July 2022 Budget | Cash Envelope, Sinking Funds and Saving Challenges Stuffing | Paycheck 2 |

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  • Опубліковано 5 вер 2024
  • Thank you so much for watching. I hope you enjoyed the video. Make sure to comment, like, and subscribe!
    Envelopes: Made by me
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КОМЕНТАРІ • 123

  • @lovingthebudgetlife3647
    @lovingthebudgetlife3647 2 роки тому +18

    My goal is to build my binders, especially my emergency fund back up. I had to get another car, so my funds will change but alittle still goes along way. And losing weight is another goal for me. I've became lazy and not motivated. It's more to be healthy and live longer. 💚

  • @JudySpeaksDinero
    @JudySpeaksDinero 2 роки тому +11

    Hey!
    I love your new cash tray! Yay for electronics reaching $600! I personally love my ipad and use it all the time. Yay for extra check! Yay for being able to reach $4K in school this month. Happy late birthday! Yes to treating yourself the challenge money! My goal to accomplish by the end of the year is open up my own shop! 💚
    Oooo I love that you want to go back to school and working out! You got this!

  • @verawyomingglissen3674
    @verawyomingglissen3674 2 роки тому +5

    One of my goals by the end of the year is to start working out and building up my savings. New to the cash stuffing and just now getting started.💚

  • @christinaregalado3211
    @christinaregalado3211 2 роки тому +2

    Enjoyed your video. My goal is to build a emergency fund by the end of the year. 💚

  • @bonnienolan4526
    @bonnienolan4526 2 роки тому +1

    Hello Mis Maria. I love watching and learning the different ways to budget my money for bills. I need to because my husband passed 7 year's ago and I really need to know how to stretch my money with out breaking the back account. 💚 My goal is well, learning to budget like I said. But also to work out more , need to lose these 15 lbs I gained. I haven't been working out much sense May because I have shingles and just really haven't felt like it.Pray you never get them, horrable itching and nerve pain. But I'm getting better and feeling more like myself again. Thank you for sharing, 💚

  • @xinfiny
    @xinfiny 2 роки тому +1

    Saving 1000 by Thanksgiving-ish to pay our deposit for Mexico trip next year! 💚 you'll feel so much better when you start eating better and working out!! My husband and I just started in the last 3 months or so.

  • @SesRen
    @SesRen 2 роки тому +1

    My financial goal for the end of the year is to save up my boyfriend and I's 3 month emergency fund. He's convinced that we don't make enough to pay bills, enjoy ourselves, AND save money consistently and I'm ready to take on the challenge and set us up to feel like we can breathe a little when it comes to finances 😊
    My personal goal is to take care of myself, my happiness, and my wealth and make steps towards getting a better job :) I think I might start a side hustle before the end of the year 💚

  • @treviag
    @treviag 2 роки тому +1

    My goal for the end of the year is to get my health on track after struggling with it this year as well as begin looking at land to build a home 💚

  • @ashleymixer4963
    @ashleymixer4963 2 роки тому +1

    This video has been so helpful Just for ideas for envelopes and Sinking funds ! Being that I am a younger person and I dont have children my Priorities are a little different than some of the other videos Ive seen.

  • @TheBusyMomBudget
    @TheBusyMomBudget 2 роки тому +1

    My goal is to become financially fit by the end of the year and that is by having at least $1000 in my emergency fund and and one month of prepay payments for my bills.💚

  • @ms.will-i-ams1711
    @ms.will-i-ams1711 2 роки тому

    My goal for starting my cash staffing journey so I can actually track what I spend per pay period. It means something when it's more tangible than looking at your bank account ledger.

  • @lisasavarno2636
    @lisasavarno2636 2 роки тому +1

    ❤️Love the giveaway prize. That is so nice of you. Good luck everyone. I want to save for a new place. Have a great week🌸🌼🌸

  • @diannerivera417
    @diannerivera417 2 роки тому +1

    my goal that i would like to accomplish by the end of this year is to enroll in school again to take some courses that i need so that i can make more money in my current job 💚

    • @DavidEVogel
      @DavidEVogel 2 роки тому

      Good for you. Many people talk about investing, but seldom mention that a formal education is an investment in your future earnings potential.

