOT take that risk and reduce their profits . It will cause a stock market crash in Canada , we ARE NOT a diversified economy …. Better to have the housing bubble burst than stock market crash here .
      Greed is in the housing market so that can go burst and and that is not such a bad thing .
      Too many investors in housing market.
      House is for shelter .
      Day of reckoning approaching ….. one day all that was said for last 15-18 years will come TRUE .

  • @skinny1968
    @skinny1968 Рік тому +4

    Average household income 97000. Average home 650000. Who is buying these houses? Not an average Canadian.

    • @josejoy8994
      @josejoy8994 8 місяців тому +1

      This is something I wonder. Average incomes and the houses being bought for 750k don't make sense.

  • @davidgutnik
    @davidgutnik Рік тому +7

    Why do agents advertise sold over asking? That just advertises that you didn't know the market and asked too little.
    "Sold over market value" that's a advertising point!

    • @BlueToronto
      @BlueToronto Рік тому +1

      They're trying to show that they can get you the most money. How does "Sold under asking" look to you? LOL.

  • @latorregolf
    @latorregolf Рік тому +3

    Huh, you saying houses prices can go down as well as up??

  • @surpotel8016
    @surpotel8016 Рік тому +7

    These so called Self Proclaimed Experts need to get their heads checked. Most properties in major Canadian cities are owned by investors who own mutliple units

  • @tomtomsworld3014
    @tomtomsworld3014 Рік тому +23

    There will be a slight correction, but prices will never plummet. Sorry to burst YOUR bubble 😛

    • @vmtl4659
      @vmtl4659 Рік тому

      😂😂 said every airhead like you in usa during 2007... enjoy your high interest payments 😁

    • @G_Ellis606
      @G_Ellis606 Рік тому +5

      I agree. Too many wanna invest in RE in Toronto and Van

    • @afs-drew9644
      @afs-drew9644 Рік тому

      Vancouver is the real estate foreign investment capital of Canada. Why : property tax / hence carrying costs are half of Toronto. City govt are all big real estate investors. Nice to own big homes here .. and rent rooms at $100 a night. Monthly SRO's with shared toilet $1500. Sick. Canadian govt welcomes you and commits political suicide at the same time.

    • @SpeedyG3
      @SpeedyG3 Рік тому +7

      Let me guess. You bought a house in the past 3 years?

    • @SpeedyG3
      @SpeedyG3 Рік тому

      With trudeau in power they will most likely plummet. Nobody is buying right now with everyone's asking price so....

  • @stevenpaige5061
    @stevenpaige5061 Рік тому +2

    Time to stop with the " Credit " system as it doesnt reflect the ability to actually pay bills.

  • @Zinimust
    @Zinimust 8 місяців тому +1

    Can you please suggest to the federal government to easy up on any provincial or federal tax including giving breaks or supporting individuals or businesses who build rental buildings over for 40 rental dwellings? This how we can slow house-rent-buyers to stop buying houses and stabilize the housing market.

    • @IsmailFakri-j2e
      @IsmailFakri-j2e 3 місяці тому

      They can't keep the pace with immigrants coming in, nothing can stay high forever.. It inevitable..

  • @hissingoose
    @hissingoose Рік тому +32

    Weird, houses were affordable under Harper and unnecessary immigration was also under control then too. It’s almost like this current regime is purposely incompetent

    • @bryanhiebert1941
      @bryanhiebert1941 Рік тому +6

      they're doing that on purpose

    • @reneb3063
      @reneb3063 Рік тому

      you nailed it. Mass immigration is causing demand on housing. We are now taking another 1.5 million in the next three years. wait till you see the prices then. Real Estate companys are loving it.

    • @panamericaco
      @panamericaco Рік тому +4

      400k immigrants per year in a country of 30mil is literal insanity

    • @ConflictingTheories
      @ConflictingTheories Рік тому +2

      @@panamericaco and mostly unskilled!!

    • @hyena280
      @hyena280 Рік тому +1

      @@ConflictingTheories Keeps wages low.

  • @timmanto1022
    @timmanto1022 2 місяці тому

    Closed bids is also an issue. We should implement Australias auctioneer approach to home buying.

  • @starcorpvncj
    @starcorpvncj Рік тому +7

    The whole of the Western world is in exactly this same situation.

    • @schmo7777
      @schmo7777 Рік тому

      No Canada is actually the worst of the western world.

    • @Etaoinshrdlu69
      @Etaoinshrdlu69 Рік тому

      No

    • @starcorpvncj
      @starcorpvncj Рік тому +1

      @@Etaoinshrdlu69 Okay. I'm interested to learn about the exceptions.

