Question: I invest 6% of salary in employer Roth 401k, they match 6% dollar for dollar. Is it reasonable to say that’s 12% even though only 6% is mine? Or are we talking I should be doing 20% of mine, with the employer 6% just being bonus on top?
Any matching is free money, so you're already have a good start. Check the matching vesting period. I suspect your employer match is in traditional 401k funds unless the new option to get it in Roth 401k format under Secure 2.0 Act is available. In former leaves you with post/pre-tax situation so its a little complicated. You are responsible for the taxes on the Roth 401k match. What I did was stop at the full 6% match, build up a sizeable 6-12 month emergency funds, then open a personal Roth IRA and contribute up to the max $7,000 if you can. Roth IRA has a phase out limit of $158,000. After that, you can choose to max out Roth 401k at $23,000 or set up a regular brokerage account within the same institution as your Roth IRA. Good luck.
@IveirosesRyckmans That's incredible! How can I connect with the person who helps you with investments, if you don't mind sharing? I could use some guidance at the moment.
Managing money is different from accumulating wealth, and the lack of investment education in schools may explain why people struggle to maintain their financial gains. The examples you provided are relevant, and I personally benefited from the market crisis, as I embrace challenging times while others tend to avoid them. Well, at least my advisor does
investors should exercise caution with their exposure and exercise caution when considering new investments, particularly during periods of inflation. It is advisable to seek guidance from a professional or trusted advisor in order to navigate this recession and achieve potential high yields.
Controlling my portfolio cost me losses in 2022. So, in January 2023 I sought advice from a fiduciary. Through restructuring and diversification with dividend stocks, ETFs, Mutual funds, and REITs, my $1.2M portfolio surged, yielding an annualized gain of 78%.
I work with Sonya Lee Mitchell as my fiduciary advisor. Simply look up the name. You would discover the information you needed to schedule an appointment.
Woah for real? I'm super excited. Juliana heidi strategy has normalized winning trades for me also. and it's a huge milestone for me looking back to how it all started😀
The first step to successful investing is figuring out your goals and risk tolerance either on your own or with the help of a financial professional but is very advisable you make use of a professional.
High dividend stocks can be great when one re-invests the dividends back in the stock. More dividends means more shares, and more shares mean more dividends.
Great video👍 often people refer to the “million dollar” mark for retirement. If you are 65 now, with 1 million in investments, and no debt, you’ll be good, with 60k in income from gains and SS. The problem is, for young people, saving for “1 million”, in 40 years will be worth~ 300k which will produce 10-15k/yr in interest income…I don’t want to live on 1k/mo in retirement!
@Tesla Kick As a beginner, I took a more practical step to learn to invest, I began through the guidance of a financial consultant and within 2 years, I have owned 2homes in the United states and car dealership all with the an investment capital of $150,000 so it is best to invest with the help of a professional.
Plot twist, the drawing of the content creator is so good, it creates more views, which may create more income than his already good investment advice!
1 million isnt enough. Its possible, if you want to retire driving a 20yr old civic and eating bologna sandwiches and fritos for the rest of your days. 2.5m is the number. Gonna need minimum 20yrs as an average joe. 30 more realistic. Hard to tell a 20yr old to invest all they can, but tbh thats the difference between retiring before 60 or working till you cant enjoy your retirement.
You can't say what amount is or isn't enough if you don't know what annual expenses a person requires to live on. Over half of Americans make less than $35K per year so 1 million would be enough for them, btw.
Great article. Watching for that event that puts stocks on a discount was well worth my time last year. Oil crashed. Oil related transportation went with it. Grabbed tanker and pipeline stocks. Best performer for me has been WES. Bought in April last year for $5.42 per share as it was well over 75% off in price. Today it closed at $20.66 per share, almost up 4X in price. The dividends on my cost of purchase due to the low price are over 20% returns annually. Looking for the next fire sale. Love a good market sale. Currently buying other stocks with a P/E ratio under 5 that pay dividends. Now own 3 stocks on the Dividend Aristocrats list. Was getting over $1000/month in dividends but FRO suddenly stopped paying dividends, even with a low P/E ratio. Held the stock to see what is up. They just announced buying 6 new VLCC tankers under construction. As mentioned in the article, look for signs of growth. Would be nice for the dividends to return at a higher rate along with value growth.