  • @mariacuevas7425
    @mariacuevas7425 2 роки тому +2

    My goal that I want to accomplish by the end of the year is to have 1,000 in my emergency fund, I am almost done:) I also want to stay more consistent with tracking my spending 💚

  • @cynthiaberrios2625
    @cynthiaberrios2625 2 роки тому +1

    Love your videos. One of my goals for this year is read more books and build up my kids sinking funds envelopes 💚

  • @My2CrazyKiddos
    @My2CrazyKiddos 2 роки тому +1

    💚Goal is to save $ for my kids future and be happy and healthy💚

  • @charmedkitten
    @charmedkitten 2 роки тому

    “Because…I should not be eating out”💀😆. Glad you caught the extra money. Great stuffing love 💜

  • @Onemoredollartx
    @Onemoredollartx 2 роки тому

    My goal is to start cash budgeting system. I am in the prep stage of tracking my spending and making my categories. 💚

  • @Nickel-and-dimes-budget
    @Nickel-and-dimes-budget 2 роки тому

    My goal by the end of this year is gratitude and working out for health 💚

  • @yuliegonzalez3559
    @yuliegonzalez3559 2 роки тому +5

    Hey Maria! I look forward to watching your videos and seeing your progress. One of my goals for the end of this year is to get back into working out more consistently. 💚

  • @maryjoglenn1731
    @maryjoglenn1731 2 роки тому +1

    I would like to pay off 1 credit card by the end of the year and implement a meal plan to help with our grocery bill and prevent wasted ingredients as well as keeping me on track for healthy eating 💚

  • @lexiesilver1963_
    @lexiesilver1963_ 2 роки тому +1

    Enjoy your videos very much. I think it is great to do a challenge for your birthday, To spend on whatever you want! My goal by the end of the year is to pay off my last 2 credit cards. 💚

  • @clarissajimenez121
    @clarissajimenez121 2 роки тому +1

    My goal to accomplish by the end of the year would be to build up my envelope for my education. I am currently studying to become an RN and I just started getting into budgeting and watching your UA-cam videos inspired me to learn how to manage my money. $$$💚

  • @ceceliacarter1670
    @ceceliacarter1670 2 роки тому

    💚 one of my goals to complete by the end of the year is to pay off two more credit cards.

  • @ladieebee92
    @ladieebee92 2 роки тому

    💚 my goal is to get healthier and work on my mental health. I've succeeded in another goal I set and that was to pay off my car.

  • @budgetingwithkrztofr
    @budgetingwithkrztofr 2 роки тому +1

    Great video Maria. 1 of my goals this year to reduce my debt to one credit card. 💚

  • @yaral913
    @yaral913 2 роки тому

    my goal by the end of the year is to move out and go back to school!💚

  • @budgetsaverepeat
    @budgetsaverepeat 2 роки тому +6

    My goal by the end of the year is to actually start my UA-cam journey

    • @matemahe
      @matemahe 2 роки тому +1

      Don't wait do it now!!!! 🥳

    • @BudgetByTheBag
      @BudgetByTheBag 2 роки тому +1

      💙 You got this. Good luck! 😊💙

    • @softgirl4201
      @softgirl4201 2 роки тому +1

      Do you want to be accountability partners on this goal

  • @blackwood2004
    @blackwood2004 2 роки тому +1

    My goal is payoff at least two of credit cards and have a fully funded Christmas sinking fund before December. 💚

  • @beautymombudgets
    @beautymombudgets 2 роки тому

    I’d have to say my goal is getting back to being fit. I literally let myself go since November , I’ve made enough excuses. 😅. And another goal would have to be paying off my last credit card. 💚

  • @chelsiedrysdale7341
    @chelsiedrysdale7341 2 роки тому

    My goal is to start cash budgeting. I am currently working on changing ins companies to get our home and auto ins lower and just changed phone plan options for $52 saving alone and I went the able to pay my ins in full yearly or every 6months and not have extra stuff escrowed in to my mortgage loan as it is costing us more. However I have not bought a binder or any envelopes to start cash savings 💚

  • @arodycoronado3019
    @arodycoronado3019 2 роки тому

    Hello Maria! Thank you for your video. My goal for end of year to be consistent with working out. I need to get back on a routine and I’ve been lazy the last few years since COVID and working remotely. Also getting better with drinking water and using my cash envelopes. 💚

  • @kimtellez2573
    @kimtellez2573 2 роки тому

    This is the 1st time I am watching your channel. And I really like it. I love how you incorporated lifestyle changes. 🐦. Couldn't find a green heart. But, I due have a green chick. Also, want to become more aware of my finances. And not live paycheck to paycheck.