    • @mizutofu
      @mizutofu Рік тому +2

      @@starcorpvncj They are not to the same extreme degree as in canada

    • @apelle92
      @apelle92 8 місяців тому

      Australia's bubble is bigger

  • @freeone6711
    @freeone6711 Рік тому +2

    My 150,000 house is now worth 750,000. Yeah that's a bubble

  • @cafeconspanishgranny
    @cafeconspanishgranny Рік тому +2

    renting or buying a house is so expensive and no everybody has the income to afford buying or renting,the government has to something about it

    • @mattd2103
      @mattd2103 Рік тому +1

      The window of opportunity for the government to step in to prevent a serious recession & likely housing crisis is long past.

  • @sk45861
    @sk45861 2 місяці тому

    Where is land in a place like Vancouver? Its a short supply

  • @Megafoot2164
    @Megafoot2164 Рік тому +29

    The only thing that slightly higher intrest rates mean is, you'll need a bigger down payment to keep your monthly payments manageable.
    But it will start to remove the real estate speculators out of the market.
    All they need to do after that is, limit the number of foreign students studying in Canada and poeple might just start to see affordable homes and apartments again.
    Limiting AirBn'B wouldn't be a bad idea either.
    0_o

    • @user-vw6lj7sv3y
      @user-vw6lj7sv3y Рік тому +1

      youre just a racist trump supporter. foreign students are a vital point of the canadian economy

  • @Lee-mp5vg
    @Lee-mp5vg Рік тому +17

    I’ll believe it when I see it

    • @Tinyweiner2.0
      @Tinyweiner2.0 Рік тому +3

      Rates will go higher covid buyers won't be able to refinance at 7-10 percent interest rates you'll see it

  • @ponzitizen
    @ponzitizen Рік тому +2

    Well it's either the middle class or the stupendous house prices that has to go...

  • @Makedonac007
    @Makedonac007 Рік тому +2

    What is the value of a home when gold is $7458/OZ
    do 🌼 wages bow, interest
    rate 's tie, to thrown in the entire hamper sun dry country laundry 🌳 🦋

  • @danek8871
    @danek8871 Рік тому +4

    we need supply in order for this to occur

    • @josejoy8994
      @josejoy8994 8 місяців тому +1

      And reduced demand, I suppose. To an extent, large immigration numbers are propping the housing market up.

  • @rickcameron5320
    @rickcameron5320 9 місяців тому +1

    The price of building a house is ridiculous. Look how much it cost Trudeau to build a barn. Like 8 million dollars

  • @menguardingtheirownwallets6791
    @menguardingtheirownwallets6791 3 місяці тому

    A house in Niagara Falls USA = $160,000. A house in Niagara Falls Canada = $780,000. Canadian houses need to drop 80% just to get down to 'normal' levels. What happens when all houses drop 60% to 80%; will consumers still be spending like crazy at the malls?

  • @mymonster156
    @mymonster156 Рік тому +1

    The obvious cause of massive house price increases is CMHC offering million dollar mortgages to less than prime borrowers! Add to this the suicidal 5 year renewable terms on mortgages. The grave has been dug!

  • @kpkp99912
    @kpkp99912 5 місяців тому +1

    They said the housing bubble will burst for decades now

  • @fergiegee7476
    @fergiegee7476 Рік тому

    ANALysts have been saying this since 2008 but what happened? It dipped a bit then kept climbing.

  • @vikingmike8139
    @vikingmike8139 Рік тому +2

    Could be?
    [You] don't say.

  • @jmjm1992
    @jmjm1992 11 місяців тому +1

    Housing prices is the cause of higher inflation in Canada .BOC.must increase mortgage rates in order to lower inflation.its to early for rate cuts. also housing price must come down .

    • @sk45861
      @sk45861 2 місяці тому

      They are cutting for elections

  • @Blelelelele
    @Blelelelele Рік тому +18

    Bring on the POP ❤

    • @jebuschrist9161
      @jebuschrist9161 Рік тому +5

      It’s gonna go boom

    • @jumbome7420
      @jumbome7420 Рік тому +3

      It’s going to be decades before we see that happen

    • @jebuschrist9161
      @jebuschrist9161 Рік тому +1

      @@jumbome7420 they said that when the bubble burst in America.
      How long ago was that?

    • @jumbome7420
      @jumbome7420 Рік тому

      @@jebuschrist9161 your point?

    • @jebuschrist9161
      @jebuschrist9161 Рік тому

      @@jumbome7420 it was decades ago
      Well, almost.