Would it make sense / is it possible for someone between 30-35 years old planning to retire between 60-65 to initially invest in growth stocks for appreciation and transfer them over to value stocks when closer to their retirement age?
Most experienced traders like Mr Elvis Hercules, would prefer to get the proper skills to analyze price charts in order to make their own trading decisions, but many traders, especially amateur traders, are still wondering really whether they accelerate their successful trading using only signaling services, don't get me wrong. Signals are good, especially if you find the right one, but it would also be wise if traders can analyze price charts positively and accurately and good trading results. If we take a close look at some of the main reasons people cannot make money investing / trading online. whether it is trading stocks, binary options, forex or cryptocurrencies, you will find that the problem is that traders are lazy and too dependent signaling services, and also do not understand the trade before starting it. So just in case it is best if traders, especially those who are still learning and practicing trading, should know these tips before entering any online investment scheme: 1. Use a signaling service. ... 2. Learn to use technical indicators. . 3. Trade stocks before trading binary options trading security. .. 5. Buy options of the right length for your trading style. For additional tips and trading strategies that can bring you $ 20-40 thousand per 4. Track your performance for each option month, contact him by mail, as He is ready to show interested traders, both beginners and professionals, how to trade with confidence and achieve success. .. and amateurs how to trade confidently and make good profits using strategies that fetches $ 20k$ 60k per month. (elvishercules48@gmail.com)
Why live off the Dividends when you can live off the returns? The average annual return of an S&P 500 ETF (ie. VOO or SPY) over the last 10 years is 14%. Why not live off the returns and not touch the principal? For $1 Million that wouldn't that then be $140K pre-tax and about $100K after tax?
Because we dont live in a perfect world and growth companies crash in a moments notice. Imagine you were living off Nokia's or Blackberry's stocks until it crashes and your 1 Million turns to dust.
The 14% average annual return probably doesn't take into account the real return rate or sequential risk. Take for instance a scenario in year 1 has a market loss of 50% and year 2 has a market gain of 50%. The average rate of return is arithemtically 0%, but your portfolio would have shrank by 25%.
I’m 23 now and I’m still in collage but investing helped me get my savings and investment ports into a doable method for me helped save an extra 10k that probably would have been spent on clubs and drinking so it’s all about ur own mentality tbh.
Your visual content with most importantly giving the profit or loss potential of your examples is great. Did you ever consider doing call and put options consider tent with the potential profit examples?
If you buy the right dividend stocks, yes easily. Not giant expensive stocks. REIT's ETF's and high dividend stocks and closed end funds. Don't be afraid to research. My avg interest is around 10% right now.
I want a balanced portfolio, with growth investments, safe investments, and also a focus on dividends to gain up to $20K monthly with minimal risk. is this your strategy sustainable?
I’d rather you just start new positions in ETFs with future income and build that. I will advice you get yourself a financial advisor that can provide you with entry and exit points on the share/etf you focus on.
Opting for an inves-tment advisr is currently the optimal approach for navigating the stock market, particularly if you need a portfolio that can stand the test of downturns. I've been consulting with a coach for a while, and my portfolio has surged by 115% since 2022
*Jennifer Leigh Hickman* is the licensed coach I use. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment.
That's pending....the investment stock doesn't have to pay out dividends and can change if need be so you have to monitor the Dividend stocks. The individual stocks I picked out yield better returns but you'll need 3M to get really well off on those becasue the taxes are going to do you hard.
you could invest 1 million in at&t pays out 7 percent without losing your main capital has been steady or put a million in apple and take your gains annually and budget it
Great video Chris. Right now I plan to shift my strategy as I get older. I wish I had enough in there now though to earn a nice divided to live off of haha.
Inflation is gradually going to become part of us and due to that fact any money you keep in cash or in a low-interest account declines in value each year. Investing is the only way to make your money grow and unless you have an exceptionally high income, invessting is the only way most people will ever have enough money to retire.
I'm a retiree I own stocks which are dividend payers my retirement funds are in growth funds tied to US equities 55% of those funds are in a Roth IRA, all income from my Roth is not taxable. The total income this provides is in 6 figures the investment portfolio is less than a million dollars.As others have said you don't need a million dollars.
