I BOUGHT MY FIRST HOUSE AT 22: Why & How I Did It! | How To Buy A House 2020

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  • Опубліковано 30 жов 2024

КОМЕНТАРІ • 635

  • @JessTheInvestor
    @JessTheInvestor 4 роки тому +51

    Congrats on buying your first house 🏠. I bought my first house at 25. Now I’m 27 and own two houses. I’m closing on my third house July 22nd. It’s addicting when you realize how quickly you can build your wealth through real estate. I started my channel to educate others how to do the same.

  • @Themoment888
    @Themoment888 4 роки тому +885

    Something about black women succeeding hits different 🥰

  • @abundancelivingtv1463
    @abundancelivingtv1463 4 роки тому +550

    I am realtor in Florida and I notice more young people buying homes. The youngest is 18 years old, and he purchased summer 2019. Congratulations!

    • @LexisShantell
      @LexisShantell  4 роки тому +9

      Shanita Richardson thank you !

    • @SPOKENWORDZ1970
      @SPOKENWORDZ1970 4 роки тому +72

      Because when I was younger people would often tell us ohhh you don't need a house now...you wait until you have a family... you know that conditioning of the mind mentality. Had I known then everything I know now... I probably would have had about five houses renting them out

    • @dorathiejo2150
      @dorathiejo2150 4 роки тому +3

      Where in Florida are you located if you don’t mind me asking

    • @sahuriplays
      @sahuriplays 4 роки тому +3

      where in florida? south? i’m 19, located in broward/miami, currently on my first year of renting & i’d love more insight on homebuying

    • @abundancelivingtv1463
      @abundancelivingtv1463 4 роки тому +2

      SahuriPlays Hi am if you google my email is meservices13@yahoo.com if you like for me to give you additional information about home buying programs in Florida. Have a bless day!

  • @shawnacieh7156
    @shawnacieh7156 4 роки тому +17

    I was not looking to buy a house. I didn’t think it was something I could do or afford on my own but I was having such a hard time finding apartments that my mom and best friend convinced me into buying a house. I’m so glad I did it.

    • @LexisShantell
      @LexisShantell  3 роки тому +1

      That is similar to what happened to me. I’m very glad that I purchased

  • @Cir_Supreme
    @Cir_Supreme 4 роки тому +326

    I close on mines at the end of May ! I’m super excited!

    • @LexisShantell
      @LexisShantell  4 роки тому +7

      cedric bradford CONGRATS!!!

    • @fashionwithoutlabels
      @fashionwithoutlabels 4 роки тому +8

      Congrats Cedric! I have been submitted to the underwriters and will know in 7-10 days if I am approved.

    • @Cir_Supreme
      @Cir_Supreme 4 роки тому +2

      Lexis Shantell thanks boo 😘

    • @Cir_Supreme
      @Cir_Supreme 4 роки тому +1

      fashionwithoutlabels ayyeee we lit 🔥

    • @Gunngirl
      @Gunngirl 4 роки тому +8

      You guys are giving me hope. I’m glad people are still out there buying.

  • @jovyphancy4444
    @jovyphancy4444 4 роки тому +5

    She is my new best friend now... I like ppl who don't stagnate.. They show you the way❤️❤️

  • @YourFavoritePO
    @YourFavoritePO 4 роки тому +373

    This is AMAZING! Let ppl know you don't have to be "older" to buy a house! Start investing early guys💯
    I hope this video reaches millions of young people who need to hear this🙌🏾

    • @LexisShantell
      @LexisShantell  4 роки тому +7

      Your Favorite P. O. Aw THANK YOU 🥰🥰🥰🥰 share with any young people you know !

    • @Callmerayyyyyyy
      @Callmerayyyyyyy 4 роки тому

      Hey. What do you suggest investing in?

    • @jodiford9905
      @jodiford9905 4 роки тому

      Start investing in forex, I've been earning $5k weekly investing in forex through an expert.