  • @cassratajczak
    @cassratajczak 2 роки тому

    I save my smog money in the car tags envelope, since it's a requirement before you get the tags.

  • @la-quandanorwood5158
    @la-quandanorwood5158 2 роки тому

    Great video. My goal that I would like to accomplish this year is to become debt free. 💚

  • @Leslie.N.
    @Leslie.N. 2 роки тому

    Love your A7 binder wallet! Your video inspired me to get a similar one! Enjoy your channel so much!
    Present goal: Be better at using all the blessings God has given me to stay focused and organized 🙏

  • @sml1557
    @sml1557 2 роки тому

    Love that cash tray. My goal at the end of the year is to loose 10 pounds. I’ve gained a lot of weight throughout the years. No excuse other then being lazy. Great video 💜❤️ I can’t find the green heart on my iPad sorry

  • @BudgetsWithBess
    @BudgetsWithBess 2 роки тому

    You’re doing so great with your envelopes. My goal is to all go back to the gym this year 💕 💚

  • @lalanabudgets
    @lalanabudgets 2 роки тому

    One of my goals is to save up money for house by finishing my 100 Envelope Challenge and I also want to Lose weight, because I always take care of my family and I kind of let myself go because I am always making sure that they are good so now it’s time for me to focus on me 💚

  • @lenat946
    @lenat946 2 роки тому

    I would like to save enough for Disney world trip. 💚

  • @joybeemer8070
    @joybeemer8070 2 роки тому

    My goal is to start saving for my grandkids💚

  • @brendacortes8263
    @brendacortes8263 2 роки тому

    My goal by the end of the year:
    Health: loose weight, already on the journey need to stick to it
    Financial: recently restarted doing cash envilope stuffing so my goal is to keep the consistency from now on 🙏🏻
    💚

  • @dianec690
    @dianec690 2 роки тому

    💚. I’m working on losing 150 lbs. I’ve lost a whooping 37 pounds but I have such a long ways to go. :0). Love your videos by the way.

  • @SabrinaBudgets
    @SabrinaBudgets 2 роки тому

    Congratulations 4K 🥳🥳🥳 I’m loving the zip black envelopes. Great cash stuffing. Happy birthday 🎉

  • @briannacasey2612
    @briannacasey2612 2 роки тому

    My goal is to go to cosmetology school and to also save money for my daughter’s college 💚

  • @budgetwithjessie8237
    @budgetwithjessie8237 2 роки тому

    To start my budgeting journey. 💚

  • @angelicaramos-molina1092
    @angelicaramos-molina1092 2 роки тому +1

    Hi there…
    My financial goal is to have $1000 in my car maintenance envelop
    My personal goal is to loose 10 lbs by Dec. I need to loose way more but by Dec it’s more realistic to loose 10.
    Thank you for all your videos 💚

  • @roxxiey16
    @roxxiey16 2 роки тому

    My biggest goal for this year is to be able to stay on track with paying off our line of credit!! We just obtained this for paying off and consolidating a ton of credit cards with a much lower interest rate (yay🤗) 💚

  • @Momofboysbudgets
    @Momofboysbudgets 2 роки тому

    💚 my goal is to prioritize my mental health for the rest of this year. :)

  • @SesRen
    @SesRen 2 роки тому

    Thank you for the long video 🙏 i enjoy listening to budgeting while I work on chores around the house since it helps me feel more productive 😂
    Great video! You've got a new subscriber :D

  • @ReccaJacq7
    @ReccaJacq7 2 роки тому

    One of my biggest goals for the end of this year is to get a better paying job so I can be able to pay off my debt and I am hoping to start my UA-cam channel journey as well 💜

  • @phouayang8933
    @phouayang8933 2 роки тому +1

    Your wallet is so cute! Did you make that or where did you get it from? The envelopes too! ✉️

  • @paigeeuson4637
    @paigeeuson4637 2 роки тому

    My goal is to also start going to the gym💚

  • @nohemimarquez8153
    @nohemimarquez8153 2 роки тому

    My goal by the end of the year is to save enough money to buy a new car the beginning of next year! 💚

  • @kellyanderson7624
    @kellyanderson7624 2 роки тому

    New subbie. Love your videos. I want to have as much of my school loan paid off as I possibly can by the end of the year 💚