  • @mahanr1272
    @mahanr1272 Рік тому +17

    With a couple of more rate hikes which are on the way the bubble will burst and the housing market will come crashing down. I would say Late 2023 early 2024.

    • @MikeyPaper
      @MikeyPaper Рік тому +7

      Dream on!

    • @vmtl4659
      @vmtl4659 Рік тому +6

      ​@@MikeyPaperaaaww dont be sad its only artificial equity on paper !

    • @jumbome7420
      @jumbome7420 Рік тому +6

      You do realize as long as there’s a housing shortage the bubble will never burst

    • @mahanr1272
      @mahanr1272 Рік тому

      Just wait and see all those desperate sellers in a few months flooding the market since they no longer can afford their high payments. @@jumbome7420

    • @jeffreyl2598
      @jeffreyl2598 Рік тому

      ​​@@jumbome7420u do realize mortgage payments are north of $4000 a month. That's literally $80k salary just on mortgage payment, when the avg household income is that much.

  • @laylalayla5364
    @laylalayla5364 Рік тому +3

    And Canada goes pop 💥

    • @oh_k8
      @oh_k8 10 місяців тому

      Still waiting.....😂

  • @imarez7152
    @imarez7152 Рік тому +2

    And that’s only in canada with no argument, I’m travelling around worlds and there is not such animals

  • @TimCook-v9x
    @TimCook-v9x Рік тому +1

    Seriously, just leave Canada for countries like Singapore if you work in the financial sector, Taiwan if you specialize in high tech electronics and hardware, Japan if you are a designer/software engineer, or european coutries if you are a medical profession, all problems solved instantly. These countries have diminishing population, the cost of living is much cheaper, healthcare is easily accessible, and policies for foreign workers are loose at the moment.

    • @johnwayne187
      @johnwayne187 Рік тому

      I work in healthcare in Europe. Everyone wants to go to Canada.

  • @Human4Peace
    @Human4Peace Рік тому +2

    Back in the day housing developers would develop a residences with new homes looking all basically the same but average size houses. Now lots are bought privately and built by individual contractors.

    • @reneb3063
      @reneb3063 Рік тому

      gotta remember we are taking the most immigrants at unprecedented levels right now

  • @williamcrossan9333
    @williamcrossan9333 Рік тому +2

    Will it be like Australia where the bubble began 20 years ago, and is still going strong?
    Seems like everyone expects property to keep rising from here.

    • @JayandSarah
      @JayandSarah Рік тому

      It can't continue to gap wages. The bubble is worse than what happened in America. It will end.

  • @victorhjwang220
    @victorhjwang220 Рік тому +1

    with the current average million $ level of housing price, and the 6% mortgage rate, even the doctors have hard time to buy a house. The bank rate has been raised very high for a year, my question is who have been kept pouring the money into this market? I don't think they are ordinary Canadians, if so who are they? 🤔

    • @canadaone2385
      @canadaone2385 Рік тому

      Millions of immigrants bringing billions of dollars. i own 7 properties all paid off from foreign income from my parents. no tax as income is foreign of non residents.

    • @Plemmonsscott
      @Plemmonsscott Рік тому

      Thanks for speaking honestly about the real estate situation. The industry has driven home prices too high for most families. The solution is for prices to align with family budgets, even if it means a market correction. The wisest thing that should be on everyone mind currently should be to invest in different streams of income that doesn't depend on the govt.

  • @JustinFarkas-h4f
    @JustinFarkas-h4f 8 місяців тому +1

    99% middle Eastern ppl raising rent for Canadians!

    • @IsmailFakri-j2e
      @IsmailFakri-j2e 3 місяці тому

      All not just middle easterns, Asians, Africans, and other immigrants, while the existing renting residential structures can't accommodate the high number of immigrants..

  • @oh_k8
    @oh_k8 Рік тому +13

    Never pops tho....😭

    • @ethimself5064
      @ethimself5064 Рік тому +1

      It will and has before

    • @BlazeOfGlory742
      @BlazeOfGlory742 Рік тому +2

      Get ya popcorn ready

    • @oh_k8
      @oh_k8 Рік тому +3

      @@ethimself5064 You and Garth Turner are ALWAYS wrong.😭

    • @ethimself5064
      @ethimself5064 Рік тому

      @@oh_k8 Get a life and a real education

    • @jumbome7420
      @jumbome7420 Рік тому

      @@ethimself5064in a few decades it will

  • @sindobrandnew
    @sindobrandnew Рік тому

    You know what they kept saying this "bubble" since early 2000, that's why no one listens.