    • @akaishadouglas8259
      @akaishadouglas8259 4 роки тому

      Need info please

  • @mikeelize20
    @mikeelize20 4 роки тому +20

    Bought mine at 27 and it’s the best thing

  • @jdw39503
    @jdw39503 4 роки тому +3

    My husband and I just started the process of buying a new build. You were not lying about the different people and phone calls. I cant keep up. We are suppose to close in late August or early September 2020. I'm excited. The only regret I have is not doing this sooner when we were younger. Now 17 1/2 years in about to buy our first home.

  • @truthfactors9958
    @truthfactors9958 4 роки тому +9

    I am so where you were at in this process. I so am looking for an apartment but little voice is saying buy a home. You pop up in my feed. This must be a sign. Thank you for posting this video.

  • @angiejordan6454
    @angiejordan6454 4 роки тому +110

    This is why I watch UA-cam more than TV... Representation 😍

  • @stef9229
    @stef9229 4 роки тому +31

    U guys r lucky in America well some states that I see anyway..at 22 I just finished university and had a daughter bless you I always thought u can buy a house when u settled in late 20s. Just turnt 30 and about to buy my own house too...In the UK we need 10% and in London our house prices r no joke. I decided to move out of London and now the UK introduced 5%for first time buyers so I've got that cash and more. I'm gonna buy me and my kids a home now and I came across this video. Bless you!! I dont even know you never watched a video but well done to you... buy another one rent it out travel girl and come back amazing!!!

  • @beautybynature5556
    @beautybynature5556 4 роки тому +3

    First, you're curls are beautiful! And thanks for sharing your journey with us!

  • @RachOfSunshine
    @RachOfSunshine 3 роки тому +3

    For my first place I will be buying a home. A lot of the apartments are only $100 less a month than a mortgage. Utilities may not be included but it’s so worth it for a house.

  • @bimbajeb1a112
    @bimbajeb1a112 4 роки тому +97

    ....im 55, do you wanna adopt me ?

  • @denisseh3946
    @denisseh3946 4 роки тому +5

    Buying is a great choice for those young people that KNOW they'll be working and living at one home for years. Selling isn't always easy. Whereas an apartment will be much easier to move out of within a year max. Congrats on your new home!!!!

  • @Girlgetup__
    @Girlgetup__ 2 роки тому +7

    I loved watching this. I’m 22 and am set to close Monday. This has been so stressful and exciting also! You explained everything so well

  • @kyamiwalters2135
    @kyamiwalters2135 3 роки тому +2

    I am 23 and currently looking at homes to buy thank you this helped me a lot

  • @kaygoodwin8085
    @kaygoodwin8085 4 роки тому +259

    Claiming my house NOW, I’m 20. By 25 I will have bought my first home ✨

  • @jasminegabrielle53
    @jasminegabrielle53 3 роки тому +3

    I live with my parents right now as I finish up with college, but I am trying to decide whether I want to rent or buy when I move out. Prior to moving back home, I lived on my own in an apartment for over 3 years and when I added up what I paid in those 3 years; it was over $17,000 living there. In my opinion it is such a waste, because I was helping someone else when I could have been helping myself. Now, my dilemma is where would I want to live more than 3 years if I do purchase a home. I love your video!

  • @NaturallyNerdeeNicol
    @NaturallyNerdeeNicol 4 роки тому +9

    She is so cute.
    I like how she just got to the point in the beginning.

  • @AtaleeHill1
    @AtaleeHill1 4 роки тому +1

    Congrats! I Bought my first home at 19 in 1990 with 0 down. It can be done. Second home in 2000 with 0 down.

  • @justme-qd1sf
    @justme-qd1sf 4 роки тому +7

    i was a home owner at 23 you go girl

  • @laxgirl7728
    @laxgirl7728 4 роки тому +5

    I've been looking to move out for about a year now just to browse, now I'm more serious about it and I'm 21! It's really inspiring to see someone around my age doing the same thing!!