Actually, the coming inflation due to the non stop printing of dollars by the federal reserve will lead to even high divided yield stocks to give you less than the amount inflation devalues the dollars you have along with the value of the stocks you own. The best thing is to own physical assets that produce a physical yield which you can live from and sell surplus, like land that grows food. This is why Bill Gates has recently loaded up on an insane amount of farm land.
Indeed. But there is opportunity for share in a the newly formed company, also potential growth also if they are investing those dividend savings into the company, reducing debt and buying back shares.
@@jonesmatthew7511 I'm hanging in there, capital appreciation can easily out pace dividend growth AT&T has been relatively stagnant for years in that sense. The dividend will remain the 4% yield range which is still excellent and more sustainable .
I think I will be retiring early due to MS. I like it to grow now and give me income later. So, if I take my projected income of VA disability, SS disability, company disability retirement & dividends, I will be alright.
Even if you won a 1mil lottery at young age you wouldn't put everything into RRSP/TFSA for dividends due to contribution limits. You can put it on non registered account but then you deal with dividend and capital gains taxes. Maybe after 30-40 years you do have 1mil on portfolio. Note that RRSP isn't a good place for dividend income due to the minimum withdrawal rules. TFSA that's the highest you can accumulate with SP500 investment and that only. TFSA is probably the best one to generate dividend income IF you don't use it for other short term investments like a house or a car. Problem is many people use TFSA as 'tax free shopping account' than investing for retirement.
@@ChrisInvests nooooooo, sorry forgot to nix that from my main dividend list. next on the dividend percentage list is verizon so replace ATT with verizon and you have a good high percentage dividend portfolio that pays from 3 sources every month.
@@ChrisMCP2 stocks are fantasy money too, it’s all not realized until you sell and liquidate it for cash. Newer markets tend to give investors better returns.
what can I do? I have been disabled since 2009 and I am 58 years old at the verge of retirement. My portfoliio of $750k is down to $492k, How can I profit from the present market" , I mean I've heard of people making upto $250k in couple weeks during this crash and I'd like to know how.
The market is volatile at this time, hence i will suggest you get yourself a financial-advisor that can provide you with entry and exit points on the shares/ETF you focus on.
@@carolynrose1816 Factos!! Since the market became extremely volatile and pressure increased (I should be retiring in 17 months), I took the decision to work closely with a financial advisor. It has already been 9 months and counting, and I have made approximately 600K net from all of my holdings.
You have to invest in the US market to invest in the S&P. There’s probably a UK equivalent like a Footsie (don’t know if that’s the right spelling) growth fund.
Most experienced traders like Mr Elvis Hercules, would prefer to get the proper skills to analyze price charts in order to make their own trading decisions, but many traders, especially amateur traders, are still wondering really whether they accelerate their successful trading using only signaling services, don't get me wrong. Signals are good, especially if you find the right one, but it would also be wise if traders can analyze price charts positively and accurately and good trading results. If we take a close look at some of the main reasons people cannot make money investing / trading online. whether it is trading stocks, binary options, forex or cryptocurrencies, you will find that the problem is that traders are lazy and too dependent signaling services, and also do not understand the trade before starting it. So just in case it is best if traders, especially those who are still learning and practicing trading, should know these tips before entering any online investment scheme: 1. Use a signaling service. ... 2. Learn to use technical indicators. . 3. Trade stocks before trading binary options trading security. .. 5. Buy options of the right length for your trading style. For additional tips and trading strategies that can bring you $ 20-40 thousand per 4. Track your performance for each option month, contact him by mail, as He is ready to show interested traders, both beginners and professionals, how to trade with confidence and achieve success. .. and amateurs how to trade confidently and make good profits using strategies that fetches $ 20k$ 60k per month. (elvishercules48@gmail.com)
Dividends are stupid. Learn how to trade. It takes years but once you get it you will scoff at dividends. If you know how to trade and have a million dollars turning that into 5 million is easy.
You won’t be 25 for ever. The time to invest for you is now and consistently. Compounding is most effective when your time horizon is long. For me my time horizon is infinite.
You’ll be lucky to get a consistent 5% return if you put it in dividend stocks. Dividend stocks often change their dividend amount without warning. So you might get into one that pays seven or 8% and then later it might OK one or 2%. The stock market is a scam. I hope the crypto market doesn’t turn out to be a scam also
@Rowland Firsthand On the contrary, I think you are probably less informed about historical trends and human nature and the nature of organizations. Why on earth would powerful governments willingly give up their power of monetary control to the deregulation of cryptocurrency? Is there any analogy in history to support this?