  • @zomgoose
    @zomgoose Рік тому

    Remember when "We're All in This Together" revered the Essential Workers, but now those workers can not afford to live. Society is an embarrassment.

  • @josemerlos6834
    @josemerlos6834 Рік тому +1

    Where’s your AAA rating now Canada.

  • @nickrich56
    @nickrich56 Рік тому +13

    Without rent controls or absentee owner penalties the "slum lords" and scammers will continue to make it impossible for the average Canadian family to see their dreams fullfilled. The homeless aren't even in the conversation.😞

    • @JaBlanche
      @JaBlanche Рік тому +4

      Rent control actually increases rents

    • @nickrich56
      @nickrich56 Рік тому

      👉🏻@@JaBlanche 👈🏻my building is subject to rent control. My rent went from $996/mth to $1020/mth last year. Less than 3% ... the idea that an open market price would be cheaper is insulting to any renter.🤣

    • @reneb3063
      @reneb3063 Рік тому

      it is about mass immigration

    • @nigeldoran
      @nigeldoran Рік тому +1

      I have a rental property where the property taxes, insurance and Condo fees are more than $750 per month and we haven't even included the mortgage or repairs. The property taxes and condo fees have tripled in 15 years. The city spending is out of control.

  • @michaelanthonyvideos
    @michaelanthonyvideos Рік тому +2

    Sad

  • @danek8871
    @danek8871 Рік тому +2

    lets goooooooo, pop that bubble!!!!

  • @Ont785
    @Ont785 11 місяців тому

    They’ve been calling this a housing bubble for over 20 years.
    Why not call it too many immigrants, not enough houses being built because of government restrictions…

  • @markfox5171
    @markfox5171 11 місяців тому

    My house doubled in value during the pandemic. So that needs to disappear before the actual correct takes place. So 50 plus 20 and you will have the correct value for your home

  • @wc4109
    @wc4109 Рік тому +1

    Foreign money, not just excessive leverage, is what drove affordability down the drain.... why home prices no longer correlate with local incomes...

  • @linlena901
    @linlena901 2 місяці тому

    LET IT BURST

  • @Tinyweiner2.0
    @Tinyweiner2.0 Рік тому +3

    Hahahahahahahahah perfect can't wait til interest rates are 10 percent

    • @jumbome7420
      @jumbome7420 Рік тому

      Never gonna happen

    • @Tinyweiner2.0
      @Tinyweiner2.0 Рік тому

      @jumbome7420 yah they Said that after trudeau senior everyone lost there houses. Google away

  • @alexandrecournoyer-gagnon2305

    No one will be able to afford 600k houses at 20% interest rate

    • @hyena280
      @hyena280 Рік тому

      Not the working class, but the world is huge.

  • @williamcrossan9333
    @williamcrossan9333 Рік тому +1

    Is it bigger than Australia's bubble?

  • @amardeepsidhu2871
    @amardeepsidhu2871 Рік тому

    In future home ownership will go to record low eventually governments cahoots with big corporations will own all the home happening in America in record pace . Remember 50 years ago everyone is kicked out owning small farmland to big corporations.

    • @mizutofu
      @mizutofu Рік тому

      You know which corporation is buying houses? pension funds.

  • @apocalypse369
    @apocalypse369 Рік тому +3

    Uber drivers could get million dollar holmes in canada the market is a cliwn show.

  • @rabeasaab7631
    @rabeasaab7631 Рік тому +7

    Well this is great, I’m definitely voting liberal next election. Thank you Trudeau for wasting our money and time.

    • @ethanivan9347
      @ethanivan9347 Рік тому +3

      not a single word to the premiers or local municipal councils? yk the ppl who control zoning and infrastructure and have the most direct impact on housing? why don't you have anything to say to them.

    • @defconbrown8667
      @defconbrown8667 Рік тому +1

      @@ethanivan9347 They don't print money. That's the federal government, and the ONLY reason we are here now. Printed money

    • @BlueToronto
      @BlueToronto Рік тому

      @@defconbrown8667 The central bank is the entity that prints money.

  • @shangtiwu
    @shangtiwu Рік тому

    Shows them the value money works fee Canada history commerce services bills Asia police amende

  • @alinasseri6148
    @alinasseri6148 Рік тому +5

    Get ready for the biggest real estate crash in Canada 🇨🇦

  • @jccarriere3719
    @jccarriere3719 Рік тому

    Reporters have been calling for a great recession, for over 3 years!

  • @NipplesOfDestiny
    @NipplesOfDestiny Рік тому +1

    I wonder if that dude has ever had an actual job, I'm assuming NO

  • @h.y0134
    @h.y0134 10 місяців тому

    Same thing in europa😢

  • @repure1999
    @repure1999 Рік тому

    Interest rates were used buy extra units... not when immigrants are coming with cash on hand!
    Im sorry, bidding wars will happen if prices drop.