  • @LexisShantell
    @LexisShantell  4 роки тому +21

    A deeper look into the financials side of it video dropping this week! Make sure you subscribe and turn on post notifications to be updated when I post it ! ❤️

  • @chase34211
    @chase34211 4 роки тому +182

    Can someone tell me what jobs y’all got to be buying houses at this age😭???

    • @WeMakeMoneyMoves
      @WeMakeMoneyMoves 4 роки тому +83

      The banks don't care where you work as long as its legal, you've had your job at least 2 years, your credit score is decent and if you do have credit card debt your debt to income ratio is not high!

    • @godschild2219
      @godschild2219 4 роки тому +22

      She just told u “youtube”

    • @tracy_cakkes
      @tracy_cakkes 4 роки тому +87

      hot head she said it wasn’t UA-cam and there’s no way she’s paying for a house with 5k subs lol

    • @seanparker2243
      @seanparker2243 4 роки тому +15

      @@WeMakeMoneyMoves you still have to make a certain amount. Even apartments ask your income.

    • @WeMakeMoneyMoves
      @WeMakeMoneyMoves 4 роки тому +2

      @@seanparker2243 I assumed the income requirement was understood, my bad!

  • @sheisphenomenalllc5867
    @sheisphenomenalllc5867 4 роки тому +2

    I love that you are out here being a boss

  • @jocelynpeay1713
    @jocelynpeay1713 4 роки тому +9

    I am 20 and I really hope to be in your shoes in two years! Saving is hard but I know it will be worth it. Congratsss

    • @LexisShantell
      @LexisShantell  3 роки тому +2

      Yes! Make your plan and then work your plan!! You got this 😊

  • @LexisShantell
    @LexisShantell  4 роки тому +7

    Enter my CASH GIVEAWAY! details in my recent video (link in description)! Also, posted another video talking about how much $$ I needed to buy my house! Link in the description box ❤️

    • @classiquecg5253
      @classiquecg5253 4 роки тому

      Hi beautiful, congrats on your new home! If you ever delete anything accidentally again, shake your iPhone and a prompt should pop up “Undo Typing” and simply select “Undo”.

  • @girlletstalk5709
    @girlletstalk5709 4 роки тому +1

    I just turned 22 and I am working on it now I am so excited ❤️❤️

  • @VanessaSanchez
    @VanessaSanchez 4 роки тому +145

    We just bought a house at 23 & 24! If you have a steady job, good credit, low DTI and some savings you can do it!!!!!

    • @deliadarling257
      @deliadarling257 4 роки тому +1

      What is DTI?

    • @vkfanatic
      @vkfanatic 4 роки тому +6

      @@deliadarling257 Debt to income.

    • @linwilliams2013
      @linwilliams2013 3 роки тому

      If you don’t mind me around. About how much in savings did you have to have. Not an estimate amount if you don’t feel comfortable but a ball park would be helpful

    • @VanessaSanchez
      @VanessaSanchez 3 роки тому +8

      @@linwilliams2013 how much you need will depend on your income, debt, and cost of the house you’re buying. With that being said we actually had better days with our savings than when we decided to buy (just had a baby a 8 months prior and took some time off) we had about $12,000 probably. We only put down $3K on the house for earnest money to close. Don’t believe the “you need 20% for the down payment” that’s not true. Your mortgage officer will tell you if they want you to have a certain amount down but mostly that 20% thing is coming from people who want to be smart but it’s not a requirement. We were spending way too much renting and buying saved us a ton that would of took forever to get to 20% paying and we now we can throw more money into the mortgage as well to pay off sooner.

    • @Arin.-.
      @Arin.-. 3 роки тому +2

      I wanna do this bc like you said renting is more expensive. What’s holding me back is not knowing if I could pay unforeseen house repairs. My savings is not a lot👀

  • @dirtydan1652
    @dirtydan1652 4 роки тому +43

    I'm 28 and still don't have my own house! I'm working on my credit; I made poor decisions in my early 20s.

