If You’re Broke Or Struggling Financially, Follow These Steps To Change Your Financial Situation

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  • Опубліковано 1 чер 2024
  • If you're broke or struggling financially, there is no better time than now to change that. I want to help you make the shift out of scarcity and into financial abundance. Ready to change your financial situation and create a life that you're proud of? If so, check out my FREE course that will teach you my proven formula on how to build a successful online business: projectlifemastery.com/freeco...
    In this video, I share with you the secret for how you can change your financial situation, and make the shift out of scarcity and into financial abundance.
    Money creates a wealth of opportunities and affords us the freedom to invest in ourselves and enjoy life to the fullest. Money doesn’t buy happiness, but it does make the best things in life even better.
    Unfortunately, a lot of people can’t enjoy the opportunities that money offers, because they are floundering in financial debt. If you’re broke or struggling financially, then what you are currently doing is not working. However, the good news is that you have the power to change your life.
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КОМЕНТАРІ • 645

  • @clairechang3124
    @clairechang3124 4 роки тому +322

    55% necessities
    10% Long-term saving
    10% Financial Freedom
    10% Education
    10% Fun
    5% Give
    Be willing to make the sacrifice.
    Create wealth.

  • @crystaldiamond3256
    @crystaldiamond3256 3 роки тому +20

    This is the kind of information they need to teach in school it would benefit a lot of students, along with buying a house, purchasing a car and other life changing things. Thank you for the video

  • @radhikadeo8412
    @radhikadeo8412 5 років тому +107

    I started watching life changing videos when i was pregnant all about health fitness and money.. And finally i realized i could live a different life that i was living such as paying off the mortgage ealry saving and investing to a point that i wouldnt have to work any more. I started saving 3 months before my mat leave started and my daughter is now 5 months old i have saved 17000 in the saving always have a minimun balance 3000 in the chequing 2000 in an emergency fund for like car problems and what not and 1000 in a vacation fund. Still working on it and tryna make new pockets for other things.. Planning on paying off house asap and then save for future and investments on an early retirement

  • @rabiesmuffin
    @rabiesmuffin 3 роки тому +29

    This made me feel so much better I was having a internal meltdown over not feeling enough in my life. I’m about to have a second job just need to grind harder. Make many more sacrifices. This is a great video for making me feel way more normal.

  • @curstinw6420
    @curstinw6420 4 роки тому +28

    watching this b/c my parents are really bad at money management and while i love them very much i don’t wanna make the same mistakes as them, i’m 20 with no debt or student loans and i don’t wanna mess anything up but only make a better financial situation for myself

  • @b.nicolebaskin2594
    @b.nicolebaskin2594 4 роки тому +14

    Thank you so much for sharing this! I’m 25, with a house and a child and I’m the middle of trying to start a business. My boyfriend and I didn’t have anyone to teach us how to properly manage money. This is so valuable. Thank you for being willing to share these life skills. Too many people want to make you PAY for things like this. Thank you for your giving!

  • @sarahmoore4962
    @sarahmoore4962 6 років тому +583

    I appreciate this video. My parents didn't teach me money management. I do blame myself because I made wrong choices. I appreciate you teaching this nugget. Your helping me so much

  • @priestofmendes3830
    @priestofmendes3830 6 років тому +354

    I got to the point in life where i got tired of working for a corporation after 17 years of working for the same company i couldn't take it anymore i felt as if i was committing suicide every time i clocked in to work so i quit my job and invested all my savings to start a Landscaping company i love what i do but this is my first year doing it and im having a very hard time staying at business this winter I'm considering getting a part time job just to be able to pay bills

  • @martelldave7169
    @martelldave7169 6 років тому +325

    1. Get a job
    2. Track
    3.budget

  • @LAConfidential1
    @LAConfidential1 4 роки тому +19

    This video has changed my life. Best 40 minutes I have EVER spent

  • @shnoopio
    @shnoopio 4 роки тому +17

    This video literally changed my life. Then again COVID-19 literally changed my life again. However, if I hadn't started implementing the tips & suggestions presented in this video back in July last year, I'm pretty sure everything would have been 10 times worse right now. Thank you, Stefan. You and your uploads are the definitions of value.

  • @Fisthorn77
    @Fisthorn77 4 роки тому +11

    Admitting I'm at fault for the current financial situation that I'm in is nerve-wrecking yet empowering. Thank you for this beneficial advice!

  • @turtlesage364
    @turtlesage364 6 років тому +21

    The key to being successful to me is getting out of credit card, and car loan addiction. Like your vlog very honest and hopeful.