Inflation is gradually going to become part of us and due to that fact any money you keep in cash or in a low-interest account declines in value each year. Investing is the only way to make your money grow and unless you have an exceptionally high income, invessting is the only way most people will ever have enough money to retire.
What strategy would you use?
I’m putting the entire $1,000,000 into AT&T. Lol
@@GetRichorDieScratching I tell you what that isnt that bad of an idea actually....if only I had the 1 million dollars.
@@GetRichorDieScratching You could diversify to lower your risk without reducing your overall return.
@@GetRichorDieScratching Rip this guy's money and dividend!
@@DividendDogo LOL - thank god I didn't do it.
Question: I invest 6% of salary in employer Roth 401k, they match 6% dollar for dollar. Is it reasonable to say that’s 12% even though only 6% is mine? Or are we talking I should be doing 20% of mine, with the employer 6% just being bonus on top?
Easier answer - if you can save more, do so. I save 25% of mine without counting 6% of my employer match if that helps.
Any matching is free money, so you're already have a good start. Check the matching vesting period. I suspect your employer match is in traditional 401k funds unless the new option to get it in Roth 401k format under Secure 2.0 Act is available. In former leaves you with post/pre-tax situation so its a little complicated. You are responsible for the taxes on the Roth 401k match. What I did was stop at the full 6% match, build up a sizeable 6-12 month emergency funds, then open a personal Roth IRA and contribute up to the max $7,000 if you can. Roth IRA has a phase out limit of $158,000. After that, you can choose to max out Roth 401k at $23,000 or set up a regular brokerage account within the same institution as your Roth IRA. Good luck.
@IveirosesRyckmans That's incredible! How can I connect with the person who helps you with investments, if you don't mind sharing? I could use some guidance at the moment.
I searched for her name on the internet, found her page, and reached out via email to schedule a conversation. Thank you.
Managing money is different from accumulating wealth, and the lack of investment education in schools may explain why people struggle to maintain their financial gains. The examples you provided are relevant, and I personally benefited from the market crisis, as I embrace challenging times while others tend to avoid them. Well, at least my advisor does
investors should exercise caution with their exposure and exercise caution when considering new investments, particularly during periods of inflation. It is advisable to seek guidance from a professional or trusted advisor in order to navigate this recession and achieve potential high yields.
Controlling my portfolio cost me losses in 2022. So, in January 2023 I sought advice from a fiduciary. Through restructuring and diversification with dividend stocks, ETFs, Mutual funds, and REITs, my $1.2M portfolio surged, yielding an annualized gain of 78%.
Your fiduciary must be really good, how I can get in touch with them as my porfolio is not performing as expected.
I work with Sonya Lee Mitchell as my fiduciary advisor. Simply look up the name. You would discover the information you needed to schedule an appointment.
Impressive, I took a look at her page. I set up an appointment. I’m looking forward to her reply, I hope she sees my message.
Hit 200k today. Thank you for all the knowledge and nuggets you had thrown my way over the last months. Started with 17k in last month 2024.
Wow that's huge, how do you make that much monthly?
I'm 56yrs and have been looking for ways to be successful, please how?
Honestly speaking, I will continue to trade and stick to Juliana Heidi daily analysis and guides as long as it works well for me..
Woah for real? I'm super excited. Juliana heidi strategy has normalized winning trades for me also. and it's a huge milestone for me looking back to how it all started😀
The first step to successful investing is figuring out your goals and risk tolerance either on your own or with the help of a financial professional but is very advisable you make use of a professional.
High dividend stocks can be great when one re-invests the dividends back in the stock. More dividends means more shares, and more shares mean more dividends.
That's for sure 😁
Great video👍 often people refer to the “million dollar” mark for retirement. If you are 65 now, with 1 million in investments, and no debt, you’ll be good, with 60k in income from gains and SS.
The problem is, for young people, saving for “1 million”, in 40 years will be worth~ 300k which will produce 10-15k/yr in interest income…I don’t want to live on 1k/mo in retirement!
Ya they're all screwed
10 million is the new 1 million the finish line has been pushed back for this generation.