    • @naturallyray3646
      @naturallyray3646 4 роки тому +1

      How r u fixing ur credit?? asking for a friend that’s 28 lol

    • @dirtydan1652
      @dirtydan1652 4 роки тому

      Naturally Ray 😩😭 I was at a 500 credit score, but I’ve plateaued at 615. That took one year. I’m stuck right now. I just started paying things on time, or paying things off at the end of the month. I don’t know what else to do. I keep getting denied when I try and get credit cards 💳

    • @theslayologist
      @theslayologist 4 роки тому

      Wow! I’ve never been the 1 to do this, give advice on someone else’s channel, but I have my own credit repair business & I can give you basic advice without charging you a dime on how to get un-stuck! Just let me know!

    • @chantahlcostello7939
      @chantahlcostello7939 4 роки тому

      You need revolving credit to boost your score..... speaking from personal experience

    • @Sigh927
      @Sigh927 4 роки тому +1

      The Slayologist I don’t have any credit & I’m 22 , any tips on how to build quicker

  • @Marie34694
    @Marie34694 4 роки тому +4

    You’re so smart, mature, and beautiful. So wise at your age.

  • @SelenaTrevino
    @SelenaTrevino 2 роки тому +4

    this video was so incredibly helpful, thank you so much!! how much did you decide to put down as a down payment, how much were closing costs and when you bought your house did you still have savings/emergency savings or did you put it all into your house? Loving your series, girl!!

  • @savannadillon9234
    @savannadillon9234 3 роки тому +3

    I’m so glad you kept an open mind and considered buying your first home! Your house is soooo beautiful and SUCH an AMAZING investment! I’m so so soooo proud of you!

    • @LexisShantell
      @LexisShantell  3 роки тому

      Thank you so much for encouraging me to take the step!! I really appreciate it😊😊😊

  • @sheisshay4540
    @sheisshay4540 4 роки тому +4

    You go girl! I closed on land a few months ago. (I live in the Caribbean) I can not wait to start building. It’s amazing you bought it off of your YT! I started this UA-cam journey myself. ❤️ you’re goals!

    • @LexisShantell
      @LexisShantell  3 роки тому

      Keep watching this video for all details. Also, my furnished home tour is now available!!

  • @miss_kolissa
    @miss_kolissa 3 роки тому +2

    The "UA-cam help me buy a house " intro had me for a minute 😂

  • @Nombulelo_ace
    @Nombulelo_ace 4 роки тому +1

    One love from South Africa... Well done and cheers to many more

  • @itssricaa96
    @itssricaa96 4 роки тому +1

    YO OMG I FEEL THE SAME !!! That’s why I’ve been looking at a 2 bedroom apartment as well because I want a makeup room SO BAD !!! Lol . And I’ve thought numerous of times about a house .. but then again I don’t know if i will stay in that specific location for a long period of time .

    • @LexisShantell
      @LexisShantell  3 роки тому

      I know it can be a hard decision. Take your time and enjoy the journey to home ownership

  • @KIZAJ
    @KIZAJ 4 роки тому +1

    I’ll be 21 in a few months and I hope to own a home next year before I turn 22 and I’m just here taking notes

  • @Danielle_King
    @Danielle_King 4 роки тому +1

    This is motivation for me. The more I formation the better

  • @lolamaven3971
    @lolamaven3971 4 роки тому +71

    yess !! when you win, we all win. congrats oxox

  • @nikkivaughn4970
    @nikkivaughn4970 4 роки тому +6

    The reason they asked for documentation for your deposits is to ensure that there isn’t a loan that needs to be repaid that isn’t showing on your credit, the same with any large withdrawals, to make sure there isn’t a debt out there that their not aware of, the diploma and transcripts were likely for employment history if you haven’t worked a full two years

  • @libniambrose9999
    @libniambrose9999 4 роки тому +1

    Congrats
    It’s my first video but I will watch more it was inspirational! Keep it up
    God bless you