  • @joncan2348
    @joncan2348 Рік тому

    Nah, it is different here. Real estate prices are still cheap. Buy, bye, bye!

  • @ikjb8561
    @ikjb8561 10 місяців тому

    housing crash is inevitable ... just a matter of time ... this year 25% of mortgages will be renewed at 2x or 3x the rates ... but it might also have something to do with universal income

  • @jebuschrist9161
    @jebuschrist9161 Рік тому +12

    The only thing that would help the situation is for Trudeau to send more money to Ukraine

  • @SpeedyG3
    @SpeedyG3 Рік тому

    Somone needs to pay interest to the banks and be the banks slaves

  • @unbuzzd
    @unbuzzd Рік тому

    He is wrong on the currency USD/CAD will drop meaning CANADIAN DOLLARS will gain in value. look at the daily and weekly charts lower lows and higher lows. USD/CAD will eventually go to parity within the next 2 years approx

  • @krs218
    @krs218 Рік тому

    These 2 look like brothers 🤔

  • @TJames69
    @TJames69 Рік тому

    Massive bubble 🫧

  • @tomcotter8138
    @tomcotter8138 Рік тому +2

    Thanks Justin 😂

  • @terrycorkum
    @terrycorkum Рік тому

    Take the one commodity we all need and treat it as a way to make money and this is what you get.
    Edit: What a sh show.

  • @doinitforfun888
    @doinitforfun888 Рік тому

    Sellers are trying to break even or take a loss in some areas like Brampton and Caledon East. The buyers want to steal the property or are waiting for interest rates to come down because they don't qualify for the mortgage.

  • @jccarriere3719
    @jccarriere3719 Рік тому +1

    It's almost as if reporters are wishing for a recession. That's what they pray for every night. So they something to talk about!

  • @ougmass
    @ougmass Рік тому +2

    All these analysts that are against real estate investment, are not happy that Canadians are investing in their homes, because they want Canadians to give them their money to gamble with, and use it to buy real estate on foreclosure, flip, etc. And make monney on peoples' money by buying real assets, and selling hot air.

  • @sanasolis
    @sanasolis Рік тому

    Why is he talking to his clone?

  • @rileygally2967
    @rileygally2967 8 місяців тому

    If karma is real the bubble will burst. Unfortunately I don’t see that happening

  • @merima3276
    @merima3276 Рік тому

    We need different government asap

  • @jtome84-91
    @jtome84-91 Рік тому +2

    Oh for sure it’s inevitable you know 💯 . The sky is fallinggggggggg ahhhhhhhh

    • @ethimself5064
      @ethimself5064 Рік тому +1

      It is inevitable, wait and see. This gas happened before/nothing new

  • @MentionBiscuit
    @MentionBiscuit Рік тому +13

    Trudeau must travel immediately to see comrade Zelensky for another phot op and handover another billion! Remember he said “whatever it takes Canadians will be there to support Ukraine. FOR AS LONG AS IT TAKES”.

  • @Dank69410
    @Dank69410 11 місяців тому

    Wooot means I can finally get into the market 😂 jk get out of Canada while u can!

  • @overtronwindows
    @overtronwindows 10 місяців тому

    bahahaahahah, I knew it was aboot to happen.

  • @peterthart531
    @peterthart531 Рік тому

    Everything's fine......lol

  • @normanlewis2953
    @normanlewis2953 Рік тому +2

    If Trudeau gets re-elected in 2025, January 6 is happening in Canada

  • @Monninaq1
    @Monninaq1 Рік тому +1

    He spoke too fast and I didn’t understand half he said.

  • @dangrather1280
    @dangrather1280 Рік тому +1

    All done on purpose.

  • @RT-gj5bp
    @RT-gj5bp Рік тому

    Crash 💥🏡

  • @levelzanimations
    @levelzanimations Рік тому +2

    canada will dodge the recession 😂

  • @tiradokim9219
    @tiradokim9219 Рік тому +2

    Mrs Olivia is legit and her method works like magic I keep on earning every single week with her new strategy

  • @SarcasticLittlePrick
    @SarcasticLittlePrick Рік тому +1

    Don't forget to vote for Conservatives .

    • @hyena280
      @hyena280 Рік тому

      Then put up reasonable conservatives that someone would want to vote for. You have a populist. Ain't nobody got time for that.

  • @ThePowerline101
    @ThePowerline101 Рік тому

    No really