And always buy the dip
I think the pandemic has taught people the importance of multiple streams of income unfortunately having a job doesn’t mean security
@Tesla Kick
You should have considered an alternative source of cashflow way before now, it is called futuristic planning 🙄
@Tesla Kick
well you didnt have to be mean about it. It is a good time to buy in on stock, so just buy in on stocks and dividend.
@Tesla Kick
As a beginner, I took a more practical step to learn to invest, I began through the guidance of a financial consultant and within 2 years, I have owned 2homes in the United states and car dealership all with the an investment capital of $150,000 so it is best to invest with the help of a professional.
Came here for investment info. I Learned how to draw. Thanks.
Thanks for stopping by 😁
Plot twist, the drawing of the content creator is so good, it creates more views, which may create more income than his already good investment advice!
So much for that AT&T example! Oof! 🤦🏻
Just goes to show you that you need to been careful when selecting dividend investments!
Did they stop their dividend?
Cut it in half.
1 million isnt enough. Its possible, if you want to retire driving a 20yr old civic and eating bologna sandwiches and fritos for the rest of your days. 2.5m is the number. Gonna need minimum 20yrs as an average joe. 30 more realistic. Hard to tell a 20yr old to invest all they can, but tbh thats the difference between retiring before 60 or working till you cant enjoy your retirement.
You can't say what amount is or isn't enough if you don't know what annual expenses a person requires to live on. Over half of Americans make less than $35K per year so 1 million would be enough for them, btw.
Great article. Watching for that event that puts stocks on a discount was well worth my time last year. Oil crashed. Oil related transportation went with it. Grabbed tanker and pipeline stocks. Best performer for me has been WES. Bought in April last year for $5.42 per share as it was well over 75% off in price. Today it closed at $20.66 per share, almost up 4X in price. The dividends on my cost of purchase due to the low price are over 20% returns annually. Looking for the next fire sale. Love a good market sale. Currently buying other stocks with a P/E ratio under 5 that pay dividends. Now own 3 stocks on the Dividend Aristocrats list. Was getting over $1000/month in dividends but FRO suddenly stopped paying dividends, even with a low P/E ratio. Held the stock to see what is up. They just announced buying 6 new VLCC tankers under construction. As mentioned in the article, look for signs of growth. Would be nice for the dividends to return at a higher rate along with value growth.
There were some great opportunities last year. They're harder to com by now but still out there. It sounds like you're doing well.
@@ChrisInvests I keep looking for the next great sale. As you mentioned, they are harder to find this year.
1 Million dollars CD with rate of interest 4% yields $3000 per month. ~30% tax. So around $2000 per month.
money making money
💵 ➡️💵💵➡️💵💵💵
Chris: T is a good high paying dividend stock.
T: hold my beer.
Right? No longer a dividend aristocrat 😂
@@ChrisInvests maybe a video on a company to replace at&t? 😂
@@m0nzTaa How about Iron Mountain? Thoughts?
@@GetRichorDieScratching lol thats about to be T also… buy qyld if u want dividened
I am hoping to reach $2M before I do semi fire
That will provide some decent income 😀
Would it make sense / is it possible for someone between 30-35 years old planning to retire between 60-65 to initially invest in growth stocks for appreciation and transfer them over to value stocks when closer to their retirement age?
Most experienced traders like Mr Elvis Hercules, would prefer to get the proper skills to analyze price charts in order to make their own trading decisions, but many traders, especially amateur traders, are still wondering really whether they accelerate their successful trading using only signaling services, don't get me wrong. Signals are good, especially if you find the right one, but it would also be wise if traders can analyze price charts positively and accurately and good trading results. If we take a close look at some of the main reasons people cannot make money investing / trading online. whether it is trading stocks, binary options, forex or cryptocurrencies, you will find that the problem is that traders are lazy and too dependent signaling services, and also do not understand the trade before starting it. So just in case it is best if traders, especially those who are still learning and practicing trading, should know these tips before entering any online investment scheme: 1. Use a signaling service. ... 2. Learn to use technical indicators. . 3. Trade stocks before trading binary options trading security. .. 5. Buy options of the right length for your trading style. For additional tips and trading strategies that can bring you $ 20-40 thousand per 4. Track your performance for each option month, contact him by mail, as He is ready to show interested traders, both beginners and professionals, how to trade with confidence and achieve success. .. and amateurs how to trade confidently and make good profits using strategies that fetches $ 20k$ 60k per month.