  • @ancantiladodecaminante623
    @ancantiladodecaminante623 6 років тому +111

    I always act positive and start each day with renewed vigor. But, sometimes it is hard to get over the guilt of me making bad decisions in my life! You are truly very inspiring to me..Support is indispensable!

  • @otiselgato9571
    @otiselgato9571 4 роки тому +17

    I like when he teaches to give...
    There's nothing more powerful than to give. Give and you will never struggle for money. Money will find a way towards you.

  • @FeliciaBaron
    @FeliciaBaron 6 років тому +180

    I listen to a lot of the business saavy speakers on UA-cam and by far you are definitely my favorite. You really speak from such a genuine and caring place and are so inspiring. Thank you for doing what you do ☺

  • @lord.kagiso3741
    @lord.kagiso3741 3 роки тому +3

    When I get a job in not going to mess around this. I already did that and booooooyyyyyy it has been a very humbling experience.

  • @caling98
    @caling98 6 років тому +100

    I needed this. Thank you. I love that you didn't forget about the giving/tithing portion.

  • @ThomasTries
    @ThomasTries 3 роки тому +3

    You’re absolutely correct that giving is more about habit than amount at the start. I think it’s also about being intentional with your giving.
    You could give $1 to 500 families and not make a difference to any of them. Or you could give $500 to one family and make more of an impact. Being strategic in giving is important as well.

  • @teamgard
    @teamgard 6 років тому +118

    Should be taught from middle school on up. Great video. Humble & motivational. Thanks so much!

  • @tiffanysmith7419
    @tiffanysmith7419 6 років тому +30

    Much needed, especially the end about tough circumstances being a blessing & learning opportunity. Always get a ton of value out of your videos. Thank you!

  • @ig6851
    @ig6851 4 роки тому +13

    I love his insight, literally sounds like a dad telling you things you gotta do to make it in life! This is REAL TALK! He's that one friend to tell you the truth and how to get your life in order lol I love it!

  • @josephrobinson3465
    @josephrobinson3465 6 років тому +66

    I don't think people understand how important this video is thank you

  • @ProjectLifeMastery
    @ProjectLifeMastery  6 років тому +542

    Everyday I get e-mails and messages from people explaining how they're broke, struggling financially or can't afford to invest in themselves. I decided to create this video to walk you through the steps for someone to take to get themselves back on their feet financially. They should've taught money management in school! If you follow these steps, I believe you can change your financial situation, as I did for myself when I was in a similar situation.

    • @MrNz96
      @MrNz96 6 років тому +23

      Project Life Mastery you're an inspiration Stefan thank you for the time you spend in sharing your content and tips with us, for me as someone who's coming from a place where there's no one to guide me you are of great help so i can't thank you enough for this.

    • @prockstem
      @prockstem 6 років тому +12

      Very motivational. Thank you.

    • @LisaCapron
      @LisaCapron 6 років тому +33

      I've struggled most of my adult life due to bad advice from people I trusted. Work my butt off as a nurse but the student loans take forever to pay off. On the plus side, things I've worked hard to learn after making those mistakes have at least taught my kids better basic skills... my oldest son will graduate from college with almost no debt whatsoever and his emergency fund has an emergency fund. Not bad for a 21 year old! And my next oldest boy is following in those footsteps.

    • @ProSimples
      @ProSimples 6 років тому +6

      Project Life Mastery a Brazilian following from Ireland. Lovely content, god bless.

    • @nadine7327
      @nadine7327 6 років тому +3

      Thank you soo much for this vedeo.

  • @sincerelyarimichelle4255
    @sincerelyarimichelle4255 6 років тому +130

    Wow, what an awesome way to start off my morning. A great cup of coffee and an amazing video to help me move forward. Thank you!!!

  • @EloisaGene
    @EloisaGene 6 років тому +50

    I am truly blessed to find your channel. I really am. Thank you!

  • @michellewaichili8837
    @michellewaichili8837 4 роки тому +3

    thank you, I’m going through a financial crisis now. I hope soon I can be out of it and see the blessings of the time I’m in right now

  • @mulirofireless9397
    @mulirofireless9397 5 років тому +19

    Well done.
    U have pulled me out of a pit of despair.
    Thank you.