  • @briannab7614
    @briannab7614 4 роки тому +3

    I don’t know you but I’m so proud of you sis ✨

  • @justin8771
    @justin8771 4 роки тому +1

    So I was looking at something similar and came across the video I needed to hear I’m 24 and that’s wild I’m bout to start tryna get my own house ASAP thanks for the videos they are really helpful

  • @alexisrichards9653
    @alexisrichards9653 4 роки тому

    Yasssssss Soror 💙🤍💙 show em how the Zetas do it. Proud of you and thanks for the inspiration 🥳. Congratulations 🎉

  • @Dauphne
    @Dauphne 4 роки тому +4

    Hi Lexis Shantell. Good to see your video as always. I love your new couch so beautiful and it looks good in that space. Love your hair too really cute. Love the shirt also. Thanks for sharing your house buying experience. Again Congratulations. God bless you. ♥️♥️♥️👍👍👍🌹🌹🌹

  • @amb7412
    @amb7412 Рік тому

    What a wonderful accomplishment! I'm truly proud of your achievements. I know greater things are coming and remember do n ot allow anyone to move in unless it's your mother. Do not live with romantic partners, they can move in after the Wedding, never before. Love your tips!

  • @DoctorFashion
    @DoctorFashion 4 роки тому +62

    Nice.. I’m curious what you do “career wise” it’s always interesting to see what field of work people are in when they buy a home at such a young age

    • @LexisShantell
      @LexisShantell  4 роки тому +39

      Doctor Fashion I do marketing for a large retailer!

  • @anabettencourt6943
    @anabettencourt6943 4 роки тому +6

    Congrats!!! Buying at 22, what an accomplishment! Hope you are super proud of yourself, I bought my condo at 27 and what a scary yet joyful process it was.

  • @livingwholeandwell
    @livingwholeandwell 4 роки тому +1

    I love how you describe your connection to your intuition. that KNOWING that you had that this was FOR you!

  • @MrsShante21
    @MrsShante21 3 роки тому +4

    My closing date for my first home which is a townhouse is Dec 28 I’m so excited and nervous at the same time. I felt the same way you did I just new this was going to be my house I was tired of renting!!!

  • @cocoleen2698
    @cocoleen2698 2 роки тому

    Yess congratulations 🎉🍾

  • @ItsMyLifeDaralynn
    @ItsMyLifeDaralynn 4 роки тому

    Congratulations beautiful young lady. With the rental rates around the world , I don't blame you . Welcome to the club!

  • @onyxleaves3028
    @onyxleaves3028 4 роки тому +1

    Congratulations!!! ...The good news Is when you buy one house it's easy to buy another...😇 ..I never understood why so many documents at closing...and when you sell I swear it's like five pages 😅

  • @MalakIsrael1K
    @MalakIsrael1K 3 роки тому

    She so beautiful omg I’m 23 buying a house now! But your beautiful Queen ❤️

  • @iambrienicoleee
    @iambrienicoleee 4 роки тому +1

    Congrats!!! Mines is on the way!

  • @Safira812
    @Safira812 4 роки тому +1

    Literally so proud of you😊

  • @soundsspace3739
    @soundsspace3739 4 роки тому +1

    Great video. I’m still deciding if I should buy or build my house cuz I have specific things I want.

  • @missaja1559
    @missaja1559 4 роки тому +1

    Congratulations on your home🎉

  • @savannadillon9234
    @savannadillon9234 3 роки тому +1

    Love the Ensorsale t shirt!

  • @tineshaw3762
    @tineshaw3762 4 роки тому +1

    Good for you girl. I pray foe that opportunity but these prices in Canada be tripping.

    • @LexisShantell
      @LexisShantell  3 роки тому

      Make a plan and then work your plan! You got this!

  • @andyofthecookiefactory5392
    @andyofthecookiefactory5392 4 роки тому +2

    Congrats for your first house at 22!!!!