(elvishercules48@gmail.com)
Why live off the Dividends when you can live off the returns? The average annual return of an S&P 500 ETF (ie. VOO or SPY) over the last 10 years is 14%. Why not live off the returns and not touch the principal? For $1 Million that wouldn't that then be $140K pre-tax and about $100K after tax?
Because we dont live in a perfect world and growth companies crash in a moments notice. Imagine you were living off Nokia's or Blackberry's stocks until it crashes and your 1 Million turns to dust.
Research the Trinity Study. It goes in depth about inflation, touching the principle, risks etc.
The 14% average annual return probably doesn't take into account the real return rate or sequential risk. Take for instance a scenario in year 1 has a market loss of 50% and year 2 has a market gain of 50%. The average rate of return is arithemtically 0%, but your portfolio would have shrank by 25%.
so the basic take away I'm getting from this is... if you are already mega rich, it is VERY hard to fail! :|
Actually if you can consistently invest monthly, a 1 million dollar portfolio is very doable in 30 years.
I’m 23 now and I’m still in collage but investing helped me get my savings and investment ports into a doable method for me helped save an extra 10k that probably would have been spent on clubs and drinking so it’s all about ur own mentality tbh.
If you consider someone with $1M mega rich 🤷♂️
Your visual content with most importantly giving the profit or loss potential of your examples is great. Did you ever consider doing call and put options consider tent with the potential profit examples?
Thank you for your feedback 🙏 I haven't considered that but maybe someday.
If you buy the right dividend stocks, yes easily. Not giant expensive stocks. REIT's ETF's and high dividend stocks and closed end funds. Don't be afraid to research. My avg interest is around 10% right now.
I want a balanced portfolio, with growth investments, safe investments, and also a focus on dividends to gain up to $20K monthly with minimal risk. is this your strategy sustainable?
I’d rather you just start new positions in ETFs with future income and build that. I will advice you get yourself a financial advisor that can provide you with entry and exit points on the share/etf you focus on.
Opting for an inves-tment advisr is currently the optimal approach for navigating the stock market, particularly if you need a portfolio that can stand the test of downturns. I've been consulting with a coach for a while, and my portfolio has surged by 115% since 2022
Please can you leave the info of your lnvestment advsor here? I’m in dire need for one
*Jennifer Leigh Hickman* You can easily look her up, she has years of financiaI market experience.
*Jennifer Leigh Hickman* is the licensed coach I use. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment.
Are those amounts taxed?
2:00
4:25
That's pending....the investment stock doesn't have to pay out dividends and can change if need be so you have to monitor the Dividend stocks. The individual stocks I picked out yield better returns but you'll need 3M to get really well off on those becasue the taxes are going to do you hard.
What stocks did you pick?
What if you invested in something like QYLD?
That would definitely be a higher yield!
you could invest 1 million in at&t pays out 7 percent without losing your main capital has been steady or put a million in apple and take your gains annually and budget it
Plan to shift strategies depending on my age and needs. The only one I'm not planning to use are individual stocks.
This is what we are doing too! We use index funds for most!
3:10
Thanks for the great easy to understand content 😊
Thank you for watching 🙏
Great video Chris. Right now I plan to shift my strategy as I get older. I wish I had enough in there now though to earn a nice divided to live off of haha.
Hey Ronnie! Don't we all 😂 Thanks for stopping by. I hope you're doing well 👍
@@ChrisInvests Haha for real. Hey you are welcome. Hope you are doing well too.
Good content
Thanks for watching 👍
Another great video Chris!
W•H•A•T•S•A•P•P•
+1•2•0•8•5•0•0•5•1•5•4
I•N•V•E•S•T•I•N••BTC••C•R•Y•P•T•O-C•U•R•R•E•N•C•Y...
Inflation is gradually going to become part of us and due to that fact any money you keep in cash or in a low-interest account declines in value each year. Investing is the only way to make your money grow and unless you have an exceptionally high income, invessting is the only way most people will ever have enough money to retire.
Dividend yields change due to market forces and acquisitions. Example is airlines and communication stocks.
Yup
I'm a retiree I own stocks which are dividend payers my retirement funds are in growth funds tied to US equities 55% of those funds are in a Roth IRA, all income from my Roth is not taxable. The total income this provides is in 6 figures the investment portfolio is less than a million dollars.As others have said you don't need a million dollars.