  • @creativelivingwithspencert9997
    @creativelivingwithspencert9997 4 роки тому +4

    Super helpful Stephan! I did my initial budget work today. I went thru what I spent my money on the last 3 months, created my buckets based on my income. I already have a job but I’m getting another one. I have 3 interviews scheduled for this week. I watched this video and your video about how t go from Broke to Rich. Honestly I’m so grateful for this content and how you delivered it. And I am amazed I never really heard it explained this way before. This is vital info people who are struggling financially need!

  • @jenicajames
    @jenicajames 6 років тому +14

    These steps are exactly what I need right now. Thank you so much 🙏🏽

  • @vybo
    @vybo 6 років тому +89

    Great video. Real, practical, actionable advice. Much appreciated

  • @RashawMusic
    @RashawMusic 5 років тому +6

    Beautiful content the sacrifice is worth it peps! Good luck to everyone on growing/fixing their financial journey! Thanks for sharing this for FREE!

  • @MsLadyLogic
    @MsLadyLogic 6 років тому +2

    You are on of my favorite people on here that talk about finance. Thank you for giving your time and skills to help us. This is such amazing information.

  • @musajallow5710
    @musajallow5710 6 років тому +92

    i love this man he is very sincere i believed .. i will one day join his kindle publishing empire..

    • @ProjectLifeMastery
      @ProjectLifeMastery  6 років тому +10

      You can do it Musa!
      Here is another video you will love: ua-cam.com/video/hQ4E4FwWPoo/v-deo.html

  • @josephkayconstruction4474
    @josephkayconstruction4474 6 років тому +6

    Thank you so much. I love the positive energy, confidence in changing your situation and strategy that you presented.

  • @_CMG64
    @_CMG64 6 років тому +68

    My lord, this video has helped me a lot in such little time! 40 min!! Thanks man, I am going to start applying these things TODAY!

    • @ProjectLifeMastery
      @ProjectLifeMastery  6 років тому +5

      Thank you Christian!
      Here is another video you will love: ua-cam.com/video/kViGyCNRyl8/v-deo.html

  • @stephanie.talamantez9234
    @stephanie.talamantez9234 5 років тому +2

    Thank you for the percentage breakdown. We have struggled with budgeting many times. We are sitting down tomorrow to restart this journey and I am so thankful I found this video. Now I have a guideline to follow when creating the budget.

  • @SAPHYTYRA
    @SAPHYTYRA 4 роки тому +2

    Hey. Thank you for going there. Its alot of us irresponsible folks out here that need someone to guide us into responsibility. 🤷🏾‍♀️ appreciate you for steeping in. Be blessed ✌🏾❤

  • @hermanshiimi1318
    @hermanshiimi1318 5 років тому +6

    Thanks alot Man.I'm a 20 year old and still in college and I've been really having financial problems and have lots of rent payment issues, I've watched your video and hopefully some day im gonna improve my financial problems using your steps. Thanks alot once again You really opened up my mind

  • @Bodana63
    @Bodana63 5 років тому +3

    Love that you never forgot where you were, that those concepts keep operating even now. 🔑

  • @lourdesjaimes6820
    @lourdesjaimes6820 5 років тому +13

    So happy I just watched this. My life is about to change with the knowledge I received. Thank you!

  • @valloveinspires
    @valloveinspires 6 років тому +17

    EXCELLENT!!!! Love love love this teaching. THANK YOU for adding so much VALUE

  • @erikas3659
    @erikas3659 6 років тому +3

    Thank you so so much for taking out the time to do this video, Stefan! 🙏🏾 I am truly blessed to find your channel. May you continue to receive many more blessings!​

  • @christopherwilliams1011
    @christopherwilliams1011 5 років тому +1

    Stefan u were awesome you identified with us i have taken notes this video has changed my financial mindset to upward mobility thank you so much bro!

  • @bluecollarandrich9508
    @bluecollarandrich9508 6 років тому +3

    This is pure gold! Stefan says how it is and speaks some brutal honesty here. Great video!

  • @ireneatenkeng9766
    @ireneatenkeng9766 4 роки тому +1

    This video is so empowering. There couldn't have been a better time to stumble upon this life changing video than now. Thanks a lot .

  • @srizmanova
    @srizmanova 4 роки тому +4

    Hi Stephen. Great video, thank you. I am heading for the creating wealth stage (currently still in a job). This is a scary part of the process...I guess I need to plough through my fear and just do it. Keep succeeding!

  • @kickinitwithkeeks2105
    @kickinitwithkeeks2105 4 роки тому +2

    Thank you so much! This video set me free! I will listen every morning!