  • @bossupbudgets
    @bossupbudgets 2 роки тому

    Great video!! Your savings challenge is definitely filling out quick 😌😌😌

  • @karenevert6193
    @karenevert6193 2 роки тому

    💚 my goal is to make savings challenges boxes so I can take a trip next year

  • @diamonddavis1460
    @diamonddavis1460 2 роки тому

    My goal for the end of the year is to save at least $10,000 and to take a trip outside of the US! 💚

  • @angeleemercado9460
    @angeleemercado9460 2 роки тому

    YESSS I LOVE IT ALL TOGETHER LONGER VIDEOS YES :))))

  • @MARIBUDGETS
    @MARIBUDGETS 2 роки тому

    Loved the video and I can relate since covid hit I did also gain weight which I feel like it sometimes makes me feel tired and I do not want that so that is my goal to be able to lose some weight at the end of the year. 💚

  • @mattoh4476
    @mattoh4476 Рік тому +1

    Can someone please tell me where she got the plastic looking cards that goes in the envelope to show what money is in the bank?

  • @kristybonventre6661
    @kristybonventre6661 2 роки тому

    New subscriber!! I'm obsessed with all things budget planning, and stumbled across your channel. 💚 My goal is to stay consistent & begin making an income with my small business.

  • @griselda7255
    @griselda7255 2 роки тому

    I absolutely love your videos!! 😁💕
    My goal is to learn how to drive with confidence. My boyfriend has been teaching me how to drive (I have my permit) and feel secure when I am with him. However, I still need help on busy/trafficy streets. I am so done depending on lyft. It's so expensive 😵

  • @dutch0x0
    @dutch0x0 2 роки тому +1

    💚 my goal for this year is getting a grip on my finances trough budgetting. I just recently started and want to save more so i don’t come short every month. Love the giveaway.

  • @rosbudgetlife3324
    @rosbudgetlife3324 2 роки тому

    Hey Maria great video

  • @cherish8821
    @cherish8821 2 роки тому

    Awesome cash stuffing! Happy Birthday 🎉 My goal is to payoff student loans. Thank you 💚

  • @mandywebb2018
    @mandywebb2018 2 роки тому

    My biggest goal this year is to pay off 2 student loans! 👏🏼🥰💚

  • @allisonshew5333
    @allisonshew5333 2 роки тому

    My goal for the end of year is to have enough money to help invest into my small business 💚

  • @emilycaraveo5326
    @emilycaraveo5326 Рік тому +1

    Where did you get the $1,000.00 and $500.00 clear bill to show you have at the bank

  • @meganlawrence7662
    @meganlawrence7662 2 роки тому

    My goal is to lose 30 pounds by the end of the year. I’m down 6 pounds in the month of July so I think this is totally doable! 💚

  • @latanya_b
    @latanya_b 2 роки тому

    Hey girl ♥️ great cash stuffing! Also happy belated bday girly 🎉🎁 hope you had a marvelous birthday 🎂. My goal for the end of the year is to one start a UA-cam channel and join the community and also to stay motivated to stay consistent on the gym 💪🏼 cuz I need to focus on losing weight. Can’t wait to see the nails on the next video:) have a great rest of the week

  • @jenniferlegrow504
    @jenniferlegrow504 2 роки тому

    My goal for the end of the year is to pay off another $2,000 on my car loan!

  • @miriamgalindo7229
    @miriamgalindo7229 2 роки тому

    Hi Maria! I enjoy your videos! My goals are to pay off my credit card and to become a healthier person. 💚💚

  • @CristywithaK
    @CristywithaK 2 роки тому

    I love fortnite my husband and I always play

  • @shawnacarter3849
    @shawnacarter3849 2 роки тому

    💚My goal is to finish the 100 envelope challenge its taking me longer because I'm on a fixed income but I'm determined to make it happen.

  • @ks_bangtan
    @ks_bangtan Рік тому +1

    So how do you determine how much money goes into each envelope?