  • @andmar5
    @andmar5 4 роки тому +2

    Congratulations!!!!! You deserve it! We've been in our first home for a little over a month. Best decision ever!!! I love seeing people succeed. ❤️🧡

    • @LexisShantell
      @LexisShantell  4 роки тому +2

      Thanks so much and congrats to you !!

  • @galindocarmen15
    @galindocarmen15 4 роки тому +2

    I loved this! Just subscribed 😊

  • @lizzyav2555
    @lizzyav2555 4 роки тому +1

    CONGRATULATIONS!!!!!

  • @chrisantonello6831
    @chrisantonello6831 4 роки тому +13

    Noticing a few bumper ads 😉

  • @sivethegoodnews.2059
    @sivethegoodnews.2059 4 роки тому

    Good for you 🙌🏾

  • @deedeesaidso5910
    @deedeesaidso5910 4 роки тому +8

    Appreciate this video. first congrats to you. I recently turned 29 and I learned a lot about finances late but still know a lot more than ppl around me my age. I recently paid off my credit card debt, raised my credit score and I'm saving money. I've gon back and forth about buying a house, although I really want to I keep psyching myself out.

  • @karlita7284
    @karlita7284 4 роки тому +5

    You’re right about the part of saving your money vs. spending it in on renting an apartment. I’m was thinking about doing the same thing, moving into an apartment and then get a house later in the future. But I’m changing my mind and I’m gonna save up for a house instead.

  • @fiifik-sackey3789
    @fiifik-sackey3789 4 роки тому

    you gorgeous! im closing on my house in September hopefully! Wholesome video, thanks.

    • @LexisShantell
      @LexisShantell  4 роки тому

      Thank you so much and congrats to you !!!

  • @KinSun
    @KinSun 4 роки тому +2

    Buying a house is better than renting unless you need a house today for today or rlly soon and you dont have the high amount to buy a house so renting would be the way to go.

  • @PlainAndChelsea
    @PlainAndChelsea 4 роки тому +96

    I want to buy a house myself but I had no idea 1% was a down payment option! Always thought I had to have like 20k saved up and was dreading living at home forever! Now I have hope!

    • @LexisShantell
      @LexisShantell  4 роки тому +26

      ChelseaVictoria I should have clarified : I paid 1% to the builder just to put it under contract and “hold it “ but total put 3.5% down since I’m a first time buyer (the more you can put down the better though to have lower monthly payments )! I’m expecting my next house will prob end up having to be in the 20% down range

    • @PlainAndChelsea
      @PlainAndChelsea 4 роки тому +4

      Oh okay!! Thank you for clarifying lol

    • @LexisShantell
      @LexisShantell  4 роки тому +2

      ChelseaVictoria no problem! But still super attainable depending on the house you find , you can do it !

    • @yanetcortez3789
      @yanetcortez3789 4 роки тому +2

      Lexis Shantell hi good video hun I love your living room set were u ever concerned about the repair responsibility? I think about that, like it if my homeowners insurance didn’t cover certain things I’d b responsible for out of pocket

    • @LexisShantell
      @LexisShantell  4 роки тому +1

      Yanet Cortez thank you! Yes I was taking that into consideration as well so wanted to miniseries the amount of upfront repairs as possible

  • @CottoncanzyAnnchristine
    @CottoncanzyAnnchristine 4 роки тому +40

    Wish you would’ve said the actual amounts they would’ve been more helpful.

    • @LexisShantell
      @LexisShantell  4 роки тому +34

      Annchristine thanks for the feedback! I refrained as I was told to be a bit cautious with sharing some of those personal financial numbers with the internet so that’s why I didn’t but definitely understand that it could’ve been helpful!

    • @Walking_withGod27
      @Walking_withGod27 4 роки тому +4

      That's not really a good idea.