  • @tebogomashele5107
    @tebogomashele5107 6 років тому +13

    I feel like this is talking to me! Thanks, Stefen you are really an inspiration to my life. Can we please set up a meeting or a time the day you will travel to South Africa

  • @claudiapierre8636
    @claudiapierre8636 3 роки тому +2

    Thanks for this motivational video to help us to save, be kind, have fun and live our dream life. Thanks to you and Tatiana may God continue to bless both of you.

  • @subasharyal4301
    @subasharyal4301 5 років тому +1

    Today from this moment! I am going to follow your formula and I hope I will be able to get financial freedom in near future. Thanks.

  • @linichef
    @linichef 5 років тому +3

    Wow Thank you so, so much for all this info. It is exactly what I was looking for!!

  • @iamGinelMcLarty
    @iamGinelMcLarty 5 років тому +5

    Amazing video once again! I’ve been following you since you had longer hair and was bouncing on your mini trampoline showing us your morning routine. That video as well as this one changed my life !🤟🏾💜 keep up the amazing videos

  • @lakeishajackson3634
    @lakeishajackson3634 5 років тому +1

    Thank you so much 🙏🏾🙌🏾 things are so much better now for me 💪🏾

  • @tng2138
    @tng2138 5 років тому +1

    You're so authentic and I like the way you explain and talk. Watching this video till the end was totally worth it because it's so detailed and full of information. While watching I always thought: You're a mentor or a best friend, I wished I've met in real life/earlier. Thank you for giving people free information!

  • @roelblomsma
    @roelblomsma 4 роки тому +1

    Thanks a lot. These were some things that might sound logical, but I certainly needed to be reminded.

  • @jaygiant10
    @jaygiant10 4 роки тому +1

    Wow, I sat and watched this entire video. I was watching videos before but I was led to this one for a reason. Thank you

  • @henrysedigzadeh6209
    @henrysedigzadeh6209 5 років тому +1

    Thank you so much for this informative video. I got a lot out of it. The steps were clear and everything made sense. I'll be sure to share this with those in need.

  • @Monicaxoxo
    @Monicaxoxo 5 років тому +2

    me realizing i have to get rid of my 2019 camaro. hurts to even type. but also feels good the financial freedom it can give me. let go to let some in.

  • @celestineasumah4511
    @celestineasumah4511 5 років тому +4

    Thank you dearly, I really needed this at this time.

  • @gabrielradu7284
    @gabrielradu7284 4 роки тому +1

    I'm glad that I find you Stefan. I like all about you and now you have become my role model. Very good video :) I really appreciate it and thank you for all the work you're putting out there for educating other people

  • @shotgun9922
    @shotgun9922 5 років тому +1

    All I did to not overspend is to track my budget, really knowing where your money goes will make you "rich" in a way where you decide where your money goes.

  • @snenoh
    @snenoh 6 років тому +67

    I love your explanations. Thank you for sharing your knowledge. I have become a better person from the day I listened to your first video. I now track my income and expenses and have a budget. I am have a decision to get a job to make some money as I do my side businesses

  • @andersonhernandez4649
    @andersonhernandez4649 5 років тому

    Thank you so much for taking time to guide us to for a better future and stability! We appreciate you!

  • @hannahabril6523
    @hannahabril6523 4 роки тому

    Thank you so much for your videos! You motivated me to be financially smart and to make sacrifices for long-term goals. God bless you!

  • @madonapascua6174
    @madonapascua6174 5 років тому

    this is so true, i have made a lot of wrong decisions, but i learned from the past.I'm glad that i have a job and im willing to sacrifice time just to reach my goal.

  • @jamiewaters3727
    @jamiewaters3727 4 роки тому +3

    Wow, this is my first time seeing your videos. I wasn’t looking for you per se , but I stopped , because of your title, and I actually listened to your whole video! I’m usually too impatient , and tend to go ADD very quickly, but you had the most relevant and informative information. Thank you for this, because I needed to hear this myself. I am a subscriber now, and I liked your video, and look forward to your other videos.😄👍🏽

  • @onescity
    @onescity 5 років тому +11

    This was some of the best financial information I ever received. Thank you, I truly appreciate it!
    I wrote down this information, and I'm going to use it to craft my life, headed into financial freedom!

  • @ramyam3932
    @ramyam3932 5 років тому +1

    Thank you... Just the thing I need... God bless you.. You are a good person

  • @ashleybrogan1460
    @ashleybrogan1460 5 років тому

    Thank you so much for sharing this. I appreciate it and it truly taught me what I need to know about getting started on the path to good finances.