  • @TheCandy2604
    @TheCandy2604 2 роки тому

    My goal for this year is being able to pay my credit card off and also working out 💚💚

    • @TheCandy2604
      @TheCandy2604 2 роки тому

      Also I didn’t find your Instagram can anybody leave her @ please

  • @kimberleeilfeld9217
    @kimberleeilfeld9217 2 роки тому

    My goal is to have over 1,000 saved for the year for my 4 children💚. Just came across your video and loving your vibes!! Look forward to watching more of your videos 💚💚💚

  • @Stephx30
    @Stephx30 2 роки тому

    My goal is to pay off my debt 💚

  • @creativepatty8471
    @creativepatty8471 2 роки тому

    Hello Maria lovelorn videos. Biggest goal is to get one month ahead with my bills 💚

  • @daisyurr6774
    @daisyurr6774 2 роки тому

    My goal is to be debt free 💚

  • @ElegantlyDivinee
    @ElegantlyDivinee Рік тому

    Hey girly, I would like to start budgeting using the cash envelope method, do you have any videos for those who are beginners learning the basics of how to do it?

  • @teachersbudgets
    @teachersbudgets 2 роки тому

    Awesome video. New subscriber.

  • @MaiaraBela
    @MaiaraBela Рік тому +1

    Doing cash budget, how do you deal with inflation? I know it's usually lower in the US than the rest of America, but still... Why would you keep part of your funds in cash when you could be investing them and getting a little profit? I'm researching budget techniques and I like this cash budget one, because I believe having the money physically in your hands makes you spend more responsibly. But the inflation issue worries me, so keeping funds/savings in cash instead of investing does not make sense at all.

  • @roseramos5676
    @roseramos5676 2 роки тому

    Hi Maria, my goal is to be debt free by the end of the year! 💚

  • @sudheidypujol329
    @sudheidypujol329 2 роки тому

    My goal is to get 1 month ahead with all my bills 💚

  • @alexerosario2747
    @alexerosario2747 2 роки тому

    Where is that little binder from that she starts the video filing?

  • @veronicasmalley5639
    @veronicasmalley5639 Рік тому

    Thanks for these videos. Where can I find the plastic sheet that says "$500"? Thank you.

    • @mariasbudgeting
      @mariasbudgeting  Рік тому

      From my Etsy shop 😊 www.etsy.com/shop/MariasBudgeting?ref=simple-shop-header-name&listing_id=1246042250

  • @JANAA56357
    @JANAA56357 2 роки тому

    Hey Maria! 💖
    I’m finally caught up on your videos 🥰 i saw every one of it! It’s amazing to see your progress! 😁 and with medical i have the same problem like when there is finally money in it and i say it al of a sudden it’s gone 🤣 o and hello back to your sister 😜 and happy early birthday 🎉🥳
    💚my goal is to find a job and lose weight and save for my emergency and my pets emergency 🐾💚
    Is it intentional your giveaway? 🤔

  • @likedaisyshop
    @likedaisyshop 2 роки тому

    💚My goal for the end of the year is to payoff my credit card and to manage better my spending money so I don’t use my debit card 💚

  • @staciesmith8781
    @staciesmith8781 2 роки тому

    You missed your home envelope in your one binder

  • @kat_Carebear007
    @kat_Carebear007 2 роки тому

    One goal that I want to accomplish before the end of the year is to complet my 10K Challenge 💚💚💚

  • @carolynangell8931
    @carolynangell8931 2 роки тому

    ❤️not sure how to do a green heart

  • @dorisjamison4303
    @dorisjamison4303 2 роки тому

    My goal this year is to save 10k by 12/31/22. And read more books. 💚

  • @BudgetsByJada
    @BudgetsByJada 2 роки тому

    congrats on 4k subs 🎉 my goal is to keep growing my small business :) not entering the giveaway but good luck everyone! great stuffing 💕

  • @tamarwilliams1134
    @tamarwilliams1134 2 роки тому +1

    💚 My goal I want to accomplish is to reduce my stress during my day. I have the skills and resources to pay upcoming events I want to achieve with my schedule. While I was listening to your testimony I didn't understand what you was doing but reply to my first comment!?

  • @joannardoin8687
    @joannardoin8687 2 роки тому

    To be debt free

  • @Amanda-kb8ok
    @Amanda-kb8ok 2 роки тому

    May I ask what you're going to school for? I want to go for nursing, but I don't want to go into debt again with student loans so I'm going to try what you're doing

  • @carlagreco494
    @carlagreco494 2 роки тому

    Where did you get the wallet

  • @sarahstylez1799
    @sarahstylez1799 2 роки тому

    By the end of the year I also want to lose weight! 💋💋💋💋🧡