Great job 👍 Thanks for sharing.
Actually, the coming inflation due to the non stop printing of dollars by the federal reserve will lead to even high divided yield stocks to give you less than the amount inflation devalues the dollars you have along with the value of the stocks you own. The best thing is to own physical assets that produce a physical yield which you can live from and sell surplus, like land that grows food. This is why Bill Gates has recently loaded up on an insane amount of farm land.
AT&T will be decreasing their dividend as part of their sale of HBO. Watch out!
😬
Indeed. But there is opportunity for share in a the newly formed company, also potential growth also if they are investing those dividend savings into the company, reducing debt and buying back shares.
@@markfairman162 How would you measure the risk/benefit? I really don't know, that is why I'm out.
@@jonesmatthew7511 I'm hanging in there, capital appreciation can easily out pace dividend growth AT&T has been relatively stagnant for years in that sense. The dividend will remain the 4% yield range which is still excellent and more sustainable .
I sell covered calls on T, easy money, more money than divs and perfect for a stock that trades sideways
Great video, love it
W•H•A•T•S•A•P•P•
+1•2•0•8•5•0•0•5•1•5•4
I•N•V•E•S•T•I•N••BTC••C•R•Y•P•T•O-C•U•R•R•E•N•C•Y...
defi and crypto beats this so hard but... in return... you have much higher risks and volatility.
I think I will be retiring early due to MS. I like it to grow now and give me income later. So, if I take my projected income of VA disability, SS disability, company disability retirement & dividends, I will be alright.
Sounds like it!
God bless you..believe in Jesus Christ…He is your best security and can help you through any difficulties
Even if you won a 1mil lottery at young age you wouldn't put everything into RRSP/TFSA for dividends due to contribution limits. You can put it on non registered account but then you deal with dividend and capital gains taxes.
Maybe after 30-40 years you do have 1mil on portfolio. Note that RRSP isn't a good place for dividend income due to the minimum withdrawal rules. TFSA that's the highest you can accumulate with SP500 investment and that only. TFSA is probably the best one to generate dividend income IF you don't use it for other short term investments like a house or a car. Problem is many people use TFSA as 'tax free shopping account' than investing for retirement.
Taxes on dividends and interest must be considered.
Absolutely
Consider also the yearly inflation !
Good video, good info. Can you do the same with BS education degrees that can not get you a job.
😂 No, that would upset too many people!
Certainly glad my degrees are in STEM (including my B.S. degreee 😂). They paid off for me and were definitely worth it.
If you can't get 7% or more from your million dollar investments, it's shocking that you ever got a million dollars in the first place.
Maybe they inherited it 🤔
why would you put T in there when they just slashed divy by half
If you look at the video date, it was published just before they announced the cut. It actually proves the point well.
70% VYM 30% VOO take 5% per year paid qtrly 1.25%
I would spread it out Monthly Dividends ORC QYLD ARR and quarterly EPD T ABBV XOM CVX IBM MO WPC MPW
AT&T even after the cut?
@@ChrisInvests nooooooo, sorry forgot to nix that from my main dividend list. next on the dividend percentage list is verizon so replace ATT with verizon and you have a good high percentage dividend portfolio that pays from 3 sources every month.
Any dividend etfs?
SPDR ? ...... SPY ?
What is the best way to make money from investing?
Through WhatsApp ☝️
Safemoon
Crypto yield farming such as providing liquidity to farms such as using the pancakeswap cake token and staking or farming it, 50-120% apr.
@@ChrisMCP2 stocks are fantasy money too, it’s all not realized until you sell and liquidate it for cash. Newer markets tend to give investors better returns.
At $1 million QYLD or JEPI covered call ETFs become highly appealing. Also SCHD.
what can I do? I have been disabled since 2009 and I am 58 years old at the verge of retirement. My portfoliio of $750k is down to $492k, How can I profit from the present market" , I mean I've heard of people making upto $250k in couple weeks during this crash and I'd like to know how.
The market is volatile at this time, hence i will suggest you get yourself a financial-advisor that can provide you with entry and exit points on the shares/ETF you focus on.
@@carolynrose1816 Factos!! Since the market became extremely volatile and pressure increased (I should be retiring in 17 months), I took the decision to work closely with a financial advisor. It has already been 9 months and counting, and I have made approximately 600K net from all of my holdings.