  • @sedrickjones3625
    @sedrickjones3625 6 років тому +14

    Going through this big time. I'm going to apply all this and my 2018 awesome. Havana Cuba here I come

  • @keionwitherspoon
    @keionwitherspoon 6 років тому +11

    GREAT video! Thank you SO much!

  • @hadassahropiha8528
    @hadassahropiha8528 5 років тому +2

    Thank you so much I'm definitely going to take your advice 😁

  • @soniakuhumura653
    @soniakuhumura653 4 роки тому

    Thank you so much for this. I will definitely follow this plan

  • @imaregeepersonalbranddevelop
    @imaregeepersonalbranddevelop 6 років тому +2

    Thanks Stefan n God bless you so much always.

  • @sagittariansage_2271
    @sagittariansage_2271 6 років тому +4

    You are bomb. Thank you sir. I am taking your advice!!

  • @904ts
    @904ts 6 років тому +8

    Awesome video. Watching video for the eigth time. Currently applying steps . Thanks a bunch

  • @malabsida8735
    @malabsida8735 6 років тому +17

    You are such a sweet human being. May god be with you every step of the way.

  • @Jennyyells408
    @Jennyyells408 4 роки тому +1

    Thank you for doing this and making this video it’s helping me I’ve been in an exclusive hardship and I thank you so so much for this 🌸🌸🌸

  • @fireguy96
    @fireguy96 6 років тому +1

    Thank you bro.. I hope God continues to bless you one way or the other

  • @yuuki140ful
    @yuuki140ful 6 років тому +11

    amazing video! I am 20 years old and thanks to your videos I have make better decisions in my life

  • @shana5413
    @shana5413 5 років тому +20

    I really like how much effort you put in to help others

  • @Dj-uy1kp
    @Dj-uy1kp 5 років тому +1

    Thank u very much , you are the best,I have learned more with u than in school!!!!

  • @Derp-flash-go-duuur
    @Derp-flash-go-duuur 6 років тому +49

    Thank you for the amazing information, this is pretty much being held by the hand and being shown how to succeed. Best youtuber, hands down.

  • @aaronrobinson681
    @aaronrobinson681 6 років тому +22

    Thank my brother I will invest in myself and use these tools

  • @sanjayrshinde
    @sanjayrshinde 6 років тому +15

    Excellent info Stefan. Keep up the good work. And thank you very much.

  • @montezmoore1562
    @montezmoore1562 4 роки тому +2

    I watched this one video two to three times a day very informative I just got a job after being out work fire 6 months took his advice and put all the blame on myself

  • @nickq1938
    @nickq1938 6 років тому +1

    Appreciate you bro watched a couple of your videos today ! True motivation !

  • @dhruvgaba865
    @dhruvgaba865 5 років тому +2

    The way you explain things is amazing. Thank you so much.

  • @CharismaMelbourne
    @CharismaMelbourne 6 років тому +3

    Amazing video thank you. Love your delivery and realness!!

  • @patriciapeever9560
    @patriciapeever9560 5 років тому

    Thankyou for helping me..you share all your best secrets with us.

  • @janetayala6908
    @janetayala6908 5 років тому

    Thank you for this video....I needed your encouraging guidance and words!

  • @shimanemolonda7575
    @shimanemolonda7575 3 роки тому

    Best actionable advice I’ve ever had. Watching it for the third time today, just to remind myself of what the plan is.

  • @Lovedebbie2007
    @Lovedebbie2007 5 років тому +1

    Thank you for taking the time to make this video. It was so helpful.

  • @dianafeliciano741
    @dianafeliciano741 5 років тому +4

    Thank you for your wisdom and caring this is the best advise I got from anyone.

  • @MoneyWiseMOM
    @MoneyWiseMOM 4 роки тому +2

    Hi this was an eye opener for me and everything that you said is so true. Its hard work but it you want it bad enough then sacrifices must be made. Loved your content you are an inspiration. Keep doing what you are doing. God bless.

  • @bentorwambugu4274
    @bentorwambugu4274 4 роки тому +4

    Thank you,GOD Bless You

  • @xavierrivas7934
    @xavierrivas7934 3 роки тому

    Subscribed, liked, and left a comment. Thanks for this video 🙏

  • @natashalarmielifestyle6983
    @natashalarmielifestyle6983 3 роки тому +2

    I appreciate this video very much. truth and fact. nothing else to say except thank you and wish you all the best as well in this life we all trying to live.