  • @kilosofkalia
    @kilosofkalia 4 роки тому +7

    Letting us know deposit / sale price would help tremendously, as well as the amounts for the fees that anyone buying a house would have to pay: It would allow us to know what type of expenses to look forward to! thanks for the video love 💕

    • @84mztoya
      @84mztoya 4 роки тому +2

      UA-cam has a lot of helpful videos on the home buying process. Everyone process and amounts are going to be different because of different incomes and locations.

    • @kilosofkalia
      @kilosofkalia 4 роки тому +2

      MsToya thanks, but it would still help, therefore if she truly wants to help, she can tell us her income and credit score as well, telling either or would not hurt her in any way, seeing that it’s not a social security number, home address, or bank account & routing number lol.

    • @kilosofkalia
      @kilosofkalia 4 роки тому +1

      MsToya and I do get that there may be differences but that’s like telling me not to do my APR work when learning because those APRS don’t apply to my life, ya know? it would definitely give you an idea of what to look forward to.

    • @carmkizzle
      @carmkizzle 4 роки тому +4

      Taylor Not to mention, people should respect that her income/credit score is her personal business just on a basic level. Whether she chooses to disclose it on social media or not should not determine if she’s “truly” trying to be helpful. So nosy🤦🏾‍♀️

  • @karickasoul5059
    @karickasoul5059 4 роки тому +10

    That's awesome teach these young people! So proud of you don't know how I got to your video but I was just scrolling. I bought my first house so long ago when I was 21 just like you said I wasn't looking to buy a house cuz I didn't think that I could but I did. Honestly I only did it because my brother did, then I did my cousin followed! Blessings just kept flowing through our family from then on. Awesome experience! Keep up the good work!

  • @Nino_J
    @Nino_J 4 роки тому

    Where do I find a queen like this ✊🏾😩 I inherited a duplex from my grandmother, so I’m a home owner at 23. I collect rent from my cousins and another tenant(he’s a older white guy, very quiet).

  • @GetHelpTax
    @GetHelpTax 4 роки тому

    Congrats! You're off to a great start.

  • @montykaiser7337
    @montykaiser7337 4 роки тому +1

    brains and beauty

  • @Xolanidj
    @Xolanidj 4 роки тому +38

    This is so excellent! When I was 22, I had ZERO intentions on purchasing a home, or really owning anything worthwhile. I probably made every bad financial decision except for getting a payday loan. In fact, the only reason I didn’t get a payday loan was because I was in the military, and it had just become illegal for those lenders to do business with us!
    But for real, I am happy to see young folks making better financial decisions these days, and it is awesome that you are sharing the essential information.
    Oh yeah, I’ll be buying my first home no later than a year from now, at 34 years old.

    • @LexisShantell
      @LexisShantell  4 роки тому +1

      Congrats !!!❤️ and thank you 🥰

  • @KAYUnwaveringInTruth
    @KAYUnwaveringInTruth 4 роки тому

    Wowwww girllll congratulations trueee inspiration m...your hair is super cuteeee

    • @LexisShantell
      @LexisShantell  4 роки тому +1

      Thanks so much 🥰

    • @KAYUnwaveringInTruth
      @KAYUnwaveringInTruth 4 роки тому

      Of course!!! You’re impaired me to go forth on my UA-cam as I am just starting to post and pursue my channel againnn I loveee ittt and love your positive energy

  • @onesong3075
    @onesong3075 4 роки тому +1

    What a gorgeous house! Yessssss

  • @retha90
    @retha90 4 роки тому +35

    I'm over here smiling like an idiot 😁. Love to see others winning 👍.

  • @believeitseeit2297
    @believeitseeit2297 4 роки тому +3

    Thank you for this information. Very helpful 😊

  • @dorisobinna
    @dorisobinna 4 роки тому +1

    Responsible young woman..congratulations.

  • @AshiyaWhitley-ShawVeganAthlete
    @AshiyaWhitley-ShawVeganAthlete 4 роки тому +1

    Congratulations!!!💃🏽✊🏽❤️

  • @calekatelynn1084
    @calekatelynn1084 4 роки тому +1

    I'm 22 and buying a home is my dream..