@@AlbertGReene-p8w That's impressive! I could really use the expertise of this advisor.
@@SkepticalMechanic-l9x credits to NICOLE DESIREE SIMON, one of the best portfolio manager;s out there. she;s well known, you should look her up
Thanks for the info, i found her website and sent a message hopefully she replies soon.@@AlbertGReene-p8w
I can't even find a S and P 500 Growth fund in the UK. Anyone have any direction?
You have to invest in the US market to invest in the S&P. There’s probably a UK equivalent like a Footsie (don’t know if that’s the right spelling) growth fund.
@@rathelmmc3194 I've invested in S&P 500 UCITS ETF (VUSA) on UK vanguard site, otherwise there's no other choice for a more growth focused fund.
Most experienced traders like Mr Elvis Hercules, would prefer to get the proper skills to analyze price charts in order to make their own trading decisions, but many traders, especially amateur traders, are still wondering really whether they accelerate their successful trading using only signaling services, don't get me wrong. Signals are good, especially if you find the right one, but it would also be wise if traders can analyze price charts positively and accurately and good trading results. If we take a close look at some of the main reasons people cannot make money investing / trading online. whether it is trading stocks, binary options, forex or cryptocurrencies, you will find that the problem is that traders are lazy and too dependent signaling services, and also do not understand the trade before starting it. So just in case it is best if traders, especially those who are still learning and practicing trading, should know these tips before entering any online investment scheme: 1. Use a signaling service. ... 2. Learn to use technical indicators. . 3. Trade stocks before trading binary options trading security. .. 5. Buy options of the right length for your trading style. For additional tips and trading strategies that can bring you $ 20-40 thousand per 4. Track your performance for each option month, contact him by mail, as He is ready to show interested traders, both beginners and professionals, how to trade with confidence and achieve success. .. and amateurs how to trade confidently and make good profits using strategies that fetches $ 20k$ 60k per month.
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@@ToxCcc, that should be fine then I would think.
Before AT&T suspended dividends you would've gotten more from them with 1 million dollars than you would with the one demonstrated in this video.
That's a perfect example of what you don't want. Just look at their stock price over the years. You would be losing money.
Not much.
I invest into a cryptocurrency called Cardano. Staking it will give you a passive income.
Dividends are stupid. Learn how to trade. It takes years but once you get it you will scoff at dividends. If you know how to trade and have a million dollars turning that into 5 million is easy.
AT&T cut its dividend
AT&T... this video did not age well
I think it did because it just goes to show you that you can't fully rely on dividends
I find this kind of outline illustration video extremely annoying.
I'm 25 why the hell am I watching this
Because this will be you if you're investing now
You won’t be 25 for ever. The time to invest for you is now and consistently. Compounding is most effective when your time horizon is long. For me my time horizon is infinite.
You’ll be lucky to get a consistent 5% return if you put it in dividend stocks. Dividend stocks often change their dividend amount without warning. So you might get into one that pays seven or 8% and then later it might OK one or 2%. The stock market is a scam. I hope the crypto market doesn’t turn out to be a scam also
There’s more chances crypto being a scam than a market that’s been around for hundreds of years
Hi Chris, what editor do you use for the whiteboard animation?
I use VideoScribe ✍️
Why are growth stocks better for younger investors as compared to stocks with high dividend yields and DRIP over a period of time?
ua-cam.com/video/FgIFdnkPDbs/v-deo.html
@@ChrisInvests Thanks! I’ll check it out
7% a year at the HIGH end? Has nobody heard of Bitcoin?
@@ChrisMCP2the video is talking about annual returns and you're talking about monthly returns. Bitcoin is up 4,000,000% over ten years
The governments will never allow deregulated currency to compete with their own.
@@SurpriseMeJT why are countries adopting it as legal tender then
@@AjDotKom Which countries? Any ones that matter?
@Rowland Firsthand On the contrary, I think you are probably less informed about historical trends and human nature and the nature of organizations. Why on earth would powerful governments willingly give up their power of monetary control to the deregulation of cryptocurrency? Is there any analogy in history to support this?
Inflation is gradually going to become part of us and due to that fact any money you keep in cash or in a low-interest account declines in value each year. Investing is the only way to make your money grow and unless you have an exceptionally high income, invessting is the only way most people will ever have enough money to retire.
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