    • @LexisShantell
      @LexisShantell  3 роки тому

      You can do it. Just make your plan and then work your plan.

  • @Healthylifelex
    @Healthylifelex 4 роки тому

    Hi Soror! You have a new subscriber! I have really started thinking about buying a home.

  • @wambuijoseph5989
    @wambuijoseph5989 4 роки тому +1

    Congratulations! This is so inspiring.

  • @mcanibsa3036
    @mcanibsa3036 4 роки тому +27

    This is great, I don't know you personally but I'm super proud of you, job well done and you're off to a fantastic start. One piece of unsolicited advice... Aggressively pay off all your debt including your mortgage. You will be liberated beyond your dreams. Just imagine the joy of having the amount of money you pay in mortgage sitting in your bank each month?

  • @brwnhilarybanks9953
    @brwnhilarybanks9953 4 роки тому +14

    whew! can't do this in nyc! i cant wait to leave

    • @FemiaLove
      @FemiaLove 4 роки тому +2

      My struggle #impossibleforme

    • @fancyflower3298
      @fancyflower3298 4 роки тому +2

      True NY real estate is mind numbingly expensive. I don’t even know how people are buying those 1.2 mil places.

    • @brwnhilarybanks9953
      @brwnhilarybanks9953 4 роки тому

      @@FemiaLove not just you the average new yorker with 1 income.

    • @brwnhilarybanks9953
      @brwnhilarybanks9953 4 роки тому

      @@fancyflower3298 well we are not talking about million dollar homes... smh. I am talking about your typical 2 family home, or even single family. Everything 300k-600k is in the hood and /or a mix between ok area but mixed with the hood if you drive past far enough. Or it's a fixer upper that will end up costing you an additional 15k to fix from inside out.

    • @fancyflower3298
      @fancyflower3298 4 роки тому

      caramelized sugar 1.2 mil just as an example. A bit inflated but obviously not every home in NY is priced at 1.2 mil. Side not though some homes in areas considered Brooklyn hoods are being priced that high(gentrification). But in general NY is expensive it’s a regurgitated fact.

  • @ji-inroh495
    @ji-inroh495 2 роки тому

    Congrats. You're on your way to building wealth. "According to the 2019 Survey of Consumer Finances, a triennial survey that collects detailed accounts of households’ finances, the median homeowner has 40 times the household wealth of a renter - $254,900 for the former compared to $6,270 for the latter. "

  • @justinachaparro6368
    @justinachaparro6368 4 роки тому +5

    Me and my boyfriend are looking to move out beginning of next year! We were looking into apartments but they are soo expensive and it really ends up being a waste of money so we are looking into townhouse to buy and this video gave me positive vibes into it really being something we can do! We are 22 as well, I love your home so gorgeous 😍

    • @LexisShantell
      @LexisShantell  4 роки тому

      Justina Chaparro yes go for it !! Thank you so much 🥰

    • @Getcho33
      @Getcho33 4 роки тому +1

      Don't purchase a home unless you are married!! (if you are, research what happens to the home (an asset) when you decide to split )
      Listen to Graham Stephan or Dave Ramsey (The Seven baby steps)

  • @gabbymiles5655
    @gabbymiles5655 4 роки тому +1

    Congrats!!!

  • @abrianaiverson8427
    @abrianaiverson8427 4 роки тому

    Did not know you were a Soror 💙 Congratulations on your home. I’m hoping to buy by 25 and this video was helpful.

  • @TropicsFever
    @TropicsFever 4 роки тому

    Than you for this! Working towards this!

  • @Majorgirlmarie
    @Majorgirlmarie 4 роки тому +1

    Very motivational and helpful tips! 💕

  • @hizmar
    @hizmar 4 роки тому

    Congratulations 👍👍👍

  • @deedee6507
    @deedee6507 4 роки тому +11

    Straight to the point. I love it.